CN106447312A - Bank card binding-based quick refueling payment method - Google Patents
Bank card binding-based quick refueling payment method Download PDFInfo
- Publication number
- CN106447312A CN106447312A CN201610530508.1A CN201610530508A CN106447312A CN 106447312 A CN106447312 A CN 106447312A CN 201610530508 A CN201610530508 A CN 201610530508A CN 106447312 A CN106447312 A CN 106447312A
- Authority
- CN
- China
- Prior art keywords
- bank card
- user
- oiling
- payment
- refueling
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Loading And Unloading Of Fuel Tanks Or Ships (AREA)
Abstract
A bank card binding-based quick refueling payment method disclosed by the present invention comprises the steps that: a user enables a WeChat client to be correlated with a bank card management system, and the correlated bank card management system supports the automatic fee deduction businesses within the set amount of money; the user edits a refueling order via the WeChat client, and pushes to a refueling payment platform; a vehicle identification system identifies the licence plate of the user, and pushes the refueling order edited by the user to a refueling machine; a refueling worker checks and verifies the refueling order on the refueling machine, and refuels once verifying successfully; after the refueling is finished, the WeChat client of the user automatically generates a refueling payment order, and the user pays automatically via the bank card management system correlated with the WeChat client. According to the present invention, by binding a bank card and the WeChat client, a quick refueling payment function is provided, the automatic payment and fee deduction can be realized, and a conventional multiple verification mode is avoided, the payment rate is increased, a peak congestion phenomenon of a gasoline station is improved greatly, and the service level of the gasoline station is improved.
Description
Technical field
The present invention relates to the technical field of gas station's consumption management, particularly a kind of quick oiling based on bank card binding
Method of payment.
Background technology
The oiling service of traditional gas station, program complexity, process redundancy is slow, it usually needs user by vehicle open into plus
After petrol station, refuel oil number selection and the determination of the oiling amount of money is just carried out, treats that oiling is finished, in addition it is also necessary to by paying in cash.One is
The program of row causes the substantial amounts of time to waste, if gas station's volume of the flow of passengers is excessive, can also cause the congestion of vehicle below, reduce and refuel
Efficiency, is negatively affected to the operation of gas station.
Existing oiling payment generally includes that scanning pays and POS is swiped the card payments, but both payments were yet present
Journey complexity, take the problem of a large amount of times of payment.
Number of patent application：201410658285.8 disclose a kind of integral type Unionpay to prop up make paper moulds fuel charger and its payer
Method, the fuel charger includes the control system being installed in casing, and the control system includes metering tax control mainboard, interface
Circuit board and the man-machine interaction circuit being installed on machine shell panel, the man-machine interaction circuit include keyboard, display screen and
Reader device, communication on the interface circuit is connected with POS module, the metering tax control mainboard and keyboard, display screen, Card Reader
Device is connected with POS module communication.
Above-mentioned patent is provided solely for interchanger and swipes the card on fuel charger the function of payment, needs user to grasp on fuel charger
Make, as user is unfamiliar with to the function of fuel charger, its swiping card also can take the substantial amounts of time, and which is also inconvenient.
Content of the invention
Based on this, for the problems referred to above, the present invention provides a kind of quick oiling method of payment based on bank card binding, this
Bank card is bound by invention with wechat client, provides quick oiling payment function, can pay automatically and withhold, it is to avoid tradition is needed
Multiple-authentication mode is wanted, payment speed is increased, greatly improve gas station peak jam, improve the service water of gas station
Flat.
The technical scheme is that：A kind of quick oiling method of payment based on bank card binding, including following
Step：
S1, user pass through wechat client associate bank card management system, and the bank card management system after association is supported to set gold
Automatically the business that deducts fees in volume；
S2, user pass through wechat client-side editing oiling order, and are pushed to oiling payment platform, the oiling order include plus
Oil oil number, the oiling amount of money and user's license plate number；
After s3, the vehicle pull-in of user, by vehicle identification system identifying user car plate, and the oiling order that user is edited is pushed away
It is sent on fuel charger；
After s4, vehicle reach fuel charger, oiling person checks and verifies the oiling order on fuel charger, refuels by being proved to be successful；
S5, refuel finish, the wechat client of user automatically generates oiling pay invoice, user by with wechat client associate
Bank card management system pay automatically.
