CN105654629A - IC card auto-recharging method - Google Patents
IC card auto-recharging method Download PDFInfo
- Publication number
- CN105654629A CN105654629A CN201511010092.2A CN201511010092A CN105654629A CN 105654629 A CN105654629 A CN 105654629A CN 201511010092 A CN201511010092 A CN 201511010092A CN 105654629 A CN105654629 A CN 105654629A
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- China
- Prior art keywords
- card
- money
- voucher center
- charging terminal
- information
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/349—Rechargeable cards
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Finance (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention relates to an IC card auto-recharging method. The recharging method comprises the steps that IC card information is read; an IC card locking state is judged; locking is conducted on an IC card through an IC card recharging terminal; the IC card recharging terminal sends the recharging amount input by a user, a third party payment account, a payment code and the IC card information to a recharging center; the recharging center conducts recharging on an IC card background account; recharging succeeds. The IC card auto-recharging method has the advantages that the process of judging whether the card is in a locking state or not is added in the recharging process, corresponding operation is conducted according to the judgment of the state, and the probability of recharging misoperation is greatly reduced.
Description
Technical field:
The present invention relates to a kind of IC-card for receipt and payment cash, further to a kind of IC-card self-recharging method.
Background technology:
At present, due to contactless IC card have conveniently, safely, fast, economic dispatch feature, its application is very extensive, just promptly penetrates into the every field of people's routine work and life. IC-card consumption mostly is small amount off-line consumption, convenient and swift. IC-card is supplemented with money and is related to key safety, data safety, cash register safety, it is necessary to complete to supplementing site with money by special messenger. Such system operator needs to arrange substantial amounts of supplements site with money, it is necessary to consume substantial amounts of manpower financial capacity. Universal along with network finance means of payment, holder completely can self-recharging, while facilitating holder, what also reduce operator supplements pressure with money.
Summary of the invention:
It is an object of the invention to provide a kind of IC-card self-recharging method.
The system of IC-card self-recharging includes: IC-card charging terminal, voucher center.
Voucher center, uses payment module that IC-card background account is supplemented with money, then again and supplement software communication with money, it is achieved supplementing with money IC-card. Described voucher center includes:
Payment module, for IC-card background account being supplemented with money by Third-party payment platform, is supplemented with money IC-card when user cancels, just rushes to account account after IC-card, and the amount of money returns corresponding third party's account;
First logging modle, record uses the information that IC-card background account is supplemented with money by payment module, and also record uses payment module that IC-card background account is cancelled the information supplemented with money;
Second logging modle, the information that IC-card is supplemented with money by record;
Enquiry module, inquires about IC-card background account relevant information;
Supplement step counter module, the step that record is supplemented with money with money.
The recharge method realized in said system, process includes:
Step 101:IC card charging terminal reads IC card information, sends IC card information to voucher center;
Step 102: voucher center judges IC-card lock-out state, if state is locking, goes to step 201, otherwise performs step 103;
Step 103: voucher center sends pintle hook lock instruction to IC-card charging terminal, supplements step counter=1 with money;
IC-card is locked by step 104:IC card charging terminal;
Step 105:IC card charging terminal sends the recharge amount of user's input, Third-party payment account, payment cipher and IC card information to voucher center;
Step 106: IC-card background account is supplemented with money by voucher center; Successful recharging, supplements step counter=2 with money, goes to step 108, otherwise performs step 107;
Step 107: voucher center sends Third-party payment failure information to IC-card charging terminal, goes to step 401;
Step 108: the voucher center deduction IC-card background account amount of money, writes IC-card background account deduction record, writes IC-card and supplements ash record with money, supplements step counter=3 with money;
Step 109: voucher center calculates IC-card association key; Send charging information, IC-card key information to IC-card charging terminal;
IC-card is supplemented with money by step 110:IC card charging terminal; Successful recharging goes to step 111, otherwise performs step 201;
Step 111:IC card charging terminal sends successful recharging information to voucher center, and voucher center rewriting IC-card is supplemented ash with money and is recorded as and successfully supplements record with money, supplements step counter=4 with money;
Step 112: voucher center sends IC-card and unlocks instruction to IC-card charging terminal;
Step 113:IC card charging terminal unlocks IC-card;
Step 201: voucher center judges to supplement step counter with money, if equal to 1, go to step 401, otherwise, go to step 202;
Step 202: voucher center judges to supplement step counter with money, if equal to 2, go to step 301, otherwise, go to step 203;
Step 203: inquire about whether more grey record information is consistent with IC card information, be consistent IC-card successful recharging, goes to step 112, otherwise goes to step 301;
Step 301: voucher center sends supplements failure information with money to IC-card charging terminal, and user selects to continue to supplement with money to go to step 302, abandons supplementing with money going to step 303;
Step 302: voucher center judges to supplement step counter with money, if equal to 2, go to step 108, otherwise, go to step 109;
Step 303:IC card charging terminal sends cancels charging information to voucher center;
Step 304: voucher center, rewrites IC-card and supplements ash with money and be recorded as to cancel and supplement record with money; Recharge amount is restored to Third-party payment account simultaneously; Go to step 112;
Step 401: user selects to continue to supplement with money to go to step 105, abandons supplementing with money going to step 112.
