CN106934604A

CN106934604A - The treating method and apparatus of account resource

Info

Publication number: CN106934604A
Application number: CN201511031499.3A
Authority: CN
Inventors: 吴建国
Original assignee: Tencent Technology Shenzhen Co Ltd
Current assignee: Tencent Technology Shenzhen Co Ltd
Priority date: 2015-12-31
Filing date: 2015-12-31
Publication date: 2017-07-07

Abstract

The invention discloses a kind for the treatment of method and apparatus of account resource.Wherein, the method includes：The resource information of client account is obtained, wherein, resource information is used to indicate the first attribute resource in active client account, the first attribute resource to be arranged to perform the event of the first kind；Determine whether the first attribute resource meets attribute change condition；When the first attribute resource meets attribute change condition, the first attribute resource is changed to the second attribute resource, wherein, the second attribute resource is arranged to perform the event of Second Type, the first attribute resource and the resource that the second attribute resource is same client account.Treatment effeciency low technical problem when the present invention solves transfer account resource.

Description

The treating method and apparatus of account resource

Technical field

The present invention relates to computer realm, in particular to a kind of processing method of account resource and Device.

Background technology

With the development of internet, increasing people uses client process account resource information, When being processed account resource by client, user needs the requirement according to the treatment of account resource, Manually Energy Resources Service's director's part is performed using the account resource of client.Specifically, account treatment event can To include：Resource altering event, resource transfers event, resource increase event and resource reduces event Deng.

For example, when resource transfers event is performed, user need to manually select resource to be operated, then Manually perform resource event.In most cases, when resource event is performed, it is necessary between multiple accounts Interaction, such as, it is necessary to using other accounts perform resource event, in this case, if user Resource to be operated is chosen manually, then chooses other accounts (other accounts visitor for performing resource event Family is other accounts or the account positioned at other clients of active client), and other are indicated manually Account performs resource event.Whole resource treatment during, it is manually operated cause operate it is comparatively laborious, And artificial error in operation rate is high, efficiency is low when these all cause process resource dependent event.

Treatment effeciency low problem during for above-mentioned transfer account resource, not yet proposes effective at present Solution.

The content of the invention

A kind for the treatment of method and apparatus of account resource are the embodiment of the invention provides, at least to solve to turn Treatment effeciency low technical problem when moving account resource.

A kind of one side according to embodiments of the present invention, there is provided processing method of resource account, should Method includes：The resource information of client account is obtained, wherein, the resource information is used to indicate to work as The first attribute resource in the preceding client account, the first attribute resource is arranged to execution The event of one type；Determine whether the first attribute resource meets attribute change condition；When described When one attribute resource meets the attribute change condition, the first attribute resource is changed to the second category Property resource, wherein, the second attribute resource be arranged to perform Second Type event, wherein, First attribute resource and the resource that the second attribute resource is same client account.

Another aspect according to embodiments of the present invention, additionally provides a kind of processing unit of account resource, The processing unit includes：First acquisition unit, the resource information for obtaining client account, wherein, The resource information is used to indicate the first attribute resource in presently described client account, described first Attribute resource is arranged to perform the event of the first kind；First determining unit, for determining described Whether one attribute resource meets attribute change condition；First buanch unit, for when first attribute When resource meets the attribute change condition, the first attribute resource is changed to the second attribute resource, Wherein, the second attribute resource is arranged to perform the event of Second Type, wherein, the first attribute Resource and the resource that the second attribute resource is same client account.

In embodiments of the present invention, the resource information of client account is obtained in real time, in the resource information When indicating the first attribute resource to meet attribute change condition, the first attribute resource is changed to the automatically Two attribute resources, so that the second attribute resource and the first attribute resource perform different types of event. In above-described embodiment, when the first attribute resource of client account meets attribute change condition, automatically The attribute of the first attribute resource is changed, without manually operated, treatment effeciency is improve, is solved Treatment effeciency low problem when shifting account resource in the prior art, realizes high efficiency transfer account Between resource effect.

Brief description of the drawings

Accompanying drawing described herein is used for providing a further understanding of the present invention, constitutes the one of the application Part, schematic description and description of the invention is used to explain the present invention, does not constitute to this hair Bright improper restriction.In the accompanying drawings：

Fig. 1 is a kind of schematic diagram of network environment according to embodiments of the present invention；

Fig. 2 is the flow chart of the processing method of a kind of optional account resource according to embodiments of the present invention；

Fig. 3 is account money in a kind of optional first account and the second account according to embodiments of the present invention The schematic diagram of source relation；

Fig. 4 is the account change in resources of a kind of optional execution deduction event according to embodiments of the present invention Schematic diagram；

Fig. 5 is that the optional account resource for performing deduction event of another kind according to embodiments of the present invention becomes Change schematic diagram；

Fig. 6 is the account resource change that the optional resource of another kind according to embodiments of the present invention supplements scene with money Change schematic diagram；

Fig. 7 is that the account resource of the optional resource transfers scene of another kind according to embodiments of the present invention becomes Change schematic diagram；

Fig. 8 is the account resource change that another optional resource according to embodiments of the present invention deducts scene Change schematic diagram；

Fig. 9 is the account resource change that another optional resource according to embodiments of the present invention deducts scene Change schematic diagram；

Figure 10 is the account resource change that a kind of optional resource according to embodiments of the present invention is transferred to scene Change schematic diagram；

Figure 11 is the signal of the processing unit of a kind of optional account resource according to embodiments of the present invention Figure；

Figure 12 is a kind of optional terminal inner structural representation according to embodiments of the present invention.

