CN106886891A - A kind of near field payment method, relevant device and system - Google Patents
A kind of near field payment method, relevant device and system Download PDFInfo
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- CN106886891A CN106886891A CN201510944349.5A CN201510944349A CN106886891A CN 106886891 A CN106886891 A CN 106886891A CN 201510944349 A CN201510944349 A CN 201510944349A CN 106886891 A CN106886891 A CN 106886891A
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- card application
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/352—Contactless payments by cards
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- Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Accounting & Taxation (AREA)
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- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
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- Microelectronics & Electronic Packaging (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The embodiment of the invention discloses the request message that a kind of near field payment method, relevant device and system, near-field payment equipment receiving terminal apparatus send, the request message at least includes payment information；Obtain the accounts information of each card application；Accounts information and the payment information according to each card application determine available card application；The sign-on ID of the available card application is sent to the terminal device, to cause that the terminal device deducts payment according to the sign-on ID of the available card application in the account of the available card application.
Description
Technical field
The present invention relates to the near field payment technology of the communications field, more particularly to a kind of near field payment method, correlation
Equipment and system.
Background technology
When there are multiple financial card applications in SIM of the prior art, it is necessary to acquiescence card is set, is only made
Near field payment could be carried out on the POS with acquiescence card.When Sorry, your ticket has not enough value in giving tacit consent to card, friendship of currently swiping the card
Will easily fail.If having the enough amount of money in other cards, user is needed to be set manually by customer terminal webpage
This has the card of the enough amount of money for acquiescence is blocked, and swiping the card can just continue to complete payment transaction again.When user is due to net
Network problem or mobile phone shutdown or do not install the situations such as client cannot log in client set other write from memory
When recognizing card, then payment transaction cannot be completed.Therefore, the success rate of swiping the card of prior art is low.
The content of the invention
In order to solve the above technical problems, the embodiment of the present invention provide a kind of near field payment method, relevant device and
System, can automatically select available card application, realize mobile payment transaction so that mobile payment more intelligence
Energyization, the success rate while lifting is swiped the card.
The technical proposal of the invention is realized in this way：
The embodiment of the present invention provides a kind of near field payment method, and methods described includes：
The request message that receiving terminal apparatus send, the request message at least includes payment information；
Obtain the accounts information of each card application；
Accounts information and the payment information according to each card application determine available card application；
The sign-on ID of the available card application is sent to the terminal device, to cause the terminal device
Sign-on ID according to the available card application deducts payment in the account of the available card application.
Further, before the accounts information for obtaining each card application, also include：
The accounts information of each card application of encryption is obtained, respectively according to corresponding with described each card application
Security credence to the encryption each card application accounts information be decrypted.
Further, the accounts information at least includes account balance, and the payment information at least includes paying
The amount of money, the accounts information and the payment information of each card application described in the basis determine that available card should
With, including：
The account balance by each card application compares with the payment respectively, any to choose one
It is available card application that account balance is applied more than or equal to the card of the payment.
Further, methods described also includes：
Registration request according to the card application is the card application distribution security credence, and the card is applied
Sign-on ID and it is described card application security credence storage.
The embodiment of the present invention also provides a kind of near field payment method simultaneously, and methods described includes：
Request message is sent to near-field payment equipment, the request message at least includes payment information；
The sign-on ID of the available card application that the near-field payment equipment sends is received, according to described available
The sign-on ID for blocking application deducts payment in the account of the available card application.
Further, before transmission request message to the near-field payment equipment, also include：
Near-field communication is set up with the near-field payment equipment to be connected.
The embodiment of the present invention also provides a kind of near-field payment equipment simultaneously, and the equipment includes：Receiving unit,
Acquiring unit, determining unit, transmitting element, wherein,
The receiving unit, for the request message that receiving terminal apparatus send, the request message is at least wrapped
Include payment information；
The acquiring unit, the accounts information for obtaining each card application；
The determining unit, it is true for the accounts information and the payment information according to each card application
Fixed available card application；
The transmitting element, for sending the sign-on ID of the available card application to the terminal device,
To cause the terminal device according to the sign-on ID of the available card application in the available card application
Account deducts payment.
Further, the equipment also includes：Decryption unit,
The acquiring unit, the accounts information of each the card application for obtaining encryption；
The decryption unit, for basis respectively with described each card corresponding security credence of application to described
The accounts information of each card application of encryption is decrypted.
