CN106779634A - Payment processing method and device - Google Patents
Payment processing method and device Download PDFInfo
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- CN106779634A CN106779634A CN201611033711.4A CN201611033711A CN106779634A CN 106779634 A CN106779634 A CN 106779634A CN 201611033711 A CN201611033711 A CN 201611033711A CN 106779634 A CN106779634 A CN 106779634A
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- media information
- rich media
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/386—Payment protocols; Details thereof using messaging services or messaging apps
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
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Abstract
The disclosure is a kind of payment processing method and device, and methods described includes：Obtain rich media information；The rich media information is added to red packet；Send the red packet to receiving terminal of concluding the business；Wherein, the rich media information is used to, when the transaction acceptance end is opened, be shown in the transaction acceptance end.The disclosure has the beneficial effect that：When the payment that this kind of form is initiated to receiving terminal is asked, the rich media information that payer is gathered can be together sent to recipient, enable that both sides realize affectional interaction, the existing content for paying request is enriched, affective interaction mode when also bringing a kind of new interpersonal payment such as under red packet form.
Description
Technical field
The embodiment of the present disclosure is related to mobile payment technical field, more particularly at a kind of payment for including rich media information
Reason method and device.
Background technology
With the fast development of mobile Internet and internet payment, the demand of mobile payment is also increasing, moves
Dynamic payment has derived diversified form, such as conventional has quick payment, account's payment, sound wave payment, brush face (head portrait number
According to) pay, swipe the card payment and fingerprint pays etc., but these means of payment are all only to carry out payment flow, are failed effectively
Ground effectively connects payer with recipient.
Red packet is paid as one kind of mobile payment, is paid along with certain letter and certain precious popularization for paying, and also causes people
Linked up by the social software of instant messaging more and more and account Capital Flow, become IMU
Believe one of critical function of social software of class, i.e., the red packet for sending out the amount of money different to relatives and friends through the above way, and this
Kind of function is extremely popularized, and people can stay indoors, so that it may by the means of payment realized on software to ten thousand in outside
Friend serve red packet.But current this mobile payment mode form is single, is difficult between payer and recipient
It is interactive.
The content of the invention
The disclosure provides a kind of payment processing method and device, to realize by way of gathering rich media information passing through
The emotional interaction of payer and recipient both sides is realized during mobile payment.
In a first aspect, the embodiment of the present disclosure provides a kind of payment processing method, its specific technical scheme includes：
Obtain rich media information；
The rich media information is added to red packet；
Send the red packet to receiving terminal of concluding the business；
Wherein, the rich media information is used to, when the transaction acceptance end is opened, be shown in the transaction acceptance end.
What the technical scheme provided by this disclosed embodiment can reach has the beneficial effect that：Initiated with richness to receiving terminal
When the payment of media information is asked, the rich media information that payer is gathered can be together sent to recipient so that payer
Can realize affectional interaction with recipient, enrich it is existing pay request content, also bring a kind of new people with
Affective interaction mode during payment between people such as under red packet form.
With reference in a first aspect, in the first possible implementation of first aspect, the acquisition rich media information is wrapped
Include：
Camera head is opened to gather the rich media information of video information formation；And/or
Sound pick up equipment is opened to gather the rich media information of audio-frequency information formation；
The rich media information is included in animation information, stream media information, video information, audio-frequency information, text information
Any one is combined.
What the technical scheme provided by this disclosed embodiment can reach has the beneficial effect that：When payment request is sent, lead to
Whether crossing can remind the detection for paying request type the payer payment request sent with Rich Media in need, enrich
The choice of user, and need addition rich media information when, then obtain the demand when start on user terminal it is corresponding
Hardware pays, and can form various types of rich media information by corresponding hardware supported, enabling according to user
Wish and user set the rich media information of the corresponding type of collection as the additional content for paying request.
With reference in a first aspect, in second possible implementation of first aspect, the acquisition rich media information it
Afterwards, also include：
The rich media information is uploaded to Cloud Server, and is received and is corresponded to the rich media information in the Cloud Server
The network address；
It is described that the rich media information is added to red packet, including：
When initiating to pay request to transaction acceptance end, described payment is asked to be sent to the transaction with the network address
Receiving terminal.
What the technical scheme provided by this disclosed embodiment can reach has the beneficial effect that：Please with payment by rich media information
Separation is asked, rich media information is uploaded to Cloud Server, rich media information correspondence is made during transmission in Cloud Server
In the network address as pay request additional content sends to receiving terminal jointly so that be payer saving flow, while
The congestion of network channel can also be reduced.
With reference in a first aspect, in the third possible implementation of first aspect, it is described by it is described pay request with
The network address is sent to the transaction acceptance end, including：
The payment request and the network address are sent to the transaction acceptance end by thumbnail；
Wherein, the payment request for being shown in the transaction acceptance end and the network address are the thumbnail；
The hyperlink comprising the transaction request and the network address and/or the rich media information, passes through in the thumbnail
Clicking on the thumbnail can open the payment request and the network address by hyperlink.
What the technical scheme provided by this disclosed embodiment can reach has the beneficial effect that：The payment received in receiving terminal please
Asking will be received with the breviary diagram form with hyperlink so that paying request equally can be with the side of thumbnail in receiving terminal
Formula shows, substituted for traditional payment and ask to be only able to display the mode of transaction request, recognizes when recipient sees the thumbnail
Knowing the payment asks corresponding transaction request to be accompanied with the rich media information of payer transmission, so as to be unlikely to allow recipient to neglect
Slightly both sides carry out the important content of affective interaction, while can also lift Consumer's Experience.With reference in a first aspect, in first aspect
It is described that the rich media information is added to red packet in 4th kind of possible implementation, including：
The detection type for paying request；
When the type for paying request is for that can add additional content, start user terminal where the payment request
Hardware supported；
Rich media information is gathered as the additional content for paying request by the hardware supported of the user terminal.
