CN105405217A - Automatic transaction system with crime prevention system - Google Patents
Automatic transaction system with crime prevention system Download PDFInfo
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- CN105405217A CN105405217A CN201510657788.8A CN201510657788A CN105405217A CN 105405217 A CN105405217 A CN 105405217A CN 201510657788 A CN201510657788 A CN 201510657788A CN 105405217 A CN105405217 A CN 105405217A
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Abstract
The invention discloses an automatic transaction system with a crime prevention system. The automatic transaction system comprises a paper processing device. The paper processing device comprises a user detection sensor, a face camera, a user display, a touch panel, a card processing mechanism, a finger vein reader, a non-contact reader-writer, a paper currency access mechanism, a particular bill printing mechanism, a pass book printing mechanism, and a main control portion. The paper processing device also comprises a fingerprint identification device, an identity detection device, and a wireless sensor scanning device. The fingerprint identification device, the identity detection device, and the wireless sensor scanning device are respectively connected with the main control portion by signals. The main control portion is provided with a storage database. Using the system, through wireless connection of a self-bringing portable device and a wireless sensor scanning device, depositing and withdrawing money operation is completed, thereby effectively preventing information from being stolen by others when a user deposits and withdraws money.
Description
Technical field
The present invention relates to a kind of technical field of banking equipment, particularly relate to a kind of automated trading system with delinquency prevention system.
Background technology
The patent No. is 201310170714.2 disclose a kind of delinquency prevention system and delinquency prevention method, guarantees the security completing the user of cash withdrawal transaction in financial institution.In the delinquency prevention system of the delinquency prevention device possessing traction processing apparatus and the character image taken by surveillance camera is resolved, when the user carrying out transaction processing is specific user, above-mentioned traction processing apparatus provides the suspicious people's information provided from above-mentioned delinquency prevention device, when there is suspicious people, above-mentioned delinquency prevention device monitors the user being provided above-mentioned suspicious people's information.But this system is when depositing and withdrawing, the means of robber's brush that modern high technology technology adopts still cannot be stopped.
Summary of the invention
The object of the present invention is to provide a kind of automated trading system with delinquency prevention system; to be protected the property safety of user when depositing and withdrawing by fingerprint recognition, voice recognition and nfc (NearFieldCommunication, wireless near field communication) technology.
To achieve these goals, the technical scheme that the present invention takes is:
There is an automated trading system for delinquency prevention system, have: bill handling device, surveillance camera, class of doing accounts server, info class server, network and delinquency prevention system composition; Described bill handling device has: user's detecting sensor, face camera, user's display, touch panel, card processor structure, finger vena reader, non-contact reader, Banknote deposting/drawing out mechanism, detail form printing mechanism, deposit book printers structure and master control part; Wherein, described bill handling device also has: fingerprint identification device, identity pick-up unit and wireless senser scanister; Described fingerprint identification device, described identity pick-up unit are connected with described master control part signal respectively with described wireless senser scanister, and described master control part has stored data base.
Above-mentioned a kind of automated trading system with delinquency prevention system, wherein, described fingerprint identification device is installed on described touch panel place, and described fingerprint identification device is finger print acquisition module, and described finger print acquisition module is connected with described master control part signal.
Above-mentioned a kind of automated trading system with delinquency prevention system, wherein, described identity pick-up unit is voice collection device, described voice collection device is installed on described touch panel place, and described voice collection device has sound acquisition module, described sound acquisition module is connected with described master control part signal.
Above-mentioned a kind of automated trading system with delinquency prevention system, wherein, described wireless senser scanister is nfc sensor scan device, described nfc sensor scan device is installed on described touch panel place, and described nfc sensor scan device has nfc acquisition module, and described nfc acquisition module is connected with described master control part signal.
Above-mentioned a kind of automated trading system with delinquency prevention system, wherein, described master control part has: CPU, storer, Department of Communication Force, storage part and power supply, and described CPU is according to being stored in the various programs of described storer to control the various transaction processing of described automated trading system.
Above-mentioned a kind of automated trading system with delinquency prevention system, wherein, described storer has: ROM and RAM.
The present invention is owing to have employed above-mentioned technology, and the good effect making it compared with prior art to have is:
(1) by the use of fingerprint identification device, fingerprint is pressed fingerprint identification device by user, finger print information is gathered by finger print acquisition module, and finger print information is transferred to control part, carry out simultaneous with the stored data base of master control part, carry out binding with the information of this and client and realize subsequent operation.
(2) by the use of voice collection device, user sends the sound of the reading word that bank specifies to voice collection device, acoustic information is gathered by sound acquisition module, and acoustic information is transferred to control part, carry out simultaneous with the stored data base of master control part inside, together carry out binding with the information of acoustic information and client with this and realize subsequent operation.
(3) by the use of wireless senser scanister, what operated by needs withdraws the money or amount deposited end of operation in the APP of corresponding bank, then by portable set and nfc sensor scan device are realized wireless connections, again money being taken out from Banknote deposting/drawing out mechanism or put into, effectively avoiding the information theft by other people when depositing and withdrawing.
Accompanying drawing explanation
Fig. 1 is the synoptic diagram of the automated trading system involved by the 1st embodiment of the present invention.
Fig. 2 is the block diagram of the structure of the ATM illustrated involved by identical embodiment.
Fig. 3 A is the process flow diagram of the details of the extraction transaction processing illustrated involved by identical embodiment.
Fig. 3 B is the process flow diagram of the details of the extraction transaction processing illustrated involved by identical embodiment.
Fig. 4 is the example being shown in the guide picture of user's display involved by identical embodiment.
