CN106779709A - A kind of check processing method, client and processor - Google Patents

A kind of check processing method, client and processor Download PDF

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Publication number
CN106779709A
CN106779709A CN201611226602.4A CN201611226602A CN106779709A CN 106779709 A CN106779709 A CN 106779709A CN 201611226602 A CN201611226602 A CN 201611226602A CN 106779709 A CN106779709 A CN 106779709A
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China
Prior art keywords
check
information
client
processor
operating right
Prior art date
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CN201611226602.4A
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Chinese (zh)
Inventor
林雪华
张佩
王笑楠
贺琦
孙玉琳
刘春雷
张纪宇
夏海涛
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China Construction Bank Corp
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China Construction Bank Corp
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Publication date
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Priority to CN201611226602.4A priority Critical patent/CN106779709A/en
Publication of CN106779709A publication Critical patent/CN106779709A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821Electronic credentials
    • G06Q20/38215Use of certificates or encrypted proofs of transaction rights

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a kind of check processing method, including:Receive the check information of the sign customer checks attribute of user input;Sending check information to processor carries out check information verification;Receiving processor carries out the check results information of check information verification generation;Receive the check operating right information of user input;Sending check operating right information to processor carries out operating right information matches.The present invention can improve the efficiency and security of check treatment.The invention also discloses a kind of client and processor.

Description

A kind of check processing method, client and processor
Technical field
The present invention relates to bank management technical field, more particularly to a kind of check processing method and system.
Background technology
Check is the demand draft with bank as requestee, is considered as the special case of draft.Check is divided into open cheque, shows 3 kinds of golden check, check only for account.Cash on bank is a kind of special check for Cash Out for making.When client needs to use During cash, cash on bank being signed and issued at any time, cash being extracted to the bank of deposit, bank's unconditional payment when ticket is seen determines to payee The bill of the cash of the amount of money.Can be signed and issued for being that our unit extracts cash to bank by depositor, it is also possible to be signed and issued to other Entity and individual be used for arrange settlement of accounts or authorized bank on behalf of cash payment to payee.
For the financial management work of enterprise or unit, check is managed as its important part, Ke Yigui Model use of funds, prevent that fund is chaotic, prevent excessive cash from using unsafe condition, it is also possible to ensure that enterprise or unit are sound Financial management rules and regulations, reinforcing internal control theory.
At present, for the management of check, supervision scope is more single, still by the way of artificial treatment, each enterprises and institutions' list Position is only capable of individually being managed accounting inside our unit, it is impossible to intercommunication is carried out with banking system, hence in so that the treatment of check Efficiency and security are relatively low.
The content of the invention
The invention provides a kind of check processing method, it is possible to increase the efficiency and security of check treatment.
The invention provides a kind of check processing method, including:
Receive the check information of the sign customer checks attribute of user input;
Sending the check information to processor carries out check information verification;
Receiving the processor carries out the check results information of check information verification generation;
Receive the check operating right information of user input;
Sending the check operating right information to the processor carries out operating right information matches.
Preferably, methods described also includes:
Receive the processor and be based on the matching result information that the check operating right information is matched.
Preferably, the check operating right information for receiving user input includes:
Receive the paying by check of user input or stop payment authority information.
A kind of check processing method, including:
Receive the check information of the sign customer checks attribute that client sends;
Verify whether the check information matches with the check information that prestores, generate check results information;
Send the check results information to the client;
Receive the check operating right information that the client sends;
Operating right information matches are carried out based on the check operating right information, matching result is generated.
Preferably, methods described also includes:
Send the check operating right information matches result to the client.
Preferably, whether the verification check information matches with the check information that prestores, and generates check results information Including:
Judge whether the check information matches with the check information that prestores;
When the check information matches with the check information that prestores, the first check results information is generated;
When the check information is not matched that with the check information that prestores, the second check results information is generated.
A kind of client, including:
First receiver module, the check information of the sign customer checks attribute for receiving user input;
First sending module, check information verification is carried out for sending the check information to processor;
Second receiver module, the check results information of check information verification generation is carried out for receiving the processor;
3rd receiver module, the check operating right information for receiving user input;
Second sending module, operating right information is carried out for sending the check operating right information to the processor Matching.
Preferably, the client also includes:
4th receiver module, the matching that the check operating right information is matched is based on for receiving the processor Object information.
Preferably, the 3rd receiver module specifically for:
Receive the paying by check of user input or stop payment authority information.
A kind of processor, including:
5th receiver module, the check information of the sign customer checks attribute for receiving client transmission;
Correction verification module, for verifying whether the check information matches with the check information that prestores, generation check results letter Breath;
3rd sending module, for sending the check results information to the client;
6th receiver module, for receiving the check operating right information that the client sends;
Matching module, for carrying out operating right information matches, generation matching knot based on the check operating right information Really.
Preferably, the processor also includes:
4th sending module, for sending the check operating right information matches result to the client.
Preferably, the matching module includes:
Judging unit, for judging whether the check information matches with the check information that prestores;
Generation unit, for when the check information matches with the check information that prestores, the first check results of generation to be believed Breath;When the check information is not matched that with the check information that prestores, the second check results information is generated.
A kind of check processing method provided from such scheme, the present invention, when needing to be managed check, leads to The check information that client end receives the sign customer checks attribute of user input is crossed, the check information that will be received is sent to treatment Device carries out check information verification, and receiving processor carries out the check results information of check information checking generation, while receiving user The check operating right information of input, the check operating right information that will be received sends to processor and carries out operating right information Matching.Realize bank carries out unified supervision to the check of client, improves the efficiency and security of check treatment.