Specific embodiment

In order that those skilled in the art more fully understand the present invention program, below in conjunction with the present invention Accompanying drawing in embodiment, is clearly and completely described to the technical scheme in the embodiment of the present invention, Obviously, described embodiment is only the embodiment of a part of the invention, rather than whole implementation Example.Based on the embodiment in the present invention, those of ordinary skill in the art are not making creative work Under the premise of the every other embodiment that is obtained, should all belong to the scope of protection of the invention.

It should be noted that the term in description and claims of this specification and above-mentioned accompanying drawing " first ", " second " etc. be for distinguishing similar object, without for describe specific order or Precedence.It should be appreciated that the data for so using can be exchanged in the appropriate case, to retouch here The embodiments of the invention stated can be with the order reality in addition to those for illustrating herein or describing Apply.Additionally, term " comprising " and " having " and their any deformation, it is intended that covering is not arranged His includes, for example, contain the process of series of steps or unit, method, system, product or Equipment is not necessarily limited to those steps clearly listed or unit, but may include not list clearly Or for these processes, method, product or other intrinsic steps of equipment or unit.

Embodiment 1

According to embodiments of the present invention, there is provided a kind of embodiment of the processing method of account resource, it is necessary to Illustrate, can be in such as one group computer executable instructions the step of the flow of accompanying drawing is illustrated Computer system in perform, and, although show logical order in flow charts, but at certain In the case of a little, shown or described step can be performed with different from order herein.

Alternatively, in the present embodiment, the processing method of above-mentioned account resource can apply to such as Fig. 1 In the hardware environment that shown first terminal 10, second terminal 30 and server 50 are constituted, two Terminal can be set up by network with server and is connected.Wherein, in two terminals and server To set processor.

Above-mentioned network is included but is not limited to：Wide area network, Metropolitan Area Network (MAN) or LAN.Preferably, it is above-mentioned Network is LAN.

According to embodiments of the present invention, there is provided a kind of processing method of account resource, as shown in Fig. 2 The method includes：

Step S202：The resource information of client account is obtained, wherein, resource information is used to indicate The first attribute resource in active client account, the first attribute resource is arranged to perform the first kind The event of type.

Step S204：Determine whether the first attribute resource meets attribute change condition.

Wherein, when the first attribute resource meets attribute change condition, step S206 is performed；When When one attribute resource is unsatisfactory for attribute change condition, returns and perform step S202.

Step S206：First attribute resource is changed to the second attribute resource, wherein, the second attribute Resource is at least arranged to perform the event of Second Type.

Wherein, the first attribute resource and the resource that the second attribute resource is same client account.

Using the embodiment of the present invention, the resource information of client account is obtained in real time, in the resource information When indicating the first attribute resource to meet attribute change condition, the first attribute resource is changed to the automatically Two attribute resources, so that the second attribute resource and the first attribute resource perform different types of event. In above-described embodiment, when the first attribute resource of client account meets attribute change condition, automatically The attribute of the first attribute resource is changed, without manually operated, treatment effeciency is improve, is solved Treatment effeciency low problem when shifting account resource in the prior art, realizes high efficiency transfer account Between resource effect.

The event of the first kind in above-described embodiment includes：Instant resource transfers event and instant resource Altering event, such as payment events, when such as receiving payment instruction, use with the first attribute first The attribute resource response payment instruction.

The time of above-mentioned Second Type can be to make the event of change in resources, and such as purchase virtual resource is produced The event of product, can be specifically the event of purchase fund A.Equations of The Second Kind is performed in the second attribute resource During the event of type, if the second attribute resource changes because of the event of execution Second Type, Then total account resource of client account also changes therewith.

In an optional implementation, client account can include the first account and the second account, Namely two accounts can be the sub- account of logon account in client, the two accounts are to client User for can be visible, or sightless (namely to the user of client For be transparent), the first attribute resource is the resource of the first account, and the second attribute resource is second The resource of account.

Specifically, the first attribute resource in client account is arranged at least be used to allow execution i.e. When resource transfers time and instant resource altering event；The second attribute resource in client account is set The event at least allowing to perform Second Type is set to, after the attribute of the first attribute resource is changed, The account resource of client account is constant.

As shown in figure 3, the first attribute resource in client account is Z1, by the first attribute resource It is changed to after the second attribute resource Z2, the resource Z2 that the second attribute resource has including its original With the resource Z1 of new change, and for client account, total account resource is still Z2 and Z1 Sum.

Alternatively, the event of Second Type can also be the event with other resource account exchange resources, Such as, it is possible to use the other kinds of resource in second attribute Resource Exchange other accounts, for example, can To buy using the second attribute resource the virtual goodses in other accounts.Can in advance be set by client The type or resource identification of exchange resource are put, the attribute of the first attribute resource is being changed to second After attribute, the first attribute resource can be transferred to the second account from the first account, can made Exchanged with other accounts with the account resource in the second account meet the resource type that pre-sets or The resource of resource identification.

The above embodiment of the present invention is explained in detail below：

The resource information of client account is obtained in real time, based on the first attribute money indicated by resource information The information in source judges whether the first attribute resource meets attribute change condition, if the first attribute resource meets Attribute changes condition, then the attribute of the first attribute resource is changed to the second attribute, change automatically It is the second attribute resource, the automatic resource A exchanged for using the second attribute resource in other accounts.

It is alternatively possible to the first attribute resource is transferred to the second account from the first account, but client Hold total account resource of account constant, if during the resource A of second attribute Resource Exchange other accounts, the Account resource increase and decrease in two accounts, total account resource of client account accordingly increases and decreases.

The category of the first attribute resource that can automatically in client end alteration account by above-described embodiment Property, can also be changed to after the second attribute resource by the first attribute resource, it is automatic using having the The resource of two attributes performs the event of Second Type (such as exchange resource), accelerates event and performs speed.

