CN106845987A - A kind of online match system of bill business and method - Google Patents
A kind of online match system of bill business and method Download PDFInfo
- Publication number
- CN106845987A CN106845987A CN201710029473.8A CN201710029473A CN106845987A CN 106845987 A CN106845987 A CN 106845987A CN 201710029473 A CN201710029473 A CN 201710029473A CN 106845987 A CN106845987 A CN 106845987A
- Authority
- CN
- China
- Prior art keywords
- bill
- information
- module
- user
- financial institution
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
This patent application discloses a kind of online match system of bill business, including:User terminal, user terminal includes:Subscriber information module and bill business information module;Also include the bill business server being connected by internet with the user terminal;Bill business server includes:Memory module, order generation module, payment module and confirmation module.The present patent application also discloses a kind of online match method of bill business, solves the prior art technical problem inadequate for fund and business safety control.
Description
Technical field
The present invention relates to negotiation IT application of service technical field, and in particular to a kind of online match system of bill business
And method.
Background technology
Commercial paper is a kind of unsecured short bill(promissory note), there is the amount of money and the Expiration Date of determination.
Commercial paper is a kind of transferable financial instrument, typically non-tangible.With certificate of deposits (CD)Equally, commercial paper is to raise
The instrument of circulating fund.
The commercial papers such as acceptance bill have become indispensable means of payment in economic life, in the past due to its papery
Form to cause circulation not smooth, and then reduce its value in financial transaction;Nowadays, electronic bill and e-business
The online set of electronic ticket transactions of appearance of draft system is provided convenience.
E-business draft system abbreviation ECDS(Electronic Commercial Draft System)It is Chinese
What people bank built and managed, Development by Depending on Network and computer technology, receive, registration, forwarding electronic commercial draft electronic message, carry
For to the payment of e-business draft currency, the related service of fund clearing behavior and the registration of papery commercial draft is provided, inquire about and
Commercial draft(Containing papery, e-business draft)The comprehensive service process platform of public offer service, ECDS servers can be with
Readily realize the inquiry and the service for checking credentials of electronic bill endorsement.
Current online set of electronic ticket transactions pattern existing defects, both parties' transaction under the brining together of internet platform,
The unavoidable trading activity not stressed credit such as occur not endorsed after not paying the bill or pay the bill after endorsement, existing bill business is scooped up online
Syzygy is united, and the carrying out of transaction is ensured by the method for escrow trade fund;But the fund is stored in the account of platform, is deposited
In certain potential safety hazard, the payment of fund in addition is the confirmation based on both parties, it is difficult to avoid the one party of transaction from passing through
Illegal means cheats the situation of the opposing party to occur.
The content of the invention
Present invention solves the technical problem that being, the existing online match system of bill business is for fund and business safety control
Inadequate technical problem.
An object of the present invention is to provide a kind of online match system of bill business, and the second object of the present invention is to provide
A kind of online match method of bill business.
An object of the present invention is achieved through the following technical solutions:
A kind of online match system of bill business, including user terminal, the user terminal include:
Subscriber information module, is used to store user account information, and upload user accounts information is to bill business server;
Release module, for issuing billing information or bill demand to bill business server;
Bill business information module, sells for sending bill to bill business server according to the billing information or bill demand
Go out/buy orders;
Also include the bill business server being connected by internet with the user terminal;The bill business server includes:
Memory module, for receiving and storing according to billing information or bill demand;It is additionally operable to receive and store the user of user
Accounts information;
Order generation module, the bill for being sent according to billing information or bill demand and user sells/buy orders, raw
Into bill order;
Payment module, for according to bill order, being sent out to financial institution specified in the order payer user account information
The money information that withholds is sent, the beneficiary for withholding money information is third party financial institution;It is additionally operable to receive from third party's finance
The gathering confirmation of the server of mechanism;And authorization message is sent, to authorize third party financial institution to come from receiving
After the feedback information of the endorsing a bill checking request of ECDS systems, money will be withheld according to the feedback information and paid to order gathering
Specified financial institution in square user account information;
Confirm module, server of the confirmation module respectively with payment module and third party financial institution is connected, for connecing
Receive the payment successful information that payment module sends;Being additionally operable to please to the server transmission endorsing a bill checking of third party financial institution
Ask, and according to the feedback information of endorsing a bill checking request, transaction results information is sent to user terminal.
