CN106447324A - Presentation method of payment methods and mobile terminal - Google Patents
Presentation method of payment methods and mobile terminal Download PDFInfo
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- CN106447324A CN106447324A CN201610739925.7A CN201610739925A CN106447324A CN 106447324 A CN106447324 A CN 106447324A CN 201610739925 A CN201610739925 A CN 201610739925A CN 106447324 A CN106447324 A CN 106447324A
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- Prior art keywords
- payment
- collecting equipment
- cash collecting
- interface
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
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- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The embodiments of the invention disclose a presentation method of payment methods and a mobile terminal. The method is applied to mobile terminals. The method includes the following steps: receiving a payment instruction triggered by a user; based on the geological position information of a current cashier device, determining the payment methods that are supported by the current cashier device, the payment methods including an active code scanning payment method and a passive code scanning payment method; the passive code scanning payment method includes a passive bar-code scanning payment method and a passive 2 dimensional code scanning payment method; entering a payment interface, presenting the determined payment method in the payment interface. The method enables the user to check the payment methods supported by the current cashier device on the payment interface by simply triggering the payment instruction and obviates the need for the user to ask. The method makes payment app much easier and more intelligent, and improves user experience.
Description
Technical field
The present embodiments relate to technical field of information processing, particularly relate to methods of exhibiting and the movement of a kind of means of payment
Terminal.
Background technology
With the development of computer technology, developed the functional software in a large number with different purposes, for example
Payment software, MSN, Games Software etc..It after functional software is installed on mobile terminal, is greatly enriched movement
The function of terminal, improves the experience of user.
Payment software because having safety, the advantage such as simple, quick is liked by the users that get more and more and is used.Pay soft
Part has barcode scanning function, when user uses payment software to pay, needs to open payment software and enters barcode scanning interface, and will sweep
The Image Coding that code window is directed at businessman and provides obtains coding information, performs input payment cipher etc. afterwards and operates, thus completes
Whole payment process.
Presently, there are the various software means of payment, the unique means of payment for example selecting Third-party payment software to provide is carried out
Pay, select the required means of payment to carry out payment etc. from all means of payment that interface is enumerated.During actual delivery,
User needs to inquire the means of payment that current businessman is supported in advance, otherwise arises that the means of payment of selection is current businessman
Situation about not supporting.But, add user operation the step for inquiring the means of payment that current businessman supported in advance, reduce
Consumer's Experience.
Content of the invention
The invention provides the methods of exhibiting of a kind of means of payment, to solve during actual delivery, inquiry in advance is worked as
User operation is added, the problem reducing Consumer's Experience the step for the means of payment that front businessman is supported.
First aspect, provides the methods of exhibiting of a kind of means of payment, and described method is applied to mobile terminal, described method
Including:
Receive the payment instruction that user triggers;
Based on the geographical location information of current Cash collecting equipment, determine the means of payment that described current Cash collecting equipment is supported,
The described means of payment includes actively the barcode scanning means of payment and the passive barcode scanning means of payment;The described passive barcode scanning means of payment include by
Move and sweep the bar code means of payment and passively sweep the Quick Response Code means of payment;
Enter payment interface, be illustrated in the means of payment of determination in described payment interface.
Second aspect, provides a kind of mobile terminal, including:
Payment instruction receiver module, for receiving the payment instruction that user triggers;
Means of payment determining module, for the geographical location information based on current Cash collecting equipment, determines described current gathering
The means of payment that equipment is supported, the described means of payment includes actively the barcode scanning means of payment and the passive barcode scanning means of payment;Described
The passive barcode scanning means of payment includes passively sweeping the bar code means of payment and passively sweeps the Quick Response Code means of payment;
Means of payment display module, is used for entering payment interface, and the means of payment of determination is illustrated in described payment interface
In.
So, in the embodiment of the present invention, after receiving the payment instruction that user triggers, payment interface is not directly entered, and
It is intended to the geographical location information according to current Cash collecting equipment, determine the means of payment that current Cash collecting equipment is supported, enter afterwards
Payment interface, is illustrated in the means of payment that current Cash collecting equipment is supported in payment interface, and therefore user is performed without inquiry
The operations such as the means of payment that current Cash collecting equipment is supported, it is only necessary to trigger payment instruction, can check current in payment interface
The means of payment that Cash collecting equipment is supported, this method improves the convenience and intelligent paying application, improves Consumer's Experience.
Described above is only the general introduction of technical solution of the present invention, in order to better understand the technological means of the present invention,
And can be practiced according to the content of specification, and in order to allow above and other objects of the present invention, the feature and advantage can
Become apparent, below the detailed description of the invention especially exemplified by the present invention.
Brief description
In order to be illustrated more clearly that the technical scheme of the embodiment of the present invention, below by institute in the description to the embodiment of the present invention
The accompanying drawing using is needed to be briefly described, it should be apparent that, the accompanying drawing in describing below is only some enforcements of the present invention
Example, for those of ordinary skill in the art, on the premise of not paying creative work, can also be according to these accompanying drawings
Obtain other accompanying drawing.
