CN106740462A - Prevent the novel system of drunk driving escape insurance fraud - Google Patents
Prevent the novel system of drunk driving escape insurance fraud Download PDFInfo
- Publication number
- CN106740462A CN106740462A CN201611198254.4A CN201611198254A CN106740462A CN 106740462 A CN106740462 A CN 106740462A CN 201611198254 A CN201611198254 A CN 201611198254A CN 106740462 A CN106740462 A CN 106740462A
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- China
- Prior art keywords
- detection instrument
- drunk driving
- described information
- alcohol detection
- vehicle
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Classifications
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- B—PERFORMING OPERATIONS; TRANSPORTING
- B60—VEHICLES IN GENERAL
- B60Q—ARRANGEMENT OF SIGNALLING OR LIGHTING DEVICES, THE MOUNTING OR SUPPORTING THEREOF OR CIRCUITS THEREFOR, FOR VEHICLES IN GENERAL
- B60Q9/00—Arrangement or adaptation of signal devices not provided for in one of main groups B60Q1/00 - B60Q7/00, e.g. haptic signalling
-
- B—PERFORMING OPERATIONS; TRANSPORTING
- B60—VEHICLES IN GENERAL
- B60K—ARRANGEMENT OR MOUNTING OF PROPULSION UNITS OR OF TRANSMISSIONS IN VEHICLES; ARRANGEMENT OR MOUNTING OF PLURAL DIVERSE PRIME-MOVERS IN VEHICLES; AUXILIARY DRIVES FOR VEHICLES; INSTRUMENTATION OR DASHBOARDS FOR VEHICLES; ARRANGEMENTS IN CONNECTION WITH COOLING, AIR INTAKE, GAS EXHAUST OR FUEL SUPPLY OF PROPULSION UNITS IN VEHICLES
- B60K28/00—Safety devices for propulsion-unit control, specially adapted for, or arranged in, vehicles, e.g. preventing fuel supply or ignition in the event of potentially dangerous conditions
- B60K28/02—Safety devices for propulsion-unit control, specially adapted for, or arranged in, vehicles, e.g. preventing fuel supply or ignition in the event of potentially dangerous conditions responsive to conditions relating to the driver
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- Engineering & Computer Science (AREA)
- Mechanical Engineering (AREA)
- Human Computer Interaction (AREA)
- Chemical & Material Sciences (AREA)
- Combustion & Propulsion (AREA)
- Transportation (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The novel system of drunk driving escape insurance fraud is prevented the invention discloses a kind of, including is arranged on the message processing module of alcohol detection instrument, signal dispatcher module and the insurance company of vehicle interior of insuring；The alcohol detection instrument is embedded on the steering wheel of the vehicle of insuring and is connected with described information transceiver module, remotely can be sent to the testing result of the alcohol detection instrument in described information processing module by described information transceiver module, the result that the claims personnel of insurance company can be processed by described information processing module judge described in insure vehicle driver whether drunk driving.Alcohol detection instrument is also connected by control system with the ignition controller of vehicle of insuring, and control system can control being turned on and off for ignition controller according to the testing result of alcohol detection instrument.The system architecture is simple, easy to use, can effectively prevent drunk driver from postponing the report dangerous time and gaining insurance money by cheating.
Description
Technical field
The present invention relates to car insurance field, in particular it relates to prevent the novel system of drunk driving escape insurance fraud.
Background technology
Fast-developing and living standards of the people recently as China's economy are stepped up, and car ownership is also year by year
Increase.Therewith together, motor vehicle insurance business has also welcome the golden period of a wheel development, and its business accounting breaks through property insurance company
The 60%-75% of total business volume, the lifeline for suddenly becoming the leading insurance kind of Property Insurance Company in China and managing, also as each
The hotly contested spot of property insurance enterprise.
But, increasing drunk driving escape driver can be selected to stall for time in situ, and guarantor is dialed again after fume dissipates
Calling application insurance personnel's site inspection of dangerous company, can so conceal the truth oneself driven when intoxicated, and exempt insurance clause
In trigger traffic accident to compensate due responsibility drunk driving.Huge economic pressure can be if things go on like this brought to the compensation of insurance company
Power, urgent need will provide the system that such drunk driving escape insurance fraud event occurs that is prevented from.
