CN105654629A - IC card auto-recharging method - Google Patents

IC card auto-recharging method Download PDF

Info

Publication number
CN105654629A
CN105654629A CN201511010092.2A CN201511010092A CN105654629A CN 105654629 A CN105654629 A CN 105654629A CN 201511010092 A CN201511010092 A CN 201511010092A CN 105654629 A CN105654629 A CN 105654629A
Authority
CN
China
Prior art keywords
card
money
voucher center
charging terminal
information
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201511010092.2A
Other languages
Chinese (zh)
Inventor
李胜利
李响
宋昆
高祝虎
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Tianjin Ic Card Public Network System Co Ltd
Original Assignee
Tianjin Ic Card Public Network System Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Tianjin Ic Card Public Network System Co Ltd filed Critical Tianjin Ic Card Public Network System Co Ltd
Priority to CN201511010092.2A priority Critical patent/CN105654629A/en
Publication of CN105654629A publication Critical patent/CN105654629A/en
Pending legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/349Rechargeable cards

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention relates to an IC card auto-recharging method. The recharging method comprises the steps that IC card information is read; an IC card locking state is judged; locking is conducted on an IC card through an IC card recharging terminal; the IC card recharging terminal sends the recharging amount input by a user, a third party payment account, a payment code and the IC card information to a recharging center; the recharging center conducts recharging on an IC card background account; recharging succeeds. The IC card auto-recharging method has the advantages that the process of judging whether the card is in a locking state or not is added in the recharging process, corresponding operation is conducted according to the judgment of the state, and the probability of recharging misoperation is greatly reduced.