The technical scheme provided by this disclosed embodiment can include the following benefits：Initiate to pay request in user
When, provide a user with the type for paying request so that user is free to select the means of payment, and according to different payment classes
Corresponding hardware supported is opened in type selection, and the experience of user is improve from user level.
Second aspect, present disclose provides a kind of payment processes device, described device includes：
Acquisition module, is configured as obtaining rich media information；
Add module, is configured as the rich media information being added to red packet；
Sending module, is configured as sending the red packet to receiving terminal of concluding the business；
Wherein, the rich media information is used to, when the transaction acceptance end is opened, be shown in the transaction acceptance end.
Above-mentioned device, the acquisition module includes：
First acquisition submodule, is configured as opening rich media information of the camera head to gather video information formation；With/
Or
Second acquisition submodule, is configured as opening rich media information of the sound pick up equipment to gather audio-frequency information formation；
The rich media information is included in animation information, stream media information, video information, audio-frequency information, text information
Any one is combined.
Above-mentioned device, described device also includes：
Uploading module, is configured as uploading the rich media information to Cloud Server, and receives right in the Cloud Server
The network address of rich media information described in Ying Yu；
The add module includes：
Common sending submodule, when being configured as initiating to pay request to transaction acceptance end, request and institute is paid by described
The network address is stated to send to the transaction acceptance end.
Above-mentioned device, the common sending submodule also includes：
Thumbnail submodule, is configured as by thumbnail sending the payment request and the network address to institute
State transaction acceptance end；
Wherein, the payment request for being shown in the transaction acceptance end and the network address are the thumbnail；
The hyperlink comprising the transaction request and the network address and/or the rich media information, passes through in the thumbnail
Clicking on the thumbnail can open the payment request and the network address by hyperlink.
Above-mentioned device, the add module also includes：
Detection sub-module, is configured as detecting the type for paying request；
Start submodule, when being configured as the type for paying request for additional content can be added, start the branch
Pay the hardware supported of user terminal where request；
Collection submodule, the hardware supported for being configured to the user terminal gathers rich media information as described
Pay the additional content of request.
It should be appreciated that the general description of the above and detailed description hereinafter are only exemplary and explanatory, not
The disclosure can be limited.
Brief description of the drawings
Accompanying drawing herein is merged in specification and constitutes the part of this specification, shows the implementation for meeting the disclosure
Example, and it is used to explain the principle of the disclosure together with specification
Fig. 1 is the main flow chart of the payment processing method in disclosure exemplary embodiment；
Fig. 2 is the flow chart of the transmission network address of the payment processing method in disclosure exemplary embodiment；
Fig. 3 is the stream that is sent with breviary diagram form of the network address of the payment processing method in disclosure exemplary embodiment
Cheng Tu；
Fig. 4 is the schematic flow sheet of the type of payment judgement of the payment processing method in disclosure exemplary embodiment.
Fig. 5 is the payment processing method in disclosure exemplary embodiment to that should have during multiple transaction acceptance end subscribers
Schematic flow sheet.
Fig. 6 is a kind of block diagram of the payment processes device according to an exemplary embodiment.
Block diagram when Fig. 7 is a kind of network address transmission of the payment processes device according to an exemplary embodiment.
Fig. 8 is the block diagram of the payment processes device with breviary module according to an exemplary embodiment.
Fig. 9 is device frame when being transmitted according to the different types for paying request according to an exemplary embodiment
Figure.
Device block diagram when Figure 10 is the payment request correspondence multiple reception user according to an exemplary embodiment.
Figure 11 is a kind of block diagram of the device for payment processes according to an exemplary embodiment.
Figure 12 is a kind of block diagram of the device of the Cloud Server according to an exemplary embodiment.
Specific embodiment
The disclosure is described in further detail with reference to the accompanying drawings and examples.It is understood that this place is retouched
The specific embodiment stated is used only for explaining the disclosure, rather than restriction of this disclosure.It also should be noted that, in order to just
Part rather than the entire infrastructure related to the disclosure is illustrate only in description, accompanying drawing.
It should be mentioned that some exemplary embodiments are described as before exemplary embodiment is discussed in greater detail
The treatment described as flow chart or method.It is therein to be permitted although each step to be described as the treatment of order in flow chart
Multi-step can be implemented concurrently, concomitantly or simultaneously.Additionally, the order of each step can be rearranged, when its operation
The treatment can be terminated during completion, it is also possible to have other steps being not included in accompanying drawing.Treatment treatment can be with
Corresponding to method, function, code, subroutine, subprogram etc..
This disclosure relates to a kind of payment processing method and device, it mainly applies in the scene for there are payment request,
The interaction of both sides is realized during request is paid, its basic thought is：Initiate to pay request to receiving terminal by end of concluding the business
When, the hardware payment collection payer for opening terminal is wanted to be sent to the rich media information of recipient, payment is asked with richness matchmaker
Body information sends to recipient together, it is middle can by the treatment of trading server and Cloud Server, make payment ask and
Rich media information forms transaction request and the network address is forwarded to recipient again, and recipient is receiving the payment request
Afterwards, Transaction Information and rich media information can be received by the transaction request and the network address, is realized well double
Emotional interaction between side, is to bring a kind of new mobile payment mode using both sides.
The present embodiment is applicable to can move in the intelligent terminal of payment to carry out the feelings of payment processes
In condition, it can be realized that hardware therein can be usually integrated in mobile terminal by software and/or hardware, such as Fig. 1 institutes
Show, for disclosure exemplary embodiment provides a kind of flow chart of payment processing method, methods described may include following steps：
In step 110, rich media information is obtained；
In this step, the mode of acquisition rich media information can be：Camera head is opened to be formed to gather video information
Rich media information；And/or sound pick up equipment is opened to gather the rich media information of audio-frequency information formation.