Fig. 1 is the flow chart of the methods of exhibiting of the means of payment of one embodiment of the invention;
Fig. 2 is the flow chart of the methods of exhibiting of the means of payment of another embodiment of the present invention;
Fig. 3 is the block diagram of the mobile terminal of one embodiment of the invention;
Fig. 4 is the block diagram of the mobile terminal of another embodiment of the present invention;
Fig. 5 is the block diagram of the mobile terminal of another embodiment of the present invention;
Fig. 6 is the block diagram of the mobile terminal of another embodiment of the present invention.
Detailed description of the invention
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Describe, it is clear that described embodiment is a part of embodiment of the present invention, rather than whole embodiments wholely.Based on this
Embodiment in bright, the every other enforcement that those of ordinary skill in the art are obtained under the premise of not making creative work
Example, broadly falls into the scope of protection of the invention.
Embodiment one
Fig. 1 is the flow chart of the methods of exhibiting of the means of payment of one embodiment of the invention.The means of payment shown in Fig. 1
Methods of exhibiting includes:
Step 101, the payment instruction receiving user's triggering.
Paying application is a kind of software with payment function, can be installed on mobile terminal, connects at mobile terminal and moves
After dynamic network or wireless network, user can start and use payment application to carry out delivery operation.Mobile terminal can for mobile phone,
Flat board, notebook etc..
During payment transaction, user carries out delivery operation in advance, it is necessary first to enter payment interface.User can pass through
Predetermined registration operation enters payment interface, for example, click on the payment application shortcut on display desktop and enter payment interface, wherein in advance
If operation is not limited to click or double-clicks, can also is that swiping, input fingerprint etc. are preset in input.User is performing predetermined registration operation
When, payment instruction can be sent to payment system, wherein payment instruction instruction enters the payment interface showing the means of payment, accordingly
Ground, payment system can receive the payment instruction that user triggers.
Step 102, the geographical location information based on current Cash collecting equipment, determine the payer that current Cash collecting equipment is supported
Formula.
Pay the trading object that businessman is user, provide tradable commodity to user.Payment businessman uses to be provided with to pay and answers
Cash collecting equipment receive user network pay dealing money.Cash collecting equipment can include various ways, for example, be provided with and prop up
Pay the mobile phone of application, flat board, computer etc..Current Cash collecting equipment is that the gathering that the trading object that user is concluding the business is used sets
Standby.
The means of payment can include actively the barcode scanning means of payment and the passive barcode scanning means of payment, and passive barcode scanning pays further
Mode can include passively sweeping the bar code means of payment and passively sweep the Quick Response Code means of payment.
This method, for improving Consumer's Experience effect, only shows the payer that current Cash collecting equipment is supported in payment interface
Formula, does not show the means of payment that current Cash collecting equipment is not supported.Concrete operations are:Payment system is receiving the payment that user triggers
After instruction, not directly enter the payment interface showing the means of payment, and be intended to determine the payment that current Cash collecting equipment is supported
Mode, selects the means of payment that current Cash collecting equipment is supported from multiple means of payment.For example, payment system is receiving
After payment instruction, it is first determined current Cash collecting equipment supports means of payment A and means of payment B, afterwards by means of payment A and payment
Mode B show is to user.
Can first obtain the geographical location information of current Cash collecting equipment, namely obtain the current geographical position paying businessman
Information, owing to user is sitting near current payment businessman, so the geographical location information of user can be understood as currently receiving
The geographical location information of money equipment, after the geographical location information determining user, i.e. can determine that the geographical position of current Cash collecting equipment
Confidence ceases.Wherein it is possible to the positioner in using the mobile terminal that used of user obtains the geographical location information of user.It
Determine the means of payment that current Cash collecting equipment is supported according to the geographical location information of current Cash collecting equipment afterwards.
The means of payment that current Cash collecting equipment is supported can be determined in several ways, for example, it is possible to check in Shi Ji
The historical transaction record of user, searches whether to carry out historical trading at the geographical location information of current Cash collecting equipment, if
It is, it is determined that the means of payment that during historical trading, current Cash collecting equipment is used;Can be based on the geographical position of current Cash collecting equipment
Confidence ceases, access network services device, obtains the means of payment that the current Cash collecting equipment being positioned at this positional information is supported;Also may be used
To be in the way of other are suitable for.
Step 103, entrance payment interface, be illustrated in the means of payment of determination in payment interface.
After determining the means of payment that current Cash collecting equipment is supported, enter payment interface, show in payment interface
The means of payment that the current Cash collecting equipment determined is supported.The means of payment owing to showing is current Cash collecting equipment and supports
, so user is the problem that current Cash collecting equipment is not supported without having to worry about the means of payment selecting, thus improve user's body
Test.
According to the embodiment of the present invention, after receiving the payment instruction that user triggers, not directly enter payment interface, and be intended to
According to the geographical location information of current Cash collecting equipment, determine the means of payment that current Cash collecting equipment is supported, enter afterwards and pay
Interface, is illustrated in the means of payment that current Cash collecting equipment is supported in payment interface, and therefore user is performed without inquiry currently
The means of payment that Cash collecting equipment is supported etc. operate, it is only necessary to trigger payment instruction, can check current gathering in payment interface
The means of payment that equipment is supported, this method improves the convenience and intelligent paying application, improves Consumer's Experience.
Embodiment two
Fig. 2 is the flow chart of the methods of exhibiting of the means of payment of another embodiment of the present invention.The means of payment shown in Fig. 2
Methods of exhibiting include:
Step 201, the payment instruction receiving user's triggering.
