CN106296172B - Terminal payment method and terminal - Google Patents
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- CN106296172B CN106296172B CN201610638682.8A CN201610638682A CN106296172B CN 106296172 B CN106296172 B CN 106296172B CN 201610638682 A CN201610638682 A CN 201610638682A CN 106296172 B CN106296172 B CN 106296172B
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- 230000009471 action Effects 0.000 claims abstract description 50
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- 238000004364 calculation method Methods 0.000 claims description 5
- 230000008569 process Effects 0.000 abstract description 10
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- 238000004891 communication Methods 0.000 description 7
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
- G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
- G06F3/048—Interaction techniques based on graphical user interfaces [GUI]
- G06F3/0484—Interaction techniques based on graphical user interfaces [GUI] for the control of specific functions or operations, e.g. selecting or manipulating an object, an image or a displayed text element, setting a parameter value or selecting a range
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Abstract
The invention discloses a terminal payment method and a terminal, relates to the technical field of information, and can simplify the implementation process of terminal payment so as to improve user experience. The method comprises the following steps: firstly, before a system is unlocked, a terminal receives switching indication information input by a user, wherein the switching indication information is used for indicating the terminal to load an interface associated with a payment application program APP, and the terminal is switched to the interface associated with the payment APP according to the switching indication information input by the user, then the terminal receives unlocking information input by the user, and displays a payment interface under the condition that the unlocking information is successfully unlocked, wherein the payment interface is used for receiving a payment instruction, and finally when the terminal receives the payment instruction, the terminal executes terminal payment according to input action information when the user inputs the unlocking information. The method and the device are suitable for the user to quickly enter the payment APP to finish the terminal payment when the user uses the terminal to pay.
Description
Technical Field
The invention relates to the technical field of information, in particular to a terminal payment method and a terminal.
Background
With the development of information technology, especially the development of internet technology and terminal technology, more and more terminals are applied, and the payment mode of the terminals is generated. At present, a terminal payment method includes that a terminal receives unlocking information input by a user, whether unlocking is successful or not is determined according to the unlocking information, if unlocking is successful, the user selects a payment Application program (Application, abbreviated English: APP), an account and a password are input, then the terminal judges whether the account and the password are matched or not, if matching is achieved, login payment of the APP is carried out, finally the user selects a bar code for payment, and after code scanning is successful, successful payment is achieved.
However, when the terminal payment is performed in the above manner, the user needs to unlock the terminal first, then selects the payment APP, and after the account number and the password are successfully matched, selects the barcode for payment, and the terminal payment can be realized after the barcode is successfully scanned, so that the user uses the terminal for payment in a plurality of steps, and the process of realizing the terminal payment is complex, and the user experience is poor.
Disclosure of Invention
The invention provides a terminal payment method and a terminal, which can simplify the implementation process of terminal payment and further improve the user experience.
In order to achieve the purpose, the embodiment of the invention adopts the following technical scheme:
in a first aspect of the embodiments of the present invention, a method for terminal payment is provided, including:
before the system is unlocked, the terminal receives switching indication information input by a user, at the moment, the terminal is switched to an interface associated with a payment APP according to the switching indication information input by the user, then the terminal receives unlocking information input by the user, the terminal displays a payment interface under the condition that the unlocking information is successfully unlocked, and when the terminal receives a payment instruction, the terminal executes terminal payment according to input action information when the user inputs the unlocking information.
The payment interface is used for receiving a payment instruction, and the switching indication information is used for indicating the terminal to load an interface associated with the payment application program APP. Therefore, the user can directly switch to the interface associated with the payment APP without system unlocking, and directly display the payment interface after unlocking successfully on the interface associated with the payment APP so as to carry out terminal payment without system unlocking first, then select the payment APP, unlock the payment APP, and select the payment interface for inputting the payment instruction after unlocking successfully so as to realize terminal payment, thereby simplifying the realization process of terminal payment, and further improving the user experience.
With reference to the first aspect, in a possible implementation manner, the payment interface is a display interface of a payment barcode or an interface of a scanning two-dimensional code, and the switching indication information includes at least one of the following operations: the payment instruction comprises the following operations of pressing operation at a specified position and sliding operation at a specified interface: after the terminal scans the two-dimensional code, a user presses the two-dimensional code at a designated position, or other terminals scan the payment bar code displayed on the payment interface.
