CN106570754A - Business data transfer method and apparatus - Google Patents
Business data transfer method and apparatus Download PDFInfo
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- CN106570754A CN106570754A CN201610941225.6A CN201610941225A CN106570754A CN 106570754 A CN106570754 A CN 106570754A CN 201610941225 A CN201610941225 A CN 201610941225A CN 106570754 A CN106570754 A CN 106570754A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
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Abstract
The invention discloses a business data transfer method and apparatus. The business data transfer method includes acquiring the business data request of a business data applicant submitted by a business data partner; transferring the first business data corresponding to the business data request to the preset account of the business data partner according to the business data request to enable the business data partner to transfer the first business data from the preset account to the account of the business data applicant; checking whether the preset account has something abnormal, the abnormal condition includes that the time difference of the first business data between the accounting time and the billing time of the preset account is greater than the preset threshold; and alarming the preset account when the preset account has the abnormal condition. The business data transfer method and apparatus reduce the workload, enable the business data to be successfully transferred to the account of a business data receiver, and prevent the diverting of the business data.
Description
Technical field
The present invention relates to Internet technical field, more particularly to a kind of transfer method and device of business datum.
Background technology
With the development of computer technology, business datum transfer can be accomplished in several ways.Business datum is generally wrapped
Containing various information, such as recipient's accounts information, the quantity information of business datum, business datum attribute information, these information are needed
Recipient is got to using certain transfer method.
At present, business datum transfer be typically business datum enter an item of expenditure in the accounts root according to business datum recipient accounts information will
Business datum is transferred directly to business datum recipient, when business datum recipient's account goes wrong, business datum then without
Method is successfully moved to the account of recipient, at this moment needs the business datum side of entering an item of expenditure in the accounts to carry out to the account of business datum recipient first
Verification is examined, confirms that business datum could be transferred to business datum and be received by the account of business datum recipient after having no problem
Side, increases the workload of the business datum side of entering an item of expenditure in the accounts.
The content of the invention
The embodiment of the present invention provides a kind of transfer method and device of business datum, can reduce the business datum side of entering an item of expenditure in the accounts
Business datum is set to be successfully moved to the account of business datum recipient on the premise of workload.
Embodiment of the present invention first aspect provides a kind of transfer method of business datum, and methods described includes：
Obtain the business datum application of the business datum applicant that business datum partner submits to；
Corresponding first business datum of the business datum application is transferred to by the industry according to the business datum application
Business data files side default account so that the business datum partner by first business datum from the default account
It is transferred to the account of the business datum applicant；
Check whether the default account abnormal conditions occurs, the abnormal conditions include the first business number
It is more than predetermined threshold value according in the default account to the time difference between account time and the time of entering an item of expenditure in the accounts；
When abnormal conditions occurs in the default account, for the default account alarming processing is carried out.
Accordingly, embodiment of the present invention second aspect provides a kind of transfer device of business datum, and described device includes：
Business datum application acquisition module, for obtaining the business of the business datum applicant of business datum partner submission
Data application；
Business datum shift module, for according to the business datum application by the business datum application corresponding first
Business datum is transferred to the default account of the business datum partner, so that the business datum partner is by first industry
Business data are transferred to the account of the business datum applicant from the default account；
Abnormal conditions check module, for checking whether the default account abnormal conditions occurs, the exception
Situation includes first business datum in the default account to the time difference between account time and the time of entering an item of expenditure in the accounts more than pre-
If threshold value；
Warning processing module, for when abnormal conditions occurs in the default account, being accused for the default account
It is alert to process.
The embodiment of the present invention by the way that business datum to be transferred to the default account of business datum partner, by the business number
The business datum is transferred to the account of business datum applicant according to partner, it is to avoid business datum occur cannot directly reach
The situation of the account of business datum applicant, while the default account is checked, when the discovery default account occurs
During abnormal conditions, alarming processing is carried out for the default account, it is to avoid business datum partner is moved to the business datum
With.
