CN106991571A - A kind of portable intelligent payment terminal based on vena metacarpea - Google Patents
A kind of portable intelligent payment terminal based on vena metacarpea Download PDFInfo
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- CN106991571A CN106991571A CN201710185963.7A CN201710185963A CN106991571A CN 106991571 A CN106991571 A CN 106991571A CN 201710185963 A CN201710185963 A CN 201710185963A CN 106991571 A CN106991571 A CN 106991571A
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- CN
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- Prior art keywords
- vena metacarpea
- unit
- payment terminal
- portable intelligent
- transaction
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- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
- G06V40/10—Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
- G06V40/10—Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
- G06V40/14—Vascular patterns
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- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Computer Security & Cryptography (AREA)
- General Business, Economics & Management (AREA)
- Human Computer Interaction (AREA)
- Multimedia (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention provides a kind of portable intelligent payment terminal based on vena metacarpea, including：Service interaction unit, business transaction unit, vena metacarpea collecting unit, vena metacarpea recognition unit and communication interface.Service interaction unit receives the service correlation information of outside input；Business transaction unit transaction request and exports acquisition according to as defined in service correlation information generation meets Unionpay；Vena metacarpea collecting unit starts special camera to obtain the still image of the vena metacarpea of user according to acquisition；Vena metacarpea recognition unit is handled still image, and exports corresponding vena metacarpea data message；Transaction request and vena metacarpea data message are sent to banking platform by communication interface, and receive transaction authentication information.Compared to prior art, the usable vena metacarpea collection of the present invention is to substitute existing bank card and/or Password Input, so as to recognize the identity information and password for the bank account bound therewith, and then realizes without safety service operation of the card without password.
Description
Technical field
Technology, more particularly to a kind of portable intelligent based on vena metacarpea are recognized and used the present invention relates to a kind of vena metacarpea
Payment terminal.
Background technology
Biometrics identification technology is to carry out authentication and identity differentiate one using human body biological characteristics and activity
Kind of particular technology, compared with traditional personal identification discrimination method, it have it is not easy to lose, be difficult to forget, more difficult forgery and
The advantages such as personation, are that a kind of identity of safe ready differentiates means.By taking vena metacarpea as an example, it is a kind of high live body of degree of safety
Identification technology, has the advantages that to forge, high discrimination, almost all standing, recognition speed be fast, noncontact.Specifically, it is quiet
Arteries and veins identification is to carry out identification using the vein blood vessel under skin as identity characteristic, and recognition principle, which is mainly, to be, people
The vein blood vessel of body is hidden under skin, because the vein blood vessel of palm portion is more, and feature is relatively enriched, and everyone palm is quiet
Arteries and veins feature is all incomplete same, thus is more suitable as identification feature.
On the other hand, in the prior art, almost all of banking terminal, either need entity bank card is
System, or without card transaction system (such as virtual card or by register mobile phone send checking password), be required for user input it is close
Code is just able to verify that user identity.However, input password is not only troublesome, easily input by mistake, in addition it is also necessary to which user remembers different bank cards
Password.In addition, the password inputted it is also possible to stolen by criminal, causes bank's property of user to there is potential safety hazard.
For without card transaction, based on the business such as virtual card or phone number need mobile phone carry out password authentification, forget band mobile phone or
Mobile phone can not just not paid during electricity, and Consumer's Experience is very bad.
In view of this, a kind of portable intelligent payment terminal how is designed, so as to solve drawbacks described above of the prior art
Or it is not enough, it is related personnel's problem urgently to be resolved hurrily.
The content of the invention
For prior art banking delivery operation when existing drawbacks described above, be based on the invention provides one kind
The portable intelligent payment terminal of vena metacarpea.
