CN105374129A - System and method for bank transaction - Google Patents

System and method for bank transaction Download PDF

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Publication number
CN105374129A
CN105374129A CN201510314197.0A CN201510314197A CN105374129A CN 105374129 A CN105374129 A CN 105374129A CN 201510314197 A CN201510314197 A CN 201510314197A CN 105374129 A CN105374129 A CN 105374129A
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China
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client
key
bank
bank transaction
transmission
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CN201510314197.0A
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Chinese (zh)
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不公告发明人
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Individual
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Priority to CN201510314197.0A priority Critical patent/CN105374129A/en
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Abstract

The invention provides a system and a method for bank transaction. The system for bank transaction comprises customer ends which are arranged on positions where customers can receive service, a service providing end used for bank counter staff to handle related business for the customers, a transmission device which connects the customer ends with the service providing end and is used to transmit objects between the customer ends and the service providing end, and a background host which is connected with the customer ends and the transmission device and is used to control the transmission device to execute transmission operation or not according to information received by the customer ends.

Description

Bank transaction system and method
Technical field
The disclosure relates to bank transaction technical field, particularly relates to a kind of bank transaction system and bank transaction method.
Background technology
At present, China's Financial industry development is rapid, and whole industry presents a kind of scene of flourishing life.But the prosperity of industry, also the core banking system of bearing its development is had higher requirement.Banking industry is as financial services, need for numerous clients offer high-quality service, high-quality comprises many aspects, but efficient quick is also necessarily a wherein important aspect, how allows client within the shortest time, obtain top quality service, is the content that industry is being explored always.
Summary of the invention
For some or all of problem of the prior art, the disclosure provides a kind of bank transaction system and disposal route, bank transaction system and method, thus promotes high efficiency and the convenience of banking process.
According to the first aspect in this example embodiment, a kind of bank transaction system is provided, comprises:
Client holds, and is located at the position that client can accept to serve;
Service providing end, for handling related service for bank counter staff for described client;
Transmitting device, connects described client end and service providing end, for carrying out the transmission of article between described client's end and service providing end;
Background host computer, holds with described client and described transmitting device is connected, and the information for receiving according to described client's termination controls described transmitting device and whether performs transmission work.
In a kind of exemplary embodiment of the present disclosure, described bank transaction system, also comprises:
Pick-up unit, is located at described client end and is connected with transmitting device and background host computer, and for judging whether client fills service request: if fill, transmitting device performs transmission work, or if do not fill, transmitting device does not perform transmission work.
In a kind of exemplary embodiment of the present disclosure, described pick-up unit is imageing sensor or electric signal receiver, holds electric control part to be electrically connected with the main control computer of transmitting device or client; The signal checking pick-up unit of first logic when starting for main control computer, if there is normal signal to start, otherwise pick-up unit warning provides the service request filled in.
In a kind of exemplary embodiment of the present disclosure, described pick-up unit is scanner or Quick Response Code scanner or reader device or telecom information receiving trap.
In a kind of exemplary embodiment of the present disclosure, described in fill into, can by can read conjunction rule voucher or data; Described voucher is the voucher of band two microcode, or described data are the particular data formed in mobile terminal.
In a kind of exemplary embodiment of the present disclosure, the voucher of described Quick Response Code is the associated documents of automatically filling out the printing of single device.
In a kind of exemplary embodiment of the present disclosure, described bank transaction system, also comprises:
Client's sensor, is electrically connected with main control computer or locking device, for leave according to client or in place, sends different signals, and making transmitting device main control computer can not start transmission when client leaves dress state or make locking device be in self-locking state can not open.
In a kind of exemplary embodiment of the present disclosure, described bank transaction system, also comprises:
Card reader, is located at described client end, for reading the information of the bank card of client.
In a kind of exemplary embodiment of the present disclosure, client's sensor is infrared eye.
In a kind of exemplary embodiment of the present disclosure, described transmitting device is Pneumatic pipeline transmission apparatus.
In a kind of exemplary embodiment of the present disclosure, described bank transaction system, also comprises:
Receiving and transmitting control devices, is located at described client end and has automatic blocking function; When off working state, described receiving and transmitting control devices automatic blocking.
In a kind of exemplary embodiment of the present disclosure, described bank transaction system, also comprises:
Self-locking device, in order to receiving and transmitting control devices described in the automatic blocking when described off working state.
In a kind of exemplary embodiment of the present disclosure, described automatic blocking adopts electromagnetism locking or mechanical locking.