The invention has the beneficial effects as follows: the present invention adds the judge process of card whether lock-out state in the process of supplementing with money, and the judgement according to state operates accordingly, greatly reduces the probability supplementing maloperation with money.
Accompanying drawing illustrates:
Fig. 1 is the schematic flow sheet that the present invention supplements process with money.
Detailed description of the invention:
The system of IC-card self-recharging includes: IC-card charging terminal, voucher center.
Voucher center, uses payment module that IC-card background account is supplemented with money, then again and supplement software communication with money, it is achieved supplementing with money IC-card. Described voucher center includes:
Payment module, for IC-card background account being supplemented with money by Third-party payment platform, is supplemented with money IC-card when user cancels, just rushes to account account after IC-card, and the amount of money returns corresponding third party's account;
First logging modle, record uses the information that IC-card background account is supplemented with money by payment module, and also record uses payment module that IC-card background account is cancelled the information supplemented with money;
Second logging modle, the information that IC-card is supplemented with money by record;
Enquiry module, inquires about IC-card background account relevant information;
Supplement step counter module, the step that record is supplemented with money with money.
The recharge method realized in said system is as it is shown in figure 1, process includes:
Step 101:IC card charging terminal reads IC card information, sends IC card information to voucher center;
Step 102: voucher center judges IC-card lock-out state, if state is locking, goes to step 201, otherwise performs step 103;
Step 103: voucher center sends pintle hook lock instruction to IC-card charging terminal, supplements step counter=1 with money;
IC-card is locked by step 104:IC card charging terminal;
Step 105:IC card charging terminal sends the recharge amount of user's input, Third-party payment account, payment cipher and IC card information to voucher center;
Step 106: IC-card background account is supplemented with money by voucher center; Successful recharging, supplements step counter=2 with money, goes to step 108, otherwise performs step 107;
Step 107: voucher center sends Third-party payment failure information to IC-card charging terminal, goes to step 401;
Step 108: the voucher center deduction IC-card background account amount of money, writes IC-card background account deduction record, writes IC-card and supplements ash record with money, supplements step counter=3 with money;
Step 109: voucher center calculates IC-card association key; Send charging information, IC-card key information to IC-card charging terminal;
IC-card is supplemented with money by step 110:IC card charging terminal; Successful recharging goes to step 111, otherwise performs step 201;
Step 111:IC card charging terminal sends successful recharging information to voucher center, and voucher center rewriting IC-card is supplemented ash with money and is recorded as and successfully supplements record with money, supplements step counter=4 with money;
Step 112: voucher center sends IC-card and unlocks instruction to IC-card charging terminal;
Step 113:IC card charging terminal unlocks IC-card;
Step 201: voucher center judges to supplement step counter with money, if equal to 1, go to step 401, otherwise, go to step 202;
Step 202: voucher center judges to supplement step counter with money, if equal to 2, go to step 301, otherwise, go to step 203;
Step 203: inquire about whether more grey record information is consistent with IC card information, be consistent IC-card successful recharging, goes to step 112, otherwise goes to step 301;
Step 301: voucher center sends supplements failure information with money to IC-card charging terminal, and user selects to continue to supplement with money to go to step 302, abandons supplementing with money going to step 303;
Step 302: voucher center judges to supplement step counter with money, if equal to 2, go to step 108, otherwise, go to step 109;
Step 303:IC card charging terminal sends cancels charging information to voucher center;
Step 304: voucher center, rewrites IC-card and supplements ash with money and be recorded as to cancel and supplement record with money; Recharge amount is restored to Third-party payment account simultaneously; Go to step 112;
Step 401: user selects to continue to supplement with money to go to step 105, abandons supplementing with money going to step 112.
