CN106097555B - Withdrawal system based on static two dimensional code - Google Patents
Withdrawal system based on static two dimensional code Download PDFInfo
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- CN106097555B CN106097555B CN201610379272.6A CN201610379272A CN106097555B CN 106097555 B CN106097555 B CN 106097555B CN 201610379272 A CN201610379272 A CN 201610379272A CN 106097555 B CN106097555 B CN 106097555B
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- 238000010835 comparative analysis Methods 0.000 claims description 3
- 239000000284 extract Substances 0.000 claims description 2
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/20—Controlling or monitoring the operation of devices; Data handling
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
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Abstract
The invention discloses a kind of withdrawal system based on static two dimensional code, which includes: the mobile terminal for typing withdrawal information, and the mobile terminal includes that module is shot with video-corder in mobile processing module, mobile communication module, mobile memory module and movement；The background server of communication linkage is established with the mobile terminal, the background server includes background processing module, background communication module and backstage memory module；The withdrawal terminal of communication linkage is established with the background server, the withdrawal terminal includes withdrawal processing module and withdrawal communication module.Implement the present invention, withdrawal amount is uploaded in advance, the embarrassment that can use after avoiding user from finding withdrawal terminal without money, when more using the number of withdrawal terminal, withdrawal can be completed in the operation for only needing plug-in card and scanning the two-dimensional code, and operating procedure is simple, reduces queuing time, plug-in card and scan operation are only needed, card number or password leakage are avoided.
Description
The application be number of patent application be 2014104948200, the applying date is 09 month 2014 24 days, invention and created name
For the divisional application of " the withdrawal system based on static two dimensional code ".
Technical field
The present invention relates to data processing fields more particularly to a kind of withdrawal based on static two dimensional code based on two dimensional code
System.
Background technique
In the prior art, the mode that user goes to bank to carry out withdrawal has following two:
First way is that have the user of withdrawal demand to carry bank card on bank ATM (automatic drawing machine), is pressed
Withdrawal operation is completed in ATM prompt.The major defect of the method is: one, user using the method carry out storage money when, need with
Body carries bank card, inconvenient to carry, is also easily lost；Two, some users can targetedly select the ATM machine of specific bank into
Line access money operation, to meet the withdrawal demand of itself or save the service charge among withdrawal；Three, user is using we
During formula carries out withdrawal, the camera for being easy illegally to be installed in ATM machine gets bank card information, to generate
Bank card is replicated, steals the security risk of brush.
The second way is to initiate to deposit by the way of using short message or phone between terminal and the service network of bank
Withdrawal request inputs the corresponding coding of withdrawal machine and bank card information in the request to complete to withdraw the money.Although the method can
Safety problem is solved, but will increase the Operating Complexity that user uses, user experience is poor, and substantially there is no solve to use
The problem of convenience.On the other hand, the coding for needing to input ATM machine device in phone or short message due to user, if illegal
The coding of current machine is substituted in molecule, then the banknote that may cause user's taking-up spues on other ATM machine device, and banknote is stolen
Take this potential security risk.
For the technological deficiency of above-mentioned existing scheme, also proposed at present it is a kind of based on two dimensional code without card withdrawal system,
The system using mobile terminal by withdrawal request message up sending to two dimensional code withdrawal server, ask by two dimensional code server authentication withdrawal
Withdrawal request is forwarded to corresponding ATM and lays bank by the legitimacy for seeking message, and ATM lays bank in verifying two-dimensional barcode information
Withdrawal request is sent to two dimensional code server afterwards, withdrawal request is forwarded to issuing bank, issuing bank by two dimensional code server
Withdrawal is honoured response after through verifying and is sent to two dimensional code server by the legitimacy for verifying withdrawal request and account；Two dimension
Withdrawal is honoured response and is forwarded to ATM by code server lays bank, and ATM lays bank and honours the answer notification ATM according to withdrawal
Paper money operation is spat in execution, and ATM lays bank and processing result is notified two dimensional code server and updates the two dimension shown on the ATM
Code.
But the technological deficiency of which is, in the case where withdrawal number is more, user, which still needs, to be first lined up,
Then it stands and carries out relevant operation before ATM machine, there is no the times for saving user.On the other hand, using mobile terminal and ATM
Laying bank, perhaps two dimensional code server progress data communication is lost in mobile terminal or stolen and bank card is illegal
In the case where molecule theft duplication, it be easy to cause the security risk for stealing cash.