The content of the invention
It is an object of the invention to provide a kind of novel system for preventing drunk driving escape insurance fraud, the system architecture is simple, use
It is convenient, can effectively prevent drunk driver from postponing the report dangerous time and gaining insurance money by cheating.
To achieve these goals, the novel system of drunk driving escape insurance fraud is prevented the invention provides a kind of, including is set
In the message processing module of the alcohol detection instrument, signal dispatcher module and insurance company of vehicle interior of insuring；
The alcohol detection instrument is embedded on the steering wheel of the vehicle of insuring and is connected with described information transceiver module
Connect, the testing result of the alcohol detection instrument remotely can be sent to described information processing module by described information transceiver module
In, the result that the claims personnel of insurance company can be processed by described information processing module judge described in insure the driving of vehicle
Member whether drunk driving；Wherein,
Alcohol detection instrument is also connected by control system with the ignition controller of vehicle of insuring, and control system being capable of root
Being turned on and off for ignition controller is controlled according to the testing result of alcohol detection instrument.
Preferably, the alcohol detection instrument is connected with the Shock inductor for being arranged on the vehicle interior of insuring, institute
Stating Shock inductor can control the stand-by circuit of the alcohol detection instrument to open the alcohol detection instrument by force.
Preferably, the stand-by circuit is connected with the supplying cell of the vehicle of insuring.
Preferably, described information processing module, will be described after the information that the transmission of described information transceiver module comes is received
The testing result of alcohol detection instrument is contrasted and is provided comparing result with drunk driving standard.
Preferably, the claims personnel that described information processing module is also connected to remind insurance company with alarm module checks
The testing result of the alcohol detection instrument.
Preferably, described information transceiver module can also be sent to traffic control the testing result of the alcohol detection instrument
Center processed.
Preferably, the system also includes d GPS locating module, the d GPS locating module and described information transceiver module phase
Connect to enable that described information transceiver module sends to traffic police on duty nearby the GPS location position of the vehicle of insuring
Position indicator on.
According to above-mentioned technical proposal, the present invention has been embedded alcohol detection instrument on the steering wheel of vehicle of insuring, has so driven
Once driving after the person of sailing drinks, the fume for breathing out in the mouth is sensed by alcohol detection instrument, and signal dispatcher module will will drive
The information that member has drunk feeds back in the message processing module of insurance company immediately, informs driver's drunk driving, may
Generation traffic accident, claims personnel note and alarm or to drunk driving situation collect evidence.In this way, driving can be grasped in time as early as possible
The evidence of member's drunk driving, it is to avoid drunk driver postpones the report dangerous time and gains insurance money by cheating.
Other features and advantages of the present invention will be described in detail in subsequent specific embodiment part.
Brief description of the drawings
Accompanying drawing is, for providing a further understanding of the present invention, and to constitute the part of specification, with following tool
Body implementation method is used to explain the present invention together, but is not construed as limiting the invention.In the accompanying drawings：
Fig. 1 is the connection diagram of the novel system for preventing drunk driving escape insurance fraud of the invention.
Specific embodiment
Specific embodiment of the invention is described in detail below in conjunction with accompanying drawing.It should be appreciated that this place is retouched
The specific embodiment stated is merely to illustrate and explain the present invention, and is not intended to limit the invention.
The present invention provides a kind of alcohol for preventing the novel system of drunk driving escape insurance fraud, including being arranged on vehicle interior of insuring
The message processing module of detecting instrument, signal dispatcher module and insurance company；
Alcohol detection instrument is embedded on the steering wheel of vehicle of insuring and is connected with signal dispatcher module, information transmit-receive mould
Remotely can be sent to the testing result of alcohol detection instrument in message processing module by block, and the claims personnel of insurance company can
By message processing module process result judge insure vehicle driver whether drunk driving；Wherein,
Alcohol detection instrument is also connected by control system with the ignition controller of vehicle of insuring, and control system being capable of root
Being turned on and off for ignition controller is controlled according to the testing result of alcohol detection instrument.