Brief description of the drawings
In order to illustrate more clearly about the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing The accompanying drawing to be used needed for having technology description is briefly described, it should be apparent that, drawings in the following description are only this Some embodiments of invention, for those of ordinary skill in the art, on the premise of not paying creative work, can be with Other accompanying drawings are obtained according to these accompanying drawings.
Fig. 1 is a kind of flow chart of check processing method embodiment 1 disclosed by the invention;
Fig. 2 is a kind of flow chart of check processing method embodiment 2 disclosed by the invention;
Fig. 3 is a kind of flow chart of check processing method embodiment 3 disclosed by the invention;
Fig. 4 is a kind of flow chart of check processing method embodiment 4 disclosed by the invention;
Fig. 5 is a kind of flow chart of check processing method embodiment 5 disclosed by the invention;
Fig. 6 is a kind of flow chart of check processing method embodiment 6 disclosed by the invention;
Fig. 7 is a kind of structural representation of client embodiment 1 disclosed by the invention;
Fig. 8 is a kind of structural representation of client embodiment 2 disclosed by the invention;
Fig. 9 is a kind of structural representation of client embodiment 3 disclosed by the invention;
Figure 10 is a kind of structural representation of processor embodiment 1 disclosed by the invention;
Figure 11 is a kind of structural representation of processor embodiment 2 disclosed by the invention;
Figure 12 is a kind of structural representation of processor embodiment 3 disclosed by the invention.
Specific embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete Site preparation is described, it is clear that described embodiment is only a part of embodiment of the invention, rather than whole embodiments.It is based on Embodiment in the present invention, it is every other that those of ordinary skill in the art are obtained under the premise of creative work is not made Embodiment, belongs to the scope of protection of the invention.
As shown in figure 1, be a kind of flow chart of check processing method embodiment 1 disclosed by the invention, the method include with Lower step:
S101, the check information for characterizing customer checks attribute for receiving user input;
When needing the check to client to be managed collectively, the sign client that user is input into by client is received first The check information of check attribute, for example, client is input into the checks such as cheque number, denomination, payment accounts by client believing Breath.
S102, the transmission check information to processor carry out check information verification;
The check information for being then fitted into the user input that the client of client will be received is sent to the place at bank end Reason device, when client sends check information to processor, can be transmitted by internet.The processor at bank end is connecing Check information is verified after receiving check information, the check information that receives of judgement whether with prestore within a processor Check information match.For example, processor is by checking cheque number, the cheque number is whether there is in query processor, It is whether correct with the cheque number for confirming user input.The check information to user input is verified one by one, and generates verification As a result.
S103, receiving processor carry out the check results information of check information verification generation;
After processor is verified to the check information for receiving, the check results of generation are fed back into client, visitor The check results of family end receiving processor feedback, the check of input can be apparent from by the check results user for receiving Whether information is correct, and when the check information of input is incorrect, the feedback result received by client is to the check that is input into Information is modified.
S104, the check operating right information for receiving user input;
Need to prevent bank to enter check in time when user needs transmitting bank to carry out check cash withdrawal acquisition During row cash withdrawal, check operating right information can be input into by client.
S105, transmission check operating right information to the processor carry out operating right information matches.
The check operating right information of the user input that client will be received is sent to the processor at bank end, processor After check operating right information is received, operating right information matches are carried out.For example, when information matches are carried out, when the branch In the existing banker's check approval system of cheque number in ticket information, and do not pay or Xie Fushi, it is possible to cancel right in time The cash withdrawal business of check.
In sum, in the above-described embodiments, when needing to be managed check, user input is received by client Sign customer checks attribute check information, the check information that will be received sends to processor and carries out check information verification, Receiving processor carries out the check results information of check information checking generation, while receiving the check operating right letter of user input Breath, the check operating right information that will be received sends to processor and carries out operating right information matches.Bank is realized to visitor The check at family carries out unified supervision, improves the efficiency and security of check treatment.
As shown in Fig. 2 be a kind of flow chart of check processing method embodiment 2 disclosed by the invention, the method include with Lower step:
S201, the check information for characterizing customer checks attribute for receiving user input;
When needing the check to client to be managed collectively, the sign client that user is input into by client is received first The check information of check attribute, for example, client is input into the checks such as cheque number, denomination, payment accounts by client believing Breath.
S202, the transmission check information to processor carry out check information verification;
The check information for being then fitted into the user input that the client of client will be received is sent to the place at bank end Reason device, when client sends check information to processor, can be transmitted by internet.The processor at bank end is connecing Check information is verified after receiving check information, the check information that receives of judgement whether with prestore within a processor Check information match.For example, processor is by checking cheque number, the cheque number is whether there is in query processor, It is whether correct with the cheque number for confirming user input.The check information to user input is verified one by one, and generates verification As a result.
S203, receiving processor carry out the check results information of check information verification generation;
After processor is verified to the check information for receiving, the check results of generation are fed back into client, visitor The check results of family end receiving processor feedback, the check of input can be apparent from by the check results user for receiving Whether information is correct, and when the check information of input is incorrect, the feedback result received by client is to the check that is input into Information is modified.