With reference to the first aspect, in a possible implementation manner, the terminal obtains input action information when the user inputs the unlocking information.
Wherein the input action information when the user inputs the unlocking information includes at least one of the following information: the pressing force when the user inputs the unlocking information, the input speed when the user inputs the unlocking information, the air posture of the terminal when the user inputs the unlocking information, and the touch position when the user inputs the unlocking information.
With reference to the first aspect and the foregoing possible implementation manners, in another possible implementation manner, when the terminal receives the payment instruction, the step of executing, by the terminal, terminal payment according to input action information when the user inputs unlocking information includes:
when the terminal receives the payment instruction, the terminal calculates the reliability of the user according to the input action information when the user inputs the unlocking information, and the reliability of the user is sent to the server corresponding to the payment APP, so that the server judges whether the terminal payment is allowed or not, and then the terminal executes the terminal payment under the condition that the terminal payment is allowed, wherein the reliability of the user is the similarity degree between the input action information when the user inputs the unlocking information and the preset input action information when the user inputs the unlocking information. Therefore, the terminal sends the calculated user reliability to the server corresponding to the payment APP to determine whether the terminal payment is allowed or not, so that other users are prevented from stealing unlocking information to carry out payment, the safety of terminal payment can be improved, and user experience can be improved.
With reference to the first aspect and the foregoing possible implementation manners, in another possible implementation manner, before the terminal receives the switching indication information input by the user, the terminal receives creation indication information input by the user, and creates an interface associated with the payment APP according to the creation indication information input by the user, where the indication information is used to instruct the terminal to create an interface associated with a specific payment APP. Therefore, the user can directly switch the created interface associated with the payment APP to the payment interface, so that the terminal payment process can be further simplified, and the user experience can be improved.
With reference to the first aspect and the foregoing possible implementation manners, in another possible implementation manner, when a user does not need a created interface associated with a payment APP, the terminal receives deletion indication information input by the user, and deletes the interface associated with a specific payment APP according to the deletion indication information input by the user, where the deletion indication information is used to indicate the terminal to delete the interface associated with the specific payment APP. Therefore, the terminal can delete the interface associated with the specific payment APP according to the indication information input by the user, the storage space of the terminal can be saved, and the user experience is improved.
In a second aspect, an embodiment of the present invention provides a terminal, including:
the system comprises a receiving unit, a processing unit and a processing unit, wherein the receiving unit is positioned in a terminal and used for receiving switching indication information input by a user before unlocking the system, and the switching indication information is used for indicating the terminal to load an interface associated with a payment application program APP; the switching unit is positioned in the terminal and used for switching to an interface associated with the payment APP according to the switching indication information input by the user and received by the receiving unit; the receiving unit is positioned in the terminal and is also used for receiving unlocking information input by the user; the display unit is positioned in the terminal and used for displaying a payment interface under the condition that the unlocking information received by the receiving unit is successfully unlocked, wherein the payment interface is used for receiving a payment instruction; and the execution unit is positioned in the terminal and used for executing terminal payment according to the input action information when the unlocking information is input by the user when the payment instruction is received by the terminal.
With reference to the second aspect, in a possible implementation manner, the handover indication information received by the receiving unit includes at least one of the following operations: pressing operation at a designated position and sliding operation at a designated interface; the payment interface displayed by the display unit is a display interface of a payment bar code or an interface of a scanning two-dimensional code, and the payment instruction comprises the following operations: after the terminal scans the two-dimensional code, the user presses the two-dimensional code at a designated position, or other terminals scan the payment bar code displayed on the payment interface.
With reference to the second aspect and the foregoing possible implementation manners, in another possible implementation manner, the apparatus further includes: an acquisition unit;
the acquiring unit is located in the terminal and is used for acquiring input action information when the user inputs the unlocking information, and the input action information when the user inputs the unlocking information comprises at least one of the following information: the pressure degree when the user inputs the unlocking information, the input speed when the user inputs the unlocking information, the air posture of the terminal when the user inputs the unlocking information, and the touch position when the user inputs the unlocking information.
