CN105809213A - Using method for bank deposit book with two-dimensional bar code - Google Patents

Using method for bank deposit book with two-dimensional bar code Download PDF

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Publication number
CN105809213A
CN105809213A CN201610118757.XA CN201610118757A CN105809213A CN 105809213 A CN105809213 A CN 105809213A CN 201610118757 A CN201610118757 A CN 201610118757A CN 105809213 A CN105809213 A CN 105809213A
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CN
China
Prior art keywords
quick response
response code
bankbook
code
read
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Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CN201610118757.XA
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Chinese (zh)
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CN105809213B (en
Inventor
刘兵
叶再本
宋云强
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Eastern Communication Co Ltd
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Eastern Communication Co Ltd
Hangzhou Dongxin Finance Technology Service Co Ltd
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Priority to CN201610118757.XA priority Critical patent/CN105809213B/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • BPERFORMING OPERATIONS; TRANSPORTING
    • B42BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42DBOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/20Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof characterised by a particular use or purpose
    • B42D25/29Securities; Bank notes
    • BPERFORMING OPERATIONS; TRANSPORTING
    • B42BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42DBOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/30Identification or security features, e.g. for preventing forgery
    • B42D25/305Associated digital information
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G06K17/0022Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations arrangements or provisious for transferring data to distant stations, e.g. from a sensing device

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  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention relates to a using method for a bank deposit book with two-dimensional bar code with the object of overcoming the deficiency in the prior art. The technical solutions are as follows. A two-dimensional bar code scanning device, a two-dimensional deposit book and a two-dimensional deposit book reading and writing device with two-dimensional bar code identifying function are used together. The two-dimensional deposit book reading and writing device is connected to a financial server for communications, including registering procedures, offline check procedures, change procedures, and reading and writing procedures. The registering procedures are executed first; the reading and writing procedures are executed in the need of a user; when the deposit bank is overfilled, the change procedures are executed; the offline check procedures are also executed in the need of the user.

Description

It is equipped with the using method of two-dimensional bar code bankbook
Technical field
The present invention relates to a kind of bank book, particularly to a kind of using method being equipped with two-dimensional bar code bankbook.
Background technology
Bankbook is financial industry decades Already in, and still effective voucher as financial transaction widely uses now.Because its account is clear, it is possible to check obvious account at any time, extremely it is subject to the favor of person in middle and old age client.Its feature has catered to client's any access transaction in-mind anticipation clear and definite, the voucher existed true.Therefore, in a short time or be impossible in decades exit financial market completely.
Along with the tremendous development of smart machine, two-dimensional bar code also occurs in all trades and professions gradually.Described two-dimensional bar code not only contains common matrix two-dimensional bar code, stack (row row's formula) two-dimensional bar code herein.Also the two-dimensional bar code of broad sense is comprised.Two-dimensional bar code has that amount of storage is moderate, error correcting capability is moderate, print require low, read feature convenient, variable dimension, be very suitable for using as user's login ID.And password etc. need the information of encryption, user manually export.Namely ensure that the login of user is convenient, also ensure that the information security of user.But bankbook prints Quick Response Code is the same with magnetic stripe breakage easily occurs, often needs to change, there is the problem that utilization rate is relatively low.
China Patent Publication No.: 203818780U, publication date: 2014-09-10 discloses a kind of magnetic stripe savings account book, including bankbook body (1), it is characterized in that, bankbook body (1) is arranged below square hole, being fixed with square plastic plate (2) in square hole, the surrounding in plastic plate (2) front is provided with projection (3);Being pasted with magnetic stripe (4) in the projection (3) in plastic plate (2) front, the back side of plastic plate (2) is inlaid with wire netting (5).But this technical scheme bankbook prints Quick Response Code is the same with magnetic stripe breakage easily occurs, often needs to change, there is the problem that utilization rate is relatively low.A bigger problem is to be in that, bankbook is plaintext record, for a lot of old men, they want to maintain secrecy the proprietary information of oneself in fact, want to again obviously true see bankbook changes, this point is printed with conflict with the plaintext of current bankbook, very difficult breakthrough.