According to the abovementioned embodiments of the present invention, determine whether the first attribute resource meets attribute change condition Can include：Judge the first attribute resource whether more than predetermined threshold；If the first attribute resource is more than pre- Determine threshold value, then judge that the first attribute resource meets attribute change condition.

Resource information in above-described embodiment can be indicated by resource quantity and/or resource altering event The first attribute resource.

Specifically, the processor of terminal where client can with the quantity of timing scan the first attribute resource, If the quantity of the first attribute resource is more than predetermined threshold, then it is assumed that the first attribute resource is more than predetermined threshold Value.The predetermined threshold can be zero.

In order to reduce the scanning resource consumption of computing device scan event, monitor event can be opened, The monitor event can generate notification message, processor when client account occurs resource operation event After the notification message is got, if the notification message indicates client account that resource occurs is transferred to thing Part, it is determined that the first attribute resource is more than predetermined threshold.

Wherein, it can be the event that the second attribute resource is changed to the first attribute resource that resource is transferred to event, Or resource to be transferred to other client accounts the event of the client account.

In an optional example, client account is funds transaction account, the funds transaction account In can include two sub- accounts, the first account in two sub- accounts is present deal account, should The second account in two sub- accounts is fixed term trading account, processor monitor in real time present deal Whether account there is resource operation event, if there is resource operation event, generate notification message, if The notification message indicates the resource operation event for resource is transferred to event, then present deal account is current The attribute of the first attribute resource be changed to be allowed to perform the second attribute resource of Second Type event, And the event of Second Type is performed using the second attribute resource, it is alternatively possible to change the first attribute While the attribute of resource or afterwards, the first attribute resource is transferred to the fixed phase from present deal account Limit trading account, and resource transaction event is performed using the account resource in the fixed term trading account, And obtain the resource increase that the event of execution Second Type is brought, such as event of purchase fund A.

In the optional embodiment, by the automatic change of the attribute of the first attribute resource, two are realized The seamless combination of attribute resource, user need not perceive the execution of resource transfers and event in client, Even user need not perceive the presence of the second attribute resource, without carrying out any operation, you can realize The increased effect of resource.

According to the abovementioned embodiments of the present invention, by the first attribute resource be changed to the second attribute resource it Afterwards, method can also include：

With event-resources configured information between at the beginning of the first event execution that acquisition is pre-configured with, wherein, First event belongs to the event of Second Type, and event-resources configured information is used to indicate to perform the first event The first event-resources for using；Begin to use when reaching the time started in the second attribute resource with The first resource of the first event-resources matching performs the first event, wherein, first resource is the second attribute It is part or all of in resource.

Specifically, with event-resources configured information between being pre-configured with the beginning of the first event is performed, Wherein, event-resources configured information can be obtained from server, it is also possible to by the login account of client The option provided in family determines, such as obtains target A and use the resource of the first quantity, obtain target B The resource of the 3rd quantity is used using the resource or acquisition target C of the second quantity, if first event For obtaining target A, then the event-resources configured information then indicates the first event of execution to use to first First event-resources of quantity.Wherein, target A, target B and target C can be respectively fund A, Fund B and fund C.

Begin to use when reaching the time started in the second attribute resource with the first event-resources quantity phase Same first resource performs the first event.

To buy fictitious assets A (such as fund) as a example by the first event, by the first attribute resource It is changed to after the second attribute resource, from the second attribute resource needed for acquisition purchase fictitious assets A First event-resources, with first in beginning to use the second attribute resource when reaching between at the beginning of setting The equal resource purchase fictitious assets A of event-resources.

Alternatively, if a fictitious assets A of purchase need to use the first event-resources, N parts of void is bought Intending assets A need to use N times of the first event-resources, it is also possible to be arrived between being arranged at the beginning of setting Up to when, begin to use N times in the second attribute resource of the first event-resources to buy fictitious assets A.

Alternatively, can be the moment of the attribute change of the first attribute resource between at the beginning of being pre-configured with, Or, it is later than the moment.

By above-described embodiment, the first event is performed when the attribute of the first attribute resource is changed, Client account can be made to get fictitious assets A in time；Can also be later than the above-mentioned moment when Between, the first event is performed, so can become experienced in the attribute for recurring multiple first attribute resource In the case of part, without frequently performing the first event, the communication of client and server can be reduced Number of times, accelerates the processing speed of client and server.

In order to further reduce the load of client and server, one can be at regular intervals performed Secondary first event.

It should be noted that perform that the first event uses can be the first attribute in client account The all or part of resource, if using the whole in the first attribute resource, return to step S202 Continue the first attribute resource of acquisition client account, once the first attribute resource of client account is big In predetermined threshold, then the attribute of the account resource in client account changed automatically.

If the resource that the first event of execution is used is the part resource in the second attribute resource, can make Second event is performed with being partly or entirely used in other resources in the second attribute resource, specifically, Can be by being partly or entirely arranged in the resource in the second attribute resource in addition to first resource Second event is performed, wherein, second event belongs to the event of Second Type, or, belong to and second The event of different types of 3rd type.

It should be noted that the operation of second event can be consistent with the operation of the first event, such as it is Purchase operation, swap operation；The operation object of second event can be with the operation object one of the first event Cause, be such as fictitious assets A；Can also be inconsistent, such as the operation object of the first event is virtual money A is produced, and the operation object of second event is fictitious assets B.

It is configured as earlier than between at the beginning of second event is performed in above-described embodiment or is later than the first category The moment that the attribute of property resource is changed；Or in above-described embodiment second event perform at the beginning of between It is configured as earlier than or is later than the moment that the first attribute resource is transferred to the second account from the first account.

