CN105989485A - Business management method and device - Google Patents

Business management method and device Download PDF

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Publication number
CN105989485A
CN105989485A CN201510085271.6A CN201510085271A CN105989485A CN 105989485 A CN105989485 A CN 105989485A CN 201510085271 A CN201510085271 A CN 201510085271A CN 105989485 A CN105989485 A CN 105989485A
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CN
China
Prior art keywords
business
request
user account
electronic equipment
identifying code
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CN201510085271.6A
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Chinese (zh)
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CN105989485B (en
Inventor
李骏骅
胡国文
吴建超
杨扬
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Banma Zhixing Network Hongkong Co Ltd
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Alibaba Group Holding Ltd
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Priority to CN201510085271.6A priority Critical patent/CN105989485B/en
Priority to PCT/CN2016/073446 priority patent/WO2016131386A1/en
Publication of CN105989485A publication Critical patent/CN105989485A/en
Application granted granted Critical
Publication of CN105989485B publication Critical patent/CN105989485B/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/321Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821Electronic credentials
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4012Verifying personal identification numbers [PIN]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Telephone Function (AREA)

Abstract

The invention discloses a business management method and a business management device. The objective of the invention is to solve the problems of low efficiency and poor security of existing business processing. The method includes the following steps that: a wearable electronic device receives a business use request; the wearable electronic device determines a corresponding user account based on the business use request and obtains a verification code corresponding to the user account, wherein the verification code is generated based on the user verification information of the user account; and finally the wearable electronic device displays the verification code. With the method adopted, business processes can be greatly reduced, and the security of business can be ensured with business completion efficiency ensured.

Description

A kind of business management method and device
Technical field
The application relates to field of information management, particularly relates to a kind of business management method and device.
Background technology
Flourish along with electronic information technology, the class of business needed gets more and more, the use related to Family account class also gets more and more, and during the execution of business, needs to input the various information of user account, Thing followed problem is password and the password that people need to remember various account, and it is complete that this reduces business undoubtedly The efficiency become, people also need to the moment and watch out for various clone and steal close generation in addition.
Based on this defect and inconvenience, complete miscellaneous service by running terminal (including computer and mobile phone), But how to tackle the key that the various steal-number in running environment are viral, the threat of wooden horse becomes safety guarantee to ask Topic.While it is true, along with the rise of various fishing websites Yu novel steal-number technology, also make user hard to guard against, All kinds of steal-number cases happen occasionally, and are often reported in media, and safety is relatively low.
The most such as, any activity carried out in the school for student is typically necessary the student showing student Card, such as forgets in dormitory or other places if student's identity card is lost or temporarily can not be applied, it is assumed that be now badly in need of borrowing figure Book shop data, causes can not normally realizing for this business of student account book borrowing and reading, and the business of impact completes.
In view of this, being badly in need of a kind of simple, easy business management method realizes the safety management of account, The safety of account is ensured on the basis of the miscellaneous service quickly realized between account.
Application content
The purpose of the application is to provide a kind of business management method and device, to solve existing business treatment effeciency Low and the problem of poor stability.
The purpose of the application is achieved through the following technical solutions:
A kind of business management method, including:
Dress electronic equipment and receive business use request;
Described wearing electronic equipment uses request to determine the user account of correspondence based on described business, and obtains institute Stating the identifying code that user account is corresponding, wherein, described identifying code is user based on described user account checking Information generates;
Described wearing electronic equipment presents described identifying code.
In such manner, it is possible to greatly reduce operation flow, raising business can also be protected on the basis of completing efficiency further The safety of card business, promotes the experience effect of user.
Optionally, wearing electronic equipment, before the business of reception uses request, farther includes:
Wearing electronic equipment is by any one of communication connection mode mode, from customer information control system Obtain the attribute information of described user account, and build at local and described user account based on described attribute information Vertical association.
Optionally, dress electronic equipment and receive business use request, specifically include:
Dress electronic equipment and receive the voice that user sends, and described voice is carried out with the speech samples preset Keyword match or voice print matching, when determining that the match is successful, it is determined that the business that receives uses request;Or,
Dress electronic equipment and receive the fingerprint of user's input, and determining that described fingerprint recalls with the account preset Fingerprint calligraphy or painting model time the match is successful, determines that the business that receives uses request;Or,
Dress electronic equipment receive user input operation behavior, and determine described operation behavior with preset Account calls behavior, and the match is successful, determines that the business that receives uses request.
