CN106529925A

CN106529925A - Bluetooth visual card and method of realizing electronic cash transactions

Info

Publication number: CN106529925A
Application number: CN201610957870.7A
Authority: CN
Inventors: 陆舟; 于华章
Original assignee: Feitian Technologies Co Ltd
Current assignee: Feitian Technologies Co Ltd
Priority date: 2016-10-27
Filing date: 2016-10-27
Publication date: 2017-03-22

Abstract

The present invention discloses a Bluetooth visual card and a method of realizing electronic cash transactions, and relates to the intelligent card field. The method comprises the steps of connecting the Bluetooth visual card and a Bluetooth card, obtaining the transaction amount of money, and sending an optional application command containing the application identifiers of the electronic cash transactions to the Bluetooth card; using the Bluetooth visual card to receive the optional application response returned by the Bluetooth card; organizing the obtaining processing option commands according to a processing option data object list in the optional application response and sending the obtaining processing option commands to the Bluetooth card; using the Bluetooth visual card to receive an application file locator and the application interaction characteristics returned by the Bluetooth card, and obtaining the card information from the Bluetooth card according to the application file locator; determining an offline authentication mode according to the application interaction characteristics, carrying out the offline authentication according to the card information, determining whether the offline authentication is successful, if yes, authorizing the consumption and generating the transaction recording, if not, refusing the consumption and generating the transaction recording. According to the present invention, users can consume directly by the Bluetooth visual card and the Bluetooth card, and the consumption is convenient and rapid.

Description

A kind of bluetooth visible card and the method for realizing electronic cash transaction

Technical field

The present invention relates to field of intelligent cards, more particularly to a kind of bluetooth visible card and the method for realizing electronic cash transaction.

Background technology

IC-card, also referred to as smart card (Smart card), smart card (Intelligent card), microcircuit card (Microcircuit card) or chip card etc.；IC-card due to its intrinsic information security, be easy to carry the advantages of, in business Outside the non-financial such as industry, medical treatment, insurance, traffic, the energy, communication, safety management, identification field is used widely, in gold The application for melting field is also increasingly extensive.

In the prior art, IC-card can realize that common circle is deposited, consumed, enchashment, updating the basic transaction such as the limit of overdrawn account Function, but IC-card is without keyboard, display screen and Bluetooth function on the market, and can not two IC-cards directly to carry out electronics existing The transaction of gold, can only carry out associative operation by POS when being traded, and bring greatly not convenient.

The content of the invention

In order to solve deficiency of the prior art, the invention provides a kind of bluetooth visible card and realizing electronic cash transaction Method, methods described includes：

Step S1, bluetooth visible card are set up with bluetooth card and are connected, and obtain dealing money, send existing comprising electronics to bluetooth card The application identifier of gold transaction selects utility command；

Step S2, bluetooth visible card receive the choosing application response that bluetooth card is returned；According to the process choosing in choosing application response Item data list object tissue obtains Treatment Options order, and is sent to the bluetooth card by Treatment Options order is obtained；Obtain Treatment Options order includes the dealing money；

Step S3, bluetooth visible card receive bluetooth card return application file localizer and apply interaction feature, according to should Card image is obtained with file retainer from bluetooth card；

Step S4, bluetooth visible card determine off line authentication mode according to using interaction feature, are taken off according to card image Machine certification, and judge whether off line certification is successful, it is then consumption approval, generates transaction record；Otherwise consumption refusal, generates transaction Record.

A kind of bluetooth visible card, including：

Link block is set up, is connected for setting up with bluetooth card；

Receiver module, for when the choosing application response for setting up reception bluetooth card return after link block sets up connection；For Receive the application file localizer of bluetooth card return and apply interaction feature；

Acquisition module, for obtaining dealing money；Be additionally operable to the application file localizer that received according to receiver module from Card image is obtained in bluetooth card；

Molded tissue block, for the Treatment Options data object list group selected in application response received according to receiver module Knit acquisition Treatment Options order；Obtaining Treatment Options order includes the dealing money；

Sending module, selects utility command for sending the application identifier comprising electronic cash transaction to bluetooth card；With In the acquisition Treatment Options order for sending molded tissue block tissue to bluetooth card；

Determining module, the application interaction feature for being received according to receiver module determine off line authentication mode；

Off line authentication module, the card image for being got according to acquisition module are recognized by the off line that determining module determines Card mode carries out off line certification, and judges whether off line certification is successful；

Transaction record generation module, for judging to consume approval if off line certification is successful if off line authentication module, generates and hands over Easily record；Refusal is consumed if off line authentication module judges off line authentification failure, transaction record is generated.

The beneficial effects of the present invention is：The invention provides a kind of bluetooth visible card and realizing the side of electronic cash transaction Method, the bluetooth visible card that the present invention is provided carry keyboard, display screen and Bluetooth function, and bluetooth visible card can be passed through with bluetooth card Bluetooth function is attached, and carries out consumption operation, more convenient.

Description of the drawings

For the technical scheme of the clearer explanation embodiment of the present invention, below will be in embodiment or description of the prior art The required accompanying drawing for using is briefly described, it should be apparent that, drawings in the following description are only some realities of the present invention Example is applied, for those of ordinary skill in the art, on the premise of not paying creative work, can be with according to these accompanying drawings Obtain other accompanying drawings.

Fig. 1 is the flow process of the method that a kind of bluetooth visible card for providing realizes electronic cash transaction in the embodiment of the present invention 1 Figure；

Fig. 2 is the flow process of the method that a kind of bluetooth visible card for providing realizes electronic cash transaction in the embodiment of the present invention 2 Figure；

Fig. 3 is the flow process of the method that a kind of bluetooth visible card for providing realizes electronic cash transaction in the embodiment of the present invention 3 Figure；

Fig. 4 is the flow process of the method that a kind of bluetooth visible card for providing realizes electronic cash transaction in the embodiment of the present invention 4 Figure；

A kind of block diagram of bluetooth visible cards of the Fig. 5 for providing in the embodiment of the present invention 5.

Specific embodiment

Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete Site preparation is described.Obviously described embodiment is only a part of embodiment of the invention, rather than the embodiment of whole.Based on this Embodiment in invention, the every other reality obtained under the premise of creative work is not made by those of ordinary skill in the art Example is applied, the scope of protection of the invention is belonged to.

Embodiment 1

A kind of method that bluetooth visible card realizes electronic cash transaction, referring to Fig. 1, including：

Bluetooth visible card is set up to be connected with bluetooth card and is specifically included：

Bluetooth equipment around step X1, the search of bluetooth visible card in limited range, and show the bluetooth equipment for searching Information；

The selection information of step X2, bluetooth visible card receiving user's input, sends according to selection information and sets up connection request； Successful connection if connection response is successfully established if receiving.

Optionally, bluetooth visible card is set up to be connected with bluetooth card and is specifically included：Bluetooth visible card reception connection request, and with The bluetooth card for sending connection request sets up connection, sends to bluetooth card and is successfully established connection response.

Step S2, bluetooth visible card receive the choosing application response that bluetooth card is returned；According to the process choosing in choosing application response Item data list object tissue obtains Treatment Options order, and is sent to bluetooth card by Treatment Options order is obtained；Obtain option Order includes dealing money；

Obtain dealing money to be specially：The dealing money of receiving user's input receives the dealing money that bluetooth card sends.

Preferably, bluetooth visible card also includes after receiving the choosing application response that bluetooth card is returned：Bluetooth visible card according to Choosing application response judges whether bluetooth card supports application corresponding with the application identifier in utility command is selected, and is to perform basis Treatment Options data object list tissue in choosing application response obtains Treatment Options order, otherwise terminates.

Further, one or more Transaction Information label is included in Treatment Options data object list；

Treatment Options order is obtained according to the Treatment Options data object list tissue in choosing application response to be specially：Bluetooth Visible card obtains corresponding Transaction Information according to the Transaction Information label in Treatment Options data object list, and according to getting Transaction Information tissue obtain Treatment Options order.

