CN106570697A - Mobile terminal payment verification method and device, and safety certificate tool - Google Patents
Mobile terminal payment verification method and device, and safety certificate tool Download PDFInfo
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- CN106570697A CN106570697A CN201610967385.8A CN201610967385A CN106570697A CN 106570697 A CN106570697 A CN 106570697A CN 201610967385 A CN201610967385 A CN 201610967385A CN 106570697 A CN106570697 A CN 106570697A
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- mobile terminal
- payment
- security authorization
- authorization facility
- data message
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- General Physics & Mathematics (AREA)
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Abstract
The disclosure relates to a mobile terminal payment verification method and device, and a safety certificate tool. The method comprises steps of detecting whether the safety certificate tool is inserted in an SIM card slot of a mobile terminal or not in a condition that a payment request for the mobile terminal is received; in a condition that the safety certificate tool is inserted in the SIM card slot, determining whether data information of the safety certification tool is identical to stored data information of the safety certificate tool or not; and executing payment operation in a condition that the data information of the safety certificate tool is identical to the stored data information of the safety certificate tool of the mobile terminal. The method detects whether the safety certificate tool is inserted in the SIM card slot when the payment request meets the verification payment condition, and executes payment operation when the inserted safety certificate tool is identical to the stored data information of the safety certificate tool, so that the safety of mobile terminal payment is ensured by hardware verification.
Description
Technical field
It relates to field of computer technology, more particularly to a kind of mobile terminal payment verification method and device and peace
Full authentication means.
Background technology
(such as shopping etc.) is paid as people are increasingly using mobile terminal, the problem for producing therewith is also got over
Come more, such as, after mobile phone is by inbreaking of Trojan horse, fund is transferred by lawless person, or after mobile phone is lost, the credit card of binding is stolen
Brush etc..Therefore, user is more and more urgent to the demand of mobile terminal payment safety.
The content of the invention
To overcome problem present in correlation technique, the disclosure a kind of mobile terminal payment verification method and device are provided with
And security authorization facility.
According to the first aspect of the embodiment of the present disclosure, there is provided a kind of mobile terminal payment verification method, including：
In the case where the payment request for mobile terminal is received, whether detection security authorization facility is inserted into movement
The sim card slot of terminal；
In the case where the security authorization facility is inserted into the sim card slot of mobile terminal, the safety certification work is judged
Whether the data message of tool is consistent with the data message of the security authorization facility that mobile terminal has been stored；
The data message of the security authorization facility stored with mobile terminal in the data message of the security authorization facility
In the case of consistent, delivery operation is performed.
For said method, in a kind of possible implementation, the payment request for mobile terminal is being received
In the case of, detect whether security authorization facility is inserted into the sim card slot of mobile terminal, including：
In the case where the payment request for mobile terminal is received, judge described payment asks whether to meet checking
The condition of paying；
In the case where the payment request meets validation of payment condition, whether detection security authorization facility is inserted into movement
The sim card slot of terminal.
For said method, in a kind of possible implementation, judge described payment asks whether meet validation of payment
Condition, including：
Judge the payment amount for paying request；
In the case where the payment amount for paying request is more than or equal to the first amount, determine that described payment asks full
Sufficient validation of payment condition.
For said method, in a kind of possible implementation, methods described also includes：
In the case where the payment request is unsatisfactory for the validation of payment condition, delivery operation is performed.
For said method, in a kind of possible implementation, methods described also includes：
In the case where security authorization facility is inserted into the sim card slot of mobile terminal first, the safety is obtained and stores
The data message of authentication means.
For said method, in a kind of possible implementation, the data of the security authorization facility are obtained and store
Information, including：
The data message of the security authorization facility is obtained, and shows the data letter for confirming the storage security authorization facility
The control of breath；
In the case where confirming that the control of data message of the storage security authorization facility is triggered, the safety is stored
The data message of authentication means.
