CN106570481A - Processing method, apparatus and system for bill informatization - Google Patents
Processing method, apparatus and system for bill informatization Download PDFInfo
- Publication number
- CN106570481A CN106570481A CN201610973534.1A CN201610973534A CN106570481A CN 106570481 A CN106570481 A CN 106570481A CN 201610973534 A CN201610973534 A CN 201610973534A CN 106570481 A CN106570481 A CN 106570481A
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- Prior art keywords
- bill
- information
- billing information
- bank
- ticket
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V30/00—Character recognition; Recognising digital ink; Document-oriented image-based pattern recognition
- G06V30/40—Document-oriented image-based pattern recognition
- G06V30/41—Analysis of document content
- G06V30/413—Classification of content, e.g. text, photographs or tables
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V30/00—Character recognition; Recognising digital ink; Document-oriented image-based pattern recognition
- G06V30/10—Character recognition
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- Engineering & Computer Science (AREA)
- Computer Vision & Pattern Recognition (AREA)
- Artificial Intelligence (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Multimedia (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a processing method, apparatus and system for bill informatization. The processing method comprises: a bill type and a bill image are obtained; according to the bill image, element information of the bill is obtained and corresponding bill information is generated; the bill information is fed back to a client and confirmation information returned by the client is received; after receiving of the confirmation information returned by the client, legality verification is carried out on the bill information according to a preset rule; if the bill information is legal, an asset information state of the bill is stored; and otherwise, the bill is abandoned or the flow is completed. The paper bill and the electronic bill image are informationized, so that the manpower and resources are saved substantially and the cost is saved.
Description
Technical field
The present invention relates in bill of exchange, more particularly to transaction system billing information processing method.
Background technology
Bill is divided into paper ticket and electric ticket, and existing paper ticket transaction platform is mostly using the friendship for pledging formula loaning bill or bill financing
Easy pattern, billing information process need manpower intervention, or the examination & verification of bearer oneself copying platform, or working platform personnel's typing
And audit, whole process need to expend more human resourcess, and high cost, efficiency are low and accuracy rate cannot be ensured.Electric ticket is present in
Net silver account, information process- flow process are also more numerous and diverse.Existing OCR technique can preferably meet pictograph identification, but
It is not to be applied to bill business association area, therefore this invention breaches original billing information tupe, is greatly improved
Billing information treatment effeciency.
The content of the invention
In order to overcome the deficiencies in the prior art, it is an object of the invention to provide a kind of processing method of billing information,
Which can not automatically by the problem of billing information in can solve the problem that prior art.
The purpose of the present invention employs the following technical solutions realization:
The invention provides a kind of processing method of billing information, including:
S1:The bill type and bill image of bill are obtained, the bill type includes paper ticket and electric ticket;
S2:The element information of bill is obtained according to bill image, and corresponding bill letter is generated according to the element information
Breath;The element information includes draft bank, accepter, denomination, date of draft and due date, and the billing information includes will
Prime information and the information of bearer;
S3:The billing information is fed back to into client and the confirmation that the client is returned is received;
S4:After the confirmation that the client is returned is received, the billing information is carried out according to preset rules
Checking, judges whether bill is legal, if when legal, performing S5;If illegal, abandon bill or terminate flow process;
S5:By the assets information status modifier of bill is for original state and preserves.
Preferably, also include in the S1:When bill type is electric ticket, the affiliated bank of bill of the bill is obtained;Institute
State the affiliated bank of bill and be included in cooperative bank and in non-cooperative bank, the electric ticket includes that business holds electric ticket and silver holds electric ticket.
Preferably, when the affiliated bank of electric ticket is in cooperative bank, according to the draft bank by silver belonging to calling bill
The interface that row is provided obtains billing information;
When bill type holds electric ticket for business, the element information also includes accepter's account and accepter bank of deposit.
Preferably, in the S4 after confirmation that the client is returned is received, according to preset rules to described
Billing information is verified that checking content includes:Whether the draft bank of default draft bank format convention checking bill legal and ticket
According to due date judge whether the bill assets of the bill can conclude the business.
Preferably, the due date of the bill judge whether the bill assets of the bill can conclude the business and specifically include:Pawn ticket
According to due date and X difference before current date when, bill assets can not be concluded the business, and the bill is abandoned or terminates flow process;
When the due date of bill and the difference of X are current dates or when after current date, bill assets can be concluded the business, then perform next
Step;Natural law of the X for systemic presupposition.