Summary of the invention
It is an object of the invention to solve above-mentioned prior art, to there is bankbook be expressly record, for a lot of old men, they want to maintain secrecy the proprietary information of oneself in fact, want to again obviously true see bankbook changes, this point is printed with conflicting with the plaintext of current bankbook, the problem being difficult to break through, it is provided that a kind of using method being equipped with two-dimensional bar code bankbook.
The technical solution adopted for the present invention to solve the technical problems is: a kind of using method being equipped with two-dimensional bar code bankbook, pass through two-dimensional code scanning device, Quick Response Code bankbook and have identify Quick Response Code function Quick Response Code bankbook read-write equipment three with the use of, described Quick Response Code bankbook read-write equipment and financial server communication connection, including registration step, off-line is checked, exchonge step and read-write step, registration step is first carried out, needs according to user perform read-write step, write after completely when bankbook and perform exchonge step, client according to self need perform off-line check step,
Registration step: blank Quick Response Code bankbook is put into Quick Response Code bankbook read-write equipment by user, Quick Response Code bankbook read-write equipment is uploaded in financial server according to the input information of user, generated by financial server transmission and comprise the accounts information of Quick Response Code and general information to Quick Response Code bankbook read-write equipment, wherein, financial server converts Quick Response Code to and is printed upon the Quick Response Code cog region of Quick Response Code bankbook after generating querying server address and customer account information in, general information is printed upon on bankbook type face, client uses Quick Response Code in two-dimensional code scanning device scanning Quick Response Code cog region to log in querying server, complete registration step;
Read-write step: Quick Response Code bankbook read-write equipment put into by Quick Response Code bankbook by user, Quick Response Code bankbook read-write equipment reads the 2 D code information in Quick Response Code cog region, Quick Response Code bankbook read-write equipment reads accounts information according to 2 D code information and transmits to financial server, financial server inquires about the changed content of account according to accounts information, financial server transmission generate changed content and to Quick Response Code bankbook read-write equipment and be printed upon on the type face of Quick Response Code bankbook;
Exchonge step: Quick Response Code bankbook read-write equipment put into by Quick Response Code bankbook by user, Quick Response Code bankbook read-write equipment reads the 2 D code information in Quick Response Code cog region, Quick Response Code bankbook read-write equipment reads accounts information according to 2 D code information and transmits to financial server, user input changes order to being uploaded in financial server, financial server inquires about the changed content of the nearest several times of account according to accounts information, the Quick Response Code bankbook more renewed is to Quick Response Code bankbook read-write equipment, then generated changed content by financial server transmission to Quick Response Code bankbook read-write equipment and to be printed upon on the type face of new Quick Response Code bankbook;
Off-line checks step: in exchonge step and read-write step,
nullFinancial server will be less than setting the revenue and expenditure numerical value of threshold value、Revenue and expenditure kind of information、Temporal information and remark information transmit to Quick Response Code bankbook read-write equipment in the way of general information,Financial server forms customer inquiries Quick Response Code after will be above setting the revenue and expenditure numerical value of threshold value and the conversion of all of surplus numerical value,Financial server is by the Part I image querying server that extremely inquiry address is corresponding transmitting this customer inquiries Quick Response Code after customer inquiries Quick Response Code complete for generation,The Part I image of customer inquiries Quick Response Code is made transparent masking-out and is preserved by querying server,Remaining customer inquiries Quick Response Code Part II image transmitting to Quick Response Code bankbook read-write equipment and is printed upon on the type face of Quick Response Code bankbook by financial server,Client uses two-dimensional code scanning device to log in querying server,The type face of Quick Response Code bankbook is scanned after downloading transparent masking-out,The transparent masking-out of split forms complete customer inquiries Quick Response Code with customer inquiries Quick Response Code Part II image on the type face of Quick Response Code bankbook,Two-dimensional code scanning device reads customer inquiries Quick Response Code and shows revenue and expenditure numerical value and surplus numerical value.After the present invention is so arranged; the effect of well protection bankbook specifically numeral can be played; client; particularly some old clients are only read out by the device for mobile phone, and individually take bankbook and have no idea to see complete information, accordingly; bankbook has had again printing content really; old people out and out can see the change of bankbook, and time and remark information have record, client to be not easy to forget.General a lot of old client can not or be difficult to realize alone online query function, this can be carried out auxiliary by user in bank and complete, and in being in, by under be loaded in the content in two-dimensional code scanning device can off-line realize split inquiry, relatively easy and convenient, when using, splitting mode is, Quick Response Code on shooting bankbook, then by the Quick Response Code on bankbook with under be loaded in the content split in two-dimensional code scanning device, in addition can also pass through to transmit and print down put together the mode of scanning of the content that is loaded in two-dimensional code scanning device and bankbook to complete.But this several ways is also comparatively difficult for old people, casting out need not, the application is, under be loaded in when content in the two-dimensional code scanning device Quick Response Code on shooting bankbook can free convergent-divergent as masking-out, directly after calling camera merging, sectional drawing is complete Quick Response Code, directly reads the most rationally.