S204, the check operating right information for receiving user input;
Need to prevent bank to enter check in time when user needs transmitting bank to carry out check cash withdrawal acquisition During row cash withdrawal, check operating right information can be input into by client.
S205, transmission check operating right information to the processor carry out operating right information matches;
The check operating right information of the user input that client will be received is sent to the processor at bank end, processor After check operating right information is received, operating right information matches are carried out.For example, when information matches are carried out, when the branch In the existing banker's check approval system of cheque number in ticket information, and do not pay or Xie Fushi, it is possible to cancel right in time The cash withdrawal business of check.
S206, receiving processor are based on the matching result information that check operating right information is matched.
After processor is matched based on check operating right information, the matching result feedback of the information that will be generated to client End, the matching result information fed back by client receiving processor is easy to point out user.For example, when confirmation can be with When cancelling corresponding check enchashment information, processor can be automatic by auditing result synchronous feedback to client.
In sum, in the above-described embodiments, when needing to be managed check, user input is received by client Sign customer checks attribute check information, the check information that will be received sends to processor and carries out check information verification, Receiving processor carries out the check results information of check information checking generation, while receiving the check operating right letter of user input Breath, the check operating right information that will be received sends to processor and carries out operating right information matches, and receiving processor Based on the matching result that check operating right information is matched.Realize bank carries out unified supervision to the check of client, Improve the efficiency and security of check treatment.
As shown in figure 3, be a kind of flow chart of check processing method embodiment 3 disclosed by the invention, the method include with Lower step:
S301, the check information for characterizing customer checks attribute for receiving user input;
When needing the check to client to be managed collectively, the sign client that user is input into by client is received first The check information of check attribute, for example, client is input into the checks such as cheque number, denomination, payment accounts by client believing Breath.
S302, the transmission check information to processor carry out check information verification;
The check information for being then fitted into the user input that the client of client will be received is sent to the place at bank end Reason device, when client sends check information to processor, can be transmitted by internet.The processor at bank end is connecing Check information is verified after receiving check information, the check information that receives of judgement whether with prestore within a processor Check information match.For example, processor is by checking cheque number, the cheque number is whether there is in query processor, It is whether correct with the cheque number for confirming user input.The check information to user input is verified one by one, and generates verification As a result.
S303, receiving processor carry out the check results information of check information verification generation;
After processor is verified to the check information for receiving, the check results of generation are fed back into client, visitor The check results of family end receiving processor feedback, the check of input can be apparent from by the check results user for receiving Whether information is correct, and when the check information of input is incorrect, the feedback result received by client is to the check that is input into Information is modified.
Authority information is stopped payment in S304, the paying by check for receiving user input;
Need to prevent bank to enter check in time when user needs transmitting bank to carry out check cash withdrawal acquisition During row cash withdrawal, check operating right information can be input into by client.
S305, transmission check operating right information to the processor carry out operating right information matches;
The check operating right information of the user input that client will be received is sent to the processor at bank end, processor After check operating right information is received, operating right information matches are carried out.For example, when information matches are carried out, when the branch In the existing banker's check approval system of cheque number in ticket information, and do not pay or Xie Fushi, it is possible to cancel right in time The cash withdrawal business of check.
S306, receiving processor are based on the matching result information that check operating right information is matched.
After processor is matched based on check operating right information, the matching result feedback of the information that will be generated to client End, the matching result information fed back by client receiving processor is easy to point out user.For example, when confirmation can be with When cancelling corresponding check enchashment information, processor can be automatic by auditing result synchronous feedback to client.
In sum, in the above-described embodiments, when needing to be managed check, user input is received by client Sign customer checks attribute check information, the check information that will be received sends to processor and carries out check information verification, Receiving processor carries out the check results information of check information checking generation, while receiving the check operating right letter of user input Breath, the check operating right information that will be received sends to processor and carries out operating right information matches, and receiving processor Based on the matching result that check operating right information is matched.Realize bank carries out unified supervision to the check of client, Improve the efficiency and security of check treatment.
As shown in figure 4, be a kind of flow chart of check processing method embodiment 4 disclosed by the invention, the method include with Lower step:
S401, the check information for receiving the sign customer checks attribute that client sends;
When needing the check to client to be managed collectively, the sign client that user is input into by client is received first The check information of check attribute, for example, client is input into the checks such as cheque number, denomination, payment accounts by client believing Breath.The check information of the user input that then will be received is sent to the processor at bank end, and processor receives client and sends Sign customer checks attribute check information.When client sends check information to processor, can be entered by internet Row sends.
Whether S402, verification check information match with the check information that prestores, and generate check results information;
After processor receives the check information of client transmission, the check information to receiving is verified, and is judged Whether the check information for receiving matches with the check information for prestoring within a processor.For example, processor is by verification Whether cheque number, whether there is the cheque number in query processor, correct with the cheque number for confirming user input.One by one Check information to user input is verified, and generates check results.
S403, transmission check results information to client;
After processor is verified to the check information for receiving, the check results of generation are fed back into client.Visitor The check results of family end receiving processor feedback, the check of input can be apparent from by the check results user for receiving Whether information is correct, and when the check information of input is incorrect, the feedback result received by client is to the check that is input into Information is modified.
S404, the check operating right information for receiving client transmission;
Need to prevent bank to enter check in time when user needs transmitting bank to carry out check cash withdrawal acquisition During row cash withdrawal, check operating right information can be input into by client.And grasped the check of user input by client Sent to processor as authority information, processor receives the check operating right information that client sends.