Step 202, the geographical location information obtaining current Cash collecting equipment.
The mobile terminal that user is used is provided with positioner and payment system, triggers when payment system receives user
Payment instruction after, the positioner that mobile terminal can be used built-in obtains the geographical location information of this mobile terminal.Wherein
Reason positional information can include longitude and latitude.
It owing to user is sitting at current payment near businessman, is namely positioned near the current Cash collecting equipment paying businessman,
It can be considered that the geographical location information of user is the geographical location information of current Cash collecting equipment.
Step 203, the geographical location information based on current Cash collecting equipment, determine the payer that current Cash collecting equipment is supported
Formula.
After the geographical location information determining current Cash collecting equipment, current gathering can be determined according to this geographical location information
The means of payment of equipment.Wherein, the means of payment can include actively the barcode scanning means of payment and the passive barcode scanning means of payment, further
The passive barcode scanning means of payment can include passively sweeping the bar code means of payment and passively sweep the Quick Response Code means of payment.
The embodiment of the present invention can be obtained the current gathering being positioned at this geographical location information by access network services device
The means of payment that equipment is supported.The webserver being used can be the server that this programme development company sets up, it is possible to
The server set up cooperatively with Third-party payment software company with this programme development company, can also is that other conventional clothes being suitable for
Business device.The webserver have recorded substantial amounts of payment Business Information i.e. Cash collecting equipment information, for example, pay Merchant name, payment
The means of payment that the geographical location information of businessman, payment businessman are supported, say, that have recorded Cash collecting equipment title, gathering sets
The means of payment etc. that standby positional information, Cash collecting equipment are supported.
During concrete operations, after using positioner to obtain mobile terminal location information, network clothes can be accessed
Business device, from a large amount of Cash collecting equipment information of webserver storage, searches and is positioned at the geographical location information of mobile terminal
Current Cash collecting equipment, further searches for the means of payment that current Cash collecting equipment is supported.
Furthermore it is also possible to from locally stored history payment record, find out the geography at current Cash collecting equipment for the user
The history means of payment being used when paying at positional information.At the end of each payment transaction, this transaction can be recorded
Cash collecting equipment title, the means of payment of the geographical location information of Cash collecting equipment and use, generate history payment record, and will be raw
The history payment record becoming is stored in this locality.History payment record can also record the information such as payment, time of payment, can
To be set according to actual.
During concrete operations, after using positioner to obtain mobile terminal location information, can deposit according to this locality
The corresponding relation of the positional information of the Cash collecting equipment title Cash collecting equipment in the history payment record of storage and Cash collecting equipment name
The corresponding relation of the means of payment that title Cash collecting equipment is supported, searches the gathering being positioned at the geographical location information of mobile terminal
Device name, further searches for the means of payment that this Cash collecting equipment corresponding to Cash collecting equipment title is supported.
Step 204, obtain described user's history access times more than the conventional means of payment of predetermined threshold value.
During design this programme, predetermined threshold value is provided with to the access times of the means of payment, if in default historical period
The access times of a certain means of payment are more than predetermined threshold value, then illustrate that this means of payment is that user commonly uses.Can be according to reality
The predetermined threshold value to default historical period and history access times for the border is configured, and for example, default historical period can be one
The moon, three months, 1 year etc.;Predetermined threshold value can be 3 times, 5 inferior.
The embodiment of the present invention while determining the means of payment that current Cash collecting equipment is supported or afterwards, can obtain use
Family history access times to the different means of payment in historical period, and judge making of in historical period each means of payment
It whether is more than predetermined threshold value with number of times, if it is greater, then judge the conventional means of payment that this means of payment is user;If less than
Or be equal to, then judge that this means of payment is that user is of little use.
Step 205, the conventional means of payment mating the means of payment that described current Cash collecting equipment supported and described user,
Obtain at least one means of payment that the match is successful.
After the conventional means of payment of the means of payment that the current Cash collecting equipment of determination is supported and acquisition user, to currently
The means of payment and the conventional means of payment of user that Cash collecting equipment is supported are mated, and matching result there may be multiple feelings
Condition, such as the match is successful at least one means of payment;It fails to match, does not obtains the means of payment that the match is successful.
At least one means of payment that the match is successful is illustrated in described payment interface by step 206, entrance payment interface
In.
If obtaining at least one means of payment that the match is successful, then entering after payment interface, by the match is successful extremely
Few means of payment is illustrated in payment interface.Owing to the means of payment that the match is successful is that current Cash collecting equipment is supported also
It is that user preference uses, be therefore illustrated in the means of payment that the match is successful in payment interface and improve Consumer's Experience, increase
Payment system intelligent.
If it fails to match, do not obtain the means of payment that the match is successful, the then payment that current Cash collecting equipment can be paid
Mode is illustrated in payment interface.
When the means of payment that the match is successful exists two or more, in payment interface show the means of payment include two kinds with
On, at this moment user needs to select a kind of means of payment from the two or more means of payment and uses, and correspondingly, payment system can be
After being illustrated at least one means of payment that the match is successful in payment interface, receive two kinds that user shows from payment interface
The required means of payment selected in the above means of payment.After receiving the required means of payment that user selects, enter required
The interface for password input of the mode of paying, user can input dealing money and trading password in interface for password input, completes to pay
Transaction.
