CN105574714A - Mobile recharge method and system - Google Patents

Mobile recharge method and system Download PDF

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Publication number
CN105574714A
CN105574714A CN201610077469.4A CN201610077469A CN105574714A CN 105574714 A CN105574714 A CN 105574714A CN 201610077469 A CN201610077469 A CN 201610077469A CN 105574714 A CN105574714 A CN 105574714A
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China
Prior art keywords
card
transfer server
money
module
charging terminal
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Pending
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CN201610077469.4A
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Chinese (zh)
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于皓
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Individual
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Individual
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Priority to CN201610077469.4A priority Critical patent/CN105574714A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/085Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855Payment architectures involving remote charge determination or related payment systems involving a third party
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/349Rechargeable cards

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention provides a mobile recharge method and system and belongs to the recharge field. The system includes a recharge terminal, a transfer server, a third party payment platform and an IC card recharge system; the recharge terminal is wirelessly connected with the transfer server and the third party payment platform; the transfer server is connected with the third party payment platform and the IC card recharge system; and the recharge terminal includes a micro controller module, a wireless communication module, a card seat module and a man-machine interface module and a power source module, wherein the micro controller module is connected with the card seat module and the man-machine interface module, the wireless communication module is connected with the man-machine interface module, and the power source module is connected with the micro controller module, the wireless communication module and the man-machine interface module so as to supply power for the micro controller module, the wireless communication module and the man-machine interface module. With the mobile recharge method and system adopted, the problem of troublesome recharge of an existing IC card recharge system can be solved.