Summary of the invention
Goal of the invention of the invention be to solve it is above-mentioned in the prior art, user needs to carry silver by ATM machine withdrawal
Row card, operating procedure complexity while, do not have safety, and using above-mentioned two dimensional code scheme are that safety is lower, meanwhile,
The technological deficiency taken a long time is lined up before ATM machine.
It is to construct a kind of access based on static two dimensional code that the present invention, which solves technical solution used by prior art problem,
Money system.The system includes:
For the mobile terminal of typing withdrawal information, the mobile terminal includes mobile processing module, mobile communication mould
Module is shot with video-corder in block, mobile memory module and movement；
The background server of communication linkage is established with the mobile terminal, the background server includes background process mould
Block, background communication module and backstage memory module；
The withdrawal terminal of communication linkage is established with the background server, the withdrawal terminal includes withdrawal processing
Module and withdrawal communication module；Wherein:
The mobile processing module is for withdrawal information described in preparatory typing, wherein the withdrawal information includes silver
Row card information, withdrawal amount information and the end message bound in advance；
The typing to the withdrawal information is completed when the mobile processing module to operate, and the withdrawal information is delayed
It deposits to the mobile memory module, the mobile processing module controls the mobile communication module and sends out the withdrawal information
It send to the background server；
The background communication module sends it to the background processing module for receiving the withdrawal information,
The background processing module generates withdrawal order according to the withdrawal information, and is cached to the backstage and store mould
Block；
The bank card that the withdrawal processing module is inserted into for identification, and obtain the bank card information；
The feature two dimensional code that module is attached at for identification in the withdrawal terminal is shot with video-corder in the movement, extracts the spy
The two-dimensional barcode information that sign two dimensional code includes, and the two-dimensional barcode information is output to the mobile processing module；
The mobile processing module control the mobile communication module by the two-dimensional barcode information, the end message and
The bank card information is sent to background server；
The background communication module receives the identity information, the end message and the bank card information, and will
It is sent to background processing module, and the background processing module is cached according to the bank card information in the backstage memory module
Withdrawal order in carry out lookup matching operation, after being matched to withdrawal order corresponding with the bank card information,
Search the withdrawal terminal corresponding with the feature two dimensional code；
It is described after the background processing module finds the withdrawal terminal corresponding with the feature two dimensional code
Background processing module issues the withdrawal order to the withdrawal terminal, and the withdrawal terminal is ordered according to the withdrawal
It is single to execute withdrawal operation.
Preferably, the mobile terminal further includes mobile input module, and the mobile input module is used for preparatory typing institute
State bank card information, the withdrawal amount information and the end message bound in advance；
Preferably, the mobile terminal is also used to shoot with video-corder module photograph bank card number face by the movement, obtains institute
Bank card information is stated, the mail in mobile terminal or the withdrawal in short message are read and analyzed by the mobile processing module
Word content reads the SIM (client in the terminal by the mobile processing module to generate the withdrawal amount information
Identification module) information and terminal fuselage IMEI (mobile device international identity code) information to be to generate the end message.
Preferably, the mobile processing module is used to obtain the end message in advance, meanwhile, the mobile processing module
It is also used to prestore the end message of spare mobile terminal.
Preferably, the withdrawal information is sent to described by the mobile processing module control mobile communication module
Background server, wherein the withdrawal information includes the end message of the mobile terminal, alternatively, selecting spare movement
The end message of terminal.
Preferably, the mobile processing module is used to obtain the bank card information in advance, meanwhile, the mobile processing mould
Block is also used to prestore the bank card information of spare bank card.
Preferably, the withdrawal information is sent to described by the mobile processing module control mobile communication module
Background server, wherein the withdrawal information includes the bank card information of the bank card, alternatively, selecting spare bank
The bank card information of card.