Specifically, application file localizer includes：The corresponding short file identifier of card image and recording mechanism；

Card image is obtained according to application file localizer from bluetooth card to specifically include：Bluetooth visible card is according to application file Short file identifier in localizer and recording mechanism generate read record order, read record order is sent to bluetooth card, and is received The card image that bluetooth card is returned.

Preferably, also include before step S1：The startup password of bluetooth visible card receiving user's input, and judge that start is close It is then execution step S1 that whether code is legal, otherwise display reminding information is terminated.

It should be noted that method also includes when bluetooth visible card has online condition：Bluetooth visible card is by movement Terminal is connected with receiving single file server and setting up；When the reading transaction record instruction for receiving the transmission of single file server is received, to receipts Single file server sends transaction record.

Preferably, also include before step S1：The consumption pattern that step S0, bluetooth visible card receive user are selected, if use The consumption pattern that family selects is then execution step S1 of collecting money.Execution step Y1 if the consumption pattern that user selects is for payment；

Step Y1, bluetooth visible card please as the connection that the first bluetooth visible card to be received such as the second bluetooth visible card sends Ask, set up with the first bluetooth visible card if the connection request for receiving and be connected, return is successfully established connection response；

Step Y2, the second bluetooth visible card receive the utility command that selects of the first bluetooth visible card transmission, execution choosing application behaviour Choosing application response is obtained, and choosing is returned to into the first bluetooth visible card using response；

Execution selects application operating to be specially：Second bluetooth visible card obtain in utility command application identifier from selecting, and sentences It is disconnected whether to support application corresponding with application identifier, it is then to return the choosing application comprising Treatment Options data object list to ring Should, otherwise return and select the choosing application of application failure to respond, terminate.

Step Y3, the second bluetooth visible card receive the acquisition Treatment Options order that the first bluetooth visible card sends, and to the One bluetooth visible card is returned using interaction feature and application file localizer；

Preferably, after the second bluetooth visible card receives the acquisition Treatment Options order that the first bluetooth visible card sends, also Including：Second bluetooth visible card carries out self-defined inspection according to Treatment Options order is obtained, and judge it is self-defined check whether it is logical Cross, be, perform to the first bluetooth visible card and return using interaction feature and application file localizer；Otherwise can to the first bluetooth Self-defined inspection not by information, end is returned depending on card.

Self-defined inspection is specially：Second bluetooth visible card obtains default blacklist list, judges to obtain Treatment Options Whether the name of firm in order is that self-defined inspection does not pass through in blacklist list, and otherwise self-defined inspection passes through.

After second bluetooth visible card receives the acquisition Treatment Options order that the first bluetooth visible card sends, also include：The Two bluetooth visible cards are obtained from acquisition Treatment Options order and show dealing money.

Further, also include after showing dealing money：Second bluetooth visible card waits receiving user's input really Recognize Transaction Information, return using interaction feature to the first bluetooth visible card if the confirmation Transaction Information of user input is received and Application file localizer；Terminate if the confirmation Transaction Information of user input is not received by.

Confirm that Transaction Information is specially user to confirming the trigger message of button or the trading password of user input.

When trading password of the confirmation Transaction Information for user input, the second bluetooth visible card receives user input really Also include after recognizing Transaction Information：Whether the trading password that the second bluetooth visible card judges user input and the trading password for prestoring Matching, is to perform to the first bluetooth visible card to return using interaction feature and application file localizer；Otherwise terminate.

Step Y4, the second bluetooth visible card receive the read record order that the first bluetooth visible card sends, can to the first bluetooth Card image is sent depending on card, and generates transaction log.

Preferably, also include after step Y4：Second bluetooth visible card is according to the trade gold obtained in Treatment Options order Volume updates and shows electronic cash balances.

Optionally, also include between step Y1 and step Y2：The dealing money of the second bluetooth visible card receiving user's input, And dealing money is sent to into the first bluetooth visible card.

Embodiment 2

For the technical scheme of the clearer explanation embodiment of the present invention, with bluetooth visible card and bluetooth card in the present embodiment Between carry out electronic cash transaction as a example by be introduced；It should be noted that the bluetooth card specially IC-card with Bluetooth function, The bluetooth visible card specially IC-card with Bluetooth function, keypress function and display function.As shown in Fig. 2 can for a kind of bluetooth The method flow diagram of electronic cash transaction is realized depending on card, including：

Step 101, bluetooth card broadcast bluetooth equipment information；

Bluetooth equipment around step 102, the search of bluetooth visible card in limited range, and show the bluetooth equipment for searching Information；

In the present embodiment, bluetooth visible card sends the bluetooth equipment in Inquiry search commands search limited range, Inquiry search commands are specially 01 01 04 05 9E 8B 33 06 00, and wherein the 5th byte to the 8th byte is Universal Access Number UAN, bluetooth visible card allow unconfined search, and the 8th byte is the maximum duration of search.Specifically, bluetooth Facility information includes device name, device address and device address type；

The selection information of step 103, bluetooth visible card receiving user's input, according to the selection information of user input to bluetooth Connection request is set up in card transmission；

Step 104, bluetooth card are returned to bluetooth visible card and are successfully established connection response；

The dealing money of step 105, bluetooth visible card receiving user's input, and obtain the application identities of electronic cash transaction Symbol；

For example, the dealing money of user input is 4660.

Step 106, bluetooth visible card send the choosing application life of the application identifier comprising electronic cash transaction to bluetooth card Order；

Utility command is selected to be configured to：(CLA+INS+P1+P2)+(Lc+Data+Le)；CLA is the classification byte of order, INS For the command byte of order, P1 and P2 be parameter, Lc be the length of data in the internal Data of order, Data be to select utility command Data, Le are the expected maximum number of bytes for returning；

The data included in selecting utility command Data in the present embodiment are specially；The application identifier of electronic cash transaction；

Specifically, in the present embodiment, utility command is selected to be specially：00A4 04 00 08 A000000632010106； Wherein 00 is CLA, and A4 is INS, and 04 is P1, and 00 is P2, and 08 is Lc, and A000000632010106 is Data, and Le is empty, represents and rings Data are answered to return by physical length.

Step 107, bluetooth card determine whether and the application for selecting the application identifier in utility command to match, be then to Bluetooth visible card returns the response data comprising Treatment Options data object list, and execution step 108, otherwise to bluetooth visible card The response data for selecting application failure is returned, is terminated；

Specifically, if bluetooth card supports to select selected application in utility command, i.e. electronic cash consumption then response data Responsive state word is 0X9000, and in bluetooth card does not support to select utility command, if selected application, the status word of response data is not 0X9000；

For example, in the present embodiment, response data is specially：6F818284 08A000000632010106A521500B50424F43204372656469748701019F38 129F1A029F21039F7A019F02065F2A029F4E14 9000, wherein responsive state word for last 2 bytes are 0x9000,0x9000 show that bluetooth card supports electronic cash consumption；Labels of the 0x6F for file control information template, 0x84 is DF The label of name, length of the 0x08 for DF names, 0xA000000632010106 thereafter is DF (Dedicated File, special text Part) name content, that is, select the application identifier in utility command, labels of the 0xA5 for file control information, 0x21 are file control The length of information processed, 0,x50,0B5,042,4F4,320,437,265,646,974 870101 thereafter Contents of the 9F38129F1A029F21039F7A019F02065F2A029F4E14 for file control information, wherein 0x50 is application Label, 0x0B are the length using label, and 0x50424F4320437265646974 thereafter is the value using label, 0X9F38 For the label of Treatment Options data object list, 0x12 is the length of Treatment Options data object list, thereafter 0x9F1A029F21039F7A019F02065F2A029F4E 14 is Treatment Options data object list；Treatment Options data pair As list is specially the label of Transaction Information, such as label of terminal country code, the label of exchange hour, the mark of dealing money The information such as label；

