CN105681171B - A kind of Investment & Financing dynamic help method and system - Google Patents
A kind of Investment & Financing dynamic help method and system Download PDFInfo
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L51/00—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail
- H04L51/07—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail characterised by the inclusion of specific contents
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/06—Asset management; Financial planning or analysis
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L51/00—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail
- H04L51/52—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail for supporting social networking services
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
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- H04L63/0869—Network architectures or network communication protocols for network security for authentication of entities for achieving mutual authentication
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/10—Network architectures or network communication protocols for network security for controlling access to devices or network resources
- H04L63/105—Multiple levels of security
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/01—Protocols
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
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Abstract
The invention discloses a kind of Investment & Financing dynamic help method and system, method includes the following steps: S1, the first user send to Investment & Financing server and request, second user are invited to participate in financing investment；The login identification value of the second user is back to first user by S2, the Investment & Financing server, and S3, first user actively establish communication channel with the second user according to the login identification value of the second user；S4, first user will help to request and operating right is sent to the Investment & Financing server, after the Investment & Financing server requests the help and operating right parses, is sent to the second user and is confirmed and fed back；S5, the second user carry out financing to first user by the communication channel and help to operate.Invention has the advantages of high efficiency, and convenience is good and effectively increases the interactivity of existing investment financing terminal, enhances the experience of user.
Description
Technical field
The present invention relates to online remote assistance technical field more particularly to a kind of Investment & Financing dynamic help method and it is
System.
Background technique
As the income of residents increasingly improves, finance and money management gradually becomes the emerging industry with development potentiality.At present
Investment & Financing APP be that a large amount of finance product (fund, stock, debt) is pushed to client in large quantities, for finance product
Do not know much have less understanding into client, do not know which kind of finance product selected, how certain finance product invested, other cannot be requested online
The suggestion of professional good friend, also, existing Investment & Financing APP only supports the lander of APP unilaterally to operate, and not can request that
Good friend's opinion improves Investment & Financing risk so that the use operation to user brings inconvenience.
Summary of the invention
The purpose of the present invention is to provide a kind of Investment & Financing dynamic help method and system, good friend can be requested to help online
It helps, improve the interactivity of existing investment financing terminal and enhances the experience of user.
To achieve the goals above, the present invention provides a kind of Investment & Financing dynamic help method comprising following steps:
S1, the first user send to Investment & Financing server and request, and second user is invited to participate in financing investment；
The login identification value of the second user is back to first user by S2, the Investment & Financing server,
S3, first user actively establish with the second user logical according to the login identification value of the second user
Interrogate channel；
S4, first user will help to request and operating right is sent to the Investment & Financing server, the investment
Treasury management services' device by it is described help request and operating right parsing after, be sent to the second user and confirmed and fed back；
S5, the second user carry out financing to first user by the communication channel and help to operate.
According to a preferred embodiment of the invention: further comprising the steps of after the step S1:
After S11, the Investment & Financing server receive request, whether online the second user is inquired, if online, holding
Row step S2；If not online, request failure response is returned.
According to a preferred embodiment of the invention: in step s3, what first user actively established with second user
The communication channel includes: voice-grade channel or/and data channel, and first user can pass through the voice-grade channel or/and institute
Data channel is stated by Investment & Financing information sharing to the second user.
According to a preferred embodiment of the invention: the step S4 the following steps are included:
S41, first user will help to request and operating right is sent to the Investment & Financing server；
S42, the Investment & Financing server is requested the help and operating right parses, and then participates in financing
Order, the login identification value of first user and operating right are sent to the second user；
S43, the second user receive the investment and participate in order, the login identification value of first user and the behaviour
After making permission, helps first user to manage money matters if the second user determines, sent out to the Investment & Financing server
Send the confirmation message for participating in managing money matters；
After S44, the Investment & Financing server receive the confirmation message, then configuration successful is sent to first user
Feedback information.
According to a preferred embodiment of the invention: the operating right of first user includes browse right or formulation permission
Or on-line operation permission.
According to a preferred embodiment of the invention: the financing help in the step S5, which operates, includes:
S510, when the operating right that first user issues is browse right, the second user obtains the browsing
After permission, then browse request is sent to first user,
S511, first user software layer by manage money matters investing tip be converted into browsing data flow, pass through the communication
Channel is sent to the second user.