When the instruction for obtaining rich media information is detected, the corresponding hardware supported in mobile terminal can be called, for example
The related hardware such as camera head and/or sound pick up equipment, generates the rich media information of certain format, and the type of rich media information can be wrapped
Include：Any one in animation information, stream media information, video information, audio-frequency information, text information or any combination.
The rich media information can call hardware supported voluntarily to create by the user of present terminal, it is also possible to be taken by centre
Business device pushes the interesting rich media information that is completed by other users and by after the creating again of the user to the user
Formation includes the rich media information of user's audio/video information.
It is described to pay any a authorized application journey that request can be applied to be developed in mobile terminal or mobile terminal
In sequence, the mobile terminal can be mobile phone, panel computer, the palmtop computer etc. for being provided with Android or IOS systems.
Sent out to transaction acceptance end by payer (including the application program for each client type downloaded on mobile terminal)
When playing payment request, or mobile payment service in terminal is opened, can be by setting up between payment accounts and payment services end
Contact to realize binding, when payer is initiated to pay by a payment accounts asks, middle trading server will be by this
The corresponding data account of payment accounts realizes paying that middle process can be realized by wireless telecommunications, as an example, channel radio
News can be but not limited to mobile telephone network such as 2G, 3G and 4G or Wireless/wired internets, and receiving terminal is similarly being received
When also by receive transaction request and by the amount of money included in transaction request be stored in relative client bind data account.
In the step 120, the rich media information is added to red packet；
When initiating to pay request, can store or opened in setting collection user terminal according to the demand for paying user
Corresponding hardware pays and is added in payment request as additional content come the rich media information required for gathering.
The general payment request that will include certain amount of money with payer of the red packet is sent to recipient, and recipient is beating
In can obtaining the payment amount of money to recipient's related account for including of request when opening red packet.
When the rich media information is added into red packet, optionally rich media information adds the type according to red packet
In adding to red packet.
In step 130, the red packet to receiving terminal of concluding the business is sent.
Wherein, the rich media information is used to, when the transaction acceptance end is opened, be shown in the transaction acceptance end.
The red packet that payer will include rich media information is sent during to transaction receiving terminal, and the receiving terminal can receive red
The rich media information recorded to payer is checked while bag, wherein, counterparty also can be set the mode that recipient takes red packet apart,
For example, the red packet can just be opened by recipient only when the rich media information is intactly watched, or according to recipient
The number of the rich media information is watched to distribute the size of the amount of money in the red packet that recipient can obtain.
Wherein, the payment request can be sent to transaction acceptance end by a trading server, and trading server can be right
Pay the request amount of money asked, the number of deals for including etc. and make corresponding treatment, for example, when the amount of money of payment request is more than it
During the amount of money in the data account of binding, the prompt message of one " Sorry, your ticket has not enough value " is fed back to payer, and work as payment request
When the amount of money is less than the amount of money in the data account of its binding, detect that included number of deals is asked in the payment, ask the payment
The transaction son request of respective transaction number is correspondingly generated, the part will be in being described in detail below.
When request transmission is paid to the transaction acceptance end, the rich media information of the additional content asked as the payment
Network is likely to send to the transaction acceptance end.
(transaction request corresponds to the payment to the transaction request that transaction acceptance termination absorbs added with rich media information
Request), the amount of money included in transaction request can be received, the interior amount of money for being included of the transaction request is stored in transaction acceptance end and is wrapped
In the data account for including, meanwhile, the user at the transaction acceptance end can watch rich media information.
In another embodiments possible of disclosure exemplary embodiment, the means of payment can be by instant messaging side
Formula opens corresponding hardware Zhi Fuyu transaction acceptance sides and realizes instant messaging.
The disclosure can be realized when payer initiates to pay request, the rich media information that has stored of collection or by use
The hardware supported of family terminal records the rich media informations such as one section of video or voice in real time, is added to as the additional content for paying request
Pay in asking and issue recipient；Recipient is when corresponding transaction request is received, it can be seen that the richness that payer sends
Media information, realizes the emotional interaction of both sides, greatly improves Consumer's Experience.
On the basis of above-mentioned technical proposal, as shown in Fig. 2 to enter to rich media information in disclosure exemplary embodiment
The simplified schematic diagram of row, after the acquisition rich media information, can also include and store to cloud rich media information
Preserved with by intermediate server in server, this section of rich media information, Huo Zheqi are checked at any time in order to payer and recipient
In a side by that can be：
In step 111, the rich media information is uploaded to Cloud Server, and to be received and correspond to institute in the Cloud Server
State the network address of rich media information；
The rich media information (or being chosen from the storage medium of terminal) that payer will be collected sends to receiving terminal
When, or when payment request reaches trading server and processed, by the additional content-rich media information for paying request
Detach, rich media information is individually uploaded to Cloud Server and stored, the rich media information is all uploaded after finishing, by
The Cloud Server generation one corresponds to the network address (url, Uniform the Resoure Locator, system of the rich media information
One resource localizer).
It is described that the rich media information is added to red packet, including：
In step 112, when initiating to pay request to transaction acceptance end, request and the network address one are paid by described
Rise and be committed to transaction acceptance end.
Cloud Server returns to network address url to payer or the corresponding trading server of payment request
In, make network address url as the additional content for paying request, or the write-in of the code of url paid into request, with by
Payment terminals send to transaction receiving terminal the two always.
In another implement scene of disclosure exemplary embodiment, it is also possible to there are payer while initiating multiple
The situation of request is paid, when payer initiates multiple payment requests, can respectively be set up and be paid the request Rich Media additional with it
Corresponding relation between information, enables the network address that the Cloud Server is returned correctly to return to right according to the corresponding relation
In the former payment request answered.
It is had an advantage that by the way that rich media information to be uploaded to Cloud Server and payer is received its network address, the net
Network address can be used for multiple times, and in the network environment where payer changes it, can also be sent out by this kind of mode and included
The payment request of the contents such as rich media information, the flow for considerably reducing payer takes, and causes that paying request is sending
When shared byte data be greatly reduced, receiving terminal when the payment for receiving this type is asked, for rich matchmaker therein
Body information, can connect optionally through the mode asked to Cloud Server according to residing network environment by Streaming Media form
Played out in the mobile terminal of receiving end, extra flow is all avoided for both sides and is wasted.
