CN106888187A - Method and device for business processing - Google Patents
Method and device for business processing Download PDFInfo
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- CN106888187A CN106888187A CN201510939193.1A CN201510939193A CN106888187A CN 106888187 A CN106888187 A CN 106888187A CN 201510939193 A CN201510939193 A CN 201510939193A CN 106888187 A CN106888187 A CN 106888187A
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/50—Network services
- H04L67/51—Discovery or management thereof, e.g. service location protocol [SLP] or web services
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/10—Network architectures or network communication protocols for network security for controlling access to devices or network resources
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- Computer Security & Cryptography (AREA)
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- General Engineering & Computer Science (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
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Abstract
The disclosure is directed to a kind of method and device for business processing, wherein method includes：The information inquiring request of the first business provider transmission is received, described information inquiry request includes：The corresponding ID of targeted customer that business performs request is carried out to the first business provider；According to the ID, the business of the targeted customer is obtained according to information, the business according to information is calculated according to the business record information of the targeted customer, and the business record information is reported by each business provider including first business division；The business is sent to the first business provider according to information, to cause the first business provider according to the business of the business foundation information processing correspondence targeted customer.The disclosure improves the security of business execution.
Description
Technical field
This disclosure relates to network technology, more particularly to a kind of method and device for business processing.
Background technology
With the development of Internet technology, user can carry out polytype business using internet platform,
Some of which business needs to determine whether the business performs according to some information when being processed, or
How the business is performed, and the information of institute's foundation can be the information of business service object, according to object risk
Assessment come determine whether or how to the object perform business, with ensure business perform it is safe and reliable.
For example, certain user goes to certain company to perform a kind of business may with risk, then the said firm can be with
Information according to consumer's risk assessment determines that whether the user is risk client, and then decide whether to user
The business is provided, if it find that user is risk client or blacklist client, is then refused user and is used the industry
Business, can so be effectively ensured the security of business execution.But in correlation technique, there is provided the business
Each company typically stores the information of oneself execution business institute foundation, situation about being so likely to occur respectively
It is, if a company determines that user is risk client according to the data that oneself is stored, and another company
User is judged to normal clients and the business is performed due to not yet obtaining the risk data, will be caused
The said firm undertakes larger business risk.
The content of the invention
To overcome problem present in correlation technique, the disclosure to provide a kind of method and device for business processing,
To improve the security of business execution.
According to the first aspect of the embodiment of the present disclosure, there is provided a kind of method for processing business, including：
The information inquiring request of the first business provider transmission is received, described information inquiry request includes：
The corresponding ID of targeted customer that business performs request is carried out to the first business provider；
According to the ID, the business of the targeted customer is obtained according to information, the business foundation
Information is calculated according to the business record information of the targeted customer, and the business record information is by wrapping
Each business provider for including first business division reports；
The business is sent to the first business provider according to information, to cause first industry
Business of the business provider according to the business foundation information processing correspondence targeted customer.
According to the second aspect of the embodiment of the present disclosure, there is provided a kind of business processing device, including：
Business interface module, it is described for receiving the information inquiring request that the first business provider sends
Information inquiring request includes：The targeted customer that business performs request is carried out to the first business provider
Corresponding ID；
Information inquiry module, for according to the ID, obtaining the business foundation of the targeted customer
Information, the business according to information is calculated according to the business record information of the targeted customer, institute
Business record information is stated to be reported by each business provider including first business division；
As a result output module, for the business to be sent to the first business provider according to information,
To cause the first business provider according to the business of business foundation information processing correspondence targeted customer.
The technical scheme provided by this disclosed embodiment can include the following benefits：By according to each
Business record information that business provider reports calculates the business of targeted customer according to information so that can be with
It is more accurate in the business according to business foundation information processing correspondence targeted customer, improve business and perform
Security.
It should be appreciated that the general description of the above and detailed description hereinafter are only exemplary and explanatory
, the disclosure can not be limited.