Description of the drawings
Technical scheme in order to be illustrated more clearly that the embodiment of the present invention, below by to be used needed for embodiment
Accompanying drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the present invention, for ability
For the those of ordinary skill of domain, on the premise of not paying creative work, can be attached to obtain others according to these accompanying drawings
Figure.
Fig. 1 is a kind of schematic flow sheet of the transfer method of the business datum in the embodiment of the present invention；
Fig. 2 is the schematic diagram that abnormal conditions occurs in the default account in the embodiment of the present invention；
It is that the corresponding management of the default account is notified in the way of interface bullet frame shows in the embodiment of the present invention in Fig. 3
The schematic diagram of personnel；
Fig. 4 is the schematic flow sheet of the transfer method of another kind of business datum in the embodiment of the present invention；
Fig. 5 is a kind of composition structural representation of the transfer device of the business datum in the embodiment of the present invention.
Specific embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation is described, it is clear that described embodiment is only a part of embodiment of the invention, rather than the embodiment of whole.Based on this
Embodiment in invention, the every other reality that those of ordinary skill in the art are obtained under the premise of creative work is not made
Example is applied, the scope of protection of the invention is belonged to.
Term " first ", " second " in description and claims of this specification and above-mentioned accompanying drawing etc. are for distinguishing
Different objects, rather than for describing particular order.Additionally, term " comprising " and " having " and their any deformations, it is intended that
It is to cover non-exclusive including.Process, method, system, product or the equipment for for example containing series of steps or unit does not have
The step of listing or unit are defined in, but alternatively also include the step of not listing or unit, or alternatively also wrapped
Include other steps intrinsic for these processes, method, product or equipment or unit.
The transfer method of the business datum in the embodiment of the present invention can be realized on the transfer device of business datum, described
Device may operate in computer or computer system.
Fig. 1 is participated in first, and Fig. 1 is a kind of schematic flow sheet of the transfer method of the business datum in the embodiment of the present invention,
As shown in the figure the method for the embodiment of the present invention at least includes：
S101, the business datum application for obtaining the business datum applicant that business datum partner submits to.
Optionally, business datum partner can for small-loan company, loan guarantee company etc. possess auditing capabilities and
It can be the company of business datum applicant guarantee.
Optionally, the business datum applicant can be individual business operator, the individual for meeting business datum jump condition
Deng.
Optionally, business datum application includes but are not limited to the photo of business datum applicant, the conjunction of business datum amount
Same, reference report, service data request contract of business datum applicant etc..
S102, corresponding first business datum of the business datum application is transferred to by institute according to the business datum application
The default account of business datum partner is stated, so that the business datum partner presets first business datum from described
Account is transferred to the account of the business datum applicant.
Specifically, the business datum application is examined, when examination ＆ approval find that the business datum application meets examination ＆ approval
During requirement, then the first business datum of correspondence number in business datum amount contract in the business datum application is transferred to into conjunction
The default account of work side.
Specifically, the business datum partner verifies to the account of the business datum applicant, when the industry
When the account of business data applicant is in normal condition, first business datum is transferred to institute by the business datum partner
State the account of business datum applicant.
For example, such as business datum side of entering an item of expenditure in the accounts is bank, and business datum partner is small-loan company, it is assumed that certain
Individual business operator needs to apply for a business datum to bank that at present now the individual business operator is business datum applicant.It is first
First small-loan company need to collect and examine individual business operator business datum application (photo including this individual business operator,
Identity card positive and negative, reference report etc.), it is backward that small-loan company determines that the individual business operator can carry out business datum application
The transfer device of the business datum of bank submits the business datum application of the individual business operator, the transfer device of the business datum to
The business datum application is examined, then will be asked in business datum amount contract in business datum application after examination ＆ approval are qualified
The business datum of corresponding number be transferred to the small-loan company in the specified account that bank opens up, small-loan company
The account that the business datum is transferred to individual business operator after the account of the individual business operator is normal is confirmed to individual business operator
In.