With reference to the second aspect and the foregoing possible implementation manners, in another possible implementation manner, the execution unit includes: the device comprises a calculation module, a sending module and an execution module;
the calculation module is located in the terminal and used for calculating the reliability of the user according to the input action information when the user inputs the unlocking information when the terminal receives the payment instruction, wherein the reliability of the user is the similarity degree between the input action information when the user inputs the unlocking information and the preset input action information of the user input unlocking information; the sending module is located in the terminal and used for sending the credibility of the user calculated by the calculating module to a server corresponding to the payment APP so that the server can judge whether the terminal is allowed to pay; the execution module is positioned in the terminal and used for executing the terminal payment under the condition that the terminal payment is allowed.
In a third aspect of the embodiments of the present invention, a terminal is provided, where the terminal includes: a processor, a memory, a bus, and a transceiver;
the memory is configured to store computer executable instructions, and the processor is connected to the memory through the bus, and when the terminal runs, the processor executes the computer executable instructions stored in the memory, so as to enable the terminal to perform the method for terminal payment according to the first aspect or any one of the possible implementation manners of the first aspect.
The terminal payment method and the terminal provided by the invention comprise the steps that before a system is unlocked, the terminal receives switching indication information input by a user, wherein the switching indication information is used for indicating the terminal to load an interface associated with a payment application program APP, and is switched to the interface associated with the payment APP according to the switching indication information input by the user, then the terminal receives unlocking information input by the user, and displays a payment interface under the condition that the unlocking information is successfully unlocked, wherein the payment interface is used for receiving a payment instruction, and finally when the terminal receives the payment instruction, the terminal executes terminal payment according to input action information when the user inputs the unlocking information. Compared with the prior art, the method and the device have the advantages that system unlocking is not needed, the interface associated with the payment APP can be directly switched to, the payment APP is unlocked, the payment interface used for inputting the payment instruction is directly displayed to carry out terminal payment, system unlocking is not needed first, then the payment APP is selected and unlocked, and the payment interface used for inputting the payment instruction is selected to realize terminal payment after unlocking is successful, so that the realization process of terminal payment can be simplified, and the user experience can be improved.
Drawings
In order to more clearly illustrate the technical solutions of the present invention or the prior art, the drawings used in the description of the present invention or the prior art will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art that other drawings can be obtained based on these drawings without creative efforts.
FIG. 1 is a flow chart of a method for terminal payment in an embodiment of the invention;
FIG. 2 is a schematic diagram of an interface associated with a Payment APP in an embodiment of the present invention;
FIG. 3 is a flow chart of another method for terminal payment in an embodiment of the present invention;
FIG. 4 is a flowchart of another method for terminal payment according to an embodiment of the present invention;
fig. 5 is a schematic diagram illustrating a terminal according to an embodiment of the present invention;
fig. 6 is a schematic diagram of another terminal according to an embodiment of the present invention;
fig. 7 is a schematic diagram illustrating a composition of another terminal according to an embodiment of the present invention;
fig. 8 is a schematic diagram illustrating a composition of another terminal according to an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The embodiment of the invention provides a terminal payment method, which can simplify the implementation process of terminal payment and further improve the user experience. As shown in fig. 1, the method includes:
101. before the system is unlocked, the terminal receives switching indication information input by a user.
And the switching indication information is used for indicating the terminal to load an interface associated with the payment application program APP.
For example, the interface associated with the payment APP may be an interface associated with a pay bank, an interface associated with a wechat bank, and an interface associated with a hua-wallet.
Wherein the switching indication information includes at least one of the following operations: a pressing operation at a designated position and a sliding operation at a designated interface.
For the embodiment of the invention, the terminal is standby or the terminal keeps a black screen, and after a user wakes up the terminal, the terminal displays an input interface of a system unlocking pattern or a password. The unlocking pattern display interface or the password input interface can be provided with a switching button, a user can click the switching button, and the unlocking pattern display interface or the password input interface is switched to the interface associated with the payment APP. In the embodiment of the invention, the user can also slide the screen on the unlocking pattern display interface or the password input interface to switch to the interface associated with the payment APP.