Description

A kind of IC-card self-recharging method
Technical field:
The present invention relates to a kind of IC-card for receipt and payment cash, further to a kind of IC-card self-recharging method.
Background technology:
At present, due to contactless IC card have conveniently, safely, fast, economic dispatch feature, its application is very extensive, just promptly penetrates into the every field of people's routine work and life. IC-card consumption mostly is small amount off-line consumption, convenient and swift. IC-card is supplemented with money and is related to key safety, data safety, cash register safety, it is necessary to complete to supplementing site with money by special messenger. Such system operator needs to arrange substantial amounts of supplements site with money, it is necessary to consume substantial amounts of manpower financial capacity. Universal along with network finance means of payment, holder completely can self-recharging, while facilitating holder, what also reduce operator supplements pressure with money.
Summary of the invention:
It is an object of the invention to provide a kind of IC-card self-recharging method.
The system of IC-card self-recharging includes: IC-card charging terminal, voucher center.
Voucher center, uses payment module that IC-card background account is supplemented with money, then again and supplement software communication with money, it is achieved supplementing with money IC-card. Described voucher center includes:
Payment module, for IC-card background account being supplemented with money by Third-party payment platform, is supplemented with money IC-card when user cancels, just rushes to account account after IC-card, and the amount of money returns corresponding third party's account;
First logging modle, record uses the information that IC-card background account is supplemented with money by payment module, and also record uses payment module that IC-card background account is cancelled the information supplemented with money;
Second logging modle, the information that IC-card is supplemented with money by record;
Enquiry module, inquires about IC-card background account relevant information;
Supplement step counter module, the step that record is supplemented with money with money.
The recharge method realized in said system, process includes:
Step 101:IC card charging terminal reads IC card information, sends IC card information to voucher center;
Step 102: voucher center judges IC-card lock-out state, if state is locking, goes to step 201, otherwise performs step 103;
Step 103: voucher center sends pintle hook lock instruction to IC-card charging terminal, supplements step counter=1 with money;
IC-card is locked by step 104:IC card charging terminal;
Step 105:IC card charging terminal sends the recharge amount of user's input, Third-party payment account, payment cipher and IC card information to voucher center;
Step 106: IC-card background account is supplemented with money by voucher center; Successful recharging, supplements step counter=2 with money, goes to step 108, otherwise performs step 107;
Step 107: voucher center sends Third-party payment failure information to IC-card charging terminal, goes to step 401;
Step 108: the voucher center deduction IC-card background account amount of money, writes IC-card background account deduction record, writes IC-card and supplements ash record with money, supplements step counter=3 with money;
Step 109: voucher center calculates IC-card association key; Send charging information, IC-card key information to IC-card charging terminal;
IC-card is supplemented with money by step 110:IC card charging terminal; Successful recharging goes to step 111, otherwise performs step 201;
Step 111:IC card charging terminal sends successful recharging information to voucher center, and voucher center rewriting IC-card is supplemented ash with money and is recorded as and successfully supplements record with money, supplements step counter=4 with money;
Step 112: voucher center sends IC-card and unlocks instruction to IC-card charging terminal;
Step 113:IC card charging terminal unlocks IC-card;
Step 201: voucher center judges to supplement step counter with money, if equal to 1, go to step 401, otherwise, go to step 202;
Step 202: voucher center judges to supplement step counter with money, if equal to 2, go to step 301, otherwise, go to step 203;
Step 203: inquire about whether more grey record information is consistent with IC card information, be consistent IC-card successful recharging, goes to step 112, otherwise goes to step 301;
Step 301: voucher center sends supplements failure information with money to IC-card charging terminal, and user selects to continue to supplement with money to go to step 302, abandons supplementing with money going to step 303;
Step 302: voucher center judges to supplement step counter with money, if equal to 2, go to step 108, otherwise, go to step 109;
Step 303:IC card charging terminal sends cancels charging information to voucher center;
Step 304: voucher center, rewrites IC-card and supplements ash with money and be recorded as to cancel and supplement record with money; Recharge amount is restored to Third-party payment account simultaneously; Go to step 112;
Step 401: user selects to continue to supplement with money to go to step 105, abandons supplementing with money going to step 112.
The invention has the beneficial effects as follows: the present invention adds the judge process of card whether lock-out state in the process of supplementing with money, and the judgement according to state operates accordingly, greatly reduces the probability supplementing maloperation with money.
Accompanying drawing illustrates:
Fig. 1 is the schematic flow sheet that the present invention supplements process with money.
Detailed description of the invention:
The system of IC-card self-recharging includes: IC-card charging terminal, voucher center.
Voucher center, uses payment module that IC-card background account is supplemented with money, then again and supplement software communication with money, it is achieved supplementing with money IC-card. Described voucher center includes:
Payment module, for IC-card background account being supplemented with money by Third-party payment platform, is supplemented with money IC-card when user cancels, just rushes to account account after IC-card, and the amount of money returns corresponding third party's account;
First logging modle, record uses the information that IC-card background account is supplemented with money by payment module, and also record uses payment module that IC-card background account is cancelled the information supplemented with money;
Second logging modle, the information that IC-card is supplemented with money by record;
Enquiry module, inquires about IC-card background account relevant information;
Supplement step counter module, the step that record is supplemented with money with money.
The recharge method realized in said system is as it is shown in figure 1, process includes:
Step 101:IC card charging terminal reads IC card information, sends IC card information to voucher center;
Step 102: voucher center judges IC-card lock-out state, if state is locking, goes to step 201, otherwise performs step 103;
Step 103: voucher center sends pintle hook lock instruction to IC-card charging terminal, supplements step counter=1 with money;
IC-card is locked by step 104:IC card charging terminal;
Step 105:IC card charging terminal sends the recharge amount of user's input, Third-party payment account, payment cipher and IC card information to voucher center;
Step 106: IC-card background account is supplemented with money by voucher center; Successful recharging, supplements step counter=2 with money, goes to step 108, otherwise performs step 107;
Step 107: voucher center sends Third-party payment failure information to IC-card charging terminal, goes to step 401;
Step 108: the voucher center deduction IC-card background account amount of money, writes IC-card background account deduction record, writes IC-card and supplements ash record with money, supplements step counter=3 with money;
Step 109: voucher center calculates IC-card association key; Send charging information, IC-card key information to IC-card charging terminal;
IC-card is supplemented with money by step 110:IC card charging terminal; Successful recharging goes to step 111, otherwise performs step 201;
Step 111:IC card charging terminal sends successful recharging information to voucher center, and voucher center rewriting IC-card is supplemented ash with money and is recorded as and successfully supplements record with money, supplements step counter=4 with money;
Step 112: voucher center sends IC-card and unlocks instruction to IC-card charging terminal;
Step 113:IC card charging terminal unlocks IC-card;
Step 201: voucher center judges to supplement step counter with money, if equal to 1, go to step 401, otherwise, go to step 202;
Step 202: voucher center judges to supplement step counter with money, if equal to 2, go to step 301, otherwise, go to step 203;
Step 203: inquire about whether more grey record information is consistent with IC card information, be consistent IC-card successful recharging, goes to step 112, otherwise goes to step 301;
Step 301: voucher center sends supplements failure information with money to IC-card charging terminal, and user selects to continue to supplement with money to go to step 302, abandons supplementing with money going to step 303;
Step 302: voucher center judges to supplement step counter with money, if equal to 2, go to step 108, otherwise, go to step 109;
Step 303:IC card charging terminal sends cancels charging information to voucher center;
Step 304: voucher center, rewrites IC-card and supplements ash with money and be recorded as to cancel and supplement record with money; Recharge amount is restored to Third-party payment account simultaneously; Go to step 112;
Step 401: user selects to continue to supplement with money to go to step 105, abandons supplementing with money going to step 112.