In concrete operations, can after obtaining at least one means of payment that the match is successful, from the match is successful at least
In one means of payment, filter out user's history access times means of payment the highest, the user's history that will filter out further
The access times means of payment the highest is illustrated in described payment interface.Due to payment interface show the means of payment be user
Commonly use, therefore eliminate user from multiple conventional means of payment, select the operation of a means of payment, further increase use
Family is experienced.
According to embodiments of the invention, after receiving the payment instruction that user triggers, not directly enter payment interface, but
To determine the means of payment that current Cash collecting equipment is supported according to the geographical location information of current Cash collecting equipment, to enter afterwards and prop up
Paying interface, being illustrated in the means of payment that current Cash collecting equipment is supported in payment interface, therefore user is performed without inquiring and works as
The means of payment that front Cash collecting equipment is supported etc. operate, it is only necessary to trigger payment instruction, can check current receipts in payment interface
The means of payment that money equipment is supported, this method improves the convenience and intelligent paying application, improves Consumer's Experience.
Embodiment three
Fig. 3 is the block diagram of the mobile terminal of one embodiment of the invention.Mobile terminal shown in Fig. 3 includes:
Payment instruction receiver module 301, for receiving the payment instruction that user triggers.
Means of payment determining module 302, for the geographical location information based on current Cash collecting equipment, determines described current receipts
The means of payment that money equipment is supported, the described means of payment includes actively the barcode scanning means of payment and the passive barcode scanning means of payment;Institute
State the passive barcode scanning means of payment include passively sweeping the bar code means of payment and passively sweep the Quick Response Code means of payment.
Means of payment display module 303, is used for entering payment interface, and the means of payment of determination is illustrated in described payment circle
In face.
According to the embodiment of the present invention, after receiving the payment instruction that user triggers, not directly enter payment interface, and be intended to
According to the geographical location information of current Cash collecting equipment, determine the means of payment that current Cash collecting equipment is supported, enter afterwards and pay
Interface, is illustrated in the means of payment that current Cash collecting equipment is supported in payment interface, and therefore user is performed without inquiry currently
The means of payment that Cash collecting equipment is supported etc. operate, it is only necessary to trigger payment instruction, can check current gathering in payment interface
The means of payment that equipment is supported, this method improves the convenience and intelligent paying application, improves Consumer's Experience.
Embodiment four
Fig. 4 is the block diagram of the mobile terminal of one embodiment of the invention.Mobile terminal shown in Fig. 4 includes:
Payment instruction receiver module 401, for receiving the payment instruction that user triggers.
Geographical location information acquisition module 402, for obtaining the geographical location information of described current Cash collecting equipment.
Means of payment determining module 403, for the geographical location information based on current Cash collecting equipment, determines described current receipts
The means of payment that money equipment is supported.
Conventional means of payment acquisition module 404, is more than the normal of predetermined threshold value for obtaining described user's history access times
Use the means of payment.
Means of payment matching module 405, for mating the means of payment and the described use that described current Cash collecting equipment is supported
The conventional means of payment at family, obtains at least one means of payment that the match is successful.
Means of payment display module 406, is used for entering payment interface, shows at least one means of payment that the match is successful
In described payment interface.
In the embodiment of the present invention, it is preferable that described means of payment determining module 403, specifically for by accessing network clothes
Business device obtains the means of payment that the current Cash collecting equipment being positioned at described geographical location information is supported.
In the embodiment of the present invention, it is preferable that described mobile terminal also includes:
The means of payment screen module, for described obtain at least one means of payment that the match is successful after, from coupling
In at least one means of payment successful, filter out described user's history access times means of payment the highest;
Described means of payment display module, the payment the highest of the described user's history access times specifically for filtering out
Mode is illustrated in described payment interface.
In the embodiment of the present invention, it is preferable that described mobile terminal also includes:
Required means of payment receiver module, for when the means of payment that the match is successful exists two or more, incites somebody to action described
After at least one means of payment that the match is successful is illustrated in described payment interface, receive described user from described payment interface
The required means of payment selected in the two or more means of payment shown;
Interface for password input enters module, for entering the interface for password input of the described required means of payment.
In the embodiment of the present invention, it is preferable that described means of payment determining module 403, specifically for going through from locally stored
In history payment record, find out the history payer being used when described user pays at described geographical location information
Formula, at least includes the geographical location information of the means of payment, Cash collecting equipment title and Cash collecting equipment in described history payment record.
According to the embodiment of the present invention, after receiving the payment instruction that user triggers, not directly enter payment interface, and be intended to
According to the geographical location information of current Cash collecting equipment, determine the means of payment that current Cash collecting equipment is supported, enter afterwards and pay
Interface, is illustrated in the means of payment that current Cash collecting equipment is supported in payment interface, and therefore user is performed without inquiry currently
The means of payment that Cash collecting equipment is supported etc. operate, it is only necessary to trigger payment instruction, can check current gathering in payment interface
The means of payment that equipment is supported, this method improves the convenience and intelligent paying application, improves Consumer's Experience.
Owing to described mobile terminal embodiment essentially corresponds to the embodiment of the method shown in earlier figures 1-Fig. 2, therefore this enforcement
In the description of example, not detailed part, may refer to the related description in previous embodiment, does not just repeat at this.