S103, check whether the default account abnormal conditions occurs, the abnormal conditions include described first
Business datum is more than predetermined threshold value in the default account to the time difference between account time and the time of entering an item of expenditure in the accounts.
Optionally, part that can be to extracting in the default account from all business datum partners in predetermined period is pre-
If whether account abnormal conditions occurs being checked.
Optionally, predetermined period can be with 10 hours, the various cycle durations such as 1 day.
Specifically, the part that can be randomly selected in predetermined period in the default account of all business datum partners is pre-
If account is checked；During the default account of all business datum partners can be by a certain percentage extracted in predetermined period
The default account of Part I is checked, removed in the default account that all business datum partners are extracted in next predetermined period
The default account of Part II outside the default account of the Part I is checked；Can be in predetermined period to all business
The default account of data files side is checked.
For example, predetermined period is 5 hours, there is 5 business datum partners at present, and test mode is above-mentioned second side
Formula, it is assumed that selective examination ratio is 40%, then examined in first default account that 2 business datum partners are chosen in 5 hours
Look into, the default account of remaining 3 business datum partners is checked in 5 hours at second, i.e., with 10 hours as one
Individual large period, all business datum partners are divided into check twice in a large period.
Wherein, the time difference is the very first time and described that first business datum is transferred to the default account
The difference of the second time that one business datum is produced from the default account.
Optionally, the predetermined threshold value can be 1 hour, 2 hours, the various time differences such as 6 hours.
Optionally, first business datum can be divided into different brackets by number, for different grades of first
Business datum arranges different predetermined threshold values.Specifically, the first higher business datum of number can be directed to set predetermined threshold value
Put less.
For example, it is assumed that the first business datum has 5 grades, respectively [1,10000], [10001,49999], [50000,
99999], [100000,200000], [200001,300000] can then be directed to number in the first interval industry of [1,10000]
Business data are set to predetermined threshold value 6 hours, and can be directed to number will be pre- in first interval business datum of [10001,49999]
If threshold value is set to 5 hours, number can be directed to and arrange predetermined threshold value in first interval business datum of [50000,99999]
For 3 hours, number can be directed to and be set to predetermined threshold value 2 hours in first interval business datum of [100000,200000],
Number can be directed to predetermined threshold value is set to into 1 hour in first interval business datum of [200001,300000].
Optionally, the abnormal conditions can also include that the account that first business datum is eventually flowed to is not the industry
The account of business data applicant.
Specifically, as shown in Fig. 2 Fig. 2 is the schematic diagram that abnormal conditions occurs in default account, in Fig. 2, the first business datum
It is to need to be transferred in account A of business applicant, the first business datum is had been shifted in account B of Cooperation side
Afterwards, but Cooperation side is transferred to first business datum in other accounts C in predetermined threshold value, now illustrate default
There are abnormal conditions in account.
Optionally, the abnormal conditions can also not be in the business datum of Preset Time point including the default account
Zero.
Optionally, Preset Time point includes but is not limited to time point at the beginning of daily day and end day time point.
Specifically, for example by daily 9:00 used as time point at the beginning of day, by daily 22:00 as day end time point, when
The default account is 9:00 or 22:When 00 business datum is not zero, illustrate that the default account has abnormal conditions.
Optionally, the abnormal conditions can also include that the account that keeps accounts of the default account is not same account.
For example, when detecting except the account that the side of entering an item of expenditure in the accounts specifies is in addition to default account transfer service data, also
Other accounts then judge that default account is currently at abnormal conditions to default account transfer service data.
S104, when there are abnormal conditions in the default account, carry out alarming processing for the default account.
Optionally, when abnormal conditions occurs in the default account, business corresponding to the default account can be stopped
The business datum application that data files side submits to is processed.
Specifically, the business datum Shen of the submission that can stop obtaining the corresponding business datum partner of the default account
Please, can stop examining the business datum application for having got, can stop shifting the business number that examination ＆ approval pass through
According to corresponding first business datum of application.
