CN106780051A - Vehicle insurance loss assessment system in traffic accident - Google Patents
Vehicle insurance loss assessment system in traffic accident Download PDFInfo
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- CN106780051A CN106780051A CN201611198289.8A CN201611198289A CN106780051A CN 106780051 A CN106780051 A CN 106780051A CN 201611198289 A CN201611198289 A CN 201611198289A CN 106780051 A CN106780051 A CN 106780051A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
- H04N7/00—Television systems
- H04N7/18—Closed-circuit television [CCTV] systems, i.e. systems in which the video signal is not broadcast
- H04N7/183—Closed-circuit television [CCTV] systems, i.e. systems in which the video signal is not broadcast for receiving images from a single remote source
- H04N7/185—Closed-circuit television [CCTV] systems, i.e. systems in which the video signal is not broadcast for receiving images from a single remote source from a mobile camera, e.g. for remote control
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- Accounting & Taxation (AREA)
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- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
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Abstract
The present invention discloses the vehicle insurance loss assessment system in a kind of traffic accident, including setting loss terminal and setting loss center；Setting loss terminal includes terminal display module, video acquisition module, d GPS locating module, end message transceiver module and processor, and processor is connected with terminal display module, video acquisition module, d GPS locating module and end message transceiver module respectively；Setting loss center includes central information transceiver module, and audio frequency and video storage server, center display module and input equipment are connected with central information transceiver module, and central information transceiver module connects wireless network by communication module.Setting loss terminal is arranged on unmanned vehicle and setting loss terminal can be driven to be flown around the surrounding space for treating setting loss vehicle, and unmanned vehicle bottom part stretches out and is formed with multiple support feets, and support feet bottom is equipped with inflation buffer rubber gasket.The system features in convenient is operated, and remotely can carry out setting loss to damaged vehicle, it is to avoid come and go ceaselessly in accident spot, time saving and energy saving.
Description
Technical field
Loss assessment system is surveyed the present invention relates to insure vehicle, in particular it relates to the vehicle insurance loss assessment system in traffic accident.
Background technology
Fast-developing and living standards of the people recently as China's economy are stepped up, and car ownership is also year by year
Increase.Therewith together, motor vehicle insurance business has also welcome the golden period of a wheel development, and its business accounting breaks through property insurance company
The 60%-75% of total business volume, the lifeline for suddenly becoming the leading insurance kind of Property Insurance Company in China and managing, also as each
The hotly contested spot of property insurance enterprise.
To prevent the excessive competition between each insurance company in price, Insurance Regulatory Commission defines the unified clause in the whole nation to vehicle insurance
And price, Claims Resolution service is improved just into the main competitive method of insurance company.And traditional Claims Resolution is surveyed based on craft, speed
Slowly, the person of surveying dispatches not science, and real-time is poor, and the situation of joint insurance fraud happens occasionally, and has had a strong impact on the development of enterprise.
Therefore, it is badly in need of providing the vehicle insurance loss assessment system in a kind of traffic accident, it can effectively prevent insurance fraud event
Generation.
The content of the invention
It is an object of the invention to provide the vehicle insurance loss assessment system in a kind of traffic accident, the vehicle insurance setting loss in the traffic accident
System features in convenient is operated, and remotely can carry out setting loss to damaged vehicle, it is to avoid come and go ceaselessly in accident spot, time saving and energy saving.
To achieve these goals, the invention provides the vehicle insurance loss assessment system in a kind of traffic accident, including setting loss end
End and the setting loss center being connected with setting loss CMT wireless network；Wherein,
Setting loss terminal include terminal display module, video acquisition module, d GPS locating module, end message transceiver module and
Processor, processor respectively with terminal display module, video acquisition module, d GPS locating module and end message transceiver module
It is connected；
Setting loss center includes central information transceiver module, and audio frequency and video storage service is connected with central information transceiver module
Device, center display module and input equipment, central information transceiver module connect wireless network by communication module；
Setting loss terminal is arranged on unmanned vehicle and unmanned vehicle can drive setting loss terminal around treating setting loss vehicle
Surrounding space flies, and the bottom part of unmanned vehicle stretches out and is formed with multiple support feets, and multiple support feet bottoms are all provided with
There is inflation buffer rubber gasket；
The top of unmanned vehicle is laid with a layer solar cell plate, the power supply of solar panel and unmanned vehicle
Module is connected and powered with to unmanned vehicle.