S405, operating right information matches are carried out based on check operating right information, generate matching result.
Processor carries out operating right information matches after the check operating right information for receiving client transmission.Example Such as, when information matches are carried out, when in the existing banker's check approval system of cheque number in the check information, and do not pay Or Xie Fushi, it is possible to the cash withdrawal business to check is cancelled in time.
In sum, in the above-described embodiments, when needing to be managed check, user input is received by client Sign customer checks attribute check information, the check information that will be received sends to processor and carries out check information verification, Receiving processor carries out the check results information of check information checking generation, while receiving the check operating right letter of user input Breath, the check operating right information that will be received sends to processor and carries out operating right information matches.Bank is realized to visitor The check at family carries out unified supervision, improves the efficiency and security of check treatment.
As shown in figure 5, be a kind of flow chart of check processing method embodiment 5 disclosed by the invention, the method include with Lower step:
S501, the check information for receiving the sign customer checks attribute that client sends;
When needing the check to client to be managed collectively, the sign client that user is input into by client is received first The check information of check attribute, for example, client is input into the checks such as cheque number, denomination, payment accounts by client believing Breath.The check information of the user input that then will be received is sent to the processor at bank end, and processor receives client and sends Sign customer checks attribute check information.When client sends check information to processor, can be entered by internet Row sends.
Whether S502, verification check information match with the check information that prestores, and generate check results information;
After processor receives the check information of client transmission, the check information to receiving is verified, and is judged Whether the check information for receiving matches with the check information for prestoring within a processor.For example, processor is by verification Whether cheque number, whether there is the cheque number in query processor, correct with the cheque number for confirming user input.One by one Check information to user input is verified, and generates check results.
S503, transmission check results information to client;
After processor is verified to the check information for receiving, the check results of generation are fed back into client.Visitor The check results of family end receiving processor feedback, the check of input can be apparent from by the check results user for receiving Whether information is correct, and when the check information of input is incorrect, the feedback result received by client is to the check that is input into Information is modified.
S504, the check operating right information for receiving client transmission;
Need to prevent bank to enter check in time when user needs transmitting bank to carry out check cash withdrawal acquisition During row cash withdrawal, check operating right information can be input into by client.And grasped the check of user input by client Sent to processor as authority information, processor receives the check operating right information that client sends.
S505, operating right information matches are carried out based on check operating right information, generate matching result;
Processor carries out operating right information matches after the check operating right information for receiving client transmission.Example Such as, when information matches are carried out, when in the existing banker's check approval system of cheque number in the check information, and do not pay Or Xie Fushi, it is possible to the cash withdrawal business to check is cancelled in time.
S506, transmission check operating right information matches result to the client.
After processor is matched based on check operating right information, the matching result feedback of the information that will be generated to client End, the matching result information fed back by client receiving processor is easy to point out user.For example, when confirmation can be with When cancelling corresponding check enchashment information, processor can be automatic by auditing result synchronous feedback to client.
In sum, in the above-described embodiments, when needing to be managed check, user input is received by client Sign customer checks attribute check information, the check information that will be received sends to processor and carries out check information verification, Receiving processor carries out the check results information of check information checking generation, while receiving the check operating right letter of user input Breath, the check operating right information that will be received sends to processor and carries out operating right information matches, and receiving processor Based on the matching result that check operating right information is matched.Realize bank carries out unified supervision to the check of client, Improve the efficiency and security of check treatment.
As shown in fig. 6, be a kind of flow chart of check processing method embodiment 6 disclosed by the invention, the method include with Lower step:
S601, the check information for receiving the sign customer checks attribute that client sends;
When needing the check to client to be managed collectively, the sign client that user is input into by client is received first The check information of check attribute, for example, client is input into the checks such as cheque number, denomination, payment accounts by client believing Breath.The check information of the user input that then will be received is sent to the processor at bank end, and processor receives client and sends Sign customer checks attribute check information.When client sends check information to processor, can be entered by internet Row sends.
S602, judge whether check information matches with the check information that prestores;
S603, when check information matches with the check information that prestores, generate the first check results information;Work as check information When not matched that with the check information that prestores, the second check results information is generated;
After processor receives the check information of client transmission, the check information to receiving is verified, and is judged Whether the check information for receiving matches with the check information for prestoring within a processor.For example, processor is by verification Whether cheque number, whether there is the cheque number in query processor, correct with the cheque number for confirming user input.One by one Check information to user input is verified, and generates check results.
S604, transmission check results information to client;
After processor is verified to the check information for receiving, the check results of generation are fed back into client.Visitor The check results of family end receiving processor feedback, the check of input can be apparent from by the check results user for receiving Whether information is correct, and when the check information of input is incorrect, the feedback result received by client is to the check that is input into Information is modified.
S605, the check operating right information for receiving client transmission;
Need to prevent bank to enter check in time when user needs transmitting bank to carry out check cash withdrawal acquisition During row cash withdrawal, check operating right information can be input into by client.And grasped the check of user input by client Sent to processor as authority information, processor receives the check operating right information that client sends.
S606, operating right information matches are carried out based on check operating right information, generate matching result;
Processor carries out operating right information matches after the check operating right information for receiving client transmission.Example Such as, when information matches are carried out, when in the existing banker's check approval system of cheque number in the check information, and do not pay Or Xie Fushi, it is possible to the cash withdrawal business to check is cancelled in time.
S607, transmission check operating right information matches result to the client.