Optionally, when abnormal conditions occurs in the default account, the business datum of the default account can be freezed.
Optionally, when abnormal conditions occurs in the default account, the default account can be notified in default alarm mode
The corresponding management personnel in family.
Optionally, the corresponding management personnel of the default account can be notified in sound and light alarm, the interface mode such as warn.
Specifically, as shown in figure 3, in Fig. 3, the transfer device of business datum notifies described in the way of interface bullet frame shows
The corresponding management personnel of default account, current manager one has the corresponding default account of 6 partners under one's name, wherein the 3rd closes
There are abnormal conditions in the default account of work side.
Optionally, it is described for the account carry out alarming processing can include mode mentioned above in one kind or many
Kind.
The embodiment of the present invention by the way that business datum to be transferred to the default account of business datum partner, by the business number
The business datum is transferred to the account of business datum applicant according to partner, it is to avoid business datum occur cannot directly reach
The situation of the account of business datum applicant, while the default account is checked, when the discovery default account occurs
During abnormal conditions, alarming processing is carried out for the default account, it is to avoid business datum partner is moved to the business datum
With.
Further, Fig. 4 is referred to, Fig. 4 is the stream of the transfer method of another kind of business datum in the embodiment of the present invention
Journey schematic diagram, as shown in the figure the method for the embodiment of the present invention at least include：
S201, the business datum application for obtaining the business datum applicant that business datum partner submits to.
Optionally, business datum partner can for small-loan company, loan guarantee company etc. possess auditing capabilities and
It can be the company of business datum applicant guarantee.
Optionally, the business datum applicant can be individual business operator, the individual for meeting business datum jump condition
Deng.
Optionally, business datum application includes but are not limited to the photo of business datum applicant, the conjunction of business datum amount
Same, reference report, service data request contract of business datum applicant etc..
S202, corresponding first business datum of the business datum application is transferred to by institute according to the business datum application
The default account of business datum partner is stated, so that the business datum partner presets first business datum from described
Account is transferred to the account of the business datum applicant.
Specifically, the business datum application is examined, when examination ＆ approval find that the business datum application meets examination ＆ approval
During requirement, then the first business datum of correspondence number in business datum amount contract in the business datum application is transferred to into conjunction
The default account of work side.
Specifically, the business datum partner verifies to the account of the business datum applicant, when the industry
When the account of business data applicant is in normal condition, first business datum is transferred to institute by the business datum partner
State the account of business datum applicant.
For example, such as business datum side of entering an item of expenditure in the accounts is bank, and business datum partner is small-loan company, it is assumed that certain
Individual business operator needs to apply for a business datum to bank that at present now the individual business operator is business datum applicant.It is first
First small-loan company need to collect and examine individual business operator business datum application (photo including this individual business operator,
Identity card positive and negative, reference report etc.), it is backward that small-loan company determines that the individual business operator can carry out business datum application
The transfer device of the business datum of bank submits the business datum application of the individual business operator, the transfer device of the business datum to
The business datum application is examined, then will be asked in business datum amount contract in business datum application after examination ＆ approval are qualified
The business datum of corresponding number be transferred to the small-loan company in the specified account that bank opens up, small-loan company
The account that the business datum is transferred to individual business operator after the account of the individual business operator is normal is confirmed to individual business operator
In.
S203, determine first business datum in the default account to the time between account time and the time of entering an item of expenditure in the accounts
Difference is more than predetermined threshold value.
Wherein, the time difference is the very first time and described that first business datum is transferred to the default account
The difference of the second time that one business datum is produced from the default account.
Optionally, the predetermined threshold value can be 1 hour, 2 hours, the various time differences such as 6 hours.
Optionally, first business datum can be divided into different brackets by number, for different grades of first
Business datum arranges different predetermined threshold values.Specifically, the first higher business datum of number can be directed to set predetermined threshold value
Put less.