According to a preferred embodiment of the invention: the financing help in the step S5, which operates, includes:
S520, when the operating right that first user issues is to formulate permission, the second user obtains the formulation
After permission, according to the financing information that first user provides, capital project is formulated for it；
The capital project is converted into protocol stream by S521, the second user, is sent by the communication channel
To first user；
The protocol stream received is mapped to the default Investment & Financing side of software layer by S522, first user
In case module, and shown by display layer.
According to a preferred embodiment of the invention: being further comprised the steps of: after the step S522
S523, the second user pass through the financing information of oneself account or the newest distribution of information of finance product described
Communication channel is sent to first user sharing.
According to a preferred embodiment of the invention: the financing help in the step S5, which operates, includes:
S530, when the operating right that first user issues is on-line operation permission, described in the second user obtains
After on-line operation permission, the interface site information of the first user can be scanned into interface data stream by the software layer of first user
It is sent to the second user, realizes that interface is shared；
S531, the second user can carry out financing in the interface of first user of parsing display and help to grasp
Make.
According to a preferred embodiment of the invention: after the step S531 further include:
S532, the second user send the site information and data information that operate in the interface of first user
To first user；
S533, first user software layer the site information and data information are subjected to parsing recombination, by showing
Layer is shown, first user is enable to see the dynamic operation of the second user.
The present invention also provides a kind of Investment & Financing dynamic help systems, including the first user, second user and Investment & Financing
Server, first user and second user are connected with the Investment & Financing server respectively, the Investment & Financing service
Device includes database and processor interconnected, and for storing Investment & Financing data, the processor is used for the database
The first user aid request and operating right are received, and is sent to the second user after parsing, wherein first user
It is also connected with each other by a communication channel between second user.
According to a preferred embodiment of the invention: first user and second user are equipped with software layer and display layer,
The software layer will be for that will manage money matters investing tip or interface is mutually converted with data flow, and the display layer is for display operation
Information.
The beneficial effects of the present invention are: the first user can invite second user to carry out financing help as good friend, and
Second user operating right can be assigned according to demand, and second user is made to be able to achieve browsing, formulate financing scheme and dynamic operation
The Investment & Financings such as the first user interface help operates, and these Investment & Financings help is operated without Investment & Financing server
Transfer, high-efficient, convenience is good, changes the closure of conventional investment financing terminal, effectively increases existing investment financing
The interactivity of terminal enhances the experience of user.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
Some embodiments of invention for those of ordinary skill in the art without creative efforts, can be with
It obtains other drawings based on these drawings.
Fig. 1 is the method flow diagram of Investment & Financing dynamic help method of the invention；
Fig. 2 is that the financing of the Investment & Financing dynamic help method of one embodiment of the invention helps the method flow operated
Figure；
Fig. 3 is that the financing of the Investment & Financing dynamic help method of another embodiment of the present invention helps the method flow operated
Figure；
Fig. 4 is that the financing of the Investment & Financing dynamic help method of another embodiment of the invention helps the method flow operated
Figure；
Fig. 5 is the structure chart of Investment & Financing dynamic help system of the invention.
Specific embodiment
The preferred embodiment of the present invention is described in detail with reference to the accompanying drawing, so that advantages and features of the invention energy
It is easier to be readily appreciated by one skilled in the art, so as to make a clearer definition of the protection scope of the present invention.
As shown in fig.1, Investment & Financing dynamic help method of the invention comprising following steps:
S1, the first user 1 send to Investment & Financing server 3 and request, and second user 2 is invited to participate in financing investment；
The login identification value of second user 2 is back to the first user 1 by S2, Investment & Financing server 3,
S3, the first user 1 actively establish communication channel 4 with second user 2 according to the login identification value of second user 2；
S4, the first user 1 will help to request and operating right is sent to Investment & Financing server 3, Investment & Financing server 3
Will help request and operating right parsing after, be sent to second user 2 and confirmed and fed back；
S5, second user 2 carry out financing to the first user 1 by communication channel 4 and help to operate.