After processor is matched based on check operating right information, the matching result feedback of the information that will be generated to client End, the matching result information fed back by client receiving processor is easy to point out user.For example, when confirmation can be with When cancelling corresponding check enchashment information, processor can be automatic by auditing result synchronous feedback to client.
In sum, in the above-described embodiments, when needing to be managed check, user input is received by client Sign customer checks attribute check information, the check information that will be received sends to processor and carries out check information verification, Receiving processor carries out the check results information of check information checking generation, while receiving the check operating right letter of user input Breath, the check operating right information that will be received sends to processor and carries out operating right information matches, and receiving processor Based on the matching result that check operating right information is matched.Realize bank carries out unified supervision to the check of client, Improve the efficiency and security of check treatment.
As shown in fig. 7, being a kind of structural representation of client embodiment 1 disclosed by the invention, the client includes:
First receiver module 701, the check information of the sign customer checks attribute for receiving user input;
When needing the check to client to be managed collectively, the sign client that user is input into by client is received first The check information of check attribute, for example, client is input into the checks such as cheque number, denomination, payment accounts by client believing Breath.
First sending module 702, check information verification is carried out for sending check information to processor;
The check information for being then fitted into the user input that the client of client will be received is sent to the place at bank end Reason device, when client sends check information to processor, can be transmitted by internet.The processor at bank end is connecing Check information is verified after receiving check information, the check information that receives of judgement whether with prestore within a processor Check information match.For example, processor is by checking cheque number, the cheque number is whether there is in query processor, It is whether correct with the cheque number for confirming user input.The check information to user input is verified one by one, and generates verification As a result.
Second receiver module 703, the check results information of check information verification generation is carried out for receiving processor;
After processor is verified to the check information for receiving, the check results of generation are fed back into client, visitor The check results of family end receiving processor feedback, the check of input can be apparent from by the check results user for receiving Whether information is correct, and when the check information of input is incorrect, the feedback result received by client is to the check that is input into Information is modified.
3rd receiver module 704, the check operating right information for receiving user input;
Need to prevent bank to enter check in time when user needs transmitting bank to carry out check cash withdrawal acquisition During row cash withdrawal, check operating right information can be input into by client.
Second sending module 705, operating right information is carried out for sending check operating right information to the processor Matching.
The check operating right information of the user input that client will be received is sent to the processor at bank end, processor After check operating right information is received, operating right information matches are carried out.For example, when information matches are carried out, when the branch In the existing banker's check approval system of cheque number in ticket information, and do not pay or Xie Fushi, it is possible to cancel right in time The cash withdrawal business of check.
In sum, in the above-described embodiments, when needing to be managed check, user input is received by client Sign customer checks attribute check information, the check information that will be received sends to processor and carries out check information verification, Receiving processor carries out the check results information of check information checking generation, while receiving the check operating right letter of user input Breath, the check operating right information that will be received sends to processor and carries out operating right information matches.Bank is realized to visitor The check at family carries out unified supervision, improves the efficiency and security of check treatment.
As shown in figure 8, being a kind of structural representation of client embodiment 2 disclosed by the invention, the client includes:
First receiver module 801, the check information of the sign customer checks attribute for receiving user input;
When needing the check to client to be managed collectively, the sign client that user is input into by client is received first The check information of check attribute, for example, client is input into the checks such as cheque number, denomination, payment accounts by client believing Breath.
First sending module 802, check information verification is carried out for sending the check information to processor;
The check information for being then fitted into the user input that the client of client will be received is sent to the place at bank end Reason device, when client sends check information to processor, can be transmitted by internet.The processor at bank end is connecing Check information is verified after receiving check information, the check information that receives of judgement whether with prestore within a processor Check information match.For example, processor is by checking cheque number, the cheque number is whether there is in query processor, It is whether correct with the cheque number for confirming user input.The check information to user input is verified one by one, and generates verification As a result.
Second receiver module 803, the check results information of check information verification generation is carried out for receiving processor;
After processor is verified to the check information for receiving, the check results of generation are fed back into client, visitor The check results of family end receiving processor feedback, the check of input can be apparent from by the check results user for receiving Whether information is correct, and when the check information of input is incorrect, the feedback result received by client is to the check that is input into Information is modified.
3rd receiver module 804, the check operating right information for receiving user input;
Need to prevent bank to enter check in time when user needs transmitting bank to carry out check cash withdrawal acquisition During row cash withdrawal, check operating right information can be input into by client.
Second sending module 805, operating right information is carried out for sending check operating right information to the processor Matching;
The check operating right information of the user input that client will be received is sent to the processor at bank end, processor After check operating right information is received, operating right information matches are carried out.For example, when information matches are carried out, when the branch In the existing banker's check approval system of cheque number in ticket information, and do not pay or Xie Fushi, it is possible to cancel right in time The cash withdrawal business of check.
4th receiver module 806, the matching result that check operating right information is matched is based on for receiving processor Information.
After processor is matched based on check operating right information, the matching result feedback of the information that will be generated to client End, the matching result information fed back by client receiving processor is easy to point out user.For example, when confirmation can be with When cancelling corresponding check enchashment information, processor can be automatic by auditing result synchronous feedback to client.
In sum, in the above-described embodiments, when needing to be managed check, user input is received by client Sign customer checks attribute check information, the check information that will be received sends to processor and carries out check information verification, Receiving processor carries out the check results information of check information checking generation, while receiving the check operating right letter of user input Breath, the check operating right information that will be received sends to processor and carries out operating right information matches, and receiving processor Based on the matching result that check operating right information is matched.Realize bank carries out unified supervision to the check of client, Improve the efficiency and security of check treatment.
