CN106067116A - The data transmission method of a kind of as seen and system - Google Patents
The data transmission method of a kind of as seen and system Download PDFInfo
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- CN106067116A CN106067116A CN201610398991.2A CN201610398991A CN106067116A CN 106067116 A CN106067116 A CN 106067116A CN 201610398991 A CN201610398991 A CN 201610398991A CN 106067116 A CN106067116 A CN 106067116A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F18/00—Pattern recognition
- G06F18/20—Analysing
- G06F18/22—Matching criteria, e.g. proximity measures
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/383—Anonymous user system
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V10/00—Arrangements for image or video recognition or understanding
- G06V10/70—Arrangements for image or video recognition or understanding using pattern recognition or machine learning
- G06V10/74—Image or video pattern matching; Proximity measures in feature spaces
- G06V10/75—Organisation of the matching processes, e.g. simultaneous or sequential comparisons of image or video features; Coarse-fine approaches, e.g. multi-scale approaches; using context analysis; Selection of dictionaries
- G06V10/759—Region-based matching
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Abstract
The present invention provides the data transmission method of a kind of as seen, comprises the following steps: checkout terminal sends payment request to financial server, and described payment asks to include that described checkout terminal is when time the first photo of transaction shooting；Cash receiving terminal sends gathering request to described financial server, and described gathering request includes that described cash receiving terminal is working as time the second photo of transaction shooting, and the reference object of described second photo and described first photo is basically identical；And described financial server receives described after paying request or described gathering request, through necessarily calculating the account of described cash receiving terminal of being transferred accounts to by the fund that described payment terminal pays.Present invention also offers corresponding data transmission system.Data transmission method and the system of the as seen that the present invention provides simplify transaction verification content, improve transaction security.
Description
Technical field
The present invention relates to information security field, particularly to data transmission method and the system of a kind of as seen.
Background technology
Along with the rapid popularization and application of the Internet, network payment is increasingly becoming a kind of very important consumption pattern.Generally,
Network payment is with the Internet as platform, utilizes the digital financial instrument that the financial service business such as bank are supported, occurs in consumption
Financial exchange between person's (paying party) and businessman's (beneficiary), thus realize paying the online goods between both sides, financial institution
Coin pays.Wherein, financial service business can be bank, it is also possible to be other mechanism providing financial payment function or tissue, as
Alipay, wealth pay third party's financial platform etc. such as logical, fast money.
How to ensure that transaction security is the hot issue of current payment transaction, it addition, usually, Transaction Information comprise but not
It is limited to the account number (ID) of both parties, dealing money, exchange hour, loco etc..But in scene of concluding the business face-to-face (on-the-spot friendship
In easily), any one party of transaction or both sides are sometimes for anonymity, but the account information of both sides the most typically cannot
Hide, therefore cannot realize anonymous deal.
Summary of the invention
It is an object of the invention to, in solution prior art, as seen safety is not enough and cannot realize faced by anonymity
The technical problem of face transaction.
It is an object of the invention to realize by the following technical solutions.
The data transmission method of a kind of as seen, comprises the following steps:
Checkout terminal sends payment request to financial server, and described payment request includes that described checkout terminal is when time friendship
Easily the first photo of shooting；
Cash receiving terminal sends gathering request to described financial server, and described gathering request includes that described cash receiving terminal is being worked as
Second photo of secondary transaction shooting, the reference object of described second photo and described first photo is basically identical；And
Described financial server receives described after paying request or described gathering request, receives in preset time range
Gathering request or the photo that pays in request make a look up and Similarity Measure, when calculating described first photo and described
When the similarity of the second photo is more than preset value, the most described payment terminal and described cash receiving terminal are when time transaction of transaction is double
Side, the fund that described payment terminal pays is transferred accounts the account of described cash receiving terminal by described financial server.
In one embodiment, described reference object at least include described when time transaction on-the-spot with human body physiological characteristics without
The environmental characteristic closed.
In one embodiment, described reference object farther includes described when time human body physiological characteristics at transaction scene.