In a kind of exemplary embodiment of the present disclosure, described bank transaction system, also comprises:
Control device, described control device controls described self-locking device action, with receiving and transmitting control devices described in locking according to control signal;
Inductor, described inductor is connected with described self-locking device, uses described receiving and transmitting control devices, and send a control signal to described control device in order to determine whether client.
In a kind of exemplary embodiment of the present disclosure, described inductor is any one or more in distance-sensor, infrared inductor, travel switch and video generator.
In a kind of exemplary embodiment of the present disclosure, described transmitting device comprises:
Transmitter and transmitter, and,
Mark and identity recognizer, described mark is arranged on described transmitter, for associating with transmitter; Described identity recognizer is arranged on described transmitter, automatically opens close to during described transmitter for make mistakes alarm or described transmitter of described transmitter.
In a kind of exemplary embodiment of the present disclosure, described bank transaction system, also comprises:
Sensor, is arranged on workstation place, and connect and described background host computer, comprising the customizing messages putting into thing can be arrived by described sensor sensing, and the quantity of thing put into by described sensor for recording.
In a kind of exemplary embodiment of the present disclosure, described bank transaction system, also comprises:
Financing prompting device, the master control set on communication connection bank backstage, manages money matters accordingly in order to prompt for client;
Financing process record device, in order to be recorded as the process of client's financing.
In a kind of exemplary embodiment of the present disclosure, described bank transaction system, also comprises and automatically fills out single device; Describedly automatically fill out single device and comprise:
User interaction unit, for customer interaction information;
Document generation unit, for filling out single request according to client, generates corresponding inchoate instrument;
Display unit, is shown for the inchoate instrument generated by described document generation unit;
Print or transmitting element, the document for client being filled in carries out printing and/or being sent by the form of e-file.
In a kind of exemplary embodiment of the present disclosure, described bank transaction system, also comprises:
Serial number gencration module, automatically fills out single device be connected with described, for fill in single after, automatically generate queue number.
In a kind of exemplary embodiment of the present disclosure, by described automatically fill out single device complete after information send and be kept in the CPU processor on the inner backstage of bank pending;
Trigger by customer information the business information that above-mentioned information logs in bank automatically by bank cashier or client to process.
In a kind of exemplary embodiment of the present disclosure, the CPU processor on the inner backstage of bank is Data Enter modular assembly, and for reading the content of automatically filling out single device main frame and filling in, and simulating keyboard or mouse message are sent in banking system business main frame.
In a kind of exemplary embodiment of the present disclosure, described triggering is the business log-in interface information of the client of client in banking system business main frame taken out and the service requesting information of client is filled out record in service providing end.
In a kind of exemplary embodiment of the present disclosure, realize described triggering and comprise following:
Information reads receiver, is electrically connected with Data Enter modular assembly;
Information carrying device, can be read receiver by information and read at ad-hoc location, accepts client and controls.
In a kind of exemplary embodiment of the present disclosure, the business interface automatically completing bank cashier after filling in list prepares the work automatically logged in.
In a kind of exemplary embodiment of the present disclosure, described bank transaction system, also comprises:
Client's input system, is electrically connected with service providing end, and when client's typing service request, any association occurs system of not handling with banking, and is kept in this system;
Triggered by another medium after typing and the service request of typing is imported in banking system, and display in service providing end, be supplied to bank cashier transacting business and use.
In a kind of exemplary embodiment of the present disclosure, client is by mobile phone or sound, video and automatically fill out single device and carry out exchanging or complete alternately the work of information pre-stored.
In a kind of exemplary embodiment of the present disclosure, described bank transaction system, also comprises:
Paper money counter control device, automatically fills out single device be connected with described, for carrying out automatic comparison by having checked the valid data after banknote with valid data filled out in single device automatically; If inconsistent, then warn client and mend paper money or amendment credit.
In a kind of exemplary embodiment of the present disclosure, described bank transaction system, also comprises cash island transmitting device; Described golden island transmitting device comprises the first conveyor ball, the second conveyor ball, the first key, the second key and public key, wherein:
Corresponding first key of first conveyor ball, corresponding second key of second conveyor ball, the first conveyor ball and the second conveyor ball be common corresponding public key also, and the first transmission ball is opened by the first key, second transmission ball is opened by the second key, and public key opens the first transmission ball and the second transmission ball.
In a kind of exemplary embodiment of the present disclosure, described first key, the second key have at least more than one different solution latching projection, and have at least one identical solution latching projection; Public key has the identical solution latching projection of the identical solution latching projection that has with the first key and the second key;
The surface of the first conveyor ball is provided with lockhole, is provided with the gap with the solution latching projection of the first key and the unblock protrusions of public key in described lockhole, to make described first key for opening the first conveyor ball;
The surface of the second conveyor ball is provided with lockhole, is provided with the gap with the solution latching projection of the second key and the unblock protrusions of public key in described lockhole, to make the second key for opening the second conveyor ball;
Public key is for opening the first conveyor ball and the second conveyor ball.