For the embodiment of the present invention, before step 101, the terminal needs to create at least one interface associated with the payment APP, and the user switches to an interface associated with a different payment APP through a sliding operation on the specified interface or a pressing operation on a specified location. In the embodiment of the invention, the terminal can run a plurality of payment APPs, so that the terminal can create the interface respectively associated with each payment APP according to the creation indication information input by the terminal.
For example, the terminal may create two interfaces respectively associated with the payment APP, namely a first interface and a second interface, where the first interface is associated with the payment APP, the second interface is associated with the wechat bank APP, and the user switches to the first interface or the second interface through a sliding operation or a pressing operation.
102. And the terminal switches to an interface associated with the payment APP according to the switching indication information input by the user.
For the embodiment of the invention, when the terminal is switched to the interface associated with the payment APP from the unlocking pattern display interface or the password input interface, the terminal displays the unlocking information entering the payment APP.
For example, when the terminal switches to an interface associated with the payment treasures APP, the terminal displays unlocking information entering the payment treasures APP, as shown in fig. 2.
For the embodiments of the present invention, information related to a payment APP may be displayed in an interface associated with the payment APP. Wherein, the payment APP related information comprises: a trademark (full name in English) of payment APP, and an application name of payment APP.
103. The terminal receives unlocking information input by a user.
Wherein the unlocking information includes: unlocking pattern, unlocking password.
For the embodiment of the invention, the terminal can receive the unlocking pattern input by the user and also can receive the unlocking password input by the user at a specific position. In the embodiment of the invention, the terminal receives the unlocking information input by the user, and if the unlocking information input by the user is matched with the preset unlocking information, the unlocking is represented to be successful.
The user can preset unlocking information, and the terminal can also preset unlocking information. The present invention is not limited to the embodiments.
104. And under the condition that the unlocking information is successfully unlocked, the terminal displays a payment interface.
The payment interface is used for receiving payment instructions.
The payment interface is a display interface of a payment bar code or an interface of a scanning two-dimensional code.
Wherein, the payment instruction comprises the following operations: after the terminal scans the two-dimensional code, a user presses the two-dimensional code at a designated position, or other terminals scan a payment bar code displayed on a payment interface.
For the embodiment of the invention, after the unlocking is successfully carried out by inputting the unlocking information, the terminal enters the payment APP and displays the payment bar code corresponding to the payment APP, and other terminals can scan the payment bar code displayed by the terminal at the moment, so that the terminal can receive the payment instruction.
For the embodiment of the invention, after the unlocking is successfully performed by inputting the unlocking information, the terminal enters the payment APP and displays the interface for scanning the two-dimensional code, and the terminal can scan the two-dimensional code and receive the pressing operation of the user at the specified position, so that the terminal can receive the payment instruction.
105. And when the terminal receives the payment instruction, the terminal executes terminal payment according to the input action information when the user inputs the unlocking information.
For the embodiment of the invention, when the user switches the interface associated with the payment APP to the payment interface, the user needs to input the unlocking information on the interface associated with the payment APP, and the terminal acquires the unlocking information and the input action information when the user inputs the unlocking information, and executes the terminal payment.
The terminal payment method comprises the steps that before a system is unlocked, a terminal receives switching indication information input by a user, wherein the switching indication information is used for indicating the terminal to load an interface associated with a payment application program APP and switch to the interface associated with the payment APP according to the switching indication information input by the user, then the terminal receives unlocking information input by the user, and displays a payment interface under the condition that the unlocking information is successfully unlocked, wherein the payment interface is used for receiving a payment instruction, and finally when the terminal receives the payment instruction, the terminal executes terminal payment according to input action information when the user inputs the unlocking information. Compared with the prior art, the method and the device for achieving terminal payment can directly switch to the interface associated with the payment APP without system unlocking, directly display the payment interface used for inputting the payment instruction after unlocking the payment APP so as to achieve terminal payment, do not need to unlock the system first, select the payment APP, unlock the payment APP, and select the payment interface used for inputting the payment instruction after unlocking successfully so as to achieve terminal payment, and therefore can simplify the implementation process of terminal payment and further improve user experience.
Another possible implementation manner of the embodiment of the present invention further includes, on the basis of the step shown in fig. 1, a step 301 shown in fig. 3.