Preferably, the picture that the bill image is taken pictures by scanner, mobile device or screenshot capture is obtained, should
Picture format includes JPG, BMP and TIF.
Preferably, the S1 also includes when bill image picture format against regulation, then flow process terminates or again
Obtain bill image.
Preferably, also include S21 after the S2:The information and the information of the current logon account of system for judging bearer is
It is no consistent;If so, then perform next step;If it is not, then terminating flow process or performing other operations.
In order to overcome the deficiencies in the prior art, it is an object of the invention to provide a kind of processing meanss of billing information,
Which can not automatically by the problem of billing information in can solve the problem that prior art.
The purpose of the present invention employs the following technical solutions realization:
A kind of data processing equipment of billing information, including:
Bill acquisition module, for obtaining the bill type and bill image of bill, the bill type includes paper ticket
With electric ticket;
Billing information acquisition module, for the element information of bill is obtained according to bill image, and believes according to the key element
Breath generates corresponding billing information;The element information includes draft bank, accepter, denomination, date of draft and due date,
The billing information includes the information of element information and bearer;
Feedback information module, for the billing information is fed back to client and the confirmation that the client is returned is received
Information;
Validity judgement module, for after the confirmation that the client is returned is received, according to preset rules pair
The billing information verified, judges whether bill is legal, if when legal, performing bill preserving module;If illegal, lose
Abandon bill or terminate flow process;
Bill preserving module, for being original state by the assets information status modifier of bill and preserving.
In order to overcome the deficiencies in the prior art, it is an object of the invention to provide a kind of processing system of billing information,
Which can not automatically by the problem of billing information in can solve the problem that prior art.
The purpose of the present invention employs the following technical solutions realization:
A kind of data handling system of billing information, which is used for the data processing for performing foregoing billing information
Method.
Beneficial effects of the present invention are:By bill by the present invention automatically by billing information, it is to avoid due to artificial guarantor
The problem for depositing the improper relevant information mistake for causing the problems such as bill loss, breakage and artificial error cause bill is sent out
It is raw.
Description of the drawings
The method flow diagram of the embodiment that Fig. 1 is provided for the present invention;
The apparatus module figure of the embodiment that Fig. 2 is provided for the present invention;
The method flow sketch of the embodiment that Fig. 3 is provided for the present invention.
Specific embodiment
Below, with reference to accompanying drawing and specific embodiment, the present invention is described further:
As shown in figs. 1 and 3, the invention provides a kind of processing method of billing information, which comprises the following steps:
S1:The bill type and bill image of bill are obtained, the bill type includes paper ticket and electric ticket;When bill class
When type is electric ticket, the affiliated bank of bill of electric ticket is obtained.Wherein, paper ticket refers to paper-bill, and electric ticket refers to electronic bill.
During user's use, when user uploads the bill image of bill by system, the bill is first confirmd that
Bill type is paper ticket or electric ticket, then uploads corresponding bill image.The bill image is referred to and is set by scanning, movement
It is standby to take pictures or picture that sectional drawing instrument etc. gets.The picture format can be JPG, TIF and BMP etc..Indication system of the present invention
The processing system of the billing information is referred to, indication user of the present invention refers to bearer.
When bill type is paper ticket, bill image includes the front picture and back side picture of paper ticket.When bill type is
During electric ticket, bill image refers to the picture got by sectional drawing instrument;User needs choosing in the bill image of the upper ticket that conducts electricity
The affiliated bank of bill of the electric ticket is selected, the affiliated bank of the bill is included in cooperative bank and in non-cooperative bank.
After user uploads bill image, system can get the affiliated bank of bill image, bill type and bill.
S2:The element information of bill is got according to the bill image, and is generated according to the element information corresponding
Billing information;The element information includes draft bank, accepter, denomination, date of draft and due date;The billing information
Including element information and the information of bearer.
The element information that the bill is got by bill image in the present invention is referred to by image recognition technology, by bill
Word Input in picture out, is then classified by OCR identification softwares and extracts corresponding ticket by the word content in image
According to element information, the element information refers to involved draft bank in bill, accepter, denomination, date of draft, expires
Date etc..
When bill type is paper ticket, the information of bearer can be obtained by capturing in the back side of bill endorsement stamped signature, then
The billing information includes the information and element information of bearer.Preferably, also need to judge the information of the bearer for getting and be
Unite current logon account information it is whether consistent, if so, then illustrate that the user is bearer;If it is not, then illustrating that the user is not
Bearer, does not receive the bill.