Brief description of the drawings
Accompanying drawing herein is merged in specification and constitutes the part of this specification, shows and meets the present invention
Embodiment, and together with specification be used for explain principle of the invention.
Fig. 1 is a kind of business execution system Organization Chart according to an exemplary embodiment；
Fig. 2 is a kind of flow chart of the method for processing business according to an exemplary embodiment；
Fig. 3 is a kind of application system schematic diagram of the method for processing business according to an exemplary embodiment；
Fig. 4 is the flow chart of another method for processing business according to an exemplary embodiment；
Fig. 5 is the flow chart of another method for processing business according to an exemplary embodiment；
Fig. 6 is the flow chart of the expense determination mode according to an exemplary embodiment；
Fig. 7 is a kind of structure chart of the business processing device according to an exemplary embodiment；
Fig. 8 is the structure chart of another business processing device according to an exemplary embodiment；
Fig. 9 is the structure chart of another business processing device according to an exemplary embodiment.
Specific embodiment
Here exemplary embodiment will be illustrated in detail, its example is illustrated in the accompanying drawings.Following
When description is related to accompanying drawing, unless otherwise indicated, the same numbers in different accompanying drawings represent same or analogous
Key element.Implementation method described in following exemplary embodiment does not represent the institute consistent with the present invention
There is implementation method.Conversely, they be only with it is being described in detail in such as appended claims, of the invention one
The example of the consistent apparatus and method of a little aspects.
The system for referring to Fig. 1 examples, the system can be used for performing certain type of business, this species
Performing for the business of type can use the method for processing business of the application offer.As shown in figure 1, business is carried
It is the main body for providing the business to each user for main body, for example, by taking credit consuming business as an example,
The credit consuming of internet platform can first consume the credit consuming row refunded afterwards using internet platform
For in the business, there is provided the business provider of the business can be Internet firm A, Yong Huke
Apply for credit consuming with to Internet firm A, and refunded to the said firm within the time of agreement.
Business provider 11, business provider 12, business provider 13 etc. are illustrated in Fig. 1
Multiple main bodys, user 14 can perform to the application business of any one in these main bodys, such as to certain
Company applies for credit consuming.And for business provider, if provide a user with business or such as
What provides business, can determine according to some information, for example, the information can be for describing or limiting
Determine the user of requested service, business provider can according to the information processing to should user business,
The information can be referred to as business according to information in this example.
Business can be stored in business processing device 15 in Fig. 1 according to information, and each business provides master
Body can go the inquiry business of business processing device 15 according to information, and be used according to information processing according to business
The corresponding business in family.Fig. 2 illustrates the flow of the method for processing business of the application, can include：
In step 201, the information inquiring request that the first business provider sends, the request bag are received
Include：The corresponding ID of targeted customer that business performs request is carried out to the first business provider.
For example, the first business provider can be the business provider 11, Ke Yishi of example in Fig. 1
User's (this example is referred to as targeted customer) have sent business and performs request to business provider 11, such as
Can be that request carries out credit consuming.And information inquiring request can be business provider 11 is receiving
When business performs request, sent for the business for inquiring about targeted customer according to information to business processing device,
And in the request carry targeted customer ID, such as the identity card of user, with cause business at
Reason device knows which targeted customer that to be inquired about is.
In step 202., according to the ID, the business of the targeted customer is obtained according to information,
The business according to information is calculated according to the business record information of the targeted customer, the business
Record information is reported by each business provider including first business division.
For example, in the business processing device 15 of Fig. 1 examples, each user can have been recorded and corresponded to respectively
Business according to information, such as, in the business of credit consuming, the business of user can be according to information
The credit scoring of the user, credit scoring be used for represent the user credit how.Such as, if user
Do not refunded on schedule according to agreement, then represent that the credit confidence level of the user is lost, can set user's
Credit scoring is relatively low.