According to the second aspect of the embodiment of the present disclosure, there is provided a kind of mobile terminal payment verifies device, including：
Insertion detection module, in the case where the payment request for mobile terminal is received, detecting safety certification
Whether instrument is inserted into the sim card slot of mobile terminal；
First judge module, in the case of the sim card slot of mobile terminal is inserted in the security authorization facility, sentences
Whether the data message of the disconnected security authorization facility is consistent with the data message of the security authorization facility that mobile terminal has been stored；
First payment module, the safety for having been stored in the data message of the security authorization facility and mobile terminal are recognized
In the case that the data message of card instrument is consistent, delivery operation is performed.
For said apparatus, in a kind of possible implementation, the insertion detection module includes：
Judging submodule, in the case where the payment request for mobile terminal is received, judging that the payment please
Seeking Truth is no to meet validation of payment condition；
Detection sub-module, in the case of meeting validation of payment condition in the payment request, detects safety certification work
Whether tool is inserted into the sim card slot of mobile terminal.
For said apparatus, in a kind of possible implementation, the judging submodule includes：
Amount judging submodule, for judging the payment amount for paying request；
Condition determination sub-module, for being more than or equal to the situation of the first amount in the payment amount for paying request
Under, determine that the payment request meets validation of payment condition.
For said apparatus, in a kind of possible implementation, described device also includes：
Second payment module, in the case of being unsatisfactory for the validation of payment condition in the payment request, performs and props up
Pay operation.
For said apparatus, in a kind of possible implementation, described device also includes：
Information storage module, in the case of being inserted into the sim card slot of mobile terminal in security authorization facility first, obtains
Take and store the data message of the security authorization facility.
For said apparatus, in a kind of possible implementation, described information memory module includes：
Confirm submodule, for obtaining the data message of the security authorization facility, and show the confirmation storage safety
The control of the data message of authentication means；
Sub-module stored, for situation about being triggered in the control of the data message for confirming the storage security authorization facility
Under, store the data message of the security authorization facility.
According to the third aspect of the embodiment of the present disclosure, there is provided a kind of mobile terminal payment verifies device, including：
Processor；
For storing the memorizer of processor executable；
Wherein, the processor is configured to：
In the case where the payment request for mobile terminal is received, whether detection security authorization facility is inserted into movement
The sim card slot of terminal；
In the case where the security authorization facility is inserted into the sim card slot of mobile terminal, the safety certification work is judged
Whether the data message of tool is consistent with the data message of the security authorization facility that mobile terminal has been stored；
The data message of the security authorization facility stored with mobile terminal in the data message of the security authorization facility
In the case of consistent, delivery operation is performed.
According to the fourth aspect of the embodiment of the present disclosure, there is provided a kind of security authorization facility, the security authorization facility can
The sim card slot of insertion mobile terminal, to realize mobile terminal payment verification method as above.
The technical scheme that embodiment of the disclosure is provided can include following beneficial effect：Checking is met request is paid
During the condition of paying, whether detection security authorization facility is inserted into sim card slot, and the security authorization facility being inserted into store
Delivery operation is performed when the data message of security authorization facility is consistent, ensures mobile terminal payment so as to by hardware verification
Safety.
It should be appreciated that the general description of the above and detailed description hereinafter are only exemplary and explanatory, not
The disclosure can be limited.
Description of the drawings
During accompanying drawing herein is merged in description and the part of this specification is constituted, show the enforcement for meeting the disclosure
Example, and be used for explaining the principle of the disclosure together with description.
Fig. 1 is a kind of flow chart of the mobile terminal payment verification method according to an exemplary embodiment.
The flow process of the step of Fig. 2 is a kind of mobile terminal payment verification method according to exemplary embodiment S11
Figure.
Fig. 3 is a kind of flow chart of the mobile terminal payment verification method according to an exemplary embodiment.
Fig. 4 is a kind of flow chart of the mobile terminal payment verification method according to an exemplary embodiment.