In the present embodiment, the value of Treatment Options data object list is specially：0x9F1A02 9F2103 9F7A01 The label of 9F0206 5F2A02 9F4E 14, wherein 0x9F1A for terminal country code, 0x02 are the expected terminal country for returning The maximum number of byte of code；Labels of the 0x9F21 for exchange hour, 0x03 are the maximum number of byte of the expected exchange hour for returning； Ox9F7A is the label that electronic cash terminal supports indicator, and 0x01 is that the expected electronic cash terminal for returning supports indicator Maximum number of byte, labels of the 0x9F02 for dealing money, 0x006 are the maximum number of byte of the expected mandate amount of money for returning； Labels of the Ox5F2A for transaction currency code, 0x02 are the maximum number of byte of the expected transaction currency code for returning；Ox9F4E is The label of name of firm, 0x14 are the maximum number of byte of the expected name of firm for returning；

Step 108, bluetooth visible card are according to the Treatment Options data object list tissue in response data comprising trade gold The acquisition Treatment Options order of volume, sends to bluetooth card and obtains Treatment Options order；

Obtain Treatment Options order to be specifically configured to：(CLA+INS+P1+P2)+(Lc+Data+Le)；CLA is the class of order Malapropism section, INS be command byte, P1 and the P2 of order be parameter, Lc be the length of data in the internal Data of order, Data for obtaining It is the expected maximum number of byte for returning to take the data of Treatment Options order, Le；

The data included in data Data for obtaining Treatment Options order in the present embodiment are specially；Bluetooth visible card according to Treatment Options data object list carries out encoding the data for obtaining, that is, obtain Treatment Options order, obtains Treatment Options order tool Body is the Transaction Information that bluetooth visible card is organized according to the label of Transaction Information；

Specifically, in the present embodiment, obtain Treatment Options order to be specially：80A8000024 832201561747230000000000123401564645495449414E20534146452020202020202020；Wherein 80 is CLA, and A8 is INS, and 00 is P1, and 00 is P2, and 24 is Lc, 832201561747230000000000123401564645495449414E2053

4146452020202020202020 is that Data wherein 83 is arranged according to Treatment Options data object for bluetooth visible card The label of the data that table is generated, a byte thereafter is the number generated according to Treatment Options data object list returned with which According to maximum number of byte be 22；

0x01561747230000000000123401564645495449414E205341464 52020202020202020 is the data generated according to Treatment Options data object list, and such as 0x0156 is terminal country's generation The data that code, as bluetooth visible card are generated according to the label of 0x9F1A terminal country codes correspondence；0x174723 is for during transaction Between, the data that as bluetooth visible card is generated according to the label of 0x9F21 exchange hours correspondence, and for example, the trade gold of user input Volume is 12.34, i.e., bluetooth visible card is specially 00000000001234 according to the data that the label 0x9F02 of dealing money is constituted； Last Le is sky, represents and returns by physical length.

Step 109, bluetooth card perform self-defined inspection according to Treatment Options order is obtained, and judge self-defined checking whether Pass through, be then execution step 110；Otherwise self-defined inspection not by information, end is returned to bluetooth visible card；

For example, self-defined inspection can obtain card balance for bluetooth card, according to the transaction obtained in Treatment Options order Whether the amount of money judges dealing money more than card balance, is then to send self-defined inspection not by information, knot to bluetooth visible card Beam；Otherwise execution step 110；Self-defined inspection can also obtain default blacklist list for bluetooth card, be processed according to acquisition Name of firm in option order judges whether, sends self-defined inspection to bluetooth visible card and do not lead to Information is crossed, terminates otherwise execution step 110；

In the present embodiment, 0x6985 is returned if self-defined inspection does not pass through.

Step 110, bluetooth card are returned using interaction feature and application file localizer to bluetooth visible card；

Step 111, bluetooth visible card determine off line authentication mode according to using interaction feature；

Step 112, bluetooth visible card generate read record order according to application file localizer, and send reading note to bluetooth card Record order；

Application file localizer include needed for verification process card image storage short file identifier, recording mechanism, Record number.Application file localizer is specially 08,010,200,100,104,001,802,020,018,030 30120010100；Bluetooth can Recording mechanism is obtained from application file localizer depending on card and short file identifier generates read record order；Each application file is positioned Device is four bytes, and in the present embodiment, application file localizer is specially 08,010,200 10,010,400 18020200 18030301 20010100；Therefore bluetooth visible card generates five read record orders in the present embodiment.Therefore bluetooth visible card successively to Bluetooth card sends read record order and is used for obtaining the card image of bluetooth card

Step 113, bluetooth card read card image according to read record order, return card image to bluetooth visible card, raw Into transaction log；

Specifically, the primary account number in card image at least including bluetooth card and off line authentication data；

Step 114, bluetooth visible card carry out off line certification according to card image by the off line authentication mode for determining, judge Whether off line certification is successful, is then consumption approval, generates transaction record, and otherwise consumption is refused, and generates transaction record.

Specifically, bluetooth visible card selects off line authentication mode to carry out off line certification according to using interaction feature.

In the present embodiment, it is specially using interaction feature：0x7C00 is 0,111 1100, as position 8 is 1 expression RFU；Position 7 Represent for 1 and support SDA (static data certification)；Position 6 is that FDDA (quick Dynamic Data Authentication) is supported in 1 expression；Position 5 is represented for 1 Support holder's certification；Position 4 is that 1 expression performs terminal risk management；Position 3 is that credit card issuer certification is supported in 1 expression；Position 2 is RFU (0)；Position 1 is that CDA is supported in 1 expression (compound Dynamic Data Authentication/application cryptogram is generated)；Therefore bluetooth card support certification support SDA, FDDA, holder's certification, execution terminal risk management, credit card issuer certification.

As the priority of bluetooth visible card support SDA and FDDA and FDDA in the present embodiment is higher than SDA, bluetooth visible card Off line authentication mode and the high off line authentication mode of priority that bluetooth visible card and bluetooth card are supported is obtained, i.e. FDDA is carried out Off line certification.

Specifically, it is the card number of bluetooth visible card, paying party primary account number at least including beneficiary primary account number in transaction record That is the card number of bluetooth card, dealing money, trade date, transaction ID；

Transaction ID is used for showing trading approving or Fail Transaction；

Further, when bluetooth visible card has online condition, bluetooth visible card is taken with single file is received by mobile terminal Business device sets up connection, when the reading transaction record that bluetooth visible card receives the server transmission of receipts single file is instructed, by transaction note Record is sent to receipts single file server.

Embodiment 3

For the technical scheme of the clearer explanation embodiment of the present invention, carrying out between bluetooth visible card in the present embodiment The method of work of bluetooth visible card is introduced as a example by electronic cash transaction；It should be noted that bluetooth visible card is with bluetooth work( Energy, display function, the IC-card of keypress function.The present embodiment provides a kind of method that bluetooth visible card realizes electronic cash transaction, As shown in figure 3, including：

Step 201, the second bluetooth visible card broadcast bluetooth equipment information；

Bluetooth equipment around step 202, the search of the first bluetooth visible card in limited range, and show the bluetooth for searching Facility information；

In the present embodiment, the first bluetooth visible card sends the bluetooth equipment in Inquiry search commands search limited range, Inquiry search commands are specially 01 01 04 05 9E 8B 33 06 00, and wherein the 5th byte to the 8th byte is Universal Access Number UAN, the first bluetooth visible card allow unconfined search, and the 8th byte is the maximum duration of search.Specifically, Bluetooth equipment information is device name, device address and device address type；

Further, also include before step 201：

Electricity on step S1, bluetooth visible card, the consumption pattern that receive user is selected；

Step S2, bluetooth visible card judge current consumption mode, the execution step 201 if consumption pattern is for gathering；If disappearing Take mode for then execution step 202 of paying the bill；

It should be noted that the operation performed by the first bluetooth visible card is consumption pattern holding for bluetooth visible card during gathering Capable operation；The operation that bluetooth visible card is performed when operation performed by second bluetooth visible card is payment for consumption pattern；

Preferably, in step S1, on bluetooth visible card after electricity, also include before the consumption pattern that receive user is selected： The startup password of bluetooth visible card receiving user's input, and judge whether startup password is legal, is, what receive user was selected disappears Take mode；Otherwise terminate；