In the present example, business foundation information can be the business that comprehensive each business provider reports
Record information is calculated, such as, each can provide a user with such business (such as, credit consuming
Business) business provider, can record user the main body use the business historical information,
Such as " user * * carry out credit consuming in certain time, and the amount of money is Y1, on schedule refund " or
" user * * carry out credit consuming in certain time, and the amount of money is Y2, unredeem money after the date due, or exceed the time limit 3
It is refunded " etc., these historical informations can be referred to as business record information.Each business provider can
With by the business record information reporting of user to business processing device, by business processing device according to same use
The corresponding business record information in family, is calculated the business of the user according to information.
In step 203, business is sent to the first business provider according to information, to cause first
Business of the business provider according to the business foundation information processing correspondence targeted customer.
For example, the business that the first business provider can feed back according to business processing device is according to information,
Decide whether to provide a user with business, or how to provide business.Such as, by taking credit consuming business as an example,
If once having violations according to the INFORMATION DISCOVERY user according to business, credit scoring is relatively low, then can be with
Refusal provides a user with credit consuming business, or the amount of its credit consuming is reduced.
Method for processing business in this example, the user's reported by multiple business providers by basis
The business that business record information is obtained processes the corresponding business of certain user according to information so that each
Information of the business provider on the user can be shared, so as to the assessment to user is also more accurate,
Risk subscribers can be timely recognized, the security of business execution is improve.
The application of the following method for processing business that the application is illustrated with an example, the example is with credit consuming
As a example by business.The system of example shown in Figure 3, it is assumed that have Internet firm A, Internet firm B,
The two companies can provide credit consuming business；Business processing device can be the internet in Fig. 3
Platform Credit Information System 31, user 32 can use to Internet firm A or Internet firm B letters of application
Consumption service.And the two companies can go internet platform Credit Information System 31 to inquire about the credit of user 32
Score to decide whether to provide credit consuming to the user.
Referring to a flow of Fig. 4 examples, illustrate user 32 and carry out credit in Internet firm A and disappear
The item taken and break a contract.As shown in figure 4, can include：
In step 401, user sends credit consuming and asks to Internet firm A.
In step 402, Internet firm A is to internet platform Credit Information System (following referred to as sincere system
System) send information inquiring request., it is necessary to inquiry can be used in the example of the credit consuming business
The credit at family, therefore the request can be referred to as credit inquiry request, and the user credit inquired about can be with
It is the business foundation information of above-mentioned user, so that Internet firm A based thereon determines whether to provide a user with
Credit consuming.Also, the mark of user 32, such as the identification card number of user 32 are carried in the request.
In step 403, Credit Information System is prestored according to ID, inquiry ID and use
The corresponding relation of family credit scoring, obtains the credit scoring of user 32.
In this example, ID and the corresponding relation of user credit scoring that Credit Information System is prestored,
Can be that the comprehensive business record information reported according to each business provider is calculated.Such as, respectively
Individual business provider can be including that can provide each machines such as Internet firm or bank of credit services
Structure, business provider can include polytype main body, to cause scope of participants relatively broad.
With reference to shown in Fig. 3, Credit Information System can be gathered by business interface module 33 and carried from each business
For the business record information of main body, in the present example, the business record information can be user credit data,
On the form that gives the correct time can be recorded for user id+ credit consumings.Storage enquiry module 34 can utilize data
The above-mentioned data that storehouse technology storage is gathered.Credit Information System can also be adjusted by the information of example in Fig. 3
Module 35 calculates the credit scoring of user according to the data of collection, and the user and its credit scoring also may be used
To store in storage enquiry module 34.The storage format of user and its credit scoring can be believed for user id+
With scoring.If the credit of a usual user is better, its credit scoring score value is higher.
If the credit scoring of user 32 is higher, in step 404, Credit Information System can be to internet
The credit that company A feeds back the user is good, it is of course possible to be the score value of the credit scoring for feeding back the user,
To cause that Internet firm performs user of foundation etc. according to scoring and intra-company's rule determination business
Level.In step 405, because user credit is good, user credit is consumed successfully.