According to one aspect of the present invention there is provided a kind of portable intelligent payment terminal based on vena metacarpea, including：
Service interaction unit, the service correlation information for receiving outside input；
Business transaction unit, is connected with the service interaction unit, for receiving service correlation information, according to the industry
Business related information generation meets transaction request as defined in Unionpay, and exports an acquisition；
Vena metacarpea collecting unit, is connected with the business transaction unit, for receiving the acquisition, and according to institute
Acquisition is stated to start special camera to obtain the still image of the vena metacarpea of user；
Vena metacarpea recognition unit, is connected with the vena metacarpea collecting unit, for gathering single from the vena metacarpea
The still image of member is handled, and exports the vena metacarpea data message corresponding with the still image；And
Communication interface, is connected with the business transaction unit and the vena metacarpea recognition unit, for by the transaction
Request and the vena metacarpea data message are sent to banking platform, and receive the transaction mirror from the banking platform
Weigh information.
An embodiment wherein, the service interaction unit is physical keyboard or contact panel.
An embodiment wherein, the service correlation information includes trading account, type of transaction and dealing money.
An embodiment wherein, the light beam of the vena metacarpea collecting unit based on near-infrared spectrum wavelength gathers user
Vena metacarpea still image.
An embodiment wherein, the vena metacarpea collecting unit also includes image-forming module, and the image-forming module is big to support
The near infrared imaging module of aperture and microspur.
An embodiment wherein, the communication interface enters row information using wireless mode with the banking platform and handed over
Mutually.
An embodiment wherein, the communication interface carries out the transaction request and the vena metacarpea data message
Data encryption, the banking platform receives the transaction request and the vena metacarpea data message after encryption and carries out data
Decryption.
An embodiment wherein, the banking platform at least includes：Identity authenticating unit, it is described for that will come from
The real-time vena metacarpea data message of vena metacarpea recognition unit is matched with the vena metacarpea database in platform, and is based on successfully
Matching result export the transaction authentication information, wherein, the transaction authentication information includes and the vena metacarpea data message
Corresponding bank account.
An embodiment wherein, the vena metacarpea collecting unit and the vena metacarpea recognition unit are integrated in same embedded
Portion, the insertion part is located at the back side of the portable intelligent payment terminal.
An embodiment wherein, the portable intelligent payment terminal also includes print unit, for printing user's
Business transaction information.
Using the portable intelligent payment terminal based on vena metacarpea of the present invention, it includes service interaction unit, business and handed over
Easy unit, vena metacarpea collecting unit, vena metacarpea recognition unit and communication interface.Service interaction unit receives the business of outside input
Related information；Business transaction unit is used to receive service correlation information, according to as defined in service correlation information generation meets Unionpay
Transaction request simultaneously exports acquisition；Vena metacarpea collecting unit receives acquisition, and starts special take the photograph according to acquisition
As head with the still image for the vena metacarpea for obtaining user；Vena metacarpea recognition unit is handled still image, and exports correspondence
Vena metacarpea data message；Transaction request and vena metacarpea data message are sent to banking platform by communication interface, and are received
Transaction authentication information from banking platform.Compared to prior art, the usable vena metacarpea collection of the present invention is existing to substitute
Some bank card and/or Password Input, by the vena metacarpea database progress in vena metacarpea data message and banking platform
Match somebody with somebody, so as to confirm the identity information and password of bank account bound therewith, and then realize without safety service behaviour of the card without password
Make.
Brief description of the drawings
Reader after the embodiment of the present invention has been read referring to the drawings, it will more clearly understand the present invention's
Various aspects.Wherein,
Fig. 1 is shown according to one embodiment of the present invention, and the structure of the portable intelligent payment terminal based on vena metacarpea is shown
It is intended to.
Embodiment
In order that techniques disclosed in this application content it is more detailed with it is complete, can refer to accompanying drawing and the present invention it is following
Identical mark represents same or analogous component in various specific embodiments, accompanying drawing.However, one of ordinary skill in the art
It should be appreciated that embodiment provided hereinafter is not used for limiting the scope that the present invention is covered.In addition, accompanying drawing is used only for
Schematically it is illustrated, and is drawn not according to its full size.
With reference to the accompanying drawings, the embodiment to various aspects of the present invention is described in further detail.
Fig. 1 is shown according to one embodiment of the present invention, and the structure of the portable intelligent payment terminal based on vena metacarpea is shown
It is intended to.