In a kind of exemplary embodiment of the present disclosure, described first conveyor ball, the first key, the second conveyor ball, the second key are positioned at client's end, and public key is positioned at service end.
According to the first aspect in this example embodiment, bank transaction method is provided, comprises:
Connect client's end and service providing end by a transmitting device, between described client's end and service providing end, carry out the transmission of article; And,
Control described transmitting device according to the information of described client's termination receipts and whether perform transmission work.
In a kind of exemplary embodiment of the present disclosure, described bank transaction method, also comprises:
Judge whether client fills service request by a pick-up unit: if fill, transmitting device performs transmission work, or if do not fill, transmitting device does not perform transmission work.
In a kind of exemplary embodiment of the present disclosure, described pick-up unit is imageing sensor or electric signal receiver, holds electric control part to be electrically connected with the main control computer of transmitting device or client; The signal checking pick-up unit of first logic when starting for main control computer, if there is normal signal to start, otherwise pick-up unit warning provides the service request filled in.
In a kind of exemplary embodiment of the present disclosure, described pick-up unit is scanner or Quick Response Code scanner or reader device or telecom information receiving trap.
In a kind of exemplary embodiment of the present disclosure, described in fill into, can by can read conjunction rule voucher or data; Described voucher is the voucher of band two microcode, or described data are the particular data formed in mobile terminal.
In a kind of exemplary embodiment of the present disclosure, the voucher of described Quick Response Code is the associated documents of automatically filling out the printing of single device.
In a kind of exemplary embodiment of the present disclosure, described bank transaction method, also comprises:
One client's sensor is provided, be electrically connected with main control computer or locking device, for to leave according to client or in place, send different signals, making transmitting device main control computer can not start transmission when client leaves dress state or make locking device be in self-locking state can not open.
In a kind of exemplary embodiment of the present disclosure, described bank transaction method, also comprises:
One card reader being provided, being located at described client end, for reading the information of the bank card of client.
In a kind of exemplary embodiment of the present disclosure, client's sensor is infrared eye.
In a kind of exemplary embodiment of the present disclosure, described transmitting device is Pneumatic pipeline transmission apparatus.
In a kind of exemplary embodiment of the present disclosure, described bank transaction method, also comprises:
Be provided with receiving and transmitting control devices at described client's end, described receiving and transmitting control devices has automatic blocking function; When off working state, described receiving and transmitting control devices automatic blocking.
In a kind of exemplary embodiment of the present disclosure, described bank transaction method, also comprises:
By self-locking device receiving and transmitting control devices described in automatic blocking when described off working state.
In a kind of exemplary embodiment of the present disclosure, described automatic blocking adopts electromagnetism locking or mechanical locking.
In a kind of exemplary embodiment of the present disclosure, described bank transaction method, also comprises:
A control device is provided to control described self-locking device action, with receiving and transmitting control devices described in locking according to control signal;
There is provided an inductor to be connected with described self-locking device, use described receiving and transmitting control devices in order to determine whether client, and send a control signal to described control device.
In a kind of exemplary embodiment of the present disclosure, described inductor is any one or more in distance-sensor, infrared inductor, travel switch and video generator.
In a kind of exemplary embodiment of the present disclosure, described transmitting device comprises:
Transmitter and transmitter, and,
Mark and identity recognizer, described mark is arranged on described transmitter, for associating with transmitter; Described identity recognizer is arranged on described transmitter, automatically opens close to during described transmitter for make mistakes alarm or described transmitter of described transmitter.
In a kind of exemplary embodiment of the present disclosure, described bank transaction method, also comprises:
There is provided a sensor to be arranged on workstation place, connect and described background host computer, comprising the customizing messages putting into thing can be arrived by described sensor sensing, and the quantity of thing put into by described sensor for recording.
In a kind of exemplary embodiment of the present disclosure, described bank transaction method, also comprises and automatically fills out single device; Describedly automatically fill out single device and comprise:
By a user interaction unit and customer interaction information;
Fill out single request by a document generation unit according to client, generate corresponding inchoate instrument;
By one, the inchoate instrument that described document generation unit generates is shown;
Document client filled in by a printing or transmitting element carries out printing and/or being sent by the form of e-file.
In a kind of exemplary embodiment of the present disclosure, described bank transaction method, also comprises:
After filling in list, automatically generate queue number.