In a step 406, Internet firm A can carry out the timing of payment period, to cause when reaching
During the refund time of agreement, remind user 32 to refund in step 407, such as arranged in distance
User is reminded during 1 day refund time.And in the present example, this there occurs violations to user 32, not
Refund on schedule, then Internet firm A can in a step 408 carry out the timing in promise breaking cycle, and periodically
User 32 is urged to refund, referring to step 409.
Finally after user refunds, Internet firm A can in step 410 report the business of the user
The credit data of record information, i.e. user, for example " user 32, there occurs money behavior of unredeeming after the date due, gold
Volume is Y, and it is N days to stall for time ".Reporting for the business record information can be by sincere in Fig. 3
The business interface module 33 of letter system, and deposited as the metadata storage for calculating user credit scoring
Storage enquiry module 34, such as step 411.In this example, Internet firm A is reported in step 410
Information can be the new business record information of the user, then information adjust module 35 can also basis include
All business record information of the user 32 of the new business record information, recalculate the credit of user 32
Scoring, is updated, referring to step 412 to the corresponding credit scoring of user.
Assuming that user 32 is after Internet firm A promise breakings, Internet firm B is gone to apply for credit consuming again,
The flow for now performing may refer to Fig. 5, including：
In step 501, user sends credit consuming and asks to Internet firm B.
In step 502, Internet firm B sends credit inquiry and asks to Credit Information System, carries step
The ID of the user of the request credit consuming in 501.
In step 503, Credit Information System finds the credit scoring of the user according to ID.
For example, being had been described above in a upper example, the letter of user and the user is stored in Credit Information System
With the corresponding relation of scoring, then in this step, Credit Information System can be according to the mark of user 32 such as body
Part card number, lookup obtains the credit scoring of user 32.With reference to the example of Fig. 3, this searching work also may be used
Being performed by storage enquiry module 34.
In step 504, credit scoring from Credit Information System to Internet firm's B feedback users.
For example, the credit scoring of user 32 can be fed back into Internet firm B, the credit scoring is industry
Business is according to information.The financial status of user 32 is can also be, such as, user has serious promise breaking to record.
In this step feedback from Credit Information System to Internet firm B, can be defeated by the result of example in Fig. 3
Go out module 36 to send, i.e., after storage enquiry module 34 finds the credit scoring of user, can be by knot
Fruit output module 36 is sent to Internet firm.Certainly, in the example in fig. 4, Credit Information System is to interconnection
The credit of net company A feedback users is good, it is also possible to by result output module 36.
And Internet firm B can accordingly reduce the credit rating of user, referring to step 505, the credit
Grading can be Internet firm B according to its in-company grading regulation enforcement, disappeared with as credit
Take the execution foundation of business.
In step 506, Internet firm B have rejected the credit consuming request of user, and can carry
The reason for awake user refuses is that there is the user serious promise breaking to record.
It can be seen that, by the Credit Information System in this example, for having bad note in other Internet firms
The user of record behavior, can embody in the Query Result of Credit Information System, so as to effectively reduce business
Risk, it is to avoid appearing in a company has record of bad behavior to perform the situation of business in another company again.
Additionally, in the example shown in Fig. 4 or Fig. 5, Internet firm A or Internet firm B are to sincere
The credit scoring of letter system queries user, and what Credit Information System can be reported according to each business provider
The business record information of user, constantly updates the business of user according to information, and Internet firm can determine
Phase obtains the newest business of user according to information to Credit Information System, or can also receive use every time
Performed when the credit consuming at family is asked, the credit scoring of user is obtained to Credit Information System.
In the example of the application, carried to the business of the business record information of business processing device report of user
For main body, polytype main body, such as each Internet firm or bank, or other can be included
Types of bodies, the mode that this polymorphic type main body is participated in can cause that business processing device acquisition is more more
Comprehensive business record information, so as to the business that is calculated according to the business record information according to information also more
Accurately, each business provider can reduce business risk according to the business according to information handing service.