Fig. 5 is the example that points out picture corresponding with guard model involved by identical embodiment.
Fig. 6 is the example providing the guide picture of suspicious people's information involved by identical embodiment.
Fig. 7 is an example of the guide picture of points for attention involved by identical embodiment.
Fig. 8 is an example of the guide picture of the telephone number of input portable terminal involved by identical embodiment.
Fig. 9 is that the finger that makes involved by identical embodiment is placed on an example of the guide picture on finger vena reader.
Figure 10 is an example of the suspicious people's image involved by identical embodiment.
Figure 11 is the block diagram of the structure of the window terminal illustrated involved by the 2nd embodiment of the present invention.
Figure 12 A is the process flow diagram of the details of the extraction transaction processing illustrated involved by identical embodiment.
Figure 12 B is the process flow diagram of the details of the extraction transaction processing illustrated involved by identical embodiment.
Figure 13 is the process flow diagram representing fingerprint identification device, voice collection device and nfc sensor scan device
Embodiment
Below in conjunction with the drawings and specific embodiments, the invention will be further described, but not as limiting to the invention.
(1) the 1st embodiment
(1-1) structure of automated trading system
Fig. 1 is the synoptic diagram of the automated trading system involved by present embodiment.As shown in Figure 1, automated trading system is made up of ATM101, surveillance camera 202, class of doing accounts server 203, info class server 204 and network 200.
ATM101 is the transaction system of the service for providing credit transaction etc. to user 201, possesses face camera 110, user's detecting sensor 109, finger vena reader 102 and non-contact reader 111 etc.Structure for ATM101 will be described in detail later.ATM101 is connected with do accounts class server 203 and the info class server 204 at the center being arranged at financial institution via the network 200 of financial institution.
Surveillance camera 202 is arranged at the top of the cash special counter of financial institution etc., takes the behavior of the user 201 entering into cash special counter etc. and monitors.Surveillance camera 202 is connected with info class server 204 via network 200.
Class of doing accounts server 203 manages the information of the account trading for managing user 201, the information of depositing and withdrawing.Receive and dispatch the information relevant with various transaction at the window terminal of ATM101, financial institution to doing accounts between class server 203, thus can various transaction be carried out.
Info class server 204 manages the various information of the Transaction Information passed on from ATM201, user 201, the image information etc. of passing on from surveillance camera 202.As shown in Figure 1, info class server 204 possesses delinquency prevention system 205, e-JNL centralized management system 206 and user's information management system 207.
Delinquency prevention system 205 is the systems analyzed according to the behavior of image information to user 201 of passing on from surveillance camera 202 or monitor.E-JNL centralized management system 206 is the systems of managing concentratedly the Transaction Information of the user 201 passed on from ATM101.User's information management system 207 is the systems of the various information cooperating to manage user 201 with the CRM of management of consumer database (CustomerRelationshipManagement).
Network 200 is networks of financial institution, is connected with ATM101, the bankbook window terminal etc. that device, person in charge operate of entering account.Network 200 can be and the LAN of enterprise inner network etc. (LocalAreaNetwork), also can be the concentric line road network of internet, telephone wire road network, satellite communication etc.
(1-2) structure of ATM
Then, the structure of ATM101 is described.Fig. 2 is the block diagram of the structure that ATM101 is shown.As shown in Figure 2, ATM101 possesses user's detecting sensor 109, face camera 110, user's display 103, touch panel 104, card processor structure 105, finger vena reader 102, non-contact reader 111, Banknote deposting/drawing out mechanism 106, detail form printing mechanism 107, deposit book printers structure 108 and master control part 112.
User's detecting sensor 109 is the sensors detected close to the situation of ATM101 user 201, possesses the function of the existence that detects user 201 or the distance between measurement ATM101 and user 201.Face camera 110 is positioned at the front upper of ATM101, takes the face-image of user 201.Face camera 110 also can possess face recognition function.User's display 103 is display parts that display guides the transaction utilizing the user 201 of ATM101 to carry out, such as, be liquid crystal display etc.
Touch panel 104 accepts user 201 for carrying out the input part of the operation input of concluding the business.Card processor structure 105 have carry out the various card such as IC-card, magnetic stripe card the action such as insertion, discharge, to the read/write actions of the magnetic stripe of card or IC chip, the function etc. that reads the image of the convex print part of card.
Finger vena reader 102 is the Biont information reading devices of the finger venous image reading user 201.Transceiving data between the portable terminal 208 that non-contact reader 111 has user 201.Banknote deposting/drawing out mechanism 106 have bank note deposit, go out money function, the identification of bank note, conveying and storage function etc.Detail form printing mechanism 107 has the function printing transaction content on detail form.Deposit book printers structure 108 has the function printing transaction content on bankbook.
In addition, master control part 112 possesses CPU113, storer 114, Department of Communication Force 115, storage part 116 and power supply 117.CPU113 all controls according to the various transaction processing of various programs to ATM101 being stored in storer 114.
Storer 114 is made up of ROM (ReadOnlyMemory), RAM (RandomAccessMemory) etc.ROM stores the program, operational parameter etc. that CPU113 uses, and RAM is temporarily stored in the program used in the execution of CPU113, the parameter etc. suitably changed in this execution.
Department of Communication Force 115 is the communication interfaces be made up of the communication facilities etc. for being connected with network 200, at transceiving data between class server and info class server of doing accounts.Storage part 116 is HDD (HardDiskDrive) etc., after transaction is set up, stores the Transaction Information etc. with user 201 successively.The Transaction Information of user 201 is stored in storage part 116 as electronical record (e-JNL) data 118.