Reference picture 1, in this embodiment, the portable intelligent payment terminal of the invention based on vena metacarpea mainly include
Service interaction unit 100, business transaction unit 102, vena metacarpea collecting unit 104, vena metacarpea recognition unit 106, communication interface
108。
Specifically, service interaction unit 100 is used for the service correlation information for receiving outside input.For example, service interaction
Unit 100 is physical keyboard or contact panel.Here, service correlation information includes what is chosen through physical keyboard or contact panel
Trading account, type of transaction and dealing money.Business transaction unit 102 is connected with service interaction unit 100, for receiving industry
Business related information, the transaction request according to as defined in service correlation information generation meets Unionpay, and export acquisition.
Vena metacarpea collecting unit 104 is connected with business transaction unit 102, for receiving acquisition, and according to collection
Order starts special camera to obtain the still image of the vena metacarpea of user.Vena metacarpea recognition unit 106 is adopted with vena metacarpea
Collection unit 104 is connected, for handling the still image from vena metacarpea collecting unit 104, and exports and static map
As corresponding vena metacarpea data message.It is preferred that light beam of the vena metacarpea collecting unit 104 based on near-infrared spectrum wavelength is adopted
Collect the still image of the vena metacarpea of user.Vena metacarpea collecting unit 104 also includes image-forming module, and the image-forming module is the big light of support
The near infrared imaging module of circle and microspur.For example, vena metacarpea collecting unit 104 and vena metacarpea recognition unit 106 be integrated in it is same
Insertion part, the insertion part is located at the back side of portable intelligent payment terminal, and service interaction unit 100 is paid positioned at portable intelligent
The front of terminal.In addition, the intelligent payment terminal can also be reserved in front or retains identification groove, so as to compatible existing silver
Row card is swiped the card payment transaction.
Communication interface 108 is connected with business transaction unit 102 and vena metacarpea recognition unit 106, for that will come from business
The transaction request of transaction unit 102 and vena metacarpea data message from vena metacarpea recognition unit 106 are sent to banking
Platform, and receive the transaction authentication information from the banking platform.As shown in figure 1, banking platform at least includes body
Part authentication unit 200, for the real-time vena metacarpea data message from vena metacarpea recognition unit 106 and the palm in platform is quiet
Arteries and veins database is matched, and based on the transaction authentication information of successful matching result output one, wherein, the transaction authentication information bag
Include the bank account corresponding with vena metacarpea data message.It is preferred that communication interface 108 uses wireless parties with banking platform
Formula carries out information exchange.In practice, transaction request and vena metacarpea data message are carried out data encryption by communication interface 108,
Banking platform receives transaction request and vena metacarpea data message after encryption and carries out data deciphering.
An embodiment wherein, the portable intelligent payment terminal also includes print unit, the industry for printing user
Business Transaction Information, as written transaction voucher.
Using the portable intelligent payment terminal based on vena metacarpea of the present invention, it includes service interaction unit, business and handed over
Easy unit, vena metacarpea collecting unit, vena metacarpea recognition unit and communication interface.Service interaction unit receives the business of outside input
Related information；Business transaction unit is used to receive service correlation information, according to as defined in service correlation information generation meets Unionpay
Transaction request simultaneously exports acquisition；Vena metacarpea collecting unit receives acquisition, and starts special take the photograph according to acquisition
As head with the still image for the vena metacarpea for obtaining user；Vena metacarpea recognition unit is handled still image, and exports correspondence
Vena metacarpea data message；Transaction request and vena metacarpea data message are sent to banking platform by communication interface, and are received
Transaction authentication information from banking platform.Compared to prior art, the usable vena metacarpea collection of the present invention is existing to substitute
Some bank card and/or Password Input, by the vena metacarpea database progress in vena metacarpea data message and banking platform
Match somebody with somebody, so as to confirm the identity information and password of bank account bound therewith, and then realize without safety service behaviour of the card without password
Make.
Above, the embodiment of the present invention is described with reference to the accompanying drawings.But, those skilled in the art
It is understood that without departing from the spirit and scope of the present invention, can also make each to the embodiment of the present invention
Plant change and replace.These changes and replacement all fall in claims of the present invention limited range.