The present invention makes user without getting off to realize oiling one-stop service, it is only necessary to finger easily can realize plus
Oil, such as before gas station is reached, user can pass through wechat client-side editing oiling order, and the oiling order for editting is pushed
To oiling payment platform, after vehicle arrives at a station, vehicle identification system identifies the license plate number of user, you can be pushed out what user edited
Order, so as to realize refueling, which is convenient and swift, it is to avoid tradition needs in gas station to choose refuel oil number and the oiling amount of money,
Save the substantial amounts of time.
Meanwhile, the present invention is mutually bound also by wechat client and bank card, and the bank card after binding can realize bales catch
Money pays or password pays, it is to avoid tradition needs the drawbacks of paying in cash, while the automatic payment debit facility of bank card is also
The payment upper limit is provided with, such as realization payment automatically in the amount of money is being set, more than the amount of money is set, that is, can prop up after needing user's checking
Pay, enhance the safety of user.
Preferably, in step s4, also include the binding method of wechat client and bank card management system, its step is such as
Under：
S41, the individual center interface of entrance wechat client, select my account option, enter operation circle of binding bank card
Face；
S42, successively key entry user mobile phone number, mobile phone identifying code, name, bank card number and license plate number information；
S43, selection determine binding option, and bank card is bound with license plate number, cell-phone number.
Preferably, after setting bank card management system pays oiling pay invoice automatically, this time of user is reminded by note
Transaction spending amount and consumption time, the note prompting function enhances the safety of automatic payment, it is to avoid stolen brush etc. by malice
Phenomenon occurs.
Preferably, the bank card information that user has been bound by wechat client query is set, the bank card letter that has bound
Breath includes bank card types, bank's card number, bank card remaining sum and bank card business dealing record, the number of user's energy real time inspection bank card
According to increased the convenience for using.
Preferably, after step s4, also include the step of inquiring about transaction record, transaction record includes following two displays
Mode：
Show moon consumption total value：Shown according to current time, show there is the month of consumption and consumption total amount recently, show category
Property include to consume date, spending amount and consumption type；
Show detailed transaction records：Show wall scroll detailed transaction records, display properties includes type of transaction, trade date, transaction
Number, transaction gas station, dealing money, mode of doing business and stateful transaction.
Preferably, after step s4, also include the step of receipt is printed by fuel charger.
Preferably, also include the method using certificate is of use in step s4, using the actual delivery amount of money being of use after certificate be
Consumption total amount deducts the amount of money for being of use certificate.
Preferably, the personal account interface for setting wechat client is also associated with Third-party payment platform, Third-party payment
Platform includes wechat red packet and Alipay.
The invention has the beneficial effects as follows：
（1）By wechat client remote editor's oiling order, user's vehicle is known by vehicle identification system after reaching gas station
Do not go out user's license plate number, you can automatic push say the oiling order for editting, and which is easy to use, it is to avoid tradition is needed to gas station
Inside carry out selecting oil number, choose the problem that the oiling amount of money causes oiling vehicle congestion；
（2）The bank card of binding Unionpay, can provide automatic payment function setting in the range of the amount of money, it is to avoid tradition needs multiple
The drawbacks of proving program, shorten the time of payment；
（3）Every time after bank card business dealing, user can be reminded by note, increased the safety of automatic payment function；
（4）User is edited oiling order and completes order payment and all can be realized by mobile terminal, it is achieved that user does not get off
Refueling operation is completed, the situation of gas station peak period congestion is greatly improved, improve the service level of gas station.
Description of the drawings
Fig. 1 is the flow chart of the quick oiling method of payment of the embodiment of the present invention.