Fig. 3 is that the receiving terminal shown in disclosure illustrative examples receives the effect after paying request in the form of thumbnail
Schematic diagram；As shown in figure 3, described payment is asked to be committed to transaction acceptance end together with the network address, including：
In the step 310, the rich media information is uploaded to Cloud Server, and to be received and correspond to institute in the Cloud Server
State the network address of rich media information；
In step 320, initiate to pay request to transaction acceptance end；
In a step 330, the payment request and the network address are sent to the transaction by thumbnail and is connect
Receiving end；
May be selected to generate the thumbnail in the terminal of payer, or generation is described in middle trading server
Thumbnail.
Hyperlink comprising the transaction request and the network address and/or the rich media information in the thumbnail
Connect, the payment request and the network address can be opened by hyperlink by clicking on the thumbnail.
It is described to pay request and the network address with code form appearance, and respectively correspondingly in Cloud Server and
Include a storage location in trading server, the payment request and the network address can be made requests on by network mode.
Shown when the thumbnail is received in the receiving end, the thumbnail carries hyperlink form, the receiving terminal is connecing
When receiving the thumbnail, attached the thumbnail can be illustrated with word in the thumbnail text, to illustrate the effect of the thumbnail
And purpose, when the thumbnail reaches the transaction acceptance end, the payment request shown in the transaction acceptance end
And the network address is the thumbnail, and no longer show the network address for paying request or rich media information.
The thumbnail is clicked in the user of receiving terminal, be may be such that while opening the transaction request of the trading server
And/or the network address of Cloud Server, so as to realize receiving payment request and the purpose of rich media information of payer.
As shown in figure 4, the type for paying request can also be chosen during rich media information is added, to keep away
Exempting from payer or recipient cannot play the situation generation of the rich media information, in collection rich media information as additional interior
Hold during added in the payment request, can detect that it may include to the type for paying request：
In step 410, the type for paying request is detected, to judge whether payment request can be added in additional
Hold；
It is described pay request according to additional content can be added, can be divided into can add additional content payment request and
The payment request of additional content can not be added.
In this step, to the detection of the type for paying request, it will be appreciated that be that one kind of user view is judged, example
When being not intended to send rich media information such as user, then (payment that can not add additional content please to choose simple payment request
Ask) recipient is sent directly to, under default behavior, the branch for providing a user with and can adding additional content can be used in this terminal
Pay request.
In another way, also can provide a user with can add additional content payment ask in the case of, by with
Family is voluntarily selected to close the additional content option of payment request, or its additional content option directly is set into blank, then
It is described pay request and can be changed into can not add the payment request Concurrency of additional content and deliver to recipient.
At step 420, when the type for paying request is for that can add additional content, the payment request institute is started
In the hardware supported of user terminal；
According to the testing result of step 410, when testing result can add additional content for the payment request, with terminal
In interconnection starting several hardware supporteds therein, or according to the setting of user automatically turn on one therein or
Several hardware supporteds, for example, the microphone for providing in the terminal, the first-class hardware supported of shooting.
In step 430, gathering rich media information by the hardware supported of the user terminal please as the payment
The additional content asked.
After starting hardware supported, then can complete to adopt rich media information by the hardware on the mobile terminal of payer
Collection, the process may include：The video file of a Preset Time is recorded by camera, by the Preset Time of microphone records one
Audio file, etc..
It is when can add additional content, in selection terminal to be also included within this step and be detected as the type for paying request
The rich media file of storage is used as additional content, for example, the flash (animation), the stream matchmaker that are stored by certain Path selection
Body, video, audio are medium.
Another feasible pattern is can to provide each class template from an other Cloud Server to payer, makes user according to this
The template of type records rich media information, so that the form of the rich media information of payer transmission can take with an other cloud
Business device is consistent, due to the reference format that the mobile terminal that the form can be unified into any one party is supported, such as mp4 lattice
Formula so that can be directly displayed when recipient receives, without the form conversion of rich media information.
When the payment request can not add additional content, step 440 can be carried out to change the type of payment request.
As shown in figure 5, be the method flow diagram when request is paid to that should have multiple transaction acceptance sides for of the disclosure,
With reference to diagram, the initiation includes when being asked to the payment that transaction acceptance end is paid：
In step 510, the number of deals M paid corresponding to request is obtained；
In the implementation method of " group's red packet " playing method, the payer for sending group's red packet can be set corresponding to payment request
Red packet number, that is, set it is described pay request corresponding to number of deals.
When the number of deals is detected, the payment request is split into correspondence transaction when sending to trading server
Several sons pay request.
In step 520, the turnover paid corresponding to request is detected；
It is each pay request, the amount of money to be concluded the business, i.e. turnover can be set to it by payer, the turnover can from branch
Pay and directly deduct in the relevant account in side.
In step 530, the transaction son request of correspondence number of deals is generated；
Described to pay request when trading server is reached, the son according to correspondence number of deals pays request and is taken in transaction respectively
Corresponding transaction request is generated by atom reducing in business device.
The recipient of transaction son request is received in step 540, can obtain the corresponding amount of money of transaction son request, with
And transaction son request additional content rich media information.
The dealing money included in each transaction request can be with equal, it is also possible to which unequal, the part can be by payer
It is configured.
In step 550, the number N of receiving terminal is obtained；
When one pays request accordingly has multiple receiving terminals, accordingly there is each receiving terminal a reception to conclude the business son please
Ask, detect whether the sum for receiving transaction son request exceedes the number of deals paid corresponding to request；
In step 560, judge to receive transaction son request N whether beyond number of deals M；
In step 570, when the receiving terminal number M for detecting exceedes the number of deals N of the payment request, generation is effective
Receive transaction son request；
Principle, will be classified as in the reception transaction son request reached in the number of deals for paying request sequentially in time
Effect receives transaction son request.