For example, it is assumed that the first business datum has 5 grades, respectively [1,10000], [10001,49999], [50000,
99999], [100000,200000], [200001,300000] can then be directed to number in the first interval industry of [1,10000]
Business data are set to predetermined threshold value 6 hours, and can be directed to number will be pre- in first interval business datum of [10001,49999]
If threshold value is set to 5 hours, number can be directed to and arrange predetermined threshold value in first interval business datum of [50000,99999]
For 3 hours, number can be directed to and be set to predetermined threshold value 2 hours in first interval business datum of [100000,200000],
Number can be directed to predetermined threshold value is set to into 1 hour in first interval business datum of [200001,300000].
S204, determine that the default account is not zero in the second business datum of Preset Time point.
Optionally, Preset Time point includes but is not limited to time point at the beginning of daily day and end day time point.
S205, it is not zero in the Preset Time point more than predetermined threshold value or second business datum when the time difference
When, determine that the default account is in abnormal conditions.
Specifically, for example by daily 9:00 used as the first Preset Time point, by daily 22:00 as second it is default when
Between point, when the default account is 9:00 or 22:When 00 business datum is not zero, illustrate that the default account has abnormal feelings
Condition.
S206, the business datum for freezing the default account and the default account correspondence is notified in default alarm mode
Management personnel.
Optionally, the corresponding management personnel of the default account can be notified in sound and light alarm, the interface mode such as warn.
Specifically, as shown in figure 3, in Fig. 3, the transfer device of business datum notifies described in the way of interface bullet frame shows
The corresponding management personnel of default account, current manager one has the corresponding default account of 6 partners under one's name, wherein the 3rd closes
There are abnormal conditions in the default account of work side.
The embodiment of the present invention by the way that business datum to be transferred to the default account of business datum partner, by the business number
The business datum is transferred to the account of business datum applicant according to partner, it is to avoid business datum occur cannot directly reach
The situation of the account of business datum applicant, while the business datum being transferred to into the time of the default account and being transferred out of
Time difference between the time of the default account is compared with predetermined threshold value, by the default account in Preset Time point
Business datum is compared with zero, when the time difference more than the predetermined threshold value or the default account in Preset Time point
Business datum when being not zero, freeze the business datum of the default account and the default account pair notified in alarm mode
The management personnel for answering, can so avoid peculation of the business datum partner to business datum, even if there is business datum peculation
When can also effectively reduce the loss of the business datum side of entering an item of expenditure in the accounts.
Referring to Fig. 5, Fig. 5 is a kind of composition structural representation of the transfer device of the business datum in the embodiment of the present invention,
As shown in the figure the device of the embodiment of the present invention at least includes：
Business datum application acquisition module 310, for obtaining the business datum applicant's that business datum partner submits to
Business datum application.
Optionally, business datum partner can for small-loan company, loan guarantee company etc. possess auditing capabilities and
It can be the company of business datum applicant guarantee.
Optionally, the business datum applicant can be individual business operator, the individual for meeting business datum jump condition
Deng.
Optionally, business datum application includes but are not limited to the photo of business datum applicant, the conjunction of business datum amount
Same, reference report, service data request contract of business datum applicant etc..
Business datum shift module 320, for according to the business datum application that the business datum application is corresponding
First business datum is transferred to the default account of the business datum partner, so that the business datum partner is by described
One business datum is transferred to the account of the business datum applicant from the default account.
Specifically, the business datum application of business datum shift module 320 pairs is examined, when examination ＆ approval find the industry
Business data application is when meeting approval requirements, then by the of correspondence number in business datum amount contract in the business datum application
One business datum is transferred to the default account of partner.
Specifically, the business datum partner verifies to the account of the business datum applicant, when the industry
When the account of business data applicant is in normal condition, first business datum is transferred to institute by the business datum partner
State the account of business datum applicant.