The selection information of step 203, the first bluetooth visible card receiving user's input, and according to the information of selection to the second bluetooth Visible card sends and sets up connection request；

Step 204, the second bluetooth visible card are returned to the first bluetooth visible card and are successfully established connection response；

Optionally, step 203 is could alternatively be to step 204：

The selection information of step C1, the first bluetooth visible card receiving user's input, and please according to the transmission pairing of the information of selection Ask；

For example, the bluetooth equipment information that user chooses is the bluetooth equipment information of the second bluetooth visible card；

Pairing request instruction is specially 06 09 1e, 01 21 21 06 0a, 33 14 33 0b, 00 b3 73 00 00 5d 93 9a af 0e 0b 07 00 06 00 01 04 00 05 10 07 07 a8 72 cc.Wherein the 28th word Save as operative position, ' 01 ' represents that current operation is pairing request；Second nineteen byte is main equipment initial key display mode Flag bit, ' 04 ' represents that main equipment shows initial key；30th byte is matching method flag bit, and ' 00 ' represents and currently matches somebody with somebody To not being simple pairing, ' 01 ' expression is currently paired into simply matches；31st byte is binding flag bit；32nd Greatest length of the individual byte for initial key；33rd byte is main equipment ciphertext communication response flag bit, the 34th Individual byte is from equipment ciphertext communication response flag bit.

Step C2, the second bluetooth visible card judge that whether matching method is simple pairing, be then the second bluetooth visible card with First bluetooth visible card sets up connection, and is successfully established connection response, execution step 205 to the transmission of the first bluetooth visible card；It is no Then execution step C3；

Step C3, the second bluetooth visible card are produced and show the first PIN code；

The first PIN code input that step C4, the first bluetooth visible card receive user are shown according to the second bluetooth visible card Second PIN code, and the second PIN code is sent to into the second bluetooth visible card；

Step C5, the second bluetooth visible card judge whether the second PIN code is identical with the first PIN code, are then to the first bluetooth Visible card sends successful matching instruction, and execution step 205 otherwise sends pairing failure command to the first bluetooth visible card, terminates；

The dealing money of step 205, the first bluetooth visible card receiving user's input, and obtain the application of electronic cash transaction Identifier；

For example, the dealing money of user input is 4660.

Step 206, the first bluetooth visible card send the application identities comprising electronic cash transaction to the second bluetooth visible card What is accorded with selects utility command；

Utility command is selected to be specifically configured to：(CLA+INS+P1+P2)+(Lc+Data+Le)；CLA is the class malapropism of order Section, the command byte that INS is order, P1 and P2 be parameter, Lc be the length of data in the internal Data of order, Data be choosing application The data of order, Le are the expected maximum number of bytes for returning；

The data included in selecting utility command Data in the present embodiment are specially：The application identifier of electronic cash transaction AID；

Specifically, in the present embodiment, utility command is selected to be specially：00 A4 04 00 08 A000000632010106； Wherein 00 is CLA, and A4 is INS, and 04 is P1, and 02 is P2, and 08 is Lc, and A000000632010106 is Data, and Le is empty, and expression is pressed Physical length is returned.

Step 207, the second bluetooth visible card determine whether and the application for selecting application identifier in utility command to match, It is then to return the response data comprising Treatment Options data object list, execution step 208 is otherwise returned and selects application failure Response data, terminates；

Specifically, if the second bluetooth visible card is supported to select selected application in utility command, i.e. electronic cash consumption then to ring The responsive state word for answering data is 0X9000, is responded in the second bluetooth visible card does not support to select utility command if selected application The status word of data is not 0X9000；

For example, in the present embodiment, response data is specially：6F818284 08A000000632010106A521500B50424F43204372656469748701019F38 129F1A029F21039F7A019F02065F2A029F4E14 9000, wherein responsive state word for last 2 bytes are 0x9000,0x9000 show that bluetooth card supports electronic cash consumption；Labels of the 0x6F for file control information template, 0x84 is DF The label of name, length of the 0x08 for DF names, 0xA000000632010106 are DF (Dedicated File, private file) name Content, that is, select the application identifier in utility command, labels of the 0xA5 for file control information, 0x21 to be file control information Length, 0,x50,0B5,042,4F4,320,437,265,646,974 870101 Contents of the 9F38129F1A029F21039F7A019F02065F2A029F4E14 for file control information, wherein 0x50 is application Label, 0x0B are the length using label, and 0x50424F4320437265646974 is the value using label, and 0X9F38 is to process The label of option data list object, length of the 0x12 for Treatment Options data object list, 0x9F1A029F21039F7A019F02065F2A029F4E 14 is Treatment Options data object list；Treatment Options data pair As list is specially the label of Transaction Information, such as label of terminal country code, the label of exchange hour, the mark of dealing money The information such as label；

In the present embodiment, the value of Treatment Options data object list is specially：0x9F1A02 9F2103 9F7A01 The label of 9F0206 5F2A02 9F4E 14, wherein 0x9F1A for terminal country code, 0x02 are the expected terminal country for returning The maximum number of byte of code；Labels of the 0x9F21 for exchange hour, 0x03 are the maximum number of byte of the expected exchange hour for returning； Ox9F7A is the label that electronic cash terminal supports indicator, and 0x01 is that the expected electronic cash terminal for returning supports indicator Maximum number of byte, labels of the 0x9F02 for dealing money, 0x006 are the maximum number of byte of the expected mandate amount of money for returning； Labels of the Ox5F2A for transaction currency code, 0x02 are the maximum number of byte of the expected transaction currency code for returning；Ox9F4E is The label of name of firm, 0x14 are the maximum number of byte of the expected name of firm for returning.

Step 208, the first bluetooth visible card are according to the Treatment Options data object column-generation in response data comprising transaction The acquisition Treatment Options order of the amount of money, and the second bluetooth visible card is sent to by Treatment Options order is obtained.

The data included in data Data for obtaining Treatment Options order in the present embodiment are specially；First bluetooth visible card According to the data that Treatment Options data object list tissue is obtained, that is, Treatment Options order is obtained, obtain Treatment Options order tool Body is the Transaction Information that the first bluetooth visible card is obtained according to the label of Transaction Information；

Specifically, in the present embodiment, obtain Treatment Options order to be specially：80A8000024 832201561747230000000000123401564645495449414E2053414645202020202020 2020；Its In 80 be CLA, A8 is INS, and 00 is P1, and 00 is P2, and 24 is Lc, 832201561747230000000000123401564645495449414E2053

4146452020202020202020 be Data wherein 83 be the second bluetooth visible card according to Treatment Options data pair As the label of the data that list is generated, a byte thereafter is to be generated according to Treatment Options data object list with what which returned The maximum number of byte of data be 22；0x01561747230000000000123401564645495449414E205341464 52020202020202020 is the data generated according to Treatment Options data object list, and such as 0x0156 is terminal country's generation Code, the data that as the first bluetooth visible card is generated according to the label of 0x9F1A terminal country codes correspondence；0x174723 is friendship Easily the time, as the first bluetooth visible card is according to the corresponding data for generating of the label of 0x9F21 exchange hours, and for example, user input Dealing money be specially according to the data that the label 0x9F02 of dealing money is constituted for 12.34, i.e. the first bluetooth visible card 00000000001234；Last Le is sky, represents and returns by physical length.

Step 209, the second bluetooth visible card obtain dealing money from acquisition Treatment Options order and show；

In the present embodiment, the dealing money that the second bluetooth visible card gets is that 12.34, i.e. the second bluetooth can be the aobvious of card Show screen display content be " dealing money 12.34 ".

Step 210, the second bluetooth visible card judge whether to receive the confirmation transaction letter of user input in Preset Time Breath, is then execution step 211, otherwise terminates.

Specifically, the confirmation Transaction Information of user input can be confirmation button, or user input confirms transaction Password；

If user input confirmation trading password set in advance, it is close that the judgement of the second bluetooth visible card receives confirmation transaction Also include after code：What the second bluetooth visible card judged user input confirms trading password and the confirmation trading password for prestoring whether Cause, be then execution step 211, otherwise terminate.

