CN106228707A - Withdrawal system based on dynamic two-dimension code - Google Patents
Withdrawal system based on dynamic two-dimension code Download PDFInfo
- Publication number
- CN106228707A CN106228707A CN201610530650.6A CN201610530650A CN106228707A CN 106228707 A CN106228707 A CN 106228707A CN 201610530650 A CN201610530650 A CN 201610530650A CN 106228707 A CN106228707 A CN 106228707A
- Authority
- CN
- China
- Prior art keywords
- withdrawal
- information
- module
- processing module
- mobile
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
- 238000012545 processing Methods 0.000 claims abstract description 88
- 238000004891 communication Methods 0.000 claims abstract description 52
- 230000004044 response Effects 0.000 claims abstract description 30
- 238000010295 mobile communication Methods 0.000 claims abstract description 22
- 238000000034 method Methods 0.000 claims description 10
- 230000008569 process Effects 0.000 claims description 10
- 229910052709 silver Inorganic materials 0.000 claims description 4
- 239000004332 silver Substances 0.000 claims description 4
- 239000000284 extract Substances 0.000 claims description 3
- 238000003780 insertion Methods 0.000 claims description 2
- 230000037431 insertion Effects 0.000 claims description 2
- 238000011017 operating method Methods 0.000 abstract description 4
- 230000007423 decrease Effects 0.000 abstract 1
- 230000000875 corresponding effect Effects 0.000 description 7
- 230000005540 biological transmission Effects 0.000 description 4
- BQCADISMDOOEFD-UHFFFAOYSA-N Silver Chemical compound [Ag] BQCADISMDOOEFD-UHFFFAOYSA-N 0.000 description 3
- 230000007812 deficiency Effects 0.000 description 3
- 238000000151 deposition Methods 0.000 description 2
- 230000002708 enhancing effect Effects 0.000 description 2
- 230000006872 improvement Effects 0.000 description 2
- 230000000903 blocking effect Effects 0.000 description 1
- 230000008859 change Effects 0.000 description 1
- 230000002596 correlated effect Effects 0.000 description 1
- 230000008878 coupling Effects 0.000 description 1
- 238000010168 coupling process Methods 0.000 description 1
- 238000005859 coupling reaction Methods 0.000 description 1
- 230000007547 defect Effects 0.000 description 1
- 230000003111 delayed effect Effects 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 230000003993 interaction Effects 0.000 description 1
- 238000004064 recycling Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/203—Dispensing operations within ATMs
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/211—Software architecture within ATMs or in relation to the ATM network
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Engineering & Computer Science (AREA)
- Software Systems (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Telephonic Communication Services (AREA)
- Mobile Radio Communication Systems (AREA)
Abstract
The invention discloses a kind of withdrawal system based on dynamic two-dimension code, this system includes: for the mobile terminal of typing withdrawal information, and described mobile terminal includes that module is shot with video-corder in movement processing module, mobile communication module, mobile memory module and movement；With the background server that described mobile terminal sets up communication linkage, described background server includes background processing module, background communication module and backstage memory module；With the withdrawal terminal that described background server sets up communication linkage, described withdrawal terminal includes withdrawal processing module, withdrawal communication module and withdrawal display module.Implement the present invention, upload withdraw funds in advance, user is avoided to find embarrassment desirable without money after withdrawal terminal, when the number using withdrawal terminal is more, the operation having only to plug-in card and scanning Quick Response Code can complete withdrawal, and operating procedure is simple, decreases queuing time, have only to plug-in card and scan operation, it is to avoid card number or password are revealed.
Description
The application be number of patent application be 2014104934392, filing date on 09 24th, 2014, invention and created name
Divisional application for " withdrawal system based on dynamic two-dimension code ".
Technical field
The present invention relates to data processing field based on Quick Response Code, particularly relate to a kind of withdrawal based on dynamic two-dimension code
System.
Background technology
In the prior art, the mode that user goes to bank to carry out withdrawal has a following two:
First kind of way is, has the user of withdrawal demand to carry bank card on bank ATM (automatic drawing machine), presses
ATM has pointed out withdrawal to operate.The major defect of the manner is: one, user use the manner carry out store money time, need with
Body carries bank card, inconvenient to carry, is also easily lost；Two, some user can select the ATM of specific bank to enter targetedly
Line access money operates, to meet the withdrawal demand of self or to save the fee in the middle of withdrawal；Three, user uses we
During formula carries out withdrawal, easily got bank card information by the photographic head being illegally installed on ATM, thus produce
Bank card is replicated, steals the potential safety hazard of brush.
The second way is, uses and uses the mode of note or phone to send out between terminal and the service network of bank
Play withdrawal request, input coding corresponding to machine of withdrawing the money and bank card information in the request to complete to withdraw the money.Although the manner
Can solve the problem that safety problem, but can increase the Operating Complexity that user uses, Consumer's Experience is poor, does not substantially solve
The problem of ease of use.On the other hand, owing to user needs to input the coding of ATM device in phone or note, if
Lawless person substituted for the coding of current machine, then the banknote that user may be caused to take out spues on other ATM device, banknote
Be stolen this potential potential safety hazard.