301. The terminal acquires input action information when the user inputs unlocking information.
Wherein, the input action information when the user inputs the unlocking information comprises at least one of the following information: the degree of pressing when the user inputs the unlocking information, the input speed when the user inputs the unlocking information, the air attitude of the terminal when the user inputs the unlocking information, and the touch position when the user inputs the unlocking information.
For the embodiment of the invention, the terminal can receive the unlocking information input by the user and simultaneously acquire the input action information when the user inputs the unlocking information.
Another possible implementation manner of the embodiment of the present invention is, on the basis shown in fig. 3, in step 105, when the terminal receives a payment instruction, the terminal performs terminal payment according to input action information when the user inputs unlocking information, and further includes step 401 and 403 shown in fig. 4.
401. When the terminal receives the payment instruction, the terminal calculates the reliability of the user according to the input action information when the user inputs the unlocking information.
The reliability of the user is the similarity degree between the input action information when the user inputs the unlocking information and the preset input action information of the user input unlocking information.
For the embodiment of the invention, the terminal can record the input action information when the user inputs the unlocking information, receive the indication information of the user and set the input action information when the user inputs the unlocking information as the preset unlocking input action information.
For the embodiment of the invention, the terminal can acquire the input action information when the user inputs the unlocking information again, so that the terminal compares the input action information when the user inputs the unlocking information with the preset unlocking input action information every time, and the reliability of the user is calculated. The higher the similarity of the input action information acquired by the terminal compared with the preset unlocking input action information is, the higher the reliability of the user is.
402. And the terminal sends the credibility of the user to a server corresponding to the payment APP, so that the server judges whether the terminal payment is allowed or not.
For the embodiment of the invention, after the terminal calculates the reliability of the user, the calculated user reliability is sent to the server corresponding to the payment APP, so that the server corresponding to the payment APP judges whether the reliability of the user is greater than a preset threshold value or not, and whether the terminal payment is allowed or not is determined. In the embodiment of the present invention, the server corresponding to the payment APP may preset the preset threshold.
403. In case that the terminal payment is allowed, the terminal performs the terminal payment.
For the embodiment of the invention, when the server corresponding to the payment APP allows the terminal to pay, the terminal can successfully pay; when the server corresponding to the payment APP does not allow the terminal to pay, the terminal receives indication information of payment failure returned by the server corresponding to the payment APP, and the terminal does not execute terminal payment. For the embodiment of the invention, the terminal calculates the credibility of the user through the unlocking information input by the user, and sends the credibility of the user to the server of the payment APP, so that the payment APP determines whether to allow the terminal payment according to the credibility of the user, and other users are prevented from stealing the unlocking information to pay, thereby improving the safety of terminal payment and further improving the user experience.
For the embodiment of the invention, when the user does not need the created interface associated with the payment APP, the terminal receives the deletion indication information input by the user, and the deletion indication information is used for indicating the terminal to delete the created interface associated with the specific payment APP.
For the embodiment of the invention, when the user does not need to use the created interface associated with the payment APP, the terminal can be instructed to delete the interface associated with the specific payment APP, so that the storage space of the terminal can be saved, and the user experience can be improved.
Furthermore, another terminal payment method is provided in the embodiments of the present invention, in which a terminal calculates the reliability of a user through unlocking information input by the user, and sends the reliability of the user to a server of a payment APP, so that the payment APP determines whether to allow the terminal payment according to the reliability of the user, so as to avoid stealing the unlocking information by other users for payment, thereby improving the security of terminal payment and further improving user experience; when the user does not need to use the created interface associated with the payment APP, the terminal can be instructed to delete the interface associated with the specific payment APP, so that the storage space of the terminal can be saved, and the user experience can be improved.
The above-mentioned scheme provided by the embodiment of the present invention is introduced mainly from the perspective of interaction between network elements. It will be appreciated that each network element, e.g. terminal, comprises corresponding hardware structures and/or software modules for performing each function in order to implement the above-described functions. Those of skill in the art will readily appreciate that the present invention can be implemented in hardware or a combination of hardware and computer software, in conjunction with the exemplary algorithm steps described in connection with the embodiments disclosed herein. Whether a function is performed as hardware or computer software drives hardware depends upon the particular application and design constraints imposed on the solution. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present invention.