Further, the accounts information at least includes account balance, and the payment information at least includes paying
The amount of money；
The determining unit, for respectively by the account balance and the payment of each card application
Compare, it is available card application that any one account balance of selection is applied more than or equal to the card of the payment.
Further, the equipment also includes：Registering unit, for the registration request according to the card application
Be it is described card application distribution security credence, and by it is described card application sign-on ID and it is described card application safety
Voucher is stored.
The embodiment of the present invention also provides a kind of terminal device simultaneously, and the terminal device includes：Transmitting element,
Receiving unit, wherein,
The transmitting element, for sending request message to near-field payment equipment, the request message is at least wrapped
Include payment information；
The receiving unit, the registration mark for receiving the available card application that the near-field payment equipment sends
Know, the sign-on ID according to the available card application is deducted in the account of the available card application and pays gold
Volume.
Further, the terminal device also includes：Near field communication unit, sets for being paid with the near field
It is standby to set up near-field communication connection.
The embodiment of the present invention also provides a kind of near-field payment system simultaneously, and the system at least includes：As above institute
March into the arena payment devices and the terminal device as described above stated.
The embodiment of the present invention provides a kind of near field payment method, relevant device and system, and near-field payment equipment connects
The request message that terminal device sends is received, the request message at least includes payment information；Obtain each card
The accounts information of application；Accounts information and the payment information according to each card application determine available
Card application；The sign-on ID of the available card application is sent to the terminal device, to cause the end
End equipment is deducted in the account of the available card application according to the sign-on ID of the available card application and paid
The amount of money.Near field payment method provided in an embodiment of the present invention, relevant device and system, can automatically select can
Card application, quick response pays request, completes payment transaction so that mobile payment is more intelligent,
The mobile payment experience of swipe the card success rate and user is lifted simultaneously.
Brief description of the drawings
Fig. 1 is near field payment method schematic flow sheet one provided in an embodiment of the present invention；
Fig. 2 is near field payment method schematic flow sheet two provided in an embodiment of the present invention；
Fig. 3 is near field payment method schematic flow sheet three provided in an embodiment of the present invention；
Fig. 4 is near-field payment equipment structural representation one provided in an embodiment of the present invention；
Fig. 5 is near-field payment equipment structural representation two provided in an embodiment of the present invention；
Fig. 6 is terminal device structural representation one provided in an embodiment of the present invention；
Fig. 7 is terminal device structural representation two provided in an embodiment of the present invention.
Specific embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clearly
Chu, it is fully described by.
Embodiment one
The embodiment of the present invention provides a kind of near field payment method, as shown in figure 1, methods described can include：
The request message that step 101, near-field payment equipment receiving terminal apparatus send, the request message is extremely
Include payment information less.
Near-field payment equipment in the embodiment of the present invention is specifically as follows SIM, or payment terminal,
The payment terminal is provided with SIM.Terminal device is specifically as follows Cash collecting equipment.
Specifically, when user needs transaction payment, terminal device is built by near-field communication with near-field payment equipment
Vertical connection, it can be understood as, Cash collecting equipment is set up with SIM in payment terminal by near-field communication and is connected.
Terminal device initiates the request message of the sign-on ID ID for obtaining available card application, and the request message is at least
Payment information can be included, wherein, the payment information can be payment.Near-field payment equipment is received
The request message, and the request message is parsed, obtain payment information, i.e. payment.
Step 102, near-field payment equipment obtain the accounts information of each card application.
Specifically, near-field payment equipment includes at least one card application, a card application can correspond to one
Bank card account, the sensitive data of storage card account in card application, for example, account status, balance status etc.
Information, card application such as can respond inquiry, supplement with money, withhold at the operation.
User block the number of application in near-field payment equipment by installing to increase, when card application is installed, closely
The registration request of field payment devices response card application, is that the card application of the registration distributes security credence, and should
Card application sign-on ID ID and the security credence storage of registration.
After the request message that near-field payment equipment receiving terminal apparatus send, obtained from each card application respectively
The accounts information of each card application of encryption is taken, then, respectively according to corresponding with described each card application
Security credence to the encryption each card application accounts information be decrypted, obtain each card should
Accounts information.