Optionally, described wearing electronic equipment uses request to determine the user account of correspondence based on described business, Including:
After wearing electronic equipment receives business use request, use request based on described business, determine institute Business of stating uses the type of service of request, determines the user account of correspondence based on described type of service.
Optionally, described wearing electronic equipment based on described business use request determine correspondence user account it After, before obtaining the identifying code that described user account is corresponding, farther include:
Described wearing electronic equipment determines that described business uses the type of service related in request to exceed user's account In limited time, described wearing electronic equipment is by any one of described communication connection mode mode for the right to use at family It is attached with electronic third-party equipment;
Attribute information and the described business of described user account are used request to send by described wearing electronic equipment Verify to electronic third-party equipment, and receive the assay of described electronic third-party equipment feedback;
Described wearing electronic equipment determines when verifying successfully based on described assay, determines the follow-up behaviour of execution Make.
Optionally, described wearing electronic equipment based on described business use request determine correspondence user account it After, before obtaining the identifying code that described user account is corresponding, farther include:
Described wearing electronic equipment determines that described business uses the type of service related in request to exceed user's account In limited time, described wearing electronic equipment determines by any one of communication connection mode mode the right to use at family After there is communication connection with the electronic third-party equipment of binding, determine execution subsequent operation.
In such manner, it is possible to the type of service related in business uses request exceedes the right to use of user account in limited time Continue this business, improve the safety of business, reliability.
Optionally, described wearing electronic equipment presents described identifying code, specifically includes:
If described business uses the expenditure that type of service the is described user account request of request, described wearing Electronic equipment presents bar code;
If the type of service that described business uses request is when collecting request of described user account, described wearing Electronic equipment presents Quick Response Code.
Optionally, described wearing electronic equipment presents described identifying code, specifically includes:
Described identifying code is presented in screen by described wearing electronic equipment, or, described identifying code is passed through Setting means sends to described business use device.
Optionally, after described wearing electronic equipment presents described identifying code, farther include:
Described wearing electronic equipment makes business use device based on described identifying code by after safety verification, triggers Corresponding operation flow;
Described wearing electronic equipment, after confirming that described operation flow is finished, obtains user account with described The key message that service request is relevant, and present.
Optionally, described communication connection mode at least includes that bluetooth connects, and WIFI connects, and wireless network links Connect and connect with non-contact radio-frequency identification.
A kind of operational control device, including:
Receive unit, be used for the business that receives and use request;
Signal generating unit, for using request to determine the user account of correspondence based on described business, and obtains described The identifying code that user account is corresponding, wherein, described identifying code is that user based on described user account verifies letter Breath generates;
Processing unit, is used for presenting described identifying code.
In such manner, it is possible to greatly reduce operation flow, raising business can also be protected on the basis of completing efficiency further The safety of card business, promotes the experience effect of user.
Optionally, before the business of reception uses request, described reception unit is further used for:
By any one of communication connection mode mode, obtain described user from customer information control system The attribute information of account, and associate in the foundation of local and described user account based on described attribute information.
Optionally, receive business use request time, described reception unit specifically for:
Receive the voice that sends of user, and described voice and the speech samples preset are carried out keyword match or Voice print matching, when determining that the match is successful, it is determined that the business that receives uses request;Or,
Receive the fingerprint of user's input, and determining that described fingerprint recalls fingerprint calligraphy or painting model with the account preset and mates During success, determine that the business that receives uses request;Or,
Receive the operation behavior of user's input, and determining that described operation behavior calls behavior with the account preset The match is successful, determines that the business that receives uses request.
Optionally, when using request to determine corresponding user account based on described business, described signal generating unit has Body is used for:
After the business that receives uses request, use request based on described business, determine that the use of described business please The type of service asked, determines the user account of correspondence based on described type of service.
Optionally, after using request to determine the user account of correspondence based on described business, described user is obtained Before the identifying code that account is corresponding, described signal generating unit is further used for:
Determine that described business uses the type of service related in request to exceed the right to use of user account in limited time, institute State wearing electronic equipment by any one of described communication connection mode mode and electronic third-party equipment It is attached;
Request is used to be sent to electronic third-party equipment attribute information and the described business of described user account Verify, and receive the assay of described electronic third-party equipment feedback;
Determine based on described assay when verifying successfully, determine execution subsequent operation.
Optionally, after using request to determine the user account of correspondence based on described business, described user is obtained Before the identifying code that account is corresponding, described signal generating unit is further used for:
Determine that described business uses the type of service related in request to exceed the right to use of user account in limited time, institute State wearing electronic equipment and determine the third party's electricity by any one of communication connection mode mode with binding After subset exists communication connection, determine execution subsequent operation.