In one embodiment, further include steps of described financial server and pay request or described to described
Gathering request carries out legitimate verification, verify legal after, to receive in preset time range gathering request or pay request
In photo make a look up and Similarity Measure.
In one embodiment, at described financial server, described payment request or described gathering request are carried out legitimacy
In the step of checking, checking content includes: described first photo or the second photo are the most identical with historical photograph, when described first
Photo or the second photo are identical with historical photograph, then terminate described when time transaction.
In one embodiment, at described financial server, described payment request or described gathering request are carried out legitimacy
In the step of checking, checking content includes: the account balance of described payment terminal, account password or digital certificate legitimacy.
In one embodiment, described financial server receives described after paying request or described gathering request, further
Comprise the following steps: when described payment request or gathering request comprise dealing money, then receive in preset time range
In gathering request or payment request, the Search Transactions amount of money is identical, then asks in the gathering that dealing money is identical or pays request
In photo is made a look up and Similarity Measure.
In one embodiment, making a look up and the step of Similarity Measure comprising the following steps:
Reference object in the photo to contrast is identified and obtains some regions according to reference object segmentation；
The relatively Regional Similarity in described some regions；And
According to the phase between accounting and the described Regional Similarity calculating photo in respective photo of the described some regions
Like degree.
In one embodiment, if the similarity further included steps of between two photos is more than 100%-δ,
Wherein 0 < δ < 10%, then judge that two photos are same photos, transaction terminates.
In one embodiment, the fund that described payment terminal pays transferred accounts to described gathering at described financial server
Before the step of the account of terminal, further include steps of described financial server by the artwork of described second photo or
Thumbnail is sent to described payment terminal, and asks described payment terminal to confirm, after described payment terminal confirms, then by described
Fund is transferred accounts the account of described cash receiving terminal.
A kind of data transmission system of as seen, including:
Checkout terminal, for sending payment request to financial server, described payment request includes that described checkout terminal exists
The first photo when secondary transaction shooting；
Cash receiving terminal, for sending gathering request to described financial server, described gathering request includes described receipts
Money terminal is when time the second photo of transaction shooting, the reference object basic of described second photo and described first photo
Cause；And
Financial server, described financial server includes:
Match cognization module, is used for receiving described payment and asks or after described gathering request, in preset time range
Receive gathering request or pay request in photo make a look up and Similarity Measure, when calculate described first photo and
When the similarity of described second photo is more than preset value, the most described payment terminal and described cash receiving terminal are when time transaction of transaction
Both sides；And
Payment processes module, for the account of described cash receiving terminal of being transferred accounts to by the fund that described payment terminal pays.
In one embodiment, described reference object at least include described when time transaction on-the-spot with human body physiological characteristics without
The environmental characteristic closed.
In one embodiment, described reference object farther includes described when time human body physiological characteristics at transaction scene.
In one embodiment, described financial server farther includes authentication module, for described pay request or
Described gathering request carries out legitimate verification, verify legal after, to receive in preset time range gathering request or pay
Photo in request makes a look up and Similarity Measure.
In one embodiment, the content of checking includes: described first photo or the second photo whether with historical photograph phase
With, when described first photo or the second photo are identical with historical photograph, then terminate described when time transaction.
In one embodiment, the content of checking includes: the account balance of described payment terminal, account password or numeral card
Book legitimacy.
In one embodiment, when described payment request or gathering request comprise dealing money, described match cognization mould
Gathering request that block is additionally operable to receive in preset time range or to pay the Search Transactions amount of money in request identical, is then handing over
The gathering that easily amount of money is identical asks or pays in request to make a look up photo and Similarity Measure.
In one embodiment, described match cognization module farther includes:
Cutting unit, for being identified the reference object in the photo to contrast and splitting according to reference object
Obtain some regions；
Comparing unit, for the Regional Similarity in relatively described some regions；And
Computing unit, for calculating according to described some regions accounting in respective photo and described Regional Similarity
Similarity between photo.