In addition, in the present embodiment, use finger vena reader 102 to carry out the certification of the Biont information of user 201, but be not limited to such example, as Biont information, the other biological body information of palm vein, fingerprint, iris or face-image etc. also can be used.
Figure 13 is the process flow diagram representing fingerprint identification device, voice collection device and nfc sensor scan device.ATM101 is provided with fingerprint identification device 250, identity pick-up unit 251 and wireless senser scanister 252.Fingerprint identification device 250, identity pick-up unit 251 and wireless senser scanister 252 are connected with master control part 112 signal respectively, and master control part 112 has stored data base 253.First user confirms identity by fingerprint identification device 250 and identity pick-up unit 251, then withdrawing the money or amount deposited end of operation in the APP of bank of carrying that needs operate by portable set 254 is used, pass through portable set 254 and wireless senser scanister 252 wireless connections again, finally money taken out from Banknote deposting/drawing out mechanism 106 or put into, without the need to operating on ATM101, prevent stolen information.
Fingerprint identification device 250 is finger print acquisition module, and this fingerprint identification device 250 is installed on touch panel 104 place, and finger print acquisition module is connected with master control part 112 signal.When using ATM (automatic teller machine), fingerprint is pressed fingerprint identification device 250 by user, finger print information is gathered by finger print acquisition module, and finger print information is transferred to master control part 112, carry out simultaneous with the stored data base 253 of master control part 112 inside, carry out binding with the information of this and client and realize subsequent operation.
Identity pick-up unit 251 is voice collection device, and this voice collection device is installed on touch panel 104 place, and voice collection device has sound acquisition module, and sound acquisition module is connected with master control part 112 signal.When using ATM (automatic teller machine), user sends the sound of the reading word that bank specifies to voice collection device, acoustic information is gathered by sound acquisition module, and acoustic information is transferred to master control part 112, carry out simultaneous with the stored data base 253 of master control part 112 inside, together carry out binding with the information of acoustic information and client with this and realize subsequent operation.
Wireless senser scanister 252 is nfc sensor scan device, and this nfc sensor scan device is installed on touch panel 104 place, and nfc sensor scan device has nfc acquisition module, and nfc acquisition module is connected with master control part 112 signal.User passes through portable set 254 as mobile phone, what operated by needs withdraws the money or amount deposited end of operation in the APP of corresponding bank, then by portable set 254 and nfc sensor scan device are realized wireless connections, again money taken out from Banknote deposting/drawing out mechanism 106 or put into, without the need to operating on ATM101, prevent stolen information.
(1-3) details of transaction processing is extracted
Then, the details extracting transaction processing is described.Fig. 3 A and Fig. 3 B is the process flow diagram that the details extracting transaction processing is shown.In the present embodiment, in the extraction transaction processing of ATM101, by cooperating with delinquency prevention system 205, realize delinquency prevention system and the delinquency prevention method of guaranteeing the security of user 201 before starting one's return journey completing cash withdrawal transaction.
(1-3-1) details of the extraction transaction processing of ATM
First, be described with reference to the details of Fig. 3 A to the extraction transaction processing of ATM101.As shown in Figure 3A, when the user 201 notifying to be identified by surveillance camera 202 from delinquency prevention system 205 is intentions of monitoring client, this user 201 is registered (S101) as " monitoring client ".Herein, monitoring client means the transaction weak person of the elderly, disabled person, women, the wounded etc., and whether user 201 is monitoring clients to utilize delinquency prevention system 205 to judge.
Then, master control part 112 utilize user's detecting sensor 109 to judge whether user 201 close to ATM101 (S102).When detecting user 201 in step s 102 close to ATM101, master control part 112 makes user's display 103 of ATM101 show for the guide picture (S103) for user 201 option dealing.The guide picture being shown in user's display 103 in step S309 shown in Figure 4.
As shown in Figure 4, show in user's display 103 " extraction ", " stored in ", the transaction that can select of the user 201 of " dialling in " etc.User 201 presses the transaction button corresponding with desired transaction from the various transaction button being shown in user's display 103.
Turn back to Fig. 3 A, master control part 112 judges whether user 201 selects " extraction " (S104) be shown in the transaction of guide picture 400.
When selecting the transaction beyond " extraction " in step s 103, master control part 112 performs the process (S105) corresponding with selected transaction, and after completion of transactions, user 201 leaves.
On the other hand, when selecting " extraction " in step s 103, and when user 201 inserts the card into card processor structure 105 (S106), utilize IC chip read-write section (not shown) to read account information data from the IC chip being equipped on card.In addition, when detecting that user 201 inserts the card into card processor structure 105, master control part 112 makes face camera 110 take the face-image of user 201.Then, the face-image of the user 201 taken by face camera 110 be stored in e-JNL118 and transfer to delinquency prevention system 205 (S107).
Then, when there is suspicious people's information, master control part 112 obtains the suspicious people's information (S108) sent from delinquency prevention system 205.When obtaining suspicious people's information from delinquency prevention system 205 in step S108, master control part 112 makes the point out picture corresponding with guard model as shown in Figure 5 be shown in user's display 103 (S109).
Fig. 5 is the example representing the display frame pointing out picture.In Figure 5, Fig. 5 (a), (b), (c) display is corresponding with the guard model of 3 grades of " attention ", " should be noted that ", " seriously noting " points out picture, but be not limited to such example, what also can show the multiple grades corresponding with delinquency prevention system 205 points out picture.
