CN106485491A - A kind of payment terminal and method - Google Patents
A kind of payment terminal and method Download PDFInfo
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- CN106485491A CN106485491A CN201610874202.8A CN201610874202A CN106485491A CN 106485491 A CN106485491 A CN 106485491A CN 201610874202 A CN201610874202 A CN 201610874202A CN 106485491 A CN106485491 A CN 106485491A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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Abstract
The invention discloses a kind of payment terminal and method of payment, it is related to mobile communication technology field, described payment terminal includes：Detector unit, for when receiving delivery operation, current network being connected to carrier data network；Wireless communication unit, when cannot connect to carrier data network for current network, current network is automatically switched to the secure network after certification.The invention also discloses a kind of payment terminal.The payment terminal being provided by the present invention and method of payment, ensure that mobile terminal in the case of not having data network, and safe completes delivery operation.Improve convenience and the safety of mobile terminal payment.
Description
Technical field
The present invention relates to moving communicating field, more particularly, to a kind of payment terminal and method.
Background technology
With the continuous development of network technology, various intelligent terminal pass through service that network provides for people also increasingly
Many, make daily life more and more convenient.For example, people can use mobile terminal, on the premise of connecting network, real
Existing on-line payment and the function such as transfer accounts, it is to avoid carry with buckets of cash additionally it is possible to avoid the trouble of small change, therefore, prop up online
Pay and favored by more and more users.
At present, the method for on-line payment can be：Under intelligent terminal is in network connection state, when detecting arbitrary
When there is in the applications client of on-line payment function the trigger action to payment options, obtain payment data, this payment data
At least include paying account information and the payment of object, and this payment data is sent clothes corresponding to this applications client
Business device, when receiving the payment successful information of server return, completes on-line payment；Wherein, this intelligent terminal is connected
Network can be data network or WiFi (Wireless Fidelity, the Wireless Fidelity) network of operator.
However, in prior art when user is paid in the environment of no carrier data network, (as user exists
Lower market is paid, or when user goes abroad, is paid in the case of not opening roaming service.) user's needs are manually
Switching between removal search and setting WiFi network and carrier data network.So, in payment process, user operation can very
Trouble, nor can guarantee that user's payment safety.
Content of the invention
Present invention is primarily targeted at proposing a kind of payment terminal and method it is intended to solve in prior art, mobile whole
It is impossible to carry out the normal, problem of secure payment in the case that end cannot connect carrier data network in payment process.
For achieving the above object, a kind of payment terminal that the present invention provides, described payment terminal includes：
Detector unit, for when receiving delivery operation, current network being connected to carrier data network；
Wireless communication unit, when cannot connect to carrier data network for current network, current network is cut automatically
Shift to the secure network after certification.
Further, described payment terminal also includes：
Authentication module, when cannot connect to carrier data network for current network, search current location scope automatically
Interior wireless network, and the secure network after safety certification access authentication is carried out to described wireless network.
Secure network after described certification includes：Wireless network after certification, the interim open network of local operator.
Further, described authentication module includes judging submodule and implementation sub-module,
Described judging submodule, for judge network connection type be whether existence information risk of leakage be wirelessly transferred net
Network；
Described implementation sub-module, for when judging submodule finds at least one secure wireless transmission network, by this nothing
Gauze network is defined as the secure network after certification；When judging submodule does not find secure wireless transmission network, automatically search for this
The interim open network of ground operator；And the option of operation opening the interim open network of local operator is provided.
Further, the wireless-transmission network of described existence information risk of leakage includes：Described payment terminal connects for the first time
Or no encryption measures wireless network；Or the DNS WAN mouth of router is maliciously tampered, the DHCP clothes of router
The DNS of business is tampered, and router allows the wireless network being remotely controlled.
Additionally, for achieving the above object, the present invention also proposes a kind of method of payment, and described method of payment includes：
When receiving delivery operation, current network is connected to carrier data network；
If current network cannot connect to carrier data network, current network is automatically switched to the safety net after certification
Network.
Further, described method of payment also includes：
When receiving delivery operation, if carrier data network is not switched on, sends and open carrier data network prompts
Information.
Further, described method of payment also includes：
When current network cannot connect to carrier data network, show network connection signal language.
Further, described method of payment also includes：
When current network cannot connect to carrier data network, the wireless network in the range of search current location automatically,
And the secure network after safety certification access authentication is carried out to described wireless network；
Secure network after described certification includes：Wireless network after certification, the interim open network of local operator.
Further, described safety certification is carried out to described wireless network include：
Whether the connection type judging described wireless network is the wireless-transmission network of existence information risk of leakage；
When finding at least one secure wireless transmission network, this wireless network is defined as the secure network after certification；
When not finding secure wireless transmission network, automatically search for the interim open network of local operator；By this open net
Network determines the secure network after my certification, and provides the option of operation opening the interim open network of local operator.
Further, the wireless-transmission network of described existence information risk of leakage includes：Described payment terminal connects for the first time
Or no encryption measures wireless network；Or the DNS WAN mouth of router is maliciously tampered, the DHCP clothes of router
The DNS of business is tampered, and router allows the wireless network being remotely controlled.