Embodiment five
Fig. 5 is the block diagram of the mobile terminal of another embodiment of the present invention.Mobile terminal 500 shown in Fig. 5 includes:At least
One processor the 501st, memory the 502nd, at least one network interface 504 and user interface 503.Each in mobile terminal 500
Assembly is coupled by bus system 505.It is understood that bus system 505 is for realizing that the connection between these assemblies is led to
Letter.Bus system 505, in addition to including data/address bus, also includes power bus, control bus and status signal bus in addition.But it is
For the sake of clear explanation, in Figure 5 various buses are all designated as bus system 505.
Wherein, user interface 503 can include display, keyboard or pointing device (for example, mouse, trace ball
(trackball), touch-sensitive plate or touch-screen etc..
The memory 502 being appreciated that in the embodiment of the present invention can be volatile memory or nonvolatile memory,
Or can include volatibility and nonvolatile memory.Wherein, nonvolatile memory can be read-only storage (Read-
Only Memory, ROM), programmable read only memory (Programmable ROM, PROM), the read-only storage of erasable programmable
Device (Erasable PROM, EPROM), Electrically Erasable Read Only Memory (Electrically EPROM, EEPROM) or
Flash memory.Volatile memory can be random access memory (Random Access Memory, RAM), and it is used as outside high
Speed caching.By exemplary but be not restricted explanation, the RAM of many forms can use, such as static RAM
(Static RAM, SRAM), dynamic random access memory (Dynamic RAM, DRAM), Synchronous Dynamic Random Access Memory
(Synchronous DRAM, SDRAM), double data speed synchronous dynamic RAM (Double Data Rate
SDRAM, DDRSDRAM), enhancement mode Synchronous Dynamic Random Access Memory (Enhanced SDRAM, ESDRAM), synchronized links
Dynamic random access memory (Synchlink DRAM, SLDRAM) and direct rambus random access memory (Direct
Rambus RAM, DRRAM).The memory 502 of system and method that the embodiment of the present invention describes be intended to including but not limited to these
Memory with other applicable types any.
In some embodiments, memory 502 stores following element, executable module or data structure, or
Their subset of person, or their superset:Operating system 5021 and application program 5022.
Wherein, operating system 5021, comprise various system program, such as ccf layer, core library layer, driving layer etc., are used for
Realize various basic business and process hardware based task.Application program 5022, comprises various application program, such as media
Player (Media Player), browser (Browser) etc., be used for realizing various applied business.Realize the embodiment of the present invention
The program of method may be embodied in application program 5022.
In embodiments of the present invention, by calling program or the instruction of memory 502 storage, concrete, can be application
The program storing in program 5022 or instruction, processor 501 is for receiving the payment instruction that user triggers;Set based on current gathering
Standby geographical location information, determines the means of payment that described current Cash collecting equipment is supported, the described means of payment includes actively sweeping
The code means of payment and the passive barcode scanning means of payment;The described passive barcode scanning means of payment includes passively sweeping the bar code means of payment and quilt
Move and sweep the Quick Response Code means of payment;Enter payment interface, be illustrated in the means of payment of determination in described payment interface.
The method that the invention described above embodiment discloses can apply in processor 501, or is realized by processor 501.
Processor 501 is probably a kind of IC chip, has the disposal ability of signal.During realizing, said method each
Step can be completed by the instruction of the integrated logic circuit of the hardware in processor 501 or software form.Above-mentioned process
Device 501 can be general processor, digital signal processor (Digital Signal Processor, DSP), special integrated electricity
Road (Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field
Programmable GateArray, FPGA) or other PLDs, discrete gate or transistor logic,
Discrete hardware components.Can realize or perform the disclosed each method in the embodiment of the present invention, step and logic diagram.General
The processor etc. that processor can be microprocessor or this processor also can be any routine.In conjunction with embodiment of the present invention institute
The step of disclosed method can be embodied directly in hardware decoding processor and perform to complete, or with the hardware in decoding processor
And software module combination execution completes.Software module may be located at random access memory, and flash memory, read-only storage are able to programme read-only
In the ripe storage medium in this areas such as memory or electrically erasable programmable memory, register.This storage medium is positioned at
Memory 502, processor 501 reads the information in memory 502, the step completing said method in conjunction with its hardware.
It is understood that the embodiment of the present invention describe these embodiments can with hardware, software, firmware, middleware,
Microcode or a combination thereof realize.Realizing for hardware, processing unit can be implemented in one or more special IC
(Application Specific Integrated Circuits, ASIC), digital signal processor (Digital Signal
Processing, DSP), digital signal processing appts (DSP Device, DSPD), programmable logic device (Programmable
Logic Device, PLD), field programmable gate array (Field-Programmable Gate Array, FPGA), general place
Reason device, controller, microcontroller, microprocessor, for performing in other electronic units or a combination thereof of herein described function.
Software is realized, can be come by the module (such as process, function etc.) performing function described in the embodiment of the present invention
Realize the technology described in the embodiment of the present invention.Software code is storable in memory and is performed by processor.Memory can
To realize within a processor or outside processor.
Alternatively, processor 501 is additionally operable to:Before the described geographical location information based on current Cash collecting equipment, obtain
The geographical location information of described current Cash collecting equipment.
Alternatively, processor 501 is additionally operable to:Obtained by access network services device and be positioned at described geographical location information
The means of payment that current Cash collecting equipment is supported.