It is alternatively possible in the first attribute resource since the moment that the first account is transferred to the second account Perform second event, namely can simultaneously using the account resource in the second account perform the first event and Second event；Can also before the first attribute resource is transferred to the second account from the first account when Perform second event；After first event that performs, then second event can also be performed.

By above-described embodiment, as long as there is the second attribute resource just automatically will in client account It is used for the event for performing Second Type or the 3rd type, can so make full use of resource, is unlikely to There are slack resources, so that total account resource of client account reaches resource maximization.

In the above embodiment of the present invention, the first attribute resource is being changed to have the second attribute After second attribute resource, method can also include：Receive the first deduction event that resource receives account Instruction, wherein, first deduction event command be used for indicate client account perform the first deduction event and Perform the second event resource that the first deduction event is used；If client account it is current with first First attribute inadequate resource of attribute obtains the first attribute resource and the to deduct second event resource, then Difference between two event-resources；Obtained from resource intermediate account by the second account and meet the of difference Three event-resources, and using the first attribute resource and the 3rd event-resources as second event resource.

Wherein, it is the account for sending the first deduction event command, the account and client that resource receives account End account is located at different clients, and resource intermediate account is the second attribute resource in client account The behaviour of the account of resource, first event and second event is provided when performing the first event or second event Make object (such as fictitious assets) from the 5th account, the resource intermediate account is and the 5th account The account of association.

In an optional embodiment, the first account of client is present deal account, and second Account is fixed term trading account, and first account may all occur resource and be transferred to or resource turn at any time The event (such as resource deduct event) for going out, and the account resource of the second account need in the first event or Second event is performed after completing, and its account resource is only possible to be transferred.Therefore, positioned at the client When resource reception account on end need to deduct resource from the logon account of client, generation first is deducted Event command, and sent to client, visitor the first deduction event command by network and server After the first deduction event command is received, prioritizing selection is deducted from the first account at family end.

Specifically, the processor of terminal where client detects current the first attribute in first account Whether resource (the first attribute resource i.e. in above-described embodiment) is enough to deduct the of the first deduction event Two event-resources, if the first attribute resource is enough to deduct the second event resource of the first deduction event, Resource transfers to the resource that second event resource will be directly met in the first attribute resource receives account；If First attribute inadequate resource performs the first second event resource for deducting event to deduct, then calculate first Meet the difference in difference between attribute resource and second event resource, and the second attribute resource of acquisition Resource, but the second attribute resource the first event or second event be not carried out complete before cannot Transfer, can pad from resource intermediate account and take the resource.

Specifically, the 3rd thing for meeting the difference is obtained from resource intermediate account by client account Part resource, and first attribute and the 3rd event-resources are transferred to resource as second event resource Receive account.

Below with the resource that the first attribute resource in client account is the first account, the second attribute money Source is the resource of the second account, and the first account and the second account are as a example by the account of client, with reference to Fig. 4 and Fig. 5 describe the above embodiment of the present invention in detail.

As shown in Figure 4 and Figure 5, the quantity of the first attribute resource in the first account is Z3, second The quantity of the second attribute resource in account is Z4, then total account resource of client account is Z3+Z4. Resource receives the second event resource that account (the 3rd account as shown in Fig. 4 and Fig. 5) is indicated Quantity is S1, if Z3 >=S1, the money for meeting second event resource is deducted from the first attribute resource Source, the first attribute resource is changed into Z3-S1, and total account resource is changed into Z3+Z4-S1；If Z3<S1, then Calculate the difference △ S=S1-Z3 of two resources, by client account by resource intermediate account (such as The 4th account shown in Fig. 4 and Fig. 5) account resource in meet the 3rd event-resources of difference △ S S2, is transferred to the 3rd event-resources S2 and the first attribute resource Z3 resource and receives account, the first category Property resource is changed into 0, and the second attribute resource is changed into Z4-S1, and total account resource is changed into Z3+Z4-S1.

In the above-described embodiments, client account is by the 3rd thing in the account resource of resource intermediate account Part resource transfers to resource receives account, then client account need to cover resource intermediate account and meet the difference The resource of value.

In order to cover the resource that resource intermediate account meets the difference, can be obtained from resource intermediate account After taking the 3rd event-resources for meeting difference, and after the event of Second Type is performed and completed, will Secondary resource for meeting difference in the resource of the event for performing Second Type is transferred to resource transfer Account；Or the second deduction event command is set, wherein, the second deduction event command is used for from for holding The 4th event-resources for meeting difference are deducted in the account resource of the event of row Second Type；By deducting out The 4th event-resources be transferred to resource intermediate account.

Specifically, client account can be met being obtained from resource intermediate account by client account The moment of the 3rd event-resources of difference, to the 5th account send second deduct event command, with from The resource for meeting the difference is deducted in the account resource of first event that performs, the sound of the 5th account is obtained After answering, the 4th event-resources that will meet the difference are transferred to resource intermediate account, to cover resource The resource that intermediate account is paid for first.The second deduction event command can be instructed to redeem.

Due to multiple first deduction event may occur in a short period of time, the second account can also be By client account from resource intermediate account obtain meet difference the 3rd event-resources after in advance Fix time in section, sending second to the 5th account deducts event command, so, can be without continually Resource is deducted to server request, processing speed can be improved, and ensure that client is communicated with server It is unimpeded.

The resource in client account is described in above-described embodiment in detail to produce (such as resource deduction) Implementation, possibly also sends resource and is transferred to event in actual applications, in client account, in hair Raw resource is transferred in the case that event is transferred to event (such as change is transferred to) for instant resource, then should The resource being transferred to is transferred to the first account (resource in the account is the first attribute resource)；What is occurred In the case that resource is transferred to the resource that event is first event that performs or second event generation, then by this turn The resource for entering is transferred to the second account (resource in the account is the second attribute resource).