Preferably, setting loss terminal also includes bluetooth module, and bluetooth module passes through bluetooth connection blue-tooth printer.
Preferably, setting loss terminal also includes terminal alarms module, and terminal alarms module is connected with processor.
Preferably, setting loss center also includes center alarm module, and center alarm module is connected with central information transceiver module
Connect.
Preferably, wireless network is 4G networks or broadband network.
Preferably, unmanned vehicle has two rotor arms that square crossing is set, and the two ends of rotor arm are equipped with rotor.
Preferably, rotor is double leaf or three blade rotors.
According to above-mentioned technical proposal, the present invention is flown to aerial, installed in unmanned vehicle by starting unmanned vehicle
On setting loss terminal-pair accident situation that periphery occurs do comprehensive, careful capture, wireless network is by car accident scene
Information is transferred to setting loss center in real time, is effectively prevented the possibility of insurance fraud generation.For simple accident, setting loss center
Staff can immediately provide setting loss result and be sent to and reconnoitre terminal, so that it is whole to survey efficiency and greatly improve.
Other features and advantages of the present invention will be described in detail in subsequent specific embodiment part.
Brief description of the drawings
Accompanying drawing is, for providing a further understanding of the present invention, and to constitute the part of specification, with following tool
Body implementation method is used to explain the present invention together, but is not construed as limiting the invention.In the accompanying drawings：
Fig. 1 is the structural representation of the vehicle insurance loss assessment system in the traffic accident provided according to the present invention.
Specific embodiment
Specific embodiment of the invention is described in detail below in conjunction with accompanying drawing.It should be appreciated that this place is retouched
The specific embodiment stated is merely to illustrate and explain the present invention, and is not intended to limit the invention.
Referring to Fig. 1, the present invention provides the vehicle insurance loss assessment system in a kind of traffic accident, including setting loss terminal and with setting loss end
The setting loss center of end wireless network connection；Wherein,
Setting loss terminal include terminal display module, video acquisition module, d GPS locating module, end message transceiver module and
Processor, processor respectively with terminal display module, video acquisition module, d GPS locating module and end message transceiver module
It is connected；
Setting loss center includes central information transceiver module, and audio frequency and video storage service is connected with central information transceiver module
Device, center display module and input equipment, central information transceiver module connect wireless network by communication module；
Setting loss terminal is arranged on unmanned vehicle and unmanned vehicle can drive setting loss terminal around treating setting loss vehicle
Surrounding space flies, and the bottom part of unmanned vehicle stretches out and is formed with multiple support feets, and multiple support feet bottoms are all provided with
There is inflation buffer rubber gasket；
The top of unmanned vehicle is laid with a layer solar cell plate, the power supply of solar panel and unmanned vehicle
Module is connected and powered with to unmanned vehicle.
By above-mentioned technical proposal, start unmanned vehicle and fly to aerial, the setting loss end on unmanned vehicle
The situation that periphery occurs to accident is held to do comprehensive, careful capture, wireless network is real-time by the information at car accident scene
Setting loss center is transferred to, the possibility of insurance fraud generation is effectively prevented.For simple accident, the staff at setting loss center
Setting loss result can be immediately given and be sent to and reconnoitre terminal, so that entirely surveyed efficiency and greatly improve.Opening nobody
In aircraft takeoff and descent, multiple support feets of unmanned vehicle can be produced with ground directly contact during the two collision
Frictional force and impact be easily caused unmanned vehicle support feet it is damaged, and then balance when influenceing unmanned vehicle flight
Property.Weaken above-mentioned frictional force and impulsive force to the straight of support feet by installing the buffer rubber gasket that can be inflated in support feet
Effect is connect, the service life of whole unmanned vehicle is effectively extended.Also, in order to make rational use of resources, prevent frequently replacing
Chemical cell and the discarded destruction to living environment, the module that setting can be generated electricity using sunshine on unmanned vehicle,
So when weather is fine, unmanned vehicle can charge with storing electric energy in the sun in flight, so save electric energy, drop
Low use cost.