Preferably, the mobile terminal further includes mobile position-fixed module, and the withdrawal terminal further includes withdrawal positioning
Module；
The mobile communication module is controlled in the mobile processing module, and the withdrawal information is sent to the backstage
Before server, the mobile position-fixed module obtains the first current geographical location information of the mobile terminal；
The withdrawal communication module is controlled by the identity information of the withdrawal terminal in the withdrawal processing module
And the bank card information is sent to before the background server, it is whole that the withdrawal locating module obtains the withdrawal
The second current geographical location information of end, alternatively, the withdrawal terminal prestores second geographical location information；
Pass through the first geographical location information described in the withdrawal processing module comparative analysis and second geographical location
Whether information judges the two beyond preset range, if exceeding preset range, terminates withdrawal operation.
Preferably, the background communication module is for receiving the withdrawal information, and sends it at the backstage
It manages module and inquires each withdrawal terminal before the background processing module generates withdrawal order according to the withdrawal information
Distributed intelligence, meanwhile, inquire whether each withdrawal terminal residual amount of money is greater than the withdrawal amount of money according to the distributed intelligence
In withdrawal amount, after completing inquiry operation, the background communication module is by the distributed intelligence and corresponding residual amount
Query result is sent to the mobile terminal.
Preferably, the background communication module is for receiving the withdrawal information, and sends it at the backstage
It manages module and judges the background communication mould after the background processing module generates withdrawal order according to the withdrawal information
Block is within a preset period of time, if receives the two-dimensional barcode information sent by the mobile terminal and the terminal is believed
Breath；If the background communication module does not receive the two-dimensional barcode information and the end message, the background processing module
Cancel the withdrawal order.
Implement the present invention, has the advantages that
First, user can predefine the geographical location where withdrawal terminal according to withdrawal demand, be convenient for user
Withdrawal place is found, meanwhile, withdrawal amount is uploaded in advance, the embarrassment that can use after avoiding user from finding withdrawal terminal without money；
Second, user uploads withdrawal order according to withdrawal demand in advance, when more using the number of withdrawal terminal
When, the user of withdrawal order is predefined before withdrawal terminal, it is only necessary to which plug-in card and the operation scanned the two-dimensional code can be complete
At withdrawal, operating procedure is simple and convenient, greatly reduces queuing time；
Third, when user operates before withdrawal terminal, it is only necessary to plug-in card and scan the two-dimensional code, keep away free of inputting account,
The numerical characters such as password, device coding while user-friendly, avoid the leakage of bank card number or password；
4th, when user operates before withdrawal terminal, by the position and the withdrawal terminal that determine mobile terminal
Whether position in same range and then judges whether there is other people and steals the case where swiping the card, during enhancing withdrawal
Safety guarantee；
5th, when user operates before access terminal, by determining mobile terminal and withdrawal terminal and background service
Whether the data communication between device, which is in same network segment and then judges whether there is other people, is stolen the case where swiping the card, and is enhanced
Safety guarantee during withdrawal.
Detailed description of the invention
Present invention will be further explained below with reference to the attached drawings and examples, in attached drawing:
Fig. 1 is the structural block diagram for the withdrawal system based on static two dimensional code that present pre-ferred embodiments provide；
Fig. 2 is the structural block diagram for the withdrawal system based on static two dimensional code that another preferred embodiment of the present invention provides；
Fig. 3 is the structural block diagram for the withdrawal system based on static two dimensional code that another embodiment of the present invention provides.
Specific embodiment
Fig. 1 is the structural block diagram for the withdrawal system based on static two dimensional code that present pre-ferred embodiments provide.This is
System includes consisting of:
The background server of communication linkage is established for the mobile terminal 100 of typing withdrawal information, with mobile terminal 100
200 and the withdrawal terminal 300 of communication linkage is established with background server 200.It is appreciated that mobile terminal 100 can be
Smart phone, tablet computer etc. have a mobile device of intelligent processor, background server 200 can be provided by bank or
Third party finance service provides, and withdrawal terminal 300 can be ATM machine (ATM), CRS machine (Cash
Recycling System automatic cycle automatic teller machine), CDM machine (Cash Deposit Machine automatic cash dispenser) etc. it is self-service
Financial processing terminal.
Specifically, the mobile terminal 100 of this system is deposited including mobile processing module 110, mobile communication module 120, movement
Module 140 is shot with video-corder in storage module 130 and movement.
Background server 200 includes background processing module 210, background communication module 220 and backstage memory module 230.