As shown in figure 9, being a kind of structural representation of client embodiment 3 disclosed by the invention, the client includes:
First receiver module 901, the check information of the sign customer checks attribute for receiving user input;
When needing the check to client to be managed collectively, the sign client that user is input into by client is received first The check information of check attribute, for example, client is input into the checks such as cheque number, denomination, payment accounts by client believing Breath.
First sending module 902, check information verification is carried out for sending the check information to processor;
The check information for being then fitted into the user input that the client of client will be received is sent to the place at bank end Reason device, when client sends check information to processor, can be transmitted by internet.The processor at bank end is connecing Check information is verified after receiving check information, the check information that receives of judgement whether with prestore within a processor Check information match.For example, processor is by checking cheque number, the cheque number is whether there is in query processor, It is whether correct with the cheque number for confirming user input.The check information to user input is verified one by one, and generates verification As a result.
Second receiver module 903, the check results information of check information verification generation is carried out for receiving processor;
After processor is verified to the check information for receiving, the check results of generation are fed back into client, visitor The check results of family end receiving processor feedback, the check of input can be apparent from by the check results user for receiving Whether information is correct, and when the check information of input is incorrect, the feedback result received by client is to the check that is input into Information is modified.
3rd receiver module 904, for receiving the paying by check of user input or stopping payment authority information;
Need to prevent bank to enter check in time when user needs transmitting bank to carry out check cash withdrawal acquisition During row cash withdrawal, check operating right information can be input into by client.
Second sending module 905, operating right information is carried out for sending check operating right information to the processor Matching;
The check operating right information of the user input that client will be received is sent to the processor at bank end, processor After check operating right information is received, operating right information matches are carried out.For example, when information matches are carried out, when the branch In the existing banker's check approval system of cheque number in ticket information, and do not pay or Xie Fushi, it is possible to cancel right in time The cash withdrawal business of check.
4th receiver module 906, the matching result that check operating right information is matched is based on for receiving processor Information.
After processor is matched based on check operating right information, the matching result feedback of the information that will be generated to client End, the matching result information fed back by client receiving processor is easy to point out user.For example, when confirmation can be with When cancelling corresponding check enchashment information, processor can be automatic by auditing result synchronous feedback to client.
In sum, in the above-described embodiments, when needing to be managed check, user input is received by client Sign customer checks attribute check information, the check information that will be received sends to processor and carries out check information verification, Receiving processor carries out the check results information of check information checking generation, while receiving the check operating right letter of user input Breath, the check operating right information that will be received sends to processor and carries out operating right information matches, and receiving processor Based on the matching result that check operating right information is matched.Realize bank carries out unified supervision to the check of client, Improve the efficiency and security of check treatment.
As shown in Figure 10, it is a kind of structural representation of processor embodiment 1 disclosed by the invention, the processor includes:
5th receiver module 1001, the check information of the sign customer checks attribute for receiving client transmission;
When needing the check to client to be managed collectively, the sign client that user is input into by client is received first The check information of check attribute, for example, client is input into the checks such as cheque number, denomination, payment accounts by client believing Breath.The check information of the user input that then will be received is sent to the processor at bank end, and processor receives client and sends Sign customer checks attribute check information.When client sends check information to processor, can be entered by internet Row sends.
Correction verification module 1002, for verifying whether check information matches with the check information that prestores, generation check results letter Breath;
After processor receives the check information of client transmission, the check information to receiving is verified, and is judged Whether the check information for receiving matches with the check information for prestoring within a processor.For example, processor is by verification Whether cheque number, whether there is the cheque number in query processor, correct with the cheque number for confirming user input.One by one Check information to user input is verified, and generates check results.
3rd sending module 1003, for sending check results information to client;
After processor is verified to the check information for receiving, the check results of generation are fed back into client.Visitor The check results of family end receiving processor feedback, the check of input can be apparent from by the check results user for receiving Whether information is correct, and when the check information of input is incorrect, the feedback result received by client is to the check that is input into Information is modified.
6th receiver module 1004, the check operating right information for receiving client transmission;
Need to prevent bank to enter check in time when user needs transmitting bank to carry out check cash withdrawal acquisition During row cash withdrawal, check operating right information can be input into by client.And grasped the check of user input by client Sent to processor as authority information, processor receives the check operating right information that client sends.
Matching module 1005, for carrying out operating right information matches, generation matching knot based on check operating right information Really.
Processor carries out operating right information matches after the check operating right information for receiving client transmission.Example Such as, when information matches are carried out, when in the existing banker's check approval system of cheque number in the check information, and do not pay Or Xie Fushi, it is possible to the cash withdrawal business to check is cancelled in time.
In sum, in the above-described embodiments, when needing to be managed check, user input is received by client Sign customer checks attribute check information, the check information that will be received sends to processor and carries out check information verification, Receiving processor carries out the check results information of check information checking generation, while receiving the check operating right letter of user input Breath, the check operating right information that will be received sends to processor and carries out operating right information matches.Bank is realized to visitor The check at family carries out unified supervision, improves the efficiency and security of check treatment.