In such manner, it is possible to the type of service related in business uses request exceedes the right to use of user account in limited time Continue this business, improve the safety of business, reliability.
Optionally, when presenting described identifying code, described processing unit specifically for:
If described business uses the expenditure that type of service the is described user account request of request, present bar shaped Code;
If the type of service that described business uses request is when collecting request of described user account, present two dimension Code.
Optionally, when presenting described identifying code, described processing unit specifically for:
Described identifying code is presented in screen, or, described identifying code is sent to institute by setting means Business of stating uses device.
Optionally, after presenting described identifying code, described processing unit is further used for:
Business is made to use device based on described identifying code by, after safety verification, triggering corresponding operation flow;
After confirming that described operation flow is finished, obtain the pass that user account is relevant to described service request Key information, and present.
Optionally, the described communication connection mode that described reception unit uses at least includes that bluetooth connects, WIFI Connecting, wireless network card connects and non-contact radio-frequency identification connects.
Accompanying drawing explanation
Fig. 1 is business management method schematic flow sheet in the embodiment of the present application;
Fig. 2 be in the embodiment of the present application dress electronic equipment call Third-party payment account generate payment show Interface schematic diagram;
Fig. 3 is to dress electronic equipment in the embodiment of the present application to call message after Third-party payment account completes to pay The schematic diagram pushed;
Fig. 4 is operational control apparatus structure schematic diagram in the embodiment of the present application.
Detailed description of the invention
Below in conjunction with the accompanying drawing in the embodiment of the present application, the technical scheme in the embodiment of the present application is carried out clearly Chu, it is fully described by, it is clear that described embodiment is only some embodiments of the present application, is not Whole embodiments.Based on the embodiment in the application, those of ordinary skill in the art are not making creation Property work premise under the every other embodiment that obtained, broadly fall into the scope of the application protection.
Refering to shown in Fig. 1, providing a kind of business management method in the embodiment of the present application, idiographic flow is as follows:
Step 100: dress electronic equipment and receive business use request;
Concrete, dressing electronic equipment reception business use request can be to use following mode of initiating:
Dress electronic equipment and receive the voice that user sends, and described voice is carried out with the speech samples preset Keyword match or voice print matching, when determining that the match is successful, it is determined that the business that receives uses request.
Such as, dress electronic equipment under open state, the voice that user sends detected, enter based on this voice Row keyword match, if this voice includes " payment ", determines that the business that receives uses request.
The most such as, dress electronic equipment and under open state, the voice that user sends detected, based on this voice Carry out voice print matching, however, it is determined that identical with the voice preset and during from same user in voice, determine and connect The business that receives uses request.
Dress electronic equipment and receive the fingerprint of user's input, and determining that this fingerprint recalls finger with the account preset Stricture of vagina calligraphy or painting model time the match is successful, determines that the business that receives uses request.
Dress electronic equipment and receive the operation behavior of user's input, and determine this operation behavior and the account preset Behavior is called at family, and the match is successful, determines that the business that receives uses request.
Such as, dress electronic equipment under open state, the operation behavior of user detected, such as, shake, Overturn wrist, rap screen, double-click screen or click on the operation behaviors such as physical button, and determine this Operation behavior is called behavior with the account preset the match is successful, determines that the business that receives uses request
Step 101: dress electronic equipment and use request to determine the user account of correspondence based on above-mentioned business, and Obtaining the identifying code that this user account is corresponding, wherein, this identifying code is user based on this user account checking Information generates.
It should be noted that and dress electronic equipment when obtaining identifying code corresponding to user account, this identifying code can To be the user authentication information generation of user account, it is also possible to be to obtain from the management system of this user account Take, the management system of this this user account i.e. prestores the identifying code of this user account.
Further, at pretreatment stage, dress electronic equipment by any one of communication connection mode Mode, obtains the attribute information of this user account, and exists based on this attribute information from customer information control system Local foundation with this user account associates.
So operation be able to accurately obtain the attribute information of user account, can arrange here multiple not With the user account of type of service, such as, user account can be Third-party payment account, it is also possible to be to learn Raw account, it is also possible to be resident identification card account.
For Third-party payment account, dress electronic equipment by with terminal (the such as intelligence such as computer, mobile phone Electronic equipment) connect, obtain this Third-party payment in the management system of the Third-party payment account that terminal logs in The various attribute informations of account, including the name in an account book of this payment account, each kind such as payment cipher, available balance Property information;
For student account, dress electronic equipment by (the such as smart electronics such as computer, mobile phone sets with terminal Standby) connect, obtain each attribute letter of this student account in the management system of the student account that terminal logs in Breath, the various attribute informations such as including the name of this student account, sex, student number, book borrowing and reading information;
For resident identification card account, dress electronic equipment by with terminal (the such as intelligence such as computer, mobile phone Electronic equipment) connect, obtain each attribute of this residential identity account in the census register management system that terminal logs in Information, each attribute such as including the name of this resident identification card account, identification card number, inhabitation address, portrait Information.
