CN105761077A - Intelligent card, mobile terminal, and network transaction method and system - Google Patents
Intelligent card, mobile terminal, and network transaction method and system Download PDFInfo
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- CN105761077A CN105761077A CN201610077803.6A CN201610077803A CN105761077A CN 105761077 A CN105761077 A CN 105761077A CN 201610077803 A CN201610077803 A CN 201610077803A CN 105761077 A CN105761077 A CN 105761077A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/201—Price look-up processing, e.g. updating
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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Abstract
The invention discloses an intelligent card, a mobile terminal and a network transaction method and system. The network transaction method comprises that an RF data interface of the intelligent card is in communication connection with an NFC module of the mobile terminal, the intelligent card obtains transaction information of network transaction business via the NFC module, and the transaction information is output. The mobile terminal comprises a network transaction module for realizing the network transaction business of the intelligent card, and the intelligent card comprises a display module. According to the invention, after that the intelligent card obtains the transaction information of the network transaction business, the transaction information can be presented to a user of the intelligent card via the display module, and thus, the mobile terminal provided with the network transaction module can replace special-purposed network transaction devices as an original POS machine or automatic vending machine; and network transaction of NFC payment can be realized via the intelligent card needless of the special-purposed network transaction devices, and the realization cost of NFC payment is effectively reduced.
Description
Technical field
The present invention relates to mobile payment technical field, particularly relate to smart card, mobile terminal, network trading method and system.
Background technology
NFC (close range wireless communication, NearFieldCommunication) pays and refers to that consumer is when buying commodity or service, and instant employing NFC technique completes to pay by handheld devices such as mobile phones, is emerging a kind of mobile payment mode.Near field payment based on NFC allows to carry out contactless Point-to-Point Data Transmission exchange data between electronic equipment.
In prior art, as the one in network trading application mode, the application mode that NFC pays is generally, by using NFC radio-frequency channel to realize the local communication of smart card and the dedicated network traction equipment such as POS or automatic vending machine；Concrete, the smart card that user uses can include with the transportation card of chip, bank card etc.；For bank card, when intelligent subscriber consumes, realize, by bank card being pressed close to the NFC induction zone of POS, network trading behaviors such as paying or supplement with money.
Owing to, in prior art, being carried out the network trading mode of NFC payment by smart card, it is necessary to being provided with the dedicated network traction equipment such as POS or automatic vending machine could realize, therefore in prior art, NFC pays the relatively costly of realization.
Summary of the invention
The technical problem to be solved is how to reduce the cost that realizes of NFC payment, concrete:
The one side of the embodiment of the present invention, it is provided that a kind of network trading method, including step:
S11, the rf data interface of smart card and the NFC module included by mobile terminal communicate to connect, and described mobile terminal includes the network trading module for realizing described smart card network transaction service；Described smart card includes display module；
S12, described smart card obtain the Transaction Information of network transaction service by described NFC module；Described Transaction Information forwards from trading server and by described mobile terminal；
S13, described display module export described Transaction Information.
Preferably, in embodiments of the present invention, described network transaction service includes:
Amount of money expenditure and/or the amount of money proceed to.
Preferably, in embodiments of the present invention, further comprise the steps of:
S21, default described mobile terminal is set as binding mobile terminal；
S22, the network trading module included by described smart card and described binding mobile terminal is bound；
S23, by the network trading module included by described binding mobile terminal, it is achieved reporting the loss of described smart card.
Preferably, in embodiments of the present invention, described Transaction Information includes:
One in original amount of money, dealing money and remaining sum or combination in any.
Preferably, in embodiments of the present invention, described Transaction Information is for adding confidential information.
At the another side of the embodiment of the present invention, additionally provide a kind of smart card, including:
Rf data interface, for communicating to connect with the NFC module included by mobile terminal, described mobile terminal includes the network trading module for realizing described smart card network transaction service；
Data obtaining module, for obtaining the Transaction Information of network transaction service by described NFC module；Described Transaction Information forwards from trading server and by described mobile terminal；
Display module, is used for exporting described Transaction Information.
