CN106997530B - 基于移动终端卡模拟的信用支付方法及装置 - Google Patents
基于移动终端卡模拟的信用支付方法及装置 Download PDFInfo
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- CN106997530B CN106997530B CN201610051643.8A CN201610051643A CN106997530B CN 106997530 B CN106997530 B CN 106997530B CN 201610051643 A CN201610051643 A CN 201610051643A CN 106997530 B CN106997530 B CN 106997530B
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
- G06Q20/3263—Payment applications installed on the mobile devices characterised by activation or deactivation of payment capabilities
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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- G06Q20/4037—Remote solvency checks
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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- G—PHYSICS
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- G06Q2220/00—Business processing using cryptography
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/50—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees
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- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Microelectronics & Electronic Packaging (AREA)
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- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
Claims (8)
Priority Applications (13)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN202211279929.3A CN115719224A (zh) | 2016-01-25 | 2016-01-25 | 基于移动终端卡模拟的信用支付方法及装置 |
CN201610051643.8A CN106997530B (zh) | 2016-01-25 | 2016-01-25 | 基于移动终端卡模拟的信用支付方法及装置 |
TW105143647A TWI697855B (zh) | 2016-01-25 | 2016-12-28 | 基於移動終端卡模擬的信用支付方法及裝置 |
EP17743591.4A EP3410376B1 (en) | 2016-01-25 | 2017-01-16 | Credit payment method and device based on card emulation of mobile terminal |
KR1020187023910A KR102254357B1 (ko) | 2016-01-25 | 2017-01-16 | 이동 단말기의 카드 에뮬레이션에 기초한 신용 결제 방법 및 장치 |
SG10202103740TA SG10202103740TA (en) | 2016-01-25 | 2017-01-16 | Credit payment method and apparatus based on card emulation of mobile terminal |
PCT/CN2017/071254 WO2017128976A1 (zh) | 2016-01-25 | 2017-01-16 | 基于移动终端卡模拟的信用支付方法及装置 |
MYPI2018702516A MY195894A (en) | 2016-01-25 | 2017-01-16 | Credit Payment Method and Apparatus Based on Card Emulation of Mobile Terminal |
JP2018557179A JP6859519B2 (ja) | 2016-01-25 | 2017-01-16 | 移動端末のカードエミュレーションに基づくクレジット決済方法及び装置 |
SG11201806131YA SG11201806131YA (en) | 2016-01-25 | 2017-01-16 | Credit payment method and apparatus based on card emulation of mobile terminal |
PH12018501542A PH12018501542A1 (en) | 2016-01-25 | 2018-07-19 | Credit payment method and device based on card emulation of mobile terminal |
US16/043,417 US11227279B2 (en) | 2016-01-25 | 2018-07-24 | Credit payment method and apparatus based on card emulation of mobile terminal |
US16/719,348 US11238431B2 (en) | 2016-01-25 | 2019-12-18 | Credit payment method and apparatus based on card emulation of mobile terminal |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201610051643.8A CN106997530B (zh) | 2016-01-25 | 2016-01-25 | 基于移动终端卡模拟的信用支付方法及装置 |
Related Child Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CN202211279929.3A Division CN115719224A (zh) | 2016-01-25 | 2016-01-25 | 基于移动终端卡模拟的信用支付方法及装置 |
Publications (2)