When bill type is electric ticket, and the affiliated bank of bill of the electric ticket is that, in cooperative bank, the element information is logical
Cross system according to the draft bank call the interface that the affiliated bank of corresponding bill provides get the information of bearer, accepter,
The billing informations such as denomination, date of draft and due date.When bill type is electric ticket, and the affiliated bank of bill of the electric ticket
It is that, in non-cooperative bank, the element information is directly acquired from bill image.In addition, electric ticket includes that silver holds electric ticket and business
Hold electric ticket.When electric ticket holds electric ticket for business, the element information also includes accepter's account and accepter bank of deposit.In addition, working as
When bill type is electric ticket, the information of its bearer is the current logon account of system.
S3:The billing information is fed back to into client and the confirmation that the client is returned is received.
In this step, when bill type is paper ticket, the information of the bearer includes bearer, supply of tickets address, contact
People's name, contact phone and remarks.When bill type is electric ticket, the information of the bearer includes bearer.System will
Client is fed back to by modes such as the page or webpages by the above-mentioned billing information for getting, user is believed to the bill for intercepting
Breath is confirmed, if the billing information for intercepting is consistent with real information, is submitted to system validation;If inconsistent, will
The billing information of mistake is changed backward system validation and is submitted to.
S4:After the confirmation that the user returns is received, the billing information is tested according to preset rules
Card, judges whether bill is legal;When bill is legal, then S5 is performed;If illegal, abandon bill or terminate flow process.
S5:By the assets information status modifier of bill is for original state and preserves.
In this step, by the assets information status modifier of bill, for original state, in other words the bill was not concluded the business.
Preferably, the billing information is verified according to preset rules described in the S4, checking content includes:In advance
If draft bank format convention checking draft bank it is whether legal and due date of the bill judges that the bill assets of the bill are
It is no to conclude the business.
Specifically, the draft bank format convention refers to the form of the draft bank of default, and the digit of such as draft bank is N, can
Can be not N as the reasons such as the breakage of bill cause the digit of the draft bank that system gets, then illustrate that the bill is abnormal, pass through
The step can be screened the bill abnormal.
In addition, the due date of the bill judges whether the bill assets of the bill can conclude the business specifically including:Work as bill
Due date and X difference before current date when, bill assets can not be concluded the business, and the bill is abandoned or terminates flow process;When
The due date of bill and the difference of X are current dates or when after current date, bill assets can be concluded the business, then just bill
Bill assets information status modifier is original state.Natural law of the X for systemic presupposition, it is assumed that 2016 due dates September 13
Day, current date September in 2016 10 days, X is 5, then it is assumed that the invalid note, bill assets can not be concluded the business.Assume due date
On September 18th, 2016, current date September in 2016 10 days, X is 5, then it is assumed that the bill effectively, can conclude the business by bill assets.
In addition, checking content can also have other basic verifications.
By the present invention can in system, information process- promotees automatic input by bill image (including paper ticket and electric ticket)
Quickly reaching for bill business is entered.
As shown in Fig. 2 present invention also offers a kind of processing meanss of billing information, which includes:
Bill acquisition module:For obtaining bill type and bill image, the bill type includes paper ticket and electric ticket;
Billing information acquisition module, for the element information of bill is obtained according to bill image, and believes according to the key element
Breath generates corresponding billing information;The element information includes draft bank, accepter, denomination, date of draft and due date,
The billing information includes the information of element information and bearer;
Information feedback module, for the billing information is fed back to client and the confirmation that the client is returned is received
Information;
Validity judgement module, for after the confirmation that the client is returned is received, according to preset rules pair
The billing information verified, judges whether bill is legal, if when legal, performing bill preserving module;If illegal, lose
Abandon bill or terminate flow process;
Bill preserving module, for being original state by the assets information status modifier of bill and preserving.
Present invention also offers a kind of data handling system of billing information, which is used to perform foregoing bill letter
The data processing method of breathization.
It will be apparent to those skilled in the art that technical scheme that can be as described above and design, make other various
It is corresponding to change and deformation, and all these change and deformation should all belong to the protection domain of the claims in the present invention
Within.