Concrete, communication connection mode at least includes that bluetooth connects, and WIFI connects, wireless network card connect with Non-contact radio-frequency identification connects.
Concrete, dress electronic equipment and use request to determine the user account of correspondence, detailed process based on business For: after wearing electronic equipment receives business use request, use request based on this business, determine this industry Make sure by the type of service asked, call the user account of correspondence based on this type of service.
Such as, after dressing the business use request that electronic equipment receives, analyze whether this business uses request Can the match is successful with the user account method of calling of default a certain type of service, confirm the match is successful, Call the user account that this type of service is corresponding.If, this wearing electronic equipment is provided with two kinds of service class The user account of type, respectively Third-party payment account and student account, the wherein tune of Third-party payment account Being that fingerprint recalls mode by mode, the mode that recalls of student account is voice " student's identity card ", if this wearing electricity Subset receives the fingerprint of user's input under open state, and recalls fingerprint with default third party's account Calligraphy or painting model time the match is successful, calls third party's account of correspondence.
Further, after wearing electronic equipment uses, based on business, the user account that request call is corresponding, really The right to use that this business fixed uses the type of service related in request to exceed user account is prescribed a time limit, further, Can select perform following two operation behavior any one.
The first operation behavior: dress electronic equipment and determine that business uses the type of service related in request to exceed In limited time, this wearing electronic equipment is by any one of communication connection mode mode for the right to use of user account It is attached with electronic third-party equipment;This wearing electronic equipment is by the attribute information of this user account and this industry Make sure and be sent to electronic third-party equipment with request and verify, and receive this electronic third-party equipment feedback Assay;This wearing electronic equipment determines when verifying successfully based on this assay, determines the follow-up behaviour of execution Make, i.e. obtain the identifying code that this user account is corresponding.
Such as, dressing electronic equipment user account based on business use request call is Third-party payment account Family, this service request is to pay the currency of a large amount of amount of money from Third-party payment account (to have exceeded third party to prop up When paying the payment amount authority dressing electronic equipment of account setup) time, dress electronic equipment by with the 3rd Side's electronic equipment (i.e. terminal) is attached, and detects the letter of Third-party payment account in this wearing electronic equipment Breath safety, when confirming to pay Environmental security, obtains the identifying code of this third party's account.
The second operation behavior: dress electronic equipment and determine that business uses the type of service related in request to exceed In limited time, this wearing electronic equipment determines that this business uses the service class related in request to the right to use of user account Type exceedes the right to use of user account in limited time, and this wearing electronic equipment determined by appointing in communication connection mode After the electronic third-party equipment of what a kind of mode and binding exists communication connection, determine execution subsequent operation, i.e. Obtain the identifying code that this user account is corresponding.
Such as, dressing electronic equipment user account based on business use request call is Third-party payment account Family, this service request is to pay the currency of a large amount of amount of money from Third-party payment account (to have exceeded third party to prop up When paying the payment amount authority dressing electronic equipment of account setup) time, dress electronic equipment by with the 3rd Side's electronic equipment (i.e. terminal) is attached, and determines that logical and binding electronic third-party equipment exists communication link After connecing, obtain the identifying code of this third party's account.
In such manner, it is possible to the type of service related in business uses request exceedes the right to use of user account in limited time Complete this business, improve the safety of business, reliability.
Step 102: dress electronic equipment and present above-mentioned identifying code.
Concrete wearing electronic equipment presents above-mentioned identifying code, and detailed process is: if business uses the industry of request When service type is the expenditure request of corresponding user account, this wearing electronic equipment presents bar code;If business makes Being corresponding when collecting request of user account by the type of service of request, this wearing electronic equipment presents two dimension Code.
Further, identifying code can be bar code, it is also possible to be Quick Response Code, for same user account When generating identifying code, it is not limited to a kind of identifying code according to different types of service, such as same the Tripartite's payment account, can generate bar code and Quick Response Code simultaneously, and wherein, bar code is used for paying, two dimension Code is used for collecting money.
Concrete, dress electronic equipment and present above-mentioned identifying code, can be to use following two mode:
First kind of way is: dresses electronic equipment and is presented in screen by above-mentioned identifying code.