Payment terminal provided in an embodiment of the present invention proposed by the present invention and method, cannot connect to run in current network
During quotient data network, automatically search for the wireless network of current location, and safety certification is carried out to wireless network, thus ensureing to move
In the case of not having data network, safe completes delivery operation to terminal.Improve convenience and the peace of mobile terminal payment
Quan Xing.
Brief description
Fig. 1 is the hardware architecture diagram of the mobile terminal realizing each embodiment of the present invention；
Fig. 2 is the wireless communication system schematic diagram of mobile terminal as shown in Figure 1；
Fig. 3 is the front view of payment terminal in the embodiment of the present invention；
Fig. 4 is the rearview of payment terminal in the embodiment of the present invention；
Fig. 5 is the schematic diagram being hold by one hand mobile terminal in the embodiment of the present invention；
Fig. 6 is the composition structural representation of payment terminal in the embodiment of the present invention；
Fig. 7 is the flow chart of method of payment in the embodiment of the present invention.
The realization of the object of the invention, functional characteristics and advantage will be described further in conjunction with the embodiments referring to the drawings.
Specific embodiment
It should be appreciated that specific embodiment described herein, only in order to explain the present invention, is not intended to limit the present invention.
Realize the mobile terminal of each embodiment of the present invention referring now to Description of Drawings.In follow-up description, use
For represent element such as " module ", " part " or " unit " suffix only for being conducive to the explanation of the present invention, itself
Not specific meaning.Therefore, " module " and " part " can mixedly use.
Mobile terminal can be implemented in a variety of manners.For example, the terminal described in the present invention can include such as moving
Phone, smart phone, notebook computer, digit broadcasting receiver, PDA (personal digital assistant), PAD (panel computer), PMP
The mobile terminal of (portable media player), guider etc. and such as numeral TV, desk computer etc. consolidate
Determine terminal.Hereinafter it is assumed that terminal is mobile terminal.However, it will be understood by those skilled in the art that, except being used in particular for moving
Outside the element of purpose, construction according to the embodiment of the present invention can also apply to the terminal of fixed type.
Fig. 1 is that the hardware configuration of the mobile terminal realizing each embodiment of the present invention is illustrated.
Mobile terminal 1 00 can include wireless communication unit 110, A/V (audio/video) input block 120, user input
Unit 130, sensing unit 140, output unit 150, memorizer 160, interface unit 170, controller 180 and power subsystem 190,
Detector unit 120 etc..Fig. 1 shows the mobile terminal with various assemblies, it should be understood that being not required for implementing institute
There is the assembly illustrating.More or less of assembly can alternatively be implemented.Will be discussed in more detail below the element of mobile terminal.
Wireless communication unit 110 generally includes one or more assemblies, and it allows mobile terminal 1 00 and wireless communication system
Or the radio communication between network.For example, wireless communication unit can include broadcasting reception module 111, mobile communication module
112nd, at least one of wireless Internet module 113, short range communication module 114 and location information module 115.
Broadcasting reception module 111 receives broadcast singal and/or broadcast via broadcast channel from external broadcast management server
Relevant information.Broadcast channel can include satellite channel and/or terrestrial channel.Broadcast management server can be generated and sent
The broadcast singal generating before the server of broadcast singal and/or broadcast related information or reception and/or broadcast related information
And send it to the server of terminal.Broadcast singal can include TV broadcast singal, radio signals, data broadcasting
Signal etc..And, broadcast singal may further include the broadcast singal combining with TV or radio signals.Broadcast phase
Pass information can also provide via mobile communications network, and in this case, broadcast related information can be by mobile communication mould
Block 112 is receiving.Broadcast singal can exist in a variety of manners, and for example, it can be with the electronics of DMB (DMB)
The form of program guide (EPG), the electronic service guidebooks (ESG) of digital video broadcast-handheld (DVB-H) etc. and exist.Broadcast
Receiver module 111 can be broadcasted by using various types of broadcast system receipt signals.Especially, broadcasting reception module 111
Can be wide by using such as multimedia broadcasting-ground (DMB-T), DMB-satellite (DMB-S), digital video
Broadcast-hand-held (DVB-H), the Radio Data System of forward link media (MediaFLO@), received terrestrial digital broadcasting integrated service
Etc. (ISDB-T) digit broadcasting system receives digital broadcasting.Broadcasting reception module 111 may be constructed such that and is adapted to provide for extensively
Broadcast the various broadcast systems of signal and above-mentioned digit broadcasting system.Via broadcasting reception module 111 receive broadcast singal and/
Or broadcast related information can be stored in memorizer 160 (or other types of storage medium).
Mobile communication module 112 sends radio signals to base station (for example, access point, node B etc.), exterior terminal
And at least one of server and/or receive from it radio signal.Such radio signal can include voice and lead to
Words signal, video calling signal or the various types of data sending and/or receiving according to text and/or Multimedia Message.