As preferably, above-mentioned two-dimensional code scanning device is smart mobile phone or panel computer, computer with photographic head, and described Quick Response Code bankbook is provided with Quick Response Code cog region.
As preferably, described setting threshold value sets in registration step and transmits to financial server, and described setting threshold value is modified in read-write step or exchonge step or keeps.
As preferably, there is an overlap at the edge of the edge of the Part I image of described customer inquiries Quick Response Code and the Part II image of customer inquiries Quick Response Code, and the Part II image area of the Part I image area of customer inquiries Quick Response Code and customer inquiries Quick Response Code and more than 1.05 times of customer inquiries Quick Response Code area.So arrange, it is possible to being easily available effective image, split image is more convenient.
As preferably, the corresponding each two-dimensional bar code bankbook of financial server is all equipped with several marquees, selecting the Part I image of this customer inquiries Quick Response Code by a marquee after the customer inquiries Quick Response Code that financial server generation is complete and transmit to inquiring about in the querying server that address is corresponding, the Part II image appearance of the customer inquiries Quick Response Code that arbitrary neighborhood is printed upon on Quick Response Code bankbook all differs.
As preferably, in querying server, corresponding each customer inquiries Quick Response Code all preserves uplink time, the top display uplink time of described transparent masking-out.
As preferably, client uses two-dimensional code scanning device to log in querying server, and after downloading transparent masking-out, querying server is automatically deleted transparent masking-out.
As preferably, in described registration step, client uses Quick Response Code in two-dimensional code scanning device scanning Quick Response Code cog region to log in querying server, arranges login password, binds the MAC Address of two-dimensional code scanning device or the number of binding two-dimensional code scanning device, completes registration step.
As preferably, accounts information and all account transition information are maintained in querying server by described financial server, and client can directly log in querying server under network condition and complete inquiry service.
As preferably, Quick Response Code bankbook is equipped with magnetic stripe, in bankbook read-write equipment uses, financial server is by revenue and expenditure numerical value, revenue and expenditure kind of information, temporal information and remark information transmit in the way of general information to bankbook read-write equipment and print, financial server forms customer inquiries Quick Response Code after being changed by all of surplus numerical value and preserves, when two-dimensional bar code bankbook uses on Quick Response Code bankbook read-write equipment, financial server transmits the Part I image of the customer inquiries Quick Response Code of these preservations to inquiring about in the querying server that address is corresponding, remaining customer inquiries Quick Response Code Part II image transmitting to Quick Response Code bankbook read-write equipment and is printed upon on the type face of Quick Response Code bankbook.So arrange, it is possible to the bankbook printing device that compatible a lot of inapplicable Quick Response Codes read, as backward compatible, progressively change.