By above-described embodiment, the execution for being transferred to the event of producing and first/second event of resource can be with It is automatically obtained by system, without user's operation.

Applied as a example by during fund is applied to purchase and redeems by by the embodiment of the present invention below, with reference to Fig. 6 to 10 The embodiment of the present invention is described in detail in detail.The amount of money in the embodiment is used for the quantity of the resource for representing above-mentioned.It is following In embodiment, resource transfers event occurs with the generation of Resource Properties altering event, i.e. if hair Raw attribute altering event, then may occur resource transfers event；If generation resource transfers event, one Surely there is attribute altering event.

In the illustration, in order to make it easy to understand, using the first Account History in client account First attribute resource, using second Account History the second attribute resource in client account, but this In inventive embodiments and in the absence of the differentiation of the first account and the second account.Wherein, client application is Application is paid, the change user of client has 3 accounts in systems：Total account (i.e. above-mentioned reality Apply the client account in example), the account is the assets that user possesses, total value (total account resource) =financing account total value+cash account total value；Financing account (account for recording the second attribute resource, Namely the second above-mentioned account), the account is assets of the user in Fund Company, this part assets meeting Produce financing income；Cash account (account for recording the first attribute resource, namely the first account), The account is the cash assets of user, and this part assets will not produce income.This 3 accounts are to user For, the assets for just only perceiving total account are used and changed；Without concern financing account and cash account Family, it is transparent for user that the fund of this 2 accounts changes (i.e. resource transfers), is tied below Close under the figure various funds of explanation change to 3 influences of account assets, the total value in Fig. 6 to Figure 10 Quantity for representing above-mentioned resource, total account is used to represent above-mentioned client account, the first account Family is used to represent the cash account in the embodiment that the second account to be used to represent the financing in the embodiment Account.As a example by it is convenient understand, be the first account by the first attribute resource settings in the embodiment of the present invention In resource, the second attribute resource settings are the resource in the second account, substantially, the first attribute money Source and the second attribute resource are the resource in client account, can be without the first account and the second account The differentiation at family.

The first application scenarios, to change, user supplements with money：As shown in fig. 6, such as：User supplements 100 with money Unit, system can increase by 100 yuan in total account total value, and cash account increases by 100 yuan, more than account of managing money matters Volume is constant；Supplement action with money and represent that the total assets of user increased, financing assets are temporarily constant.In the reality Apply in example, the first attribute resource increases, the second attribute resource is constant.

Second application scenarios, applies to purchase fund automatically：As shown in fig. 7, such as：The cash account of user Family has 100 yuan, and system passes through：Timing scan user closing balance or not timing monitoring cash account hair Raw assets transfer event), such as find to increased 100 yuan in cash account, then by cash account 100 Unit is changed to the second attribute (financing attribute), uses this 100 yuan to Fund Company (i.e. above-mentioned the Five accounts) applied to purchase, after applying to purchase successfully, total account balance is constant, and financing account increases by 100 yuan, Cash account reduces 100 yuan；Automatic financing action will not cause the change of total assets to user, but Income can be brought to user.In this embodiment, the first attribute resource is reduced, and the second attribute resource increases Plus.

The third application scenarios, customer consumption：If as shown in figure 8, cash account is more than spending amount (i.e. second event resource), such as 100 yuan of expenditure, total account total value reduce by 100 yuan, cash account 100 yuan are reduced, in this embodiment, the first attribute resource is reduced, and the second attribute resource is reduced；If Cash account is less than spending amount, as shown in figure 9, such as paying 100 yuan, cash account balance 20 Unit, all consumes, and remaining 80 yuan by financing account assets.That is, total account total value reduces 100 Unit, financing account reduces 80 yuan, and cash account reduces 20 yuan.The reduction of user's financing account assets After the amount of money, can immediately or the redemption that is responded to Fund Company of not timing；For the experience of user, Corresponding beneficiary can be obligated funds to from account of providing loans (i.e. resource intermediate account), and (i.e. resource receives account Family), Fund Company is in the redemption money of T+1 days to covering account to be provided loans again after account.In the embodiment In, the first attribute resource is reduced, and the second attribute resource is reduced.

4th kind of application scenarios, financing income keeps accounts：As shown in Figure 10, such as the financing account of user The family same day produces 1 yuan of income, total 1 yuan of account total value increase, 1 yuan of financing account increase, cash account Family is constant.In this embodiment, the first attribute resource is constant, and the second attribute resource increases.

By above-described embodiment, can be by the change account of Third-party payment and the seamless knot of financing account Close, when using change, without the presence of perception financing account, and account of managing money matters can be ceaselessly for user Income is produced to user, such user not only obtains the material benefit in income, while not losing any Convenience, so that user can automatically be managed money matters using third party's change account, user applies to purchase without operation And redemption, system is automatically obtained, and user only needs sense without perceiving financing account and cash account Know available total amount.

By the above embodiment of the present invention, the transfer in account resource can be automatically processed, without User is manually operated, can improve the treatment effeciency of event.

It should be noted that for foregoing each method embodiment, in order to be briefly described, therefore by it all A series of combination of actions is expressed as, but those skilled in the art should know, and the present invention is not received The limitation of described sequence of movement, because according to the present invention, some steps can be using other sequentially Or carry out simultaneously.Secondly, those skilled in the art should also know, reality described in this description Apply example and belong to preferred embodiment, necessary to involved action and the module not necessarily present invention.