Specific embodiment
Technical scheme is described in further detail below in conjunction with the accompanying drawings, but protection scope of the present invention is not limited to
Described below.
Embodiment：
As shown in figure 1, a kind of quick oiling method of payment based on bank card binding, including following step：
S1, user pass through wechat client associate bank card management system, and the bank card management system after association is supported to set gold
Automatically the business that deducts fees in volume；
S2, user pass through wechat client-side editing oiling order, and are pushed to oiling payment platform, the oiling order include plus
Oil oil number, the oiling amount of money and user's license plate number；
After s3, the vehicle pull-in of user, by vehicle identification system identifying user car plate, and the oiling order that user is edited is pushed away
It is sent on fuel charger；
After s4, vehicle reach fuel charger, oiling person checks and verifies the oiling order on fuel charger, refuels by being proved to be successful；
S5, refuel finish, the wechat client of user automatically generates oiling pay invoice, user by with wechat client associate
Bank card management system pay automatically.
The present invention makes user without getting off to realize oiling one-stop service, it is only necessary to finger easily can realize plus
Oil, such as before gas station is reached, user can pass through wechat client-side editing oiling order, and the oiling order for editting is pushed
To oiling payment platform, after vehicle arrives at a station, vehicle identification system identifies the license plate number of user, you can be pushed out what user edited
Order, so as to realize refueling, which is convenient and swift, it is to avoid tradition needs in gas station to choose refuel oil number and the oiling amount of money,
Save the substantial amounts of time.
Meanwhile, the present invention is mutually bound also by wechat client and bank card, and the bank card after binding can realize bales catch
Money pays or password pays, it is to avoid tradition needs the drawbacks of paying in cash, while the automatic payment debit facility of bank card is also
The payment upper limit is provided with, such as realization payment automatically in the amount of money is being set, more than the amount of money is set, that is, can prop up after needing user's checking
Pay, enhance the safety of user.
Preferably, in step s4, also include the binding method of wechat client and bank card management system, its step is such as
Under：
S41, the individual center interface of entrance wechat client, select my account option, enter operation circle of binding bank card
Face；
S42, successively key entry user mobile phone number, mobile phone identifying code, name, bank card number and license plate number information；
S43, selection determine binding option, and bank card is bound with license plate number, cell-phone number.
Preferably, after setting bank card management system pays oiling pay invoice automatically, this time of user is reminded by note
Transaction spending amount and consumption time, the note prompting function enhances the safety of automatic payment, it is to avoid stolen brush etc. by malice
Phenomenon occurs.
Preferably, the bank card information that user has been bound by wechat client query is set, the bank card letter that has bound
Breath includes bank card types, bank's card number, bank card remaining sum and bank card business dealing record, the number of user's energy real time inspection bank card
According to increased the convenience for using.
Preferably, after step s4, also include the step of inquiring about transaction record, transaction record includes following two displays
Mode：
Show moon consumption total value：Shown according to current time, show there is the month of consumption and consumption total amount recently, show category
Property include to consume date, spending amount and consumption type；
Show detailed transaction records：Show wall scroll detailed transaction records, display properties includes type of transaction, trade date, transaction
Number, transaction gas station, dealing money, mode of doing business and stateful transaction.
Preferably, after step s4, also include the step of receipt is printed by fuel charger.
Preferably, also include the method using certificate is of use in step s4, using the actual delivery amount of money being of use after certificate be
Consumption total amount deducts the amount of money for being of use certificate.
Preferably, the personal account interface for setting wechat client is also associated with Third-party payment platform, Third-party payment
Platform includes wechat red packet and Alipay.
Embodiment described above only have expressed the specific embodiment of the present invention, and its description is more concrete and detailed, but simultaneously
The restriction that therefore can not be interpreted as to the scope of the claims of the present invention.It should be pointed out that for one of ordinary skill in the art
For, without departing from the inventive concept of the premise, some deformation can also be made and improved, these belong to the guarantor of the present invention
Shield scope.