Claims (10)
1. a kind of processing method of billing information, it is characterised in that include:
S1:The bill type and bill image of bill are obtained, the bill type includes paper ticket and electric ticket;
S2:The element information of bill is obtained according to bill image, and corresponding billing information is generated according to the element information;Institute
Stating element information includes draft bank, accepter, denomination, date of draft and due date, and the billing information includes that key element is believed
Breath and the information of bearer;
S3:The billing information is fed back to into client and the confirmation that the client is returned is received;
S4:After the confirmation that the client is returned is received, the billing information is verified according to preset rules,
Judge whether bill is legal, if legal, perform S5;If illegal, abandon bill or terminate flow process;
S5:By the assets information status modifier of bill is for original state and preserves.
2. the processing method of billing information as claimed in claim 1, it is characterised in that also include in the S1:When bill class
When type is electric ticket, the affiliated bank of bill of the bill is obtained;The affiliated bank of the bill is included in cooperative bank and in non-cooperation
Bank, the electric ticket include that business holds electric ticket and silver holds electric ticket.
3. the processing method of billing information as claimed in claim 2, it is characterised in that when the affiliated bank of electric ticket is cooperation silver
During row, billing information is obtained by the interface for calling the affiliated bank of bill to provide according to the draft bank;
When bill type holds electric ticket for business, the element information also includes accepter's account and accepter bank of deposit.
4. the processing method of billing information as claimed in claim 1, it is characterised in that when receiving the client in the S4
After the confirmation that end returns, the billing information is verified according to preset rules, checking content includes:Default draft bank
Whether the draft bank of format convention checking bill is legal and due date of bill judges whether the bill assets of the bill can be handed over
Easily.
5. the processing method of billing information as claimed in claim 4, it is characterised in that the due date of the bill judges should
Whether the bill assets of bill can conclude the business specifically includes:When the due date of bill and the difference of X are before current date, bill
Assets can not be concluded the business, and the bill is abandoned or terminates flow process;It is current date or current with the difference of X when the due date of bill
When after the date, bill assets can be concluded the business, then perform next step;Natural law of the X for systemic presupposition.
6. the processing method of billing information as claimed in claim 1, it is characterised in that the bill image by scanner,
The picture that mobile device is taken pictures or screenshot capture is obtained, the picture format include JPG, BMP and TIF.
7. the processing method of billing information as claimed in claim 6, it is characterised in that the S1 also include when bill image not
When meeting the picture format of regulation, then flow process terminates or reacquires bill image.
8. the data processing method of billing information as claimed in claim 1, it is characterised in that also include S21 after the S2:
Judge whether the information of bearer is consistent with the information of the current logon account of system;If so, then perform next step;If it is not, then
Terminate flow process or perform other operations.
9. a kind of data processing equipment of billing information, it is characterised in that include:
Bill acquisition module, for obtaining the bill type and bill image of bill, the bill type includes paper ticket and electricity
Ticket;
Billing information acquisition module, for the element information of bill is obtained according to bill image, and gives birth to according to the element information
Into corresponding billing information;The element information includes draft bank, accepter, denomination, date of draft and due date, described
Billing information includes the information of element information and bearer;
Feedback information module, for the billing information is fed back to client and the confirmation letter that the client is returned is received
Breath;
Validity judgement module, for after the confirmation that the client is returned is received, according to preset rules to described
Billing information verified, judges whether bill is legal, if when legal, performing bill preserving module;If illegal, ticket is abandoned
According to or terminate flow process;
Bill preserving module, for being original state by the assets information status modifier of bill and preserving.
10. a kind of data handling system of billing information, it is characterised in which is used for perform claim and requires 1-8 any one
The data processing method of described billing information.