In a kind of exemplary embodiment of the present disclosure, by described automatically fill out single device complete after information send and be kept in the CPU processor on the inner backstage of bank pending;
Trigger by customer information the business information that above-mentioned information logs in bank automatically by bank cashier or client to process.
In a kind of exemplary embodiment of the present disclosure, the CPU processor on the inner backstage of bank is Data Enter modular assembly, and for reading the content of automatically filling out single device main frame and filling in, and simulating keyboard or mouse message are sent in banking system business main frame.
In a kind of exemplary embodiment of the present disclosure, described triggering is the business log-in interface information of the client of client in banking system business main frame taken out and the service requesting information of client is filled out record in service providing end.
In a kind of exemplary embodiment of the present disclosure, the business interface automatically completing bank cashier after filling in list prepares the work automatically logged in.
In a kind of exemplary embodiment of the present disclosure, described bank transaction method, also comprises:
When client's typing service request, there is any association in system of not handling with banking, and is kept in this system;
Triggered by another medium after typing and the service request of typing is imported in banking system, and display in service providing end, be supplied to bank cashier transacting business and use.
In a kind of exemplary embodiment of the present disclosure, client is by mobile phone or sound, video and automatically fill out single device and carry out exchanging or complete alternately the work of information pre-stored.
In a kind of exemplary embodiment of the present disclosure, described bank transaction method, also comprises:
Automatic comparison is carried out having checked the valid data after banknote with valid data filled out in single device automatically by paper money counter control device; If inconsistent, then warn client and mend paper money or amendment credit.
Accompanying drawing explanation
Accompanying drawing to be herein merged in instructions and to form the part of this instructions, shows and meets embodiment of the present disclosure, and is used from instructions one and explains principle of the present disclosure.Apparently, the accompanying drawing in the following describes is only embodiments more of the present disclosure, for those of ordinary skill in the art, under the prerequisite not paying creative work, can also obtain other accompanying drawing according to these accompanying drawings.
Fig. 1 is the frame structure schematic diagram of a kind of bank transaction system of the disclosure;
Fig. 2 is the structural representation of a kind of bank transaction system of the disclosure;
Fig. 3 is the partial structurtes schematic diagram of a kind of transmitting device of the disclosure;
Fig. 4 is the frame structure schematic diagram of a kind of client's end of the disclosure;
Fig. 5 is the schematic flow sheet of a kind of bank transaction method of the disclosure;
Fig. 6 is the partial structurtes schematic diagram of disclosure video generator;
Fig. 7 is a kind of frame structure schematic diagram automatically filling out single device of the disclosure;
Fig. 8 is the frame structure schematic diagram of a kind of document generation unit of the disclosure;
Fig. 9 is a kind of schematic flow sheet filling out folk prescription method of the disclosure;
Figure 10 is the structural representation of the another kind of bank transaction system of the disclosure;
Figure 11 is the part steps schematic flow sheet of a kind of bank transaction method of the disclosure;
Figure 12 is the structural representation of a kind of device of managing money matters of the disclosure;
Figure 13 is the structural representation of the another kind of bank transaction system of the disclosure;
Figure 14 is the structural representation of the another kind of bank transaction system of the disclosure;
Figure 15-23 is the structural representation of a kind of cash island of disclosure transmitting device.
Embodiment
More fully exemplary embodiment is described referring now to accompanying drawing.But exemplary embodiment can be implemented in a variety of forms, and should not be understood to be limited to embodiment set forth herein; On the contrary, these embodiments are provided to make the disclosure comprehensively with complete, and the design of exemplary embodiment will be conveyed to those skilled in the art all sidedly.In the drawings, identical Reference numeral represents same or similar structure, thus will omit their detailed description.
In addition, described feature, structure or characteristic can be combined in one or more embodiment in any suitable manner.In the following description, provide many details thus provide fully understanding embodiment of the present disclosure.But, one of skill in the art will appreciate that and can put into practice technical scheme of the present disclosure and not have in described specific detail one or more, or other assembly, step etc. can be adopted.In other cases, be not shown specifically or describe known features to avoid fuzzy each side of the present disclosure.
exemplary embodiment one
Provide firstly a kind of bank transaction system in this example embodiment, shown in figure 1, it mainly comprises: client holds 7, is located at the position that client can accept to serve; Service providing end 8, for handling related service for bank counter staff for described client; Transmitting device 6, connects described client and holds 7 and service providing end 8, for holding the transmission carrying out article between 7 and service providing end 8 described client; Background host computer 9, with described client hold 7 and described transmitting device 6 be connected, control described transmitting device 6 for holding the information of 7 receptions according to described client and whether perform transmission work.