For the technological deficiency of above-mentioned existing scheme, also proposed a kind of based on Quick Response Code without blocking system of withdrawing the money at present,
This system uses mobile terminal to be withdrawn the money by withdrawal request message up sending to Quick Response Code server, and Quick Response Code server authentication is withdrawn the money and asked
Seeking the legitimacy of message, withdrawal request is forwarded to corresponding ATM and lays bank, ATM lays bank at checking 2 D code information
After by withdrawal request send to Quick Response Code server, withdrawal request is forwarded to issuing bank, issuing bank by Quick Response Code server
Checking withdrawal request and the legitimacy of account, be sent to Quick Response Code server honouring response by withdrawing the money after verifying；Two dimension
Code server will be withdrawn the money and be honoured response and be forwarded to ATM and lay bank, and ATM lays bank and honours this ATM of answer notification according to withdrawing the money
Paper money operation is told in execution, and ATM lays bank and result notifies Quick Response Code server and updates the two dimension of display on this ATM
Code.
But the technological deficiency of which is, in the case of withdrawal number is more, user need nonetheless remain for first queuing up,
Then carry out the operation being correlated with before standing in ATM, do not save the time of user.On the other hand, mobile terminal and ATM are used
Lay bank or Quick Response Code server carries out data communication, lose or stolen at mobile terminal, and bank card is illegal
In the case of molecule theft replicates, easily cause the potential safety hazard stealing cash.
Summary of the invention
The goal of the invention of the present invention is to solve in above-mentioned prior art, and user needs to carry silver by ATM withdrawal
Row card, does not possess safety while operating procedure complexity, and to use above-mentioned Quick Response Code scheme be that safety is relatively low, meanwhile,
The technological deficiency that before ATM, queuing is the longest.
The present invention solves prior art problem and be employed technical scheme comprise that a kind of access based on dynamic two-dimension code of structure
Money system.This system includes:
For the mobile terminal of typing withdrawal information, described mobile terminal includes mobile processing module, mobile communication mould
Module is shot with video-corder in block, movement memory module and movement；
With the background server that described mobile terminal sets up communication linkage, described background server includes background process mould
Block, background communication module and backstage memory module；
With the withdrawal terminal that described background server sets up communication linkage, described withdrawal terminal includes that withdrawal processes
Module, withdrawal communication module and withdrawal display module；Wherein:
Described mobile processing module is for withdrawal information described in typing in advance, and wherein, described withdrawal information includes silver
Row card information, withdrawal amount information and the end message bound in advance；
When described mobile processing module completes the operation of the typing to described withdrawal information, and described withdrawal information is delayed
Depositing to described mobile memory module, described mobile processing module controls described mobile communication module and described withdrawal information is sent out
Deliver to described background server；
Described background communication module is used for receiving described withdrawal information, and sends it to described background processing module,
Described background processing module generates withdrawal order according to described withdrawal information, and is cached to described backstage storage mould
Block；
Described withdrawal processing module is for identifying the bank card of insertion, and obtains described bank card information；
Meanwhile, described withdrawal processing module is additionally operable to control described withdrawal communication module by described withdrawal terminal
Identity information and described bank card information send to described background server, and described background communication module receives described identity letter
Breath and described bank card information, and send it to background processing module, described background processing module is according to described bank card
Matching operation is made a look up, when matching and described bank card in the withdrawal order of information platform memory module in the rear caching
After the withdrawal order that information is corresponding, described background processing module is raw according to described identity information and described withdrawal order
Become feature Quick Response Code, and control described background communication module and send it to withdrawal terminal；
Described withdrawal communication module is used for receiving described feature Quick Response Code, and in the control of described withdrawal processing module
Under, send it to described withdrawal display module and show；
The module feature Quick Response Code that withdrawal display module shows for identifying is shot with video-corder in described movement, extracts described feature
What Quick Response Code comprised, 2 D code information, and exported described mobile processing module by described 2 D code information；At described movement
Reason module controls described mobile communication module and sends described 2 D code information and described end message to background server；
Described background server mates corresponding withdrawal order according to described 2 D code information and described end message,
After the match is successful, described mobile processing module controls described mobile communication module and issues described access to described withdrawal terminal
Money order.
Preferably, described mobile terminal also includes mobile input module, and described mobile input module is used for the institute of typing in advance
State bank card information, described withdrawal amount information and the described end message bound in advance；
Preferably, bank card information, reads and analyzes the mail in mobile terminal or short by described mobile processing module
Withdrawal word content in information, to generate described withdrawal amount information, reads described end by described mobile processing module
SIM (client identification module) information and terminal fuselage IMEI (mobile device international identity code) information in end are described to generate
End message.
Preferably, described mobile processing module obtains described end message, meanwhile, described mobile processing module in advance
Be additionally operable to prestore the end message of standby mobile terminal.
Preferably, described mobile processing module controls described mobile communication module by the transmission of described withdrawal information to the most described
Background server, wherein, described withdrawal information comprises the end message of described mobile terminal, or, selected standby movement
The end message of terminal.
Preferably, described mobile processing module obtains described bank card information, meanwhile, described mobile process mould in advance
Block is additionally operable to prestore the bank card information of standby bank card.
Preferably, described mobile processing module controls described mobile communication module by the transmission of described withdrawal information to the most described
Background server, wherein, described withdrawal information comprises the bank card information of described bank card, or, selected standby bank
The bank card information of card.