Description

Move and supplement method and system with money
Technical field
The present invention relates to the field of supplementing with money, specifically relate to move and supplement method and system with money.
Background technology
Along with socioeconomic development, the raising of people's living standard, many times needs to use IC-card in people's life, such as grease card, combustion gas card and mass transit card etc.Due to the IC-card in life when consuming without the need to password authentification, IC-card lose or stolen after other people can directly use, so people's amount of money of supplementing with money all can not be very large at every turn, thus people need regular supplementing with money to IC-card.Traditional IC-card mode of supplementing with money must go to special site of supplementing with money to supplement with money, but general not nearby owing to supplementing site with money, and only has just can supplement with money daytime, brings very large trouble.
Application publication number is the patent of invention of CN102682521A, disclose the oiling IC-card charging system based on desktop system and recharge method, comprise the desktop systems, assembly module, the bank card business dealing terminal with bank card function of swiping card and the IC-card that refuels that are connected with refuelling station with bank by network and supplement the external card writer writing card function with money; This system and recharge method mainly use bank card business dealing terminal to carry out payment of swiping the card, and desktop systems networking obtains load value data, and the load value data write in the external card writer acquisition computer of card function writes IC-card to use IC-card to supplement with money.This system and recharge method use computer to carry out swiping the card payment as payment device as networking gear and bank card business dealing terminal, can only supplement with money at home when people are supplemented with money IC-card, when people be away from home grease card and mass transit card etc. out of funds time and cannot supplement with money in time, still make IC-card supplement inconvenience with money, bring very large trouble.
Summary of the invention
It is cumbersome that the present invention needs the problem solved to be that existing IC-card charging system makes people supplement with money, provides a kind of and mobilely supplement method and system with money.
The present invention solves the problem by the following technical programs:
Mobile recharge method, comprises the steps:
Step 1, inserts charging terminal IC-card, and charging terminal reads IC card information, and IC card information is passed to transfer server;
Step 2, transfer server receives IC card information, and contrasts with IC-card authorization message storehouse, and comparing result is returned to charging terminal;
Step 3, when the result returned in step 2 is this IC-card with no authorized, returns step 1; When the result returned in step 2 is this IC-card legal authorization, user selects corresponding IC card information and Web bank's account by charging terminal and inputs password, charging terminal communicates with Third-party payment platform, completes payment, and Third-party payment platform throws the account of corresponding IC-card side into money;
Step 4, Third-party payment platform passes to charging terminal and transfer server payment and corresponding IC card information;
Step 5, transfer server stored in database, and passes to corresponding IC-card charging system payment and corresponding IC card information payment and corresponding IC card information;
Step 6, IC-card charging system calculates corresponding equivalent data according to former imputation formula after receiving payment and IC card information, and the amount of money, IC card information and equivalent data are deposited into database;
Step 7, IC-card charging system passes to transfer server the equivalent data converted and IC card information;
Step 8, transfer server receives stored in database after equivalent data and IC card information, and passes to charging terminal;
Step 9, supplements with money IC-card after the equivalent data that charging terminal reception transfer server imports into and corresponding IC card information;
Step 10, when in step 9 during successful recharging, charging terminal passes to transfer server the IC card information of successful recharging and the equivalent data of supplementing with money, after transfer server receives successful recharging, IC corresponding in database need be supplemented with money equivalent data and mark, complete and supplement with money; When supplementing with money unsuccessful in step 9, charging terminal passes to transfer server supplementing unsuccessful IC card information with money and need supplementing equivalent data with money, transfer server receive supplement with money unsuccessful after, the equivalent data tag cache that IC-card corresponding in database need be supplemented with money, whether transfer server real-time listening charging terminal imports the IC-card authorization identifying information also not having successful recharging into;
Step 11, when there is no the IC-card authorization identifying information of successful recharging before transfer server listens to, transfer server sends to charging terminal and authorizes legal information, and the corresponding IC card information there be not successful recharging before and the equivalent data that need supplement with money are passed to charging terminal, enters step 9.
Moving charging valve system, comprises charging terminal, transfer server, Third-party payment platform and IC-card charging system; Described charging terminal respectively with transfer server and the wireless connections of Third-party payment platform; Described transfer server is connected with Third-party payment platform and IC-card charging system respectively.
In order to reduce the data pressure of transfer server, also improve the safety of data further, preferred is that moving charging valve system also comprises high in the clouds management server, high in the clouds management server and charging terminal wireless connections.
Charging terminal comprises micro controller module, wireless communication module, card seat module, human-computer interface module and power module; Described micro controller module sits module with card respectively and human-computer interface module is connected; Described wireless communication module is connected with human-computer interface module; Described power module is connected with micro controller module, wireless communication module and human-computer interface module respectively powers.
Convenient in order to make people supplement IC-card with money, preferably human-computer interface module is intelligent terminal, makes people can at any time for IC-card is supplemented with money.
Preferably intelligent terminal is mobile phone or panel computer.
In order to better meet the transmission of charging terminal wireless data, preferably wireless communication module is CDMA, 4G module or WIFI module.
Advantage of the present invention and effect are:
The invention provides to move and supplement method and system with money, by using, there is fine ambulant charging terminal, can as required charging terminal be arranged on family, car or public place etc., supplement with money to people's IC-card and provide convenience, solve existing IC-card charging system and supplement cumbersome problem with money; Further, moving charging valve system also comprises high in the clouds management server, and IC-card authority checking data are placed on high in the clouds management server, reduces the data pressure of transfer server, also improves the safety of data further.
Accompanying drawing explanation
Fig. 1 is structural representation of the present invention.
Embodiment
Below in conjunction with embodiment, the invention will be further described.
Mobile recharge method, comprises the steps:
