CN106096951A - Off-line barcode scanning method of payment - Google Patents
Off-line barcode scanning method of payment Download PDFInfo
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- CN106096951A CN106096951A CN201610426718.6A CN201610426718A CN106096951A CN 106096951 A CN106096951 A CN 106096951A CN 201610426718 A CN201610426718 A CN 201610426718A CN 106096951 A CN106096951 A CN 106096951A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- Accounting & Taxation (AREA)
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- Finance (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention relates to mobile payment technical field, particularly to off-line barcode scanning method of payment.Providing a kind of method that off-line barcode scanning pays, when mobile terminal off-line, the payment code on cashing machine scanning mobile terminal confirms to pay.In barcode scanning payment process, the payment code of cashing machine scanning mobile terminal, the credit information identifying this payment code and the identifying code wherein stored.Mobile terminal and cashing machine communication, send the identification code of payment information and this mobile terminal to cashing machine.If the identifying code that cashing machine stores in failing to recognize the payment code of scanning, then this payment code is invalid, the offline electronic payment request that refusal mobile terminal sends.The payment code that this avoid user is usurped by other people, strengthens the safety that off-line barcode scanning pays.
Description
Technical field
The present invention relates to mobile payment technical field, particularly to off-line barcode scanning method of payment.
Background technology
Along with popularizing of intelligent mobile terminal and developing rapidly of 4G network, mobile terminal is used to carry out paying of barcode scanning payment
Money mode is used by increasing people.The online barcode scanning means of payment is buying the fields such as commodity, ticket service, price payment
It is widely applied through obtaining comparing, but due to the problems such as telecommunication carrier networks covering, communication environment, online barcode scanning payer
Formula is difficult under some areas or environment, causes some operational puzzlements, causes realizing industry as paid
Business circulation etc..The mode that off-line barcode scanning pays can complete to pay under the Payment System premise that builds one's credit, and contributes to solving
The poor region of the network coverage guarantees the smooth circulation of business.But owing to the Transaction Information of the off-line barcode scanning means of payment is to be temporarily stored in
In equipment, there is the risk being stolen or distorting Transaction Information, cause the loss of user or businessman.
Summary of the invention
It is an object of the invention to avoid above-mentioned weak point of the prior art to provide a kind of safe and reliable off-line
The method that barcode scanning pays and pays.
The purpose of the present invention is achieved through the following technical solutions:
There is provided a kind of off-line barcode scanning method of payment, it is characterised in that include,
Mobile terminal internal memory contains the payment code obtained in advance from server, and this payment code internal memory contains the checking of mobile terminal
Code;
The payment code of cashing machine scanning mobile terminal, the credit information identifying this payment code and the identifying code wherein stored;
Mobile terminal and cashing machine communication, send the identification code of payment information and this mobile terminal to cashing machine;
If the identifying code that cashing machine stores in failing to recognize the payment code of scanning, then this payment code is invalid.
Wherein, if the identifying code that cashing machine stores in recognizing this payment code, then this payment request is accepted, mobile terminal
The payment information sent is stored in payment code, and this payment code is uploaded to server.
Wherein, mobile terminal has the payment code of payment information to be stored in local storage this storage.
Wherein, with server communication, the payment that cashing machine is uploaded by server after described mobile terminal opening network connects
Payment code information in code information and mobile terminal local storage is verified.
Wherein, mobile terminal when server request payment code, the identifying code of server this mobile terminal of identification by it
It is stored in payment code.
Wherein, described identifying code is the Bluetooth address information of Bluetooth chip of mobile terminal.
Wherein, described payment code is Quick Response Code.
Wherein, when the network environment of mobile terminal does not supports on-line payment, enable off-line barcode scanning payment function.
Wherein, described server is Third-party payment platform.
Beneficial effects of the present invention: provide a kind of method that off-line barcode scanning pays, when mobile terminal off-line, cashing machine
Payment code on scanning mobile terminal confirms to pay.In barcode scanning payment process, businessman's cashing machine and customer mobile terminal enter
Row communication, if the identifying code that cashing machine stores in failing to recognize the payment code of scanning, then it is assumed that this payment code is invalid, and refusal moves
The offline electronic payment request that dynamic terminal sends.The payment code that this avoid user is usurped by other people, strengthens off-line barcode scanning and props up
The safety paid.
Accompanying drawing explanation
The invention will be further described to utilize accompanying drawing, but the embodiment in accompanying drawing does not constitute any limit to the present invention
System, for those of ordinary skill in the art, on the premise of not paying creative work, it is also possible to obtain according to the following drawings
Other accompanying drawing.