The substantial effect of the present invention is: after the present invention is so arranged; the effect of well protection bankbook specifically numeral can be played; client; particularly some old clients are only read out by the device for mobile phone, and individually take bankbook and have no idea to see complete information, accordingly; bankbook has had again printing content really; old people out and out can see the change of bankbook, and time and remark information have record, client to be not easy to forget.General a lot of old client can not or be difficult to realize alone online query function, this can be carried out auxiliary by user in bank and complete, and in being in, by under be loaded in the content in two-dimensional code scanning device can off-line realize split inquiry, relatively easy and convenient, when using, splitting mode is, Quick Response Code on shooting bankbook, then by the Quick Response Code on bankbook with under be loaded in the content split in two-dimensional code scanning device, in addition can also pass through to transmit and print down put together the mode of scanning of the content that is loaded in two-dimensional code scanning device and bankbook to complete.But this several ways is also comparatively difficult for old people, casting out need not, the application is, under be loaded in when content in the two-dimensional code scanning device Quick Response Code on shooting bankbook can free convergent-divergent as masking-out, directly after calling camera merging, sectional drawing is complete Quick Response Code, directly reads the most rationally.
Accompanying drawing explanation
Fig. 1 is a kind of structural representation of this method matching used Quick Response Code bankbook.
In figure: 1, protection page, 2, magnetic stripe, 3, type face, 4, Quick Response Code cog region.
Detailed description of the invention
Below by specific embodiment, and in conjunction with accompanying drawing, technical scheme is described in further detail.
Embodiment 1:
The matching used a kind of Quick Response Code bankbook (referring to accompanying drawing 1) of this method; including connecting front cover, back cover and the type face 3 bound into book form; described type face is positioned at the face side of described front cover and back cover; in the middle part of the back side of described back cover, the front of back cover, the back side of front cover or the front of front cover be provided with Quick Response Code cog region 4; be provided with Quick Response Code spraying mark in described Quick Response Code cog region, Quick Response Code prints mark or Quick Response Code pastes mark; also include protection page 1; described protection page is positioned at the rear side of described front cover and back cover, and described protection page is transparent plastic pages.Described front cover, back cover, type face are all identical with protection page shape, and the end of described front cover becomes and the base of described back cover is all equipped with hard materials article.Also it is equipped with magnetic stripe 2 simultaneously.
Bankbook length, width and height: customize length, width and height ratio according to concrete application case.
Two-dimensional bar code size: because of the reading manner of two-dimensional bar code variable dimension, be not limited to the overall dimensions fixed.Keep that bankbook overall appearance is generous, two-dimensional barcode image clearly.
Two-dimensional bar code spraying method: spraying method can select according to actual requirement.
Process with bankbook: advantage is that image is clear, it is possible to realize the characteristics such as anti-wear, fade-proof by more.Because specifying information is not quite similar, each two-dimensional bar code is different, and bank's aspect needs to add a scanner uni matching operation simultaneously, adds production difficulty and use cost.
Spraying when first time uses: opened an account at user's bankbook by bank's aspect printer, change spraying when the bankbook first time registrations such as bankbook use.Advantage is in that, bankbook is as good as with tradition bankbook, only when first time uses, bank cashier need to be transferred to print according to certain regular flow process, and subsequent use is without again printing.Inferior position is in that the special process such as the wearability of two-dimensional bar code, need to be equipped with special installation, bank cashier processing inconvenience.
Paster type sprays: two-dimensional bar code figure, on adhesive label, is attached to the appointment position of bankbook.Advantage be in that easy for installation, with changing conveniently, also can do special handling.Bankbook need not be changed simultaneously, convenient and swift.Inferior position with process consistent with bankbook, indirectly add processing use cost.