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CN201610973534.1A CN106570481A (en) | 2016-11-03 | 2016-11-03 | Processing method, apparatus and system for bill informatization |
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CN201610973534.1A CN106570481A (en) | 2016-11-03 | 2016-11-03 | Processing method, apparatus and system for bill informatization |
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Cited By (13)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN106780016A (en) * | 2016-11-16 | 2017-05-31 | 广州普惠创新金融信息服务有限公司 | Paper ticket method of commerce, device and the system of party subsystem are sold in a kind of transaction system based on classification |
CN107464182A (en) * | 2017-07-31 | 2017-12-12 | 武汉票据交易中心有限公司 | A kind of verification method and system of typing bill |
CN107657714A (en) * | 2017-09-13 | 2018-02-02 | 桂林银行股份有限公司 | A kind of check anti-counterfeit recognition system |
CN108629629A (en) * | 2018-05-08 | 2018-10-09 | 曹可迪 | Block chain credit score generating means and generation method based on OCR identifications |
CN108805715A (en) * | 2018-06-11 | 2018-11-13 | 上海果藤互联网金融信息服务有限公司 | A kind of bill operations risks management-control method and its system |
CN109493013A (en) * | 2018-10-16 | 2019-03-19 | 东方银谷(北京)投资管理有限公司 | Electronic note processing method and device |
CN109934213A (en) * | 2019-01-23 | 2019-06-25 | 深圳壹账通智能科技有限公司 | Bill image recognition methods, device, computer equipment and storage medium |
CN110083841A (en) * | 2019-05-06 | 2019-08-02 | 杭州找票网信息科技有限公司 | A kind of billing information processing method and processing device |
CN110363525A (en) * | 2018-04-05 | 2019-10-22 | 富士施乐株式会社 | Information processing unit, information processing system, storage medium and information processing method |
CN111311369A (en) * | 2020-02-19 | 2020-06-19 | 融易行(天津)网络科技有限公司 | Bill transaction matching system and method |
CN111353885A (en) * | 2018-12-21 | 2020-06-30 | 上海萌翼网络科技有限公司 | Endorsement trajectory tracking system and method |
CN113538057A (en) * | 2021-07-23 | 2021-10-22 | 中信银行股份有限公司 | Paper bill conversion method, device, equipment and readable storage medium |
CN114267115A (en) * | 2021-12-27 | 2022-04-01 | 江苏银承网络科技股份有限公司 | Bill recognition method and system |
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Cited By (18)
Publication number | Priority date | Publication date | Assignee | Title |
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CN106780016A (en) * | 2016-11-16 | 2017-05-31 | 广州普惠创新金融信息服务有限公司 | Paper ticket method of commerce, device and the system of party subsystem are sold in a kind of transaction system based on classification |
CN106780016B (en) * | 2016-11-16 | 2021-04-02 | 广州普惠创新金融信息服务有限公司 | Paper ticket transaction method, device and system based on seller subsystem in classified transaction system |
CN107464182A (en) * | 2017-07-31 | 2017-12-12 | 武汉票据交易中心有限公司 | A kind of verification method and system of typing bill |
CN107657714A (en) * | 2017-09-13 | 2018-02-02 | 桂林银行股份有限公司 | A kind of check anti-counterfeit recognition system |
CN107657714B (en) * | 2017-09-13 | 2024-02-06 | 桂林银行股份有限公司 | Check anti-counterfeiting recognition system |
CN110363525A (en) * | 2018-04-05 | 2019-10-22 | 富士施乐株式会社 | Information processing unit, information processing system, storage medium and information processing method |
CN108629629A (en) * | 2018-05-08 | 2018-10-09 | 曹可迪 | Block chain credit score generating means and generation method based on OCR identifications |
CN108805715B (en) * | 2018-06-11 | 2021-02-02 | 上海果藤互联网金融信息服务有限公司 | Bill operation risk management and control method and system |
CN108805715A (en) * | 2018-06-11 | 2018-11-13 | 上海果藤互联网金融信息服务有限公司 | A kind of bill operations risks management-control method and its system |
CN109493013A (en) * | 2018-10-16 | 2019-03-19 | 东方银谷(北京)投资管理有限公司 | Electronic note processing method and device |
CN111353885A (en) * | 2018-12-21 | 2020-06-30 | 上海萌翼网络科技有限公司 | Endorsement trajectory tracking system and method |
CN109934213A (en) * | 2019-01-23 | 2019-06-25 | 深圳壹账通智能科技有限公司 | Bill image recognition methods, device, computer equipment and storage medium |
CN110083841A (en) * | 2019-05-06 | 2019-08-02 | 杭州找票网信息科技有限公司 | A kind of billing information processing method and processing device |
CN111311369A (en) * | 2020-02-19 | 2020-06-19 | 融易行(天津)网络科技有限公司 | Bill transaction matching system and method |
CN113538057A (en) * | 2021-07-23 | 2021-10-22 | 中信银行股份有限公司 | Paper bill conversion method, device, equipment and readable storage medium |
CN113538057B (en) * | 2021-07-23 | 2024-04-30 | 中信银行股份有限公司 | Paper bill conversion method, device, equipment and readable storage medium |
CN114267115A (en) * | 2021-12-27 | 2022-04-01 | 江苏银承网络科技股份有限公司 | Bill recognition method and system |
CN114267115B (en) * | 2021-12-27 | 2024-03-08 | 江苏银承网络科技股份有限公司 | Bill identification method and system |
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Application publication date: 20170419 |