Such as, what the display frame 500a of Fig. 5 (a) was corresponding with guard model " attention " points out picture, display frame 500b and the guard model of Fig. 5 (b) " should be noted that " and corresponding point out picture, and display frame 500c and the guard model of Fig. 5 (c) " are seriously noted " corresponding pointing out picture.
Such as, the guard model of guard model to be " attention " the be level such as low there is the situation that suspicious people's information that the user after other financial institution concludes the business is encroached on etc. in the way of going home once occurred in this area.In this case, as shown in display frame 500a, show at user's display 103 and " situation of being encroached in the way of going home after a transaction once occurred in this area, therefore please notes.”。
In addition, the guard model of guard model to be " should be noted that " be medium level is in this financial institution, there is the situation comprising suspicious people's information of the character image of suspicious people.In this case, as shown in display frame 500b, show at user's display 103 and " there is suspicious people's information in this area recently, therefore please gave one's full attention to before getting home.”。
In addition, guard model is the guard model of high level for " seriously noting ", being in this financial institution, there is the situation comprising suspicious people's information of the character image of suspicious people, also can being set to " seriously noting " pattern when just there is suspicious people's information nearby.In this case, as shown in display frame 500c, show at user's display 103 and " there is suspicious people's information in this area recently, therefore please paid special attention to before getting home.”。
Then, under there is the situation (being the situation of "Yes" in step s 110) comprising suspicious people's information of the character image of suspicious people in this financial institution, in the situation (being the situation of "Yes" in step S111) that user 201 is monitoring client, master control part 112 makes user's display 103 show the guide picture 600 (S112) providing the suspicious people's information shown in Fig. 6.
In addition, in the present embodiment, picture being pointed out and be shown in user's display 103 after transaction is selected, but be not limited to such example, also can be shown in user's display 103 by pointing out picture after completion of transactions.In addition, as mentioned above, provide suspicious people's information when user 201 is monitoring clients, but be not limited to such example, also can provide suspicious people's information to common user 201.But, in this case, in order to prevent the abuse of delinquency prevention system 205, preferably allowing the user 201 in advance submit applications etc. that information will be provided, limiting the open scope of suspicious people's information with this.
As shown in Figure 6, the guide picture 600 of suspicious people's information is provided to comprise the explanation of " image display " button 601, " person in charge sees off " button 602, " acquisition image " button 603, " not needing to provide " button 604 and each button.
User 201 presses " image display " button 601 when the image display wishing suspicious people.In addition, when accepting person in charge and wishing to see off to the verbal communication of suspicious people's information, " person in charge sees off " button 602 is pressed.In addition, " acquisition image " button 603 when hope obtains the image of suspicious people, is pressed.In addition, in what all undesirable situation, " not needing to provide " button 604 is pressed.
In addition, in the agency that time-bands and the person in charge in the early morning that the person in charge in branch is absent from the scene, the late into the night are absent from the scene, in the guide picture 600 that also can provide in suspicious people's information, do not show " person in charge sees off " button 602.
Turn back to Fig. 3 A, when user 201 have selected " not needing to provide " button 604 in step S112, perform common extraction transaction processing (S123).In addition, when user 201 have selected " image display " button 601 in step S112, the image (S113) of suspicious people is shown.Now, as the feature of suspicious people, also sex, build, clothes, color development, belongings and age etc. can be indicated together with suspicious people's image with simple and clear statement.
In addition, when have selected " person in charge sees off " button 602, person in charge arrives in the front of user 201, and user 201, after the verbal communication accepting suspicious people's information from person in charge, is escorted to outlet (S114) by person in charge.
In addition, when have selected " acquisition image " button 603, the guide picture 700 of points for attention when working as the suspicious people's image obtained shown in Fig. 7 is shown in user's display 103 (S115) by master control part 112.As shown in Figure 7, show at guide picture 700 and also there is possibility that suspicious people's information is wrong report, needing to bear the intention of its risk and confidentiality obligations in order to obtain image.
In addition, when the suspicious people's image of first acquisition, need monitoring to monitor that application program downloads to portable terminal 208.Therefore, in step sl 15, the guide picture 800 of the telephone number of the portable terminal 208 shown in input Fig. 8 is shown in user's display 103.As shown in Figure 8, at guide picture 800 display keyboard 801, telephone number is inputted for user 201.
In addition, owing to there is suspicious people's information, so when needs also contact family members (guardian), also can the telephone number of subsequent pic input family members (guardian) of guide picture 800 shown in Fig. 8.Thus, even if for the family members (guardian) receiving the contact that there is suspicious people's information, it also can be reminded to arouse attention.
Master control part 112 makes user's display 103 show the bootstrapping authentication object shown in Fig. 9 and will point the guide picture 900 (S116) be placed on finger vena reader 102.When detecting that the finger of user 201 is placed on finger vena reader 102, finger vena reader 102 implements the reading of finger venous image, and implements authentication processing (S117).Then, master control part 112 utilizes finger vena reader 102 to confirm organism authentication process whether successful (S118).
Under confirm as the successful situation of organism authentication in step S118, master control part 112 makes user's display 103 show being placed into by portable terminal 208 guide picture (S119) of the intention on non-contact reader 111.
When detecting that portable terminal 208 is placed on non-contact reader 111 by user 201 (S120), master control part 112 utilizes non-contact reader 111 that the suspicious people's image shown in Figure 10 is sent to portable terminal 208 (S121).In step S121, when user 201 obtains suspicious people's image for the first time, after download monitoring monitors application program, send suspicious people's image.