Preferably, described mobile terminal also includes that mobile position-fixed module, described withdrawal terminal also include that withdrawal positions
Module；
Control described mobile communication module in described mobile processing module to send described withdrawal information to described backstage
Before server, described mobile position-fixed module obtains the first geographical location information that described mobile terminal is current；
Described withdrawal communication module is controlled by the identity information of described withdrawal terminal in described withdrawal processing module
And described bank card information sent before described background server, described withdrawal locating module obtains described withdrawal eventually
Hold the second current geographical location information, or, described withdrawal terminal prestores described second geographical location information；
By the first geographical location information described in described withdrawal processing module relative analysis and described second geographical position
Information, it is judged that whether both are beyond preset range, if beyond preset range, then terminates withdrawal operation.
Preferably, described background communication module is used for receiving described withdrawal information, and sends it at described backstage
Reason module, before described background processing module generates withdrawal order according to described withdrawal information, inquires about each withdrawal terminal
Whether distributed intelligence, meanwhile, inquire about each withdrawal terminal residual amount of money more than the described withdrawal amount of money according to described distributed intelligence
In withdraw funds, after completing inquiry operation, described background communication module is by described segment information and corresponding remaining sum
Query Result sends to described mobile terminal.
Preferably, described background communication module is used for receiving described withdrawal information, and sends it at described backstage
Reason module, after described background processing module generates withdrawal order according to described withdrawal information, it is judged that described background communication mould
Block is in preset time period, if receive the described 2 D code information sent by described mobile terminal and described terminal letter
Breath；If described background communication module does not receives described 2 D code information and described end message, described background processing module
Cancel described withdrawal order.
Implement the present invention, have the advantages that
First, user can predefine the geographical position at withdrawal terminal place according to withdrawal demand, it is simple to user
Find withdrawal place, meanwhile, upload withdraw funds in advance, it is to avoid user finds embarrassment desirable without money after withdrawal terminal；
Second, user uploads withdrawal order in advance according to withdrawal demand, when the number using withdrawal terminal is more
Time, the user of predetermined withdrawal order is before withdrawal terminal, it is only necessary to the operation of plug-in card and scanning Quick Response Code can be complete
Becoming withdrawal, operating procedure is simple and convenient, greatly reduces queuing time；
3rd, when user operates before withdrawal terminal, it is only necessary to plug-in card and scanning Quick Response Code, it is to avoid input account,
The numerical character such as password, device coding, it is simple to while user uses, it is to avoid the leakage of bank card number or password；
4th, when user operates before withdrawal terminal, by judging position and the withdrawal terminal of mobile terminal
Whether position is in same scope and then judge whether that other people steal situation about swiping the card and occur, during enhancing withdrawal
Safety guarantee；
5th, when user operates before access terminal, by judging mobile terminal and withdrawal terminal and background service
Whether the data communication between device is in the same network segment and then judges whether that other people steal situation about swiping the card and occur, and enhances
Safety guarantee during withdrawal.
Accompanying drawing explanation
Below in conjunction with drawings and Examples, the invention will be further described, in accompanying drawing:
Fig. 1 is the structured flowchart of the withdrawal system based on dynamic two-dimension code that present pre-ferred embodiments provides；
Fig. 2 is the structured flowchart of the withdrawal system based on dynamic two-dimension code that another preferred embodiment of the present invention provides；
Fig. 3 is the structured flowchart of the withdrawal system based on dynamic two-dimension code that another embodiment of the present invention provides；
Detailed description of the invention
Fig. 1 is the structured flowchart of the withdrawal system based on dynamic two-dimension code that present pre-ferred embodiments provides.This is
Unite and include consisting of:
The background server of communication linkage is set up for the mobile terminal 100 of typing withdrawal information and mobile terminal 100
200 and set up the withdrawal terminal 300 of communication linkage with background server 200.It is appreciated that mobile terminal 100 can be
Smart mobile phone, panel computer etc. possess the mobile device of intelligent processor, background server 200 can be provided by bank or
Third party finance service provides, and withdrawal terminal 300 can be ATM (ATM), CRS machine (Cash
Recycling System Automatic Cycle automatic teller machine), CDM machine (Cash Deposit Machine automatic cash dispenser) etc. self-service
Finance processing terminal.
Concrete, the mobile terminal 100 of native system includes mobile processing module 110, mobile communication module 120, moves and deposit
Module 140 is shot with video-corder in storage module 130 and movement.
Background server 200 includes background processing module 210, background communication module 220 and backstage memory module 230.
Withdrawal terminal 300 includes withdrawal processing module 310, withdrawal communication module 320 and withdrawal display mould
Block 330.
The detailed description of the invention of native system is as described below:
First, mobile processing module 110 is for withdrawal information described in typing in advance, and wherein, withdrawal information includes silver
Row card information, withdrawal amount information and the end message bound in advance.Wherein, this end message includes the sequence of this terminal
Number information and network hardware addresses information etc..
When mobile processing module 110 completes the operation of the typing to withdrawal information, and by withdrawal information cache to mobile
After memory module 130, mobile processing module 110 controls mobile communication module 120 and sends withdrawal information to background server
200。
Background communication module 220 receives above-mentioned withdrawal information, and sends it to described background processing module 210, after
Platform processing module 210 generates withdrawal order according to described withdrawal information, and is cached to described backstage memory module
230.It is appreciated that this withdrawal order includes the identity information of user, bank card information, withdrawal amount information and in advance
The end message of binding, wherein, identity information includes the personal information of user, such as ID card information, job information etc..With
Time, this withdrawal order adds bank's card number mark, it is simple to subsequent query is mated.