The flow process of the step of Fig. 5 is a kind of mobile terminal payment verification method according to exemplary embodiment S15
Figure.
Fig. 6 is the block diagram that a kind of mobile terminal payment according to an exemplary embodiment verifies device.
Fig. 7 is the block diagram that a kind of mobile terminal payment according to an exemplary embodiment verifies device.
Fig. 8 is a kind of structure chart of the security authorization facility according to an exemplary embodiment.
Fig. 9 is the block diagram that a kind of mobile terminal payment according to an exemplary embodiment verifies device.
Specific embodiment
Here in detail exemplary embodiment will be illustrated, its example is illustrated in the accompanying drawings.Explained below is related to
During accompanying drawing, unless otherwise indicated, the same numbers in different accompanying drawings represent same or analogous key element.Following exemplary embodiment
Described in embodiment do not represent all embodiments consistent with the disclosure.Conversely, they be only with as appended by
The example of consistent apparatus and method in terms of some described in detail in claims, the disclosure.
Fig. 1 is a kind of flow chart of the mobile terminal payment verification method according to an exemplary embodiment, such as Fig. 1 institutes
Show, be used in terminal unit (such as smart mobile phone) according to the mobile terminal payment verification method of the exemplary embodiment, including
Following steps.
In step s 11, in the case where the payment request for mobile terminal is received, detection security authorization facility is
The no sim card slot for being inserted into mobile terminal；
In step s 12, in the case of the sim card slot of mobile terminal is inserted in the security authorization facility, judge institute
Whether the data message for stating security authorization facility is consistent with the data message of the security authorization facility that mobile terminal has been stored；
In step s 13, the safety certification work for having been stored with mobile terminal in the data message of the security authorization facility
In the case that the data message of tool is consistent, delivery operation is performed.
When receiving and paying request, embodiment of the disclosure can detect whether security authorization facility is inserted into sim card slot,
And delivery operation is performed when the security authorization facility being inserted into is consistent with the data message of the security authorization facility for storing, from
And ensure the safety of mobile terminal payment by hardware verification.Also, the security authorization facility of the embodiment of the present disclosure can lead to
The sim card slot insertion of mobile terminal is crossed, mobile terminal need not increase extra interface, without connecting line is used, made mobile whole
The design at end is succinct, and user is easy to use.
For example, the hardware security authentication means based on SIM Pin to Pin can be designed with, such as safety shield,
The security authorization facility can be consistent with the SIM structure of mobile terminal, is inserted into the sim card slot of mobile terminal, directly replaces
Change SIM.Can be stored with inside the security authorization facility data message, and the data message is may include for example corresponding to user's
Safe key of disbursement account etc., to be verified when mobile terminal pays.The security authorization facility is more compact, and
And such as key chain etc. can be designed to facilitate user to carry.When mobile terminal is paid, user can extract movement
The SIM of terminal, inserts the security authorization facility.For the mobile terminal with single sim card slot, extracting SIM and inserting
After entering security authorization facility, delivery operation can be carried out under WIFI network；For the mobile terminal with multiple sim card slots,
The SIM of not connected mobile network can be extracted and security authorization facility is inserted, delivery operation is carried out under mobile network.
In a kind of possible implementation, when the payment request for mobile terminal is received, can direct detection peace
Whether full authentication means are inserted into the sim card slot of mobile terminal, and then read the data message in security authorization facility.If peace
Full authentication means inserted and the data message in security authorization facility and the security authorization facility for storing data message
Unanimously, then delivery operation can be performed, until paying successfully.If security authorization facility insertion is not detected by, or safety
Data message in authentication means is inconsistent with the data message of the security authorization facility for storing, then can not be paid.