Alternatively, processor 501 is additionally operable to:Described determine the means of payment that described current Cash collecting equipment supported it
After, obtain the conventional means of payment more than predetermined threshold value for the described user's history access times;
Mate the conventional means of payment of the means of payment that described current Cash collecting equipment supported and described user, mated
At least one means of payment successful;
Alternatively, processor 501 is additionally operable to:At least one means of payment that the match is successful is illustrated in described payment interface
In.
Alternatively, processor 501 is additionally operable to:Described obtain at least one means of payment that the match is successful after, from
Join at least one means of payment successful, filter out described user's history access times means of payment the highest;
Alternatively, processor 501 is additionally operable to:By means of payment exhibition the highest for the described user's history access times filtering out
Show in described payment interface.
Alternatively, processor 501 is additionally operable to:When the means of payment that the match is successful exists two or more, described general
Join after successfully at least one means of payment is illustrated in described payment interface, receive described user from described payment interface exhibition
The required means of payment selecting in the two or more means of payment shown;
Enter the interface for password input of the described required means of payment.
Alternatively, processor 501 is additionally operable to:From locally stored history payment record, find out described user in institute
State the history means of payment being used when paying at geographical location information, described history payment record at least includes pay
The geographical location information of mode, Cash collecting equipment title and Cash collecting equipment.
Mobile terminal 500 is capable of each process that in previous embodiment, mobile terminal realizes, for avoiding repeating, here
Repeat no more.
According to embodiments of the invention, after receiving the payment instruction that user triggers, not directly enter payment interface, but
To determine the means of payment that current Cash collecting equipment is supported according to the geographical location information of current Cash collecting equipment, to enter afterwards and prop up
Paying interface, being illustrated in the means of payment that current Cash collecting equipment is supported in payment interface, therefore user is performed without inquiring and works as
The means of payment that front Cash collecting equipment is supported etc. operate, it is only necessary to trigger payment instruction, can check current receipts in payment interface
The means of payment that money equipment is supported, this method improves the convenience and intelligent paying application, improves Consumer's Experience.
Embodiment six
Fig. 6 is the block diagram of the mobile terminal of another embodiment of the present invention.Specifically, the mobile terminal 600 in Fig. 6 is permissible
For mobile phone, panel computer, personal digital assistant (Personal Digital Assistant, PDA) or vehicle-mounted computer etc..
Mobile terminal 600 in Fig. 6 includes that the 620th, radio frequency (Radio Frequency, RF) circuit the 610th, memory inputs
Unit the 630th, display unit the 640th, processor the 660th, voicefrequency circuit the 670th, WiFi (Wireless Fidelity) module 680 and electricity
Source 690.
Wherein, input block 630 can be used for receiving numeral or the character information of user's input, and produces and mobile terminal
The user setup of 600 and function control relevant signal input.Specifically, in the embodiment of the present invention, this input block 630 can
To include contact panel 631.Contact panel 631, also referred to as touch-screen, can collect touch operation on or near it for the user
(such as user uses any applicable object such as finger, stylus or operation on contact panel 631 for the annex), and according in advance
The formula setting drives corresponding attachment means.Optionally, contact panel 631 can include touch detecting apparatus and touch controller
Two parts.Wherein, the touch orientation of touch detecting apparatus detection user, and detect the signal that touch operation brings, by signal
Send touch controller to;Touch controller receives touch information from touch detecting apparatus, and is converted into contact coordinate,
Give this processor 660 again, and can the order sent of reception processing device 660 being performed.Furthermore, it is possible to employing resistance-type,
The polytypes such as condenser type, infrared ray and surface acoustic wave realize contact panel 631.Except contact panel 631, input block
630 can also include other input equipments 632, and other input equipments 632 can include but is not limited to physical keyboard, function key
One or more in (such as volume control button, switch key etc.), trace ball, mouse, action bars etc..
Wherein, display unit 640 can be used for showing the information being inputted by user or the information being supplied to user and movement
The various menu interfaces of terminal 600.Display unit 640 can include display floater 641, optionally, can use LCD or organic
The forms such as optical diode (Organic Light-Emitting Diode, OLED) configure display floater 641.
It should be noted that contact panel 631 can cover display floater 641, formed and touch display screen, when the inspection of this touch display screen
After measuring the touch operation on or near it, send processor 660 to determine the type of touch event, with preprocessor
660 provide corresponding visual output according to the type of touch event on touch display screen.
Touch display screen and include Application Program Interface viewing area and conventional control viewing area.This Application Program Interface viewing area
And the arrangement mode of this conventional control viewing area does not limit, can distinguish two for be arranged above and below, left-right situs etc. and show
Show the arrangement mode in district.This Application Program Interface viewing area is displayed for the interface of application program.Each interface is permissible
The interface elements such as the icon and/or the widget desktop control that comprise at least one application program.This Application Program Interface viewing area
Also can be the empty interface not comprising any content.This conventional control viewing area is for showing the control that utilization rate is higher, for example,
The application icons etc. such as settings button, interface numbering, scroll bar, phone directory icon.
Wherein processor 660 is the control centre of mobile terminal 600, utilizes various interface and the whole mobile phone of connection
Various piece, the software program being stored in first memory 621 by operation or execution and/or module, and call storage
Data in second memory 622, perform various function and the process data of mobile terminal 600, thus to mobile terminal 600
Carry out integral monitoring.Optionally, processor 660 can include one or more processing unit.