For example, such as business datum side of entering an item of expenditure in the accounts is bank, and business datum partner is small-loan company, it is assumed that certain
Individual business operator needs to apply for a business datum to bank that at present now the individual business operator is business datum applicant.It is first
First small-loan company need to collect and examine individual business operator business datum application (photo including this individual business operator,
Identity card positive and negative, reference report etc.), it is backward that small-loan company determines that the individual business operator can carry out business datum application
The transfer device of the business datum of bank submits the business datum application of the individual business operator, the transfer device of the business datum to
The business datum application is examined, then will be asked in business datum amount contract in business datum application after examination ＆ approval are qualified
The business datum of corresponding number be transferred to the small-loan company in the specified account that bank opens up, small-loan company
The account that the business datum is transferred to individual business operator after the account of the individual business operator is normal is confirmed to individual business operator
In.
Abnormal conditions check module 330, described different for checking whether the default account abnormal conditions occurs
Reason condition includes first business datum being more than to the time difference between account time and the time of entering an item of expenditure in the accounts in the default account
Predetermined threshold value.
Optionally, abnormal conditions check that module 330 can be in predetermined period to from the pre- of all business datum partners
If whether the default account in the part extracted in account abnormal conditions occurs being checked.
Optionally, predetermined period can be with 10 hours, the various cycle durations such as 1 day.
Specifically, abnormal conditions check that module 330 can randomly select all business datum partners in predetermined period
Default account in the default account in part checked；All business datums can be by a certain percentage extracted in predetermined period
Part I in the default account of partner is preset account and is checked, all business datums are extracted in next predetermined period
The default account of Part II in the default account of partner in addition to the default account of the Part I is checked；Can be
The default account of all business datum partners is checked in predetermined period.
For example, predetermined period is 5 hours, there is 5 business datum partners at present, and test mode is above-mentioned second side
Formula, it is assumed that selective examination ratio is 40%, then abnormal conditions check that module 330 chooses 2 business datum cooperations in 5 hours at first
The default account of side is checked, the default account of remaining 3 business datum partners examined in 5 hours at second
Look into, i.e., with 10 hours as a large period, all business datum partners are divided in a large period being checked twice.
Wherein, the time difference is the very first time and described that first business datum is transferred to the default account
The difference of the second time that one business datum is produced from the default account.
Wherein, the time difference is the very first time and described that first business datum is transferred to the default account
The difference of the second time that one business datum is produced from the default account.
Optionally, the predetermined threshold value can be 1 hour, 2 hours, the various time differences such as 6 hours.
Optionally, first business datum can be divided into different brackets by number, abnormal conditions check module 330
For different grades of first business datum, different predetermined threshold values are set.Specifically, the first higher industry of number can be directed to
Predetermined threshold value is arranged less by business data.
For example, it is assumed that the first business datum has 5 grades, respectively [1,10000], [10001,49999], [50000,
99999], [100000,200000], [200001,300000] can then be directed to number in the first interval industry of [1,10000]
Business data are set to predetermined threshold value 6 hours, and can be directed to number will be pre- in first interval business datum of [10001,49999]
If threshold value is set to 5 hours, number can be directed to and arrange predetermined threshold value in first interval business datum of [50000,99999]
For 3 hours, number can be directed to and be set to predetermined threshold value 2 hours in first interval business datum of [100000,200000],
Predetermined threshold value is set to 1 hour by the data that can be directed to number in first interval business of [200001,300000].
Optionally, the abnormal conditions can also include that the account that first business datum is eventually flowed to is not the industry
The account of business data applicant.
Specifically, as shown in Fig. 2 Fig. 2 is the schematic diagram that abnormal conditions occurs in default account, in Fig. 2, the first business datum
It is to need to be transferred in account A of business applicant, the first business datum is had been shifted in account B of Cooperation side
Afterwards, but Cooperation side is transferred to first business datum in other accounts C in predetermined threshold value, now illustrate default
There are abnormal conditions in account.
Optionally, the abnormal conditions can also not be in the business datum of Preset Time point including the default account
Zero.