In the present embodiment, in order to prevent cunning driver from the alcohol detection instrument in the system shutting down by force and
The analysis driving a car under the influence of alcohol cannot be normally made whether to the gas that it is breathed out, it is preferable that alcohol detection instrument is insured with being arranged on
The Shock inductor of vehicle interior is connected, and Shock inductor can control the stand-by circuit of alcohol detection instrument to open by force
Alcohol detection instrument.And if it is intended to when insuring vehicle to open by ignition controller, it is necessary to by the alcohol on steering wheel
The test of detecting instrument, such controller could allow vehicle ignition to start, in this way, traffic safety can be improved further
Property, reduce the person and property damage that drunk driving causes.
In order to persistently be powered to stand-by circuit, prevent from causing alcohol detection instrument to lose original due to down circuitry
Effect of contraction, it is preferable that stand-by circuit is connected with the supplying cell of vehicle of insuring.
In order that message processing module can aid in the claims personnel of insurance company judge in time driver be drunk driving also
It is drunk driving, is accurately divided with the traffic accident danger classes that will likely occur, it is preferable that message processing module is receiving information
After the information that transceiver module transmission comes, the testing result of alcohol detection instrument and drunk driving standard are contrasted and provided contrast
As a result.
Once drunk driving, the possibility occurrence of traffic accident is greatly improved, if prevention driver can cause to be difficult to not in time
The loss for making up, in order that the claims personnel for obtaining insurance company grasps drunk driving danger classes in real time, master during beneficial to follow-up compensation
Dynamic property, it is preferable that the claims personnel that message processing module is also connected to remind insurance company with alarm module checks that alcohol is examined
Survey the testing result of instrument.
Additionally, in order to and alarm, allow traffic control center to understand and grasp the specific traffic route of drunk driving vehicle, call
Neighbouring is just dredged and is intercepted drunk driving vehicle as early as possible in traffic police on duty to the vehicle for passing through, it is to avoid severe traffic accidents
Generation, it is preferable that signal dispatcher module can also be sent to traffic control center the testing result of alcohol detection instrument.
In order that obtaining traffic control center can be accurately positioned the position of drunk driving vehicle, and it is ready in advance to block
Cut, it is further preferred that system also includes d GPS locating module, d GPS locating module is connected such that with signal dispatcher module
Signal dispatcher module can be sent to the position indicator of traffic police on duty nearby the GPS location position of vehicle of insuring.
The preferred embodiment of the present invention is described in detail above in association with accompanying drawing, but, the present invention is not limited to above-mentioned reality
The detail in mode is applied, in range of the technology design of the invention, various letters can be carried out to technical scheme
Monotropic type, these simple variants belong to protection scope of the present invention.
It is further to note that each particular technique feature described in above-mentioned specific embodiment, in not lance
In the case of shield, can be combined by any suitable means, in order to avoid unnecessary repetition, the present invention to it is various can
The combination of energy is no longer separately illustrated.
Additionally, can also be combined between a variety of implementation methods of the invention, as long as it is without prejudice to originally
The thought of invention, it should equally be considered as content disclosed in this invention.
Claims (7)
1. a kind of novel system for preventing drunk driving escape insurance fraud, it is characterised in that the alcohol including being arranged on vehicle interior of insuring
The message processing module of detecting instrument, signal dispatcher module and insurance company；
The alcohol detection instrument is embedded on the steering wheel of the vehicle of insuring and is connected with described information transceiver module, institute
Stating signal dispatcher module remotely can be sent in described information processing module the testing result of the alcohol detection instrument, protect
Result that the claims personnel of dangerous company can be processed by described information processing module judge described in the insure driver of vehicle be
No drunk driving；Wherein,
The alcohol detection instrument is also connected by control system with the ignition controller of the vehicle of insuring, the control system
System can control being turned on and off for the ignition controller according to the testing result of the alcohol detection instrument.
2. the novel system for preventing drunk driving escape insurance fraud according to claim 1, it is characterised in that the alcohol content tester
Device is connected with the Shock inductor for being arranged on the vehicle interior of insuring, and the Shock inductor can control the alcohol to examine
The stand-by circuit of instrument is surveyed to open the alcohol detection instrument by force.
3. the novel system for preventing drunk driving escape insurance fraud according to claim 2, it is characterised in that the stand-by circuit with
The supplying cell of the vehicle of insuring is connected.