Wireless Internet module 113 supports the Wi-Fi (Wireless Internet Access) of mobile terminal.This module can be internally or externally
It is couple to terminal.Wi-Fi (Wireless Internet Access) technology involved by this module can include WLAN (WLAN) (Wi-Fi), Wibro
(WiMAX), Wimax (worldwide interoperability for microwave accesses), HSDPA (high-speed downlink packet access) etc..
Short range communication module 114 is the module for supporting junction service.Some examples of short-range communication technology include indigo plant
ToothTM, RF identification (RFID), Infrared Data Association (IrDA), ultra broadband (UWB), purple honeybeeTMEtc..
Location information module 115 be for check or obtain mobile terminal positional information module.Location information module
Typical case be GPS (global positioning system).According to current technology, GPS module 115 calculates and is derived from three or more satellites
Range information and correct time information and for the Information application triangulation calculating, thus according to longitude, latitude
Highly accurately calculate three-dimensional current location information.Currently, the method for calculating position and temporal information is defended using three
Star and the error of the position that calculates by using other satellite correction and temporal information.Additionally, GPS module 115
Can be by Continuous plus current location information in real time come calculating speed information.
A/V input block 120 is used for receiving audio or video signal.A/V input block 120 can include camera 121 He
Mike 1220, camera 121 is to the static map being obtained by image capture apparatus in Video Capture pattern or image capture mode
The view data of piece or video is processed.Picture frame after process may be displayed on display unit 151.At camera 121
Picture frame after reason can be stored in memorizer 160 (or other storage medium) or carry out via wireless communication unit 110
Send, two or more cameras 1210 can be provided according to the construction of mobile terminal.Mike 122 can be in telephone relation mould
Sound (voice data) is received via mike in formula, logging mode, speech recognition mode etc. operational mode, and can be by
Such acoustic processing is voice data.Audio frequency (voice) data after process can be changed in the case of telephone calling model
For can be sent to the form output of mobile communication base station via mobile communication module 112.Mike 122 can implement all kinds
Noise eliminate (or suppression) algorithm with eliminate (or suppression) receive and the noise that produces during sending audio signal or
Person disturbs.
User input unit 130 can generate key input data to control each of mobile terminal according to the order of user input
Plant operation.User input unit 130 allows the various types of information of user input, and can include keyboard, metal dome, touch
Plate (for example, detection due to touched and lead to resistance, pressure, the change of electric capacity etc. sensitive component), roller, rocking bar etc.
Deng.Especially, when touch pad is superimposed upon on display unit 151 as a layer, touch screen can be formed.
Sensing unit 140 detect mobile terminal 1 00 current state, (for example, mobile terminal 1 00 open or close shape
State), the position of mobile terminal 1 00, user is for the presence or absence of the contact (that is, touch input) of mobile terminal 1 00, mobile terminal
100 orientation, the acceleration or deceleration movement of mobile terminal 1 00 and direction etc., and generate for controlling mobile terminal 1 00
The order of operation or signal.For example, when mobile terminal 1 00 is embodied as sliding-type mobile phone, sensing unit 140 can sense
This sliding-type phone opens or cuts out.In addition, sensing unit 140 can detect power subsystem 190 whether provide electric power or
Whether person's interface unit 170 is coupled with external device (ED).
Interface unit 170 is connected, with mobile terminal 1 00, the interface that can pass through as at least one external device (ED).For example,
External device (ED) can include wired or wireless head-band earphone port, external power source (or battery charger) port, wired or nothing
Line FPDP, memory card port, the port of device for connection with identification module, audio input/output (I/O) end
Mouth, video i/o port, ear port etc..Identification module can be storage for verifying that user uses each of mobile terminal 1 00
Kind of information and subscriber identification module (UIM), client identification module (SIM), Universal Subscriber identification module (USIM) can be included
Etc..In addition, the device (hereinafter referred to as " identifying device ") with identification module can take the form of smart card, therefore, know
Other device can be connected with mobile terminal 1 00 via port or other attachment means.Interface unit 170 can be used for reception and is derived from
The input (for example, data message, electric power etc.) of the external device (ED) and input receiving is transferred in mobile terminal 1 00
One or more elements or can be used for transmission data between mobile terminal and external device (ED).
In addition, when mobile terminal 1 00 is connected with external base, interface unit 170 can serve as allowing by it by electricity
Power provides the path of mobile terminal 1 00 from base or can serve as allowing the various command signals from base input to pass through it
It is transferred to the path of mobile terminal.May serve as identifying that mobile terminal is from the various command signals of base input or electric power
The no signal being accurately fitted within base.Output unit 150 is configured to defeated with the offer of vision, audio frequency and/or tactile manner
Go out signal (for example, audio signal, video signal, alarm signal, vibration signal etc.).Output unit 150 can include showing
Unit 151, dio Output Modules 152, alarm unit 153 etc..
Display unit 151 may be displayed on the information processing in mobile terminal 1 00.For example, when mobile terminal 1 00 is in electricity
During words call mode, display unit 151 can show (for example, text messaging, the multimedia file that communicate with call or other
Download etc.) related user interface (UI) or graphic user interface (GUI).When mobile terminal 1 00 is in video calling pattern
Or during image capture mode, display unit 151 can show the image of capture and/or the image of reception, illustrate video or figure
UI or GUI of picture and correlation function etc..