In the present embodiment, for the ease of setting loss result is printed earlier, that improves Claims Resolution handles speed, preferably
Ground, setting loss terminal also includes bluetooth module, and bluetooth module passes through bluetooth connection blue-tooth printer.
Additionally, being intercepted in signal transduction process or distorting to prevent, the possibility that message is missed is reduced, it is preferably fixed
Damaging terminal also includes terminal alarms module, and terminal alarms module is connected with processor.
Similarly preferred setting loss center also includes center alarm module, center alarm module and central information transceiver module phase
Connection.
In signal transduction process, in order to expand the coverage rate of signal, while ensure the stability of signal transmission, preferably
Ground, wireless network is 4G networks or broadband network.
When influence of the fragment splashing and periphery traffic environment that after the occurrence of the traffic accident, vehicle collision is produced to traffic accident vehicle is difficult
To identify, it is necessary to carry out capture treatment to the image in large area and larger space, labor of being troubled if allowing and manually going capture
Power and be difficult to comprehensively completion, influence setting loss accuracy, in order to avoid it is above-mentioned the occurrence of, setting loss terminal be arranged on nobody
On aircraft and unmanned vehicle can drive setting loss terminal around treat setting loss vehicle surrounding space fly.
Further, in order to optimize the structure of above-mentioned unmanned vehicle, the stability in its flight course is improved, preferably
Ground, unmanned vehicle has two rotor arms that square crossing is set, and the two ends of rotor arm are equipped with rotor.
Rotor can produce upward lift to drive aircraft to be lifted and hovered when rotating at a high speed, in order to save rotor life
Produce material to reduce the lift for ensureing that rotor generation is stable while cost, it is preferable that rotor is double leaf or three blade rotors.
The preferred embodiment of the present invention is described in detail above in association with accompanying drawing, but, the present invention is not limited to above-mentioned reality
The detail in mode is applied, in range of the technology design of the invention, various letters can be carried out to technical scheme
Monotropic type, these simple variants belong to protection scope of the present invention.
It is further to note that each particular technique feature described in above-mentioned specific embodiment, in not lance
In the case of shield, can be combined by any suitable means, in order to avoid unnecessary repetition, the present invention to it is various can
The combination of energy is no longer separately illustrated.
Additionally, can also be combined between a variety of implementation methods of the invention, as long as it is without prejudice to originally
The thought of invention, it should equally be considered as content disclosed in this invention.
Claims (7)
1. the vehicle insurance loss assessment system in a kind of traffic accident, it is characterised in that including setting loss terminal and with the setting loss terminal without
The setting loss center of line network connection；Wherein,
The setting loss terminal include terminal display module, video acquisition module, d GPS locating module, end message transceiver module and
Processor, the processor is received and dispatched with terminal display module, video acquisition module, d GPS locating module and end message respectively
Module is connected；
The setting loss center includes central information transceiver module, and audio frequency and video storage clothes are connected with the central information transceiver module
Business device, center display module and input equipment, the central information transceiver module connect wireless network by communication module；
The setting loss terminal is arranged on unmanned vehicle and the unmanned vehicle can drive the setting loss terminal around undetermined
The surrounding space flight of vehicle is damaged, the bottom part of the unmanned vehicle stretches out and is formed with multiple support feets, described many
Individual support feet bottom is equipped with inflation buffer rubber gasket；
The top of the unmanned vehicle is laid with a layer solar cell plate, the solar panel and the unmanned flight
The power supply module of device is connected and powered with to the unmanned vehicle.
2. the vehicle insurance loss assessment system in traffic accident according to claim 1, it is characterised in that the setting loss terminal is also wrapped
Bluetooth module is included, the bluetooth module passes through bluetooth connection blue-tooth printer.