Through the above description of the embodiments, those skilled in the art can be understood that root Method according to above-described embodiment can add the mode of required general hardware platform to realize by software, when So can also be by hardware, but the former is more preferably implementation method in many cases.Based on such reason Solution, the part that technical scheme substantially contributes to prior art in other words can be with soft The form of part product is embodied, and the computer software product is stored in a storage medium (such as ROM/RAM, magnetic disc, CD) in, including some instructions are used to so that a station terminal equipment (can Being mobile phone, computer, server, or network equipment etc.) perform each embodiment institute of the invention The method stated.

Embodiment 2

According to embodiments of the present invention, a kind of processing method for implementing above-mentioned account resource is additionally provided Processing unit, as shown in figure 11, the device can include：First acquisition unit 110, first is true Order unit 120 and the first buanch unit 130.

Wherein, first acquisition unit 110, the resource information for obtaining client account, wherein, Resource information is used to indicate the first attribute resource in active client account, the first attribute resource to be set It is set to the event for performing the first kind；

First determining unit 120, for determining whether the first attribute resource meets attribute change condition；

First buanch unit 130, for when the first attribute resource meets attribute change condition, by the One attribute resource is changed to the second attribute resource, wherein, the second attribute resource is arranged to execution second The event of type.Wherein, the first attribute resource and the money that the second attribute resource is same client account Source.

According to the abovementioned embodiments of the present invention, the first determining unit can include：Judge module, is used for Judge the first attribute resource whether more than predetermined threshold；Determining module, if big for the first attribute resource In predetermined threshold, then judge that the first attribute resource meets attribute change condition.

According to the abovementioned embodiments of the present invention, device also includes：

Second acquisition unit, for the second attribute for being changed to the first attribute resource there is the second attribute After resource, with event-resources configured information between obtaining at the beginning of the first event being pre-configured with is performed, Wherein, the first event belongs to the event of Second Type, and event-resources configured information is used to indicating performing the The first event-resources that one event is used；Execution unit, for starting when reaching the time started The first event is performed using the first resource matched with the first event-resources in the second attribute resource, wherein, First resource is part or all of in the second attribute resource.

Alternatively, in the account resource in client account in addition to the second attribute resource part or complete Portion is arranged to perform second event, wherein, second event belongs to the event of the first kind, or, Belong to the event of the Second Type different from the first kind.

Still optionally further, it is configured as earlier than between at the beginning of second event is performed or is later than the first category Property resource attribute change moment.

According to the abovementioned embodiments of the present invention, device can also include：Receiving unit, for by One attribute resource is changed to after the second attribute resource with the second attribute, is received resource and is received account First deduction event command, wherein, first deduction event command be used for indicate client account to perform The second event resource that first deduction event and the first deduction event of execution are used；3rd acquiring unit, If for current the first attribute inadequate resource with the first attribute of client account deducting second Event-resources, then obtain the difference between the first attribute resource and second event resource；Second determines list Unit, the 3rd event-resources of difference is met for being obtained from resource intermediate account, and the first attribute is provided Source and the 3rd event-resources are used as second event resource.

In an optional embodiment, device also includes：Second buanch unit, for by After two accounts meet the 3rd event-resources of difference from the acquisition of resource intermediate account, in the first kind Event is performed after completing, by for meeting the second of difference in the resource of the event for performing Second Type Resource transfers are to resource intermediate account；Or setting unit, event command is deducted for setting second, its In, the second deduction event command is used for from the second attribute resource for the event for performing Second Type Deduction meets the 4th event-resources of difference；3rd buanch unit, for the 4th event that will be deducted out Resource transfers are to resource intermediate account.Resource intermediate account can be covered by said units meet the difference The resource of value.

The resource in client account is described in above-described embodiment in detail to produce (such as resource deduction) Implementation, possibly also sends resource and is transferred to event in actual applications, in client account, in hair Raw resource is transferred in the case that event is transferred to event (such as change is transferred to) for instant resource, then should The resource being transferred to is transferred to client account, and the resource for being transferred to event is arranged to the first attribute resource； In the case where the resource for occurring is transferred to the resource that event is first event that performs or second event generation, The resource that this is transferred to then is arranged to the second attribute resource.

In the case where client account has two sub- accounts, by the first category in the embodiment of the present invention Property resource settings are the resource in the first account, and the second attribute resource settings are the resource in the second account, Substantially, the first attribute resource and the second attribute resource are the resource in client account, can not have There is the differentiation of the first account and the second account.

Resource in the above embodiment of the present invention receives account, resource intermediate account and the 5th account can Think the account in the client of other-end, other-end can be second terminal.

The use that modules step corresponding with embodiment of the method provided in the present embodiment is provided Method is identical, application scenarios can also be identical.It is noted, of course, that what above-mentioned module was related to Scheme can be not limited to content and scene in above-described embodiment, and above-mentioned module may operate in calculating Machine terminal or mobile terminal, can be realized by software or hardware.

Embodiment 3

According to embodiments of the present invention, a kind of processing method for implementing above-mentioned account resource is additionally provided With the terminal of device.

As shown in figure 12, the terminal includes：One or more (one is only shown in figure) processors 201st, memory 203 and transmitting device 205 (dispensing device in such as above-mentioned embodiment), such as Shown in Figure 12, the terminal can also include input-output equipment 207.

Wherein, memory 203 can be used to store software program and module, such as in the embodiment of the present invention Account resource the corresponding programmed instruction/module for the treatment of method and apparatus, processor 201 by operation Software program and module in memory 203 are stored, so as to perform various function application and number According to treatment, that is, realize the processing method of above-mentioned account resource.Memory 203 may include random at a high speed Memory, can also include nonvolatile memory, such as one or more magnetic storage device, sudden strain of a muscle Deposit or other non-volatile solid state memories.In some instances, memory 203 can be further Including the memory remotely located relative to processor 201, these remote memories can be by network It is connected to terminal.The example of above-mentioned network include but is not limited to internet, intranet, LAN, Mobile radio communication and combinations thereof.