Then, user inserts bank card to withdrawal terminal 300, and withdrawal processing module 310 identifies the bank card inserted,
And obtain bank card information.Meanwhile, withdrawal processing module 310 controls withdrawal communication module 320 by withdrawal terminal 300
Identity information and bank card information send to described background server 200.Such as, in background server 300 compass of competency
All withdrawal terminals 300 be numbered, each withdrawal terminal 300 possesses unique number, and at background server 200
Inside register, registration content include withdrawal terminal 300 number, affiliated bank, available service item, geography position, place
The identity information of withdrawal terminal 300 such as put.
Background communication module 220 receives identity information and the bank card information of withdrawal terminal 300, and sends it to
Background processing module 210, the access that described background processing module 210 caches in described memory module according to described bank card information
Make a look up matching operation in money order, after matching the withdrawal order corresponding with described bank card information, described after
Platform processing module 210 generates feature Quick Response Code according to described identity information and described withdrawal order, and controls described backstage
Communication module 220 sends it to withdrawal terminal 300.
The withdrawal communication module 320 of withdrawal terminal 300 receives features described above Quick Response Code, and in withdrawal processing module
Under the control of 310, send it to withdrawal display module 330 and show.It is appreciated that features described above Quick Response Code includes depositing
The identity information of cash terminals 300 and withdrawal sequence information.
When the withdrawal display module 330 of above-mentioned withdrawal terminal 300 shows features described above Quick Response Code, user uses shifting
The movement of dynamic terminal 100 is shot with video-corder module 140 and is shot and identify the feature Quick Response Code that above-mentioned withdrawal display module 330 shows, complete
Become identify operation after, extract features described above Quick Response Code comprised 2 D code information, it will be understood that this 2 D code information includes
The identity information of withdrawal terminal 300 and withdrawal sequence information, also, it is understood that, this 2 D code information is permissible
It is for recording the comprehensive information that the information such as user profile and end message combines.Now, then by mobile processing module 110
Control mobile communication module 120 to send the end message of this 2 D code information and this withdrawal terminal 300 to background service
Device 200.
2 D code information that background server 200 receives according to background communication module 220 and withdrawal terminal 300
The withdrawal order that end message coupling is corresponding, after the match is successful, mobile processing module 110 controls mobile communication module 120
Withdrawal order is issued to this withdrawal terminal 300.
The withdrawal terminal 300 receiving above-mentioned withdrawal order performs withdrawal operation according to this order.
Fig. 2 is the structured flowchart of the withdrawal system based on dynamic two-dimension code that another preferred embodiment of the present invention provides.
On the basis of above-described embodiment, the mobile terminal 100 of the present embodiment also includes mobile input module 150.
Mobile input module 150 bank card information of typing user in advance, withdrawal amount information and bind in advance
End message.
Another way is, shoots with video-corder module 140 by movement and shoots bank card number face, obtains described bank card information；
Read and analyze by described mobile processing module 110 in the mail in mobile terminal 100 or the withdrawal word in short message
Hold to generate described withdrawal amount information；(client knows the SIM read in described terminal by described mobile processing module 110
Other module) information and terminal fuselage IMEI (mobile device international identity code) information to be to generate described end message.
Preferably, above-mentioned mobile processing module 110 obtains the end message of mobile terminal 100, meanwhile, described movement in advance
Processing module 110 is additionally operable to prestore the end message of other standby mobile terminal 100.
Preferably, move processing module 110 and control described mobile communication module 120 by the transmission of described withdrawal information to institute
Stating background server 200, wherein, above-mentioned withdrawal information comprises the bank card information of bank card, or, select prestore other
The bank card information of standby bank card.
Such as, when user uses multiple smart mobile phone simultaneously, a smart mobile phone therein can be set and prestore
The end message of self and the end message of other smart mobile phone, or, prestore household, obtain the intelligence that other people authorize
The end message of mobile phone.
Preferably, move processing module 110 and control mobile communication module 120 by the transmission of withdrawal information to described backstage clothes
Business device 200, wherein, described withdrawal information comprises the end message of described mobile terminal 100, or, select prestore other
The end message of standby mobile terminal 100 is as the end message sent.
Preferably, mobile processing module 110 obtains described bank card information, meanwhile, described mobile process mould in advance
Block 110 is additionally operable to prestore the bank card information of other standby bank card.
As above described in example, among family of three, husband holds Bank One Corp. card, uses the first mobile phone；Wife holds
State Bank One Corp. card and the secondary bank card of oneself, use the second mobile phone；Daughter holds the 3rd bank card, uses the 3rd
Mobile phone.
Wherein, the first handset binding has Bank One Corp. card and the 3rd bank card, and meanwhile, the first mobile phone EMS memory contains first
Mobile phone and the end message of the 3rd mobile phone；
Second handset binding has Bank One Corp. card, secondary bank card and the 3rd bank card, and meanwhile, the second mobile phone storage has
First mobile phone, the second mobile phone and the end message of the 3rd mobile phone；
3rd handset binding has the 3rd bank card, but does not has the end message of the 3rd mobile phone.