This programme has the beneficial effect that:1st, the beneficiary for withholding money information that the system is sent is third party's finance machine
Structure, so withhold transaction fund withheld by third party financial institution and trustship, it is ensured that the safety of fund.
2nd, the payment of fund must be based on the checking feedback information from ECDS systems in the system, therefore, bill confirms
Can just be paid after endorsement, it is ensured that the safety of transaction, be not in fund has been paid but bill is not yet endorsed situation.
Further, the bill business server also includes that billing information verifies module, for the bill uploaded to user
The integrality of information is verified, such as imperfect, then not issued.
This ensure that billing information is complete, facilitate purchaser checks billing information whether for needed for oneself, it also avoid
The seller is allowed to miss the chance for selling bill because ticket billing information is not complete.
Further, it is described confirm module be additionally operable to receive the confirmation sent of user terminal endorse/receive information.
Further, the bill business server also includes SMS notification module, for confirming module in the stipulated time
Inside fail to receive confirmation endorse/when receiving information, by mobile radio communication, SMS notification is sent to both parties.
The second object of the present invention is achieved through the following technical solutions:
A kind of online match method of bill business, including herein below:
User's upload user accounts information is to bill business server;
User issues billing information or bill demand to bill business server;
User sends bill and sells/buy orders according to the billing information or bill demand to bill business server;
Memory module is received and storage billing information or bill demand, and receives and store the user account information of user;
Order generation module sells/buy orders according to the bill that billing information or bill demand and user send, and generates ticket
According to order;
Payment module sends to financial institution specified in the order payer user account information and withholds according to bill order
Money information, the beneficiary for withholding money information is third party financial institution;
Payment module receives the gathering confirmation of the server from third party financial institution;And send mandate third party's gold
Melt mechanism after the feedback information for receiving the endorsing a bill checking request from ECDS systems, money will be withheld according to the feedback information
Pay the authorization message of financial institution specified in the order beneficiary user account information;
Confirm that module receives the payment successful information that payment module sends;And send bill to the server of third party financial institution
Endorsement checking request, and according to the feedback information of endorsing a bill checking request, transaction results information is sent to user terminal.
This programme has the beneficial effect that:1st, the beneficiary for withholding money information that this method is sent is third party's finance machine
Structure, so withhold transaction fund withheld by third party financial institution and trustship, it is ensured that the safety of fund.
2nd, this method must be based on the condition setting of the checking feedback information from ECDS systems using the payment of fund, because
This, bill can just be paid after confirming endorsement, it is ensured that the safety of transaction, be not in that fund has been paid but bill is not yet endorsed
Situation.
Further, also include, it is described to confirm that module receives the confirmation sent of user terminal and endorses/receive information, and in regulation
Endorsing a bill checking request is sent to the server of third party financial institution according to the information that confirms to endorse/receive in time;If
Confirmation is not received beyond the stipulated time to endorse/receive information, then voluntarily sending bill to the server of third party financial institution carries on the back
Book checking request.
Stipulated time both sides send confirmation endorse/receive information after, then can smoothly complete fund payment;If exceeded
Time then automatically initiates endorsing a bill and verifies by system, long this avoid exchange hour, and leave unused capital is in third party's finance
Mechanism, and then cause economic loss to the seller.
Further, also include, the confirmation module fail to receive at the appointed time confirmation endorse/receive information when and
When the feedback information display endorsement of the checking request is unsuccessful, the instruction of operation intervention is sent, notify that operation personnel is carried out
It is artificial to initiate endorsement inquiry.