Two-dimensional bar code spraying position: determined by the equipment of reading.Use special two-dimensional bar code to read, bankbook Printing machine: because of the reading equipment visual angle problem of equipment, this just requires that the position of two-dimensional bar code is fixing, or variable at some ad-hoc location.And consider the occupation mode of printer, it is possible to two-dimensional bar code is sprayed on the appropriate location of the appropriate location of front cover page, rear cover page.Using external two-dimensional bar code scan module: in action by making manually completing of employment, this does not just limit the position of Quick Response Code.Act on and simplify the operational motion principle making employment, be not limited to front and back cover page, bankbook blank page etc., select position that most convenient uses, without being printed.Two-dimensional bar code code system: be not limited to the code systems such as known PDF417, Datamatrix, QRCode, Code49, Code16K, Codeone, Vericode, Maxicode, CP, CodablockF, field character code, Ultracode, Aztec, according to real needs processing be.The code system of other new research and development according to self-demand, can certainly be chosen.The content of two-dimensional bar code storage: the readability of two-dimensional bar code, determines the characteristic that its degree of safety is not high.This just requires, the information wherein stored is not related to the information of security class, such as the login ID etc. of user.The trading password of user, Transaction Information etc. then can not store wherein.The lower backside of described back cover is equipped with magnetic stripe 2.Whether it is equipped with magnetic stripe: magnetic stripe can be continuing with as the continuity of old function.Can according to the use habit of user, or the concrete operations flow process of bank, it is determined that the priority level of Quick Response Code and magnetic stripe.Namely magnetic stripe can be removed and also can retain, and determines according to specific requirement.
A kind of using method being equipped with two-dimensional bar code bankbook, by two-dimensional code scanning device, Quick Response Code bankbook and have identify Quick Response Code function Quick Response Code bankbook read-write equipment three with the use of, described Quick Response Code bankbook read-write equipment and financial server communication connection, check including registration step, off-line, exchonge step and read-write step, registration step is first carried out, needs according to user perform read-write step, write after completely when bankbook and perform exchonge step, client according to self need perform off-line check step
Registration step: blank Quick Response Code bankbook is put into Quick Response Code bankbook read-write equipment by user, Quick Response Code bankbook read-write equipment is uploaded in financial server according to the input information of user, generated by financial server transmission and comprise the accounts information of Quick Response Code and general information to Quick Response Code bankbook read-write equipment, wherein, financial server converts Quick Response Code to and is printed upon supporting the Quick Response Code cog region of the bankbook of two-dimensional bar code function after generating querying server address and customer account information in, general information is printed upon on bankbook type face, client uses Quick Response Code in two-dimensional code scanning device scanning Quick Response Code cog region to log in querying server, complete registration step;
Read-write step: Quick Response Code bankbook read-write equipment put into by Quick Response Code bankbook by user, Quick Response Code bankbook read-write equipment reads the 2 D code information in Quick Response Code cog region, Quick Response Code bankbook read-write equipment reads accounts information according to 2 D code information and transmits to financial server, financial server inquires about the changed content of account according to accounts information, financial server transmission generate changed content and to Quick Response Code bankbook read-write equipment and be printed upon on the type face of Quick Response Code bankbook;
Exchonge step: Quick Response Code bankbook read-write equipment put into by Quick Response Code bankbook by user, Quick Response Code bankbook read-write equipment reads the 2 D code information in Quick Response Code cog region, Quick Response Code bankbook read-write equipment reads accounts information according to 2 D code information and transmits to financial server, user input changes order to being uploaded in financial server, financial server inquires about the changed content of the nearest several times of account according to accounts information, the Quick Response Code bankbook more renewed is to Quick Response Code bankbook read-write equipment, then generated changed content by financial server transmission to Quick Response Code bankbook read-write equipment and to be printed upon on the type face of new Quick Response Code bankbook;
Off-line checks step: in exchonge step and read-write step,
nullFinancial server will be less than setting the revenue and expenditure numerical value of threshold value、Revenue and expenditure kind of information、Temporal information and remark information transmit to Quick Response Code bankbook read-write equipment in the way of general information,Financial server forms customer inquiries Quick Response Code after will be above setting the revenue and expenditure numerical value of threshold value and the conversion of all of surplus numerical value,Financial server is by the Part I image querying server that extremely inquiry address is corresponding transmitting this customer inquiries Quick Response Code after customer inquiries Quick Response Code complete for generation,The Part I image of customer inquiries Quick Response Code is made transparent masking-out and is preserved by querying server,Remaining customer inquiries Quick Response Code Part II image transmitting to Quick Response Code bankbook read-write equipment and is printed upon on the type face of Quick Response Code bankbook by financial server,Client uses two-dimensional code scanning device to log in querying server,The type face of Quick Response Code bankbook is scanned after downloading transparent masking-out,The transparent masking-out of split forms complete customer inquiries Quick Response Code with customer inquiries Quick Response Code Part II image on the type face of Quick Response Code bankbook,Two-dimensional code scanning device reads customer inquiries Quick Response Code and shows revenue and expenditure numerical value and surplus numerical value.