In alternatively possible implementation, when the payment request for mobile terminal is received, also can first sentence
Disconnected described payment asks whether meet validation of payment condition.Fig. 2 is of the step of being illustrated according to exemplary embodiment S11
The flow chart of example, as shown in Fig. 2 step S11 may include：
In step S111, in the case where the payment request for mobile terminal is received, judge that described payment is asked
Whether validation of payment condition is met；
In step S112, in the case where the payment request meets validation of payment condition, security authorization facility is detected
Whether the sim card slot of mobile terminal is inserted into.
Wherein, whether the validation of payment condition can reach predetermined amount etc. for such as amount paid degree, can be by system
Default setting, it is also possible to be configured according to the demand of oneself by user.For example, judge described payment asks whether meet checking
The terms of payment can include：Judge the payment amount for paying request；It is more than or waits in the payment amount for paying request
In the case of the first amount, determine that the payment request meets validation of payment condition.It will be understood by those skilled in the art that checking
The terms of payment are not limited to pay whether amount reaches predetermined amount, can be whether the total degree for paying on the same day has reached threshold
Whether value, the full amount that the same day pays have reached the arbitrarily other conditions such as threshold value, and the present invention is without limitation.
If meeting validation of payment condition, can detect whether security authorization facility is inserted into the SIM of mobile terminal
Groove, and then read the data message in security authorization facility.If security authorization facility has been inserted and in security authorization facility
Data message it is consistent with the data message of the security authorization facility for storing, then can perform delivery operation, until paying into
Work(.If security authorization facility insertion is not detected by, or the data message in security authorization facility and the safety for storing
The data message of authentication means is inconsistent, then can not be paid.
Fig. 3 is a kind of flow chart of the mobile terminal payment verification method according to an exemplary embodiment.Such as Fig. 3 institutes
Show, in a kind of possible implementation, on the basis of shown in Fig. 2, the method can also include：
In step S14, in the case where the payment request is unsatisfactory for validation of payment condition, delivery operation is performed.
For example, the validation of payment condition for the payment request of mobile terminal can include the judgement for paying amount,
If the payment amount for paying request is more than or equal to the first amount, it is determined that meets validation of payment condition, can be detected
The subsequent verification operations whether security authorization facility is inserted into.If the payment amount for paying request is less than the first amount, nothing
Security authorization facility checking need to be carried out, delivery operation is directly performed.First amount can be set by system default, it is also possible to by with
Family is set according to the demand of oneself.
In this way, only pacified when wholesale is paid (more than the first amount) or meets other validation of payment conditions
Full authentication means checking, does not carry out in small amount payment (being less than the first amount) or safety when being unsatisfactory for other validation of payment conditions and recognizes
Card Tool validation, does not affect the normal use of mobile terminal, improves the convenience that user uses.
Fig. 4 is a kind of flow chart of the mobile terminal payment verification method according to an exemplary embodiment.Such as Fig. 4 institutes
Show, in a kind of possible implementation, methods described also includes：
In step S15, in the case where security authorization facility is inserted into the sim card slot of mobile terminal first, obtain simultaneously
Store the data message of the security authorization facility.
For example, in user first using security authorization facility (security authorization facility is inserted into sim card slot first) when,
Can read and store the data message of security authorization facility, and using the data message binding of the security authorization facility as depositing
The data message of the security authorization facility of storage.For example, the data message of the security authorization facility includes the payment corresponding to user
The safe key of account, then read the information of the safe key, and store to mobile phone EMS memory.So, moving terminal
When paying checking, can be by the data message of the security authorization facility being inserted into and the data message of the security authorization facility for storing
Compare.If the data message one of the data message of the security authorization facility being inserted into and the security authorization facility for storing
Cause, then can carry out the delivery operation of next step.
In this way, the data message of the security authorization facility for having stored can be obtained, so as to the safety being inserted into
The data message of authentication means is compared, and improves the safety of mobile terminal payment.