Meanwhile, when display unit 151 and the touch pad touch screen with formation superposed on one another as a layer, display unit
151 can serve as input equipment and output device.Display unit 151 can include liquid crystal display (LCD), thin film transistor (TFT)
In LCD (TFT-LCD), Organic Light Emitting Diode (OLED) display, flexible display, three-dimensional (3D) display etc. at least
A kind of.Some in these display may be constructed such that transparence to allow user from outside viewing, and this is properly termed as transparent
Display, typical transparent display can be, for example, TOLED (transparent organic light emitting diode) display etc..According to specific
The embodiment wanted, mobile terminal 1 00 can include two or more display units (or other display device), for example, moves
Dynamic terminal can include outernal display unit (not shown) and inner display unit (not shown).Touch screen can be used for detection and touches
Input pressure and touch input position and touch input area.
Dio Output Modules 152 can mobile terminal be in call signal reception pattern, call mode, logging mode,
When under the isotypes such as speech recognition mode, broadcast reception mode, that wireless communication unit 110 is received or in memorizer 160
The voice data transducing audio signal of middle storage and be output as sound.And, dio Output Modules 152 can provide and move
The audio output (for example, call signal receives sound, message sink sound etc.) of the specific function correlation of terminal 100 execution.
Dio Output Modules 152 can include speaker, buzzer etc..
Alarm unit 153 can provide output to notify event to mobile terminal 1 00.Typical event is permissible
Including calling reception, message sink, key signals input, touch input etc..In addition to audio or video output, alarm unit
153 can provide output in a different manner with the generation of notification event.For example, alarm unit 153 can be in the form of vibrating
Output is provided, enters when communicating (incomingcommunication) when receiving calling, message or some other, alarm list
Unit 153 can provide tactile output (that is, vibrating) to notify to user.By providing such tactile output, even if
When the mobile phone of user is in the pocket of user, user also can recognize that the generation of various events.Alarm unit 153
The output of the generation of notification event can be provided via display unit 151 or dio Output Modules 152.
Memorizer 160 can store software program of the process being executed by controller 180 and control operation etc., or can
Temporarily to store oneself data (for example, telephone directory, message, still image, video etc.) through exporting or will export.And
And, memorizer 160 can be to store the vibration of various modes with regard to exporting and audio signal when touching and being applied to touch screen
Data.
Memorizer 160 can include the storage medium of at least one type, and described storage medium includes flash memory, hard disk, many
Media card, card-type memorizer (for example, SD or DX memorizer etc.), random access storage device (RAM), static random-access storage
Device (SRAM), read only memory (ROM), Electrically Erasable Read Only Memory (EEPROM), programmable read only memory
(PROM), magnetic storage, disk, CD etc..And, mobile terminal 1 00 can execute memorizer with by network connection
The network storage device cooperation of 160 store function.
Controller 180 generally controls the overall operation of mobile terminal.For example, controller 180 execution and voice call, data
The related control of communication, video calling etc. and process.In addition, controller 180 can be included for reproducing (or playback) many matchmakers
The multi-media module 1810 of volume data, multi-media module 1810 can construct in controller 180, or it is so structured that and control
Device 180 processed separates.Controller 180 can be with execution pattern identifying processing, by the handwriting input executing on the touchscreen or figure
Piece is drawn input and is identified as character or image.
Power subsystem 190 receives external power or internal power under the control of controller 180 and provides operation each unit
Suitable electric power needed for part and assembly.
Various embodiment described herein can be with using such as computer software, hardware or its any combination of calculating
Machine computer-readable recording medium is implementing.Hardware is implemented, embodiment described herein can be by using application-specific IC
(ASIC), digital signal processor (DSP), digital signal processing device (DSPD), programmable logic device (PLD), scene can
Program gate array (FPGA), processor, controller, microcontroller, microprocessor, be designed to execute function described herein
At least one in electronic unit implementing, in some cases, can be implemented in controller 180 by such embodiment.
Software is implemented, the embodiment of such as process or function can with allow to execute the single of at least one function or operation
Software module is implementing.Software code can be come by the software application (or program) write with any suitable programming language
Implement, software code can be stored in memorizer 160 and be executed by controller 180.
So far, oneself is through describing mobile terminal according to its function.Below, for the sake of brevity, will describe such as folded form,
Slide type mobile terminal in various types of mobile terminals of board-type, oscillating-type, slide type mobile terminal etc. is as showing
Example.Therefore, the present invention can be applied to any kind of mobile terminal, and is not limited to slide type mobile terminal.
As shown in Figure 1 mobile terminal 1 00 may be constructed such that using via frame or packet transmission data all if any
Line and wireless communication system and satellite-based communication system are operating.
The communication system being wherein operable to according to the mobile terminal of the present invention referring now to Fig. 2 description.