Publication Number | Publication Date |
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CN106997530A CN106997530A (zh) | 2017-08-01 |
CN106997530B true CN106997530B (zh) | 2022-10-14 |
Family
ID=59397397
Family Applications (2)
Application Number | Title | Priority Date | Filing Date |
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CN202211279929.3A Pending CN115719224A (zh) | 2016-01-25 | 2016-01-25 | 基于移动终端卡模拟的信用支付方法及装置 |
CN201610051643.8A Active CN106997530B (zh) | 2016-01-25 | 2016-01-25 | 基于移动终端卡模拟的信用支付方法及装置 |
Family Applications Before (1)
Application Number | Title | Priority Date | Filing Date |
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CN202211279929.3A Pending CN115719224A (zh) | 2016-01-25 | 2016-01-25 | 基于移动终端卡模拟的信用支付方法及装置 |
Country Status (10)
Country | Link |
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US (2) | US11227279B2 (zh) |
EP (1) | EP3410376B1 (zh) |
JP (1) | JP6859519B2 (zh) |
KR (1) | KR102254357B1 (zh) |
CN (2) | CN115719224A (zh) |
MY (1) | MY195894A (zh) |
PH (1) | PH12018501542A1 (zh) |
SG (2) | SG11201806131YA (zh) |
TW (1) | TWI697855B (zh) |
WO (1) | WO2017128976A1 (zh) |
Families Citing this family (18)
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US10579983B2 (en) * | 2015-03-11 | 2020-03-03 | Paypal, Inc. | NFC rendezvous protocol for enhanced mobile transactions and payments |
CN115719224A (zh) | 2016-01-25 | 2023-02-28 | 创新先进技术有限公司 | 基于移动终端卡模拟的信用支付方法及装置 |
CN106997527A (zh) | 2016-01-25 | 2017-08-01 | 阿里巴巴集团控股有限公司 | 基于移动终端p2p的信用支付方法及装置 |
CN107020324A (zh) * | 2017-06-01 | 2017-08-08 | 句容通源电器有限公司 | 一种杯形件成型模具 |
CN107994995A (zh) * | 2017-11-29 | 2018-05-04 | 深圳市文鼎创数据科技有限公司 | 一种低安全介质的交易方法、***及终端设备 |
CN107909410B (zh) * | 2017-12-04 | 2020-11-10 | 广州众威能信息科技有限公司 | 电子结算方法、装置、存储介质和计算机设备 |
CN112258178B (zh) * | 2018-01-23 | 2024-01-26 | 创新先进技术有限公司 | 支付卡的绑定方法、信任评估方法、装置和电子设备 |
CN110838012B (zh) * | 2018-08-16 | 2023-09-19 | 腾讯科技(深圳)有限公司 | 一种支付方法、存储介质及相关设备 |
US11134065B2 (en) * | 2018-12-06 | 2021-09-28 | Visa International Service Association | Secured extended range application data exchange |
CN109784910A (zh) * | 2018-12-12 | 2019-05-21 | 福建新大陆支付技术有限公司 | 一种基于支付终端的脱机支付方法及支付终端 |
CN109905366B (zh) * | 2019-01-16 | 2022-03-22 | 平安科技(深圳)有限公司 | 终端设备安全验证方法、装置、可读存储介质及终端设备 |
CN110298654B (zh) * | 2019-07-03 | 2022-06-10 | 中国联合网络通信集团有限公司 | 基于5g网络的手机支付方法和*** |
US11373179B2 (en) * | 2019-07-12 | 2022-06-28 | Mastercard International Incorporated | Method and system for secure and verifiable offline blockchain transactions |
CN110766394A (zh) * | 2019-10-21 | 2020-02-07 | 腾讯科技(深圳)有限公司 | 基于信用度的乘车支付方法、装置、电子设备及存储介质 |
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CN111768185A (zh) * | 2020-09-01 | 2020-10-13 | 腾讯科技(深圳)有限公司 | 一种交易数据处理的方法、相关装置以及存储介质 |
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TWI697855B (zh) | 2020-07-01 |
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CN115719224A (zh) | 2023-02-28 |
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US11227279B2 (en) | 2022-01-18 |
KR20180105185A (ko) | 2018-09-27 |
JP6859519B2 (ja) | 2021-04-14 |
TW201730826A (zh) | 2017-09-01 |
CN106997530A (zh) | 2017-08-01 |
US11238431B2 (en) | 2022-02-01 |
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