Step 211, the second bluetooth visible card perform self-defined inspection according to Treatment Options order is obtained, and judge self-defined Check whether and pass through, be then execution step 212, otherwise self-defined inspection by information, knot is sent to the first bluetooth visible card Beam；

For example, self-defined inspection can obtain card balance for the second bluetooth visible card, according to acquisition Treatment Options order In dealing money judge dealing money whether more than card balance, be then to send self-defined inspection not to the first bluetooth visible card By information, terminate；Otherwise execution step 212；Self-defined inspection can also obtain default black name for the second bluetooth visible card Single-row table, judges whether in blacklist list according to the name of firm in Treatment Options order is obtained, is then to the first bluetooth Visible card sends self-defined inspection not by information, end；Otherwise execution step 212；

Step 212, the second bluetooth visible card are returned to the first bluetooth visible card and are positioned using interaction feature and application file Device；

According to using interaction feature, step 213, the first bluetooth visible card judge whether the second bluetooth visible card supports off line Certification, is then execution step 214, otherwise terminates；

Step 214, the first bluetooth visible card generate read record order according to application file localizer, visual to the second bluetooth Card sends read record order；

Application file localizer includes the card image needed for verification process；Card image is specially transaction to be needed to read The short file identifier of data storage, the static signature data that need of recording mechanism, record number and offline data certification Deposit position.Application file localizer is specially 08,010,200,100,104,001,802,020,018,030 30120010100；First is blue Tooth visible card obtains recording mechanism from application file localizer and short file identifier generates read record order；In the present embodiment, Application file localizer is specially 08,010,200 10,010,400 180,202 00 18,030,301 20010100；Each card is remembered The application file localizer of record includes four bytes, therefore the first bluetooth visible card generates five read record orders in the present embodiment；

Step 215, the second bluetooth visible card obtain card image according to read record order, return to the first bluetooth visible card Card image.

Specifically, the second bluetooth visible card reads associated card according to the recording mechanism in read record order or short file identifier Piece information.

Step 216, the second bluetooth visible card generate transaction log；Updated according to dealing money and show transactions balances；

Step 217, the first bluetooth visible card carry out off line certification according to card image, judge whether off line certification is successful, It is then consumption approval, generates transaction record, otherwise consumption refusal, generates transaction record.

Specifically, the first bluetooth visible card selects off line authentication mode to carry out off line certification according to using interaction feature.

As the priority of the first bluetooth visible card support SDA and FDDA and FDDA in the present embodiment is higher than SDA, first is blue Tooth visible card obtains the first bluetooth visible card and the second off line authentication mode that bluetooth visible card is supported and priority is high, i.e., FDDA。

Optionally, step 201 to step 204 can also be：

Step A1, the first bluetooth visible card broadcast bluetooth equipment information；

Bluetooth equipment around step A2, the visual Carcel of the second bluetooth in limited range, and show that the bluetooth for searching sets Standby information；

The bluetooth equipment information that step A3, the second bluetooth visible card receive user are chosen, and the bluetooth chosen according to user Facility information sends and sets up connection request；

Step A4, the first bluetooth visible card are returned to the second bluetooth visible card and are successfully established connection response.

Embodiment 4

For the technical scheme of the clearer explanation embodiment of the present invention, carrying out between bluetooth visible card in the present embodiment The method of work of bluetooth visible card is introduced as a example by electronic cash transaction；It should be noted that bluetooth visible card is with bluetooth work( Energy, display function, the IC-card of keypress function.As shown in figure 4, the present embodiment includes：

Step 301, the second bluetooth visible card broadcast bluetooth equipment information；

Bluetooth equipment around step 302, the search of the first bluetooth visible card in limited range, and show the bluetooth for searching Facility information；

Further, also include before step 301：

Step S2, bluetooth visible card judge current consumption mode, the execution step 301 if consumption pattern is for gathering；If disappearing Take mode for then execution step 302 of paying the bill；

The selection information of step 303, the first bluetooth visible card receiving user's input, and the company of foundation is sent according to the information of selection Connect request；

Step 304, the second bluetooth visible card are returned to the first bluetooth visible card and are successfully established connection response；

Step 305, the dealing money of the second bluetooth visible card receiving user's input simultaneously show, and dealing money is sent to First bluetooth visible card；

Step 306, the first bluetooth visible card are returned to the second bluetooth visible card and are properly received dealing money response, and are obtained The application identifier of electronic cash transaction；

Step 307, the first bluetooth visible card send the application identities comprising electronic cash transaction to the second bluetooth visible card What is accorded with selects utility command；

Step 308, the second bluetooth visible card determine whether with select that the application identifier in utility command matches should With, it is then to return the response data comprising Treatment Options data object list, otherwise returns the response data for selecting application failure, Terminate；

Step 309, the first bluetooth visible card are generated comprising friendship according to the Treatment Options data object list in response data The easily acquisition Treatment Options order of the amount of money, and the second bluetooth visible card is sent to by Treatment Options order is obtained.

Step 310, the second bluetooth visible card perform self-defined inspection according to Treatment Options order is obtained, and judge self-defined Check whether and pass through, be then execution step 311, otherwise self-defined inspection by information, knot is returned to the first bluetooth visible card Beam；

For example, self-defined inspection can obtain card balance for the second bluetooth visible card, according to acquisition Treatment Options order In dealing money judge dealing money whether more than card balance, be to send self-defined inspection to the first bluetooth visible card not leading to Information is crossed, is terminated；Otherwise execution step 311；Self-defined inspection can also obtain default blacklist for the second bluetooth visible card According to the name of firm in Treatment Options order is obtained, list, judges whether that, in blacklist list, being then can to the first bluetooth Self-defined inspection not by information, end is sent depending on card；Otherwise execution step 311；

Preferably, after step 309, also include before step 310：

Step D1, the second bluetooth visible card obtain dealing money from acquisition Treatment Options order and show；

In the present embodiment, the dealing money that the second bluetooth visible card gets is 00000000001234, i.e. the second bluetooth The content of the display screen display of visible card is " dealing money 12.34 ".

Step D2, the second bluetooth visible card judge whether to receive the confirmation transaction letter of user input in Preset Time Breath, is then execution step 310, otherwise terminates.

Specifically, the confirmation Transaction Information of user input can be the trigger message of confirmation button, or user is defeated Enter to confirm trading password；

If user input confirmation trading password set in advance, it is close that the judgement of the second bluetooth visible card receives confirmation transaction Also include after code：What the second bluetooth visible card judged user input confirms trading password and the confirmation trading password for prestoring whether Cause, be then execution step 310, otherwise terminate.

Preferably, after step 309, can also include before step 310：

Second bluetooth visible card judges that the transactions balances obtained in Treatment Options order with the dealing money of user input are It is no consistent, it is then execution step 310, otherwise reports an error, terminate；

Step 311, the second bluetooth visible card are returned to the first bluetooth visible card and are positioned using interaction feature and application file Device；

According to using interaction feature, step 312, the first bluetooth visible card judge whether the second bluetooth visible card supports off line Certification, is then execution step 313, otherwise terminates；

Step 313, the first bluetooth visible card generate read record order according to application file localizer, visual to the second bluetooth Card sends read record order；

Step 314, the second bluetooth visible card obtain card image according to read record order, send to the first bluetooth visible card Card image；

Specifically, the second bluetooth visible card reads associated card according to the recording mechanism in read record order or short file identifier Piece information.If successfully reading card image, execution step 315, if do not read card image return recording do not exist Information：

Step 315, the second bluetooth visible card generate transaction log；Transactions balances are updated and are shown according to dealing money, to First bluetooth visible card returns card image；

Step 316, the first bluetooth visible card carry out off line certification according to card image, judge whether off line certification is successful, It is then consumption approval, generates transaction record, otherwise consumption refusal, generates transaction record.