In the present invention, the first user 1 is the householder of Investment & Financing itself, and second user 2 is the good friend or special of householder
Industry personage, Investment & Financing server 3 is risen in this embodiment to be mainly used for licensing to the operating right of the first user 1
Two users 2 enable second user 2 to carry out investment reason to the first user 1 by communication channel 4 under the premise of ensuring safety
Wealth help operate, and this Investment & Financing help specific operation process without Investment & Financing server 3 transfer, it is high-efficient,
Convenience is good, changes the closure of conventional investment financing terminal.
In addition, the first user 1 and second user 2 can generate login identification value when logging in Investment & Financing server 3, step on
Land ident value can be user's head portrait be highlighted or status indicator be it is online etc., facilitate the first user 1 and second user 2 mutual
It checks the logging state of other side, lays the foundation for subsequent communication channel 4 of establishing.
Specifically, further comprising the steps of after step S1:
After S11, Investment & Financing server 3 receive request, whether inquiry second user 2 is online, if online, thening follow the steps
S2；If not online, request failure response is returned, can play the role of timely responding in this way, facilitates second user 2 not online
When, the first user 1 can select other help modes or recourse in time.
In step S3 of the invention, the communication channel 4 that 1 active of the first user is established with second user 2 includes: voice-grade channel
41 or/and data channel 42, the first user 1 can be by voice-grade channel 41 or/and data channel 42 by Investment & Financing information sharing
To second user 2.Wherein, voice-grade channel 41 mainly makes the first user 1 establish communication with second user 2 by way of voice
Relationship, data channel 42 are mainly used for the mutual transmission of the first user 1 and 2 operation data of second user.
In one embodiment of the present of invention, step S4 the following steps are included:
S41, the first user 1 will help to request and operating right is sent to Investment & Financing server 3；
S42,3 pairs of Investment & Financing server help to request and operating right parses, financing is then participated in into order, the
The login identification value and operating right of one user 1 is sent to second user 2；Wherein, it is Investment & Financing service that financing, which participates in order,
What the parsing help of device 3 issued after requesting；
S43, second user 2 receive investment and participate in ordering, after the login identification value of the first user 1 and operating right, if the
Two users 2, which determine, helps the first user 1 to manage money matters, then the confirmation message for participating in financing is sent to Investment & Financing server 3；
After S44, Investment & Financing server 3 receive confirmation message, then the feedback letter of configuration successful is sent to the first user 1
Breath.
The present invention increases the link of step S43 and confirmation and feedback information in step S44, mainly for making the first user
1 and second user 2 carry out two-way confirmation, it is ensured that help the safety operated, but also second user 2 can be made special at other
In the case of, refuse the help to the first user 1.
Specifically, the operating right of the first user 1 in the present invention includes browse right or formulation permission or on-line operation
Permission.
As shown in fig.2, in one embodiment of the invention, the financing help in step S5, which operates, includes:
S510, when the first user 1 issue operating right be browse right, second user 2 obtain browse right after, then send out
Send browse request to the first user 1,
S511, the first user 1 software layer 5 by manage money matters investing tip be converted into browsing data flow, sent out by communication channel 4
Give second user 2.
Such as: browse right is awarded in the good friend as second user 2, then second user 2 can see the first user's 1
Existing Investment & Financing situation: the investment and financing products selected, investment amount, the information such as investment Annual Percentage Rate of selection.First uses
Family 1 can carry out the ditch of voice or/and data information with second user 2 online by voice-grade channel 41 or/and data channel 42
It is logical, illustrate oneself pre- capital fund, the ideas such as pre- income volume.
As shown in fig.3, in another embodiment of the present invention, the financing help in step S5, which operates, includes:
S520, when the first user 1 issue operating right be formulate permission, second user 2 obtain formulate permission after, according to
The financing information that first user 1 provides formulates capital project for it；
Capital project is converted into protocol stream by S521, second user 2, is sent to the first user by communication channel 4
1；
The protocol stream received is mapped to the default Investment & Financing scheme module of software layer 5 by S522, the first user 1
In, and shown by display layer 6.
And it is further comprised the steps of: after step S522
S523, second user 2 are logical by communication by the financing information of oneself account or the newest distribution of information of finance product
It is shared that road 4 is sent to the first user 1.