In another example, when each business provider carries out information inquiry to business processing device,
Enquiry fee can be collected to business provider to use.But, each business provider fills to Business Processing
The business record information for reporting is put, is different, including the difference on quality and quantity, then if right
The enquiry fee that each business provider collects will be unfavorable for fairness with identical, therefore, the application's
In method for processing business, a kind of pricing mechanism on enquiry fee is additionally provided, to cause each business
The inquiry of provider is more fair, and promotes the more alive and healthy development of Credit Information System.
Fig. 6 illustrates the expense determination mode in a kind of method for processing business, and which is according to each industry
The business record information that business provider reports, determines the corresponding expense of business provider.Still with letter
As a example by with consumption, as shown in fig. 6, the method can include：
In step 601, the business record information that business provider reports is received.
For example, each business provider includes bank or Internet firm etc., can be to sincerity
System reporting service record information, such as " user * *, unredeem money behavior after the date due, and the amount of money is stalled for time ".
In step 602, the quality and quantity of the business record information for being reported according to business provider,
Determine the corresponding contribution degree score value of business provider.
For example, the quantity that different business providers uploads business record information is probably different, than
Such as, Internet firm A uploads 100 business record information, will can upload each time for certain
The business record information of one user is referred to as a business record information, and Internet firm B uploads 50
Bar business record information, certain bank uploads 30 business record information.
Additionally, not only quantity is different, the quality of the business record information that each business provider reports also may be used
Can be different.Such as, whether the information that the quality of information is primarily referred to as providing is deceptive information or inaccurate
Data.Quality for data can determine according to the feedback in later stage and tracking, if the later stage finds certain
Main body provides false data, can reduce the quality of data score value of the main body, represents that quality is relatively low.
In this step, the contribution degree score value of business provider can be according on business provider
The quality and quantity of the business record information of report determines that the quantity of the commonly provided information is more, and quality is higher,
The contribution degree score value of so business provider is higher.With tri- business providers of A, B, C
As a example by, respective contribution degree score value can be expressed as follows：
Score A=f1 (quantity A, quality A)
Score B=f1 (quantity B, quality B)
Score C=f1 (quantity C, quality C)
Wherein, the functional relation between quantity quantity and quality quality and contribution degree score value score
F1, this example is not limited to some function, as long as contribution degree score value can be embodied with quantity and matter
The raising of amount and improve.
In step 603, the contribution degree score value according to business provider accounts for contribution degree score value summation
Ratio, determines the corresponding expense of business provider, and ratio is higher, and expense is lower.
For example, in above-mentioned tri- examples of business provider of A, B, C, each business provides master
The ratio that the contribution degree score value of body accounts for contribution degree score value summation is as follows：
Index A=[score A/ (score A+score B+score C)] * 100%
Index B=[score B/ (score A+score B+score C)] * 100%
Index C=[score C/ (score A+score B+score C)] * 100%
According to above-mentioned ratio, it may be determined that expense, and follow that ratio is higher, expense is lower.
Cost A=f2 (index A)
Cost B=f2 (index B)
Cost C=f2 (index C)
A kind of feasible cost basis approach simply is enumerated above, in this mode, if a business
Provider is fewer to the business record information that Credit Information System is provided, then the main body is to Credit Information System
Contribution degree score value is just relatively low, accordingly, when business provider inquires about the credit of user to Credit Information System
The expense paid during scoring is higher.If the contribution degree score value of business provider is higher, expense is lower.