Optionally, step 301 is could alternatively be to step 304：

Step B1, the first bluetooth visible card broadcast bluetooth equipment information；

Bluetooth equipment around step B2, the visual Carcel of the second bluetooth in limited range, and show that the bluetooth for searching sets Standby information；

The bluetooth equipment information that step B3, the second bluetooth visible card receive user are chosen, and the bluetooth chosen according to user Facility information sends and sets up connection request；

Step B4, the first bluetooth visible card are returned to the second bluetooth visible card and are successfully established connection response.

A kind of method for realizing off line electronic cash transaction between bluetooth visible card is present embodiments provided, the present embodiment is provided Bluetooth visible card be that, with keyboard, display screen and Bluetooth function, two bluetooth visible cards are attached by bluetooth, Ke Yizhi Being connected between two bluetooth visible cards carries out consumption operation, convenient and swift.

Embodiment 5

The present embodiment provides a kind of bluetooth visible card, as shown in figure 5, including：

Link block 11 is set up, is connected for setting up with bluetooth card；

Specifically, setting up link block 11 includes：

Search submodule, for the bluetooth equipment in limited range around searching for；

Display sub-module, for showing the bluetooth equipment information for searching for that sub-block searches are arrived；

Receiving submodule, for the selection information of receiving user's input；It is additionally operable to receive being successfully established for bluetooth card return Connection response

Sending submodule, the selection information for being received according to receiving submodule sends sets up connection request.

Or, set up link block 11 and specifically include：

Receiving submodule, for receiving connection request；

Connection submodule, is connected for being set up with the bluetooth card for sending connection request；

Sending submodule, is successfully established connection response for sending to bluetooth card.

Receiver module 12, for when the choosing application response for setting up reception bluetooth card return after link block 11 sets up connection； For receiving the application file localizer of bluetooth card return and applying interaction feature；

Acquisition module 13, for obtaining dealing money；It is additionally operable to be positioned according to the application file that receiver module 12 is received Device obtains card image from bluetooth card；

Specifically, acquisition module 13, for the dealing money of receiving user's input, or for receiving bluetooth card transmission Dealing money.

Molded tissue block 14, the Treatment Options data object during the choosing application for being received according to receiver module 12 is responded are arranged Table organization obtains Treatment Options order；Obtain the dealing money that option order includes that acquisition module 13 gets；

Sending module 15, selects utility command for sending the application identifier comprising electronic cash transaction to bluetooth card； For sending the acquisition Treatment Options order of the tissue of molded tissue block 14 to bluetooth card；

Determining module 16, the application interaction feature for being received according to receiver module 12 determine off line authentication mode；

Off line authentication module 17, what the card image for being got according to acquisition module 13 was determined by determining module 16 Off line authentication mode carries out off line certification, and judges whether off line certification is successful；

Transaction record generation module 18, it is for judging to consume approval if off line certification is successful if off line authentication module 17, raw Into transaction record；Refusal is consumed if off line authentication module 17 judges off line authentification failure, transaction record is generated.

Preferably, bluetooth visible card also includes：

According to the choosing application response that receiver module 12 is received, judge module, judges whether bluetooth card is supported and choosing application life The corresponding application of application identifier in order；

Molded tissue block 14, is additionally operable to judge that bluetooth card supports the basis using if corresponding with application identifier if judge module Treatment Options data object list tissue in the choosing application response that receiver module 12 is received obtains Treatment Options order.

Further, comprising one in the Treatment Options data object list in the choosing application response that receiver module 12 is received Individual or multiple Transaction Information labels；

Accordingly, molded tissue block 14, specifically for the Treatment Options selected in application response received according to receiver module Transaction Information label in data object list obtains corresponding Transaction Information, and is obtained according to the Transaction Information tissue for getting Treatment Options order.

Further, the application file localizer that receiver module 12 is received includes：The corresponding short essay part of card image Mark and recording mechanism；

Accordingly, acquisition module 13 is specifically included：

Read record order generates submodule, for the short essay in the application file localizer that received according to receiver module 12 Part identifier and recording mechanism generate read record order；

Sending submodule, generates the read record order that submodule is generated for sending read record order to bluetooth card；

Receiving submodule, for receiving the card image of bluetooth card return.

Preferably, bluetooth visible card also includes：

Starting module, for the startup password of receiving user's input, and judges whether startup password is legal；

Link block 11 is set up, if be additionally operable to set up with bluetooth card when starting module judges that startup password is legal being connected.

Display module, if for starting module judge startup password it is illegal when display reminding information.

Preferably, bluetooth visible card also includes：

Connection server module, for being connected with receiving single file server and setting up by mobile terminal；

Trades record module is uploaded, when instructing for receiving the reading transaction record for receiving the transmission of single file server, to receipts Single file server sends transaction record.

Preferably, bluetooth visible card also includes:

Selecting module, for the consumption pattern that receive user is selected；

Link block 11 is set up, if when the consumption pattern of user's selection is received for collecting money specifically for selecting module and blue Tooth card sets up connection；If be additionally operable to selecting module receive user selection consumption pattern for payment when etc. connection to be received please Ask, set up with the first bluetooth visible card for sending connection request if connection request is received and be connected；

Sending module 15, is additionally operable to the first bluetooth visible card send be successfully established connection response.

Receiver module 12, be additionally operable to reception the first bluetooth visible card transmission select utility command；It is additionally operable to reception first blue The acquisition Treatment Options order that tooth visible card sends；It is additionally operable to receive the read record order that the first bluetooth visible card sends；

Bluetooth visible card also includes performing module, receives to select for receiver module 12 and perform after utility command choosing application behaviour Obtain choosing application response；

Sending module 15, is additionally operable to send the choosing application response that performing module is obtained to the first bluetooth visible card；It is additionally operable to When receiver module 12 receives the backward first bluetooth visible card return for obtaining Treatment Options order using interaction feature and application File retainer；It is additionally operable to send the card image that acquisition module 13 gets to the first bluetooth visible card；

Specifically, performing module, obtain application identifier for selecting of receiving from receiver module 12, sentence in utility command The disconnected application for whether supporting to match with application identifier；

Accordingly, sending module 15, if judge to support the application matched with application identifier specifically for performing module Then send the choosing application comprising Treatment Options data object list to the first bluetooth visible card to respond, if performing module judges not prop up Hold the application matched with application identifier and then return the choosing application response for selecting application failure to the first bluetooth visible card.

Acquisition module 13, is additionally operable to after receiver module 12 receives read record order be obtained according to read record order and blocks Piece information；

Bluetooth visible card also includes transaction log generation module, generates after be sent completely by card image Transaction log.

Preferably, bluetooth visible card also includes：

Self-defined inspection module, the acquisition Treatment Options order for being received according to receiver module 12 carry out self-defined inspection Look into, and judge that self-defined checking whether passes through；

Specifically, self-defined inspection module, for obtaining default blacklist list, judges to obtain the business in Treatment Options Whether name in an account book claims in blacklist list, is, self-defined inspection does not pass through, and otherwise self-defined inspection passes through.

Accordingly, sending module 15, are additionally operable to judge that self-defined inspection is blue to first by if if self-defined inspection module Tooth visible card is returned using interaction feature and application file localizer；If being additionally operable to self-defined inspection module judges self-defined inspection Not by then returning self-defined inspection not by information to the first bluetooth visible card.

Preferably, receiver module 12, are additionally operable to the confirmation Transaction Information of receiving user's input；

Receiver module 12, it is close to the trigger message of confirmation button or the transaction of user input specifically for receive user Code.

Sending module 15, being additionally operable to can to the first bluetooth after receiver module 12 receives the confirmation Transaction Information of user input Return using interaction feature and application file localizer depending on card.

Preferably, bluetooth visible card also includes：

Judge trading password module, if receiving after the trading password of user input for receiver module 12, judge user Whether the trading password of input is matched with the trading password for prestoring；

Accordingly, sending module 15, if be additionally operable to judge trading password module judge the trading password of user input with it is pre- Return using interaction feature and application file localizer to the first bluetooth visible card when the trading password deposited is matched.