Preferably, in embodiments of the present invention, described network transaction service includes:
Amount of money expenditure and/or the amount of money proceed to.
Preferably, in embodiments of the present invention, described Transaction Information includes:
One in original amount of money, dealing money and remaining sum or combination in any.
Preferably, in embodiments of the present invention, also include:
Decryption unit, is used for the Transaction Information after resolving encryption.
At the another side of the embodiment of the present invention, additionally provide a kind of mobile terminal, including network trading module；
Described network trading module is for realizing the transaction business of described smart card.
Preferably, in embodiments of the present invention, described network trading module, including:
UI unit, is used for realizing in transaction business process, the man-machine interaction of described network trading module and user.
Preferably, in embodiments of the present invention, described network trading module, also include:
Binding unit, for binding described smart card with the network trading module included by binding mobile terminal；Described binding mobile terminal is default described mobile terminal；
Report the loss unit, for by the network trading module included by described binding mobile terminal, it is achieved reporting the loss of described smart card.
At the another side of the embodiment of the present invention, additionally provide a kind of internet trading system, including: smart card, mobile terminal and trading server；
Described smart card includes:
Rf data interface, for communicating to connect with the NFC module included by mobile terminal, described mobile terminal includes the network trading module for realizing described smart card transaction business；
Data obtaining module, for obtaining the Transaction Information of network transaction service by described NFC module；
Display module, is used for exporting described Transaction Information；
Described mobile terminal includes the network trading module of the transaction business for realizing described smart card；
Described trading server for realizing the network transaction service of described smart card with described network trading module cooperative.
In embodiments of the present invention, by the mobile terminal that will there is the smart card of display function and there is NFC module with the use of realizing network trading, namely, by the NFC module of mobile terminal, network trading module in mobile terminal can carry out data interaction with smart card, thus realizing the network transaction service of smart card, and show Transaction Information by the display module of smart card, so that the acquisition such as Transaction Information such as dealing money or remaining sum that the user of smart card can be real-time when carrying out network trading.
Inventor finds through research, in prior art, generally all without adopting, mobile terminal is used as realizing the equipment of network trading, its reason is, user requires over the mobile terminal of trade company to realize network trading, the mobile terminal of trade company can change the Transaction Information presented to intelligent card subscriber easily, such as, can be show the amount paid of amended user smart card at the mobile terminal of trade company or proceed to the amount of money, make intelligent card subscriber cannot understand real dealing money, thus there is transaction risk；And then also allow for that prior art carries out network trading and cannot depart from the dedicated network traction equipment such as POS or automatic vending machine；Due in embodiments of the present invention, smart card has been provided with display module, so after the Transaction Information obtaining network transaction service, Transaction Information can be presented to intelligent card subscriber by display module, so that intelligent card subscriber can be real-time the real dealing money of acquisition, and then also allow for the mobile terminal after being equiped with network trading module and can substitute the dedicated network traction equipments such as original POS or automatic vending machine；Owing to passing through the embodiment of the present invention, it is not necessary to be provided with the dedicated network traction equipment such as POS or automatic vending machine and can also realize being undertaken by smart card the network trading mode of NFC payment, thus also just can effectively reduce NFC pay realize cost.
Accompanying drawing explanation
Fig. 1 is the step schematic diagram of network trading method described herein；
Fig. 2 is the another step schematic diagram of network trading method described herein；
Fig. 3 is the structural representation of smart card described herein；
Fig. 4 is the structural representation of internet trading system described herein.
Detailed description of the invention
In order to make those skilled in the art be more fully understood that the present invention program, below in conjunction with the drawings and specific embodiments, the present invention is described in further detail.