When completing the transmission of suspicious people's image in step S121, starting monitoring and monitoring application program (S122).Specifically, in step S122, by portable terminal 208 at certain intervals (such as 2 minutes intervals) send " in warning " such sound.Thereby, it is possible to carried out before starting one's return journey while intimidateing suspicious people the monitoring of user 201 and the supervision to suspicious people.In addition, in delinquency prevention system 205 described later, monitor the timing of application program in the monitoring starting portable terminal 208, the suspicious people's information adding and provide to user 201 is provided in admin table in information, start monitoring and monitor process.
Afterwards, master control part 112 performs the extraction process (S123) of the extraction amount of money corresponding to the input of user 201.Specifically, master control part 112 accepts the input operation of user's 201 pairs of passwords, and accepts the input operation of extracting the amount of money.Then, after completing confirmation operation, class server 203 communicates with doing accounts, and carries out password and extracts the contrast of the amount of money, and carry out cash go out money process, return card, terminate money process.
Then, during before user 201 leaves cash special counter and starts one's return journey, utilize the surrounding of built-in camera to user 201 having downloaded the portable terminal 208 of suspicious people's image to take.The shooting image 1000 taken by portable terminal 208 is shown in the supervisory frame of delinquency prevention system 205.The suspicious people's image sent from delinquency prevention system 205 in step S121 is the character image of suspicious people's feature of distinguishing sex, build, clothes, color development, belongings and age etc.Whether portable terminal 208 is contained in the suspicious people consistent with suspicious people's characteristics of image the image photographed is resolved.
If there is suspicious people around user 201, then when user 201 perceives the hazardous act of suspicious people close to the suspicious people of user 201 grade, user 201 also can input " 99 " (S124) by the numerical key of portable terminal 208.When user 201 inputs " 99 " by the numerical key of portable terminal 208, portable terminal 208 gives the alarm sound, and stores shooting image 1000, and sends this shooting image 1000 (S125) towards delinquency prevention system 205.In step s 125, also automatically person in charge's circular can be taken on towards the delinquency prevention at center from portable terminal 208.
In the delinquency prevention system 205 receiving shooting image 1000, as described later, implement the distance protection to user 201.
In addition, the image taken by the built-in camera of portable terminal 208 can be rest image also can be dynamic image.When user 201 do not feel dangerous and eliminate send with fixed time interval " in warning ", alarm tone, utilize numerical key to input " 22 ".In addition, when user 201 starts one's return journey safely, the monitoring terminating to be undertaken by delinquency prevention system 205 monitors process, therefore by numerical key input " 00 ".In addition, for the end that monitoring monitors, such as, also automatically can terminate after certain hour (such as 30 minutes) from monitoring process starts.
(1-3-2) details of the delinquency prevention process of delinquency prevention system
Then, be described with reference to the details of Fig. 3 B to the delinquency prevention process of delinquency prevention system 205.Below, perform various process to prevent crime system 205 and be described, but perform various program to carry out various process actually by the CPU that delinquency prevention system 205 possesses.
As shown in Figure 3 B, first, the situation utilizing the surveillance camera 202 couples of users 201 be connected with delinquency prevention system 205 to enter into cash special counter detects (S201).Then, the character image taken by surveillance camera 202 is in step s 201 stored in the memory storage (S202) that delinquency prevention system 205 possesses.
Then, delinquency prevention system 205 judges that whether user 201 is the transaction weak person (S203) of the elderly, disabled person, women or the wounded etc.When be judged to be in step S203 user 201 be transaction weak person, user 201 stand on ATM101 to conclude the business before when, by be transaction weak person intention inform to ATM101 (S204).
On the other hand, pass in and out cash special counter, hall several times user 201, or from entering through the stipulated time does not start transaction completely when yet, be detected as user 201 and carry out suspicious actions, extract suspicious people candidate (S205).
Then, the character image taken by surveillance camera 202 is carried out contrasting (S206) with the suspicious people candidate extracted in step S205.When as the result contrasted in step S206, when being judged to be that the user 201 of character image is suspicious people (S207), carry out on the basis of Fuzzy Processing according to captured character image to facial parts, send (S208) towards ATM101.
Then, delinquency prevention system 205 accepts the face-image (S209) sent from the face camera 110 of ATM101, and the (New-York that is associated with the character image taken by surveillance camera 202 by the face-image received pays け Ru) (S210).
Then, the suspicious people's information being sent to ATM101 is passed on (S211) towards the ATM, window terminal etc. in other branch etc. by delinquency prevention system 205.There is suspicious people not only to occur in specific branch, and look for crime object in city while the possibility that occurs in each branch, agency etc.Therefore, in step S211, also pass on suspicious people's information towards the ATM, window terminal etc. in other branch, Real-Time Sharing suspicious people's information in each department overall in financial institution.Thereby, it is possible to suspicious people's information of real-time update moment change, to the trading environment that user 201 provides safety to feel at ease.
In addition, delinquency prevention system 205 also can using overall for financial institution as object, also can block etc. in the regional block of regulation, for each branch, expands or reduce the object scale of delinquency prevention system 205 according to purposes.In addition, when reporting to the authorities to police the suspicious people detected by delinquency prevention system 205, the mark representing that the suspicious people's information list had from delinquency prevention system 205 is deleted this suspicious people's information or reported to the authorities to police can also be set.
Then, in the step S122 of Fig. 3 A, when receiving alarm from the portable terminal 208 utilizing ATM101 to carry out the user 201 of extraction process (S212), delinquency prevention system 205 provides admin table to add this user 201 into monitoring client in the information of delinquency prevention system 205, and starts monitoring supervision (S213).