Bluetooth visible card also includes：Display module, is additionally operable to from receiver module 12 the acquisition Treatment Options order for receiving Middle acquisition simultaneously shows dealing money.It is additionally operable to the dealing money obtained in Treatment Options order received according to receiver module 12 Update and show electronic cash balances.

Preferably, receiver module 12, receive the consumption pattern of user's selection for paying the bill when link block is set up When be additionally operable to the dealing money of receiving user's input；

Sending module 15, for being sent to the first bluetooth visible card by the dealing money that receiver module 12 is received.

The above, the only present invention preferably specific embodiment, but protection scope of the present invention is not limited thereto, Any those familiar with the art the invention discloses technical scope in, change or replacement can be readily occurred in, all Should be included within the scope of the present invention.Therefore, protection scope of the present invention should be described with scope of the claims It is defined.

Claims

1. a kind of method that bluetooth visible card realizes electronic cash transaction, it is characterised in that include：

Step S1, bluetooth visible card are set up with bluetooth card and are connected, and obtain dealing money, send existing comprising electronics to the bluetooth card The application identifier of gold transaction selects utility command；

Step S2, the bluetooth visible card receive the choosing application response that the bluetooth card is returned；According in the choosing application response Treatment Options data object list tissue obtain Treatment Options order, and the acquisition Treatment Options order is sent to described Bluetooth card；The acquisition Treatment Options order includes the dealing money；

Step S3, the bluetooth visible card receive the application file localizer of the bluetooth card return and apply interaction feature, root Card image is obtained according to the application file localizer from the bluetooth card；

Step S4, the bluetooth visible card determine off line authentication mode according to the application interaction feature, are believed according to the card Breath carries out off line certification, and judges whether off line certification is successful, is then consumption approval, generates transaction record；Otherwise consumption is refused, Generate transaction record.

2. the method for claim 1, it is characterised in that the acquisition dealing money is specially：Receiving user's input Dealing money receives the dealing money that the bluetooth card sends.

3. the method for claim 1, it is characterised in that the bluetooth visible card is set up be connected with bluetooth card and specifically wrapped Include：

Bluetooth equipment around step 101, bluetooth visible card search in limited range, and show the bluetooth equipment for searching Information；

The selection information of step 102, the bluetooth visible card receiving user's input, according to the selection information to the bluetooth card Connection request is set up in transmission；If receive be successfully established connection response if continue executing with the acquisition dealing money.

4. the method for claim 1, it is characterised in that the bluetooth visible card is set up be connected with bluetooth card and specifically wrapped Include：The bluetooth visible card receives connection request, and is connected with the bluetooth card foundation for sending the connection request, to the bluetooth Card transmission is successfully established connection response.

5. the method for claim 1, it is characterised in that the bluetooth visible card receives the choosing that the bluetooth card returns should With also including after response：

The bluetooth visible card according to choosing application response judge the bluetooth card whether support with the electronic cash transaction answer With the corresponding application of identifier, it is to perform the Treatment Options data object list tissue according in the choosing application response Treatment Options order is obtained, is otherwise terminated.

6. the method for claim 1, it is characterised in that include in the Treatment Options data object list one or Multiple Transaction Information labels；

The Treatment Options data object list tissue according in the choosing application response obtains Treatment Options order and is specially： The bluetooth visible card obtains corresponding Transaction Information, and root according to the Transaction Information label in Treatment Options data object list According to the Transaction Information tissue acquisition Treatment Options order for getting.

7. the method for claim 1, it is characterised in that the application file localizer includes：Card image correspondence Short file identifier and recording mechanism；

It is described to be specifically included from bluetooth card acquisition card image according to the application file localizer：It is fixed according to application file Short file identifier and recording mechanism in the device of position generates read record order, and the read record order is sent to the bluetooth card, And receive the card image that told bluetooth card is returned.

8. the method for claim 1, it is characterised in that also include before step S1：The visual clamping of the bluetooth The startup password of user input is received, and judges whether the startup password is legal, is, perform step S1, otherwise shown and carry Show information and terminate.

9. the method for claim 1, it is characterised in that methods described also includes：When bluetooth visible card has online bar During part, the bluetooth visible card is connected with receiving single file server and setting up by mobile terminal；Single file server is received when receiving When the reading transaction record for sending is instructed, transaction record is sent to single file server is received.

10. the method for claim 1, it is characterised in that also include before step S1：Step S0, the bluetooth The consumption pattern that visible card receive user is selected, performs step S1 if the consumption pattern that user selects is for gathering.

11. method as claimed in claim 10, it is characterised in that also include in step S0, if the consumption that user selects Mode then performs following steps for payment；

The connection that step 201, the bluetooth visible card are sent as the first bluetooth visible card to be received such as the second bluetooth visible card Request, is set up with the first bluetooth visible card if connection request is received and is connected, and return is successfully established connection response；

Step 202, the second bluetooth visible card receive the utility command that selects of the first bluetooth visible card transmission, and execution choosing should Choosing application response is obtained with operation, and the choosing is returned to into the first bluetooth visible card using response；

Step 203, the second bluetooth visible card receive the acquisition Treatment Options order that the first bluetooth visible card sends, and Return using interaction feature and application file localizer to the first bluetooth visible card；

Step 204, the second bluetooth visible card receive the read record order that the first bluetooth visible card sends, to described the One bluetooth visible card sends card image, and generates transaction log.

12. methods as claimed in claim 11, it is characterised in that it is concrete that the execution selects application operating to obtain choosing application response For：The second bluetooth visible card obtain in utility command application identifier from selecting, and judges whether to support and the application mark Know the corresponding application of symbol, be then to return the choosing application comprising Treatment Options data object list to respond, otherwise return and select application The choosing application response of failure, terminates.

13. methods as claimed in claim 11, it is characterised in that the second bluetooth visible card receives first bluetooth can After the acquisition Treatment Options order sent depending on card, also include：The second bluetooth visible card is according to acquisition Treatment Options order Carry out self-defined inspection, and judge that self-defined checking whether passes through, be perform it is described to the first bluetooth visible card return Using interaction feature and application file localizer；Otherwise self-defined inspection not by letter is returned to the first bluetooth visible card Breath, terminates.

14. methods as claimed in claim 13, it is characterised in that the second bluetooth visible card is ordered according to Treatment Options are obtained Order carries out self-defined inspection and is specially：The second bluetooth visible card obtains default blacklist list, judges to obtain to process and selects Whether the name of firm in item order, in blacklist list, is that self-defined inspection does not pass through, and otherwise self-defined inspection passes through.

15. method as claimed in claim 11, it is characterised in that the second bluetooth visible card receives first bluetooth can After the acquisition Treatment Options order sent depending on card, also include：The second bluetooth visible card is from acquisition Treatment Options order Obtain and show dealing money.

16. methods as claimed in claim 15, it is characterised in that also include after the display dealing money：Described second Bluetooth visible card waits the confirmation Transaction Information of receiving user's input, continues if the confirmation Transaction Information of user input is received Perform described return to the first bluetooth visible card and apply interaction feature and application file localizer；If being not received by user The confirmation Transaction Information of input then terminates.

17. methods as claimed in claim 16, it is characterised in that the confirmation Transaction Information is specially user to confirming button Trigger message or user input trading password.

18. methods as claimed in claim 17, it is characterised in that confirm that Transaction Information is close for the transaction of user input when described During code, the second bluetooth visible card also includes after receiving the confirmation Transaction Information of user input：Second bluetooth can Whether match with the trading password for prestoring depending on the trading password that card judges the user input, be continue executing with it is described to described First bluetooth visible card is returned using interaction feature and application file localizer；Otherwise terminate.

19. methods as claimed in claim 11, it is characterised in that also include in the step 204：According to acquisition Treatment Options Dealing money in order updates and shows electronic cash balances.

20. methods as claimed in claim 11, it is characterised in that also include between the step 201 and the step 202： The dealing money of the second bluetooth visible card receiving user's input, and it is visual that dealing money is sent to first bluetooth Card.