In embodiments of the present invention, by call the software program storing in this first memory 621 and/or module and/
Or the data in this second memory 622, processor 660 is for receiving the payment instruction that user triggers;Set based on current gathering
Standby geographical location information, determines the means of payment that described current Cash collecting equipment is supported, the described means of payment includes actively sweeping
The code means of payment and the passive barcode scanning means of payment;The described passive barcode scanning means of payment includes passively sweeping the bar code means of payment and quilt
Move and sweep the Quick Response Code means of payment;Enter payment interface, be illustrated in the means of payment of determination in described payment interface.
Alternatively, processor 660 is additionally operable to:Before the described geographical location information based on current Cash collecting equipment, obtain
The geographical location information of described current Cash collecting equipment.
Alternatively, processor 660 is additionally operable to:Obtained by access network services device and be positioned at described geographical location information
The means of payment that current Cash collecting equipment is supported.
Alternatively, processor 660 is additionally operable to:Described determine the means of payment that described current Cash collecting equipment supported it
After, obtain the conventional means of payment more than predetermined threshold value for the described user's history access times;
Mate the conventional means of payment of the means of payment that described current Cash collecting equipment supported and described user, mated
At least one means of payment successful;
Alternatively, processor 660 is additionally operable to:At least one means of payment that the match is successful is illustrated in described payment interface
In.
Alternatively, processor 660 is additionally operable to:Described obtain at least one means of payment that the match is successful after, from
Join at least one means of payment successful, filter out described user's history access times means of payment the highest;
Alternatively, processor 660 is additionally operable to:By means of payment exhibition the highest for the described user's history access times filtering out
Show in described payment interface.
Alternatively, processor 660 is additionally operable to:When the means of payment that the match is successful exists two or more, described general
Join after successfully at least one means of payment is illustrated in described payment interface, receive described user from described payment interface exhibition
The required means of payment selecting in the two or more means of payment shown;
Enter the interface for password input of the described required means of payment.
Alternatively, processor 660 is additionally operable to:From locally stored history payment record, find out described user in institute
State the history means of payment being used when paying at geographical location information, described history payment record at least includes pay
The geographical location information of mode, Cash collecting equipment title and Cash collecting equipment.
Visible, according to embodiments of the invention, after receiving the payment instruction that user triggers, not directly enter payment circle
Face, and it is intended to the geographical location information according to current Cash collecting equipment, determine the means of payment that current Cash collecting equipment is supported, afterwards
Entering payment interface, being illustrated in the means of payment that current Cash collecting equipment is supported in payment interface, therefore user is performed without
Inquire that the means of payment etc. that current Cash collecting equipment is supported operates, it is only necessary to trigger payment instruction, can check in payment interface
The means of payment that current Cash collecting equipment is supported, this method improves and pays the convenience of application and intelligent, improves user
Experience.
Those of ordinary skill in the art are it is to be appreciated that combine that the disclosed embodiments in the embodiment of the present invention describe is each
The unit of example and algorithm steps, can being implemented in combination in electronic hardware or computer software and electronic hardware.These
Function performs with hardware or software mode actually, depends on application-specific and the design constraint of technical scheme.Specialty
Technical staff specifically should can be used for using different methods to realize described function to each, but this realization should not
Think beyond the scope of this invention.
Those skilled in the art is it can be understood that arrive, for convenience and simplicity of description, the system of foregoing description,
The specific works process of device and unit, is referred to the corresponding process in preceding method embodiment, does not repeats them here.
In embodiment provided herein, it should be understood that disclosed apparatus and method, can be passed through other
Mode realizes.For example, device embodiment described above is only schematically, for example, the division of described unit, it is only
A kind of logic function divides, actual can have when realizing other dividing mode, for example multiple unit or assembly can in conjunction with or
Person is desirably integrated into another system, or some features can be ignored, or does not performs.Another point, shown or discussed is mutual
Between coupling direct-coupling or communication connection can be by some interfaces, the INDIRECT COUPLING of device or unit or communication link
Connect, can be electrical, machinery or other form.
The described unit illustrating as separating component can be or may not be physically separate, shows as unit
The parts showing can be or may not be physical location, i.e. may be located at a place, or also can be distributed to multiple
On NE.Some or all of unit therein can be selected according to the actual needs to realize the mesh of the present embodiment scheme
's.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, it is also possible to
It is that unit is individually physically present, it is also possible to two or more unit are integrated in a unit.
If described function is using the form realization of SFU software functional unit and as independent production marketing or use, permissible
It is stored in a computer read/write memory medium.Based on such understanding, technical scheme is substantially in other words
The part contributing prior art or the part of this technical scheme can embody with the form of software product, this meter
Calculation machine software product is stored in a storage medium, including some instructions are with so that a computer equipment (can be individual
People's computer, server, or the network equipment etc.) perform all or part of step of method described in each embodiment of the present invention.
And aforesaid storage medium includes:USB flash disk, portable hard drive, ROM, RAM, magnetic disc or CD etc. are various can store program code
Medium.
The above, the only detailed description of the invention of the present invention, but protection scope of the present invention is not limited thereto, and any
Those familiar with the art, in the technical scope that the invention discloses, can readily occur in change or replace, should contain
Cover within protection scope of the present invention.Therefore, protection scope of the present invention should be as the criterion with scope of the claims.