The number for effectively receiving transaction son request is accordingly equal to the number of deals for paying request.
All of effective amount of money sum for receiving transaction son request, is the total amount paid included by request.
Effective reception transaction son request of generation equally also includes the Rich Media to the additional content for paying request
Information.
In step 580, generation invalid receiver transaction son request；
When the total N of the reception transaction son request exceedes the number of deals M corresponding to the payment request, according to the time
The reception transaction son request in the number of deals for paying request is arranged sequentially, is invalid receiver transaction son request.
Corresponding to invalid receiver transaction son request, an invalid sub- turnover is equally generated, the invalid sub- turnover is same
Include it is described pay request rich media information (or its network address), with realize payer and recipient emotion hand over
Mutually.
By disclosed method so that same payer user can initiate one to that should have as a payer
The red packet of multiple recipients, and combine the network address of rich media information payer user uploaded in Cloud Server
Can be sent to multiple recipients with red packet so that the user that the user can be simultaneously with multiple transaction acceptance ends realizes interaction,
Greatly improve Consumer's Experience.
Fig. 6 is a kind of block diagram of the payment processes device according to an exemplary embodiment, and it is applied to for concluding the business
Originating end, as shown in fig. 6, described device includes acquisition module 610, add module 620 and sending module 630, therein two
Communication connection is capable of achieving between two modules, and can be connected with the Central Control Module communication in mobile terminal.
Acquisition module therein 610, is configured as obtaining rich media information；
Add module therein 620, is configured as the rich media information being added to red packet；
Sending module therein 630, is configured as sending the red packet to receiving terminal of concluding the business；
Wherein, the rich media information is used to, when the transaction acceptance end is opened, be shown in the transaction acceptance end.
The Rich Media that disclosure exemplary embodiment obtains rich media information and will acquire by acquisition module 610 believes
Breath is added in red packet by add module 620 so that user can be sent by sending module 630 and carry rich media information
Red packet to receive end subscriber in, realize the interaction between payer and recipient.
In another implement scene of disclosure exemplary embodiment, the acquisition module 610 includes：
First acquisition submodule, is configured as opening rich media information of the camera head to gather video information formation；With/
Or
Second acquisition submodule, is configured as opening rich media information of the sound pick up equipment to gather audio-frequency information formation；
The rich media information is included in animation information, stream media information, video information, audio-frequency information, text information
Any one is combined.
In another implement scene of disclosure exemplary embodiment, as shown in fig. 7, the device of the disclosure also includes：
Uploading module 710, is configured as uploading the rich media information to Cloud Server, and receives the Cloud Server
Corresponding to the network address of the rich media information；
The add module includes：
Common sending submodule 720, when being configured as initiating to pay request to transaction acceptance end, by it is described pay request with
The network address is sent to the transaction acceptance end.
Fig. 8 is a kind of block diagram of the sending module 630 according to an exemplary embodiment, as shown in fig. 7, described
Sending module 630 includes breviary module 631, and it is arranged to request and the network address of paying by contracting
Sketch map is sent to the transaction acceptance end；
Wherein, the payment request for being shown in the transaction acceptance end and the network address are the thumbnail；
The hyperlink comprising the transaction request and the network address and/or the rich media information, passes through in the thumbnail
Clicking on the thumbnail can open the payment request and the network address by hyperlink.
Fig. 9 is a kind of block diagram of the acquisition module 620 according to an exemplary embodiment, as shown in fig. 7, described
Add module 620 includes：
Detection sub-module 910, is configured as detecting the type for paying request；
Start submodule 920, when being configured as the type for paying request for additional content can be added, start described
Pay the hardware supported of user terminal where request；
Collection submodule 930, be configured to the user terminal hardware supported collection rich media information as
The additional content for paying request.
Change submodule 940, be configured as it is described pay request type for it is non-add additional content when, to described
The type for paying request is modified, so that the payment that active user can send the red packet type for being attached with rich media information please
Ask；Then by returning to the return to step 920 of submodule 950.
Figure 10 is a kind of block diagram of the sending module 630 according to an exemplary embodiment, as shown in Figure 10, institute
Stating sending module 630 also includes：
Second detection module 1032, for obtaining the number of deals and turnover paid corresponding to request, to hand over
The transaction son request of the correspondence number of deals is generated in easy server by atom reducing, the request of each transaction is effectively payment
Request, the corresponding sub- turnover sum of each transaction request is the turnover paid corresponding to request.
Figure 10 is a kind of block diagram of the sending module 630 according to an exemplary embodiment, as shown in Figure 10, institute
Stating sending module 630 also includes：
3rd detection module 1033, is arranged to detect whether the sum of the transaction request please more than the payment
Seek corresponding number of deals；
Invalid submodule 1034, it is right more than the payment request institute for the sum of the transaction request to be arranged to
The transaction son request of the number of deals answered, generates an invalid sub- turnover；
Effective submodule 1035, is arranged to pay request institute not less than described for the sum of the transaction request
The transaction son request of corresponding number of deals, generates an effective sub- turnover.
Payment in the executable disclosure of payment processes device provided in above-described embodiment provided in any embodiment
Processing method, possesses the execution corresponding functional module of the method and beneficial effect, the skill not described in detail in the above-described embodiments
Art details, reference can be made to the payment processing method provided in disclosure any embodiment.
It will be appreciated that, the disclosure also extends to the computer program for being suitable for trying out the disclosure, particularly
Computer program on carrier or in carrier.Program can be with source code, object code, code intermediate source and such as part volume
The form of the object code of the form translated, or with any other shape for being adapted to and being used in realization according to the disclosed method
Formula.Also it will be noted that, such program may have many different frame designs.For example, realizing according to the side of the disclosure
Functional program code of method or system may be subdivided into one or more subroutine.