Above-mentioned two-dimensional code scanning device is smart mobile phone or panel computer, computer with photographic head, and described Quick Response Code bankbook is provided with Quick Response Code cog region.
Described setting threshold value sets in registration step and transmits to financial server, and described setting threshold value is modified in read-write step or exchonge step or keeps.
There is an overlap at the edge of the edge of the Part I image of described customer inquiries Quick Response Code and the Part II image of customer inquiries Quick Response Code, and the Part II image area of the Part I image area of customer inquiries Quick Response Code and customer inquiries Quick Response Code and more than 1.05 times of customer inquiries Quick Response Code area.
The corresponding each two-dimensional bar code bankbook of financial server is all equipped with several marquees, selecting the Part I image of this customer inquiries Quick Response Code by a marquee after the customer inquiries Quick Response Code that financial server generation is complete and transmit to inquiring about in the querying server that address is corresponding, the Part II image appearance of the customer inquiries Quick Response Code that arbitrary neighborhood is printed upon on Quick Response Code bankbook all differs.
In querying server, corresponding each customer inquiries Quick Response Code all preserves uplink time, the top display uplink time of described transparent masking-out.
Client uses two-dimensional code scanning device to log in querying server, and after downloading transparent masking-out, querying server is automatically deleted transparent masking-out.
In described registration step, client uses Quick Response Code in two-dimensional code scanning device scanning Quick Response Code cog region to log in querying server, arranges login password, binds the MAC Address of two-dimensional code scanning device or the number of binding two-dimensional code scanning device, completes registration step.
Accounts information and all account transition information are maintained in querying server by described financial server, and client can directly log in querying server under network condition and complete inquiry service.
Quick Response Code bankbook is equipped with magnetic stripe, in bankbook read-write equipment uses, financial server is by revenue and expenditure numerical value, revenue and expenditure kind of information, temporal information and remark information transmit in the way of general information to bankbook read-write equipment and print, financial server forms customer inquiries Quick Response Code after being changed by all of surplus numerical value and preserves, when two-dimensional bar code bankbook uses on Quick Response Code bankbook read-write equipment, financial server transmits the Part I image of the customer inquiries Quick Response Code of these preservations to inquiring about in the querying server that address is corresponding, remaining customer inquiries Quick Response Code Part II image transmitting to Quick Response Code bankbook read-write equipment and is printed upon on the type face of Quick Response Code bankbook.
After the present embodiment is so arranged; the effect of well protection bankbook specifically numeral can be played; client; particularly some old clients are only read out by the device for mobile phone, and individually take bankbook and have no idea to see complete information, accordingly; bankbook has had again printing content really; old people out and out can see the change of bankbook, and time and remark information have record, client to be not easy to forget.General a lot of old client can not or be difficult to realize alone online query function, this can be carried out auxiliary by user in bank and complete, and in being in, by under be loaded in the content in two-dimensional code scanning device can off-line realize split inquiry, relatively easy and convenient, when using, splitting mode is, Quick Response Code on shooting bankbook, then by the Quick Response Code on bankbook with under be loaded in the content split in two-dimensional code scanning device, in addition can also pass through to transmit and print down put together the mode of scanning of the content that is loaded in two-dimensional code scanning device and bankbook to complete.But this several ways is also comparatively difficult for old people, casting out need not, the application is, under be loaded in when content in the two-dimensional code scanning device Quick Response Code on shooting bankbook can free convergent-divergent as masking-out, directly after calling camera merging, sectional drawing is complete Quick Response Code, directly reads the most rationally.
