CN106845970A - One kind is based on all-purpose card secure payment, shifting money, inquiry and accounts of consumption system - Google Patents

One kind is based on all-purpose card secure payment, shifting money, inquiry and accounts of consumption system Download PDF

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Publication number
CN106845970A
CN106845970A CN201611201148.7A CN201611201148A CN106845970A CN 106845970 A CN106845970 A CN 106845970A CN 201611201148 A CN201611201148 A CN 201611201148A CN 106845970 A CN106845970 A CN 106845970A
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CN
China
Prior art keywords
account
accounting system
money
card
fingerprint
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201611201148.7A
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Chinese (zh)
Inventor
邹斌
谢胜利
谢侃
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Guangdong University of Technology
Original Assignee
Guangdong University of Technology
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Guangdong University of Technology filed Critical Guangdong University of Technology
Priority to CN201611201148.7A priority Critical patent/CN106845970A/en
Publication of CN106845970A publication Critical patent/CN106845970A/en
Pending legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

All-purpose card secure payment is based on the present invention relates to one kind, move money, inquiry and the Accounting system of consumption, including finger print acquisition module, fingerprint authentication module, all-purpose card Accounting system, one account of user's registration, and bound with the fingerprint of oneself, when the user performs a log, verified with fingerprint, ensure the security of account, account can bind multiple transportation cards, one account can be associated with multiple transportation cards of oneself, user can be by Accounting system to oneself traffic supplement with money, inquiry, the money of transportation card can mutually transfer accounts, Accounting system can also be gone to, when the card of oneself loses stolen brush, Accounting system can freeze transportation card fund, prevent property loss, the money for losing card can also be gone to account, consumed.For user brings safe and efficient transportation card to supplement, consume, inquire about and move money with money.

Description

One kind is based on all-purpose card secure payment, shifting money, inquiry and accounts of consumption system
Technical field
The present invention relates to a kind of based on all-purpose card secure payment, the Accounting system for moving money, inquiry and consuming.
Background technology
With expanding economy, the progress of society, the exchange between people is more and more, and travel amount is also more and more frequent, But transportation card service network number can not meet demand, lacking for service network causes holder using inconvenience, and now A lot of transportation cards are not systems of real name, loss, theft due to transportation card, situations such as cause the card of oneself to be brushed, falsely used, are given The trip of oneself to be made troubles and bring certain loss with property, so needing a kind of all-purpose card secure payment, shifting of being based on to provide, look into The Accounting system ask and consume, solves the above problems.
The content of the invention
The present invention is to solve supplementing inconvenience with money and lose, stealing for above-mentioned transportation card, causes the card of oneself to be brushed, falsely used Situations such as, the carrying out that user is capable of safe ready is supplemented with money, consumes, moving money, and the present invention proposes to be related to one kind to pacify based on all-purpose card The full Accounting system for paying, moving money, inquiry and consumption
In order to reach object above, the present invention relates to a kind of based on all-purpose card secure payment, the account moved money, inquiry and consume Family system, as shown in figure 1, comprising following part；
Fingerprint capturer ----the account for registering customers as is bound with the fingerprint of user.
When fingerprint sound validator --- -- only uses the account of user consistent with fingerprint, user can just log in.
All-purpose card Accounting system ----binding management is carried out to the fund of account and the transportation card of binding.
The present invention relates to the present invention relates to it is a kind of based on all-purpose card secure payment, move money, inquiry and consumption Accounting system, Realize that user carries out supplementing with money, consume, moving money for safe ready to transportation card, lower step need to be contained；
Step one：One account of user's registration, and being bound with the fingerprint of oneself, when the user performs a log, with referring to Line is verified, it is ensured that the security of account
Step 2:The account of user can bind multiple transportation cards, and user is carried out to them can be by Accounting system The traffic of oneself is supplemented with money, inquired about, consumed.
Step 3：User can mutually be transferred accounts to the money of transportation card with Accounting system, move money.
Step 4：When subscriber card is stolen or loses, the money of transportation card can be transferred accounts in real time, remove, avoid The property loss of oneself.
Brief description of the drawings
Fig. 1 is based on all-purpose card secure payment, moves the system construction drawing of money, inquiry and accounts of consumption system.
Specific embodiment
Embodiment one
One account of step one user's registration, and bound with the fingerprint of oneself, when the user performs a log, use fingerprint Verified, it is ensured that the security of account
The account of step 2 user can bind multiple transportation cards, and user is carried out to them can be by Accounting system pair The traffic of oneself is supplemented with money, inquired about, consumed.
Step 3 user can mutually be transferred accounts to the money of transportation card with Accounting system, move money.
Step 4 can be transferred accounts to the money of transportation card, remove, avoid oneself in real time when subscriber card is stolen or loses Oneself property loss.
Specific embodiment of the invention is described above.It is to be appreciated that the invention is not limited in above-mentioned Particular implementation, those skilled in the art can within the scope of the claims make various deformations or amendments, this not shadow Sound substance of the invention.