Withdrawal terminal 300 includes withdrawal processing module 310 and withdrawal communication module 320.
The specific embodiment of this system is as described below:
Firstly, mobile processing module 110 is for withdrawal information described in preparatory typing, wherein withdrawal information includes silver
Row card information, withdrawal amount information and the end message bound in advance, wherein the end message includes the sequence of the terminal
Number information and network hardware addresses information etc..
It completes the typing to withdrawal information when mobile processing module 110 to operate, and by withdrawal information cache to movement
After memory module 130, mobile processing module 110 controls mobile communication module 120 and withdrawal information is sent to background server
200。
Background communication module 220 receives above-mentioned withdrawal information, and sends it to the background processing module 210, after
Platform processing module 210 generates withdrawal order according to the withdrawal information, and is cached to the backstage memory module
230.It is appreciated that the withdrawal order includes the identity information of user, bank card information, withdrawal amount information and in advance
The end message of binding, wherein identity information includes personal information of user, such as ID card information, job information etc..Together
When, which is added bank's card number mark, matches convenient for subsequent query.
Then, user is inserted into bank card to withdrawal terminal 300, and withdrawal processing module 310 identifies the bank card of insertion,
And obtain bank card information.
The feature two dimensional code that module 140 is attached at for identification on the withdrawal terminal 300 is shot with video-corder in the movement, is mentioned
The two-dimensional barcode information for taking the feature two dimensional code to include, wherein the two-dimensional barcode information refers to be extracted from features described above two dimensional code
The information come, it is to be understood that the two-dimensional barcode information can be mutually to be tied for recording the information such as user information and end message
The comprehensive information of conjunction.
The mobile processing module 110 controls the mobile communication module 120 and believes the two-dimensional barcode information, the terminal
Breath and the bank card information are sent to background server 200；
Background server 200 receives the identity information, the end message and the bank card information.
Meanwhile all withdrawal terminals 300 in 300 compass of competency of background server are numbered.For example, each
Withdrawal terminal 300 has unique number, and is registered in background server 200, and registration content includes withdrawal terminal
The identity information of the withdrawal terminals 300 such as 300 numbers, affiliated bank, available service item, geographic location.
After background communication module 220 receives the identity information, the end message and the bank card information, and will
It is sent to background processing module 210, and the background processing module 210 is slow in the memory module according to the bank card information
Lookup matching operation is carried out in the withdrawal order deposited, when being matched to withdrawal order corresponding with the bank card information
Afterwards, the withdrawal terminal 300 (can also be matched by above-mentioned number) corresponding with the feature two dimensional code is searched；
When the background processing module 210 finds the withdrawal terminal 300 corresponding with the feature two dimensional code
Afterwards, the background processing module 210 issues the withdrawal order, the withdrawal terminal 300 to the withdrawal terminal 300
Withdrawal operation is executed according to the withdrawal order.It is appreciated that features described above two dimensional code includes the body of withdrawal terminal 300
Part information and withdrawal order information.
It is operated finally, withdrawal terminal 300 executes withdrawal according to the withdrawal order.
Fig. 2 is the structural block diagram for the withdrawal system based on static two dimensional code that another preferred embodiment of the present invention provides.
On the basis of the above embodiments, the mobile terminal 100 of the present embodiment further includes mobile input module 140.
It the bank card information of the mobile preparatory typing user of input module 140, withdrawal amount information and binds in advance
End message.
Another way is to shoot bank card number face by mobile module 140 of shooting with video-corder, obtain the bank card information；
It is read and is analyzed in the mail in mobile terminal 100 or the withdrawal text in short message by the mobile processing module 110
Hold to generate the withdrawal amount information；Reading the SIM in the terminal by the mobile processing module 110, (client knows
Other module) information and terminal fuselage IMEI (mobile device international identity code) information to be to generate the end message.
Preferably, above-mentioned mobile processing module 110 obtains the end message of mobile terminal 100 in advance, meanwhile, the movement
Processing module 110 is also used to prestore the end message of other spare mobile terminals 100.
Preferably, mobile processing module 110 controls the mobile communication module 120 and the withdrawal information is sent to institute
State background server 200, wherein above-mentioned withdrawal information includes the bank card information of bank card, alternatively, selecting to prestore other
The bank card information of spare bank card.