So, the probability that system fault brings order execution delay is reduced by way of artificial enquiry, accelerates entering for transaction
OK.
Further, also including the confirmation module according to the feedback information of the checking request and the knot of artificial enquiry
Really, endorsing a bill checking request is sent.
Multiple requests verification avoids the factors such as maloperation or network delay causes the probability of Fail Transaction.
Brief description of the drawings
Fig. 1 is the schematic block diagram of the online match system of bill business in the embodiment of the present invention.
Fig. 2 is that order is generated and paid when carrying out bill business using the online match system of bill business in the present embodiment
The indicative flowchart in money stage.
Fig. 3 is that the seller confirms endorsement rank when carrying out bill business using the online match system of bill business in the present embodiment
The indicative flowchart of section.
Fig. 4 is buyer's the stage of recognition when carrying out bill business using the online match system of bill business in the present embodiment
Indicative flowchart.
Specific embodiment
As shown in figure 1, the online match system of bill business in the present embodiment includes:
User terminal, described user terminal also includes:
Subscriber information module, is used to store user account information, and upload user accounts information is to bill business server;
Release module, for issuing billing information or bill demand to bill business server;
Bill business information module, sells for sending bill to bill business server according to the billing information or bill demand
Go out/buy orders;Be additionally operable to bill business server send confirmation endorse/receive information;
Enquiry module, for inquiring about announced billing information or bill demand.
The bill business server that the user terminal is connected by internet;The bill business server includes:
Memory module, for receiving and storing according to billing information or bill demand;It is additionally operable to receive and store the user of user
Accounts information;
Billing information verifies module, and the completion of the billing information for being uploaded to user is verified, such as imperfect, then refuse
Issue;
Order generation module, the bill for being sent according to billing information or bill demand and user sells/buy orders, raw
Into bill order;
Payment module, for according to bill order, being sent out to financial institution specified in the order payer user account information
The money information that withholds is sent, the beneficiary for withholding money information is third party financial institution;It is additionally operable to receive from third party's finance
The gathering confirmation of the server of mechanism;And transmission authorizes third party financial institution receiving the bill from ECDS systems
After the feedback information of checking request of endorsing, money will be withheld according to the feedback information and paid to the order beneficiary user account information
The authorization message of interior specified financial institution;
Module is confirmed, the confirmation module is connected with the server of payment module and third party financial institution, for receiving branch
Pay the payment successful information that module sends;It is additionally operable to send endorsing a bill checking request to the server of third party financial institution,
And according to the feedback information of endorsing a bill checking request, transaction results information is sent to user terminal;
Be additionally operable to, at the appointed time according to confirm endorse/receive server from information to third party financial institution send bill
Endorsement checking request, if exceeding the stipulated time, voluntarily sends endorsing a bill and verifies to the server of third party financial institution
Request;
It is additionally operable to fail to receive when confirming to endorse/receive information and in the feedback information of the checking request at the appointed time
When display endorsement is unsuccessful, the instruction of operation intervention is sent, notify that operation personnel carries out manually initiating endorsement inquiry;
SMS notification module, for confirm module fail to receive at the appointed time confirmation endorse/receive information when, by moving
Dynamic communication network, SMS notification is sent to both parties.
It is described confirmation module stipulated time both sides send confirmation endorse/receive information after, then can smoothly complete fund
Pay;Endorsing a bill is automatically initiated if beyond the time by system to verify, leave unused capital long this avoid exchange hour
In third party financial institution, and then economic loss is caused to the seller.
The process for carrying out bill business using the online match system of bill business in the present embodiment is as follows:
User is input into the user profile of oneself to user account information module, and upload user accounts information by user terminal
To bill business server;Financial institution and account that the user specifies are contained in user account information.