The embodiment of the present invention may perform the division of the functional modules on the terminal according to the above method example, for example, each functional module may be divided corresponding to each function, or two or more functions may be integrated into one processing module. The integrated module can be realized in a hardware mode, and can also be realized in a software functional module mode. It should be noted that, the division of the modules in the embodiment of the present invention is schematic, and is only a logic function division, and there may be another division manner in actual implementation.
In the case of dividing the functional modules by corresponding functions, fig. 5 shows a possible composition diagram of the terminal mentioned above and in the embodiments, as shown in fig. 5, the terminal may include: receiving section 51, switching section 52, display section 53, and execution section 54.
Wherein, the receiving unit 51 is configured to support the terminal to execute step 101 and step 103 in the terminal payment method shown in fig. 1.
A switching unit 52, configured to enable the terminal to execute step 102 in the terminal payment method shown in fig. 1.
A display unit 53 for supporting the terminal to execute step 104 in the terminal payment method shown in fig. 1.
An execution unit 54, configured to enable the terminal to execute step 105 in the terminal payment method shown in fig. 1.
In this embodiment of the present invention, further, as shown in fig. 6, the terminal may further include: an acquisition unit 61.
An obtaining unit 61, configured to enable the terminal to perform step 301 in the terminal payment method shown in fig. 3.
In the embodiment of the present invention, further, as shown in fig. 6, the execution unit 54 includes: a calculation module 541, a sending module 542, and an execution module 543.
Wherein, the calculating module 541 is configured to support the terminal to execute step 401 in the terminal payment method shown in fig. 4.
A sending module 542 for enabling the terminal to execute the step 402 of the terminal payment method as shown in fig. 4.
An executing module 543, configured to enable the terminal to execute step 403 in the terminal payment method shown in fig. 4.
It should be noted that all relevant contents of each step related to the above method embodiment may be referred to the functional description of the corresponding functional module, and are not described herein again.
The terminal provided by the embodiment of the invention is used for executing the terminal payment method, so that the same effect as the terminal payment method can be achieved.
In the case of an integrated unit, fig. 7 shows another possible composition diagram of the terminal involved in the above-described embodiment. As shown in fig. 7, the terminal includes: a processing module 71 and a communication module 72.
The processing module 71 is used for controlling and managing the actions of the terminal, for example, the processing module 71 is used for supporting the terminal device to execute the steps 102, 104 and 105 in fig. 1, the step 301 in fig. 3, the steps 401, 402 and 403 in fig. 4, and/or other processes for the technology described herein. The communication module 72 is used to support communication between the terminal and other network entities, such as the functional modules or network entities shown in fig. 4. The terminal may also include a memory module 73 for storing program codes and data for the base stations.
The processing module 71 may be a Processor or a controller, and may be, for example, a Central Processing Unit (CPU), a general-purpose Processor, a Digital Signal Processor (DSP), an Application-Specific Integrated Circuit (ASIC), a Field Programmable Gate Array (FPGA) or other Programmable logic device, a transistor logic device, a hardware component, or any combination thereof. Which may implement or perform the various illustrative logical blocks, modules, and circuits described in connection with the disclosure. The processor may also be a combination of computing functions, e.g., comprising one or more microprocessors, DSPs, and microprocessors, among others. The communication module 72 may be a transceiver, a transceiver circuit or a communication interface, etc. The storage module 73 may be a memory.
When the processing module 71 is a processor, the communication module 72 is a transceiver, and the storage module 73 is a memory, the terminal according to the embodiment of the present invention may be the terminal shown in fig. 8.
Referring to fig. 8, the terminal includes: a processor 81, a transceiver 82, a memory 83, and a bus 84. Wherein, the transceiver 82, the processor 81 and the memory 83 are connected to each other by a bus 84; the bus 84 may be a Peripheral Component Interconnect (PCI) bus, an Extended Industry Standard Architecture (EISA) bus, or the like. The bus may be divided into an address bus, a data bus, a control bus, etc. For ease of illustration, only one thick line is shown in FIG. 8, but this is not intended to represent only one bus or type of bus.