In one embodiment, described match cognization module farther includes identifying unit, if the phase between two photos
Like degree more than 100%-δ, wherein 0 < δ < 10%, then for judging that two photos are same photos, transaction terminates.
In one embodiment, described financial server farther includes to confirm module, for by described second photo
Artwork or thumbnail are sent to described payment terminal, and ask described payment terminal to confirm, after described payment terminal confirms, then
Described fund is transferred accounts to the account of described cash receiving terminal.
Compared to prior art, the data transmission method of the as seen that the present invention provides and system are by transaction scene
Photo ensures that transaction, for real transaction face-to-face, simplifies transaction verification content, improves transaction security；It is not required to provide
The account of both parties, therefore may be used for aspectant anonymous deal.
Described above is only the general introduction of technical solution of the present invention, in order to better understand the technological means of the present invention,
And can be practiced according to the content of description, and in order to allow the above and other objects, features and advantages of the present invention can
Become apparent, below especially exemplified by preferred embodiment, and coordinate accompanying drawing, describe in detail as follows.
Accompanying drawing explanation
Fig. 1 is the schematic flow sheet of the data transmission method of a kind of as seen that first embodiment of the invention provides.
Fig. 2 is the schematic flow sheet of the data transmission method that second embodiment of the invention provides.
Fig. 3 is the schematic flow sheet of the data transmission method that third embodiment of the invention provides.
Fig. 4 is the schematic flow sheet of the data transmission method that fourth embodiment of the invention provides.
Fig. 5 is the structural representation of the data transmission system that fifth embodiment of the invention provides.
Fig. 6 is the structural representation of the match cognization module of the data transmission system that sixth embodiment of the invention provides.
Fig. 7 is the structural representation of the financial server of the data transmission system that seventh embodiment of the invention provides.
Detailed description of the invention
For the ease of understanding the present invention, below with reference to relevant drawings, the present invention is described more fully.In accompanying drawing
Give the better embodiment of the present invention.But, the present invention can realize in many different forms, however it is not limited to herein
Described embodiment.On the contrary, providing the purpose of these embodiments is to make to understand the disclosure more
Add thorough comprehensive.
Unless otherwise defined, all of technology used herein and scientific terminology and the technical field belonging to the present invention
The implication that technical staff is generally understood that is identical.The term used the most in the description of the invention is intended merely to describe tool
The purpose of the embodiment of body, it is not intended that in limiting the present invention.Term as used herein " and/or " include one or more
Arbitrary and all of combination of relevant Listed Items.
Refer to the flow process of the data transmission method of a kind of as seen that Fig. 1, Fig. 1 provide for first embodiment of the invention
Schematic diagram, specifically includes following steps:
Step S10: checkout terminal sends payment request to financial server, and described payment request includes described checkout terminal
When time the first photo of transaction shooting.
Specifically, the transmission of the first photo represents the initiation of an as seen.
Described payment request can also be including but not limited to the account number of both parties, dealing money, exchange hour, transaction ground
Point etc., but these information are the most not now necessary.Dealing money can be in complete payment terminal and the account of cash receiving terminal
Sent by any one party concluded the business after interconnection.
Step S20: cash receiving terminal sends gathering request to described financial server, and described gathering request includes described gathering
Terminal is when time the second photo of transaction shooting, the reference object basic of described second photo and described first photo
Cause.
Specifically, the transmission of the second photo also represents the initiation of an as seen.The time that first, second photo sends
Order is not required, and can be that the first photo first sends, it is also possible to be that the second photo first sends, or send simultaneously.
Described gathering request can also be including but not limited to the account number of both parties, dealing money, exchange hour, transaction ground
Point etc., but these information are the most not now required.Dealing money can be mutual in the account of complete payment terminal and cash receiving terminal
Sent by any one party concluded the business after connection.
The reference object basically identical expression both parties of the first photo and the second photo are at same scene, surrounding
Identical, such as, in same convenience store, in same market etc..Therefore, checkout terminal and cash receiving terminal should face toward same shooting
Object shoots.