The accounts information and the disbursement letter of step 103, near-field payment equipment each card application according to
Breath determines available card application.
Specifically, the accounts information can at least include account balance, the payment information can at least be wrapped
Include payment.Account balance of the near-field payment equipment respectively by each card application pays gold with described
Volume compares, and any one account balance of selection is applied as available card should more than or equal to the card of the payment
With.
Sign-on ID to the terminal that step 104, near-field payment equipment send the available card application sets
It is standby, to cause that the terminal device should in the available card according to the sign-on ID of the available card application
Account deducts payment.
Specifically, near-field payment equipment sends the sign-on ID of available card application to terminal device, terminal sets
Standby can deduction in the account of available card application according to the sign-on ID of the available card application pays gold
Volume.
Exemplary, the available card that near-field payment equipment determines is applied as card applies 3, then sending card application 3
Sign-on ID to Cash collecting equipment, Cash collecting equipment deducts 100 yuan of payment in the account of card application 3.
Near field payment method provided in an embodiment of the present invention, can automatically select available card application, quick to ring
Request should be paid, payment transaction is completed so that mobile payment is more intelligent, the success rate while lifting is swiped the card
Mobile payment with user is experienced.
Embodiment two
The embodiment of the present invention provides a kind of near field payment method, as shown in Fig. 2 methods described can include：
Step 201, terminal device send request message to near-field payment equipment, and the request message is at least wrapped
Include payment information.
Near-field payment equipment in the embodiment of the present invention is specifically as follows SIM, or payment terminal,
The payment terminal is provided with SIM.Terminal device is specifically as follows Cash collecting equipment.
Specifically, when user needs transaction payment, terminal device is built by near-field communication with near-field payment equipment
Vertical connection, it can be understood as, Cash collecting equipment is set up with SIM in payment terminal by near-field communication and is connected.
Terminal device initiates the request message of the sign-on ID ID for obtaining available card application, and the request message is at least
Payment information can be included, wherein, the payment information can be payment.
Step 202, terminal device receive the registration mark of the available card application that the near-field payment equipment sends
Know, the sign-on ID according to the available card application is deducted in the account of the available card application and pays gold
Volume.
Specifically, after the available card application of near-field payment equipment determination, sending the registration of available card application
, to terminal device, terminal device can be according to the sign-on ID of the available card application in available card for mark
Payment is deducted in the account of application.
Exemplary, the available card that near-field payment equipment determines is applied as card applies 3, then sending card application 3
Sign-on ID to Cash collecting equipment, Cash collecting equipment deducts 100 yuan of payment in the account of card application 3.
Near field payment method provided in an embodiment of the present invention, can automatically select available card application, quick to ring
Request should be paid, payment transaction is completed so that mobile payment is more intelligent, the success rate while lifting is swiped the card
Mobile payment with user is experienced.
Embodiment three
The embodiment of the present invention provides a kind of near field payment method, as shown in figure 3, methods described can include：
Step 301, terminal device and near-field payment equipment set up near-field communication connection.
It should be noted that the near-field payment equipment in the embodiment of the present invention is specifically as follows SIM, also may be used
Think payment terminal, the payment terminal is provided with SIM.Terminal device is specifically as follows Cash collecting equipment.
Step 302, terminal device send request message to near-field payment equipment, and the request message is at least wrapped
Include payment information.
Specifically, terminal device is set up by near-field communication with near-field payment equipment being connected, it can be understood as,
Cash collecting equipment is set up with SIM in payment terminal by near-field communication and is connected, and terminal device initiates to obtain available
Card application ID request message, the request message at least can include payment information, the payment information
It can be payment.
The request message that step 303, near-field payment equipment receiving terminal apparatus send.
Specifically, near-field payment equipment receives request message, the request message is parsed, obtained
Payment information, i.e. payment.
Step 304, near-field payment equipment obtain the accounts information of each card application of encryption, respectively basis
The accounts information of each card application of the encryption is entered using corresponding security credence with described each card
Row decryption, obtains the accounts information of each card application.
Specifically, near-field payment equipment includes at least one card application, a card application can correspond to one
Bank card account, the sensitive data of storage card account in card application, for example, account status, balance status etc.
Information, card application such as can respond inquiry, supplement with money, withhold at the operation.
After the request message that near-field payment equipment receiving terminal apparatus send, it is thus necessary to determine that available card application.