Additionally, the charging for each business provider, or the information core by example in Fig. 3
Calculate module 35 to calculate, that is to say, that the information adjusts module 356 can be remembered according to the business of user
Record information quantization is the credit scoring of user, can also according to the method described above calculate looking into for business provider
Inquiry expense.The enquiry fee of each business provider is used, the credit scoring of each user and each industry
The business record information that business provider reports, these are stored in storing enquiry module 34, it is possible to will
These data classification storage, with convenient use or inquiry.And can be with the Credit Information System of Fig. 3 examples
Security monitoring is carried out to other modules by security monitoring module 37, is prevented by uneasinesses such as assaults
Full behavior destruction Credit Information System.
In another example, in order to be further ensured that the health fortune of business processing device such as Credit Information System
OK, Credit Information System can also be supervised by third-party monitoring mechanism.For example, entering to Credit Information System
The supervision main body of row supervision can participate in each business to Credit Information System report of user business record information
Provider so that third-party monitoring mechanism also realizes development in pluralism.
Supervision of each business provider to Credit Information System, can include：To Credit Information System report with
The corresponding data correction information in family so that Credit Information System is according to data correction information to the business foundation of user
Information is corrected.Such as, the business record packet that some business provider reports to Credit Information System
False or inaccurate data are included, which information other business provider can feed back not to Credit Information System
Accurately, implementation method can be business provider sincere by terminal (such as, computer) and network connection
Letter system, and upload feedack to Credit Information System.Credit Information System can be according to each business provider
Feedack, determines that the business record information of which business provider has quality problems, Jin Erke
To reduce the contribution degree score of business provider, the enquiry fee for improving business provider is used.
Fig. 7 illustrates a kind of business processing device, and the device can include：Business interface module 71, letter
Breath enquiry module 72 and result output module 73.
Business interface module 71, for receiving the information inquiring request that the first business provider sends, institute
Stating information inquiring request includes：The target use that business performs request is carried out to the first business provider
The corresponding ID in family；
Information inquiry module 72, for according to the ID, obtain the business of the targeted customer according to
It is believed that breath, the business according to information is calculated according to the business record information of the targeted customer,
The business record information is reported by each business provider including first business division；
As a result output module 73, master is provided for the business to be sent to first business according to information
Body, to cause the first business provider according to the business of business foundation information processing correspondence targeted customer.
Wherein, business interface module 71 can be the business interface module shown in Fig. 3, information inquiry mould
Block 72 can be the part in the storage enquiry module in Fig. 3, i.e., as described in previous example, deposit
Storage enquiry module can both store various types of data (including business record information, credit scoring or
Enquiry fee use), it is also possible to the business of user is inquired about according to information according to ID.As a result output module
73 can be for sending Query Result to the result output module of each Internet firm in Fig. 3.
In one example, shown in Figure 8, the device can also include：Expense computing module 74,
For for business provider each described, the business record reported according to the business provider to be believed
Breath, determines the corresponding expense of the business provider.
For example, expense computing module 74, for the business record letter reported according to the business provider
The quality and quantity of breath, determines the corresponding contribution degree score value of the business provider；According to the business
The contribution degree score value of provider accounts for the ratio of contribution degree score value summation, determines the business provider couple
The expense answered, the ratio is higher, and the expense is lower.
In one example, the device can also include：Information computational module 75, for receive it is right
When answering the new business record information of the targeted customer, according to the target including the new business record information
The business record information of user, updates the corresponding business of targeted customer according to information.
Wherein, expense computing module 74 and information computational module 75 can be included in shown in Fig. 3
Information adjusts module, adjusts two funtion parts in module, the i.e. information as information and had adjusted module both
It is business foundation information that the business record information of user can be quantified, can also be according to the business record of user
The enquiry fee that information calculates business provider is used.
In one example, shown in Figure 9, the device can also include：Information corrects module 76,
For receiving the data correction information corresponding with targeted customer that each described business provider reports, and
The business of the targeted customer is corrected according to information according to the data correction information.
The business processing device of the present embodiment, by the business record reported according to each business provider
Information calculates the business of user according to information so that business is more accurate according to information, and also can be for
Each business provider inquired about, the mode of the shared information of this multiple business providers, relatively
Information is collected and calculated in single business provider oneself, business risk can be more effectively prevented,
The security that raising business is performed.