Described reference object at least includes described when time environmental characteristic unrelated with human body physiological characteristics at transaction scene.Lift
For example, can be row's shelf, several periodicals and magazines or some article.For ensureing safety, reference object can be as far as possible
Complexity, includes more item units the most as far as possible or has more complicated putting in order.
Described reference object farther includes described when time human body physiological characteristics at transaction scene.Wherein, Human Physiology is special
Levy and include but not limited to fingerprint, palmmprint, pupil, tongue condition, face, sound, DNA, bone type, toe stricture of vagina etc..It is to say, except clapping
Take the photograph outside environmental characteristic, if in order to improve uniqueness, uniqueness further, it is also possible to add human body physiological characteristics.
Step S30, described financial server receives described after paying request or described gathering request, at Preset Time model
The gathering request received in enclosing or the photo paid in request make a look up and Similarity Measure, shine when calculating described first
When the similarity of sheet and described second photo is more than preset value, the most described payment terminal and described cash receiving terminal are when time transaction
Both parties, the fund that described payment terminal pays is transferred accounts the account of described cash receiving terminal by described financial server.
Specifically, described financial server often receives one and pays request, begins to search the gathering request received in the recent period
And photo therein and the photo paid in request are carried out Similarity Measure, often receive a gathering request, begin to search
Paying of receiving in the recent period is asked and the photo in photo therein and gathering request is carried out Similarity Measure, preset time range
Can be set as required nearly three days, nearly one day, in nearly 12 hours, in nearly 3 hours etc..
The similarity calculation method of picture is a lot, is illustrated below: 1) by the matching algorithm of image pixel value: include complete
Office related algorithm, fast fourier algorithm etc., this algorithm is simple, is easily achieved；2) by the matching algorithm of characteristics of image: refer to
Image after original image and conversion extracts, comparative example, scale, rotate, greyscale transformation etc. has the feature of invariance
The method carrying out mating.Conventional feature has color characteristic, textural characteristics, shape facility and spatial relationship feature etc..Color is special
The algorithm levied is the most frequently used, is divided into the most again rectangular histogram, color set, color moment, aggregated vector and relevant figure etc..
When the similarity calculating discovery the first photo and the second photo, more than preset value ε, (0 < ε < 100%, value is according to product
Depending on strategy) time, it is believed that be similar pictures, i.e. the reference object of the two can show that the two is in same transaction scene, then recognize
Determining payment terminal corresponding to the first photo cash receiving terminal corresponding with the second photo is as time both parties of transaction, can be by institute
Stating payment terminal and described cash receiving terminal interconnects, then carry out follow-up operation of transferring accounts, transaction completes.
Data transmission procedure in the embodiment of the present invention can carry out communication, preferably in the way of using encryption or not encrypting
The mode using encryption carries out communication.
By the photo that transaction is on-the-spot, the data transmission method of the as seen that the present embodiment provides ensures that transaction is true
Real face-to-face transaction, simplifies transaction verification content, improves transaction security；It is not required to provide the account number letter of both parties
Breath, therefore may be used for aspectant anonymous deal.
Refer to the schematic flow sheet that Fig. 2, Fig. 2 are the data transmission methods that second embodiment of the invention provides, step
Step S30 that S300 provides with first embodiment is basically identical, and difference is that step S300 farther includes step S301:
Described financial server to described pay request or described gathering request carry out legitimate verification, verify legal after, to preset
The gathering request received in time range or the photo paid in request make a look up and Similarity Measure.If being verified as non-
Method, then terminate transaction.
Specifically, checking content includes: described first photo or the second photo are the most identical with historical photograph, when described the
One photo or the second photo are identical with historical photograph, then terminate described when time transaction.Same photo so can be avoided by oneself
It is used for multiple times or is usurped by other people or other cause account unsafe condition to occur, improve the safety of transaction further.Go through
The time range of history photo is according to the policy development of product, in e.g. one month, in 3 days etc..