Then, delinquency prevention system 205 accepts (S214) such as the images that the suspicious people that the portable terminal 208 from user 201 sends takes in the step S124 of Fig. 3 A.In step S124, receive the delinquency prevention system 205 of the shooting image of suspicious people etc., the positional information of portable terminal 208 is detected, makes to take on person in charge and perform distance protection (S215).Specifically, the person in charge that takes on of delinquency prevention system 205 confirms to take image 1000, and converses with user 201 via the portable terminal 208 of user 201.In addition, when being judged as that risk factor is high by the call with user 201, person in charge is taken on by this intelligence aids to police.When just in case when there is crime, to suspicious people's information (the shooting image etc. of the character image of surveillance camera, the face-image taken by ATM101, portable terminal 208) that police provides delinquency prevention system 205 to have.Thereby, it is possible to aid police arrests convict rapidly.
In addition, the ATM illustrating financial institution is above illustrated, but is not limited to such example, also can be applied to the common trading terminal such as vending machine, ticket machine.
(1-4) effect of present embodiment
According to this structure, the suspicious people's information analyzed can be supplied to the user 201 utilizing traction processing apparatus, this user 201 is monitored in delinquency prevention system.Thereby, it is possible to during before the user 201 utilizing the ATM101 etc. of financial institution to complete the transaction of existing Au plasma starts one's return journey, eliminate the uneasiness being subject to suspicious people and attacking.
(2) the 2nd embodiments
(2-1) structure of automated trading system
In the above-described first embodiment, the situation that user 201 utilizes ATM101 to carry out transaction processing is illustrated, but in the present embodiment, the window terminal utilizing person in charge to operate carries out transaction processing.When user 201 extracts the cash of great number, generally cannot carry out the extraction process of cash from ATM101, but carry out the extraction process of cash at the window terminal operated based on person in charge.
Automated trading system involved by present embodiment also can replace the ATM101 involved by the 1st embodiment and is connected with class server 203 of doing accounts, info class server 204 via network by window terminal.Thus, the one-piece construction of the automated trading system involved by present embodiment is same with the one-piece construction of the automated trading system involved by the 1st embodiment, therefore omits detailed description.
(2-2) structure of window terminal
Then, the structure of window terminal 1101 is described.Figure 11 is the block diagram of the structure that window terminal 1101 is shown.Window terminal 1101 is that person in charge carries out the terminal of transactional operation after the medium accepting user 201 submission.Owing to being the structure substantially same with ATM101, so carry out especially detailed description to the structure different from the structure of ATM101.
As shown in figure 11, window terminal 1101 possesses user's display 1103, touch panel 1104, face camera 1109, person in charge's display 1111, keyboard 1112, card processor structure 1105, finger vena reader 1102, non-contact reader 1110, Banknote deposting/drawing out mechanism 1106, cis 1107 and deposit book printers structure 1108.
User's display 1103 is display parts that the transaction of display to the user 201 utilizing ATM101 guides, such as, be liquid crystal display etc.Touch panel 1104 accepts user 201 for carrying out the input part of the operation input of concluding the business.The face-image of face camera 1109 couples of users 201 is taken.Person in charge's display 1111 is display display parts to the operation guide of person in charge, such as, be liquid crystal display etc.Keyboard 1112 is the input parts of the operation input accepting person in charge.
Card processor structure 1105 have carry out the various card such as IC-card, magnetic stripe card the action such as insertion, discharge, to the read/write actions of the magnetic stripe of card or IC chip, the function etc. that reads the image of the convex print part of card.Finger vena reader 1102 is the Biont information reading devices of the finger venous image reading user 201.Transceiving data between the portable terminal 208 that non-contact reader 1110 has user 201.
Banknote deposting/drawing out mechanism 1106 have bank note deposit, go out money function, the identification of bank note, conveying and storage function etc.Cis 1107 has and reads the function of medium beyond extraction document that user 201 submits in the mode of image.Deposit book printers structure 1108 has the function of the content printing transaction on bankbook.
In addition, master control part 1113 possesses CPU1114, storer 1115, Department of Communication Force 1116, storage part 1117 and power supply 1118.CPU1114 all controls according to the various transaction processing of various programs to window terminal 1101 being stored in storer 1115.
Storer 1115 is made up of ROM (ReadOnlyMemory), RAM (RandomAccessMemory) etc.ROM stores the program, operational parameter etc. that CPU1114 uses, and RAM is temporarily stored in the program used in the execution of CPU1114, the parameter etc. suitably changed in this execution.
Department of Communication Force 1116 is the communication interfaces be made up of the communication facilities etc. for being connected with network 200, at transceiving data between class server and info class server of doing accounts.Storage part 1117 is HDD (HardDiskDrive) etc., after transaction is set up, stores the Transaction Information etc. with user 201 successively.The Transaction Information of user 201 is stored in storage part 1117 as electronical record (e-JNL) data 1119.
(2-3) details of transaction processing is extracted
Then, the details extracting transaction processing is described.Figure 12 A and Figure 12 B is the process flow diagram that the details extracting transaction processing is shown.In the present embodiment, in the extraction transaction processing of window terminal 1101, by cooperating with delinquency prevention system 205, realize delinquency prevention system and the delinquency prevention method of having guaranteed the security of user 201 before starting one's return journey that cash withdrawal is concluded the business.Below, especially detailed description is carried out to the process different from the 1st embodiment, to same process detailed.