The terminal receives switching indication information input by a user before unlocking a system, wherein the switching indication information is used for indicating the terminal to load an interface associated with a payment application program APP and switch to the interface associated with the payment APP according to the switching indication information input by the user, then the terminal receives unlocking information input by the user, and displays a payment interface under the condition that the unlocking information is successfully unlocked, wherein the payment interface is used for receiving a payment instruction, and finally when the terminal receives the payment instruction, the terminal executes terminal payment according to input action information when the user inputs the unlocking information. Compared with the prior art, the method and the device have the advantages that system unlocking is not needed, the interface associated with the payment APP can be directly switched to, the payment APP is unlocked, the payment interface used for inputting the payment instruction is directly displayed to carry out terminal payment, system unlocking is not needed first, then the payment APP is selected and unlocked, and the payment interface used for inputting the payment instruction is selected to realize terminal payment after unlocking is successful, so that the realization process of terminal payment can be simplified, and the user experience can be improved.
The steps of a method or algorithm described in connection with the disclosure herein may be embodied in hardware or in software instructions executed by a processor. The software instructions may be comprised of corresponding software modules that may be stored in Random Access Memory (RAM), flash Memory, Read Only Memory (ROM), Erasable Programmable ROM (EPROM), Electrically Erasable Programmable ROM (EEPROM), registers, a hard disk, a removable disk, a compact disc read only Memory (CD-ROM), or any other form of storage medium known in the art. An exemplary storage medium is coupled to the processor such the processor can read information from, and write information to, the storage medium. Of course, the storage medium may also be integral to the processor. The processor and the storage medium may reside in an ASIC. Additionally, the ASIC may reside in a core network interface device. Of course, the processor and the storage medium may reside as discrete components in a core network interface device.
Those skilled in the art will recognize that, in one or more of the examples described above, the functions described in this invention may be implemented in hardware, software, firmware, or any combination thereof. When implemented in software, the functions may be stored on or transmitted over as one or more instructions or code on a computer-readable medium. Computer-readable media includes both computer storage media and communication media including any medium that facilitates transfer of a computer program from one place to another. A storage media may be any available media that can be accessed by a general purpose or special purpose computer.
The above-mentioned embodiments, objects, technical solutions and advantages of the present invention are further described in detail, it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made on the basis of the technical solutions of the present invention should be included in the scope of the present invention.
Claims (10)
1. A method for terminal payment, comprising:
before a system is unlocked, a terminal receives switching indication information input by a user, wherein the switching indication information is used for indicating the terminal to load an interface associated with a payment application program APP;
the terminal switches to an interface associated with the payment APP according to the switching indication information input by the user;
the terminal receives unlocking information input by the user;
the terminal acquires input action information when the user inputs the unlocking information, wherein the input action information when the user inputs the unlocking information comprises at least one of the following information: the pressure degree when the user inputs the unlocking information, the input speed when the user inputs the unlocking information, the air posture of the terminal when the user inputs the unlocking information, and the touch position when the user inputs the unlocking information;
under the condition that the unlocking information is successfully unlocked, the terminal displays a payment interface, and the payment interface is used for receiving a payment instruction;
and when the terminal receives the payment instruction, the terminal judges the similarity degree with the preset input action information of the user input unlocking information according to the input action information when the user inputs the unlocking information, and executes terminal payment.
2. The terminal payment method according to claim 1, wherein the switching indication information comprises at least one of the following operations: a pressing operation at a designated position and a sliding operation at a designated interface.
3. The method for terminal payment according to claim 1,
the payment interface is a display interface of a payment bar code or an interface of a scanning two-dimensional code.
4. A method for terminal payment according to claim 3, wherein the payment instruction comprises the following operations: after the terminal scans the two-dimensional code, the user presses the two-dimensional code at a designated position, or other terminals scan the payment bar code displayed on the payment interface.
5. The terminal payment method of claim 4,
when the terminal receives the payment instruction, the terminal executes the step of terminal payment according to the input action information when the user inputs the unlocking information, and the step comprises the following steps:
when the terminal receives the payment instruction, the terminal calculates the reliability of the user according to the input action information when the user inputs the unlocking information, wherein the reliability of the user is the similarity degree between the input action information when the user inputs the unlocking information and the preset input action information of the user input unlocking information;
the terminal sends the credibility of the user to a server corresponding to the payment APP, so that the server judges whether the terminal is allowed to pay;
and in the case that the terminal payment is allowed, the terminal performs the terminal payment.