Fig. 1 is the schematic flow sheet of the off-line barcode scanning method of payment of the present invention.
Detailed description of the invention
The invention will be further described with the following Examples.
Off-line barcode scanning pays must rely on credit payment system to complete, and therefore user is when using off-line barcode scanning payment transaction
First set up business relations with Third-party payment platform, by the credit system using Third-party payment, the credit of oneself is carried out
Assessment, generates governable credit line.According to the credit system of Third-party payment platform, after user's registration, obtain corresponding letter
Paying the credit information such as amount and credit payment field with full amount, single, in off-line case, user can arrange model
Enclose interior use credit line and carry out off-line barcode scanning payment, after network to be connected, complete credit clearance again.
User, when mobile terminal networking, obtains the payment code of Quick Response Code form from server in advance and is stored in mobile terminal
In, this payment code includes the credit information that user registers on Third-party payment platform, when mobile terminal is paid to server request
During money code, the Bluetooth address information of the Bluetooth chip of server this mobile terminal of identification, it is stored in this pair as identifying code
In money code.
When the network environment of the mobile terminal of user does not supports on-line payment, enable off-line barcode scanning payment function, user
Recall storage payment code on mobile terminals, send payment request and scan the payment code of mobile terminal to cashing machine, cashing machine,
Identify the credit informations such as the remaining credit line of user in this payment code, and the identifying code wherein stored.Meanwhile, cashing machine
Identify the identification code of mobile terminal currently sending the request of payment, if cashing machine fails to recognize storage in the payment code of scanning
The Bluetooth address information prestored in the Bluetooth address information of identifying code, i.e. current mobile terminal and payment code is inconsistent, cashing machine
Decide that this payment code is invalid, refusal this payment application of user.User needs to change correct payment equipment and completes to pay,
Or use other means of payment.
If cashing machine recognizes the identifying code of the interior storage of this payment code, i.e. the Bluetooth address information of current mobile terminal and pays
The Bluetooth address information prestored in money code is consistent, then accept this payment request, comprise in the payment that mobile terminal is sent request
Payment information be stored in payment code, and this payment code is uploaded to Third-party payment platform.Third-party payment platform preserves
Transaction Information payment information the most therein, and from the credit accounts of user, freeze corresponding transaction limit.Mobile terminal
The payment code this storage being had payment information is stored in local storage, after opening network connects, and mobile terminal and server
Communication, the payment code information paid the bill in code information and mobile terminal local storage that cashing machine is uploaded by Third-party payment platform
Verify, if the Transaction Information authenticating to both is consistent, then concludes the business successfully, complete payment program.
By above-mentioned off-line barcode scanning method of payment, when user is in off-line state, can be by the checking of transaction be believed
Breath is stored temporarily in this locality, is corresponding credit line in Frozen Account, completes transaction after networking again before completing to pay.
And in barcode scanning payment process, businessman's cashing machine and customer mobile terminal carry out communication, if cashing machine fails to recognize scanning
Payment code in storage identifying code, then it is assumed that this payment code is invalid, refusal mobile terminal send offline electronic payment request.So
The payment code avoiding user is usurped by other people, strengthens the safety that off-line barcode scanning pays.
Last it should be noted that, above example is only in order to illustrate technical scheme, rather than the present invention is protected
Protecting the restriction of scope, although having made to explain to the present invention with reference to preferred embodiment, those of ordinary skill in the art should
Work as understanding, technical scheme can be modified or equivalent, without deviating from the reality of technical solution of the present invention
Matter and scope.
Claims (9)
1. an off-line barcode scanning method of payment, it is characterised in that include,
Mobile terminal internal memory contains the payment code obtained in advance from server, and this payment code internal memory contains the checking of mobile terminal
Code;
The payment code of cashing machine scanning mobile terminal, the credit information identifying this payment code and the identifying code wherein stored;
Mobile terminal and cashing machine communication, send the identification code of payment information and this mobile terminal to cashing machine;
If the identifying code that cashing machine stores in failing to recognize the payment code of scanning, then this payment code is invalid.
Off-line barcode scanning method of payment the most according to claim 1, it is characterised in that if cashing machine recognizes in this payment code
The identifying code of storage, then accept this payment request, and the payment information that mobile terminal is sent is stored in payment code, and this pair
Money code is uploaded to server.
Off-line barcode scanning method of payment the most according to claim 2, it is characterised in that mobile terminal has disbursement letter this storage
The payment code of breath is stored in local storage.