Claims (1)

1. an IC-card self-recharging method, it is characterised in that including:
Step 101:IC card charging terminal reads IC card information, sends IC card information to voucher center;
Step 102: voucher center judges IC-card lock-out state, if state is locking, goes to step 201, otherwise performs step 103;
Step 103: voucher center sends pintle hook lock instruction to IC-card charging terminal, supplements step counter=1 with money;
IC-card is locked by step 104:IC card charging terminal;
Step 105:IC card charging terminal sends the recharge amount of user's input, Third-party payment account, payment cipher and IC card information to voucher center;
Step 106: IC-card background account is supplemented with money by voucher center; Successful recharging, supplements step counter=2 with money, goes to step 108, otherwise performs step 107;
Step 107: voucher center sends Third-party payment failure information to IC-card charging terminal, goes to step 401;
Step 108: the voucher center deduction IC-card background account amount of money, writes IC-card background account deduction record, writes IC-card and supplements ash record with money, supplements step counter=3 with money;
Step 109: voucher center calculates IC-card association key; Send charging information, IC-card key information to IC-card charging terminal;
IC-card is supplemented with money by step 110:IC card charging terminal; Successful recharging goes to step 111, otherwise performs step 201;
Step 111:IC card charging terminal sends successful recharging information to voucher center, and voucher center rewriting IC-card is supplemented ash with money and is recorded as and successfully supplements record with money, supplements step counter=4 with money;
Step 112: voucher center sends IC-card and unlocks instruction to IC-card charging terminal;
Step 113:IC card charging terminal unlocks IC-card;
Step 201: voucher center judges to supplement step counter with money, if equal to 1, go to step 401, otherwise, go to step 202;
Step 202: voucher center judges to supplement step counter with money, if equal to 2, go to step 301, otherwise, go to step 203;
Step 203: inquire about whether more grey record information is consistent with IC card information, be consistent IC-card successful recharging, goes to step 112, otherwise goes to step 301;
Step 301: voucher center sends supplements failure information with money to IC-card charging terminal, and user selects to continue to supplement with money to go to step 302, abandons supplementing with money going to step 303;
Step 302: voucher center judges to supplement step counter with money, if equal to 2, go to step 108, otherwise, go to step 109;
Step 303:IC card charging terminal sends cancels charging information to voucher center;
Step 304: voucher center, rewrites IC-card and supplements ash with money and be recorded as to cancel and supplement record with money; Recharge amount is restored to Third-party payment account simultaneously; Go to step 112;
Step 401: user selects to continue to supplement with money to go to step 105, abandons supplementing with money going to step 112.
CN201511010092.2A 2015-12-28 2015-12-28 IC card auto-recharging method Pending CN105654629A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201511010092.2A CN105654629A (en) 2015-12-28 2015-12-28 IC card auto-recharging method

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201511010092.2A CN105654629A (en) 2015-12-28 2015-12-28 IC card auto-recharging method

Publications (1)

Publication Number Publication Date
CN105654629A true CN105654629A (en) 2016-06-08

Family

ID=56477907

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201511010092.2A Pending CN105654629A (en) 2015-12-28 2015-12-28 IC card auto-recharging method