Cost is realized, in embodiments of the present invention, it is provided that a kind of network trading method, as it is shown in figure 1, include step in order to what reduce that NFC pays:
S11, the rf data interface of smart card and the NFC module included by mobile terminal communicate to connect, and described mobile terminal includes the network trading module for realizing described smart card network transaction service；Described smart card includes display module；
In embodiments of the present invention, the smart card that network trading uses can be specifically bank card, it is also possible to be that other have the intelligent consumption card of Stored Value consumption function；Smart card not only has rf data receive capabilities, also has display function；In actual applications, the concrete structure that the smart card in the embodiment of the present invention is required when realizing its display function is referred to the IC-card authorized described in utility model patent that application number is 201420241684.X；Its operation principle and technique effect can be summarized as: smart card includes bistable display screen, and the electric energy that in rf data reception process, radiofrequency signal provides can be utilized to power for bistable display screen, so that bistable display screen can show corresponding content, as, when smart card is the smart card that bank card or farecard etc. have payment or trading function, it is possible to the numerical value of display Igor Kanygin volume.
In the embodiment of the present invention, the application scenarios of smart card is network trading, is specially the NFC based on NFC technique and pays；Wherein, smart card includes rf data interface, the data being received from NFC module is transmitted in the intelligent chip to smart card；Mobile terminal has NFC module and network trading module, in embodiments of the present invention, network trading module could be for the special-purpose software of network trading, when network trading module is arranged in the mobile terminal of trade company, by this network trading module, the amount of money in the smart card of consumer-user can be transferred accounts to trade company preset account in, thus realizing network trading.
Preferably, in actual applications, network trading module can also include user interface UI unit, realizes the man-machine interaction in network trading process, such as, it is possible to includes inputting the interface of password or for inputting the interface etc. of spending amount for consumption user.
In the embodiment of the present invention, intelligent card subscriber sets up its smart card and the communication connection of the mobile terminal with NFC module by NFC technique；Mobile terminal can also be connected to trading server by mobile network, so, just can forming a transaction system being made up of smart card, mobile terminal and trading server, smart card in transaction system, can communicate between mobile terminal and trading server interconnection；In actual applications, when smart card is bank card, trading server is particularly as being bank's end server.
S12, smart card obtain the Transaction Information of network transaction service by described NFC module；Described Transaction Information forwards from trading server and by described mobile terminal；
When carrying out such as network transaction service such as amount of money expenditure or the amount of money proceed to, the Transaction Informations such as original amount of money in smart card, dealing money and remaining sum are the information that intelligent card subscriber compares concern, the amount of money that user's definite network is concluded the business can be made to change numerical value by these Transaction Informations, thus knowing the spending amount or amount received that are undertaken in network trading by smart card.
Transaction Information when network transaction service carries out can be obtained as the mobile terminal directly communicated to connect with trading server.Owing to mobile terminal is provided with NFC module, it is possible to Transaction Information is forwarded to smart card.
S13, display module output Transaction Information.
Smart card is after obtaining Transaction Information, it is possible to show this Transaction Information by its display module.
With a concrete application example, the embodiment of the present invention is described below:
Holding smart card for user A and carry out consumption 100 yuan via the mobile terminal of trade company B, first its smart card is pressed close to the mobile terminal of trade company B by user A, and the mobile terminal of trade company B sets up communication connection by its NFC payment module with smart card；
Trade company B runs the network trading module in mobile terminal, and sets up the communication connection with trading server by mobile network's module of mobile terminal；So, after defining a transaction system being made up of smart card, mobile terminal and trading server, both can be realized user A by network trading module and carry out consumption and payment to trade company B；Concrete, it is possible to it is that the UI unit first passing through network trading module presents spending amount inputting interface, by inputting 100 yuan at spending amount inputting interface, determines the spending amount of user's this consumption of A；Then can also present user cipher interface again to make user A input password to carry out certification and the mandate of network trading, realize paying by network trading module with that, 100 yuan are transferred accounts to the account of trade company B.