Off-line barcode scanning method of payment the most according to claim 3, it is characterised in that described mobile terminal opening network connects
Afterwards with server communication, the payment code paid the bill in code information and the mobile terminal local storage letter that cashing machine is uploaded by server
Breath is verified.
Off-line barcode scanning method of payment the most according to claim 1, it is characterised in that mobile terminal is paid the bill to server request
During code, the identifying code of server this mobile terminal of identification also stores it in payment code.
6. according to the off-line barcode scanning method of payment described in claim 1,2,3,4 or 5, it is characterised in that described identifying code is for moving
The Bluetooth address information of the Bluetooth chip of dynamic terminal.
7. according to the off-line barcode scanning method of payment described in claim 1,2,3,4 or 5, it is characterised in that described payment code is two
Dimension code.
Off-line barcode scanning method of payment the most according to claim 1, it is characterised in that the network environment at mobile terminal is not propped up
When holding on-line payment, enable off-line barcode scanning payment function.
Off-line barcode scanning method of payment the most according to claim 1, it is characterised in that described server is that Third-party payment is put down
Platform.
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CN106600265A (en) * | 2016-11-30 | 2017-04-26 | 广东欧珀移动通信有限公司 | Data processing method, data processing system and terminal device |
CN106600284A (en) * | 2016-12-22 | 2017-04-26 | Tcl集团股份有限公司 | Credit limit authorizing method and apparatus |
CN106779677A (en) * | 2016-11-21 | 2017-05-31 | 深圳付贝科技有限公司 | A kind of method of payment and its device, electronic equipment and payment system |
CN106875179A (en) * | 2017-02-03 | 2017-06-20 | 杭州小步科技有限公司 | A kind of offline Quick Response Code method of payment and its system |
CN107093219A (en) * | 2017-05-10 | 2017-08-25 | 北京聚利科技股份有限公司 | Expressway tol lcollection equipment |
CN107122973A (en) * | 2017-04-28 | 2017-09-01 | 上海华铭智能终端设备股份有限公司 | A kind of asynchronous ticket processing method and relevant device |
CN107491961A (en) * | 2017-09-02 | 2017-12-19 | 刘兴丹 | A kind of method, apparatus of the network payment of NFC checkings |
CN107665427A (en) * | 2017-08-22 | 2018-02-06 | 阿里巴巴集团控股有限公司 | A kind of offline electronic payment, business processing, the method and device of payment processes |
CN107682161A (en) * | 2017-11-02 | 2018-02-09 | 广州佳都数据服务有限公司 | A kind of offline authentication method and apparatus of Quick Response Code |
CN107679853A (en) * | 2017-09-29 | 2018-02-09 | 南京中高知识产权股份有限公司 | Offline electronic payment system and its method of work |
CN108053205A (en) * | 2018-01-25 | 2018-05-18 | 苏宁云商集团股份有限公司 | A kind of quick paying method and equipment |
CN108205755A (en) * | 2016-12-19 | 2018-06-26 | 北京握奇智能科技有限公司 | A kind of electronic fare payment system and method |
CN108305063A (en) * | 2017-01-11 | 2018-07-20 | 宁波轩悦行电动汽车服务有限公司 | Automobile leasing method of payment |
CN108460593A (en) * | 2017-11-01 | 2018-08-28 | 福建博思软件股份有限公司 | A kind of offline Quick Response Code method of payment and device |
CN109035636A (en) * | 2018-06-04 | 2018-12-18 | 阿里巴巴集团控股有限公司 | A kind of Cash collecting equipment, a kind of cashing method and device |
CN109087085A (en) * | 2018-07-26 | 2018-12-25 | 深圳市万通顺达科技股份有限公司 | A kind of the off line method of payment and payment system of public transport two dimensional code |
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CN110992172A (en) * | 2019-12-04 | 2020-04-10 | 杭州复杂美科技有限公司 | Offline payment method, device and storage medium |
CN110992172B (en) * | 2019-12-04 | 2024-03-29 | 杭州复杂美科技有限公司 | Offline payment method, device and storage medium |
CN111311250A (en) * | 2020-01-17 | 2020-06-19 | 北京随手精灵科技有限公司 | Method, device and system for supporting off-line and on-line payment |
CN113313484A (en) * | 2020-02-26 | 2021-08-27 | 新开普电子股份有限公司 | Risk control method, system and device in double off-line scene and storage medium |
CN112200975A (en) * | 2020-09-23 | 2021-01-08 | 徐文 | Controlled intelligent socket system |
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Application publication date: 20161109 |