Respectively from each card application in obtain encryption each card application accounts information, according to it is described each
The security credence distributed during card application registration is decrypted to the accounts information of each card application of the encryption,
The accounts information of each card application of decryption can be obtained.
Step 305, near-field payment equipment are respectively by the account balance of each card application and the payment
The amount of money compares, and it is available card that any one account balance of selection is applied more than or equal to the card of the payment
Using.
Exemplary, payment is 100 yuan, and near-field payment equipment includes 5 card applications, is designated as：
Card applies 5 using 3, card using 2, card using 1, card using 4, card, and card is using 1 account balance
30 yuan, the account balance of card application 2 is 80 yuan, and the account balance of card application 3 is 100 yuan, and card applies 4
Account balance be 500 yuan, card application 5 account balance be 3000 yuan, respectively will above-mentioned 5 card application
Account balance compare with payment, account balance more than or equal to payment card apply including：Card
5 are applied using 4, card using 3, card, any selection blocks application 3, card application 4, blocks using in 5
Individual card application is applied as available card.
Sign-on ID to the terminal that step 306, near-field payment equipment send the available card application sets
It is standby.
Step 307, terminal device receive the registration mark of the available card application that the near-field payment equipment sends
Know, the sign-on ID according to the available card application is deducted in the account of the available card application and pays gold
Volume.
Specifically, after the available card application of near-field payment equipment determination, sending the registration of available card application
, to terminal device, terminal device can be according to the sign-on ID of the available card application in available card for mark
Payment is deducted in the account of application.
Exemplary, the available card that near-field payment equipment determines is applied as card applies 3, then sending card application 3
Sign-on ID to Cash collecting equipment, Cash collecting equipment deducts payment by near-field communication in the account of card application 3
100 yuan of the amount of money, completes near field payment transaction.
Further, near-field payment equipment is that the card application distribution is pacified according to the registration request of the card application
Full voucher, and the sign-on ID of the card application is stored with the security credence of the card application.
Specifically, user block the number of application, card application peace in near-field payment equipment by installing to increase
During dress, the registration request of near-field payment equipment response card application, for the card application of the registration distributes security credence,
And store the card application sign-on ID ID and security credence of the registration.
Near field payment method provided in an embodiment of the present invention, can automatically select available card application, quick to ring
Request should be paid, payment transaction is completed so that mobile payment is more intelligent, the success rate while lifting is swiped the card
Mobile payment with user is experienced.
Example IV
The embodiment of the present invention provides a kind of near-field payment equipment 1, as shown in figure 4, the equipment 1 includes：
Receiving unit 10, acquiring unit 11, determining unit 12, transmitting element 13, wherein,
The receiving unit 10, for the request message that receiving terminal apparatus send, the request message is at least
Including payment information；
The acquiring unit 11, the accounts information for obtaining each card application；
The determining unit 12, for accounts information and the payment information according to each card application
Determine available card application；
The transmitting element 13, for sending the sign-on ID of the available card application to the terminal device,
To cause the terminal device according to the sign-on ID of the available card application in the available card application
Account deducts payment.
Further, as shown in figure 5, the equipment 1 also includes：Decryption unit 14,
The acquiring unit 11, the accounts information of each the card application for obtaining encryption；
The decryption unit 14, for basis respectively with described each card corresponding security credence of application to institute
The accounts information for stating each card application of encryption is decrypted.
Further, the accounts information at least includes account balance, and the payment information at least includes paying
The amount of money；
The determining unit 12, gold is paid for the account balance respectively by each card application with described
Volume compares, and any one account balance of selection is applied as available card should more than or equal to the card of the payment
With.
Further, as shown in figure 5, the equipment 1 also includes：Registering unit 15, for according to described
Block application registration request for it is described card application distribution security credence, and by it is described card application sign-on ID with
The security credence storage of the card application.
Specifically, the understanding of near-field payment equipment provided in an embodiment of the present invention may be referred to embodiment one and reality
The explanation of the near field payment method of example three is applied, the embodiment of the present invention will not be repeated here.
Near-field payment equipment provided in an embodiment of the present invention, can automatically select available card application, quick to ring
Request should be paid, payment transaction is completed so that mobile payment is more intelligent, the success rate while lifting is swiped the card
Mobile payment with user is experienced.