Step 1, user sits module the card that IC-card inserts charging terminal, when the micro controller module of charging terminal detects that card seat module has card to insert; Micro controller module reads No. ID of IC-card, the data such as card number and the amount of money, micro controller module read No. ID of IC-card, the deposit data such as card number and the amount of money in both the buffers simultaneously IC-card No. ID, the data such as card number and the amount of money pass to wireless communication module, wireless communication module passes to transfer server by wireless, wherein, wireless communication module is sent after being all encrypted by existing DES or md5 encryption algorithm when sending data at every turn again, improves the security of data.
Step 2, the data such as transfer server receive that charging terminal wireless communication module imports into No. ID, card number and the amount of money, and receiving No. ID, the data such as card number and the amount of money and IC-card authorization message storehouse contrast, contrasted rear comparing result by the wireless wireless communication module returning to charging terminal.
Step 3, the wireless communication module of charging terminal receives the result that transfer server returns, and when result is this IC-card with no authorized, this card of man-machine interface module does not have legal authorization to supplement with money, returns step 1; When the result returned in step 2 is this IC-card legal authorization, user selects corresponding IC card information and Web bank's account by charging terminal human-computer interface module and inputs password, the human-computer interface module of charging terminal communicates with Third-party payment platform, IC card information, Web bank's account and password are passed to Third-party payment platform, after password has mated, complete payment, Third-party payment platform throws the account of corresponding IC-card side into money; Continue when paying unsuccessful to perform step 3.
Step 4, after completing payment, Third-party payment platform No. ID of payment and corresponding IC-card, the data such as card number and the amount of money pass to charging terminal and transfer server, as data authority and data accuracy contrast.
Step 5, transfer server receives payment that Third-party payment platform beams back and corresponding IC-card No. ID, the data such as card number and the amount of money, and these data stored in database, simultaneously No. ID of payment and corresponding IC-card, the data such as card number and the amount of money pass to corresponding IC-card charging system;
Step 6, IC-card charging system receives the payment imported into of transfer server and corresponding IC-card No. ID, calculates corresponding equivalent data according to former imputation formula after the data such as card number and the amount of money, wherein this former imputation formula is the conversion formulas such as amount of money conversion combustion gas gas volume, fuel bulk or bus conversion amount, and No. ID of the equivalent data of payment, conversion and corresponding IC-card, the data such as card number and the amount of money deposit into database and carry out Data Update.
Step 7, IC-card charging system passes to transfer server data such as No. ID of the equivalent data converted and corresponding IC-card and card numbers.
Step 8, transfer server receives stored in database after the data such as equivalent data and corresponding IC-card No. ID and card number, and passes to the wireless communication module of charging terminal.
Step 9, after the wireless communication module of charging terminal receives the data such as equivalent data that transfer server imports into and corresponding IC-card No. ID and card number, micro controller module carries out data write by card seat module to IC-card, realizes supplementing with money.
Step 10, when in step 9 during successful recharging, the wireless communication module of charging terminal passes to transfer server No. ID of corresponding for the IC-card of successful recharging IC-card and card number with the equivalent data of supplementing with money, after transfer server receives successful recharging, the equivalent data that the need of IC card information corresponding in database are supplemented with money is marked, complete and supplement with money and database update.When supplementing with money unsuccessful in step 9, the wireless communication module of charging terminal passes to transfer server supplementing No. ID of the corresponding IC-card of unsuccessful IC-card and card number with money and need supplementing equivalent data with money, transfer server receive supplement with money unsuccessful after, the equivalent data tag cache that IC-card corresponding in database need be supplemented with money, whether the wireless communication module of transfer server real-time listening charging terminal imports the IC-card authorization identifying information also not having successful recharging into.
Step 11, when the wireless communication module of charging terminal sends authorization requests information to transfer server again, when there is no the IC-card authorization identifying information of successful recharging before transfer server listens to, transfer server sends to charging terminal and authorizes legal information, and not having No. ID of the corresponding IC-card of successful recharging to pass to charging terminal with card number and the equivalent data that need supplement with money before, enter step 9.
Realize the moving charging valve system of said method, as shown in Figure 1, comprise charging terminal, transfer server, Third-party payment platform, high in the clouds management server and IC-card charging system; Described charging terminal respectively with transfer server and the wireless connections of Third-party payment platform; Described transfer server is connected with Third-party payment platform and IC-card charging system respectively; High in the clouds management server and charging terminal wireless connections; High in the clouds management server is used for alleviating transfer server data pressure, also improves the safety of data further, makes charging system safer; Charging terminal completes reading and the write of IC-card data always, is also user operation equipment; Third-party payment platform is Alipay, the payment of micro-letter or Unionpay's online payment etc., provides more more options, people are supplemented with money convenient to people; IC-card charging system is the IC-card charging system of gas company, bus stop IC-card charging system, grease card charging system and citizen's IC-card charging system etc.; Transfer server mainly completes exchanges data and buffer memory between IC-card charging system and charging terminal.
Charging terminal comprises micro controller module, wireless communication module, card seat module, human-computer interface module and power module; Described micro controller module sits module with card respectively and human-computer interface module is connected; Described wireless communication module is connected with human-computer interface module; Described power module is connected with micro controller module, wireless communication module and human-computer interface module respectively powers; Wherein, human-computer interface module is mobile phone, panel computer or touch display screen etc., makes people can at any time for IC-card is supplemented with money, supplements IC-card with money convenient to people; Wireless communication module is CDMA, 4G module or WIFI module, better can meet the transmission of charging terminal wireless data.
Below the preferred embodiment of the invention is illustrated, but the present invention is not limited to embodiment, those of ordinary skill in the art also can make all equivalent modification or replacement under the prerequisite without prejudice to the invention spirit, and these equivalent modification or replacement are all included in the scope of the application.