Above-mentioned transmitting device 205 is used to that data to be received or sent via a network, can also use Data transfer between processor and memory.Above-mentioned network instantiation may include cable network And wireless network.In an example, transmitting device 205 includes a network adapter (Network Interface Controller, NIC), its can by netting twine and other network equipments be connected with router from And can be communicated with internet or LAN.In an example, transmitting device 205 is radio frequency (Radio Frequency, RF) module, it is used to wirelessly be communicated with internet.

Wherein, memory 203 is used to store application program.

In the present embodiment, the processor of above computer terminal can perform the treatment side of account resource Following steps in method：The resource information of client account is obtained, wherein, resource information is used to indicate to work as The first attribute resource in preceding client account, the first attribute resource is arranged to perform the first kind Event；Determine whether the first attribute resource meets attribute change condition；When the first attribute resource meets During attribute change condition, the first attribute resource is changed to have the second attribute resource, wherein the second category Property resource be at least allowed to perform Second Type event.Wherein, the first attribute resource and the second attribute Resource is the resource of same client account.

In the present embodiment, the processor of above computer terminal can perform the treatment side of account resource Following steps in method：Judge the first attribute resource whether more than predetermined threshold；If the first attribute resource is big In predetermined threshold, then judge that the first attribute resource meets attribute change condition.

It will appreciated by the skilled person that the structure shown in Figure 12 is only to illustrate, computer Terminal can also be smart mobile phone (such as Android phone, iOS mobile phones), panel computer, palm The terminal such as computer and mobile internet device (Mobile Internet Devices, MID), PAD Equipment.Figure 12 it does not cause to limit to the structure of above-mentioned electronic installation.For example, terminal Components (such as network interface, display device) more more than shown in Figure 12 or less are may also include, Or with the configuration different from shown in Figure 12.

One of ordinary skill in the art will appreciate that whole or portion in the various methods of above-described embodiment Can be by program step by step to carry out the device-dependent hardware of command terminal to complete, the program can be deposited It is stored in a computer-readable recording medium, storage medium can include：Flash disk, read-only storage (Read-Only Memory, ROM), random access device (Random Access Memory, RAM), Disk or CD etc..

Alternatively, the specific example in the present embodiment may be referred to the example described in above-described embodiment, The present embodiment will not be repeated here.

Embodiment 4

Embodiments of the invention additionally provide a kind of storage medium.Alternatively, in the present embodiment, on State the treating method and apparatus that storage medium can be used for performing above-mentioned account resource.

Alternatively, in the present embodiment, during above-mentioned storage medium may be located at network environment shown in Fig. 1 At least one of multiple network equipments network equipment.

Alternatively, in the present embodiment, storage medium is arranged to storage for performing following steps Program code：

The resource information of client account is obtained, wherein, during resource information is used to indicate client account The first attribute resource, the first attribute resource be arranged to perform the first kind event；Determine Whether one attribute resource meets attribute change condition；When the first attribute resource meets attribute change condition, First attribute resource is changed to the second attribute resource, wherein, the second attribute resource is at least allowed to hold The event of row Second Type.Wherein, the first attribute resource and the second attribute resource are same client account The resource at family.

Alternatively, in the present embodiment, above-mentioned storage medium can be included but is not limited to：USB flash disk, only Read memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), mobile hard disk, magnetic disc or CD etc. are various can be with Jie of store program codes Matter.

The embodiments of the present invention are for illustration only, and the quality of embodiment is not represented.

If integrated unit in above-described embodiment using realize in the form of SFU software functional unit and as Independent production marketing or when using, can store in the storage medium that above computer can read. Based on such understanding, what technical scheme substantially contributed to prior art in other words The all or part of part or the technical scheme can be embodied in the form of software product, the meter Calculation machine software product is stored in storage medium, including some instructions are used to so that one or more is calculated Machine equipment (can be personal computer, server or network equipment etc.) performs each implementation of the present invention The all or part of step of example methods described.

In the above embodiment of the present invention, the description to each embodiment all emphasizes particularly on different fields, certain reality The part for not having to describe in detail in example is applied, the associated description of other embodiment is may refer to.

In several embodiments provided herein, it should be understood that disclosed client, can Realize by another way.Wherein, device embodiment described above be only it is schematical, The division of such as described unit, only a kind of division of logic function, can have in addition when actually realizing Dividing mode, such as multiple units or component can combine or be desirably integrated into another system, Or some features can be ignored, or do not perform.Another, shown or discussed coupling each other Close or direct-coupling or communication connection can be by some interfaces, the INDIRECT COUPLING of unit or module or Communication connection, can be electrical or other forms.

It is described as separating component illustrate unit can be or may not be it is physically separate, The part shown as unit can be or may not be physical location, you can with positioned at a ground Side, or can also be distributed on multiple NEs.Can according to the actual needs select therein Some or all of unit realizes the purpose of this embodiment scheme.

In addition, each functional unit in each embodiment of the invention can be integrated in a processing unit In, or unit be individually physically present, it is also possible to two or more units are integrated in In one unit.Above-mentioned integrated unit can both be realized in the form of hardware, it would however also be possible to employ soft The form of part functional unit is realized.

The above is only the preferred embodiment of the present invention, it is noted that for the art For those of ordinary skill, under the premise without departing from the principles of the invention, some improvement can also be made And retouching, these improvements and modifications also should be regarded as protection scope of the present invention.