The flow process of the step of Fig. 5 is a kind of mobile terminal payment verification method according to exemplary embodiment S15
Figure.As shown in figure 5, in a kind of possible implementation, step S15 may include：
The data message of the security authorization facility in step S151, is obtained, and shows that the confirmation storage safety is recognized
The control of the data message of card instrument；
In step S152, in the situation that the control of the data message for confirming the storage security authorization facility is triggered
Under, store the data message of the security authorization facility.
For example, same user may have multiple security authorization facilities, and each security authorization facility is corresponding to user's
One payment account, for example corresponding to China Merchants Bank payment account security authorization facility, corresponding to paying a bill for Alipay
The security authorization facility at family etc..Sim card slot is inserted in security authorization facility, the data message of security authorization facility is got
When, can prompt the user whether to confirm the data message of storage security authorization facility, for example, show that the confirmation storage safety is recognized
The control of the data message of card instrument.(the control of the data message for confirming to store the security authorization facility is confirmed user is obtained
It is triggered) in the case of, the data message of the security authorization facility is stored, (binding the data message of the security authorization facility).
In this way, the data message of security authorization facility can be stored when user confirms, it is to avoid user grasps by mistake
Make, improve the convenience that user uses.
Fig. 6 is a kind of mobile terminal payment checking device block diagram according to an exemplary embodiment.With reference to Fig. 6, should
Device includes inserting detection module 61, the first judge module 62 and the first payment module 63.
The insertion detection module 61 is configured in the case where the payment request for mobile terminal is received, detection peace
Whether full authentication means are inserted into the sim card slot of mobile terminal；
First judge module 62 is configured to the feelings that the sim card slot of mobile terminal is inserted in the security authorization facility
Under condition, the data letter of the data message of the security authorization facility whether security authorization facility for having been stored with mobile terminal is judged
Breath is consistent；
First payment module 63 is configured to be stored with mobile terminal in the data message of the security authorization facility
Security authorization facility data message it is consistent in the case of, perform delivery operation.
Fig. 7 is a kind of mobile terminal payment checking device block diagram according to an exemplary embodiment.Reference Fig. 7,
In a kind of possible implementation, the insertion detection module 61 includes：
Judging submodule 611, in the case where the payment request for mobile terminal is received, judging the payment
Whether request meets validation of payment condition；
Detection sub-module 612, in the case of meeting validation of payment condition in the payment request, detects safety certification
Whether instrument is inserted into the sim card slot of mobile terminal.
With reference to Fig. 7, in a kind of possible implementation, the judging submodule 611 also includes：
Amount judging submodule 6111, for judging the payment amount for paying request；
Condition determination sub-module 6112, for being more than or equal to the feelings of the first amount in the payment amount for paying request
Under condition, determine that the payment request meets validation of payment condition.
With reference to Fig. 7, in a kind of possible implementation, described device also includes：
Second payment module 64, in the case of being unsatisfactory for the validation of payment condition in the payment request, performs
Delivery operation.
With reference to Fig. 7, in a kind of possible implementation, described device also includes：
Information storage module 65, in the case of being inserted into the sim card slot of mobile terminal in security authorization facility first,
Obtain and store the data message of the security authorization facility.
With reference to Fig. 7, in a kind of possible implementation, described information memory module 65 includes：
Confirm submodule 651, for obtaining the data message of the security authorization facility, and show the confirmation storage peace
The control of the data message of full authentication means；
Sub-module stored 652, for what is be triggered in the control of the data message for confirming the storage security authorization facility
In the case of, store the data message of the security authorization facility.
With regard to the device in above-described embodiment, wherein modules perform the concrete mode of operation in relevant the method
Embodiment in be described in detail, explanation will be not set forth in detail herein.
When embodiment of the disclosure can meet validation of payment condition request is paid detection security authorization facility whether by
Insertion sim card slot, and hold when the security authorization facility being inserted into is consistent with the data message of the security authorization facility for storing
Row delivery operation, ensures the safety of mobile terminal payment so as to by hardware verification.