Such communication system can use different air interfaces and/or physical layer.For example, used by communication system
Air interface includes such as frequency division multiple access (FDMA), time division multiple acess (TDMA), CDMA (CDMA) and universal mobile communications system
System (UMTS) (especially, Long Term Evolution (LTE)), global system for mobile communications (GSM) etc..As non-limiting example, under
The description in face is related to cdma communication system, but such teaching is equally applicable to other types of system.
With reference to Fig. 2, cdma wireless communication system can include multiple mobile terminal 1s 00, multiple base station (BS) 270, base station
Controller (BSC) 275 and mobile switching centre (MSC) 280.MSC280 is configured to and Public Switched Telephony Network (PSTN)
290 formation interfaces.MSC280 is also structured to and can form interface via the BSC275 that back haul link is couple to base station 270.
If back haul link can construct according to any one in the interface that Ganji knows, described interface includes such as E1/T1, ATM, IP,
PPP, frame relay, HDSL, ADSL or xDSL.It will be appreciated that system as shown in Figure 2 can include multiple BSC2750.
Each BS270 can service one or more subregions (or region), by the sky of multidirectional antenna or sensing specific direction
Each subregion that line covers is radially away from BS270.Or, each subregion can by for diversity reception two or more
Antenna covers.Each BS270 may be constructed such that support multiple frequency distribution, and the distribution of each frequency has specific frequency spectrum
(for example, 1.25MHz, 5MHz etc.).
Intersecting that subregion and frequency are distributed can be referred to as CDMA Channel.BS270 can also be referred to as base station transceiver
System (BTS) or other equivalent terms.In this case, term " base station " can be used for broadly representing single
BSC275 and at least one BS270.Base station can also be referred to as " cellular station ".Or, each subregion of specific BS270 can be claimed
For multiple cellular stations.
As shown in Figure 2, broadcast singal is sent to the mobile terminal of operation in system by broadcsting transmitter (BT) 295
100.Broadcasting reception module 111 is arranged at mobile terminal 1 00 to receive the broadcast being sent by BT295 as shown in Figure 1
Signal.In fig. 2 it is shown that several global positioning system (GPS) satellites 300.Satellite 300 helps position multiple mobile terminals
At least one of 100.
In fig. 2, depict multiple satellites 300, it is understood that be, it is possible to use any number of satellite obtains useful
Location information.GPS module 115 is generally configured to coordinate with satellite 300 to obtain the positioning letter wanted as shown in Figure 1
Breath.Substitute GPS tracking technique or outside GPS tracking technique, it is possible to use other of the position of mobile terminal can be followed the tracks of
Technology.In addition, at least one gps satellite 300 can optionally or additionally process satellite dmb transmission.
As a typical operation of wireless communication system, BS270 receives the reverse link from various mobile terminal 1s 00
Signal.Mobile terminal 1 00 generally participates in call, information receiving and transmitting and other types of communication.Each of certain base station 270 reception is anti-
Processed in specific BS270 to link signal.The data obtaining is forwarded to the BSC275 of correlation.BSC provides call
Resource allocation and the mobile management function of including the coordination of soft switching process between BS270.BSC275 is also by the number receiving
According to being routed to MSC280, it provides the extra route service for forming interface with PSTN290.Similarly, PSTN290 with
MSC280 forms interface, and MSC and BSC275 form interface, and BSC275 correspondingly controls BS270 with by forward link signals
It is sent to mobile terminal 1 00.
Based on above-mentioned mobile terminal hardware configuration and communication system, each embodiment of the present invention is proposed.
An embodiment of the present invention provides the device carrying out rapid payment on mobile terminals it is clear that in the present invention first
In embodiment, the device carrying out rapid payment on mobile terminals can be realized by mobile terminal.
It should be noted that the memorizer for data storage is provided with mobile terminal, here, deposit on mobile terminal
The type of reservoir is not limited.
Here, mobile terminal include but is not limited to mobile phone, smart phone, notebook computer, digit broadcasting receiver, PDA,
PAD, PMP, guider etc..
Here, if mobile terminal has operating system, this operating system can be UNIX, Linux, Windows, ARIXTRA
(Android), Windows Phone etc..
It is to illustrate in case of mobile phone by mobile terminal below.
In the first embodiment of the invention, Fig. 3 is the front view of mobile terminal in first embodiment of the invention, and Fig. 4 is this
The rearview of mobile terminal in invention first embodiment.
Here, this mobile terminal also has portability, and specifically, mobile terminal can be realized being hold by one hand, so, each
When kind scene needs to carry out rapid payment, it is possible to use the portability of mobile terminal realizes rapid payment, Fig. 5 is the present invention first
It is hold by one hand the schematic diagram of mobile terminal in embodiment.
Fig. 6 is a kind of composition structural representation of payment terminal of first embodiment of the invention, as shown in fig. 6, mobile terminal
On be stored with least one corresponding means of payment of mobile payment scene information, the determination paying scene can be according to mobile terminal
Whether the client starting judging, after mobile terminal is detected and have new client terminal start-up, judges the new client starting
For mobile payment client if it is determined that mobile terminal starts payment client terminal it is determined that mobile terminal enters pays scene.