Embodiment described above is the one preferably scheme of the present invention, not the present invention is done any pro forma restriction, also has other variant and remodeling under the premise without departing from the technical scheme described in claim.

Claims (10)

1. the using method being equipped with two-dimensional bar code bankbook, by two-dimensional code scanning device, Quick Response Code bankbook and have identify Quick Response Code function Quick Response Code bankbook read-write equipment three with the use of, described Quick Response Code bankbook read-write equipment and financial server communication connection, it is characterised in that:
Check including registration step, off-line, exchonge step and read-write step, registration step is first carried out, performs read-write step according to the needs of user, when bankbook write full after perform exchonge step, client according to self needing to perform off-line to check step,
Registration step: blank Quick Response Code bankbook is put into Quick Response Code bankbook read-write equipment by user, Quick Response Code bankbook read-write equipment is uploaded in financial server according to the input information of user, generated by financial server transmission and comprise the accounts information of Quick Response Code and general information to Quick Response Code bankbook read-write equipment, wherein, financial server converts Quick Response Code to and is printed upon supporting the Quick Response Code cog region of the bankbook of two-dimensional bar code function after generating querying server address and customer account information in, general information is printed upon on bankbook type face, client uses Quick Response Code in two-dimensional code scanning device scanning Quick Response Code cog region to log in querying server, complete registration step;
Read-write step: Quick Response Code bankbook read-write equipment put into by Quick Response Code bankbook by user, Quick Response Code bankbook read-write equipment reads the 2 D code information in Quick Response Code cog region, Quick Response Code bankbook read-write equipment reads accounts information according to 2 D code information and transmits to financial server, financial server inquires about the changed content of account according to accounts information, financial server transmission generate changed content and to Quick Response Code bankbook read-write equipment and be printed upon on the type face of Quick Response Code bankbook;
Exchonge step: Quick Response Code bankbook read-write equipment put into by Quick Response Code bankbook by user, Quick Response Code bankbook read-write equipment reads the 2 D code information in Quick Response Code cog region, Quick Response Code bankbook read-write equipment reads accounts information according to 2 D code information and transmits to financial server, user input changes order to being uploaded in financial server, financial server inquires about the changed content of the nearest several times of account according to accounts information, the Quick Response Code bankbook more renewed is to Quick Response Code bankbook read-write equipment, then generated changed content by financial server transmission to Quick Response Code bankbook read-write equipment and to be printed upon on the type face of new Quick Response Code bankbook;
Off-line checks step: in exchonge step and read-write step,
nullFinancial server will be less than setting the revenue and expenditure numerical value of threshold value、Revenue and expenditure kind of information、Temporal information and remark information transmit to Quick Response Code bankbook read-write equipment in the way of general information,Financial server forms customer inquiries Quick Response Code after will be above setting the revenue and expenditure numerical value of threshold value and the conversion of all of surplus numerical value,Financial server is by the Part I image querying server that extremely inquiry address is corresponding transmitting this customer inquiries Quick Response Code after customer inquiries Quick Response Code complete for generation,The Part I image of customer inquiries Quick Response Code is made transparent masking-out and is preserved by querying server,Remaining customer inquiries Quick Response Code Part II image transmitting to Quick Response Code bankbook read-write equipment and is printed upon on the type face of Quick Response Code bankbook by financial server,Client uses two-dimensional code scanning device to log in querying server,The type face of Quick Response Code bankbook is scanned after downloading transparent masking-out,The transparent masking-out of split forms complete customer inquiries Quick Response Code with customer inquiries Quick Response Code Part II image on the type face of Quick Response Code bankbook,Two-dimensional code scanning device reads customer inquiries Quick Response Code and shows revenue and expenditure numerical value and surplus numerical value.
2. the using method of outfit two-dimensional bar code bankbook according to claim 1, it is characterised in that: above-mentioned two-dimensional code scanning device is smart mobile phone or panel computer, computer with photographic head, and described Quick Response Code bankbook is provided with Quick Response Code cog region.