Optionally, Preset Time point includes but is not limited to time point at the beginning of daily day and end day time point.
Specifically, for example by daily 9:00 used as time point at the beginning of day, by daily 22:00 as day end time point, when
The default account is 9:00 or 22:When 00 business datum is not zero, illustrate that the default account has abnormal conditions.
Optionally, the abnormal conditions can also include that the account that keeps accounts of the default account is not same account.
For example, when abnormal conditions check that module 330 detects the account specified except the side of entering an item of expenditure in the accounts to default account
Outside transfer service data, also other accounts then judge that default account is currently at exception to default account transfer service data
Situation.
Warning processing module 340, for when abnormal conditions occurs in the default account, carrying out for the default account
Alarming processing.
Optionally, when abnormal conditions occurs in the default account, warning processing module 340 can stop to described default
The business datum application that the corresponding business datum partner of account submits to is processed.
Specifically, warning processing module 340 can stop obtaining the corresponding business datum partner of the default account
The business datum application of submission, can stop examining the business datum application for having got, and can stop transfer examination ＆ approval
Corresponding first business datum of the business datum application for passing through.
Optionally, when abnormal conditions occurs in the default account, warning processing module 340 can freeze the default account
The business datum at family.
Optionally, when abnormal conditions occurs in the default account, warning processing module 340 can be in default alarm mode
Notify the corresponding management personnel of the default account.
Optionally, warning processing module 340 can notify the default account pair in sound and light alarm, the interface mode such as warn
The management personnel for answering.
Specifically, as shown in figure 3, in Fig. 3, warning processing module 340 notifies described pre- in the way of interface bullet frame shows
If the corresponding management personnel of account, current manager one has the corresponding default account of 6 partners under one's name, wherein the 3rd cooperation
There are abnormal conditions in the default account of side.
Optionally, warning processing module 340 carries out alarming processing and can include mode mentioned above for the account
In one or more.
The embodiment of the present invention by the way that business datum to be transferred to the default account of business datum partner, by the business number
The business datum is transferred to the account of business datum applicant according to partner, it is to avoid business datum occur cannot directly reach
The situation of the account of business datum applicant, while the default account is checked, when the discovery default account occurs
During abnormal conditions, alarming processing is carried out for the default account, it is to avoid business datum partner is moved to the business datum
With.
One of ordinary skill in the art will appreciate that realizing all or part of flow process in above-described embodiment method, can be
Related hardware is instructed to complete by computer program, described program can be stored in a computer read/write memory medium
In, the program is upon execution, it may include such as the flow process of the embodiment of above-mentioned each method.Wherein, described storage medium can be magnetic
Dish, CD, read-only memory (Read-Only Memory, ROM) or random access memory (Random Access
Memory, RAM) etc..
Step in present invention method can according to actual needs carry out order adjustment, merge and delete.
Module in embodiment of the present invention device can according to actual needs be merged, divides and deleted.
Above disclosed is only present pre-ferred embodiments, can not limit the right model of the present invention with this certainly
Enclose, therefore the equivalent variations made according to the claims in the present invention, still belong to the scope that the present invention is covered.
Claims (10)
1. a kind of transfer method of business datum, it is characterised in that methods described includes：
Obtain the business datum application of the business datum applicant that business datum partner submits to；
Corresponding first business datum of the business datum application is transferred to by the business number according to the business datum application
According to the default account of partner, so that the business datum partner shifts first business datum from the default account
To the account of the business datum applicant；
Check whether the default account abnormal conditions occurs, the abnormal conditions exist including first business datum
The default account to the time difference between account time and the time of entering an item of expenditure in the accounts be more than predetermined threshold value；
When abnormal conditions occurs in the default account, for the default account alarming processing is carried out.
2. the method for claim 1, it is characterised in that the abnormal conditions also include that first business datum is final
The account of flow direction is not the account of the business datum applicant.
3. method as claimed in claim 1 or 2, it is characterised in that the abnormal conditions also include the default account pre-
If the business datum of time point is not zero.