When there is bill to sell or want to buy bill, then by release module, billing information or bill demand to bill are issued
Trading server;After customer transaction server is uploaded to, billing information verifies module can be to the complete of billing information for billing information
Become second nature and verified, it is such as imperfect, then not issue, while notify that user is supplemented, only by the billing information of verification
Can just be issued.
All users can be inquired about announced billing information or bill demand by enquiry module.
When user issues billing information, user can key in his desired concluded price, and its form can be the amount of money,
Can be the discount ratio of bill, referred to as offer;Before user not yet confirms the quotation, bill business server can be according to mistake
Past bill business record carries out statistical analysis;The bill business record with this transaction same type is found out first, with bill
Discount ratio is transverse axis, and the average time for playing conclusion of the business is issued as the longitudinal axis with such bill self-information of same discount ratio, is shown
Show the curve map for characterizing discount ratio value and the relation of average bill business time in such bill record;And marked on curve
Go out the discounted note ratio of this expectation conclusion of the business of user(If user input be the amount of money if can according to face of note and exchange year
Direct equivalent is limited for discount ratio)Corresponding average closing time;User can so be given certain price reference,
Allow client for this billing information closing time and can strike a bargain and have an in-mind anticipation, be conducive to seller user reasonable
Price.
If additionally, cross user issue billing information could not strike a bargain always, bill business service after exceeding schedule time
Device can send short message and remind user by SMS notification module;Reminded contents are specifically included, with the duration that information issue is modern(My god
It is unit), and remind user that the bill not yet strikes a bargain, if need adjustment quotation.
As shown in Fig. 2 when ticket vendors selection receives certain counterparty(Buyer)Quotation, then lead to server and send
Sell instruction, the order generation module on server receive sell instruction after immediately generation this time transaction order.
As it is confirmed nobody Cancel Transaction, then payment module send withhold the financial institution that money information is specified to buyer;Tool
The means of payment of body are each variant according to the financial institution for being formulated of buyer, but are prior art, will not be described here;Together
When payment module send server of the authorization message to third party financial institution, authorization message mandate third party financial institution exists
After receiving the endorsing a bill successful information from ECDS systems, money will be withheld according to the confirmation and paid to the order beneficiary
Specified financial institution in user account information.
The server of third party financial institution sends confirmation after fund is acknowledged receipt of to payment module, confirms to withhold
Money success.
As shown in figure 3, confirming module after receiving and withholding money successful information, the seller is entered immediately and confirms the endorsement stage, etc.
Treat endorsing a bill confirmation;At the same time the seller can be sent by user terminal and confirm that endorsement information gives confirmation module;Buyer
Can then be sent by user terminal and confirm receive information after the seller sends confirmation endorsement information.Described endorsement and confirmation behaviour
Work will be operated by both parties each via ECDS systems.
If the seller does not send confirmation in the stipulated time, confirm that module sends confirmation endorsement time-out information to short
Letter notification module, SMS notification module sends SMS notification both parties by mobile communications network;Simultaneously confirm module also to
The server of third party financial institution sends checking endorsement request;Third party financial institution enters bank's air control program, third party
Financial institution sends checking endorsement request by the internal network of financial institution to ECDS systems;If crossing the result for returning to show
The seller has endorsed successfully then air control " OK ", otherwise is then " not OK ";If air control " OK ", the server root of third party financial institution
According to the authorization message that payment module before sends, the fund for withholding before is paid the account of the financial institution specified by the seller
On family;The fund that will be withheld before if air control not " OK " returns former account.
If the seller have sent confirmation endorsement information in the stipulated time, as shown in figure 4, into buyer's the stage of recognition.