3. the using method of outfit two-dimensional bar code bankbook according to claim 1, it is characterised in that: described setting threshold value sets in registration step and transmits to financial server, and described setting threshold value is modified in read-write step or exchonge step or keeps.
4. the using method of outfit two-dimensional bar code bankbook according to claim 1, it is characterized in that: there is an overlap at the edge of the edge of the Part I image of described customer inquiries Quick Response Code and the Part II image of customer inquiries Quick Response Code, and the Part II image area of the Part I image area of customer inquiries Quick Response Code and customer inquiries Quick Response Code and more than 1.05 times of customer inquiries Quick Response Code area.
5. the using method of outfit two-dimensional bar code bankbook according to claim 4, it is characterized in that: the corresponding each two-dimensional bar code bankbook of financial server is all equipped with several marquees, selecting the Part I image of this customer inquiries Quick Response Code by a marquee after the customer inquiries Quick Response Code that financial server generation is complete and transmit to inquiring about in the querying server that address is corresponding, the Part II image appearance of the customer inquiries Quick Response Code that arbitrary neighborhood is printed upon on Quick Response Code bankbook all differs.
6. the using method of outfit two-dimensional bar code bankbook according to claim 5, it is characterised in that: in querying server, corresponding each customer inquiries Quick Response Code all preserves uplink time, the top display uplink time of described transparent masking-out.
7. the using method of outfit two-dimensional bar code bankbook according to claim 5, it is characterised in that: client uses two-dimensional code scanning device to log in querying server, and after downloading transparent masking-out, querying server is automatically deleted transparent masking-out.
8. the using method of outfit two-dimensional bar code bankbook according to claim 5, it is characterised in that:
In described registration step, client uses Quick Response Code in two-dimensional code scanning device scanning Quick Response Code cog region to log in querying server, arranges login password, binds the MAC Address of two-dimensional code scanning device or the number of binding two-dimensional code scanning device, completes registration step.
9. the using method of outfit two-dimensional bar code bankbook according to claim 5, it is characterized in that: accounts information and all account transition information are maintained in querying server by described financial server, client can directly log in querying server under network condition and complete inquiry service.
10. the using method of outfit two-dimensional bar code bankbook according to claim 5, it is characterized in that: Quick Response Code bankbook is equipped with magnetic stripe, in bankbook read-write equipment uses, financial server is by revenue and expenditure numerical value, revenue and expenditure kind of information, temporal information and remark information transmit in the way of general information to bankbook read-write equipment and print, financial server forms customer inquiries Quick Response Code after being changed by all of surplus numerical value and preserves, when two-dimensional bar code bankbook uses on Quick Response Code bankbook read-write equipment, financial server transmits the Part I image of the customer inquiries Quick Response Code of these preservations to inquiring about in the querying server that address is corresponding, remaining customer inquiries Quick Response Code Part II image transmitting to Quick Response Code bankbook read-write equipment and is printed upon on the type face of Quick Response Code bankbook.
CN201610118757.XA 2016-03-02 2016-03-02 It is equipped with the application method of two-dimensional bar code bankbook Active CN105809213B (en)

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CN102806795A (en) * 2011-06-03 2012-12-05 刘振安 Anti-wrinkle bankbook
CN104376353A (en) * 2014-04-17 2015-02-25 腾讯科技(深圳)有限公司 Two-dimension code generating method, terminal and server and two-dimension code reading method, terminal and server
CN105096479A (en) * 2015-08-25 2015-11-25 上海古鳌电子科技股份有限公司 Automatic transaction apparatus with two-dimension code recognition camera

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2000127664A (en) * 1998-10-22 2000-05-09 Fuerumo:Kk Credit card and reading device
CN201616141U (en) * 2010-03-18 2010-10-27 江苏国光信息产业股份有限公司 Through-the-wall self-service terminal with wide rearview mirror
CN102806795A (en) * 2011-06-03 2012-12-05 刘振安 Anti-wrinkle bankbook
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