Fig. 8 is a kind of structure chart of the security authorization facility according to an exemplary embodiment, the security authorization facility
Can be made up of matrix 1 and the circuit part 2 being arranged on matrix, its profile can be consistent with the SIM of mobile terminal, is inserted into
The sim card slot of mobile terminal, to realize said method.
The security authorization facility of the embodiment of the present disclosure can be inserted by the sim card slot of mobile terminal, and mobile terminal is without the need for increasing
Plus extra interface, without connecting line is used, making the design of mobile terminal succinctly, user is easy to use.
Fig. 9 is the block diagram that a kind of mobile terminal payment according to an exemplary embodiment verifies device 800.For example,
Device 800 can be mobile phone, and computer, digital broadcast terminal, messaging devices, game console, tablet device are cured
Treatment equipment, body-building equipment, personal digital assistant etc..
With reference to Fig. 9, device 800 can include following one or more assemblies：Process assembly 802, memorizer 804, power supply
Component 806, multimedia groupware 808, audio-frequency assembly 810, the interface 812 of input/output (I/O), sensor cluster 814, and
Communication component 816.
The integrated operation of 802 usual control device 800 of process assembly, such as with display, call, data communication, phase
Machine operates and records the associated operation of operation.Process assembly 802 can refer to perform including one or more processors 820
Order, to complete all or part of step of above-mentioned method.Additionally, process assembly 802 can include one or more modules, just
Interaction between process assembly 802 and other assemblies.For example, process assembly 802 can include multi-media module, many to facilitate
Interaction between media component 808 and process assembly 802.
Memorizer 804 is configured to store various types of data to support the operation in device 800.These data are shown
Example includes the instruction of any application program or method for operating on device 800, and contact data, telephone book data disappear
Breath, picture, video etc..Memorizer 804 can be by any kind of volatibility or non-volatile memory device or their group
Close and realize, such as static RAM (SRAM), Electrically Erasable Read Only Memory (EEPROM) is erasable to compile
Journey read only memory (EPROM), programmable read only memory (PROM), read only memory (ROM), magnetic memory, flash
Device, disk or CD.
Power supply module 806 provides electric power for the various assemblies of device 800.Power supply module 806 can include power management system
System, one or more power supplys, and other generate, manage and distribute the component that electric power is associated with for device 800.
Multimedia groupware 808 is included in the screen of one output interface of offer between described device 800 and user.One
In a little embodiments, screen can include liquid crystal display (LCD) and touch panel (TP).If screen includes touch panel, screen
Curtain may be implemented as touch screen, to receive the input signal from user.Touch panel includes one or more touch sensings
Device is with the gesture on sensing touch, slip and touch panel.The touch sensor can not only sensing touch or sliding action
Border, but also detect and the touch or slide related persistent period and pressure.In certain embodiments, many matchmakers
Body component 808 includes a front-facing camera and/or post-positioned pick-up head.When device 800 be in operator scheme, such as screening-mode or
During video mode, front-facing camera and/or post-positioned pick-up head can receive outside multi-medium data.Each front-facing camera and
Post-positioned pick-up head can be a fixed optical lens system or have focusing and optical zoom capabilities.
Audio-frequency assembly 810 is configured to output and/or input audio signal.For example, audio-frequency assembly 810 includes a Mike
Wind (MIC), when device 800 is in operator scheme, such as call model, logging mode and speech recognition mode, mike is matched somebody with somebody
It is set to reception external audio signal.The audio signal for being received can be further stored in memorizer 804 or via communication set
Part 816 sends.In certain embodiments, audio-frequency assembly 810 also includes a speaker, for exports audio signal.
, for interface is provided between process assembly 802 and peripheral interface module, above-mentioned peripheral interface module can for I/O interfaces 812
To be keyboard, click wheel, button etc..These buttons may include but be not limited to：Home button, volume button, start button and lock
Determine button.