The second way is: dresses electronic equipment and is sent to business use by setting means by described identifying code Device.
It should be noted that this wearing electronic equipment is calling the user authentication information that corresponding user account is arranged After generating identifying code or getting the identifying code of user account by other means, need by this identifying code in Now using the POS in device, such as market to business, presenting here can be directly at this wearing The screen of electronic equipment presents in the case of can also connecting there being bluetooth, transmits to business use device, So can improve the safety of business further.
Further, after wearing electronic equipment presents identifying code, this wearing electronic equipment makes business use dress Put based on this identifying code by, after safety verification, triggering corresponding operation flow;This wearing electronic equipment is really Recognize after this operation flow is finished, obtain the key message that user account is relevant to above-mentioned service request, and Present.
With concrete application scenarios, said method is described below.
If a certain wearing electronic equipment is wrist-watch, obtain user's account with terminal when this wrist-watch is connected for the first time The attribute information at family, wrist-watch can be that bluetooth is connected with the concrete connected mode of terminal, supports nothing at this wrist-watch Can be that WIFI connects and can also connect for wireless network card or know for non-contact radio-frequency under line connection Do not connect, be not limited to a kind of connected mode, the user account of three kinds of types of service is set here, including the Tripartite's payment account, student account, the identity card account of a certain resident, obtain and pay entitled " AAA " The attribute information of Third-party payment account, obtains the attribute information of the student account that name is " Xiao Ming ", obtains Take the identity card accounts information that name is " Xiao Ming ", be associated arranging with these three user account.
Further, be provided for showing identifying code various display interfaces recall mode, such as arrange the Payment display interface, the student information display interface of student account and the identity card account of tripartite's payment account The mode that recalls of identity information display interface, the mode that recalls of the display interface of different types of user account is propped up Hold the self-defined setting of system, such as, operation behavior " upset wrist " be set and recall payment display interface, Voice " student " is set and recalls student information display interface, operation behavior is set and " raps screen " and recall Identity information display interface;The mode that recalls of the display interface of this identifying code is not unique, as long as ensureing difference The mode of recalling can be distinguished the display interface of different service types user account and recall and can arrange voluntarily, such as Arrange voice " to pay " and recall payment display interface, voice " student " is set and recalls student information display circle Face, arranges as a example by voice " identity card " recalls identity information display interface and illustrates.
Such as, certain user carries this wrist-watch when supermarket shopping needs payment, if now needing the payment to be 33.5 yuan of maximum amounts less than Third-party payment account, it is assumed that maximum amount is 100000 yuan, this wrist-watch Receiving user speech when comprising " payment ", this wrist-watch calls the attribute information of Third-party payment account and generates Comprising the payment display interface of identifying code, identifying code here can be bar code or Quick Response Code, for the 3rd Side's payment account generates bar code at the top paying display interface and is used for paying, at the end paying display interface Portion generates Quick Response Code and is used for collecting money, it is also preferred that the left bar code can be arranged take the 1/3 of payment display interface, Quick Response Code takies and pays the 2/3 of display interface, and concrete effect, refering to shown in Fig. 2, pays display interface at this On wrist-watch after display, make the POS scanning in market pay the bar code of display interface, complete to pay.Need Be noted that this user in payment process, this wrist-watch need not with terminal juncture keep is connected, and prop up Paying simple, safety is high.Further, after payment completes, after this wrist-watch and terminal successful connection, should Wrist-watch can obtain the 3rd payment account key message about this business transaction, such as, obtains payment The amount of money, Payment Details etc., concrete effect see shown in Fig. 3.
Such as, certain student carries this wrist-watch to be needed when Library Reading books, now needs through student's body Part safety inspection could enter library, this wrist-watch receives user speech when comprising " student ", this hands Table calls the attribute information of student account and generates the student information display interface comprising identifying code, checking here Code can be bar code or Quick Response Code, it is assumed that for bar code, for student account at student information display interface Upper generation bar code, after student information display interface shows on this wrist-watch, makes safety check apparatus scan this Bar code on raw information display interface, completes authentication.It should be noted that this student is in safety check Cheng Zhong, this wrist-watch need not keep being connected with terminal juncture, and simple to operate, and safety is high.
Such as, certain user Zhang carries this wrist-watch when going to a certain tourist attractions to go sightseeing, if now needing by identity Card could buy the admission ticket at this sight spot, and now Zhang is not in order to carry identity card when security consideration is played, should Wrist-watch receives user speech when comprising " identity card ", and this wrist-watch calls the attribute information of Zhang's identity account Generating the identity information display interface comprising identifying code, identifying code here can be bar code or Quick Response Code, It is assumed to be bar code, on identity information display interface, generates bar code for Zhang's identity card account, at body After part information display interface shows on this wrist-watch, order peace card verifying device scans this identity information and shows Bar code on interface, completes authentication.