If buyer have sent confirmation receive information in the stipulated time, service of the module to third party financial institution is confirmed
Device sends checking endorsement request;The server of third party financial institution enters bank's air control program, is represented if air control " OK "
To confirm, the server authorization message that payment module sends according to before of third party financial institution will withhold buyer before
Fund pay to the account of the financial institution specified by the seller;If air control not " OK ", Notification Validation module confirms
Module sends the instruction of operation intervention, notifies that operation people operation personnel carries out manually initiating endorsement inquiry;The result of artificial enquiry
Endorse/to receive successfully, then checking endorsement request is sent again, the server of third party financial institution enters second bank's wind
Control program, the fund withheld before if air control still not " OK " returns former account, otherwise the fund that will then withhold before pays
To the account of the financial institution specified by the seller;And the result of artificial enquiry is the unsuccessful then artificial initiation of endorsement/receive the
The reimbursement of tripartite's financial structure.If buyer does not send confirmation in the stipulated time, confirm that module sends confirmation and receives
Time-out information sends SMS notification both parties to SMS notification module, SMS notification module by mobile communications network;Simultaneously
Notify that the server of third party financial institution enters bank's air control program, buyer is represented if air control " OK " to confirm, the 3rd
The server of the square financial institution authorization message that payment module sends according to before, the fund that will be withheld before is paid to the seller
In the account of specified financial institution;While first time checking endorsement request is sent, confirm that module also sends fortune simultaneously
The instruction of intervention is sought, notifies that operation personnel carries out initiating artificial endorsement inquiry parallel to first time air control program, to shorten transaction
Time.If the result of first time air control is remained as not " OK ", and the result of artificial enquiry is endorse/to receive successfully, then directly
Checking endorsement request is sent again, and the server of third party financial institution enters second bank's air control program, if air control is still
The fund that " OK " does not withhold then before returns former account, otherwise the fund that will then withhold before pays the finance specified by the seller
In the account of mechanism, and the result of artificial enquiry is the reimbursement of endorsement/unsuccessful then artificial initiation third party financial structure of reception.
Finally, confirm that this order transaction result is fed back to user terminal by module, including concluding the business successfully, etc. Fail Transaction.
Above-described is only embodiments of the invention, and the general knowledge such as known concrete structure and/or characteristic is herein in scheme
Excessive description is not made.It should be pointed out that for a person skilled in the art, on the premise of structure of the present invention is not departed from, also
Some deformations and improvement can be made, these should also be considered as protection scope of the present invention, these are real all without the influence present invention
The effect and practical applicability applied.This application claims protection domain should be defined by the content of its claim, specification
In specific embodiment etc. record the content that can be used for explaining claim.
Claims (8)
1. a kind of online match system of bill business, including user terminal, the user terminal includes:
Subscriber information module, is used to store user account information, and upload user accounts information is to bill business server;
Release module, for issuing billing information or bill demand to bill business server;
Bill business information module, sells for sending bill to bill business server according to the billing information or bill demand
Go out/buy orders;
Characterized in that, also including the bill business server being connected by internet with the user terminal;The bill business
Server includes:
Memory module, for receiving and storing according to billing information or bill demand;It is additionally operable to receive and store the user of user
Accounts information;
Order generation module, the bill for being sent according to billing information or bill demand and user sells/buy orders, raw
Into bill order;
Payment module, for according to bill order, being sent out to financial institution specified in the order payer user account information
The money information that withholds is sent, the beneficiary for withholding money information is third party financial institution;It is additionally operable to receive from third party's finance
The gathering confirmation of the server of mechanism;And authorization message is sent, to authorize third party financial institution to come from receiving
After the feedback information of the endorsing a bill checking request of ECDS systems, money will be withheld according to the feedback information and paid to order gathering
Specified financial institution in square user account information;
Confirm module, server of the confirmation module respectively with payment module and third party financial institution is connected, for connecing
Receive the payment successful information that payment module sends;Being additionally operable to please to the server transmission endorsing a bill checking of third party financial institution
Ask, and according to the feedback information of endorsing a bill checking request, transaction results information is sent to user terminal.