Judge the new client starting be whether mobile payment client process can by local client side list checking and
Client features mate to realize.
Wherein, detector unit 120, for when receiving delivery operation, current network being connected to carrier data net
Network；
In the present embodiment, delivery operation can be that user opens payment class application program.As user opens so-and-so mobile phone silver
Payment class application that row is combined with shopping class application program etc..
Carrier data network, refers to the mobile network of various standards being provided by mobile operator, such as GSM, WCDMA,
The mobile network of the various standard such as FDD-LTE, TD-SCDMA and TD-LTE, the present invention is provided above-mentioned by mobile operator
The mobile network of various standards is referred to as carrier data network.
In this example, when receiving user's delivery operation, preferentially current network is connected to above-mentioned carrier data network.
In this way it can be ensured that network security in payment process for the user, it is to avoid property loss.
Further, in the present invention, when mobile payment client is (as so-and-so Mobile banking and shopping class application program
In conjunction with payment class application etc.) by other application programs read information or invasion when, the safeguard protection application journey on intelligent terminal
Sequence (as mobile phone bodyguard) and/or payment class application program may send warning information.At this moment, the supervising device on intelligent terminal
Warning information can be received.It should be noted that belonging to financial class application program due to paying class application program, it is related to use
The property safety at family, for this reason, the warning information of the present embodiment is issued by when payment class application program invades, is not to prop up
Pay what class application program had just sent by illegal invasion and after cause the user loss, which improves payment class application journey
The safety of sequence.
In actual application, can there is the bad situation of data network signals, such as：Shopping plaza is several in underground
Layer or user go abroad but do not open roaming service.Just cannot carry out propping up using carrier data network in this case
Pay.
In this case, display unit 151, show network connection signal language.As display " currently cannot connect to data
Network ".
In the present invention, mobile terminal 1 00 also includes：
Authentication module 101, when cannot connect to carrier data network for current network, search current location model automatically
Wireless network in enclosing, and the secure network after safety certification access authentication is carried out to described wireless network.
Wherein, in the range of current location can be position in the circumference range of 1000 meters of present terminal present position.For example
Shown in Fig. 3, user is just opening a certain payment class application program, and user is in two layers of underground, and mobile terminal currently cannot connect to
Carrier data network, authentication module 101 searches multiple wireless networks automatically, and carries out safety certification to wireless network.
Specifically, authentication module 101, the network connection type of detection mobile terminal.General networking connection type can wrap
Include the various network formats that mobile operator provides mobile communications network (CDMA that for example each operator provides, GPRS,
The mobile networks such as WCDMA, TD-CDMA, LTE), various WLAN (such as WIFI).And for WLAN, and
Public network and refined net can be divided into, for example, user can set up the WIFI network of oneself using wireless router, and
Some public WIFI hot spot are also provided under some public situation.The WIFI of some malice disguises oneself as hotspot, when there being movement
When terminal connects, intercept the communication data of terminal, thus obtaining the information such as the user name password of correlation.
Authentication module 101 can be by detecting the network connection type of mobile terminal intervention, it is determined whether existence information passes
The hidden danger of defeated leakage.For example, when the network that mobile terminal accesses be first connect or no encryption measures wireless network, then
Think the hidden danger that the transmission of wireless network existence information is revealed.Authentication module 101 can be using the flow process inspection similar to WiFi health check-up
Survey the situation of the network connection of mobile terminal, for example the safety of the management account of detection wireless router is (for example with acquiescence
Password), the DNS of the WAN mouth of router whether be maliciously tampered, whether the DNS of the DHCP service of router is tampered, router
The project such as whether allow to be remotely controlled, when above inspection project is likely to occur potential safety hazard, then remind user to use safety
Network transmission channels move payment.
It is logical to the secure network transmission of paying server that authentication module 101 sets up mobile terminal according to network connection type
Road.A kind of alternative construction of authentication module 101 can include：Judging submodule 102 and implementation sub-module 103.
Judging submodule 102：Judge that whether network connection type is the wireless-transmission network of existence information risk of leakage；Example
As, when the network that mobile terminal accesses be first connect or no encryption measures wireless network then it is assumed that wireless network is deposited
The hidden danger revealed in information transfer, in addition when the DNS of WAN mouth router is maliciously tampered, the DHCP service of router
DNS be tampered, in the case that router allows to be remotely controlled etc., similarly think that current network existence information reveals wind
Danger.
Implementation sub-module 103, when judging submodule 102 finds at least one secure wireless transmission network, after authentication authorization and accounting
Secure network, current network is automatically switched to the secure network after certification, to complete user's payment.
When judging submodule 102 does not find secure wireless transmission network, automatically search for local operator and open net temporarily
Network.And the option of operation opening the interim open network of local operator is provided.For example can be carried by modes such as pop-ups on interface
Show the interim open network of local operator, point out user to use the transmission of this network connection to pay, and provide corresponding option, for example
There is provided in the way of menu, button and open the operation entry that the interim open network of local operator connects.
In payment process, the interim open network of local operator allows not sign the User logs in of roaming agreement with oneself
Network is paid.