Based on technique scheme, refering to shown in Fig. 4, the embodiment of the present invention provides a kind of operational control device,
Including: reception unit 40, signal generating unit 41 and processing unit 42, wherein:
Receive unit 40, be used for the business that receives and use request.
Signal generating unit 41, for using request to determine the user account of correspondence based on business, and obtains this user The identifying code that account is corresponding, wherein, this identifying code is that user authentication information based on this user account generates;
Processing unit 42, is used for presenting this identifying code.
In such manner, it is possible to greatly reduce operation flow, raising business can also be protected on the basis of completing efficiency further The safety of card business, promotes the experience effect of user.
Optionally, before the business of reception uses request, receive unit 40 and be further used for:
By any one of communication connection mode mode, obtain this user's account from customer information control system The attribute information at family, and associate with the foundation of this user account local based on this attribute information.
Optionally, receive business use request time, receive unit 40 specifically for:
Receive the voice that user sends, and this voice is carried out keyword match or sound with the speech samples preset Stricture of vagina mates, when determining that the match is successful, it is determined that the business that receives uses request;Or,
Receive the fingerprint of user's input, and determining that this fingerprint recalls fingerprint calligraphy or painting model with the account preset and mates into During merit, determine that the business that receives uses request;Or,
Receive the operation behavior of user's input, and determining that this operation behavior calls behavior with the account preset It is made into merit, determines that the business that receives uses request.
Optionally, when using request to determine corresponding user account based on this business, this signal generating unit 41 has Body is used for:
After the business that receives uses request, use request based on this business, determine that this business uses request Type of service, determines the user account of correspondence based on this type of service.
Optionally, after using request to determine the user account of correspondence based on this business, this user account is obtained Before corresponding identifying code, signal generating unit 41 is further used for:
Determining that this business uses the type of service related in request to exceed the right to use of user account in limited time, this is worn Wearing electronic equipment is carried out even by any one of this communication connection mode mode and electronic third-party equipment Connect;
Attribute information and the use request of this business of this user account are sent to electronic third-party equipment and carry out Verification, and receive the assay of this electronic third-party equipment feedback;
Determine based on this assay when verifying successfully, determine execution subsequent operation.
Optionally, after using request to determine the user account of correspondence based on business, this user account pair is obtained Before the identifying code answered, signal generating unit 41 is further used for:
Determining that this business uses the type of service related in request to exceed the right to use of user account in limited time, this is worn Wearing electronic equipment is determined and is set by the electronic third-party of any one of communication connection mode mode with binding After standby existence communication connection, determine execution subsequent operation.
In such manner, it is possible to the type of service related in business uses request exceedes the right to use of user account in limited time Continue this business, improve the safety of business, reliability.
Optionally, when presenting this identifying code, processing unit 42 specifically for:
If this business uses the expenditure that type of service is this user account request of request, present bar code;
If the type of service that this business uses request is when collecting request of this user account, present Quick Response Code.
Optionally, when presenting identifying code, processing unit 42 specifically for:
This identifying code is presented in screen, or, this identifying code is sent to this business by setting means Use device.
Optionally, after presenting identifying code, processing unit 42 is further used for:
Business is made to use device based on this identifying code by, after safety verification, triggering corresponding operation flow;
After confirming that this operation flow is finished, obtain the crucial letter that user account is relevant to this service request Breath, and present.
Optionally, this communication connection mode receiving unit 40 employing at least includes that bluetooth connects, and WIFI is even Connecing, wireless network card connects and non-contact radio-frequency identification connects.
To sum up it is somebody's turn to do, during the application implements, dresses electronic equipment reception business use and ask;Make based on this business Determine the user account of correspondence with request, and obtain the identifying code that this user account is corresponding, wherein, this checking Code is that user authentication information based on this user account generates;Finally this wearing electronic equipment presents this checking Code, in such manner, it is possible to greatly reduce operation flow, raising business can also be protected on the basis of completing efficiency further The safety of card business, promotes the experience effect of user.
Those skilled in the art are it should be appreciated that embodiments herein can be provided as method, system or meter Calculation machine program product.Therefore, the application can use complete hardware embodiment, complete software implementation or knot The form of the embodiment in terms of conjunction software and hardware.And, the application can use and wherein wrap one or more Computer-usable storage medium containing computer usable program code (include but not limited to disk memory, CD-ROM, optical memory etc.) form of the upper computer program implemented.