2. the online match system of bill business according to claim 1, it is characterised in that:The bill business server is also
Module is verified including billing information, the integrality of the billing information for being uploaded to user is verified, it is such as imperfect, then refuse
Issue.
3. the online match system of bill business according to claim 1, it is characterised in that:The confirmation module is additionally operable to connect
Receive the confirmation sent of user terminal endorse/receive information.
4. the online match system of bill business according to claim 1, it is characterised in that:Also include SMS notification module,
For confirm module fail to receive at the appointed time confirmation endorse/receive information when, it is double to dealing by mobile radio communication
Side sends SMS notification.
5. the online match method of a kind of bill business, it is characterised in that including herein below:
User's upload user accounts information is to bill business server;
User issues billing information or bill demand to bill business server;
User sends bill and sells/buy orders according to the billing information or bill demand to bill business server;
Memory module is received and storage billing information or bill demand, and receives and store the user account information of user;
Order generation module sells/buy orders according to the bill that billing information or bill demand and user send, and generates ticket
According to order;
Payment module sends to financial institution specified in the order payer user account information and withholds according to bill order
Money information, the beneficiary for withholding money information is third party financial institution;
Payment module receives the gathering confirmation of the server from third party financial institution;And send mandate third party's gold
Melt mechanism after the feedback information for receiving the endorsing a bill checking request from ECDS systems, money will be withheld according to the feedback information
Pay the authorization message of financial institution specified in the order beneficiary user account information;
Confirm that module receives the payment successful information that payment module sends;And send bill to the server of third party financial institution
Endorsement checking request, and according to the feedback information of endorsing a bill checking request, transaction results information is sent to user terminal.
6. the online match method of bill business according to claim 5, it is characterised in that:Also include, the confirmation module
The confirmation sent of user terminal is received to endorse/receive information, and at the appointed time according to confirming to endorse/receive information to third party
The server of financial institution sends endorsing a bill checking request;If beyond the stipulated time do not receive confirmation endorse/receive information,
Then voluntarily send endorsing a bill checking request to the server of third party financial institution.
7. the online match method of bill business according to claim 5, it is characterised in that:Also include, the confirmation module
Fail to receive at the appointed time when confirming to endorse/receive information and the checking request feedback information display endorsement not
During success, the instruction of operation intervention is sent, notify that operation personnel carries out artificial initiation endorsement inquiry.
8. the online match method of bill business according to claim 5, it is characterised in that:Also include the confirmation module root
According to the feedback information and the result of artificial enquiry of the checking request, endorsing a bill checking request is sent.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201710029473.8A CN106845987A (en) | 2017-01-16 | 2017-01-16 | A kind of online match system of bill business and method |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201710029473.8A CN106845987A (en) | 2017-01-16 | 2017-01-16 | A kind of online match system of bill business and method |
Publications (1)