Therefore, husband can use oneself the first mobile phone and first or the 3rd bank card carry out withdrawal operation；
Wife can use oneself the second mobile phone and first or second or the 3rd bank card carry out withdrawal operation；
Daughter can be when the end message of the 3rd mobile phone be sent to the 3rd mobile phone of daughter by husband or wife, i.e.
Withdrawal operation can be carried out by the end message of the 3rd mobile phone and the 3rd bank card.
Preferably, mobile terminal 100 accesses and the WLAN in the described same network segment of withdrawal terminal 300, described
Background communication module 220 is limited to transmitting-receiving interaction data in described WLAN.
Fig. 3 is the structured flowchart of the withdrawal system based on dynamic two-dimension code that another embodiment of the present invention provides；
Mobile terminal 100 also includes that mobile position-fixed module 160, described withdrawal terminal 300 also include that withdrawal positions mould
Block 340.
Control described mobile communication module 120 in described mobile processing module 110 to send described withdrawal information to institute
Before stating background server 200, described mobile position-fixed module 160 obtains the first geographical position that described mobile terminal 100 is current
Information.
Described withdrawal communication module 320 is controlled by described withdrawal terminal 300 in described withdrawal processing module 310
Identity information and described bank card information sent before described background server 200, and described withdrawal locating module 340 obtains
Take the second geographical location information that described withdrawal terminal 300 is current, or, described withdrawal terminal 300 prestores described second
Geographical location information.
First geographical location information described in relative analysis and described second geographical location information, it is judged that whether both are beyond pre-
If scope, if beyond preset range, then terminate withdrawal operation.
Preferably, described background communication module 220 is used for receiving described withdrawal information, and sends it to described backstage
Processing module 210, before described background processing module 210 generates withdrawal order according to described withdrawal information, inquiry is respectively deposited
According to described distributed intelligence, cash terminals 300 distributed intelligence, meanwhile, inquires about whether each withdrawal terminal 300 remaining sum is more than
Withdraw funds in the described withdrawal amount of money, complete inquiry operation after, described background communication module 220 by described segment information with
And remaining sum Query Result sends to described mobile terminal 100 accordingly.
Preferably, described background communication module 220 is used for receiving described withdrawal information, and sends it to described backstage
Processing module 210, after described background processing module 210 generates withdrawal order according to described withdrawal information, it is judged that after described
Station server 200 is in preset time period, if receive the described 2 D code information sent by described mobile terminal 100 and
Described end message, if not receiving described 2 D code information and described end message, then cancels described withdrawal order.
Implement the present invention, have the advantages that
First, user can predefine the geographical position at withdrawal terminal place according to withdrawal demand, it is simple to user
Find withdrawal place, meanwhile, upload withdraw funds in advance, it is to avoid user finds embarrassment desirable without money after withdrawal terminal；
Second, user uploads withdrawal order in advance according to withdrawal demand, when the number using withdrawal terminal is more
Time, the user of predetermined withdrawal order is before withdrawal terminal, it is only necessary to the operation of plug-in card and scanning Quick Response Code can be complete
Becoming withdrawal, operating procedure is simple and convenient, greatly reduces queuing time；
3rd, when user operates before withdrawal terminal, it is only necessary to plug-in card and scanning Quick Response Code, it is to avoid input account,
The numerical character such as password, device coding, it is simple to while user uses, it is to avoid the leakage of bank card number or password；
4th, when user operates before withdrawal terminal, by judging position and the withdrawal terminal of mobile terminal
Whether position is in same scope and then judge whether that other people steal situation about swiping the card and occur, during enhancing withdrawal
Safety guarantee；
5th, when user operates before access terminal, by judging mobile terminal and withdrawal terminal and background service
Whether the data communication between device is in the same network segment and then judges whether that other people steal situation about swiping the card and occur, and enhances
Safety guarantee during withdrawal.
By elaboration and the explanation of embodiment in detail above, those of ordinary skill in the art can be according to above-mentioned
Embodiment understands the thought of the present invention thus makes some simply deformation and improvement, but the most how to deform and to change
Enter, as long as the technical scheme of its deformation and improvement is within the spirit and scope of the present invention, all should be protected by the present invention.