For that will be for technical personnel obvious in the functional many different modes of these subroutine intermediate distributions.
Subroutine can be collectively stored in an executable file, so as to form self-contained program.Such executable file can
With including computer executable instructions, such as processor instruction and/or interpreter instruction (for example, Java interpreter instruction).Can
Alternatively, during one or more or all subroutines of subroutine may be stored at least one external library file, and
And statically or dynamically (for example at runtime) linked with main program.Main program contains at least one of subroutine
At least one call.Subroutine can also include to mutual function call.It is related to the embodiment bag of computer program product
Include the computer executable instructions corresponding at least one of illustrated method each step of the process step of method.These refer to
Order can be subdivided into subroutine and/or be stored in the file of one or more possible static or dynamic link.
Another is related to the embodiment of computer program product to include corresponding in illustrated system and/or product extremely
The computer executable instructions of each device in few one device.These instructions can be subdivided into subroutine and/or be deposited
Store up in the file of one or more possible static or dynamic link.
The carrier of computer program can be any entity or equipment that can deliver program.For example, carrier can be wrapped
Containing storage medium, such as (ROM such as CD ROM or semiconductor ROM) or magnetic recording media (such as floppy disk or hard disk).
Further, carrier can be the carrier that can be transmitted, such as electricity or optical signalling, its can via cable or optical cable,
Or transmitted by radio or other means.When program is embodied as such signal, carrier can be by such line
Cable or miscellaneous equipment or device composition.Alternatively, carrier can be the integrated circuit for being wherein embedded with program, the collection
Correlation technique is adapted for carrying out into circuit, or used by the execution of confession correlation technique.
Should be noted that, embodiment mentioned above is to illustrate the disclosure, rather than the limitation disclosure, and this
The technical staff in field is possible to design many alternate embodiments, without departing from scope of the following claims.In power
During profit is required, any reference symbol being placed between round parentheses is not to be read as being limitations on claims.Verb " bag
Include " and its is paradigmatic using being not excluded for depositing for element in addition to those recorded in the claims or step
.Article " one " or " one " before element are not excluded for the presence of a plurality of such elements.The disclosure can pass through
Hardware including several visibly different elements, and realized by properly programmed computer.Enumerating several devices
In equipment claim, several in these devices can be embodied by the same item of hardware.In mutually different appurtenance
Profit states that the simple fact of some measures is not intended that the combination of these measures can not be used to benefit in requiring.
If desired, difference in functionality discussed herein can be performed with different order and/or performed simultaneously with one another.
In addition, if desired, one or more functions described above can be optional or can be combined.
If desired, each step is not limited to the execution sequence in each embodiment, different step as discussed above
Can be performed with different order and/or performed simultaneously with one another.Additionally, in other embodiments, described above one or many
Individual step can be optional or can be combined.
Although various aspects of the disclosure is given in the independent claim, the other side of the disclosure includes coming from
The combination of the dependent claims of the feature of described implementation method and/or the feature with independent claims, and not only
It is the combination be clearly given in claim.
It should be noted herein that, although the example embodiment of the disclosure is the foregoing described, but these descriptions are not
Should be understood in a limiting sense.Conversely, several changing and modifications can be carried out will without departing from such as appended right
The scope of the present disclosure defined in asking.
Will be appreciated by those skilled in the art that each module in the device of the embodiment of the present disclosure can use general meter
Calculate device to realize, each module can be concentrated in the group of networks of single computing device or computing device composition, disclosure reality
The method that the device in example corresponds in previous embodiment is applied, it can be realized by the program code that can perform, it is also possible to logical
The mode of integrated circuit combination is crossed to realize, therefore the disclosure is not limited to specific hardware or software and its combination.
Will be appreciated by those skilled in the art that each module in the device of the embodiment of the present disclosure can use general shifting
Dynamic terminal realizes that each module can be concentrated in the equipment combination of single mobile terminal or mobile terminal composition, the disclosure
Device in embodiment corresponds to the method in previous embodiment, and it can be realized by the executable program code of editor,
Can be realized by way of integrated circuit combination, therefore the disclosure is not limited to specific hardware or software and its knot
Close.
Figure 11 is a kind of block diagram of the device 800 for payment processes according to an exemplary embodiment.For example, dress
It can be mobile phone, computer, digital broadcast terminal, messaging device, game console, board device, medical treatment to put 800
Device, body-building device, personal digital assistant etc..
Reference picture 11, device 800 can include following one or more assemblies：Processing assembly 802, memory 804, electricity
Source component 806, multimedia groupware 808, audio-frequency assembly 810, input/output (I/O) interface 812, sensor cluster 814, and
Communication component 816.
The integrated operation of the usual control device 800 of processing assembly 802, such as with display, call, data communication, phase
Machine is operated and the associated operation of record operation.Processing assembly 802 can refer to including one or more processors 820 to perform
Order, to complete all or part of step of above-mentioned method.Additionally, processing assembly 802 can include one or more modules, just
Interaction between processing assembly 802 and other assemblies.For example, processing assembly 802 can include multi-media module, it is many to facilitate
Interaction between media component 808 and processing assembly 802.
Memory 804 is configured as storing various types of data supporting the operation in device 800.These data are shown
Example includes the instruction for any application program or method operated on device 800, and contact data, telephone book data disappears
Breath, picture, video etc..Memory 804 can be by any kind of volatibility or Nonvolatile memory devices or their group
Close and realize, such as static RAM (SRAM), Electrically Erasable Read Only Memory (EEPROM) is erasable to compile
Journey read-only storage (EPROM), programmable read only memory (PROM), read-only storage (ROM), magnetic memory, flash
Device, disk or CD.
Power supply module 806 provides power supply for the various assemblies of device 800.Power supply module 806 can include power management system
System, one or more power supplys, and other generate, manage and distribute the component that power supply is associated with for device 800.