Publication Number | Publication Date |
---|---|
CN106845987A true CN106845987A (en) | 2017-06-13 |
Family
ID=59123464
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CN201710029473.8A Pending CN106845987A (en) | 2017-01-16 | 2017-01-16 | A kind of online match system of bill business and method |
Country Status (1)
Country | Link |
---|---|
CN (1) | CN106845987A (en) |
Cited By (11)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN107392765A (en) * | 2017-07-25 | 2017-11-24 | 深圳前海万企联金融服务有限公司 | Based on buyer's fund banking supervision bill business method and its system |
CN107507051A (en) * | 2017-07-14 | 2017-12-22 | 广州普惠创新金融信息服务有限公司 | A kind of transaction match method, device and the storage medium of transaction system of classifying |
CN107563888A (en) * | 2017-09-11 | 2018-01-09 | 深圳前海万企联金融服务有限公司 | It is managed collectively the system and method for online bill |
CN108053320A (en) * | 2017-11-07 | 2018-05-18 | 深圳市崇广科技有限公司 | Financing trade matching method of the same trade or business, equipment and computer readable storage medium |
CN109447283A (en) * | 2018-10-11 | 2019-03-08 | 上海瀚之友信息技术服务有限公司 | A kind of the recycling consignment system and method for idle digital product |
CN109658242A (en) * | 2018-06-21 | 2019-04-19 | 江苏银承网络科技股份有限公司 | A kind of bill e-transaction system |
CN109784923A (en) * | 2018-06-21 | 2019-05-21 | 江苏银承网络科技股份有限公司 | A kind of bill electronic transaction mobile terminal interface |
CN111105308A (en) * | 2018-10-29 | 2020-05-05 | 腾讯科技(深圳)有限公司 | Asset data processing method, device and equipment |
CN111311369A (en) * | 2020-02-19 | 2020-06-19 | 融易行(天津)网络科技有限公司 | Bill transaction matching system and method |
CN111539826A (en) * | 2020-04-28 | 2020-08-14 | 山东深度网络科技有限公司 | Bill transaction platform and method |
CN112200548A (en) * | 2020-06-18 | 2021-01-08 | 济南舜脉互联网科技有限公司 | Electronic bill operation transaction system |
Citations (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN101127106A (en) * | 2007-04-04 | 2008-02-20 | 王忠杰 | Bank bill obstacle-free payment platform |
CN101345898A (en) * | 2007-07-11 | 2009-01-14 | 北京方维银通科技有限公司 | Electronic warrant payment platform, system and method |
CN103310333A (en) * | 2013-03-22 | 2013-09-18 | 涂志敏 | Method for realizing fund distribution to third-party payment platform by off-line card swiping of terminal |
CN104217322A (en) * | 2014-08-22 | 2014-12-17 | 深圳市淘淘谷信息技术有限公司 | Communication method and system for realizing third-party account payment and settlement based on commercial tenant terminal equipment |
CN104376473A (en) * | 2014-10-29 | 2015-02-25 | 中国建设银行股份有限公司 | Electronic commercial draft payment system and method |
CN105976247A (en) * | 2016-04-29 | 2016-09-28 | 上海顺陆金融信息服务有限公司 | Financial bill transaction information matching platform based on B2B |
CN106157144A (en) * | 2016-08-31 | 2016-11-23 | 武汉聚风天下科技有限公司 | A kind of bill held stock management system, method and apparatus |
-
2017
- 2017-01-16 CN CN201710029473.8A patent/CN106845987A/en active Pending
Patent Citations (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN101127106A (en) * | 2007-04-04 | 2008-02-20 | 王忠杰 | Bank bill obstacle-free payment platform |
CN101345898A (en) * | 2007-07-11 | 2009-01-14 | 北京方维银通科技有限公司 | Electronic warrant payment platform, system and method |
CN103310333A (en) * | 2013-03-22 | 2013-09-18 | 涂志敏 | Method for realizing fund distribution to third-party payment platform by off-line card swiping of terminal |
CN104217322A (en) * | 2014-08-22 | 2014-12-17 | 深圳市淘淘谷信息技术有限公司 | Communication method and system for realizing third-party account payment and settlement based on commercial tenant terminal equipment |
CN104376473A (en) * | 2014-10-29 | 2015-02-25 | 中国建设银行股份有限公司 | Electronic commercial draft payment system and method |
CN105976247A (en) * | 2016-04-29 | 2016-09-28 | 上海顺陆金融信息服务有限公司 | Financial bill transaction information matching platform based on B2B |
CN106157144A (en) * | 2016-08-31 | 2016-11-23 | 武汉聚风天下科技有限公司 | A kind of bill held stock management system, method and apparatus |
Cited By (13)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN107507051A (en) * | 2017-07-14 | 2017-12-22 | 广州普惠创新金融信息服务有限公司 | A kind of transaction match method, device and the storage medium of transaction system of classifying |