Sensor cluster 814 includes one or more sensors, and the state for various aspects are provided for device 800 is commented
Estimate.For example, sensor cluster 814 can detect the opening/closed mode of device 800, and the relative localization of component is for example described
Display and keypad of the component for device 800, sensor cluster 814 can be with 800 1 components of detection means 800 or device
Position change, user is presence or absence of with what device 800 was contacted, 800 orientation of device or acceleration/deceleration and device 800
Temperature change.Sensor cluster 814 can include proximity transducer, be configured to detect when not having any physical contact
The presence of object nearby.Sensor cluster 814 can also include optical sensor, such as CMOS or ccd image sensor, for into
As used in application.In certain embodiments, the sensor cluster 814 can also include acceleration transducer, gyro sensors
Device, Magnetic Sensor, pressure transducer or temperature sensor.
Communication component 816 is configured to facilitate the communication of wired or wireless way between device 800 and other equipment.Device
800 can access the wireless network based on communication standard, such as WiFi, 2G or 3G, or combinations thereof.In an exemplary enforcement
In example, communication component 816 receives the broadcast singal or broadcast related information from external broadcasting management system via broadcast channel.
In one exemplary embodiment, the communication component 816 also includes near-field communication (NFC) module, to promote junction service.Example
Such as, NFC module can be based on RF identification (RFID) technology, Infrared Data Association (IrDA) technology, ultra broadband (UWB) technology,
Bluetooth (BT) technology and other technologies are realizing.
In the exemplary embodiment, device 800 can be by one or more application specific integrated circuits (ASIC), numeral letter
Number processor (DSP), digital signal processing appts (DSPD), PLD (PLD), field programmable gate array
(FPGA), controller, microcontroller, microprocessor or other electronic components realizations, for performing said method.
In the exemplary embodiment, a kind of non-transitorycomputer readable storage medium including instruction, example are additionally provided
Such as include the memorizer 804 of instruction, above-mentioned instruction can be performed to complete said method by the processor 820 of device 800.For example,
The non-transitorycomputer readable storage medium can be ROM, random access memory (RAM), CD-ROM, tape, floppy disk
With optical data storage devices etc..
Those skilled in the art will readily occur to its of the disclosure after considering description and putting into practice invention disclosed herein
Its embodiment.The application is intended to any modification, purposes or the adaptations of the disclosure, these modifications, purposes or
Person's adaptations follow the general principle of the disclosure and including the undocumented common knowledge in the art of the disclosure
Or conventional techniques.Description and embodiments are considered only as exemplary, and the true scope of the disclosure and spirit are by following
Claim is pointed out.
It should be appreciated that the disclosure is not limited to the precision architecture for being described above and being shown in the drawings, and
And various modifications and changes can be being carried out without departing from the scope.The scope of the present disclosure is limited only by appended claim.
Claims (14)
1. a kind of mobile terminal payment verification method, it is characterised in that include：
In the case where the payment request for mobile terminal is received, whether detection security authorization facility is inserted into mobile terminal
Sim card slot；
In the case where the security authorization facility is inserted into the sim card slot of mobile terminal, the security authorization facility is judged
Whether data message is consistent with the data message of the security authorization facility that mobile terminal has been stored；
It is consistent with the data message of the security authorization facility that mobile terminal has been stored in the data message of the security authorization facility
In the case of, perform delivery operation.
2. method according to claim 1, it is characterised in that in the situation of the payment request received for mobile terminal
Under, detect whether security authorization facility is inserted into the sim card slot of mobile terminal, including：
In the case where the payment request for mobile terminal is received, judge described payment asks whether meet validation of payment bar
Part；
In the case where the payment request meets validation of payment condition, whether detection security authorization facility is inserted into mobile terminal
Sim card slot.
3. method according to claim 2, it is characterised in that judge described to pay whether request meets validation of payment bar
Part, including：
Judge the payment amount for paying request；
In the case where the payment amount for paying request is more than or equal to the first amount, determine that the request satisfaction that pays is tested
The card terms of payment.