Multimedia groupware 808 is included in one screen of output interface of offer between described device 800 and user.One
In a little embodiments, screen can include liquid crystal display (LCD) and touch panel (TP).If screen includes touch panel, screen
Curtain may be implemented as touch-screen, to receive the input signal from user.Touch panel includes one or more touch sensings
Device is with the gesture on sensing touch, slip and touch panel.The touch sensor can not only sensing touch or sliding action
Border, but also detection and the touch or slide related duration and pressure.In certain embodiments, many matchmakers
Body component 808 includes a front camera and/or rear camera.When device 800 be in operator scheme, such as screening-mode or
During video mode, front camera and/or rear camera can receive outside multi-medium data.Each front camera and
Rear camera can be a fixed optical lens system or with focusing and optical zoom capabilities.
Audio-frequency assembly 810 is configured as output and/or input audio signal.For example, audio-frequency assembly 810 includes a Mike
Wind (MIC), when device 800 is in operator scheme, such as call model, logging mode and speech recognition mode, microphone is matched somebody with somebody
It is set to reception external audio signal.The audio signal for being received can be further stored in memory 804 or via communication set
Part 816 sends.In certain embodiments, audio-frequency assembly 810 also includes a loudspeaker, for exports audio signal.
, to provide interface between processing assembly 802 and peripheral interface module, above-mentioned peripheral interface module can for I/O interfaces 812
To be keyboard, click wheel, button etc..These buttons may include but be not limited to：Home button, volume button, start button and lock
Determine button.
Sensor cluster 814 includes one or more sensors, and the state for providing various aspects for device 800 is commented
Estimate.For example, sensor cluster 814 can detect the opening/closed mode of device 800, the relative positioning of component is for example described
Component is the display and keypad of device 800, and sensor cluster 814 can be with 800 1 components of detection means 800 or device
Position change, user is presence or absence of with what device 800 was contacted, the orientation of device 800 or acceleration/deceleration and device 800
Temperature change.Sensor cluster 814 can include proximity transducer, be configured to be detected when without any physical contact
The presence of neighbouring object.Sensor cluster 814 can also include optical sensor, such as CMOS or ccd image sensor, for into
As being used in application.In certain embodiments, the sensor cluster 814 can also include acceleration transducer, gyro sensors
Device, Magnetic Sensor, pressure sensor or temperature sensor.
Communication component 816 is configured to facilitate the communication of wired or wireless way between device 800 and other devices.Device
800 can access the wireless network based on communication standard, such as WiFi, 2G or 3G, or combinations thereof.In an exemplary implementation
In example, communication component 816 receives broadcast singal or broadcast related information from external broadcasting management system via broadcast channel.
In one exemplary embodiment, the communication component 816 also includes near-field communication (NFC) module, to promote junction service.Example
Such as, NFC module can be based on radio frequency identification (RFID) technology, Infrared Data Association (IrDA) technology, ultra wide band (UWB) technology,
Bluetooth (BT) technology and other technologies are realized.
In the exemplary embodiment, device 800 can be by one or more application specific integrated circuits (ASIC), numeral letter
Number processor (DSP), digital signal processing device (DSPD), programmable logic components (PLD), field programmable gate array
(FPGA), controller, microcontroller, microprocessor or other electronic building bricks realization, for performing the above method.
Figure 12 is a kind of for realizing that rich media information uploads the dress of Cloud Server according to an exemplary embodiment
Put 1900 block diagram.For example, device 1900 may be provided in a server.Reference picture 12, device 1900 includes processing assembly
1922, it further includes one or more processors, and the memory resource as representated by memory 1932, for storing
Can be by the instruction of the execution of processing assembly 1922, such as application program.The application program stored in memory 1932 can include
It is one or more each correspond to the module of one group of instruction.Additionally, processing assembly 1922 is configured as execute instruction,
To perform above-mentioned payment processing method, including：Obtain rich media information；
The rich media information is added to red packet；
Send the red packet to receiving terminal of concluding the business；
Wherein, the rich media information is used to, when the transaction acceptance end is opened, be shown in the transaction acceptance
End.
Device 1900 can also include that a power supply module 1926 is configured as the power management of performs device 1900, one
Wired or wireless network interface 1950 is configured as device 1900 being connected to network, and input/output (I/O) interface
1958.Device 1900 can operate based on storage memory 1932 operating system, such as WindowsServerTM,
MacOSXTM, UnixTM, LinuxTM, FreeBSDTM or similar.
In another implement scene of disclosure exemplary embodiment, a kind of non-transitory including instructing is additionally provided
Computer-readable recording medium, such as, including the memory 804 for instructing, above-mentioned instruction can be by the processing assembly 802 of device 800
Perform to complete the above method, for example, the non-transitorycomputer readable storage medium can be ROM (Read-Only
Memory, read-only memory), random access memory (Random-Access Memory, RAM), CD-ROM (Compact Disc
Read-Only Memory, read-only optical disc), tape, floppy disk and optical data storage devices etc..
The disclosure additionally provides a kind of non-transitorycomputer readable storage medium, when the instruction in the storage medium by
During the computing device of mobile terminal so that mobile terminal is able to carry out the processing method of version updating information, methods described bag
Include：
Obtain rich media information；
The rich media information is added to red packet；
Send the red packet to receiving terminal of concluding the business；
Wherein, the rich media information is used to, when the transaction acceptance end is opened, be shown in the transaction acceptance end.
Instruction in the storage medium can also include：Camera head is opened to gather the Rich Media of video information formation
Information；And/or
Sound pick up equipment is opened to gather the rich media information of audio-frequency information formation；
The rich media information is included in animation information, stream media information, video information, audio-frequency information, text information
Any one is combined.
Instruction in the storage medium can also include：After the acquisition rich media information, also include：
The rich media information is uploaded to Cloud Server, and is received and is corresponded to the rich media information in the Cloud Server
The network address；
It is described that the rich media information is added to red packet, including：
When initiating to pay request to transaction acceptance end, described payment is asked to be sent to the transaction with the network address
Receiving terminal.