21. a kind of bluetooth visible cards, it is characterised in that include：

Link block is set up, is connected for setting up with bluetooth card；

Receiver module, for setting up the choosing application response for receiving after link block sets up connection that bluetooth card is returned when described；For Receive the application file localizer of bluetooth card return and apply interaction feature；

Acquisition module, for obtaining dealing money；It is additionally operable to the application file positioning received according to the receiver module Device obtains card image from the bluetooth card；

Molded tissue block, for the Treatment Options data object list group selected in application response received according to the receiver module Knit acquisition Treatment Options order；The acquisition Treatment Options order includes the dealing money；

Sending module, selects utility command for sending the application identifier comprising electronic cash transaction to bluetooth card；For to Bluetooth card sends the acquisition Treatment Options order of the molded tissue block tissue；

Determining module, the application interaction feature for being received according to the receiver module determine off line authentication mode；

Off line authentication module, the card image for being got according to the acquisition module are determined by the determining module Off line authentication mode carry out off line certification, and judge off line certification whether success；

Transaction record generation module, for judging to consume approval if off line certification is successful if the off line authentication module, generates and hands over Easily record；Refusal is consumed if the off line authentication module judges off line authentification failure, transaction record is generated.

22. bluetooth visible cards as claimed in claim 21, it is characterised in that the acquisition module is defeated specifically for receive user The dealing money for entering, or for receiving the dealing money that the bluetooth card sends.

23. bluetooth visible cards as claimed in claim 21, it is characterised in that the link block of setting up is specifically included：

Display sub-module, for showing the search bluetooth equipment information that arrives of sub-block searches；

Receiving submodule, for the selection information of receiving user's input；It is additionally operable to receive being successfully established for the bluetooth card return Connection response；

Sending submodule, the selection information for being received according to the receiving submodule send to set up to connect to bluetooth card and ask Ask.

24. bluetooth visible cards as claimed in claim 21, it is characterised in that the link block of setting up is specifically included：

Receiving submodule, for receiving connection request；

Connection submodule, is connected for being set up with the bluetooth card for sending the connection request；

Sending submodule, is successfully established connection response for sending to the bluetooth card.

25. bluetooth visible cards as claimed in claim 21, it is characterised in that also include：

Judge module, the choosing application response for being received according to the receiver module judge whether the bluetooth card is supported Application corresponding with the application identifier；

For the judge module, the molded tissue block, if judge that the bluetooth card supports answer corresponding with the application identifier Obtained with the Treatment Options data object list tissue in the choosing application response for then being received according to the receiver module and process choosing Item order.

26. bluetooth visible cards as claimed in claim 21, it is characterised in that the choosing application response that the receiver module is received In Treatment Options data object list in include one or more Transaction Information label；

The molded tissue block, specifically for the Treatment Options data pair selected in application response received according to the receiver module As the Transaction Information label in list obtains corresponding Transaction Information, and process choosing is obtained according to the Transaction Information tissue for getting Item order.

27. bluetooth visible cards as claimed in claim 21, it is characterised in that the application file that the receiver module is received is fixed Position device includes：The corresponding short file identification of card image and recording mechanism；

The acquisition module is specifically included：

Read record order generates submodule, for short in the application file localizer that received according to the receiver module File identifier and recording mechanism generate read record order；

Sending submodule, generates the read record life that submodule is generated for sending the read record order to the bluetooth card Order；

Receiving submodule, for receiving the card image that the bluetooth card is returned.

28. bluetooth visible cards as claimed in claim 21, it is characterised in that also include：

Starting module, for the startup password of receiving user's input, and judges whether the startup password is legal；

It is described to set up link block, if judging to set up company with bluetooth card when the startup password is legal for the starting module Connect；

Display module, if display reminding information when judging that the startup password is illegal for the starting module.

29. bluetooth visible cards as claimed in claim 21, it is characterised in that also include：

30. bluetooth visible cards as claimed in claim 21, it is characterised in that also include:

Selecting module, for the consumption pattern that receive user is selected；

It is described to set up link block, if the consumption pattern for receiving user's selection for the selecting module is when collecting money and bluetooth Card sets up connection；

The sending module, is additionally operable to the bluetooth card send be successfully established connection response.

31. bluetooth visible cards as claimed in claim 30, it is characterised in that：

It is described to set up link block, if being additionally operable to the selecting module receives the consumption pattern of user's selection for waiting during payment Connection request is received, is set up with the first bluetooth visible card for sending connection request if connection request is received and is connected；

The receiver module, be additionally operable to reception the first bluetooth visible card transmission select utility command；It is additionally operable to receive described The acquisition Treatment Options order that first bluetooth visible card sends；It is additionally operable to receive the read record that the first bluetooth visible card sends Order；

Performing module, for the receiver module receive it is described select after utility command perform select application operating obtain choosing application ring Should；

The sending module, is additionally operable to send the choosing application response that the performing module is obtained to the first bluetooth visible card； It is additionally operable to answer when the receiver module receives the backward described first bluetooth visible card return for obtaining Treatment Options order With interaction feature and application file localizer；It is additionally operable to send what the acquisition module got to the first bluetooth visible card The card image；

The acquisition module, is additionally operable to be obtained according to read record order after the receiver module receives the read record order Take card image；

The bluetooth visible card also includes：Card image is sent completely by transaction log generation module for the sending module After generate transaction log.

32. bluetooth visible card as claimed in claim 31, it is characterised in that the performing module, specifically for connecing from described Receive module receive select utility command in obtain application identifier, judge whether support it is corresponding with the application identifier should With；

The sending module, specifically for if the performing module judge support it is corresponding with the application identifier application if to The first bluetooth visible card sends the choosing application comprising Treatment Options data object list and responds, if the performing module judges Do not support that the application matched with the application identifier then returns the choosing for selecting application failure to the first bluetooth visible card Using response.

33. bluetooth visible cards as claimed in claim 31, it is characterised in that also include：

Self-defined inspection module, the acquisition Treatment Options order for being received according to the receiver module carry out self-defined Check, and judge that self-defined the checking whether passes through；

The sending module, is additionally operable to judge the self-defined inspection by if to described first if the self-defined inspection module Bluetooth visible card is returned using interaction feature and application file localizer；If being additionally operable to the self-defined inspection module judges described It is self-defined to check not by then returning self-defined inspection not by information to the first bluetooth visible card.

34. bluetooth visible cards as claimed in claim 33, it is characterised in that the self-defined inspection module, specifically for obtaining Take default blacklist list, judge obtain Treatment Options in name of firm whether in blacklist list, be then self-defined Inspection does not pass through, and otherwise self-defined inspection passes through.

35. bluetooth visible cards as claimed in claim 31, it is characterised in that also include：

Display module, for obtaining in the acquisition Treatment Options order that receives from the receiver module and showing dealing money.

36. bluetooth visible cards as claimed in claim 35, it is characterised in that

The receiver module, is additionally operable to the confirmation Transaction Information of receiving user's input；

The sending module, be additionally operable to the receiver module receive user input confirmation Transaction Information it is backward described first blue Tooth visible card is returned using interaction feature and application file localizer.

37. bluetooth visible cards as claimed in claim 36, it is characterised in that the receiver module is specifically for receive user pair Confirm the trigger message of button or the trading password of user input.

38. bluetooth visible cards as claimed in claim 37, it is characterised in that also include

Judge trading password module, if receiving after the trading password of user input for the receiver module, judge the use Whether the trading password of family input is matched with the trading password for prestoring；

The sending module, if being additionally operable to the trading password for judging the trading password module judgement user input and prestoring Trading password return using interaction feature and application file localizer to the first bluetooth visible card when matching.

39. bluetooth visible cards as claimed in claim 31, it is characterised in that also include：

Display module, the dealing money in Treatment Options order that obtains for being received according to the receiver module update and show Show electronic cash balances.

40. bluetooth visible cards as claimed in claim 31, it is characterised in that

The receiver module, it is payment to be additionally operable to described to set up link block and receive the consumption pattern of user's selection When, the dealing money of receiving user's input；

The sending module, is additionally operable to for the dealing money that the receiver module is received to be sent to first bluetooth visual Card.