It should be noted that the embodiment of the present invention, in consumption and payment process, changing relevant Transaction Information to the account amount of money in smart card can be forwarded in smart card by mobile terminal, and is shown to user A by the display module of smart card.In actual applications, include the mobile terminal transmitted transaction information of network trading module, and Transaction Information is shown on the display module of smart card of user A.Owing to by the embodiment of the present invention, the Transaction Information of smart card without showing on the mobile terminal of other users, it is possible to avoids the mobile terminal of other users to revise and shows the Transaction Informations such as unreal dealing money；Owing to passing through to adopt the embodiment of the present invention can effectively avoid transaction risk, so that intelligent card subscriber can be real-time the real dealing money of acquisition, and then also allow for the mobile terminal after being equiped with network trading module and can substitute the dedicated network traction equipments such as original POS or automatic vending machine；Owing to passing through the embodiment of the present invention, it is not necessary to be provided with the dedicated network traction equipment such as POS or automatic vending machine and can also realize being undertaken by smart card the network trading mode of NFC payment, thus also just can effectively reduce NFC pay realize cost.
Preferably, in order to further improve the safety of Transaction Information, in embodiments of the present invention, Transaction Information can also is that and adds confidential information, such as, Transaction Information needed for smart card can be encrypted by ciphering unit in trading server in advance, so will be unable to the correct Transaction Information understood after encrypting as the mobile terminal of forwarding unit；After only this Transaction Information being forwarded to smart card, could be deciphered and on the correct display module being shown in smart card by decryption unit corresponding in smart card；Such that it is able to further improve the safety of Transaction Information, it is to avoid by malicious modification.
Further, in embodiments of the present invention, as shown in Figure 2, it is also possible to comprise the following steps:
S21, default described mobile terminal is set as binding mobile terminal；
In order to facilitate intelligent card subscriber that smart card is carried out the operation in user right, as smart card is reported the loss, the mobile terminal of intelligent card subscriber can also be defined as binding mobile terminal in embodiments of the present invention.
S22, the network trading module included by described smart card and described binding mobile terminal is bound；
It should be noted that in embodiments of the present invention, can also including network trading module in binding mobile terminal, so can also facilitate intelligent card subscriber that smart card is supplemented with money or transfer accounts etc. operates.In order to ensure the safety of smart card, it is to avoid other people maliciously report the loss.
S23, by the network trading module included by described binding mobile terminal, it is achieved reporting the loss of described smart card.
In embodiments of the present invention, owing to the mobile terminal of the smart card of user Yu user has been bound, so only reporting the loss of smart card could be realized by the network trading module in the mobile terminal of intelligent card subscriber；And then also just can be effectively guaranteed the safety of smart card.
In embodiments of the present invention, additionally providing a kind of smart card, with reference to Fig. 3 and Fig. 4, smart card 01 includes rf data interface 11, data obtaining module 12 and display module 13, wherein:
Rf data interface 11 is for communicating to connect with the NFC module 21 included by mobile terminal 02, and mobile terminal 02 includes the network trading module 22 for realizing described smart card 01 network transaction service；Data obtaining module 12 for obtaining the Transaction Information of network transaction service by NFC module 21；Display module 31 is used for exporting Transaction Information.
Smart card 01 in the embodiment of the present invention be applied to Fig. 1 corresponding to network trading method in embodiment, i.e. the network trading method in embodiment corresponding to Fig. 1 can realize by applying the smart card 01 in the embodiment of the present invention.
In the embodiment of the present invention, the application scenarios of smart card 01 is network trading, is specially the NFC based on NFC technique and pays；Wherein, smart card 01 includes rf data interface 11, the data being received from NFC module 21 is transmitted in the intelligent chip to smart card 01；Mobile terminal 02 has NFC module 21 and network trading module 22, in embodiments of the present invention, network trading module 22 could be for the special-purpose software of network trading, when network trading module 22 is arranged in the mobile terminal 02 of trade company, by this network trading module 22 amount of money in the smart card 01 of consumer-user can be transferred accounts to trade company preset account in, thus realizing network trading.