Claims (10)
1. a kind of portable intelligent payment terminal based on vena metacarpea, it is characterised in that the portable intelligent payment terminal bag
Include：
Service interaction unit, the service correlation information for receiving outside input；
Business transaction unit, is connected with the service interaction unit, for receiving service correlation information, is closed according to the business
Connection information generation meets transaction request as defined in Unionpay, and exports an acquisition；
Vena metacarpea collecting unit, is connected with the business transaction unit, is adopted for receiving the acquisition, and according to described
Collection order starts special camera to obtain the still image of the vena metacarpea of user；
Vena metacarpea recognition unit, is connected with the vena metacarpea collecting unit, for from the vena metacarpea collecting unit
Still image is handled, and exports the vena metacarpea data message corresponding with the still image；And
Communication interface, is connected with the business transaction unit and the vena metacarpea recognition unit, for by the transaction request
Banking platform is sent to the vena metacarpea data message, and receives the transaction authentication letter from the banking platform
Breath.
2. portable intelligent payment terminal according to claim 1, it is characterised in that the service interaction unit is physics
Keyboard or contact panel.
3. portable intelligent payment terminal according to claim 2, it is characterised in that the service correlation information includes handing over
Easy account, type of transaction and dealing money.
4. portable intelligent payment terminal according to claim 1, it is characterised in that the vena metacarpea collecting unit is based on
The light beam of near-infrared spectrum wavelength gathers the still image of the vena metacarpea of user.
5. portable intelligent payment terminal according to claim 4, it is characterised in that the vena metacarpea collecting unit is also wrapped
Image-forming module is included, the image-forming module is support large aperture and the near infrared imaging module of microspur.
6. portable intelligent payment terminal according to claim 1, it is characterised in that the communication interface and the bank
Business platform carries out information exchange using wireless mode.
7. portable intelligent payment terminal according to claim 6, it is characterised in that the communication interface is by the transaction
Request and the vena metacarpea data message carry out data encryption, and the banking platform receives the transaction after encryption please
The vena metacarpea data message of summing carries out data deciphering.
8. portable intelligent payment terminal according to claim 1, it is characterised in that the banking platform is at least wrapped
Include：
Identity authenticating unit, for by the real-time vena metacarpea data message from the vena metacarpea recognition unit and platform
Vena metacarpea database is matched, and exports the transaction authentication information based on successful matching result, wherein, the transaction mirror
Weighing information includes the bank account corresponding with the vena metacarpea data message.
9. portable intelligent payment terminal according to claim 1, it is characterised in that the vena metacarpea collecting unit and institute
State vena metacarpea recognition unit and be integrated in same insertion part, the insertion part is located at the back side of the portable intelligent payment terminal.
10. portable intelligent payment terminal according to claim 1, it is characterised in that the portable intelligent is paid eventually
End also includes print unit, the business transaction information for printing user.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710185963.7A CN106991571A (en) | 2017-03-24 | 2017-03-24 | A kind of portable intelligent payment terminal based on vena metacarpea |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710185963.7A CN106991571A (en) | 2017-03-24 | 2017-03-24 | A kind of portable intelligent payment terminal based on vena metacarpea |
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| Publication Number | Publication Date |
|---|---|
| CN106991571A true CN106991571A (en) | 2017-07-28 |
Family
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| Application Number | Title | Priority Date | Filing Date |
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| CN201710185963.7A Pending CN106991571A (en) | 2017-03-24 | 2017-03-24 | A kind of portable intelligent payment terminal based on vena metacarpea |
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Cited By (4)
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| CN108171514A (en) * | 2017-11-20 | 2018-06-15 | 胡研 | A kind of finger vein method of payment refers to vein reserving method and traction equipment |
| CN109064177A (en) * | 2018-06-12 | 2018-12-21 | 盐城线尚天使科技企业孵化器有限公司 | Financial transaction system and method based on living things feature recognition |
| WO2019071716A1 (en) * | 2017-10-15 | 2019-04-18 | 常熟安智生物识别技术有限公司 | Palm vein recognition technology-based payment system |
| CN110458573A (en) * | 2019-07-17 | 2019-11-15 | 江西拓世智能科技有限公司 | A kind of biological method of payment identified based on face and palmmprint vena metacarpea |
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