Claims (1)
1. an IC-card self-recharging method, it is characterised in that including:
Step 101:IC card charging terminal reads IC card information, sends IC card information to voucher center;
Step 102: voucher center judges IC-card lock-out state, if state is locking, goes to step 201, otherwise performs step 103;
Step 103: voucher center sends pintle hook lock instruction to IC-card charging terminal, supplements step counter=1 with money;
IC-card is locked by step 104:IC card charging terminal;
Step 105:IC card charging terminal sends the recharge amount of user's input, Third-party payment account, payment cipher and IC card information to voucher center;
Step 106: IC-card background account is supplemented with money by voucher center; Successful recharging, supplements step counter=2 with money, goes to step 108, otherwise performs step 107;
Step 107: voucher center sends Third-party payment failure information to IC-card charging terminal, goes to step 401;
Step 108: the voucher center deduction IC-card background account amount of money, writes IC-card background account deduction record, writes IC-card and supplements ash record with money, supplements step counter=3 with money;
Step 109: voucher center calculates IC-card association key; Send charging information, IC-card key information to IC-card charging terminal;
IC-card is supplemented with money by step 110:IC card charging terminal; Successful recharging goes to step 111, otherwise performs step 201;
Step 111:IC card charging terminal sends successful recharging information to voucher center, and voucher center rewriting IC-card is supplemented ash with money and is recorded as and successfully supplements record with money, supplements step counter=4 with money;
Step 112: voucher center sends IC-card and unlocks instruction to IC-card charging terminal;
Step 113:IC card charging terminal unlocks IC-card;
Step 201: voucher center judges to supplement step counter with money, if equal to 1, go to step 401, otherwise, go to step 202;
Step 202: voucher center judges to supplement step counter with money, if equal to 2, go to step 301, otherwise, go to step 203;
Step 203: inquire about whether more grey record information is consistent with IC card information, be consistent IC-card successful recharging, goes to step 112, otherwise goes to step 301;
Step 301: voucher center sends supplements failure information with money to IC-card charging terminal, and user selects to continue to supplement with money to go to step 302, abandons supplementing with money going to step 303;
Step 302: voucher center judges to supplement step counter with money, if equal to 2, go to step 108, otherwise, go to step 109;
Step 303:IC card charging terminal sends cancels charging information to voucher center;
Step 304: voucher center, rewrites IC-card and supplements ash with money and be recorded as to cancel and supplement record with money; Recharge amount is restored to Third-party payment account simultaneously; Go to step 112;
Step 401: user selects to continue to supplement with money to go to step 105, abandons supplementing with money going to step 112.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
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CN201511010092.2A CN105654629A (en) | 2015-12-28 | 2015-12-28 | IC card auto-recharging method |
Applications Claiming Priority (1)
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CN201511010092.2A CN105654629A (en) | 2015-12-28 | 2015-12-28 | IC card auto-recharging method |
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CN105654629A true CN105654629A (en) | 2016-06-08 |
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CN201511010092.2A Pending CN105654629A (en) | 2015-12-28 | 2015-12-28 | IC card auto-recharging method |
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Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN110852752A (en) * | 2019-09-27 | 2020-02-28 | 威富通科技有限公司 | Method, device, equipment and storage medium for processing withdrawal exception of recharging order |
CN112465512A (en) * | 2020-11-25 | 2021-03-09 | 广州羊城通有限公司 | Recharge revocation control method and device for rechargeable card |
Citations (4)
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CN101211489A (en) * | 2007-12-25 | 2008-07-02 | 武汉蓝焰自动化应用技术有限责任公司 | Gas IC card bank-linked self-help charging application system |
CN102521746A (en) * | 2011-12-15 | 2012-06-27 | 天津市通卡公用网络***有限公司 | Safely-consuming smart card and method thereof |
CN103577983A (en) * | 2013-11-25 | 2014-02-12 | 成都中联信通科技股份有限公司 | Load method of electronic currency for off-line consumption |
CN104102934A (en) * | 2014-07-09 | 2014-10-15 | 中国工商银行股份有限公司 | Portable IC card read-write device, system and method |
-
2015
- 2015-12-28 CN CN201511010092.2A patent/CN105654629A/en active Pending
Patent Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN101211489A (en) * | 2007-12-25 | 2008-07-02 | 武汉蓝焰自动化应用技术有限责任公司 | Gas IC card bank-linked self-help charging application system |
CN102521746A (en) * | 2011-12-15 | 2012-06-27 | 天津市通卡公用网络***有限公司 | Safely-consuming smart card and method thereof |
CN103577983A (en) * | 2013-11-25 | 2014-02-12 | 成都中联信通科技股份有限公司 | Load method of electronic currency for off-line consumption |
CN104102934A (en) * | 2014-07-09 | 2014-10-15 | 中国工商银行股份有限公司 | Portable IC card read-write device, system and method |
Cited By (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN110852752A (en) * | 2019-09-27 | 2020-02-28 | 威富通科技有限公司 | Method, device, equipment and storage medium for processing withdrawal exception of recharging order |
CN110852752B (en) * | 2019-09-27 | 2023-10-13 | 威富通科技有限公司 | Method, device, equipment and storage medium for processing recharge order withdrawal exception |
CN112465512A (en) * | 2020-11-25 | 2021-03-09 | 广州羊城通有限公司 | Recharge revocation control method and device for rechargeable card |
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Application publication date: 20160608 |
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