Instruction in the storage medium can also include：It is described by it is described pay request and the network address send to
The transaction acceptance end, including：
The payment request and the network address are sent to the transaction acceptance end by thumbnail；
Wherein, the payment request for being shown in the transaction acceptance end and the network address are the thumbnail；
The hyperlink comprising the transaction request and the network address and/or the rich media information, passes through in the thumbnail
Clicking on the thumbnail can open the payment request and the network address by hyperlink.
Instruction in the storage medium can also include：It is described that the rich media information is added to red packet, including：
The detection type for paying request；
When the type for paying request is for that can add additional content, start user terminal where the payment request
Hardware supported；
Rich media information is gathered as the additional content for paying request by the hardware supported of the user terminal
Note, above are only the exemplary embodiment and institute's application technology principle of the disclosure.Those skilled in the art can manage
Solution, the disclosure is not limited to specific embodiment described here, various obvious changes can be carried out for a person skilled in the art
The protection domain changed, readjust and substitute without departing from the disclosure.Therefore, although the disclosure is entered by above example
Go and be described in further detail, but the disclosure is not limited only to above example, in the case where disclosure design is not departed from,
More other Equivalent embodiments can also be included, and the scope of the present disclosure is determined by scope of the appended claims.
Claims (10)
1. a kind of payment processing method, it is characterised in that methods described includes：
Obtain rich media information；
The rich media information is added to red packet；
Send the red packet to receiving terminal of concluding the business；
Wherein, the rich media information is used to, when the transaction acceptance end is opened, be shown in the transaction acceptance end.
2. method according to claim 1, it is characterised in that the acquisition rich media information, including：
Camera head is opened to gather the rich media information of video information formation；And/or
Sound pick up equipment is opened to gather the rich media information of audio-frequency information formation；
The rich media information is including any in animation information, stream media information, video information, audio-frequency information, text information
One or any combination.
3. method according to claim 1, it is characterised in that after the acquisition rich media information, also include：
The rich media information is uploaded to Cloud Server, and receives the net for corresponding to the rich media information in the Cloud Server
Network address；
It is described that the rich media information is added to red packet, including：
When initiating to pay request to transaction acceptance end, described payment is asked to be sent to the transaction acceptance with the network address
End.
4. method according to claim 3, it is characterised in that described to pay request and the network address sends by described
To the transaction acceptance end, including：
The payment request and the network address are sent to the transaction acceptance end by thumbnail；
Wherein, the payment request for being shown in the transaction acceptance end and the network address are the thumbnail；It is described
Hyperlink comprising the transaction request and the network address and/or the rich media information in thumbnail, by clicking on
The thumbnail can open described payment and ask and the network address by hyperlink.
5. according to any described method of Claims 1 to 4, it is characterised in that it is described by the rich media information added to red
Bag, including：
The detection type for paying request；
When the type for paying request is for that can add additional content, start the hardware for paying user terminal where request
Support；
Rich media information is gathered as the additional content for paying request by the hardware supported of the user terminal.
The number of deals 7 paid corresponding to request, the method according to claim 1 to 6 is any are obtained, its feature exists
In,.
6. a kind of payment processes device, it is characterised in that described device includes：
Acquisition module, is configured as obtaining rich media information；
Add module, is configured as the rich media information being added to red packet；
Sending module, is configured as sending the red packet to receiving terminal of concluding the business；
Wherein, the rich media information is used to, when the transaction acceptance end is opened, be shown in the transaction acceptance end.
7. device according to claim 6, it is characterised in that the acquisition module includes：
First acquisition submodule, is configured as opening rich media information of the camera head to gather video information formation；And/or
Second acquisition submodule, is configured as opening rich media information of the sound pick up equipment to gather audio-frequency information formation；
The rich media information is including any in animation information, stream media information, video information, audio-frequency information, text information
One or any combination.
8. device according to claim 6, it is characterised in that described device also includes：
Uploading module, is configured as uploading the rich media information to Cloud Server, and receives and correspond in the Cloud Server
The network address of the rich media information；
The add module includes：
Common sending submodule, when being configured as initiating to pay request to transaction acceptance end, request and the net is paid by described
Network address is sent to the transaction acceptance end.
9. device according to claim 8, it is characterised in that the common sending submodule also includes：
Thumbnail submodule, is configured as by thumbnail sending the payment request and the network address to the friendship
Easy receiving terminal；
Wherein, the payment request for being shown in the transaction acceptance end and the network address are the thumbnail；It is described
Hyperlink comprising the transaction request and the network address and/or the rich media information in thumbnail, by clicking on
The thumbnail can open described payment and ask and the network address by hyperlink.
10. according to any described device of claim 6~9, it is characterised in that the add module also includes：
Detection sub-module, is configured as detecting the type for paying request；
Start submodule, when being configured as the type for paying request for that can add additional content, starting the payment please
The hardware supported of user terminal where asking；
Collection submodule, the hardware supported for being configured to the user terminal gathers rich media information as the payment
The additional content of request.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611033711.4A CN106779634A (en) | 2016-11-14 | 2016-11-14 | Payment processing method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611033711.4A CN106779634A (en) | 2016-11-14 | 2016-11-14 | Payment processing method and device |
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| Publication Number | Publication Date |
|---|---|
| CN106779634A true CN106779634A (en) | 2017-05-31 |
Family
ID=58971180
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201611033711.4A Pending CN106779634A (en) | 2016-11-14 | 2016-11-14 | Payment processing method and device |
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| CN (1) | CN106779634A (en) |
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| CN111292092A (en) * | 2020-05-09 | 2020-06-16 | 支付宝(杭州)信息技术有限公司 | Face brushing payment method and device and electronic equipment |
| CN112288429A (en) * | 2020-10-23 | 2021-01-29 | ***股份有限公司 | Transaction method, terminal device, payment system, merchant system and storage medium |
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