Claims (4)

1. a kind of based on all-purpose card secure payment, the Accounting system for moving money, inquiry and consuming, it is characterised in that：Adopted including fingerprint Collection module, fingerprint authentication module, all-purpose card Accounting system, wherein,
Fingerprint capturer：The account for registering customers as is bound with the fingerprint of user；
Fingerprint rings validator：When only using the account of user consistent with fingerprint, user can just log in；
All-purpose card Accounting system ----binding management is carried out to the fund of account and the transportation card of binding.
2. Accounting system according to claim 1, it is characterised in that：Described all-purpose card Accounting system, user's registration one Individual account, and bound with the fingerprint of oneself, when the user performs a log, verified with fingerprint, it is ensured that the safety of account Property.
3. Accounting system according to claim 2, it is characterised in that：One account can be closed with multiple traffic of oneself Connection, the traffic that user can be by Accounting system to oneself is supplemented with money, inquired about.
4. Accounting system according to claim 3, it is characterised in that：The money of transportation card can mutually transfer accounts, and also may pass to account Family system, when the card of oneself loses stolen brush, Accounting system can freeze transportation card fund, prevent property loss, it is also possible to The money for losing card is gone to account.
CN201611201148.7A 2016-12-22 2016-12-22 One kind is based on all-purpose card secure payment, shifting money, inquiry and accounts of consumption system Pending CN106845970A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201611201148.7A CN106845970A (en) 2016-12-22 2016-12-22 One kind is based on all-purpose card secure payment, shifting money, inquiry and accounts of consumption system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201611201148.7A CN106845970A (en) 2016-12-22 2016-12-22 One kind is based on all-purpose card secure payment, shifting money, inquiry and accounts of consumption system

Publications (1)

Publication Number Publication Date
CN106845970A true CN106845970A (en) 2017-06-13

Family

ID=59135206

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201611201148.7A Pending CN106845970A (en) 2016-12-22 2016-12-22 One kind is based on all-purpose card secure payment, shifting money, inquiry and accounts of consumption system

Country Status (1)

Country Link
CN (1) CN106845970A (en)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107423979A (en) * 2017-06-30 2017-12-01 珠海市魅族科技有限公司 A kind of method of payment and device, computer installation, readable storage medium storing program for executing
CN109360328A (en) * 2018-12-14 2019-02-19 北京握奇智能科技有限公司 A kind of method and system that anti-bus card remaining sum is lost

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101474924A (en) * 2009-01-20 2009-07-08 庄秀宝 Intelligent IC identification card
CN102054191A (en) * 2009-11-04 2011-05-11 黄金富 Intelligent card with fingerprint identification device and corresponding security guarding method
CN104978593A (en) * 2014-04-02 2015-10-14 北京数码视讯科技股份有限公司 Electronic payment method and noncontact IC card
CN205644634U (en) * 2016-05-03 2016-10-12 深圳市微付充科技有限公司 ID card management system

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101474924A (en) * 2009-01-20 2009-07-08 庄秀宝 Intelligent IC identification card
CN102054191A (en) * 2009-11-04 2011-05-11 黄金富 Intelligent card with fingerprint identification device and corresponding security guarding method
CN104978593A (en) * 2014-04-02 2015-10-14 北京数码视讯科技股份有限公司 Electronic payment method and noncontact IC card
CN205644634U (en) * 2016-05-03 2016-10-12 深圳市微付充科技有限公司 ID card management system

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107423979A (en) * 2017-06-30 2017-12-01 珠海市魅族科技有限公司 A kind of method of payment and device, computer installation, readable storage medium storing program for executing
CN107423979B (en) * 2017-06-30 2020-11-13 珠海市魅族科技有限公司 Payment method and device, computer device and readable storage medium
CN109360328A (en) * 2018-12-14 2019-02-19 北京握奇智能科技有限公司 A kind of method and system that anti-bus card remaining sum is lost

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Application publication date: 20170613

RJ01 Rejection of invention patent application after publication