Preferably, in actual applications, network trading module 22 can also include user interface UI unit (not shown), realize the man-machine interaction in network trading process, such as, it is possible to include inputting the interface of password or for inputting the interface etc. of spending amount for consumption user.
In the embodiment of the present invention, intelligent card subscriber by NFC technique set up smart card 01 with there is NFC module 21 the communication connection of mobile terminal 02；Mobile terminal 02 can also be connected to trading server 03 by mobile network, so, just can forming a transaction system being made up of smart card 01, mobile terminal 02 and trading server 03, smart card 01 in transaction system, can communicate between mobile terminal 02 and trading server 03 interconnection.
When carrying out such as network transaction service such as amount of money expenditure or the amount of money proceed to, the Transaction Informations such as original amount of money in smart card 01, dealing money and remaining sum are the information that intelligent card subscriber compares concern, the amount of money that user's definite network is concluded the business can be made to change numerical value by these Transaction Informations, thus knowing the spending amount or amount received that are undertaken in network trading by smart card 01.
Transaction Information when network transaction service carries out can be obtained as the mobile terminal 02 directly communicated to connect with trading server 03.Owing to mobile terminal 02 is provided with NFC module 21, it is possible to by data obtaining module 12, smart card 01 can obtain the Transaction Information forwarded by mobile terminal 02.
Smart card 01 is after obtaining Transaction Information, it is possible to show this Transaction Information by its display module 13.
It should be noted that the embodiment of the present invention, in consumption and payment process, changing relevant Transaction Information can be forwarded in smart card 01 by mobile terminal 02 to the account amount of money in smart card 01, and is shown to user A by the display module 13 of smart card 01.In actual applications, include the mobile terminal 02 transmitted transaction information of network trading module 22, and Transaction Information is shown on the display module 13 of smart card 01 of user A.
Owing to by the embodiment of the present invention, the Transaction Information of smart card without showing on the mobile terminal of other users, it is possible to avoids the mobile terminal of other users to revise and shows the Transaction Informations such as unreal dealing money；Owing to passing through to adopt the embodiment of the present invention can effectively avoid transaction risk, so that intelligent card subscriber can be real-time the real dealing money of acquisition, and then also allow for the mobile terminal after being equiped with network trading module and can substitute the dedicated network traction equipments such as original POS or automatic vending machine；Owing to passing through the embodiment of the present invention, it is not necessary to be provided with the dedicated network traction equipment such as POS or automatic vending machine and can also realize being undertaken by smart card the network trading mode of NFC payment, thus also just can effectively reduce NFC pay realize cost.
Preferably, in order to further improve the safety of Transaction Information, in embodiments of the present invention, smart card 01 can also include decryption unit (not shown), so, smart card just can receive the Transaction Information after encryption, such as, Transaction Information needed for smart card 01 can be encrypted by ciphering unit in trading server 03 in advance, so will be unable to the correct Transaction Information understood after encrypting as the mobile terminal 02 of forwarding unit；After only this Transaction Information being forwarded to smart card 01, could be deciphered and on the correct display module 13 being shown in smart card 01 by decryption unit corresponding in smart card 01；Such that it is able to further improve the safety of Transaction Information, it is to avoid by malicious modification.
In embodiments of the present invention, additionally provide a kind of mobile terminal, this mobile terminal 02 includes, smart card 01 in embodiment corresponding to this network trading module and Fig. 3 with the use of, can realize with Fig. 1 corresponding to described network trading method in embodiment, i.e. owing in the embodiment of the present invention, mobile terminal 02 includes network trading module 22, coordinated with the smart card 01 in Fig. 3 by the mobile terminal 02 in the embodiment of the present invention, it is possible to achieve network trading.Due to the network trading module 22 in the embodiment of the present invention, its operation principle and technique effect embodiment corresponding to Fig. 1 to Fig. 3 there is detailed record, has just repeated no more at this.