The application is with reference to method, equipment (system) and the computer program product according to the embodiment of the present application The flow chart of product and/or block diagram describe.It should be understood that can by computer program instructions flowchart and / or block diagram in each flow process and/or flow process in square frame and flow chart and/or block diagram and/ Or the combination of square frame.These computer program instructions can be provided to general purpose computer, special-purpose computer, embedding The processor of formula datatron or other programmable data processing device is to produce a machine so that by calculating The instruction that the processor of machine or other programmable data processing device performs produces for realizing at flow chart one The device of the function specified in individual flow process or multiple flow process and/or one square frame of block diagram or multiple square frame.
These computer program instructions may be alternatively stored in and computer or the process of other programmable datas can be guided to set In the standby computer-readable memory worked in a specific way so that be stored in this computer-readable memory Instruction produce and include the manufacture of command device, this command device realizes in one flow process or multiple of flow chart The function specified in flow process and/or one square frame of block diagram or multiple square frame.
These computer program instructions also can be loaded in computer or other programmable data processing device, makes Sequence of operations step must be performed to produce computer implemented place on computer or other programmable devices Reason, thus the instruction performed on computer or other programmable devices provides for realizing flow chart one The step of the function specified in flow process or multiple flow process and/or one square frame of block diagram or multiple square frame.
Although having been described for the preferred embodiment of the application, but those skilled in the art once knowing base This creativeness concept, then can make other change and amendment to these embodiments.So, appended right is wanted Ask and be intended to be construed to include preferred embodiment and fall into all changes and the amendment of the application scope.
Obviously, those skilled in the art can carry out various change and modification to the embodiment of the present application and not take off Spirit and scope from the embodiment of the present application.So, if these amendments of the embodiment of the present application and modification belong to Within the scope of the application claim and equivalent technologies thereof, then the application be also intended to comprise these change and Including modification.

Claims (20)

1. a business management method, it is characterised in that including:
Dress electronic equipment and receive business use request;
Described wearing electronic equipment uses request to determine the user account of correspondence based on described business, and obtains institute Stating the identifying code that user account is corresponding, wherein, described identifying code is user based on described user account checking Information generates;
Described wearing electronic equipment presents described identifying code.
2. the method for claim 1, it is characterised in that dress electronic equipment and make in reception business Before request, farther include:
Wearing electronic equipment is by any one of communication connection mode mode, from customer information control system Obtain the attribute information of described user account, and build at local and described user account based on described attribute information Vertical association.
3. the method for claim 1, it is characterised in that dress electronic equipment and receive business use Request, specifically includes:
Dress electronic equipment and receive the voice that user sends, and described voice is carried out with the speech samples preset Keyword match or voice print matching, when determining that the match is successful, it is determined that the business that receives uses request;Or,
Dress electronic equipment and receive the fingerprint of user's input, and determining that described fingerprint recalls with the account preset Fingerprint calligraphy or painting model time the match is successful, determines that the business that receives uses request;Or,
Dress electronic equipment receive user input operation behavior, and determine described operation behavior with preset Account calls behavior, and the match is successful, determines that the business that receives uses request.
4. the method for claim 1, it is characterised in that described wearing electronic equipment is based on described Business uses request to determine the user account of correspondence, including:
After wearing electronic equipment receives business use request, use request based on described business, determine institute Business of stating uses the type of service of request, determines the user account of correspondence based on described type of service.
5. the method for claim 1, it is characterised in that described wearing electronic equipment is based on described Business use request determine correspondence user account after, obtain identifying code corresponding to described user account it Before, farther include:
Described wearing electronic equipment determines that described business uses the type of service related in request to exceed user's account In limited time, described wearing electronic equipment is by any one of described communication connection mode mode for the right to use at family It is attached with electronic third-party equipment;
Attribute information and the described business of described user account are used request to send by described wearing electronic equipment Verify to electronic third-party equipment, and receive the assay of described electronic third-party equipment feedback;
Described wearing electronic equipment determines when verifying successfully based on described assay, determines the follow-up behaviour of execution Make.
6. the method for claim 1, it is characterised in that described wearing electronic equipment is based on described Business use request determine correspondence user account after, obtain identifying code corresponding to described user account it Before, farther include:
Described wearing electronic equipment determines that described business uses the type of service related in request to exceed user's account In limited time, described wearing electronic equipment determines by any one of communication connection mode mode the right to use at family After there is communication connection with the electronic third-party equipment of binding, determine execution subsequent operation.