Those skilled in the art will readily occur to this after considering specification and putting into practice invention disclosed herein
Other embodiments of invention.The application is intended to any modification of the invention, purposes or adaptability
Change, these modifications, purposes or adaptations follow general principle of the invention and including this public affairs
Open undocumented common knowledge or conventional techniques in the art.Description and embodiments only by
It is considered as exemplary, true scope and spirit of the invention are pointed out by following claim.
It should be appreciated that the invention is not limited in be described above and be shown in the drawings it is accurate
Structure, and can without departing from the scope carry out various modifications and changes.The scope of the present invention is only by institute
Attached claim is limited.
Claims (10)
1. a kind of method for processing business, it is characterised in that including：
The information inquiring request of the first business provider transmission is received, described information inquiry request includes：
The corresponding ID of targeted customer that business performs request is carried out to the first business provider；
According to the ID, the business of the targeted customer is obtained according to information, the business foundation
Information is calculated according to the business record information of the targeted customer, and the business record information is by wrapping
Each business provider for including first business division reports；
The business is sent to the first business provider according to information, to cause first industry
Business of the business provider according to the business foundation information processing correspondence targeted customer.
2. method according to claim 1, it is characterised in that methods described also includes：
For business provider each described, the business record reported according to the business provider is believed
Breath, determines the corresponding expense of the business provider.
3. method according to claim 2, it is characterised in that described to provide master according to the business
The business record information that body is reported, determines the corresponding expense of the business provider, including：
The quality and quantity of the business record information reported according to the business provider, determines the industry
The corresponding contribution degree score value of business provider；
Contribution degree score value according to the business provider accounts for the ratio of contribution degree score value summation, determines institute
The corresponding expense of business provider is stated, the ratio is higher, and the expense is lower.
4. method according to claim 1, it is characterised in that methods described also includes：
When the new business record information of the correspondence targeted customer is received, according to including the new business
The business record information of the targeted customer of record information, updates the corresponding business of targeted customer according to information.
5. method according to claim 1, it is characterised in that methods described also includes：
The data correction information corresponding with targeted customer that each described business provider reports is received, and
The business of the targeted customer is corrected according to information according to the data correction information.
6. a kind of business processing device, it is characterised in that including：
Business interface module, it is described for receiving the information inquiring request that the first business provider sends
Information inquiring request includes：The targeted customer that business performs request is carried out to the first business provider
Corresponding ID；
Information inquiry module, for according to the ID, obtaining the business foundation of the targeted customer
Information, the business according to information is calculated according to the business record information of the targeted customer, institute
Business record information is stated to be reported by each business provider including first business division；
As a result output module, for the business to be sent to the first business provider according to information,
To cause the first business provider according to the business of business foundation information processing correspondence targeted customer.
7. device according to claim 6, it is characterised in that described device also includes：
Expense computing module, for for business provider each described, master being provided according to the business
The business record information that body is reported, determines the corresponding expense of the business provider.
8. device according to claim 7, it is characterised in that
The expense computing module, for the business record information that is reported according to the business provider
Quality and quantity, determines the corresponding contribution degree score value of the business provider；There is provided according to the business
The contribution degree score value of main body accounts for the ratio of contribution degree score value summation, determines that the business provider is corresponding
Expense, the ratio is higher, and the expense is lower.
9. device according to claim 6, it is characterised in that described device also includes：
Information computational module, for when the new business record information of the correspondence targeted customer is received,
According to the business record information of the targeted customer including the new business record information, targeted customer couple is updated
The business answered is according to information.
10. device according to claim 6, it is characterised in that described device also includes：
Information corrects module, corresponding with targeted customer for receive that each described business provider reports
Data correction information, and according to the data correction information to the business of the targeted customer according to information
Corrected.
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| CN106888187B (en) | 2020-06-16 |
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