Further, in embodiments of the present invention, mobile terminal 02 can also include binding unit (not shown) and report the loss unit (not shown), wherein:
Binding unit is for binding smart card with the network trading module included by binding mobile terminal；Binding mobile terminal is default mobile terminal；Report the loss unit for passing through to bind the network trading module included by mobile terminal, it is achieved reporting the loss of smart card.
It should be noted that in embodiments of the present invention, can also including network trading module in binding mobile terminal, so can also facilitate intelligent card subscriber that smart card is supplemented with money or transfer accounts etc. operates.In order to ensure the safety of smart card, it is to avoid other people maliciously report the loss.
In embodiments of the present invention, owing to the mobile terminal of the smart card of user Yu user has been bound, so only reporting the loss of smart card could be realized by the network trading module in the mobile terminal of intelligent card subscriber；And then also just can be effectively guaranteed the safety of smart card.
Additionally, in embodiments of the present invention, network trading module 22 can also include UI unit (not shown), is used for realizing in transaction business process, the man-machine interaction of network trading module 22 and user.Such as, it is possible to present spending amount inputting interface, determine that user carries out the spending amount consumed；Then user cipher interface can also be presented again to make user input password to carry out certification and the mandate of network trading,
In embodiments of the present invention, additionally providing a kind of internet trading system, with reference to Fig. 4, internet trading system includes smart card 01, mobile terminal 02 and trading server 03；
Internet trading system in the embodiment of the present invention, its operation principle and technique effect have had detailed record in the embodiment (including: a kind of network trading method, a kind of smart card and a kind of mobile terminal) corresponding to above-mentioned Fig. 1 to Fig. 3, therefore, just repeat no more at this.
In several embodiments that the embodiment of the present invention provides, it should be understood that disclosed system, apparatus and method, it is possible to realize by another way.Such as, device embodiment described above is merely schematic, such as, the division of described unit, being only a kind of logic function to divide, actual can have other dividing mode when realizing, for instance multiple unit or assembly can in conjunction with or be desirably integrated into another system, or some features can ignore, or do not perform.Another point, shown or discussed coupling each other or direct-coupling or communication connection can be through INDIRECT COUPLING or the communication connection of some interfaces, device or unit, it is possible to be electrical, machinery or other form.
The described unit illustrated as separating component can be or may not be physically separate, and the parts shown as unit can be or may not be physical location, namely may be located at a place, or can also be distributed on multiple NE.Some or all of unit therein can be selected according to the actual needs to realize the purpose of the present embodiment scheme.
It addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, it is also possible to be that unit is individually physically present, it is also possible to two or more unit are integrated in a unit.Above-mentioned integrated unit both can adopt the form of hardware to realize, it would however also be possible to employ the form of SFU software functional unit realizes.
If described integrated unit is using the form realization of SFU software functional unit and as independent production marketing or use, it is possible to be stored in a computer read/write memory medium.Based on such understanding, part or all or part of of this technical scheme that prior art is contributed by technical scheme substantially in other words can embody with the form of software product, this computer software product is stored in a storage medium, including some instructions with so that a computer equipment (can be personal computer, server, or the network equipment etc.) perform all or part of step of method described in each embodiment of the present invention.And aforesaid storage medium includes: USB flash disk, portable hard drive, read only memory (ROM, Read-OnlyMemory), the various media that can store program code such as random access memory (RAM, RandomAccessMemory), magnetic disc or CD.
The above, above example only in order to technical scheme to be described, is not intended to limit；Although the present invention being described in detail with reference to previous embodiment, it will be understood by those within the art that: the technical scheme described in foregoing embodiments still can be modified by it, or wherein portion of techniques feature is carried out equivalent replacement；And these amendments or replacement, do not make the essence of appropriate technical solution depart from the spirit and scope of various embodiments of the present invention technical scheme.