Embodiment five
The embodiment of the present invention provides a kind of terminal device 2, as shown in fig. 6, the terminal device 2 includes：
Transmitting element 20, receiving unit 21, wherein,
The transmitting element 20, for sending request message to near-field payment equipment, the request message is at least
Including payment information；
The receiving unit 21, the registration for receiving the available card application that the near-field payment equipment sends
Mark, the sign-on ID according to the available card application is deducted in the account of the available card application and paid
The amount of money.
Further, as shown in fig. 7, the terminal device 2 also includes：Near field communication unit 22, is used for
Near-field communication is set up with the near-field payment equipment to be connected.
Specifically, the understanding of terminal device provided in an embodiment of the present invention may be referred to embodiment two and embodiment
The explanation of three near field payment method, the embodiment of the present invention will not be repeated here.
Terminal device provided in an embodiment of the present invention, can automatically select available card application, quick response branch
Request is paid, payment transaction is completed so that mobile payment is more intelligent, success rate and use while lifting is swiped the card
The mobile payment experience at family.
The embodiment of the present invention provides a kind of near-field payment system, the system can include near-field payment equipment and
Terminal device, near-field payment equipment can automatically select available card application, and quick response pays request, complete
Into payment transaction so that mobile payment is more intelligent, the mobile branch of success rate and user while lifting is swiped the card
Pay experience.
It should be understood by those skilled in the art that, embodiments of the invention can be provided as method, system or meter
Calculation machine program product.Therefore, the present invention can using hardware embodiment, software implementation or combine software and
The form of the embodiment of hardware aspect.And, the present invention can be used and wherein include calculating at one or more
Computer-usable storage medium (the including but not limited to magnetic disk storage and optical storage of machine usable program code
Device etc.) on implement computer program product form.
The present invention is with reference to method according to embodiments of the present invention, equipment (system) and computer program product
Flow chart and/or block diagram describe.It should be understood that flow chart and/or side can be realized by computer program instructions
The knot of flow in each flow and/or square frame and flow chart and/or block diagram and/or square frame in block diagram
Close.Can provide these computer program instructions to all-purpose computer, special-purpose computer, Embedded Processor or
The processor of other programmable data processing devices is producing a machine so that by computer or other can
The instruction of the computing device of programming data processing equipment is produced for realizing in one flow of flow chart or multiple
The device of the function of being specified in one square frame of flow and/or block diagram or multiple square frames.
These computer program instructions may be alternatively stored in can guide computer or other programmable data processing devices
In the computer-readable memory for working in a specific way so that storage is in the computer-readable memory
Instruction is produced includes the manufacture of command device, and the command device is realized in one flow of flow chart or multiple streams
The function of being specified in one square frame of journey and/or block diagram or multiple square frames.
These computer program instructions can be also loaded into computer or other programmable data processing devices, made
Obtain and series of operation steps performed on computer or other programmable devices to produce computer implemented treatment,
So as to the instruction performed on computer or other programmable devices is provided for realizing in one flow of flow chart
Or specified in multiple one square frame of flow and/or block diagram or multiple square frames function the step of.
The above, only presently preferred embodiments of the present invention is not intended to limit protection model of the invention
Enclose.
Claims (13)
1. a kind of near field payment method, it is characterised in that methods described includes：
The request message that receiving terminal apparatus send, the request message at least includes payment information；
Obtain the accounts information of each card application；
Accounts information and the payment information according to each card application determine available card application；
The sign-on ID of the available card application is sent to the terminal device, to cause the terminal device
Sign-on ID according to the available card application deducts payment in the account of the available card application.
2. method according to claim 1, it is characterised in that obtain each card application described
Before accounts information, also include：
The accounts information of each card application of encryption is obtained, respectively according to corresponding with described each card application
Security credence to the encryption each card application accounts information be decrypted.
3. method according to claim 1 and 2, it is characterised in that the accounts information at least includes
Account balance, the payment information at least includes payment, the account of each card application described in the basis
Family information and the payment information determine available card application, including：
The account balance by each card application compares with the payment respectively, any to choose one
It is available card application that account balance is applied more than or equal to the card of the payment.
4. method according to claim 3, it is characterised in that methods described also includes：
Registration request according to the card application is the card application distribution security credence, and the card is applied
Sign-on ID and it is described card application security credence storage.