Checking content can also include: the account balance of described payment terminal, account password or digital certificate legitimacy, uses
In the safety improving transaction further.
In step S300, farther include step S302: when described payment request or gathering request comprise dealing money
Time, then in the gathering request received in preset time range or payment request, the Search Transactions amount of money is identical, then in transaction
The gathering that the amount of money is identical asks or pays in request to make a look up photo and Similarity Measure.So can reduce amount of calculation,
Improve search efficiency.
Data transmission method safety on the basis of first embodiment that the present embodiment provides is higher, and trading efficiency is more
High.
Referring to figure, Fig. 3 is the schematic flow sheet of the data transmission method that third embodiment of the invention provides, such as front institute
Stating, the method that picture analogies degree calculates is more, and wherein, rectangular histogram can describe the overall situation distribution of color in piece image, and
Easy to understand and realize, belong to simplest picture analogies degree matching algorithm.But owing to it is meter based on the distribution of the color overall situation
Calculate, it is thus possible to diverse figure can be mistaken for similar diagram due to color overall situation distribution histogram approximation.In order to enter one
Step improves the accuracy of match cognization, and the first cut zone of the present embodiment employing compares the similarity of the little picture after segmentation again,
After COMPREHENSIVE CALCULATING overall similarity again, and introduce Hu not bending moment.
Accordingly, step S30 that step 3000 provides with first embodiment is basically identical, difference be its " search and
Similarity Measure " step specifically include:
Step S3001, is identified the reference object in the photo to contrast and splits according to reference object
To some regions.
Step S3002, the relatively Regional Similarity in described some regions.
Specifically, region segmentation can segmentation based on threshold value, segmentation based on region, segmentation based on edge, the most often
Be segmentation based on threshold value.From the standpoint of computation complexity and accuracy two, it is preferable that the present embodiment uses base
In the segmentation at edge, the discontinuous feature detection of pixel gray level in zones of different is i.e. utilized to go out interregional edge, then by certain
Strategy connects into profile, thus constitutes cut zone.
Step S3003, calculates according to described some regions accounting in respective photo and described Regional Similarity and shines
Similarity between sheet.
Specifically, such as weighted mean can be taken according to the region split accounting in the picture and similarity.
Assuming have the first picture A and the second photo B, the first picture A all splits two objects of A1 and A2, and the second photo B is partitioned into
Coming two objects of B1 and B2, wherein, object A1 and object B1, accounting is 30%, the two similarity 0.8, object A2 and object
B2, accounting is 50%, the two similarity 0.7, then weighted mean is: 0.8*30%+0.7*50%=0.59, then first shines
The overall similarity of sheet A and the second photo B is 0.59.During accounting difference, based on any one photo, calculate global similarity
Degree.
For improving transaction security, step S3000 can further include step S3004: if between two photos
Similarity is more than 100%-δ, and wherein 0 < δ < 10%, then judge that two photos are same photos, transaction terminates.If it is because similar
Du Taigao is even nearly identical, then photo has stolen probability, for improving transaction security, can terminate transaction.
The present embodiment can combine with second embodiment of the invention further, to improve the effect of data transmission method further
Rate and safety.
Refer to the schematic flow sheet that Fig. 4, Fig. 4 are the data transmission methods that fourth embodiment of the invention provides, step
The step 30 that S310 and first embodiment provide is essentially identical, and difference is: step S310 farther includes step S311:
Artwork or the thumbnail of described second photo are sent to described payment terminal by described financial server, and ask described payment eventually
End confirms, after described payment terminal confirms, then the account of described cash receiving terminal that described fund is transferred accounts to.
The data transmission method safety that the present embodiment provides is higher.
The present embodiment can be combined into other embodiments with second embodiment of the invention or the 3rd embodiment further,
To improve efficiency and the safety of data transmission method further.
Refer to the structural representation that Fig. 5, Fig. 5 are the data transmission systems 500 that fifth embodiment of the invention provides, its bag
Include: checkout terminal 51, cash receiving terminal 52 and financial server 53.