Claims (7)

1. move recharge method, it is characterized in that, comprise the steps:
Step 1, inserts charging terminal IC-card, and charging terminal reads IC card information, and the information of IC-card is passed to transfer server;
Step 2, transfer server receives IC card information, and contrasts with IC-card authorization message storehouse, and comparing result is returned to charging terminal;
Step 3, when the result returned in step 2 is this IC-card with no authorized, returns step 1; When the result returned in step 2 is this IC-card legal authorization, user selects corresponding IC card information and Web bank's account by charging terminal and inputs password, charging terminal communicates with Third-party payment platform, completes payment, and Third-party payment platform throws the account of corresponding IC-card side into money;
Step 4, Third-party payment platform passes to charging terminal and transfer server payment and corresponding IC card information;
Step 5, transfer server stored in database, and passes to corresponding IC-card charging system payment and corresponding IC card information payment and corresponding IC card information;
Step 6, IC-card charging system calculates corresponding equivalent data according to former imputation formula after receiving payment and IC card information, and the amount of money, IC card information and equivalent data are deposited into database;
Step 7, IC-card charging system passes to transfer server the equivalent data converted and IC card information;
Step 8, transfer server receives stored in database after equivalent data and IC card information, and passes to charging terminal;
Step 9, supplements with money IC-card after the equivalent data that charging terminal reception transfer server imports into and corresponding IC card information;
Step 10, when in step 9 during successful recharging, charging terminal passes to transfer server the IC card information of successful recharging and the equivalent data of supplementing with money, after transfer server receives successful recharging, IC-card corresponding in database need be supplemented with money equivalent data and mark, complete and supplement with money; When supplementing with money unsuccessful in step 9, charging terminal passes to transfer server supplementing unsuccessful IC card information with money and need supplementing equivalent data with money, transfer server receive supplement with money unsuccessful after, the equivalent data tag cache that IC-card corresponding in database need be supplemented with money, whether transfer server real-time listening charging terminal imports the IC-card authorization identifying information also not having successful recharging into;
Step 11, when there is no the IC-card authorization identifying information of successful recharging before transfer server listens to, transfer server sends to charging terminal and authorizes legal information, and the corresponding IC card information there be not successful recharging before and the equivalent data that need supplement with money are passed to charging terminal, enters step 9.
2. the moving charging valve system designed based on recharge method mobile described in claim 1, is characterized in that: comprise charging terminal, transfer server, Third-party payment platform and IC-card charging system; Described charging terminal respectively with transfer server and the wireless connections of Third-party payment platform; Described transfer server is connected with Third-party payment platform and IC-card charging system respectively.
3. moving charging valve system according to claim 2, is characterized in that: also comprise high in the clouds management server, high in the clouds management server and charging terminal wireless connections.
4. moving charging valve system according to claim 2, is characterized in that: described charging terminal comprises micro controller module, wireless communication module, card seat module, human-computer interface module and power module; Described micro controller module sits module with card respectively and human-computer interface module is connected; Described wireless communication module is connected with human-computer interface module; Described power module is connected with micro controller module, wireless communication module and human-computer interface module respectively powers.
5. moving charging valve system according to claim 4, is characterized in that: described human-computer interface module is intelligent terminal.
6. moving charging valve system according to claim 5, is characterized in that: described intelligent terminal is mobile phone or panel computer.
7. moving charging valve system according to claim 4, is characterized in that: described wireless communication module is CDMA, 4G module or WIFI module.
CN201610077469.4A 2016-02-04 2016-02-04 Mobile recharge method and system Pending CN105574714A (en)

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Application Number Priority Date Filing Date Title
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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106408772A (en) * 2016-08-31 2017-02-15 成都前锋电子仪器有限责任公司 Ic card gas meter self-help payment system
CN106845955A (en) * 2017-01-18 2017-06-13 深圳市任网游科技发展有限公司 Internet bar's expenses of surfing in Internet automatic charging method and system

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2011248745A (en) * 2010-05-28 2011-12-08 National Institute Of Advanced Industrial & Technology Members card producing method and id sticker for issued members card
CN103310341A (en) * 2012-12-28 2013-09-18 武汉安天信息技术有限责任公司 Method and device for recharging value card based on NFC (Near Field Communication) cell phone
CN103761649A (en) * 2014-02-25 2014-04-30 唐川 Network recharging system and method for IC card
CN104537763A (en) * 2015-01-12 2015-04-22 上海贤能信息技术有限公司 Intelligent IC card recharge device and method
CN105184993A (en) * 2015-08-27 2015-12-23 余荣军 Public transportation IC card real-time charging system and charging method thereof

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2011248745A (en) * 2010-05-28 2011-12-08 National Institute Of Advanced Industrial & Technology Members card producing method and id sticker for issued members card
CN103310341A (en) * 2012-12-28 2013-09-18 武汉安天信息技术有限责任公司 Method and device for recharging value card based on NFC (Near Field Communication) cell phone
CN103761649A (en) * 2014-02-25 2014-04-30 唐川 Network recharging system and method for IC card
CN104537763A (en) * 2015-01-12 2015-04-22 上海贤能信息技术有限公司 Intelligent IC card recharge device and method
CN105184993A (en) * 2015-08-27 2015-12-23 余荣军 Public transportation IC card real-time charging system and charging method thereof

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106408772A (en) * 2016-08-31 2017-02-15 成都前锋电子仪器有限责任公司 Ic card gas meter self-help payment system
CN106845955A (en) * 2017-01-18 2017-06-13 深圳市任网游科技发展有限公司 Internet bar's expenses of surfing in Internet automatic charging method and system

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Application publication date: 20160511