As shown in figure 11, it is a kind of structural representation of processor embodiment 2 disclosed by the invention, the processor includes:
5th receiver module 1101, the check information of the sign customer checks attribute for receiving client transmission;
When needing the check to client to be managed collectively, the sign client that user is input into by client is received first The check information of check attribute, for example, client is input into the checks such as cheque number, denomination, payment accounts by client believing Breath.The check information of the user input that then will be received is sent to the processor at bank end, and processor receives client and sends Sign customer checks attribute check information.When client sends check information to processor, can be entered by internet Row sends.
Correction verification module 1102, for verifying whether check information matches with the check information that prestores, generation check results letter Breath;
After processor receives the check information of client transmission, the check information to receiving is verified, and is judged Whether the check information for receiving matches with the check information for prestoring within a processor.For example, processor is by verification Whether cheque number, whether there is the cheque number in query processor, correct with the cheque number for confirming user input.One by one Check information to user input is verified, and generates check results.
3rd sending module 1103, for sending check results information to client;
After processor is verified to the check information for receiving, the check results of generation are fed back into client.Visitor The check results of family end receiving processor feedback, the check of input can be apparent from by the check results user for receiving Whether information is correct, and when the check information of input is incorrect, the feedback result received by client is to the check that is input into Information is modified.
6th receiver module 1104, the check operating right information for receiving client transmission;
Need to prevent bank to enter check in time when user needs transmitting bank to carry out check cash withdrawal acquisition During row cash withdrawal, check operating right information can be input into by client.And grasped the check of user input by client Sent to processor as authority information, processor receives the check operating right information that client sends.
Matching module 1105, for carrying out operating right information matches, generation matching knot based on check operating right information Really;
Processor carries out operating right information matches after the check operating right information for receiving client transmission.Example Such as, when information matches are carried out, when in the existing banker's check approval system of cheque number in the check information, and do not pay Or Xie Fushi, it is possible to the cash withdrawal business to check is cancelled in time.
4th sending module 1106, for sending check operating right information matches result to the client.
After processor is matched based on check operating right information, the matching result feedback of the information that will be generated to client End, the matching result information fed back by client receiving processor is easy to point out user.For example, when confirmation can be with When cancelling corresponding check enchashment information, processor can be automatic by auditing result synchronous feedback to client.
In sum, in the above-described embodiments, when needing to be managed check, user input is received by client Sign customer checks attribute check information, the check information that will be received sends to processor and carries out check information verification, Receiving processor carries out the check results information of check information checking generation, while receiving the check operating right letter of user input Breath, the check operating right information that will be received sends to processor and carries out operating right information matches, and receiving processor Based on the matching result that check operating right information is matched.Realize bank carries out unified supervision to the check of client, Improve the efficiency and security of check treatment.
As shown in figure 12, it is a kind of structural representation of processor embodiment 3 disclosed by the invention, the processor includes:
5th receiver module 1201, the check information of the sign customer checks attribute for receiving client transmission;
When needing the check to client to be managed collectively, the sign client that user is input into by client is received first The check information of check attribute, for example, client is input into the checks such as cheque number, denomination, payment accounts by client believing Breath.The check information of the user input that then will be received is sent to the processor at bank end, and processor receives client and sends Sign customer checks attribute check information.When client sends check information to processor, can be entered by internet Row sends.
Judging unit 1202, for judging whether check information matches with the check information that prestores;
Generation unit 1203, for when check information matches with the check information that prestores, the first check results of generation to be believed Breath;When check information is not matched that with the check information that prestores, the second check results information is generated.
After processor receives the check information of client transmission, the check information to receiving is verified, and is judged Whether the check information for receiving matches with the check information for prestoring within a processor.For example, processor is by verification Whether cheque number, whether there is the cheque number in query processor, correct with the cheque number for confirming user input.One by one Check information to user input is verified, and generates check results.
3rd sending module 1204, for sending check results information to client;
After processor is verified to the check information for receiving, the check results of generation are fed back into client.Visitor The check results of family end receiving processor feedback, the check of input can be apparent from by the check results user for receiving Whether information is correct, and when the check information of input is incorrect, the feedback result received by client is to the check that is input into Information is modified.
6th receiver module 1205, the check operating right information for receiving client transmission;
Need to prevent bank to enter check in time when user needs transmitting bank to carry out check cash withdrawal acquisition During row cash withdrawal, check operating right information can be input into by client.And grasped the check of user input by client Sent to processor as authority information, processor receives the check operating right information that client sends.
Matching module 1206, for carrying out operating right information matches, generation matching knot based on check operating right information Really;
Processor carries out operating right information matches after the check operating right information for receiving client transmission.Example Such as, when information matches are carried out, when in the existing banker's check approval system of cheque number in the check information, and do not pay Or Xie Fushi, it is possible to the cash withdrawal business to check is cancelled in time.
4th sending module 1207, for sending check operating right information matches result to the client.
After processor is matched based on check operating right information, the matching result feedback of the information that will be generated to client End, the matching result information fed back by client receiving processor is easy to point out user.For example, when confirmation can be with When cancelling corresponding check enchashment information, processor can be automatic by auditing result synchronous feedback to client.
In sum, in the above-described embodiments, when needing to be managed check, user input is received by client Sign customer checks attribute check information, the check information that will be received sends to processor and carries out check information verification, Receiving processor carries out the check results information of check information checking generation, while receiving the check operating right letter of user input Breath, the check operating right information that will be received sends to processor and carries out operating right information matches, and receiving processor Based on the matching result that check operating right information is matched.Realize bank carries out unified supervision to the check of client, Improve the efficiency and security of check treatment.