Checkout terminal 51 for sending payment request to financial server, described payment request include when time Transaction Information with
And described checkout terminal is when time the first photo of transaction shooting.
Cash receiving terminal 52 is for sending, to described financial server, the request of gathering, and described gathering request includes described when time friendship
Easily information and described cash receiving terminal are when time the second photo of transaction shooting, described second photo and described first photo
Reference object basically identical.
Wherein, reference object at least includes when time environmental characteristic unrelated with human body physiological characteristics at transaction scene, except this
Outside, it is also possible to farther include when the human body physiological characteristics that time transaction is on-the-spot, such as fingerprint, palmmprint, pupil, tongue condition, face,
Sound, DNA, bone type, toe stricture of vagina etc..
Financial server 53 includes match cognization module 531 and payment processes module 532.
Match cognization module 531 is used for receiving described payment asks or after described gathering request, at preset time range
The gathering request inside received or the photo paid in request make a look up and Similarity Measure, when calculating described first photo
When being more than preset value with the similarity of described second photo, the most described payment terminal and described cash receiving terminal are described when time transaction
Both parties.
Preferably, when described payment request or gathering request comprise dealing money, described match cognization module 531 is also used
In the gathering request received in preset time range or payment request, the Search Transactions amount of money is identical, then at dealing money
Photo is made a look up and Similarity Measure by identical gathering request or payment request.
Payment processes module 532 is for the account of described cash receiving terminal of being transferred accounts to by the fund that described payment terminal pays.
Preferably, described financial server 53 farther includes authentication module 533, for paying request or described to described
Gathering request carries out legitimate verification, verify legal after, to receive in preset time range gathering request or pay request
In photo make a look up and Similarity Measure.The content of checking includes: described first photo or the second photo whether with history
Photo is identical, when described first photo or the second photo are identical with historical photograph, then terminates described when time transaction.In addition,
The account balance of described payment terminal, account password or digital certificate legitimacy etc. can also be verified.
By the photo that transaction is on-the-spot, the data transmission system of the as seen that the present embodiment provides ensures that transaction is true
Real face-to-face transaction, simplifies transaction verification content, improves transaction security；It is not required to provide the account number letter of both parties
Breath, therefore may be used for aspectant anonymous deal.
After the data transmission system of the as seen that the present embodiment provides is by using first cut zone to compare segmentation again
The similarity of little picture, the most again COMPREHENSIVE CALCULATING overall similarity.
Referring to Fig. 6, Fig. 6 is that the data transmission system 600 that sixth embodiment of the invention provides is basic with the 5th embodiment
Identical, difference is that its match cognization module 631 provided also includes: cutting unit 6311, comparing unit 6332, and meter
Calculate unit 6333.
Cutting unit 6311 is for being identified and according to reference object the reference object in the photo to contrast
Segmentation obtains some regions.
Comparing unit 6332 is for the Regional Similarity in relatively described some regions.
Computing unit 6333 is for according to described some regions accounting in respective photo and described Regional Similarity
Calculate the similarity between photo.
Preferably, described match cognization module 631 farther includes identifying unit 6334, if similar between two photos
Degree more than 100%-δ, wherein 0 < δ < 10%, then for judging that two photos are same photos, transaction terminates.
By the photo that transaction is on-the-spot, the data transmission system of the as seen that the present embodiment provides ensures that transaction is true
Real face-to-face transaction, simplifies transaction verification content, improves transaction security；Due to by use first cut zone again than
Relatively the similarity of the little picture after segmentation, COMPREHENSIVE CALCULATING overall similarity the most again, further increase trading efficiency.
Referring to Fig. 7, Fig. 7 is the financial server that the data transmission system 700 that seventh embodiment of the invention provides provides
The structural representation of 73.
The financial server 53 that financial server 73 and the 5th embodiment provide is essentially identical, and difference is finance clothes
Business device 73 also includes validating that module 734, for artwork or the thumbnail of described second photo are sent to described payment terminal, and
Described payment terminal is asked to confirm, after described payment terminal confirms, then the account of described cash receiving terminal that described fund is transferred accounts to
Family.