Such as: formulation permission is awarded in the good friend as second user 2, the information that can be provided according to the first user 1, pre-
If Investment & Financing scheme module in, formulate Investment & Financing scheme for the first user 1, the first user 1 can see the second use in real time
The specified Investment & Financing scheme in family 2, and the Investment & Financing information of oneself can be shared with 1 conduct of the first user by second user 2
The information sharing for the investment and financing products new issue that oneself is obtained can also give to the first user 1 with reference to, second user 2, first
User 1 can be invested according to the investment and financing products for the Investment & Financing scheme and new issue that second user 2 is formulated.
As shown in fig.4, in yet another embodiment of the present invention, the financing help in step S5, which operates, includes:
S530, when the first user 1 issue operating right be on-line operation permission, second user 2 obtain on-line operation power
After limit, the interface site information of the first user 1 can be scanned into interface data stream and be sent to second by the software layer 5 of the first user 1
User 2, realize that interface is shared；
S531, second user 2 can carry out financing in the interface of the first user 1 of parsing display and help to operate.
And after step S531 further include:
The site information and data information that operate in the interface of the first user 1 are sent to first by S532, second user 2
User 1,
S533, the first user 1 software layer 5 site information and data information are subjected to parsing recombination, carried out by display layer 6
Display enables the first user 1 to see the dynamic operation of second user 2, the first user 1 can operation to second user 2 it is real-time
It is verified and is monitored, it is ensured that Investment & Financing helps the safety operated.
Such as: on-line operation permission is awarded in second user 2, and second user 2 can directly operate the investment of the first user 1
Financing interface, directly the first user 1 of side select finance product and investment amount, still, in order to guarantee safety, last payment
Operation must be operated in person by the first user 1.
As shown in fig.5, the invention also discloses a kind of Investment & Financing dynamic help systems comprising the first user 1,
Two users 2 and Investment & Financing server 3, the first user 1 and second user 2 are connected with Investment & Financing server 3 respectively, investment
Treasury management services' device 3 includes database 31 interconnected and processor 32, and database 31 is handled for storing Investment & Financing data
Device 32 is requested for reception the first user 1 help and operating right, and second user 2 is sent to after parsing, wherein first uses
It is also connected with each other by a communication channel 4 between family 1 and second user 2.
Specifically, the first user 1 and second user 2 are equipped with software layer 5 and display layer 6, and software layer 5 is for the throwing that will manage money matters
Standing breath or interface are mutually converted with data flow, and display layer 6 is used for display operation information.
To sum up, the first user 1 in the present invention can invite second user 2 to carry out financing help as good friend, and can be with
2 operating right of second user is assigned according to demand, and second user 2 is made to be able to achieve browsing, formulate financing scheme and dynamic operation the
The Investment & Financings such as one user interface help operates, and these Investment & Financings help is operated without in Investment & Financing server
Turn, high-efficient, convenience is good, changes the closure of conventional investment financing terminal, effectively increases existing investment financing eventually
The interactivity at end enhances the experience of user.
More than, only a specific embodiment of the invention, but scope of protection of the present invention is not limited thereto, it is any without
The change or replacement that creative work is expected are crossed, should be covered by the protection scope of the present invention.Therefore, protection of the invention
Range should be determined by the scope of protection defined in the claims.
Claims (10)
1. a kind of Investment & Financing dynamic help method, which comprises the following steps:
S1, the first user send to Investment & Financing server and request, and second user is invited to participate in financing investment；
The login identification value of the second user is back to first user by S2, the Investment & Financing server, described to step on
Land ident value is that user's head portrait is highlighted or status indicator is online；
It is logical actively to establish communication with the second user according to the login identification value of the second user by S3, first user
Road, the communication channel include: voice-grade channel or/and data channel, first user can by the voice-grade channel or/and
The data channel gives Investment & Financing information sharing to the second user；
S4, first user will help to request and operating right is sent to the Investment & Financing server, the Investment & Financing
Server by it is described help request and operating right parsing after, be sent to the second user and confirmed and fed back, including with
Lower step: S41, first user will help to request and operating right is sent to the Investment & Financing server；It is S42, described
Investment & Financing server is requested the help and operating right parses, and financing is then participated in order, first use
The login identification value and operating right at family are sent to the second user；S43, the second user receive the investment and participate in life
It enables, after the login identification value of first user and the operating right, helps described first to use if the second user determines
Family is managed money matters, then the confirmation message for participating in financing is sent to the Investment & Financing server；S44, the Investment & Financing service
After device receives the confirmation message, then the feedback information of configuration successful is sent to first user；
S5, the second user carry out financing to first user by the communication channel and help to operate.