6. A terminal, comprising:
the system comprises a receiving unit, a processing unit and a processing unit, wherein the receiving unit is used for receiving switching indication information input by a user before unlocking the system, and the switching indication information is used for indicating the terminal to load an interface associated with a payment application program APP;
the switching unit is used for switching to an interface associated with the payment APP according to the switching indication information input by the user and received by the receiving unit;
the receiving unit is further used for receiving unlocking information input by the user;
an obtaining unit, configured to obtain input action information when the user inputs the unlocking information, where the input action information when the user inputs the unlocking information includes at least one of the following information: the pressure degree when the user inputs the unlocking information, the input speed when the user inputs the unlocking information, the air posture of the terminal when the user inputs the unlocking information, and the touch position when the user inputs the unlocking information;
the display unit is used for displaying a payment interface under the condition that the unlocking information is successfully unlocked, and the payment interface is used for receiving a payment instruction;
and the execution unit is used for judging the similarity degree with the preset input action information of the user input unlocking information according to the input action information when the user inputs the unlocking information when the payment instruction is received by the terminal, and executing terminal payment.
7. The terminal of claim 6, wherein the handover indication information comprises at least one of: a pressing operation at a designated position and a sliding operation at a designated interface.
8. The terminal of claim 6,
the payment interface is a display interface of a payment bar code or an interface of a scanning two-dimensional code.
9. The terminal of claim 8, wherein the payment instructions comprise operations to: after the terminal scans the two-dimensional code, the user presses the two-dimensional code at a designated position, or other terminals scan the payment bar code displayed on the payment interface.
10. The terminal of claim 9,
the execution unit includes: the device comprises a calculation module, a sending module and an execution module;
the calculation module is located in the terminal and used for calculating the reliability of the user according to the input action information when the user inputs the unlocking information when the terminal receives the payment instruction, wherein the reliability of the user is the similarity degree between the input action information when the user inputs the unlocking information and the preset input action information of the user input unlocking information;
the sending module is located in the terminal and used for sending the credibility of the user calculated by the calculating module to a server corresponding to the payment APP so that the server can judge whether the terminal is allowed to pay;
the execution module is positioned in the terminal and used for executing the terminal payment under the condition that the terminal payment is allowed.
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| CN107122976A (en) * | 2017-05-04 | 2017-09-01 | 陕西舜洋电子科技有限公司 | Realize the storage medium and mobile terminal of secure payment |
| CN107861677A (en) * | 2017-11-28 | 2018-03-30 | 阿里巴巴集团控股有限公司 | user interface switching method, device and equipment |
| CN108197930B (en) * | 2017-12-13 | 2023-10-20 | 创新先进技术有限公司 | DOI display and transaction information verification method, device and equipment |
| CN108171506A (en) * | 2017-12-27 | 2018-06-15 | 珠海市魅族科技有限公司 | A kind of method of mobile payment and terminal, electronic equipment and readable storage medium storing program for executing |
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| CN103312876A (en) * | 2012-03-13 | 2013-09-18 | 宇龙计算机通信科技(深圳)有限公司 | Mobile terminal and rapid photographing realization method thereof |
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| CN105678147A (en) * | 2016-01-05 | 2016-06-15 | 网易（杭州）网络有限公司 | Touch control operation method and device |
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| CN104933556A (en) * | 2015-05-27 | 2015-09-23 | 小米科技有限责任公司 | Mode setting method and apparatus |
| CN105205662A (en) * | 2015-11-09 | 2015-12-30 | 联想(北京)有限公司 | Electronic equipment and payment method |
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| CN103019542A (en) * | 2012-11-28 | 2013-04-03 | 广东欧珀移动通信有限公司 | Method for quickly photographing under screen locking interface |
| CN104715178A (en) * | 2013-12-11 | 2015-06-17 | 深圳富泰宏精密工业有限公司 | Electronic device unlocking system and method |
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