For example, can set a smart phone therein when user uses multiple smart phones simultaneously and be stored in advance
The end message of the end message of itself and other smart phones, alternatively, the intelligence that household is stored in advance, obtains other people authorizations
The end message of mobile phone.
Preferably, mobile processing module 110 controls mobile communication module 120 and withdrawal information is sent to the backstage clothes
Business device 200, wherein the withdrawal information includes the end message of the mobile terminal 100, alternatively, selecting to prestore other
The end message of spare mobile terminal 100 is as the end message sent.
Preferably, mobile processing module 110 is used to obtain the bank card information in advance, meanwhile, the mobile processing mould
Block 110 is also used to prestore the bank card information of other spare bank cards.
Described in example as above, among family of three, husband holds Bank One Corp. card, uses the first mobile phone；Wife holds
Bank One Corp. card and the secondary bank card of oneself are stated, the second mobile phone is used；Daughter holds third bank card, uses third
Mobile phone.
Wherein, the first handset binding has Bank One Corp. card and third bank card, meanwhile, the first mobile phone EMS memory contains first
The end message of mobile phone and third mobile phone；
Second handset binding has Bank One Corp. card, secondary bank card and third bank card, meanwhile, the second mobile phone is stored with
The end message of first mobile phone, the second mobile phone and third mobile phone；
Third handset binding has third bank card, but without the end message of third mobile phone.
Therefore, husband can be used oneself the first mobile phone and first or third bank card carry out withdrawal operation；
The second mobile phone and the first or second or third bank card that oneself can be used in wife carry out withdrawal operation；
Daughter can be when the end message of third mobile phone be sent in the third mobile phone of daughter by husband or wife, i.e.,
Withdrawal operation can be carried out by the end message and third bank card of third mobile phone.
Preferably, the access of mobile terminal 100 and the WLAN in the same network segment of the withdrawal terminal 300, it is described
Background communication module 220, which is limited in the WLAN, receives and dispatches interaction data.
Fig. 3 is the structural block diagram for the withdrawal system based on static two dimensional code that another embodiment of the present invention provides；
Mobile terminal 100 further includes mobile position-fixed module 150, and the withdrawal terminal 300 further includes withdrawal positioning mould
Block 330.
The mobile communication module 120 is controlled in the mobile processing module 110, and the withdrawal information is sent to institute
Before stating background server 200, the mobile position-fixed module 150 obtains the first current geographical location of the mobile terminal 100
Information.
The withdrawal communication module 320 is controlled by the withdrawal terminal 300 in the withdrawal processing module 310
Identity information and the bank card information are sent to before the background server 200, and the withdrawal locating module 330 obtains
The second current geographical location information of the withdrawal terminal 300 is taken, alternatively, the withdrawal terminal 300 prestores described second
Geographical location information.
Whether the first geographical location information described in comparative analysis and second geographical location information judge the two beyond pre-
If range, if exceeding preset range, withdrawal operation is terminated.
Preferably, the background communication module 220 is for receiving the withdrawal information, and sends it to the backstage
Processing module 210, before the background processing module 210 generates withdrawal order according to the withdrawal information, inquiry is respectively deposited
300 distributed intelligence of cash terminals, meanwhile, inquire whether each 300 residual amount of withdrawal terminal is greater than according to the distributed intelligence
Withdrawal amount in the withdrawal amount of money, complete inquiry operation after, the background communication module 220 by the distributed intelligence with
And corresponding residual amount query result is sent to the mobile terminal 100.
Preferably, the background communication module 220 is for receiving the withdrawal information, and sends it to the backstage
Processing module 210, the background processing module 210 according to the withdrawal information generate withdrawal order after, judge it is described after
Platform server 200 is within a preset period of time, if receive the two-dimensional barcode information sent by the mobile terminal 100 and
The end message cancels the withdrawal order if not receiving the two-dimensional barcode information and the end message.