Claims (8)
1. a withdrawal system based on dynamic two-dimension code, it is characterised in that described system includes:
For the mobile terminal of typing withdrawal information, described mobile terminal includes mobile processing module, mobile communication module, shifting
Module is shot with video-corder in dynamic memory module and movement；
With the background server that described mobile terminal sets up communication linkage, described background server include background processing module, after
Platform communication module and backstage memory module；
With the withdrawal terminal that described background server sets up communication linkage, described withdrawal terminal includes that withdrawal processes mould
Block, withdrawal communication module and withdrawal display module；Wherein:
Described mobile processing module is for withdrawal information described in typing in advance, and wherein, described withdrawal information includes bank card
Information, withdrawal amount information and the end message bound in advance；
Operate when described mobile processing module completes the typing to described withdrawal information, and by described withdrawal information cache extremely
After described mobile memory module, described mobile processing module controls described mobile communication module and described withdrawal information is sent extremely
Described background server；
Described background communication module is used for receiving described withdrawal information, and sends it to described background processing module, described
Background processing module generates withdrawal order according to described withdrawal information, and is cached to described backstage memory module；
Described withdrawal processing module is for identifying the bank card of insertion, and obtains described bank card information；
Meanwhile, described withdrawal processing module is additionally operable to the identity controlling described withdrawal communication module by described withdrawal terminal
Information and described bank card information send to described background server, described background communication module receive described identity information with
And described bank card information, and sending it to background processing module, described background processing module is according to described bank card information
Matching operation is made a look up, when matching and described bank card information in the rear in the withdrawal order of platform memory module caching
After corresponding withdrawal order, described background processing module generates spy according to described identity information and described withdrawal order
Levy Quick Response Code, and control described background communication module and send it to withdrawal terminal；
Described withdrawal communication module is used for receiving described feature Quick Response Code, and under the control of described withdrawal processing module,
Send it to described withdrawal display module show；
The module feature Quick Response Code that withdrawal display module shows for identifying is shot with video-corder in described movement, extracts described feature two dimension
What code comprised, 2 D code information, and exported described mobile processing module by described 2 D code information；Described mobile process mould
Block controls described mobile communication module and sends described 2 D code information and described end message to background server；
Described background server mates corresponding withdrawal order according to described 2 D code information and described end message, when
After being made into merit, the described mobile processing module described mobile communication module of control issues described withdrawal to described withdrawal terminal and orders
Single；
Described background communication module is used for receiving described withdrawal information, and sends it to described background processing module, described
After background processing module generates withdrawal order according to described withdrawal information, it is judged that described background communication module is at Preset Time
In section, if receive the described 2 D code information and described end message sent by described mobile terminal；If described backstage
Communication module does not receives described 2 D code information and described end message, and described background processing module cancels described withdrawal
Order；
Described mobile terminal also includes that mobile position-fixed module, described withdrawal terminal also include withdrawal locating module；
Control described mobile communication module in described mobile processing module to send described withdrawal information to described background service
Before device, described mobile position-fixed module obtains the first geographical location information that described mobile terminal is current；
Described withdrawal processing module control described withdrawal communication module by the identity information of described withdrawal terminal and
Described bank card information sent before described background server, and described withdrawal locating module obtains described withdrawal terminal and works as
Before the second geographical location information, or, described withdrawal terminal prestores described second geographical location information；
By the first geographical location information described in described withdrawal processing module relative analysis and described second geographical location information,
Judge that both, whether beyond preset range, if beyond preset range, then terminate withdrawal operation.
Withdrawal system based on dynamic two-dimension code the most according to claim 1, it is characterised in that described mobile terminal is also
Including mobile input module, described mobile input module is for bank card information, described withdrawal amount of money letter described in typing in advance
Breath and the described end message bound in advance.
Withdrawal system based on dynamic two-dimension code the most according to claim 2, it is characterised in that described mobile input mould
Block is additionally operable to shoot with video-corder module photograph bank card number face by described movement, obtains described bank card information, by described movement
Processing module reads and analyzes the mail in mobile terminal or the withdrawal word content in short message to generate described withdrawal
Amount information, reads SIM (client identification module) information in described terminal and terminating machine by described mobile processing module
Body IMEI (mobile device international identity code) information is to generate described end message.
Withdrawal system based on dynamic two-dimension code the most according to claim 3, it is characterised in that described mobile process mould
Block is for obtaining described end message in advance, and meanwhile, described mobile processing module is additionally operable to prestore end of standby mobile terminal
Client information.
Withdrawal system based on dynamic two-dimension code the most according to claim 4, it is characterised in that described mobile process mould
Block controls described mobile communication module and sends described withdrawal information to described background server, and wherein, described withdrawal is believed
Breath comprises the end message of described mobile terminal, or, the end message of selected standby mobile terminal.
Withdrawal system based on dynamic two-dimension code the most according to claim 5, it is characterised in that described mobile process mould
Block is for obtaining described bank card information in advance, and meanwhile, described mobile processing module is additionally operable to prestore the silver of standby bank card
Row card information.
Withdrawal system based on dynamic two-dimension code the most according to claim 6, it is characterised in that described mobile process mould
Block controls described mobile communication module and sends described withdrawal information to described background server, and wherein, described withdrawal is believed
Breath comprises the bank card information of described bank card, or, the bank card information of selected standby bank card.