Country Status (1)

Country Link
CN (1) CN105654629A (en)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110852752A (en) * 2019-09-27 2020-02-28 威富通科技有限公司 Method, device, equipment and storage medium for processing withdrawal exception of recharging order
CN112465512A (en) * 2020-11-25 2021-03-09 广州羊城通有限公司 Recharge revocation control method and device for rechargeable card

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101211489A (en) * 2007-12-25 2008-07-02 武汉蓝焰自动化应用技术有限责任公司 Gas IC card bank-linked self-help charging application system
CN102521746A (en) * 2011-12-15 2012-06-27 天津市通卡公用网络***有限公司 Safely-consuming smart card and method thereof
CN103577983A (en) * 2013-11-25 2014-02-12 成都中联信通科技股份有限公司 Load method of electronic currency for off-line consumption
CN104102934A (en) * 2014-07-09 2014-10-15 中国工商银行股份有限公司 Portable IC card read-write device, system and method

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101211489A (en) * 2007-12-25 2008-07-02 武汉蓝焰自动化应用技术有限责任公司 Gas IC card bank-linked self-help charging application system
CN102521746A (en) * 2011-12-15 2012-06-27 天津市通卡公用网络***有限公司 Safely-consuming smart card and method thereof
CN103577983A (en) * 2013-11-25 2014-02-12 成都中联信通科技股份有限公司 Load method of electronic currency for off-line consumption
CN104102934A (en) * 2014-07-09 2014-10-15 中国工商银行股份有限公司 Portable IC card read-write device, system and method

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110852752A (en) * 2019-09-27 2020-02-28 威富通科技有限公司 Method, device, equipment and storage medium for processing withdrawal exception of recharging order
CN110852752B (en) * 2019-09-27 2023-10-13 威富通科技有限公司 Method, device, equipment and storage medium for processing recharge order withdrawal exception
CN112465512A (en) * 2020-11-25 2021-03-09 广州羊城通有限公司 Recharge revocation control method and device for rechargeable card

Similar Documents

Publication Publication Date Title
CN102201143B (en) A kind of bank card transaction system based on SMS platform real-time interaction and method
CN205281665U (en) Electric automobile fills electric pile mobile payment system
TWI435282B (en) Techniques for authorization of usage of a payment device
US9881302B1 (en) Intelligent payment capture in failed authorization requests
CN103559756B (en) A kind of system and method utilizing NFC mobile phone to supplement with money to non-contact IC card
KR20180105185A (en) A credit settlement method and apparatus based on card emulation of a mobile terminal
JP2013229879A (en) Portable payment device
CN103761649A (en) Network recharging system and method for IC card
CN103368743A (en) Multifunctional intelligent card and identity authentication method and operation method of multifunctional intelligent card
CN103218713A (en) Multifunctional POS (point-of-sale) terminal, system and payment method based on intelligent platform
US20180144322A1 (en) Systems and methods for validating a transaction based on vehicle location
CN103794000A (en) Method for processing in case of non-contact IC card data reading failure and device for implementing method
CN105631662A (en) NFC payment method, NFC payment system and mobile terminal
CN103266816A (en) Lock management system
CN101256695A (en) Method for automatically charging of near-field communication terminal
CN106355411A (en) Intelligent wallet integrated with fingerprint recognition
CN105654629A (en) IC card auto-recharging method
CN103489028B (en) A kind of financial IC card, Multi-protocol communication system and method
CN106529931A (en) Intelligent POS payment safety management system
CN101383065A (en) Cross-region and cross-field transportation IC card application method and system
CN205080611U (en) Wade car and receive / system of paying based on vehicle electronic recognition
CN108280634B (en) Payment method and system, automobile, toll terminal and medium
CN204303007U (en) A kind of smart payment card
CN100589131C (en) Smart card containing Mifare functional module and data updating method thereof
CN101515389B (en) Safe consumption method for POS machine system

Legal Events

Date Code Title Description
C06 Publication
PB01 Publication
C10 Entry into substantive examination
SE01 Entry into force of request for substantive examination
WD01 Invention patent application deemed withdrawn after publication

Application publication date: 20160608

WD01 Invention patent application deemed withdrawn after publication