4. the novel system for preventing drunk driving escape insurance fraud according to claim 1, it is characterised in that described information processes mould
Block after the information that the transmission of described information transceiver module comes is received, by the testing result of the alcohol detection instrument and drunk driving mark
Standard is contrasted and is provided comparing result.
5. the novel system for preventing drunk driving escape insurance fraud according to claim 1, it is characterised in that described information processes mould
The claims personnel that block is also connected to remind insurance company with alarm module checks the testing result of the alcohol detection instrument.
6. the novel system for preventing drunk driving escape insurance fraud according to claim 1, it is characterised in that described information receives and dispatches mould
Block can also be sent to traffic control center the testing result of the alcohol detection instrument.
7. the novel system for preventing drunk driving escape insurance fraud according to claim 1, it is characterised in that the system also includes
D GPS locating module, the d GPS locating module is connected such that described information transceiver module can with described information transceiver module
The GPS location position of the vehicle of insuring is sent to the position indicator of traffic police on duty nearby.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611198254.4A CN106740462A (en) | 2016-12-22 | 2016-12-22 | Prevent the novel system of drunk driving escape insurance fraud |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611198254.4A CN106740462A (en) | 2016-12-22 | 2016-12-22 | Prevent the novel system of drunk driving escape insurance fraud |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106740462A true CN106740462A (en) | 2017-05-31 |
Family
ID=58897423
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201611198254.4A Pending CN106740462A (en) | 2016-12-22 | 2016-12-22 | Prevent the novel system of drunk driving escape insurance fraud |
Country Status (1)
| Country | Link |
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| CN (1) | CN106740462A (en) |
Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101844516A (en) * | 2009-03-24 | 2010-09-29 | 深圳市同朗科技有限公司 | Drinking control method for drivers |
| CN101979258A (en) * | 2010-11-03 | 2011-02-23 | 周庆然 | Automobile anti-drunken driving control device and control method |
| CN102129728A (en) * | 2010-01-14 | 2011-07-20 | 周伟 | Automobile running record management system |
| CN202038178U (en) * | 2011-05-13 | 2011-11-16 | 沙枫 | Drunk-driving-prevention safe driving monitor |
| CN203832266U (en) * | 2014-01-15 | 2014-09-17 | 黄新文 | Drunk driving controller |
| CN105437971A (en) * | 2015-11-09 | 2016-03-30 | 深圳市创富源电子有限公司 | Drunk driving safety defense device and drunk driving safety defense method |
| CN105730234A (en) * | 2016-02-22 | 2016-07-06 | 沙洲职业工学院 | Control detection device for preventing people from drunken driving |
| CN106627137A (en) * | 2016-12-22 | 2017-05-10 | 安徽保腾网络科技有限公司 | System for preventing drunk driving escape and insurance fraud |
-
2016
- 2016-12-22 CN CN201611198254.4A patent/CN106740462A/en active Pending
Patent Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101844516A (en) * | 2009-03-24 | 2010-09-29 | 深圳市同朗科技有限公司 | Drinking control method for drivers |
| CN102129728A (en) * | 2010-01-14 | 2011-07-20 | 周伟 | Automobile running record management system |
| CN101979258A (en) * | 2010-11-03 | 2011-02-23 | 周庆然 | Automobile anti-drunken driving control device and control method |
| CN202038178U (en) * | 2011-05-13 | 2011-11-16 | 沙枫 | Drunk-driving-prevention safe driving monitor |
| CN203832266U (en) * | 2014-01-15 | 2014-09-17 | 黄新文 | Drunk driving controller |
| CN105437971A (en) * | 2015-11-09 | 2016-03-30 | 深圳市创富源电子有限公司 | Drunk driving safety defense device and drunk driving safety defense method |
| CN105730234A (en) * | 2016-02-22 | 2016-07-06 | 沙洲职业工学院 | Control detection device for preventing people from drunken driving |
| CN106627137A (en) * | 2016-12-22 | 2017-05-10 | 安徽保腾网络科技有限公司 | System for preventing drunk driving escape and insurance fraud |
Non-Patent Citations (1)
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| 张文娜: "《传感器技术》", 30 November 2011, 清华大学出版社 * |
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| PB01 | Publication | ||
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| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20170531 |
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| RJ01 | Rejection of invention patent application after publication |