Claims (14)
1. a methods of exhibiting for the means of payment, described method is applied to mobile terminal, it is characterised in that described method includes:
Receive the payment instruction that user triggers;
Based on the geographical location information of current Cash collecting equipment, determine the means of payment that described current Cash collecting equipment is supported, described
The means of payment includes actively the barcode scanning means of payment and the passive barcode scanning means of payment;The described passive barcode scanning means of payment includes passively sweeping
The bar code means of payment and passively sweep the Quick Response Code means of payment;
Enter payment interface, be illustrated in the means of payment of determination in described payment interface.
2. method according to claim 1, it is characterised in that at the described geographical location information based on current Cash collecting equipment
Before, described method also includes:
Obtain the geographical location information of described current Cash collecting equipment.
3. method according to claim 1, it is characterised in that the described geographical location information based on current Cash collecting equipment,
Determine that the means of payment that described current Cash collecting equipment is supported includes:
Obtain the payer that the current Cash collecting equipment being positioned at described geographical location information is supported by access network services device
Formula.
4. method according to claim 1, it is characterised in that propping up that the described current Cash collecting equipment of described determination is supported
After the mode of paying, described method also includes:
Obtain the conventional means of payment more than predetermined threshold value for the described user's history access times;
Mate the conventional means of payment of the means of payment that described current Cash collecting equipment supported and described user, obtain that the match is successful
At least one means of payment;
Described the means of payment of determination is illustrated in described payment interface includes:
It is illustrated at least one means of payment that the match is successful in described payment interface.
5. method according to claim 4, it is characterised in that obtain at least one means of payment that the match is successful described
Afterwards, described method also includes:
From at least one means of payment that the match is successful, filter out described user's history access times means of payment the highest;
Described the means of payment of determination is illustrated in described payment interface includes:
It is illustrated in the means of payment the highest for the described user's history access times filtering out in described payment interface.
6. method according to claim 4, it is characterised in that when the means of payment that the match is successful exists two or more,
Described be illustrated at least one means of payment that the match is successful in described payment interface after, described method also includes:
Receive the required means of payment that described user selects from the two or more means of payment that described payment interface is shown;
Enter the interface for password input of the described required means of payment.
7. method according to claim 1, it is characterised in that the described geographical location information based on current Cash collecting equipment,
Determine that the means of payment that described current Cash collecting equipment is supported includes:
From locally stored history payment record, find out described user at described geographical location information, pay when institute
The history means of payment using, at least includes the means of payment, Cash collecting equipment title and Cash collecting equipment in described history payment record
Geographical location information.
8. a mobile terminal, it is characterised in that include:
Payment instruction receiver module, for receiving the payment instruction that user triggers;
Means of payment determining module, for the geographical location information based on current Cash collecting equipment, determines described current Cash collecting equipment
The means of payment supported, the described means of payment includes actively the barcode scanning means of payment and the passive barcode scanning means of payment;Described passively
The barcode scanning means of payment includes passively sweeping the bar code means of payment and passively sweeps the Quick Response Code means of payment;
Means of payment display module, is used for entering payment interface, is illustrated in the means of payment of determination in described payment interface.
9. mobile terminal according to claim 8, it is characterised in that described mobile terminal also includes:
Geographical location information acquisition module, for before the described geographical location information based on current Cash collecting equipment, obtains institute
State the geographical location information of current Cash collecting equipment.
10. mobile terminal according to claim 8, it is characterised in that:
Described means of payment determining module, is positioned at described geographical location information specifically for being obtained by access network services device
The means of payment supported of current Cash collecting equipment.
11. mobile terminals according to claim 8, it is characterised in that described mobile terminal also includes:
Conventional means of payment acquisition module, is used for after the means of payment that the described current Cash collecting equipment of described determination is supported,
Obtain the conventional means of payment more than predetermined threshold value for the described user's history access times;
Means of payment matching module, for mating the conventional of the means of payment that described current Cash collecting equipment supported and described user
The means of payment, obtains at least one means of payment that the match is successful;
Described means of payment display module, specifically for being illustrated in described payment circle by least one means of payment that the match is successful
In face.
12. mobile terminals according to claim 11, it is characterised in that described mobile terminal also includes:
The means of payment screen module, for described obtain at least one means of payment that the match is successful after, from the match is successful
At least one means of payment in, filter out described user's history access times means of payment the highest;
Described means of payment display module, the means of payment the highest of the described user's history access times specifically for filtering out
It is illustrated in described payment interface.
13. mobile terminals according to claim 11, it is characterised in that described mobile terminal also includes:
Required means of payment receiver module, for when the means of payment that the match is successful exists two or more, will mate described
After successfully at least one means of payment is illustrated in described payment interface, receives described user and show from described payment interface
The two or more means of payment in the required means of payment selected;
Interface for password input enters module, for entering the interface for password input of the described required means of payment.
14. mobile terminals according to claim 8, it is characterised in that:
Described means of payment determining module, specifically for from locally stored history payment record, finds out described user and exists
The history means of payment being used when paying at described geographical location information, at least includes in described history payment record propping up
The geographical location information of the mode of paying, Cash collecting equipment title and Cash collecting equipment.
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