3. the vehicle insurance loss assessment system in traffic accident according to claim 1, it is characterised in that the setting loss terminal is also wrapped
Terminal alarms module is included, the terminal alarms module is connected with the processor.
4. the vehicle insurance loss assessment system in traffic accident according to claim 1, it is characterised in that also wrap at the setting loss center
Center alarm module is included, the center alarm module is connected with central information transceiver module.
5. the vehicle insurance loss assessment system in traffic accident according to claim 1, it is characterised in that the wireless network is 4G
Network or broadband network.
6. the vehicle insurance loss assessment system in traffic accident according to claim 1, it is characterised in that unmanned flight's utensil
There are two rotor arms that square crossing is set, the two ends of the rotor arm are equipped with rotor.
7. the vehicle insurance loss assessment system in traffic accident according to claim 6, it is characterised in that the rotor be double leaf or
Three blade rotors.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611198289.8A CN106780051A (en) | 2016-12-22 | 2016-12-22 | Vehicle insurance loss assessment system in traffic accident |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611198289.8A CN106780051A (en) | 2016-12-22 | 2016-12-22 | Vehicle insurance loss assessment system in traffic accident |
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| Publication Number | Publication Date |
|---|---|
| CN106780051A true CN106780051A (en) | 2017-05-31 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201611198289.8A Pending CN106780051A (en) | 2016-12-22 | 2016-12-22 | Vehicle insurance loss assessment system in traffic accident |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107798306A (en) * | 2017-11-01 | 2018-03-13 | 湖南星云智能科技有限公司 | A kind of intelligent driving and remote visualization intelligence loss assessment system and method |
| CN110969858A (en) * | 2018-09-29 | 2020-04-07 | 比亚迪股份有限公司 | Traffic accident processing method and device, storage medium and electronic equipment |
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| CN105049817A (en) * | 2015-08-21 | 2015-11-11 | 山东协通通信技术有限公司 | Vehicle remote damage survey and assessment system |
| CN105813346A (en) * | 2016-03-18 | 2016-07-27 | 夏士桀 | Internet of things based intelligent lighting system employing unmanned aerial vehicle |
| CN106056452A (en) * | 2016-05-27 | 2016-10-26 | 大连楼兰科技股份有限公司 | Building method of remote unmanned damage assessment system and remote unmanned damage assessment method |
| CN106228493A (en) * | 2016-08-01 | 2016-12-14 | 深圳市永兴元科技有限公司 | Car accident processing method and processing device |
| CN106231263A (en) * | 2016-08-03 | 2016-12-14 | 深圳市永兴元科技有限公司 | Car damage identification based on mobile network communication Claims Resolution method and device |
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2016
- 2016-12-22 CN CN201611198289.8A patent/CN106780051A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105049817A (en) * | 2015-08-21 | 2015-11-11 | 山东协通通信技术有限公司 | Vehicle remote damage survey and assessment system |
| CN105813346A (en) * | 2016-03-18 | 2016-07-27 | 夏士桀 | Internet of things based intelligent lighting system employing unmanned aerial vehicle |
| CN106056452A (en) * | 2016-05-27 | 2016-10-26 | 大连楼兰科技股份有限公司 | Building method of remote unmanned damage assessment system and remote unmanned damage assessment method |
| CN106228493A (en) * | 2016-08-01 | 2016-12-14 | 深圳市永兴元科技有限公司 | Car accident processing method and processing device |
| CN106231263A (en) * | 2016-08-03 | 2016-12-14 | 深圳市永兴元科技有限公司 | Car damage identification based on mobile network communication Claims Resolution method and device |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107798306A (en) * | 2017-11-01 | 2018-03-13 | 湖南星云智能科技有限公司 | A kind of intelligent driving and remote visualization intelligence loss assessment system and method |
| CN110969858A (en) * | 2018-09-29 | 2020-04-07 | 比亚迪股份有限公司 | Traffic accident processing method and device, storage medium and electronic equipment |
| CN110969858B (en) * | 2018-09-29 | 2022-05-13 | 比亚迪股份有限公司 | Traffic accident processing method and device, storage medium and electronic equipment |
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Application publication date: 20170531 |