Withdrawal system based on dynamic two-dimension code the most according to claim 1, it is characterised in that described background communication mould
Block is used for receiving described withdrawal information, and sends it to described background processing module, and described background processing module is according to institute
Before stating withdrawal information generation withdrawal order, inquire about each withdrawal terminal distributed intelligence, meanwhile, according to described distributed intelligence
Inquire about whether each withdrawal terminal residual amount of money is more than the withdraw funds in the described withdrawal amount of money, after completing inquiry operation, institute
State background communication module to send described segment information and corresponding remaining sum Query Result to described mobile terminal.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610530650.6A CN106228707B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on dynamic two-dimension code |
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410493439.2A CN104240370B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on dynamic two-dimension code |
| CN201610530650.6A CN106228707B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on dynamic two-dimension code |
Related Parent Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201410493439.2A Division CN104240370B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on dynamic two-dimension code |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN106228707A true CN106228707A (en) | 2016-12-14 |
| CN106228707B CN106228707B (en) | 2019-07-09 |
Family
ID=52228366
Family Applications (2)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201410493439.2A Expired - Fee Related CN104240370B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on dynamic two-dimension code |
| CN201610530650.6A Expired - Fee Related CN106228707B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on dynamic two-dimension code |
Family Applications Before (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201410493439.2A Expired - Fee Related CN104240370B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on dynamic two-dimension code |
Country Status (1)
| Country | Link |
|---|---|
| CN (2) | CN104240370B (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN115116188A (en) * | 2022-06-30 | 2022-09-27 | 中国银行股份有限公司 | Method, device and equipment for solving long deposit problem of bank ATM (automatic teller machine) |
| CN116959184A (en) * | 2023-07-05 | 2023-10-27 | 杭州易景数通科技有限公司 | Correlation analysis method and system based on multi-mode data |
Families Citing this family (17)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| TWI615784B (en) * | 2015-07-16 | 2018-02-21 | 蓋特資訊系統股份有限公司 | Transaction method using a mobile device, and transaction system thereof |
| CN105184961A (en) * | 2015-10-08 | 2015-12-23 | 昆山古鳌电子机械有限公司 | Sheet processing apparatus, and automatic transaction apparatus |
| CN105184960A (en) * | 2015-10-08 | 2015-12-23 | 昆山古鳌电子机械有限公司 | Atm |
| CN105303682A (en) * | 2015-10-08 | 2016-02-03 | 昆山古鳌电子机械有限公司 | Bank note processing device |
| CN105389727A (en) * | 2015-10-21 | 2016-03-09 | 福建网龙计算机网络信息技术有限公司 | Method and system based on mobile terminal for withdrawing money at ATM machine |
| CN105488922A (en) * | 2015-12-30 | 2016-04-13 | 中国建设银行股份有限公司 | Cardless money withdrawing method and related devices and systems |
| CN106846666B (en) * | 2017-01-18 | 2019-05-07 | 北京云知科技有限公司 | A kind of withdrawal method based on block chain |
| CN106952422B (en) * | 2017-02-14 | 2021-03-12 | 深圳怡化电脑股份有限公司 | Method and device for controlling bank self-service terminal to discharge bank notes |
| CN108665650A (en) * | 2017-03-27 | 2018-10-16 | 深圳怡化电脑股份有限公司 | Data processing method, finance device and server for saving the time of withdrawing the money |
| CN106991769A (en) * | 2017-05-22 | 2017-07-28 | 滁州学院 | A kind of withdrawal system based on Quick Response Code |
| WO2019028783A1 (en) * | 2017-08-10 | 2019-02-14 | 深圳益创信息科技有限公司 | Self-service deposit and withdrawal machine notification method, server and computer storage medium |
| CN107610309A (en) * | 2017-08-10 | 2018-01-19 | 深圳益创信息科技有限公司 | Notification Method, server and the computer-readable storage medium of self-service automatic teller machine |
| CN107610368A (en) * | 2017-08-17 | 2018-01-19 | 深圳市启惠智能科技有限公司 | A kind of information processing method, server and automatic teller machine |
| WO2019033324A1 (en) * | 2017-08-17 | 2019-02-21 | 深圳市启惠智能科技有限公司 | Information processing method, server and bank teller machine |
| CN107657441B (en) * | 2017-09-15 | 2021-04-13 | 深圳怡化电脑股份有限公司 | Self-service transaction method, system, server and mobile terminal |
| CN109272884A (en) * | 2018-11-15 | 2019-01-25 | 深圳市深之星科技有限公司 | A kind of dynamic two-dimension code display equipment |
| TWI753243B (en) * | 2019-04-12 | 2022-01-21 | 臺灣土地銀行股份有限公司 | Shared automation equipment cash deposit and withdrawal service system |
Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2008269186A (en) * | 2007-04-18 | 2008-11-06 | Oki Electric Ind Co Ltd | Automatic transaction device |
| CN102402773A (en) * | 2011-12-14 | 2012-04-04 | 王筱雨 | Financial transaction verification method and system |
| JP2012084103A (en) * | 2010-10-15 | 2012-04-26 | Japan Research Institute Ltd | Memory bank system and passbook |
| CN103150837A (en) * | 2013-02-01 | 2013-06-12 | 深圳市怡化电脑有限公司 | System and method for achieving cardless withdrawal on automatic teller machine (ATM) |
| CN103871159A (en) * | 2012-12-11 | 2014-06-18 | ***股份有限公司 | Money-withdrawing system and method based on two-dimension code |
Family Cites Families (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2002109421A (en) * | 2000-09-28 | 2002-04-12 | Denso Corp | Payment method and payment system using portable terminal |
| CN100478997C (en) * | 2005-12-30 | 2009-04-15 | 中国工商银行股份有限公司 | System and method for making ATM identity test using mobile phone |
| JP4894869B2 (en) * | 2009-02-25 | 2012-03-14 | 沖電気工業株式会社 | Automatic transaction equipment |
| CN101807319A (en) * | 2010-03-03 | 2010-08-18 | 交通银行股份有限公司 | Authentication method and system based on ATM |