Claims

1. a kind of processing method of account resource, it is characterised in that including：

The resource information of client account is obtained, wherein, the resource information is used to indicate currently The first attribute resource in the client account, the first attribute resource is arranged to perform The event of the first kind；

Determine whether the first attribute resource meets attribute change condition；

When the first attribute resource meets the attribute change condition, by first attribute Resource is changed to the second attribute resource, wherein, the second attribute resource is arranged to execution The event of two types,

Wherein, the first attribute resource and the second attribute resource are the same client The resource of account.

2. method according to claim 1, it is characterised in that determination the first attribute money Whether source meets attribute change condition includes：

Judge the first attribute resource whether more than predetermined threshold；

If the first attribute resource is more than the predetermined threshold, first attribute is judged Resource meets the attribute change condition.

3. method according to claim 1, it is characterised in that become by the first attribute resource After more the second attribute resource, methods described also includes：

With event-resources configured information between at the beginning of the first event execution that acquisition is pre-configured with, Wherein, first event belongs to the event of the Second Type, and the event-resources indicate letter Cease for indicating to perform the first event-resources that first event is used；

Begin to use when reaching the time started in the second attribute resource with described The first resource of one event-resources matching performs first event, wherein, the first resource It is part or all of in for the second attribute resource.

4. method according to claim 3, it is characterised in that the time started is described first The moment of the attribute change of attribute resource, or, it is later than the moment.

5. method according to claim 3, it is characterised in that except described in the client account Partly or entirely it is arranged to execution the in the second attribute resource outside first resource Two events, wherein, the second event belongs to the event of the Second Type, or, belong to The event of threeth type different from the Second Type.

6. method according to claim 5, it is characterised in that the beginning that the second event is performed Time is configured as earlier than or is later than the moment of the attribute change of the first attribute resource.

7. method according to claim 1, it is characterised in that become by the first attribute resource After more the second attribute resource, methods described also includes：

The first deduction event command that resource receives account is received, wherein, described first deducts thing Part is instructed for indicating the client account to perform the first deduction event and execution described first The second event resource that deduction event is used；

If current the first attribute inadequate resource of the client account is deducting described Two event-resources, then obtain the difference between the first attribute resource and the second event resource Value；

Obtained from resource intermediate account and meet the 3rd event-resources of the difference, and by described the One attribute resource and the 3rd event-resources are used as the second event resource.

8. method according to claim 7, it is characterised in that obtaining full from resource intermediate account After 3rd event-resources of the foot difference, methods described also includes：

After the event of the first kind performs completion, will be used to perform the Second Type Event resource in meet the Secondary resource of the difference and be transferred to the resource intermediate account； Or

Set second deduct event command, wherein, it is described second deduct event command be used for from Deducted in the account resource of event of the Second Type is performed and meet the 4th of the difference Event-resources；

The 4th event-resources that will be deducted out are transferred to the resource intermediate account.

9. a kind of processing unit of account resource, it is characterised in that including：

First acquisition unit, the resource information for obtaining client account, wherein, the money Source information is used to indicate the first attribute resource of presently described client account, first attribute Resource is arranged to perform the event of the first kind；

First determining unit, for determining whether the first attribute resource meets attribute change bar Part；

First buanch unit, for meeting the attribute change condition when the first attribute resource When, the first attribute resource is changed to the second attribute resource, wherein, second attribute Resource is arranged to perform the event of Second Type,

10. device according to claim 9, it is characterised in that first determining unit includes：

Judge module, for judging the first attribute resource whether more than predetermined threshold；

Determining module, if being more than the predetermined threshold for the first attribute resource, judges Go out the first attribute resource and meet the attribute change condition.

11. devices according to claim 9, it is characterised in that described device also includes：

Second acquisition unit, for the first attribute resource to be changed into the second attribute resource Afterwards, with event-resources configured information between obtaining at the beginning of the first event being pre-configured with is performed, Wherein, first event belongs to the event of the Second Type, and the event-resources indicate letter Cease for indicating to perform the first event-resources that first event is used；

Execution unit, for beginning to use second attribute to provide when reaching the time started The first resource matched with first event-resources in source performs first event, wherein, The first resource is part or all of in the second attribute resource.

12. devices according to claim 11, it is characterised in that the time started is described the The moment of the attribute change of one attribute resource, or, it is later than the moment.

13. devices according to claim 11, it is characterised in that institute is removed in the client account Being partly or entirely arranged in the second attribute resource outside first resource is stated to perform Second event, wherein, the second event belongs to the event of the Second Type, or, category In the event of threeth type different from the Second Type.

14. devices according to claim 13, it is characterised in that what the second event was performed opens Time beginning is configured as earlier than or is later than the moment of the attribute change of the first attribute resource.

15. devices according to claim 9, it is characterised in that described device also includes：

Receiving unit, for being changed to after the second attribute resource by the first attribute resource, The first deduction event command that resource receives account is received, wherein, the first deduction event refers to Make and being deducted for indicating the client account to perform the first deduction event and perform described first The second event resource that event is used；

3rd acquiring unit, if for current the first attribute resource of the client account It is not enough to deduct the second event resource, then obtains the first attribute resource and described second Difference between event-resources；

Second determining unit, the 3rd thing of the difference is met for being obtained from resource intermediate account Part resource, and using the first attribute resource and the 3rd event-resources as second thing Part resource.

16. devices according to claim 15, it is characterised in that described device also includes：

Second buanch unit, for meeting institute from the acquisition of resource intermediate account by the second account After stating the 3rd event-resources of difference, after the event of the first kind is performed and completed, By the Secondary resource for meeting the difference in the resource of the event for performing the Second Type It is transferred to the resource intermediate account；Or

Setting unit, event command is deducted for setting second, wherein, described second deducts thing Part is instructed for deducting satisfaction from the account resource for the event for performing the Second Type 4th event-resources of the difference；

3rd buanch unit, the 4th event-resources for that will deduct out are transferred to the money Source intermediate account.