Implement the present invention, has the advantages that
First, user can predefine the geographical location where withdrawal terminal according to withdrawal demand, be convenient for user
Withdrawal place is found, meanwhile, withdrawal amount is uploaded in advance, the embarrassment that can use after avoiding user from finding withdrawal terminal without money；
Second, user uploads withdrawal order according to withdrawal demand in advance, when more using the number of withdrawal terminal
When, the user of withdrawal order is predefined before withdrawal terminal, it is only necessary to which plug-in card and the operation scanned the two-dimensional code can be complete
At withdrawal, operating procedure is simple and convenient, greatly reduces queuing time；
Third, when user operates before withdrawal terminal, it is only necessary to plug-in card and scan the two-dimensional code, keep away free of inputting account,
The numerical characters such as password, device coding while user-friendly, avoid the leakage of bank card number or password；
4th, when user operates before withdrawal terminal, by the position and the withdrawal terminal that determine mobile terminal
Whether position in same range and then judges whether there is other people and steals the case where swiping the card, during enhancing withdrawal
Safety guarantee；
5th, when user operates before access terminal, by determining mobile terminal and withdrawal terminal and background service
Whether the data communication between device, which is in same network segment and then judges whether there is other people, is stolen the case where swiping the card, and is enhanced
Safety guarantee during withdrawal.
By the illustration and description of embodiment in detail above, those skilled in the art can be according to above-mentioned
Embodiment understands thought of the invention to make some simple modification and improvement, but no matter how to deform and change
Into, should be by protection of the invention as long as the technical solution of its modification and improvement is within the spirit and scope of the present invention.
Claims (9)
1. a kind of withdrawal system based on static two dimensional code, which is characterized in that the system comprises:
For the mobile terminal of typing withdrawal information, the mobile terminal includes mobile processing module, mobile communication module, shifting
Module is shot with video-corder in dynamic memory module and movement；
Establish the background server of communication linkage with the mobile terminal, the background server include background processing module, after
Platform communication module and backstage memory module；
The withdrawal terminal of communication linkage is established with the background server, the withdrawal terminal includes withdrawal processing module
And withdrawal communication module；Wherein:
The mobile processing module is for withdrawal information described in preparatory typing, wherein the withdrawal information includes bank card
The end message of information, withdrawal amount information and the mobile terminal bound in advance；
It completes the typing to the withdrawal information when the mobile processing module to operate, and extremely by the withdrawal information cache
After the mobile memory module, the mobile processing module controls the mobile communication module and is sent to the withdrawal information
The background server；
The background communication module sends it to the background processing module for receiving the withdrawal information, described
Background processing module generates withdrawal order according to the withdrawal information, and is cached to the backstage memory module；
The bank card that the withdrawal processing module is inserted into for identification, and obtain the bank card information；
The feature two dimensional code that module is attached at for identification in the withdrawal terminal is shot with video-corder in the movement, extracts the feature two
The two-dimensional barcode information that dimension code includes, and the two-dimensional barcode information is output to the mobile processing module；
The mobile processing module controls the mobile communication module for the two-dimensional barcode information, the end message and described
Bank card information is sent to background server；
The background communication module receives identity information, the end message and the bank card letter of the withdrawal terminal
Breath, and background processing module is sent it to, the background processing module is stored according to the bank card information on the backstage
Lookup matching operation is carried out in the withdrawal order of module caching, when being matched to withdrawal corresponding with the bank card information
After order, the withdrawal terminal corresponding with the feature two dimensional code is searched；
After the background processing module finds the withdrawal terminal corresponding with the feature two dimensional code, the backstage
Processing module issues the withdrawal order to the withdrawal terminal, and the withdrawal terminal is held according to the withdrawal order
The operation of line access money；
The background communication module sends it to the background processing module for receiving the withdrawal information, described
After background processing module generates withdrawal order according to the withdrawal information, judge the background communication module in preset time
In section, if receive the two-dimensional barcode information sent by the mobile terminal and the end message；If the backstage
Communication module does not receive the two-dimensional barcode information and the end message, and the background processing module cancels the withdrawal
Order.