| CN103150649A (en) * | 2013-02-06 | 2013-06-12 | 平安银行股份有限公司 | Trading method for implementing payment by transfer of accounts and cash withdrawing without card |
-
2014
- 2014-09-24 CN CN201410493439.2A patent/CN104240370B/en not_active Expired - Fee Related
- 2014-09-24 CN CN201610530650.6A patent/CN106228707B/en not_active Expired - Fee Related
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2008269186A (en) * | 2007-04-18 | 2008-11-06 | Oki Electric Ind Co Ltd | Automatic transaction device |
| JP2012084103A (en) * | 2010-10-15 | 2012-04-26 | Japan Research Institute Ltd | Memory bank system and passbook |
| CN102402773A (en) * | 2011-12-14 | 2012-04-04 | 王筱雨 | Financial transaction verification method and system |
| CN103871159A (en) * | 2012-12-11 | 2014-06-18 | ***股份有限公司 | Money-withdrawing system and method based on two-dimension code |
| CN103150837A (en) * | 2013-02-01 | 2013-06-12 | 深圳市怡化电脑有限公司 | System and method for achieving cardless withdrawal on automatic teller machine (ATM) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN115116188A (en) * | 2022-06-30 | 2022-09-27 | 中国银行股份有限公司 | Method, device and equipment for solving long deposit problem of bank ATM (automatic teller machine) |
| CN116959184A (en) * | 2023-07-05 | 2023-10-27 | 杭州易景数通科技有限公司 | Correlation analysis method and system based on multi-mode data |
| CN116959184B (en) * | 2023-07-05 | 2024-05-03 | 杭州易景数通科技有限公司 | Correlation analysis method and system based on multi-mode data |
Also Published As
| Publication number | Publication date |
|---|---|
| CN106228707B (en) | 2019-07-09 |
| CN104240370A (en) | 2014-12-24 |
| CN104240370B (en) | 2016-09-07 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN106228707A (en) | Withdrawal system based on dynamic two-dimension code | |
| US10068437B2 (en) | Automatic teller machine inventory and distribution system | |
| US10032156B2 (en) | System and method for conducting financial transactions using a mobile device | |
| US20160104136A1 (en) | Method and apparatus for providing real time mutable credit card information and for providing timestamp functionality | |
| CN107545031A (en) | Account comprehensive inquiry service, system and computer-readable recording medium | |
| CN102222368A (en) | Electronic ticket authentication system applying short-distance communication technology and detection method | |
| CN101072384A (en) | Mobile phone payment method and system based on mobile phone bank | |
| CN101807319A (en) | Authentication method and system based on ATM | |
| CN110400145A (en) | A kind of digital identity application system and method, identity authorization system and method | |
| CN105227520B (en) | A kind of account password setting and the method and system of authenticating user identification | |
| CN102932788A (en) | Mobile phone-based identity identification and near-field payment method | |
| CN105989491A (en) | Dynamic authorization code generation method, device, payment transaction method and system | |
| CN104240371B (en) | Withdrawal system based on static two dimensional code | |
| CN102521631A (en) | Intelligent financial IC card reading and writing method based on electronic identity card system | |
| CA2313312A1 (en) | System, method, and computer program product for smart card to smart card transactions | |
| US20150007300A1 (en) | Method, apparatus, and system for using ic card as authentication medium | |
| CN104574691B (en) | A kind of method for processing business and system based on automatic teller machine | |
| CN101958024A (en) | Financial transaction system, automated teller machine and method for operating automated teller machine | |
| CN102487320A (en) | Method and system used for automatic teller machine identity authentication | |
| KR100506797B1 (en) | banking service system of using mobile terminal and method thereof | |
| CN102332144B (en) | Bank electronic password produces system and applies the authentication method of this bank electronic password generation system | |
| KR102272022B1 (en) | User certification method and apparatus performing the same | |
| KR20030092710A (en) | The mode of transaction about an automatic paying machine(CD,ATM) using a mobile phone | |
| US20190362349A1 (en) | Identification system with strong authentication and associated method thereof | |
| EP3588413A1 (en) | Identification method with strong authentication for the enabling of a computer system |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| CB03 | Change of inventor or designer information | ||
| CB03 | Change of inventor or designer information |
Inventor after: Liu Huan Inventor before: Feng Lin |
|
| TA01 | Transfer of patent application right | ||
| TA01 | Transfer of patent application right |
Effective date of registration: 20170314 Address after: 518000 Guangdong province Shenzhen city Longhua District Hepingli Road 2 4702 send peace Applicant after: Liu Huan Address before: 518000 Guangdong city of Shenzhen province Futian District Binjiang Binhe Village East 8 Building 502 Applicant before: Feng Lin |
|
| GR01 | Patent grant | ||
| GR01 | Patent grant | ||
| TR01 | Transfer of patent right |
Effective date of registration: 20191024 Address after: Room 1802, Zhejiang University Science and technology innovation building, no.1558 Jiangnan Road, hi tech Zone, Ningbo City, Zhejiang Province Patentee after: Ningbo UnionPay Business Co.,Ltd. Address before: 315000 209-338, No. 10, Gui'an Road, Guisi street, new material technology city, Ningbo City, Zhejiang Province Patentee before: Zhejiang powerful Weizhi Intellectual Property Operation Co.,Ltd. Effective date of registration: 20191024 Address after: 315000 209-338, No. 10, Gui'an Road, Guisi street, new material technology city, Ningbo City, Zhejiang Province Patentee after: Zhejiang powerful Weizhi Intellectual Property Operation Co.,Ltd. Address before: 518000 Guangdong province Shenzhen city Longhua District Hepingli Road 2 4702 send peace Patentee before: Liu Huan |
|
| TR01 | Transfer of patent right | ||
| CF01 | Termination of patent right due to non-payment of annual fee | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20190709 |