CN107392765A (en) * | 2017-07-25 | 2017-11-24 | 深圳前海万企联金融服务有限公司 | Based on buyer's fund banking supervision bill business method and its system |
CN107563888A (en) * | 2017-09-11 | 2018-01-09 | 深圳前海万企联金融服务有限公司 | It is managed collectively the system and method for online bill |
CN107563888B (en) * | 2017-09-11 | 2021-07-27 | 深圳前海万企联金融服务有限公司 | System and method for uniformly managing online bills |
CN108053320A (en) * | 2017-11-07 | 2018-05-18 | 深圳市崇广科技有限公司 | Financing trade matching method of the same trade or business, equipment and computer readable storage medium |
CN109784923A (en) * | 2018-06-21 | 2019-05-21 | 江苏银承网络科技股份有限公司 | A kind of bill electronic transaction mobile terminal interface |
CN109658242A (en) * | 2018-06-21 | 2019-04-19 | 江苏银承网络科技股份有限公司 | A kind of bill e-transaction system |
CN109447283A (en) * | 2018-10-11 | 2019-03-08 | 上海瀚之友信息技术服务有限公司 | A kind of the recycling consignment system and method for idle digital product |
CN111105308A (en) * | 2018-10-29 | 2020-05-05 | 腾讯科技(深圳)有限公司 | Asset data processing method, device and equipment |
CN111105308B (en) * | 2018-10-29 | 2023-01-24 | 腾讯科技(深圳)有限公司 | Asset data processing method, device and equipment |
CN111311369A (en) * | 2020-02-19 | 2020-06-19 | 融易行(天津)网络科技有限公司 | Bill transaction matching system and method |
CN111539826A (en) * | 2020-04-28 | 2020-08-14 | 山东深度网络科技有限公司 | Bill transaction platform and method |
CN112200548A (en) * | 2020-06-18 | 2021-01-08 | 济南舜脉互联网科技有限公司 | Electronic bill operation transaction system |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
CN106897865A (en) | Online bill synthesis transaction platform based on cloud service | |
CN106845987A (en) | A kind of online match system of bill business and method | |
CN106886935A (en) | Bill business server | |
CN101354770B (en) | Use the system and method that five side's protocol realization bank cards pay | |
US8612344B2 (en) | Online processing for offshore business transactions | |
CN108229958A (en) | A kind of accounts receivable system and method based on block chain technology | |
CN101354765A (en) | System and method for implementing internet trade guarantee payment and financing | |
CA2994878C (en) | Method, device, and system for determining electronic certificate recipient | |
CN112116482A (en) | Financing data processing method and device based on block chain | |
CN105931035A (en) | Payment mark generation method and device | |
CN113112257A (en) | Remittance system based on settlement network | |
CN109166035A (en) | A kind of method and system handling financing information | |
EA008185B1 (en) | Method for performing off financial transaction (variants) | |
CN107103429A (en) | In bond generation, holds the management method and system of transaction data | |
KR20000037183A (en) | Electron payment system for electron commerce and method thereof | |
CN108564475A (en) | A kind of financing information processing method and processing device | |
KR102668707B1 (en) | Mobile coupon management system and method thereof | |
KR102264059B1 (en) | Payment System and Method in OTT Service | |
CN106355402A (en) | Electronic certificate application withdrawing method, device and system | |
TW498250B (en) | Internet payment assurance center | |
WO2017012059A1 (en) | Method, device, and system for withdrawing electronic certificate application | |
CA3012997C (en) | Electronic certificate payment method and device | |
CN106651365A (en) | Network payment method, system and device | |
CA2993052C (en) | Network payment method, system and device | |
KR20010025471A (en) | Method for settling web-coin over the internet in user-holding manner |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
PB01 | Publication | ||
PB01 | Publication | ||
SE01 | Entry into force of request for substantive examination | ||
SE01 | Entry into force of request for substantive examination | ||
RJ01 | Rejection of invention patent application after publication |
Application publication date: 20170613 |
|
RJ01 | Rejection of invention patent application after publication |