(2-3-1) details of the extraction transaction processing of window terminal
First, be described with reference to the details of Figure 12 A to the extraction transaction processing of ATM101.As shown in Figure 3A, first, the amount of money that user 201 will extract is logged into and extracts on document, and submits to the person in charge (S301) of window together with the bankbook brought.The person in charge of window observes user 201, when the elderly, disabled person or women be judged as " monitoring client " (S302).When person in charge is judged as " monitoring client " in step s 302, face camera 1109 couples of users 201 of window terminal 1101 are utilized to take, taken image is stored in storage part 1117 as e-JNL data 1119, and passes on (S303) towards delinquency prevention system 205.
Then, person in charge accepts the extraction document submitted to by user 201 and bankbook, after confirming to extract the contents of document, uses the cis 1107 of window terminal 1101 to read and extracts document (S304).
Then, when there is suspicious people's information, the master control part 1113 of window terminal 1101 obtains the suspicious people's information (S305) sent from delinquency prevention system 205.When obtaining suspicious people's information from delinquency prevention system 205 in step S305, the point out picture corresponding with guard model shown in Fig. 5 is shown in user's display 1103 (S306) by master control part 1113.Show in step S306 point out shown in picture with above-mentioned Fig. 5 to point out picture same.
Then, there is the situation (being the situation of "Yes" in step S307) comprising suspicious people's information of the character image of suspicious people in this financial institution under, in the situation (being the situation of "Yes" in step S308) that user 201 is monitoring client, master control part 112 makes to provide the guide picture 600 of the suspicious people's information shown in Fig. 6 to be shown in user's display 1103 (S309).
When user 201 have selected " not needing to provide " button 604 in step S309, perform common extraction transaction processing (S320).In addition, when user 201 have selected " image display " button 601 in step S309, the image (S310) of suspicious people is shown.Now, as the feature of suspicious people, also sex, build, clothes, color development, belongings and age etc. can be indicated together with suspicious people's image with simple and clear statement.
In addition, when have selected " person in charge sees off " button 602, person in charge arrives in the front of user 201, and user 201, after the verbal communication accepting suspicious people's information from person in charge, is escorted to outlet (S311) by person in charge.
In addition, when have selected " acquisition image " button 603, the guide picture 700 of points for attention during the suspicious people's image obtained shown in Fig. 7 is shown in user's display 103 (S312) by master control part 112.As shown in Figure 7, show at guide picture 700 and also there is possibility that suspicious people's information is wrong report, needing to bear the intention of its risk and confidentiality obligations in order to obtain image.
In addition, when the suspicious people's image of first acquisition, need monitoring to monitor that application program downloads to portable terminal 208.Therefore, in step S312, the guide picture 800 of the telephone number of the portable terminal 208 shown in input Fig. 8 is shown in user's display 103.As shown in Figure 8, display keyboard 801 on guide picture 800, inputs telephone number for user 201.
In addition, owing to there is suspicious people's information, so when needs also contact family members (guardian), the telephone number of family members (guardian) also can be inputted in the subsequent pic of the guide picture 800 shown in Fig. 8.Thus, even if for the family members (guardian) receiving the contact that there is suspicious people's information, it also can be reminded to arouse attention.
Master control part 113 shows the bootstrapping authentication object shown in Fig. 9 and will point the guide picture 900 (S313) be placed on finger vena reader 102 on user's display 1103.When detecting that the finger of user 201 is placed on finger vena reader 102, finger vena reader 1102 implements the reading of finger venous image, and implements authentication processing (S314).Then, master control part 1113 utilizes finger vena reader 1102 to confirm organism authentication process whether successful (S315).
Under confirm as the successful situation of organism authentication in step S315, master control part 1113 makes user's display 103 show being placed into by portable terminal 208 guide picture (S316) of the intention on non-contact reader 1110.
Master control part 1113 is (S317) when detecting that portable terminal 208 is placed on non-contact reader 111 by user 201, utilizes non-contact reader 1110 that suspicious people's image is sent to portable terminal 208 (S318).In step S318, when user 201 obtains suspicious people's image for the first time, after download monitoring monitors application program, send suspicious people's image.
When completing the transmission of suspicious people's image in step S318, starting monitoring and monitoring application program (S319).Specifically, in step S319, by portable terminal 208 at certain intervals (such as 2 minutes intervals) send " in warning " such sound.Thereby, it is possible to carried out before starting one's return journey while intimidateing suspicious people the monitoring of user 201 and the supervision to suspicious people.In addition, in delinquency prevention system 205 described later, monitor the timing of application program in the monitoring starting portable terminal 208, the suspicious people's information adding and provide to user 201 is provided in admin table in information, start monitoring and monitor process.
Afterwards, master control part 1113 performs the extraction process (S320) of the extraction amount of money corresponding to the input of person in charge.After completing extraction process in step s 320, extracted cash and bankbook are given user 201 by person in charge, complete out money process.
Then, during before user 201 leaves cash special counter and starts one's return journey, utilize the surrounding of built-in camera to user 201 having downloaded the portable terminal 208 of suspicious people's image to take.The shooting image 1000 taken by portable terminal 208 is shown on the supervisory frame of delinquency prevention system 205.The suspicious people's image sent from delinquency prevention system 205 in step S121 is the character image of suspicious people's feature of distinguishing sex, build, clothes, color development, belongings and age etc.Whether portable terminal 208 is contained in the suspicious people consistent with suspicious people's characteristics of image the image photographed is resolved.