Claims (8)
1. a kind of quick oiling method of payment based on bank card binding, it is characterised in that including following step：
S1, user pass through wechat client associate bank card management system, and the bank card management system after association is supported to set gold
Automatically the business that deducts fees in volume；
S2, user pass through wechat client-side editing oiling order, and are pushed to oiling payment platform, the oiling order include plus
Oil oil number, the oiling amount of money and user's license plate number；
After s3, the vehicle pull-in of user, by vehicle identification system identifying user car plate, and the oiling order that user is edited is pushed away
It is sent on fuel charger；
After s4, vehicle reach fuel charger, oiling person checks and verifies the oiling order on fuel charger, refuels by being proved to be successful；
S5, refuel finish, the wechat client of user automatically generates oiling pay invoice, user by with wechat client associate
Bank card management system pay automatically.
2. a kind of quick oiling method of payment based on bank card binding according to claim 1, it is characterised in that in step
In s4, also include the binding method of wechat client and bank card management system, its step is as follows：
S41, the individual center interface of entrance wechat client, select my account option, enter operation circle of binding bank card
Face；
S42, successively key entry user mobile phone number, mobile phone identifying code, name, bank card number and license plate number information；
S43, selection determine binding option, and bank card is bound with license plate number, cell-phone number.
3. a kind of quick oiling method of payment based on bank card binding according to claim 1, it is characterised in that set silver
After row card management system pays oiling pay invoice automatically, when reminding this transaction spending amount of user and consumption by note
Between.
4. a kind of quick oiling method of payment based on bank card binding according to claim 1, it is characterised in that set and use
The bank card information that family has been bound by wechat client query, the bank card information that has bound includes bank card types, bank
Card number, bank card remaining sum and bank card business dealing record.
5. a kind of quick oiling method of payment based on bank card binding according to claim 1, it is characterised in that in step
After s4, also include the step of inquiring about transaction record, transaction record includes following two display modes：
Show moon consumption total value：Shown according to current time, show there is the month of consumption and consumption total amount recently, show category
Property include to consume date, spending amount and consumption type；
Show detailed transaction records：Show wall scroll detailed transaction records, display properties includes type of transaction, trade date, transaction
Number, transaction gas station, dealing money, mode of doing business and stateful transaction.
6. a kind of quick oiling method of payment based on bank card binding according to claim 1, it is characterised in that in step
After s4, also include the step of receipt is printed by fuel charger.
7. a kind of quick oiling method of payment based on bank card binding according to claim 1, it is characterised in that in step
Also include in s4 using the method for being of use certificate, the use of the actual delivery amount of money being of use after certificate is that consumption total amount is deducted and is of use certificate
The amount of money.
8. a kind of quick oiling method of payment based on bank card binding according to claim 1, it is characterised in that set micro-
The personal account interface of letter client is also associated with Third-party payment platform, and Third-party payment platform includes wechat red packet and payment
Precious.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610530508.1A CN106447312A (en) | 2016-07-07 | 2016-07-07 | Bank card binding-based quick refueling payment method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610530508.1A CN106447312A (en) | 2016-07-07 | 2016-07-07 | Bank card binding-based quick refueling payment method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106447312A true CN106447312A (en) | 2017-02-22 |