By the photo that transaction is on-the-spot, the data transmission system of the as seen that the present embodiment provides ensures that transaction is true
Real face-to-face transaction, simplifies transaction verification content, improves transaction security；Owing to adding the merit that payment terminal confirms
Can, it is possible to improve trading efficiency further.
The present embodiment can be combined into other embodiments further with sixth embodiment of the invention, to improve further
The efficiency of data transmission method and safety.
Embodiment described above only have expressed the several embodiments of the present invention, and it describes more concrete and detailed, but also
Therefore the restriction to the scope of the claims of the present invention can not be interpreted as.It should be pointed out that, for those of ordinary skill in the art
For, without departing from the inventive concept of the premise, it is also possible to make some deformation and improvement, these broadly fall into the guarantor of the present invention
Protect scope.Therefore, the protection domain of patent of the present invention should be as the criterion with claims.
Claims (20)
1. the data transmission method of an as seen, it is characterised in that comprise the following steps:
Checkout terminal sends, to financial server, the request of payment, and described payment request includes that described checkout terminal is being concluded the business now when secondary
First photo of field shooting；
Cash receiving terminal sends gathering request to described financial server, and described gathering request includes that described cash receiving terminal is when time friendship
Easily the second photo of shooting, the reference object of described second photo and described first photo is basically identical；And
Described financial server receives described after paying request or described gathering request, to the receipts received in preset time range
Money request or the photo paid in request make a look up and Similarity Measure, when calculating described first photo and described second
When the similarity of photo is more than preset value, the most described payment terminal and described cash receiving terminal are when time both parties of transaction, institute
State financial server to be transferred accounts to by the fund that described payment terminal pays the account of described cash receiving terminal.
2. data transmission method as claimed in claim 1, it is characterised in that described reference object at least includes described when time friendship
The most on-the-spot environmental characteristic unrelated with human body physiological characteristics.
3. data transmission method as claimed in claim 2, it is characterised in that described reference object farther includes described when secondary
The human body physiological characteristics that transaction is on-the-spot.
4. data transmission method as claimed in claim 1, it is characterised in that further include steps of described finance clothes
Business device to described pay request or described gathering request carry out legitimate verification, verify legal after, in preset time range
The gathering request received or the photo paid in request make a look up and Similarity Measure.
5. data transmission method as claimed in claim 4, it is characterised in that pay request to described at described financial server
Or described gathering request carries out in the step of legitimate verification, checking content includes: whether described first photo or the second photo
Identical with historical photograph, when described first photo or the second photo are identical with historical photograph, then terminate described when time transaction.
6. data transmission method as claimed in claim 4, it is characterised in that pay request to described at described financial server
Or described gathering request carries out in the step of legitimate verification, checking content includes: the account balance of described payment terminal, account
Password or digital certificate legitimacy.
7. data transmission method as claimed in claim 1, it is characterised in that described financial server receives described payment and asks
Or described gathering request after, further include steps of when described pay request or gathering request comprise dealing money time, then
In the gathering request received in preset time range or payment request, the Search Transactions amount of money is identical, then in dealing money phase
Photo is made a look up and Similarity Measure by same gathering request or payment request.
8. the data transmission method as according to any one of claim 1 to 7, it is characterised in that making a look up and similarity
The step calculated comprises the following steps:
Reference object in the photo to contrast is identified and obtains some regions according to reference object segmentation；
The relatively Regional Similarity in described some regions；And
According to the similarity between accounting and the described Regional Similarity calculating photo in respective photo of the described some regions.
9. data transmission method as claimed in claim 8, it is characterised in that if further including steps of two photos
Between similarity more than 100%-δ, wherein 0 < δ < 10%, then judge that two photos are same photos, transaction terminates.