If function described in the present embodiment method is to realize in the form of SFU software functional unit and as independent product pin When selling or using, can store in a computing device read/write memory medium.Based on such understanding, the embodiment of the present invention The part contributed to prior art or the part of the technical scheme can be embodied in the form of software product, and this is soft Part product is stored in a storage medium, including some instructions are used to so that computing device (can be personal computer, Server, mobile computing device or network equipment etc.) perform all or part of step of each embodiment methods described of the invention Suddenly.And foregoing storage medium includes:USB flash disk, mobile hard disk, read-only storage (ROM, Read-Only Memory), deposit at random Access to memory (RAM, Random Access Memory), magnetic disc or CD etc. are various can be with the medium of store program codes.
Each embodiment is described by the way of progressive in this specification, and what each embodiment was stressed is and other The difference of embodiment, between each embodiment same or similar part mutually referring to.
The foregoing description of the disclosed embodiments, enables professional and technical personnel in the field to realize or uses the present invention. Various modifications to these embodiments will be apparent for those skilled in the art, as defined herein General Principle can be realized in other embodiments without departing from the spirit or scope of the present invention.Therefore, the present invention The embodiments shown herein is not intended to be limited to, and is to fit to and principles disclosed herein and features of novelty phase one The scope most wide for causing.

Claims (12)

1. a kind of check processing method, it is characterised in that including:
Receive the check information of the sign customer checks attribute of user input;
Sending the check information to processor carries out check information verification;
Receiving the processor carries out the check results information of check information verification generation;
Receive the check operating right information of user input;
Sending the check operating right information to the processor carries out operating right information matches.
2. method according to claim 1, it is characterised in that also include:
Receive the processor and be based on the matching result information that the check operating right information is matched.
3. method according to claim 2, it is characterised in that the check operating right packet of the reception user input Include:
Receive the paying by check of user input or stop payment authority information.
4. a kind of check processing method, it is characterised in that including:
Receive the check information of the sign customer checks attribute that client sends;
Verify whether the check information matches with the check information that prestores, generate check results information;
Send the check results information to the client;
Receive the check operating right information that the client sends;
Operating right information matches are carried out based on the check operating right information, matching result is generated.
5. method according to claim 4, it is characterised in that also include:
Send the check operating right information matches result to the client.
6. method according to claim 5, it is characterised in that whether the verification check information is believed with the check that prestores Manner of breathing is matched, and generation check results information includes:
Judge whether the check information matches with the check information that prestores;
When the check information matches with the check information that prestores, the first check results information is generated;
When the check information is not matched that with the check information that prestores, the second check results information is generated.
7. a kind of client, it is characterised in that including:
First receiver module, the check information of the sign customer checks attribute for receiving user input;
First sending module, check information verification is carried out for sending the check information to processor;
Second receiver module, the check results information of check information verification generation is carried out for receiving the processor;
3rd receiver module, the check operating right information for receiving user input;
Second sending module, operating right information is carried out for sending the check operating right information to the processor Match somebody with somebody.
8. client according to claim 7, it is characterised in that also include:
4th receiver module, the matching result that the check operating right information is matched is based on for receiving the processor Information.
9. client according to claim 8, it is characterised in that the 3rd receiver module specifically for:
Receive the paying by check of user input or stop payment authority information.
10. a kind of processor, it is characterised in that including:
5th receiver module, the check information of the sign customer checks attribute for receiving client transmission;
Correction verification module, for verifying whether the check information matches with the check information that prestores, generates check results information;
3rd sending module, for sending the check results information to the client;
6th receiver module, for receiving the check operating right information that the client sends;
Matching module, for carrying out operating right information matches based on the check operating right information, generates matching result.
11. processors according to claim 10, it is characterised in that also include:
4th sending module, for sending the check operating right information matches result to the client.
12. processors according to claim 11, it is characterised in that the matching module includes:
Judging unit, for judging whether the check information matches with the check information that prestores;
Generation unit, for when the check information matches with the check information that prestores, generating the first check results information;When When the check information is not matched that with the check information that prestores, the second check results information is generated.
CN201611226602.4A 2016-12-27 2016-12-27 A kind of check processing method, client and processor Pending CN106779709A (en)

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CN104143140A (en) * 2014-04-02 2014-11-12 深圳市雁联计算***有限公司 Cashing method, cashing system and transferring and depositing system of check
CN105096193A (en) * 2015-08-17 2015-11-25 农信银资金清算中心有限责任公司 Method and device for issuing electronic bank draft
CN105976247A (en) * 2016-04-29 2016-09-28 上海顺陆金融信息服务有限公司 Financial bill transaction information matching platform based on B2B

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1236147A (en) * 1999-04-30 1999-11-24 邵通 Bill ckecking system
US20100051687A1 (en) * 2002-09-25 2010-03-04 Cummins-Allison Corp. Financial document processing system
CN1766925A (en) * 2005-09-02 2006-05-03 金金水 System and method for preventing counterfeiting check and tampering check account, and dedicated apparatus therefor
CN101833733A (en) * 2010-02-22 2010-09-15 中国农业银行股份有限公司深圳市分行 Electronic transfer check system and payment settlement method thereof
CN101986336A (en) * 2010-10-21 2011-03-16 陈祁麟 Electronic check payment system and electronic check payment method
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Application publication date: 20170531