Family
ID=58183340
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610530508.1A Pending CN106447312A (en) | 2016-07-07 | 2016-07-07 | Bank card binding-based quick refueling payment method |
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Cited By (12)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107679936A (en) * | 2017-09-08 | 2018-02-09 | 绵阳西真科技有限公司 | A kind of intelligent payment method for gas station |
| CN108320151A (en) * | 2018-01-26 | 2018-07-24 | 北京微油科技服务有限公司 | Method of payment and device for oiling |
| CN108985734A (en) * | 2018-06-27 | 2018-12-11 | 四川英卓科技有限责任公司 | Based on the payment of the gas station of video analysis and tracking and management system and method |
| WO2019020093A1 (en) * | 2017-07-28 | 2019-01-31 | 阿里巴巴集团控股有限公司 | Refueling, refueling billing and refueling payment method, device and electronic apparatus |
| CN109447576A (en) * | 2018-10-10 | 2019-03-08 | 上海找油信息科技有限公司 | A kind of oiling client operating system |
| CN109840987A (en) * | 2017-11-29 | 2019-06-04 | 北京聚利科技股份有限公司 | Oiling information-pushing method and device |
| CN110084646A (en) * | 2019-04-26 | 2019-08-02 | 四川富九辰科技有限公司 | It is a kind of to fill consuming method and system on the line that stood for automobile |
| CN110298649A (en) * | 2019-06-27 | 2019-10-01 | 陕西维纳传媒股份有限公司 | A kind of noninductive method of payment and its system for gas station |
| CN110443953A (en) * | 2019-08-05 | 2019-11-12 | 成都油管家科技有限公司 | A kind of license plate charging system for gas station |
| CN111429229A (en) * | 2020-03-31 | 2020-07-17 | 北京虾喜科技有限公司 | Rapid ordering and verifying method, server and system |
| CN111539717A (en) * | 2020-04-20 | 2020-08-14 | 车主邦（北京）科技有限公司 | Processing method of vehicle payment electronic tag |
| CN112967046A (en) * | 2021-03-01 | 2021-06-15 | 支付宝(杭州)信息技术有限公司 | Associated payment processing method and device |
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| CN105469502A (en) * | 2016-01-15 | 2016-04-06 | 腾讯科技（深圳）有限公司 | Intelligent oiling method and terminal |
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| US20150066778A1 (en) * | 2013-09-02 | 2015-03-05 | Samsung Sds Co., Ltd. | Digital card-based payment system and method |
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Cited By (13)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| TWI709929B (en) * | 2017-07-28 | 2020-11-11 | 開曼群島商創新先進技術有限公司 | Refueling, refueling settlement, refueling payment method, device and electronic equipment |
| WO2019020093A1 (en) * | 2017-07-28 | 2019-01-31 | 阿里巴巴集团控股有限公司 | Refueling, refueling billing and refueling payment method, device and electronic apparatus |
| CN107679936A (en) * | 2017-09-08 | 2018-02-09 | 绵阳西真科技有限公司 | A kind of intelligent payment method for gas station |
| CN109840987A (en) * | 2017-11-29 | 2019-06-04 | 北京聚利科技股份有限公司 | Oiling information-pushing method and device |
| CN108320151A (en) * | 2018-01-26 | 2018-07-24 | 北京微油科技服务有限公司 | Method of payment and device for oiling |
| CN108985734A (en) * | 2018-06-27 | 2018-12-11 | 四川英卓科技有限责任公司 | Based on the payment of the gas station of video analysis and tracking and management system and method |
| CN109447576A (en) * | 2018-10-10 | 2019-03-08 | 上海找油信息科技有限公司 | A kind of oiling client operating system |
| CN110084646A (en) * | 2019-04-26 | 2019-08-02 | 四川富九辰科技有限公司 | It is a kind of to fill consuming method and system on the line that stood for automobile |
| CN110298649A (en) * | 2019-06-27 | 2019-10-01 | 陕西维纳传媒股份有限公司 | A kind of noninductive method of payment and its system for gas station |
| CN110443953A (en) * | 2019-08-05 | 2019-11-12 | 成都油管家科技有限公司 | A kind of license plate charging system for gas station |
| CN111429229A (en) * | 2020-03-31 | 2020-07-17 | 北京虾喜科技有限公司 | Rapid ordering and verifying method, server and system |
| CN111539717A (en) * | 2020-04-20 | 2020-08-14 | 车主邦（北京）科技有限公司 | Processing method of vehicle payment electronic tag |
| CN112967046A (en) * | 2021-03-01 | 2021-06-15 | 支付宝(杭州)信息技术有限公司 | Associated payment processing method and device |
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Application publication date: 20170222 |