By the secure network after mobile terminal 1 00 access authentication after authentication module 101.For example mobile terminal 1 00 obtains
Wireless network after certification, or the interim open network of local operator.Hereafter, wireless communication unit 110, by current network certainly
Move the secure network after switching to certification.Specifically, wireless communication unit 110 can be using the wireless network after certification or local
Operator's interim open network transmission payment data, until pay complete.
Payment terminal provided in an embodiment of the present invention, when current network cannot connect to carrier data network, automatically
The wireless network of search current location, and safety certification is carried out to wireless network, thus ensureing that mobile terminal is not having data network
In the case of network, safe completes delivery operation.Improve convenience and the safety of mobile terminal payment.
Based on above-mentioned mobile terminal hardware configuration and communication system, each embodiment of the inventive method is proposed.
As shown in fig. 7, being that the present invention proposes a kind of flow chart of method of payment, this method of payment includes：
701st, when receiving delivery operation, if carrier data network is not switched on, sends and open carrier data network
Information, current network is connected to carrier data network；
In the present embodiment, delivery operation can be that user opens payment class application program.As user opens so-and-so mobile phone silver
Payment class application that row is combined with shopping class application program etc..
Carrier data network, refers to the mobile network of various standards being provided by mobile operator, such as GSM, WCDMA,
The mobile network of the various standard such as FDD-LTE, TD-SCDMA and TD-LTE, the present invention is provided above-mentioned by mobile operator
The mobile network of various standards is referred to as carrier data network.
In this example, when receiving user's delivery operation, preferentially current network is connected to above-mentioned carrier data network.
In this way it can be ensured that network security in payment process for the user, it is to avoid property loss.
Further, in the present invention, when mobile payment client is (as so-and-so Mobile banking and shopping class application program
In conjunction with payment class application etc.) by other application programs read information or invasion when, the safeguard protection application journey on intelligent terminal
Sequence (as mobile phone bodyguard) and/or payment class application program may send warning information.At this moment, the supervising device on intelligent terminal
Warning information can be received.It should be noted that belonging to financial class application program due to paying class application program, it is related to use
The property safety at family, for this reason, the warning information of the present embodiment is issued by when payment class application program invades, is not to prop up
Pay what class application program had just sent by illegal invasion and after cause the user loss, which improves payment class application journey
The safety of sequence.
If 702 current networks cannot connect to carrier data network, current network is automatically switched to the peace after certification
Whole network.
Exemplary, in this step, when current network cannot connect to carrier data network, network connection can be shown
Signal language.
Wherein, network connection signal language can show " currently cannot connect to data network " by display screen it is also possible to
Voice message is carried out by speaker.
Current network cannot connect to during carrier data network it is also possible to automatically search for wireless in the range of current location
Network, and the secure network after safety certification access authentication is carried out to described wireless network；
Wherein, in the range of current location can be position in the circumference range of 1000 meters of present terminal present position.
The described secure network that described wireless network is carried out after safety certification access authentication specifically includes：
Whether the connection type judging described wireless network is the wireless-transmission network of existence information risk of leakage；
First, detect the network connection type of mobile terminal.General networking connection type can include mobile operator and carry
For various network formats mobile communications network (CDMA, GPRS, WCDMA, TD-CDMA, LTE that for example each operator provides
Deng mobile network), various WLAN (such as WIFI).And for WLAN, public network can be divided into again
And refined net, for example, user can set up the WIFI network of oneself using wireless router, and under some public situation
Provide some public WIFI hot spot.The WIFI of some malice disguises oneself as hotspot, when there being mobile terminal to connect, intercepts eventually
The communication data at end, thus obtain the information such as the user name password of correlation.
Can be by detecting the network connection type of mobile terminal intervention, it is determined whether it is hidden that existence information transmission is revealed
Suffer from.For example, when the network that mobile terminal accesses be first connect or no encryption measures wireless network then it is assumed that wireless network
The hidden danger that the transmission of network existence information is revealed.Authentication module 101 can detect mobile terminal using the flow process similar to WiFi health check-up
Network connection situation, for example detection wireless router the safety (for example with password default) of management account, route
Whether the DNS of the WAN mouth of device is maliciously tampered, and whether the DNS of the DHCP service of router is tampered, and whether router allows quilt
The projects such as remotely control, when above inspection project is likely to occur potential safety hazard, then remind user to use secure network transmission to lead to
Road moves payment.
When finding at least one secure wireless transmission network, this wireless network is defined as the secure network after certification；
When not finding secure wireless transmission network, automatically search for the interim open network of local operator；By this open net
Network determines the secure network after my certification, and provides the option of operation opening the interim open network of local operator.
In payment process, the interim open network of local operator allows not sign the User logs in of roaming agreement with oneself
Network is paid.
It should be noted that herein, term " inclusion ", "comprising" or its any other variant are intended to non-row
The comprising of his property, so that including a series of process of key elements, method, article or device not only include those key elements, and
And also include other key elements of being not expressly set out, or also include intrinsic for this process, method, article or device institute
Key element.In the absence of more restrictions, the key element being limited by sentence "including a ..." is it is not excluded that including being somebody's turn to do
Also there is other identical element in the process of key element, method, article or device.