4. method according to claim 2, it is characterised in that methods described also includes：
In the case where the payment request is unsatisfactory for the validation of payment condition, delivery operation is performed.
5. method according to claim 1, it is characterised in that methods described also includes：
In the case where security authorization facility is inserted into the sim card slot of mobile terminal first, the safety certification is obtained and stores
The data message of instrument.
6. method according to claim 5, it is characterised in that obtain and store the data letter of the security authorization facility
Breath, including：
The data message of the security authorization facility is obtained, and shows the data message for confirming the storage security authorization facility
Control；
In the case where confirming that the control of data message of the storage security authorization facility is triggered, the safety certification is stored
The data message of instrument.
7. a kind of mobile terminal payment verifies device, it is characterised in that include：
Insertion detection module, in the case where the payment request for mobile terminal is received, detecting security authorization facility
Whether the sim card slot of mobile terminal is inserted into；
First judge module, in the case of the sim card slot of mobile terminal is inserted in the security authorization facility, judges institute
Whether the data message for stating security authorization facility is consistent with the data message of the security authorization facility that mobile terminal has been stored；
First payment module, for the safety certification work for having been stored in the data message of the security authorization facility and mobile terminal
In the case that the data message of tool is consistent, delivery operation is performed.
8. device according to claim 7, it is characterised in that the insertion detection module includes：
Judging submodule, for receive for mobile terminal payment ask in the case of, judge it is described pay request be
It is no to meet validation of payment condition；
Detection sub-module, in the case of meeting validation of payment condition in the payment request, detection security authorization facility is
The no sim card slot for being inserted into mobile terminal.
9. device according to claim 8, it is characterised in that the judging submodule includes：
Amount judging submodule, for judging the payment amount for paying request；
Condition determination sub-module, in the case of in the payment amount for paying request more than or equal to the first amount, really
The fixed payment request meets validation of payment condition.
10. device according to claim 8, it is characterised in that described device also includes：
Second payment module, in the case of being unsatisfactory for the validation of payment condition in the payment request, performs and pays behaviour
Make.
11. devices according to claim 7, it is characterised in that described device also includes：
Information storage module, in the case of being inserted into the sim card slot of mobile terminal in security authorization facility first, obtains simultaneously
Store the data message of the security authorization facility.
12. devices according to claim 11, it is characterised in that described information memory module includes：
Confirm submodule, for obtaining the data message of the security authorization facility, and show the confirmation storage safety certification
The control of the data message of instrument；
Sub-module stored, in the case of being triggered in the control for confirming the data message for storing the security authorization facility,
Store the data message of the security authorization facility.
A kind of 13. mobile terminal payments verify device, it is characterised in that include：
Processor；
For storing the memorizer of processor executable；
Wherein, the processor is configured to：
In the case where the payment request for mobile terminal is received, whether detection security authorization facility is inserted into mobile terminal
Sim card slot；
In the case where the security authorization facility is inserted into the sim card slot of mobile terminal, the security authorization facility is judged
Whether data message is consistent with the data message of the security authorization facility that mobile terminal has been stored；
It is consistent with the data message of the security authorization facility that mobile terminal has been stored in the data message of the security authorization facility
In the case of, perform delivery operation.
14. a kind of security authorization facilities, it is characterised in that the security authorization facility is inserted into the sim card slot of mobile terminal,
To realize method as claimed in any of claims 1 to 6.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201610967385.8A CN106570697B (en) | 2016-10-31 | 2016-10-31 | Mobile terminal payment verification method and device and security authentication tool |
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| CN201610967385.8A CN106570697B (en) | 2016-10-31 | 2016-10-31 | Mobile terminal payment verification method and device and security authentication tool |
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| CN106570697B CN106570697B (en) | 2020-01-10 |
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|---|---|
| CN106570697B (en) | 2020-01-10 |
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