Claims (13)
1. a network trading method, it is characterised in that include step:
S11, the rf data interface of smart card and the NFC module included by mobile terminal communicate to connect, and described mobile terminal includes the network trading module for realizing described smart card network transaction service；Described smart card includes display module；
The Transaction Information of the network transaction service that S12, described smart card are obtained by described NFC module；Described Transaction Information forwards from trading server and by described mobile terminal；
S13, described display module export described Transaction Information.
2. network trading method as claimed in claim 1, it is characterised in that described network transaction service includes:
Amount of money expenditure and/or the amount of money proceed to.
3. network trading method as claimed in claim 1, it is characterised in that further comprise the steps of:
S21, default described mobile terminal is set as binding mobile terminal；
S22, the network trading module included by described smart card and described binding mobile terminal is bound；
S23, by the network trading module included by described binding mobile terminal, it is achieved reporting the loss of described smart card.
4. network trading method as claimed in claim 1, it is characterised in that described Transaction Information includes:
One in original amount of money, dealing money and remaining sum or combination in any.
5. the network trading method as described in arbitrary in Claims 1-4, it is characterised in that described Transaction Information is for adding confidential information.
6. a smart card, it is characterised in that including:
Rf data interface, for communicating to connect with the NFC module included by mobile terminal, described mobile terminal includes the network trading module for realizing described smart card network transaction service；
Data obtaining module, for obtaining the Transaction Information of network transaction service by described NFC module；Described Transaction Information forwards from trading server and by described mobile terminal；
Display module, is used for exporting described Transaction Information.
7. smart card as claimed in claim 6, it is characterised in that described network transaction service includes:
Amount of money expenditure and/or the amount of money proceed to.
8. smart card as claimed in claim 6, it is characterised in that described Transaction Information includes:
One in original amount of money, dealing money and remaining sum or combination in any.
9. such as the smart card as described in arbitrary in claim 6 to 8, it is characterised in that also include:
Decryption unit, is used for the Transaction Information after resolving encryption.
10. a mobile terminal, it is characterised in that include network trading module；
Described network trading module is for realizing such as the network transaction service of smart card as described in as described in arbitrary in claim 6 to 9.
11. mobile terminal as claimed in claim 10, it is characterised in that described network trading module, including:
UI unit, is used for realizing in transaction business process, the man-machine interaction of described network trading module and user.
12. the mobile terminal as described in claim 10 or 11, it is characterised in that described network trading module, also include:
Binding unit, for binding described smart card with the network trading module included by binding mobile terminal；Described binding mobile terminal is default described mobile terminal；
Report the loss unit, for by the network trading module included by described binding mobile terminal, it is achieved reporting the loss of described smart card.
13. an internet trading system, it is characterised in that include such as smart card as described in arbitrary in claim 6 to 9, such as mobile terminal as described in arbitrary in claim 10 to 12, and, trading server；
Described trading server for realizing the network transaction service of described smart card with described network trading module cooperative.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610077803.6A CN105761077A (en) | 2016-02-04 | 2016-02-04 | Intelligent card, mobile terminal, and network transaction method and system |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201610077803.6A CN105761077A (en) | 2016-02-04 | 2016-02-04 | Intelligent card, mobile terminal, and network transaction method and system |
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| CN105761077A true CN105761077A (en) | 2016-07-13 |
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| CN201610077803.6A Pending CN105761077A (en) | 2016-02-04 | 2016-02-04 | Intelligent card, mobile terminal, and network transaction method and system |
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| WO2023207251A1 (en) * | 2022-04-26 | 2023-11-02 | 中兴通讯股份有限公司 | Terminal device, data processing method and storage medium |
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Application publication date: 20160713 |