7. the method as described in any one of claim 1-6, it is characterised in that described wearing electronic equipment Present described identifying code, specifically include:
If described business uses the expenditure that type of service the is described user account request of request, described wearing Electronic equipment presents bar code;
If the type of service that described business uses request is when collecting request of described user account, described wearing Electronic equipment presents Quick Response Code.
8. method as claimed in claim 7, it is characterised in that described wearing electronic equipment presents described Identifying code, specifically includes:
Described identifying code is presented in screen by described wearing electronic equipment, or, described identifying code is passed through Setting means sends to described business use device.
9. method as claimed in claim 8, it is characterised in that described wearing electronic equipment presents described After identifying code, farther include:
Described wearing electronic equipment makes business use device based on described identifying code by after safety verification, triggers Corresponding operation flow;
Described wearing electronic equipment, after confirming that described operation flow is finished, obtains user account with described The key message that service request is relevant, and present.
10. the method as described in claim 2,5 or 6, and be characterised by, described communication connection mode At least including that bluetooth connects, WIFI connects, and wireless network card connects and non-contact radio-frequency identification connects.
11. 1 kinds of operational control devices, it is characterised in that including:
Receive unit, be used for the business that receives and use request;
Signal generating unit, for using request to determine the user account of correspondence based on described business, and obtains described The identifying code that user account is corresponding, wherein, described identifying code is that user based on described user account verifies letter Breath generates;
Processing unit, is used for presenting described identifying code.
12. devices as claimed in claim 11, it is characterised in that before the business of reception uses request, Described reception unit is further used for:
By any one of communication connection mode mode, obtain described user from customer information control system The attribute information of account, and associate in the foundation of local and described user account based on described attribute information.
13. devices as claimed in claim 11, it is characterised in that when the business that receives uses request, institute State reception unit specifically for:
Receive the voice that sends of user, and described voice and the speech samples preset are carried out keyword match or Voice print matching, when determining that the match is successful, it is determined that the business that receives uses request;Or,
Receive the fingerprint of user's input, and determining that described fingerprint recalls fingerprint calligraphy or painting model with the account preset and mates During success, determine that the business that receives uses request;Or,
Receive the operation behavior of user's input, and determining that described operation behavior calls behavior with the account preset The match is successful, determines that the business that receives uses request.
14. devices as claimed in claim 11, it is characterised in that use request really based on described business During fixed corresponding user account, described signal generating unit specifically for:
After the business that receives uses request, use request based on described business, determine that the use of described business please The type of service asked, determines the user account of correspondence based on described type of service.
15. devices as claimed in claim 11, it is characterised in that use request really based on described business After fixed corresponding user account, before obtaining the identifying code that described user account is corresponding, described signal generating unit It is further used for:
Determine that described business uses the type of service related in request to exceed the right to use of user account in limited time, institute State wearing electronic equipment by any one of described communication connection mode mode and electronic third-party equipment It is attached;
Request is used to be sent to electronic third-party equipment attribute information and the described business of described user account Verify, and receive the assay of described electronic third-party equipment feedback;
Determine based on described assay when verifying successfully, determine execution subsequent operation.
16. devices as claimed in claim 11, it is characterised in that use request really based on described business After fixed corresponding user account, before obtaining the identifying code that described user account is corresponding, described signal generating unit It is further used for:
Determine that described business uses the type of service related in request to exceed the right to use of user account in limited time, institute State wearing electronic equipment and determine the third party's electricity by any one of communication connection mode mode with binding After subset exists communication connection, determine execution subsequent operation.
17. devices as described in any one of claim 11-16, it is characterised in that present described checking Code time, described processing unit specifically for:
If described business uses the expenditure that type of service the is described user account request of request, present bar shaped Code;
If the type of service that described business uses request is when collecting request of described user account, present two dimension Code.
18. devices as claimed in claim 17, it is characterised in that when presenting described identifying code, described Processing unit specifically for:
Described identifying code is presented in screen, or, described identifying code is sent to institute by setting means Business of stating uses device.
19. devices as claimed in claim 18, it is characterised in that after presenting described identifying code, institute State processing unit to be further used for:
Business is made to use device based on described identifying code by, after safety verification, triggering corresponding operation flow;
After confirming that described operation flow is finished, obtain the pass that user account is relevant to described service request Key information, and present.
20. devices as described in claim 12,15 or 16, it is characterised in that described reception unit is adopted Described communication connection mode at least include that bluetooth connects, WIFI connects, and wireless network card connects and non-connects Touch RF identification connects.
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