4. the method as described in any one of claim 1-3, it is characterised in that the abnormal conditions also include the default account
Keep accounts account be same account.
5. the method as described in any one of claim 1-3, it is characterised in that described when abnormal conditions occurs in the default account
When, carrying out alarming processing for the default account includes：
When abnormal conditions occurs in the default account, stop what the corresponding business datum partner of the default account was submitted to
The business datum application of business datum applicant is processed；Or
When abnormal conditions occurs in the default account, freeze the business datum of the default account；Or
When abnormal conditions occurs in the default account, the corresponding administrative man of the default account is notified in default alarm mode
Member.
6. a kind of transfer device of business datum, it is characterised in that described device includes：
Business datum application acquisition module, for obtaining the business datum of the business datum applicant of business datum partner submission
Application；
Business datum shift module, for according to the business datum application by corresponding first business of the business datum application
Data are transferred to the default account of the business datum partner, so that the business datum partner is by the first business number
According to the account that the business datum applicant is transferred to from the default account；
Abnormal conditions check module, for checking whether the default account abnormal conditions occurs, the abnormal conditions
Including first business datum in the default account to the time difference between account time and the time of entering an item of expenditure in the accounts more than default threshold
Value；
Warning processing module, for when abnormal conditions occurs in the default account, carrying out at alarm for the default account
Reason.
7. device as claimed in claim 6, it is characterised in that the abnormal conditions also include that first business datum is final
The account of flow direction is not the account of the business datum applicant.
8. device as claimed in claims 6 or 7, it is characterised in that the abnormal conditions also include the default account pre-
If the business datum of time point is not zero.
9. the device as described in any one of claim 6-8, it is characterised in that the abnormal conditions also include the default account
Keep accounts account be same account.
10. the device as described in any one of claim 6-8, it is characterised in that the warning processing module specifically for：
When abnormal conditions occurs in the default account, stop what the corresponding business datum partner of the default account was submitted to
The business datum application of business datum applicant is processed；Or
When abnormal conditions occurs in the default account, freeze the business datum of the default account；Or
When abnormal conditions occurs in the default account, the corresponding administrative man of the default account is notified in default alarm mode
Member.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610941225.6A CN106570754A (en) | 2016-10-25 | 2016-10-25 | Business data transfer method and apparatus |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610941225.6A CN106570754A (en) | 2016-10-25 | 2016-10-25 | Business data transfer method and apparatus |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106570754A true CN106570754A (en) | 2017-04-19 |
Family
ID=58536390
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610941225.6A Pending CN106570754A (en) | 2016-10-25 | 2016-10-25 | Business data transfer method and apparatus |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108537050A (en) * | 2018-03-20 | 2018-09-14 | 中国建设银行股份有限公司 | Business datum transfer method and relevant apparatus |
| CN108764862A (en) * | 2018-05-17 | 2018-11-06 | 阿里巴巴集团控股有限公司 | Payment data processing method and processing device |
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| JP2012150763A (en) * | 2011-01-21 | 2012-08-09 | Japan Research Institute Ltd | Account balance management system and method for managing account balance |
| CN105825427A (en) * | 2016-03-23 | 2016-08-03 | 华南农业大学 | Encrypted keyword search-based bidirectional anonymity trusted network debit and credit system and method |
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| CN101930585A (en) * | 2010-09-01 | 2010-12-29 | 中国建设银行股份有限公司 | Credit business risk monitoring system and method thereof |
| JP2012150763A (en) * | 2011-01-21 | 2012-08-09 | Japan Research Institute Ltd | Account balance management system and method for managing account balance |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN108537050A (en) * | 2018-03-20 | 2018-09-14 | 中国建设银行股份有限公司 | Business datum transfer method and relevant apparatus |
| CN108764862A (en) * | 2018-05-17 | 2018-11-06 | 阿里巴巴集团控股有限公司 | Payment data processing method and processing device |
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Application publication date: 20170419 |