10. data transmission method as claimed in claim 1, it is characterised in that pay described eventually at described financial server
End pay fund transfer accounts described cash receiving terminal account step before, further include steps of described finance clothes
Artwork or the thumbnail of described second photo are sent to described payment terminal by business device, and ask described payment terminal to confirm, treat
After described payment terminal confirms, then the account of described cash receiving terminal that described fund is transferred accounts to.
The data transmission system of 11. 1 kinds of as seens, it is characterised in that including:
Checkout terminal, for sending payment request to financial server, described payment request includes that described checkout terminal is when secondary
First photo of transaction shooting；
Cash receiving terminal, for sending gathering request to described financial server, described gathering request includes described gathering eventually
Holding when time the second photo of transaction shooting, the reference object of described second photo and described first photo is basically identical；
And
Financial server, described financial server includes:
Match cognization module, is used for receiving described payment and asks or after described gathering request, receive in preset time range
Gathering request or the photo that pays in request make a look up and Similarity Measure, when calculating described first photo and described
When the similarity of the second photo is more than preset value, the most described payment terminal and described cash receiving terminal are when time transaction of transaction is double
Side；And
Payment processes module, for the account of described cash receiving terminal of being transferred accounts to by the fund that described payment terminal pays.
12. data transmission systems as claimed in claim 11, it is characterised in that described reference object at least includes described when secondary
The environmental characteristic unrelated with human body physiological characteristics that transaction is on-the-spot.
13. data transmission systems as claimed in claim 12, it is characterised in that described reference object farther includes described working as
The human body physiological characteristics that secondary transaction is on-the-spot.
14. data transmission systems as claimed in claim 11, it is characterised in that described financial server farther includes checking
Module, for described pay request or described gathering request carry out legitimate verification, verify legal after, at Preset Time model
The gathering request received in enclosing or the photo paid in request make a look up and Similarity Measure.
15. data transmission systems as claimed in claim 14, it is characterised in that the content of checking includes: described first photo
Or second photo the most identical with historical photograph, when described first photo or the second photo are identical with historical photograph, then terminate institute
State when time transaction.
16. data transmission systems as claimed in claim 14, it is characterised in that the content of checking includes: described payment terminal
Account balance, account password or digital certificate legitimacy.
17. data transmission systems as claimed in claim 11, it is characterised in that when described payment request or gathering request comprise
During dealing money, the gathering that described match cognization module is additionally operable to receive in preset time range asks or pays in request to search
Rope dealing money is identical, then asks or pay in request to make a look up photo and similar in the gathering that dealing money is identical
Degree calculates.
18. data transmission systems as according to any one of claim 11 to 17, it is characterised in that described match cognization module
Farther include:
Cutting unit, for being identified the reference object in the photo to contrast and obtaining according to reference object segmentation
Some regions；
Comparing unit, for the Regional Similarity in relatively described some regions；And
Computing unit, for calculating photo according to described some regions accounting in respective photo and described Regional Similarity
Between similarity.
19. data transmission systems as claimed in claim 18, it is characterised in that described match cognization module farther includes to sentence
Cell, if the similarity between two photos is more than 100%-δ, wherein 0 < δ < 10%, then for judge two photos be with
One photo, transaction terminates.
20. data transmission systems as claimed in claim 11, it is characterised in that described financial server farther includes to confirm
Module, for artwork or the thumbnail of described second photo are sent to described payment terminal, and asks described payment terminal true
Recognize, after described payment terminal confirms, then the account of described cash receiving terminal that described fund is transferred accounts to.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610398991.2A CN106067116A (en) | 2016-06-07 | 2016-06-07 | The data transmission method of a kind of as seen and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610398991.2A CN106067116A (en) | 2016-06-07 | 2016-06-07 | The data transmission method of a kind of as seen and system |
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| Publication Number | Publication Date |
|---|---|
| CN106067116A true CN106067116A (en) | 2016-11-02 |
Family
ID=57420563
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610398991.2A Pending CN106067116A (en) | 2016-06-07 | 2016-06-07 | The data transmission method of a kind of as seen and system |
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| Country | Link |
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| CN (1) | CN106067116A (en) |
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