The embodiments of the present invention are for illustration only, do not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can be realized by the mode of software plus necessary general hardware platform naturally it is also possible to pass through hardware, but in many cases
The former is more preferably embodiment.Based on such understanding, technical scheme is substantially done to prior art in other words
Go out partly can embodying in the form of software product of contribution, this computer software product is stored in a storage medium
In (as ROM/RAM, magnetic disc, CD), including some instructions with so that a station terminal equipment (can be mobile phone, computer, clothes
Business device, air-conditioner, or network equipment etc.) method described in execution each embodiment of the present invention.
These are only the preferred embodiments of the present invention, not thereby limit the present invention the scope of the claims, every using this
Equivalent structure or equivalent flow conversion that bright description and accompanying drawing content are made, or directly or indirectly it is used in other related skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of payment terminal is it is characterised in that described payment terminal includes：
Detector unit, for when receiving delivery operation, current network being connected to carrier data network；
Wireless communication unit, when cannot connect to carrier data network for current network, current network is automatically switched to
Secure network after certification.
2. payment terminal according to claim 1 is it is characterised in that described payment terminal also includes：
Authentication module, when cannot connect to carrier data network for current network, automatically in the range of search current location
Wireless network, and the secure network after safety certification access authentication is carried out to described wireless network.
Secure network after described certification includes：Wireless network after certification, the interim open network of local operator.
3. payment terminal according to claim 2 is it is characterised in that described authentication module includes judging submodule and execution
Submodule,
Described judging submodule, for judging that whether network connection type is the wireless-transmission network of existence information risk of leakage；
Described implementation sub-module, for when judging submodule finds at least one secure wireless transmission network, by this wireless network
Network is defined as the secure network after certification；When judging submodule does not find secure wireless transmission network, automatically search for local fortune
Battalion's interim open network of business；And the option of operation opening the interim open network of local operator is provided.
4. payment terminal according to claim 3 it is characterised in that described existence information risk of leakage be wirelessly transferred net
Network includes：Wireless networks that described payment terminal connects for the first time or no encryption measures；Or the WAN mouth of router occurs
DNS is maliciously tampered, and the DNS of the DHCP service of router is tampered, and router allows the wireless network being remotely controlled.
5. a kind of method of payment is it is characterised in that described method of payment includes：
When receiving delivery operation, current network is connected to carrier data network；
If current network cannot connect to carrier data network, current network is automatically switched to the secure network after certification.
6. method of payment according to claim 5 is it is characterised in that described method of payment also includes：
When receiving delivery operation, if carrier data network is not switched on, sends and open carrier data network prompts information.
7. method of payment according to claim 5 is it is characterised in that described method of payment also includes：
When current network cannot connect to carrier data network, show network connection signal language.
8. according to the arbitrary described method of payment of claim 5-7 it is characterised in that described method of payment also includes：
When current network cannot connect to carrier data network, the wireless network in the range of search current location automatically, and right
Described wireless network carries out the secure network after safety certification access authentication；
Secure network after described certification includes：Wireless network after certification, the interim open network of local operator.
9. method of payment according to claim 8 is it is characterised in that described carry out safety certification bag to described wireless network
Include：
Whether the connection type judging described wireless network is the wireless-transmission network of existence information risk of leakage；
When finding at least one secure wireless transmission network, this wireless network is defined as the secure network after certification；
When not finding secure wireless transmission network, automatically search for the interim open network of local operator；Will be true for this open network
Secure network after my certification fixed, and the option of operation opening the interim open network of local operator is provided.
10. method of payment according to claim 9 is it is characterised in that being wirelessly transferred of described existence information risk of leakage
Network includes：Wireless networks that described payment terminal connects for the first time or no encryption measures；Or the WAN mouth of router occurs
DNS is maliciously tampered, and the DNS of the DHCP service of router is tampered, and router allows the wireless network being remotely controlled.
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| CN201610874202.8A CN106485491A (en) | 2016-09-30 | 2016-09-30 | A kind of payment terminal and method |
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| CN201610874202.8A CN106485491A (en) | 2016-09-30 | 2016-09-30 | A kind of payment terminal and method |
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| CN107274178A (en) * | 2017-07-21 | 2017-10-20 | 广东欧珀移动通信有限公司 | Method for switching network and Related product |
| CN107635262A (en) * | 2017-09-20 | 2018-01-26 | 广东欧珀移动通信有限公司 | Terminal connects switching method, device, electronic equipment and the storage medium of network |
| CN108924830A (en) * | 2018-07-25 | 2018-11-30 | 努比亚技术有限公司 | network authentication method, mobile terminal and storage medium |
| CN110049525A (en) * | 2019-04-08 | 2019-07-23 | Oppo广东移动通信有限公司 | Method for connecting network, device, electronic equipment and medium |
| CN110363529A (en) * | 2019-08-22 | 2019-10-22 | 北京全迹科技有限公司 | Method of payment, charging terminal and the payment system of safe and convenient |
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