5. a kind of near field payment method, it is characterised in that methods described includes：
Request message is sent to near-field payment equipment, the request message at least includes payment information；
The sign-on ID of the available card application that the near-field payment equipment sends is received, according to described available
The sign-on ID for blocking application deducts payment in the account of the available card application.
6. method according to claim 5, it is characterised in that in the transmission request message near field
Before payment devices, also include：
Near-field communication is set up with the near-field payment equipment to be connected.
7. a kind of near-field payment equipment, it is characterised in that the equipment includes：Receiving unit, acquiring unit,
Determining unit, transmitting element, wherein,
The receiving unit, for the request message that receiving terminal apparatus send, the request message is at least wrapped
Include payment information；
The acquiring unit, the accounts information for obtaining each card application；
The determining unit, it is true for the accounts information and the payment information according to each card application
Fixed available card application；
The transmitting element, for sending the sign-on ID of the available card application to the terminal device,
To cause the terminal device according to the sign-on ID of the available card application in the available card application
Account deducts payment.
8. equipment according to claim 7, it is characterised in that the equipment also includes：Decryption unit,
The acquiring unit, the accounts information of each the card application for obtaining encryption；
The decryption unit, for basis respectively with described each card corresponding security credence of application to described
The accounts information of each card application of encryption is decrypted.
9. the equipment according to claim 7 or 8, it is characterised in that the accounts information at least includes
Account balance, the payment information at least includes payment；
The determining unit, for respectively by the account balance and the payment of each card application
Compare, it is available card application that any one account balance of selection is applied more than or equal to the card of the payment.
10. equipment according to claim 9, it is characterised in that the equipment also includes：Registration is single
Unit, is the card application distribution security credence for the registration request according to the card application, and by the card
The sign-on ID of application is stored with the security credence of the card application.
11. a kind of terminal devices, it is characterised in that the terminal device includes：Transmitting element, reception are single
Unit, wherein,
The transmitting element, for sending request message to near-field payment equipment, the request message is at least wrapped
Include payment information；
The receiving unit, the registration mark for receiving the available card application that the near-field payment equipment sends
Know, the sign-on ID according to the available card application is deducted in the account of the available card application and pays gold
Volume.
12. terminal device according to right wants 11, it is characterised in that the terminal device also includes：
Near field communication unit, is connected for setting up near-field communication with the near-field payment equipment.
13. a kind of near-field payment systems, it is characterised in that the system at least includes：Such as claim 7
To march into the arena payment devices and the terminal device as described in any one of claim 11 to 12 described in 10 any one.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510944349.5A CN106886891A (en) | 2015-12-16 | 2015-12-16 | A kind of near field payment method, relevant device and system |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201510944349.5A CN106886891A (en) | 2015-12-16 | 2015-12-16 | A kind of near field payment method, relevant device and system |
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| CN106886891A true CN106886891A (en) | 2017-06-23 |
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| CN201510944349.5A Pending CN106886891A (en) | 2015-12-16 | 2015-12-16 | A kind of near field payment method, relevant device and system |
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Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
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| CN110414973A (en) * | 2019-08-01 | 2019-11-05 | 飞天诚信科技股份有限公司 | A kind of processing blocks the method and terminal of interior data |
| CN110648131A (en) * | 2019-08-27 | 2020-01-03 | Oppo广东移动通信有限公司 | Near field communication-based card swiping method and device, electronic equipment and storage medium |
| CN114841700A (en) * | 2020-07-21 | 2022-08-02 | 支付宝(杭州)信息技术有限公司 | Payment processing method, device, equipment and system |
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| CN110414973A (en) * | 2019-08-01 | 2019-11-05 | 飞天诚信科技股份有限公司 | A kind of processing blocks the method and terminal of interior data |
| CN110648131A (en) * | 2019-08-27 | 2020-01-03 | Oppo广东移动通信有限公司 | Near field communication-based card swiping method and device, electronic equipment and storage medium |
| CN114841700A (en) * | 2020-07-21 | 2022-08-02 | 支付宝(杭州)信息技术有限公司 | Payment processing method, device, equipment and system |
| CN114841700B (en) * | 2020-07-21 | 2024-04-16 | 支付宝(杭州)信息技术有限公司 | Payment processing method, device, equipment and system |
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