2. the withdrawal system according to claim 1 based on static two dimensional code, which is characterized in that the mobile terminal is also
Including mobile position-fixed module, the withdrawal terminal further includes withdrawal locating module；
The mobile communication module is controlled in the mobile processing module, and the withdrawal information is sent to the background service
Before device, the mobile position-fixed module obtains the first current geographical location information of the mobile terminal；
The withdrawal processing module control the withdrawal communication module by the identity information of the withdrawal terminal and
The bank card information is sent to before the background server, and the withdrawal locating module obtains the withdrawal terminal and works as
The second preceding geographical location information, alternatively, the withdrawal terminal prestores second geographical location information；
By the first geographical location information described in the withdrawal processing module comparative analysis and second geographical location information,
Whether the two is judged beyond preset range, if exceeding preset range, terminates withdrawal operation.
3. the withdrawal system according to claim 2 based on static two dimensional code, which is characterized in that the background communication mould
Block sends it to the background processing module for receiving the withdrawal information, and the background processing module is according to institute
Before stating withdrawal information generation withdrawal order, each withdrawal terminal distributed intelligence is inquired, meanwhile, according to the distributed intelligence
The withdrawal amount whether each withdrawal terminal residual amount of money is greater than in the withdrawal amount of money is inquired, after completing inquiry operation, institute
It states background communication module and the distributed intelligence and corresponding residual amount query result is sent to the mobile terminal.
4. the withdrawal system according to claim 1 to 3 based on static two dimensional code, which is characterized in that the movement
Terminal further includes mobile input module, and the mobile input module is for bank card information, the withdrawal described in preparatory typing
Amount information and the end message bound in advance.
5. the withdrawal system according to claim 1 to 3 based on static two dimensional code, which is characterized in that the movement
Terminal is also used to shoot with video-corder module photograph bank card number face by the movement, obtains the bank card information, passes through the shifting
Dynamic processing module reads and analyzes the withdrawal word content in the mail in mobile terminal or short message to generate the access
Money amount information reads SIM (client identification module) information and terminal in the terminal by the mobile processing module
Fuselage IMEI (mobile device international identity code) information is to generate the end message.
6. the withdrawal system according to claim 1 to 3 based on static two dimensional code, which is characterized in that the movement
Processing module is used to obtain the end message in advance, meanwhile, the mobile processing module is also used to prestore spare mobile end
The end message at end.
7. the withdrawal system according to claim 1 to 3 based on static two dimensional code, which is characterized in that the movement
Processing module controls the mobile communication module and the withdrawal information is sent to the background server, wherein described to deposit
Withdrawal information includes the end message of the mobile terminal, alternatively, selecting the end message of spare mobile terminal.
8. the withdrawal system according to claim 1 to 3 based on static two dimensional code, which is characterized in that the movement
Processing module is used to obtain the bank card information in advance, meanwhile, the mobile processing module is also used to prestore spare bank
The bank card information of card.
9. the withdrawal system according to claim 1 to 3 based on static two dimensional code, which is characterized in that the movement
Processing module controls the mobile communication module and the withdrawal information is sent to the background server, wherein described to deposit
Withdrawal information includes the bank card information of the bank card, alternatively, selecting the bank card information of spare bank card.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610379272.6A CN106097555B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on static two dimensional code |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410494820.0A CN104240371B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on static two dimensional code |
| CN201610379272.6A CN106097555B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on static two dimensional code |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201410494820.0A Division CN104240371B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on static two dimensional code |
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| CN106097555A CN106097555A (en) | 2016-11-09 |
| CN106097555B true CN106097555B (en) | 2019-03-01 |
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| CN201610379272.6A Active CN106097555B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on static two dimensional code |
| CN201410494820.0A Expired - Fee Related CN104240371B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on static two dimensional code |
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| CN201410494820.0A Expired - Fee Related CN104240371B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on static two dimensional code |
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Families Citing this family (3)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN105389727A (en) * | 2015-10-21 | 2016-03-09 | 福建网龙计算机网络信息技术有限公司 | Method and system based on mobile terminal for withdrawing money at ATM machine |
| CN105488922A (en) * | 2015-12-30 | 2016-04-13 | 中国建设银行股份有限公司 | Cardless money withdrawing method and related devices and systems |
| CN110472757A (en) * | 2019-08-16 | 2019-11-19 | 中国银行股份有限公司 | Data processing method and device for bank outlets' changing money |
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Also Published As
| Publication number | Publication date |
|---|---|
| CN104240371A (en) | 2014-12-24 |
| CN104240371B (en) | 2016-08-17 |
| CN106097555A (en) | 2016-11-09 |
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