If there is suspicious people around user 201, then when user 201 perceives the hazardous act of suspicious people close to the suspicious people of user 201 grade, user 201 also can input " 99 " (S321) by the numerical key of portable terminal 208.When user 201 inputs " 99 " by the numerical key of portable terminal 208, portable terminal 208 gives the alarm sound, and stores shooting image 1000, and sends this shooting image 1000 (S322) towards delinquency prevention system 205.In step S322, also automatically can take on person in charge's circular towards the delinquency prevention at center from portable terminal 208.
In the delinquency prevention system 205 receiving shooting image 1000, as described later, the distance protection of user 201 is implemented.
(2-3-2) details of the extraction transaction processing of window terminal
Then, be described with reference to the details of Figure 12 B to the delinquency prevention process of delinquency prevention system 205.Below, perform various process to prevent crime system 205 and be described, but actually by delinquency prevention system 205 possess CPU and perform various program to carry out various process.
As shown in Figure 12 B, first, the situation utilizing the surveillance camera 202 couples of users 201 be connected with delinquency prevention system 205 to enter into cash special counter detects (S401).Then, the character image taken by surveillance camera 202 in step S401 is stored in the memory storage (S402) that delinquency prevention system 205 possesses.
Pass in and out cash special counter, hall several times user 201, or from entering through the stipulated time does not start transaction completely when yet, be detected as user 201 and carry out suspicious actions, extract suspicious people candidate (S403).
Then, the character image taken by surveillance camera 202 is carried out contrasting (S404) with the suspicious people candidate extracted in step S403.When as the result contrasted in step s 404, when being judged to be that the user 201 of character image is suspicious people (S405), carry out, on the basis of Fuzzy Processing, sending (S406) towards window terminal 1101 to facial parts according to captured character image.
Then, delinquency prevention system 205 accepts the face-image (S407) sent from the face camera 1109 of window terminal 1101, and the face-image received is associated (S408) with the character image taken by surveillance camera 202.
Then, the suspicious people's information being sent to window terminal 1101 is passed on (S409) towards the ATM, window terminal etc. in other branch etc. by delinquency prevention system 205.
Then, in the step S319 of Figure 12 A, when receiving alarm from the portable terminal 208 of the user 201 carrying out extraction process at window (S410), delinquency prevention system 205 provides admin table to add this user 201 into monitoring client in the information of delinquency prevention system 205, and starts monitoring supervision (S411).
Then, delinquency prevention system 205 accepts (S412) such as the images that the suspicious people that the portable terminal 208 from user 201 sends takes in the step S322 of Figure 12 A.The positional information receiving delinquency prevention system 205 pairs of portable terminals 208 of the shooting image of suspicious people etc. in step S322 detects, and makes to take on person in charge and performs distance protection (S413).Specifically, the person in charge that takes on of delinquency prevention system 205 confirms to take image 1000, and converses with user 201 via the portable terminal 208 of user 201.In addition, when by being judged as that risk factor is high with the call of user 201, person in charge is taken on by this intelligence aids to police.When just in case when there is crime, to suspicious people's information (the shooting image etc. of the character image of surveillance camera, the face-image taken by window terminal 1101, portable terminal) that police provides delinquency prevention system 205 to have.Thereby, it is possible to aid police arrests convict rapidly.
(2-4) effect of present embodiment
According to this structure, the suspicious people's information analyzed can be supplied to the user utilizing traction processing apparatus, this user is monitored in delinquency prevention system.Thereby, it is possible to eliminate the window etc. of financial institution complete existing Au plasma transaction user before starting one's return journey during be subject to suspicious people attack uneasiness.
The foregoing is only preferred embodiment of the present invention; not thereby embodiments of the present invention and protection domain is limited; to those skilled in the art; should recognize and all should be included in the scheme that equivalent replacement done by all utilizations instructions of the present invention and diagramatic content and apparent change obtain in protection scope of the present invention.
Claims (6)
1. there is an automated trading system for delinquency prevention system, have:
Bill handling device, surveillance camera, class of doing accounts server, info class server, network and delinquency prevention system composition;
Described bill handling device has: user's detecting sensor, face camera, user's display, touch panel, card processor structure, finger vena reader, non-contact reader, Banknote deposting/drawing out mechanism, detail form printing mechanism, deposit book printers structure and master control part; It is characterized in that,
Described bill handling device also has: fingerprint identification device, identity pick-up unit and wireless senser scanister; Described fingerprint identification device, described identity pick-up unit are connected with described master control part signal respectively with described wireless senser scanister, and described master control part has stored data base.
2. there is the automated trading system of delinquency prevention system according to claim 1, it is characterized in that,
Described fingerprint identification device is installed on described touch panel place, and described fingerprint identification device is finger print acquisition module, and described finger print acquisition module is connected with described master control part signal.
3. there is the automated trading system of delinquency prevention system according to claim 1, it is characterized in that,
Described identity pick-up unit is voice collection device, and described voice collection device is installed on described touch panel place, and described voice collection device has sound acquisition module, and described sound acquisition module is connected with described master control part signal.
4. there is the automated trading system of delinquency prevention system according to claim 1, it is characterized in that,
Described wireless senser scanister is nfc sensor scan device, described nfc sensor scan device is installed on described touch panel place, and described nfc sensor scan device has nfc acquisition module, and described nfc acquisition module is connected with described master control part signal.
5. have the automated trading system of delinquency prevention system according to claim 1, it is characterized in that, described master control part has:
CPU, storer, Department of Communication Force, storage part and power supply, described CPU is according to being stored in the various programs of described storer to control the various transaction processing of described automated trading system.
6. there is the automated trading system of delinquency prevention system according to claim 5, it is characterized in that,
Described storer has: ROM and RAM.
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Cited By (1)
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Application publication date: 20160316 |