2. Investment & Financing dynamic help method as described in claim 1, which is characterized in that further include after the step S1 with
Lower step:
After S11, the Investment & Financing server receive request, whether online the second user is inquired, if online, executing step
Rapid S2；If not online, request failure response is returned.
3. Investment & Financing dynamic help method as claimed in claim 1 or 2, which is characterized in that the operation of first user
Permission includes browse right or formulation permission or on-line operation permission.
4. Investment & Financing dynamic help method as claimed in claim 3, which is characterized in that the financing in the step S5 helps
Operation includes:
S510, when the operating right that first user issues is browse right, the second user obtains the browse right
Afterwards, then browse request is sent to first user；
S511, first user software layer by manage money matters investing tip be converted into browsing data flow, pass through the communication channel
It is sent to the second user.
5. Investment & Financing dynamic help method as claimed in claim 3, which is characterized in that the financing in the step S5 helps
Operation includes:
S520, when the operating right that first user issues is to formulate permission, the second user obtains the formulation permission
Afterwards, the financing information provided according to first user formulates capital project for it；
The capital project is converted into protocol stream by S521, the second user, is sent to institute by the communication channel
State the first user；
The protocol stream received is mapped to the default Investment & Financing scheme mould of software layer by S522, first user
In block, and shown by display layer.
6. Investment & Financing dynamic help method as claimed in claim 5, which is characterized in that further include after the step S522
Step:
The newest distribution of information of the financing information of oneself account or finance product is passed through the communication by S523, the second user
Channel is sent to first user sharing.
7. Investment & Financing dynamic help method as claimed in claim 3, which is characterized in that the financing in the step S5 helps
Operation includes:
S530, when the operating right that first user issues is on-line operation permission, the second user obtains described online
After operating right, the interface site information of the first user can be scanned into the transmission of interface data stream by the software layer of first user
To the second user, realize that interface is shared；
S531, the second user can carry out financing in the interface of first user of parsing display and help to operate.
8. Investment & Financing dynamic help method as claimed in claim 7, which is characterized in that also wrapped after the step S531
It includes:
The site information and data information that operate in the interface of first user are sent to institute by S532, the second user
State the first user；
S533, first user software layer the site information and data information are subjected to parsing recombination, by display layer into
Row display, enables first user to see the dynamic operation of the second user.
9. a kind of Investment & Financing dynamic help realized such as the described in any item Investment & Financing dynamic help methods of claim 1-8
System, which is characterized in that including the first user, second user and Investment & Financing server, first user and second user
It is connected respectively with the Investment & Financing server, the Investment & Financing server includes database interconnected and processing
Device, the database is for storing Investment & Financing data, and the processor is for receiving the first user aid request and operating rights
Limit, and the second user is sent to after parsing, wherein it is also logical by a communication between first user and second user
Road is connected with each other.
10. a kind of Investment & Financing dynamic help system as claimed in claim 9, which is characterized in that first user and
Two users are equipped with software layer and display layer, and the software layer will be for that will manage money matters investing tip or interface and data flow carries out mutually
Conversion, the display layer are used for display operation information.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610141826.9A CN105681171B (en) | 2016-03-14 | 2016-03-14 | A kind of Investment & Financing dynamic help method and system |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610141826.9A CN105681171B (en) | 2016-03-14 | 2016-03-14 | A kind of Investment & Financing dynamic help method and system |
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| CN105681171A CN105681171A (en) | 2016-06-15 |
| CN105681171B true CN105681171B (en) | 2019-08-16 |
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| CN201610141826.9A Active CN105681171B (en) | 2016-03-14 | 2016-03-14 | A kind of Investment & Financing dynamic help method and system |
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Families Citing this family (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106327335A (en) * | 2016-08-09 | 2017-01-11 | 深圳市星裳尔电子商务有限公司 | Guiding investment method |
| CN106169975B (en) * | 2016-08-29 | 2019-06-21 | 财付通支付科技有限公司 | Business transmission method and device |
| CN113256432B (en) * | 2021-05-28 | 2024-03-12 | 郝新 | Intelligent management method and system based on financial investment project |
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