Shown in figure 2, transmitting device 6 described in this example embodiment is Pneumatic transmission equipment, and wherein, described background host computer 9 holds 7 to be connected with service providing end 8 with described client respectively; And Pneumatic transmission equipment is included in described client and holds the transmission pipeline 10 be connected with service providing end, described transmission pipeline 10 is connected with the gas source generator 11 for producing the air pressure making transaction item run in described transmission pipeline 10.In figure, 12 is the worktable of service providing end 8 in an embodiment, and 13 is the furred ceiling of service providing end 8.Wherein said transaction item can be banknote, bill or noble metal etc.
According in this example embodiment, client identity information is received for client's termination, then carry out certification by the identity of background host computer to the client at client's end place in this example embodiment, simplify the business procession of service providing end, make transaction item and client hold to be separated simultaneously, storage can be held away from client, improve the security of transaction item.
According to a kind of exemplary embodiment of the present disclosure, for the information received according to described client's termination for identity information, then, after client holds the identity information of 7 reception client inputs, described identity information is sent to described background host computer 9 and verifies; After being verified, background host computer 9 sends the instruction can carrying out concluding the business to described service providing end 8; Described service providing end 8, according to described instruction, starts described gas source generator 11 and produce air pressure in described transmission pipeline; Be mounted with the transmitter of transaction item, under the effect of described air pressure, transfer to described client end from described service providing end, or transfer to described service providing end from described client's end.
Continue with reference to figure 2, according to a kind of exemplary embodiment of the present disclosure, described client holds 7 to comprise: input block 71, for receiving identity information and the Transaction Information of client's input; Information transmitting unit, the identity information for client being inputted sends to described background host computer to verify; Output unit 72, for providing Transaction Information to client; Transaction port 73, puts into the article of transaction for receiving client and/or provides the article of transaction to client.
Continue with reference to figure 2, according to a kind of exemplary embodiment of the present disclosure, described input block 71 comprises: card reader 711, for reading the information stored in card that client provides; Keyboard 712, to need at least one item in type of transaction, dealing money and the personal identification number carried out by input through keyboard for client.
Continue with reference to figure 2, according to a kind of exemplary embodiment of the present disclosure, described output unit 72 comprises: loudspeaker 721, for providing acoustic information for client; Display screen 722, for providing the step instructing client to complete process of exchange; Strip printer 723, for providing paper transaction voucher for client.
According to a kind of exemplary embodiment of the present disclosure, described background host computer can comprise: identity authenticating unit, verifies for holding the identity information of the client provided to client; Order unit, for after being verified the identity information of client, sends the instruction carrying out concluding the business to described service providing end.In addition, described background host computer can also comprise: accounting processing unit, is carrying out accounting processing for the transaction carried out according to client to the account of client.According to a kind of exemplary embodiment of the present disclosure, described background host computer is banking computer center background or the master processor for being connected with banking computer center background.
According to a kind of exemplary embodiment of the present disclosure, the transaction port of described client's end is provided with the locking device be connected with described background host computer; After the identity of client is by described background host computer certification, described locking device just can be opened, and client could take out or put into article from described client's end.
According to a kind of exemplary embodiment of the present disclosure, the transmitter being mounted with transaction item is pre-stored in described transmission pipeline; After the identity information of background host computer to client is verified, according to the request of the described transaction item of the acquisition of described client, described gas source generator produces air pressure in described transmission pipeline, and described transmitter transfers to described client end under the effect of described air pressure from the place of prestoring.
According to a kind of exemplary embodiment of the present disclosure, described service providing end comprises inventory scanning device, and the display screen held with described client and/or strip printer are connected; Described inventory scanning device treats the coding of article that transfers to client's end or numbering carries out scanning acquisition transaction item inventory, and is sent to by described transaction item inventory and described display screen shows or is printed by described strip printer.
According to a kind of exemplary embodiment of the present disclosure, be provided with retention device (not shown) in described service providing end or on the transmission pipeline near described service providing end, described retention device is connected with described inventory scanning device; Under normality, the transmission channel of the transmitter being mounted with article to be transacted stopped by described retention device; Described inventory scanning device is treated after the coding of article that transfers to client's end or number information carry out scanning acquisition transaction item inventory, the instruction removed and stop is sent to described transmission retention device, described retention device removes according to described the instruction stopped, produces the stop of action releasing to transmitter transmission channel.Described retention device can be Electrically operated gate or electromagnetic door etc.
Shown in figure 3, according to a kind of exemplary embodiment of the present disclosure, described service providing end includes can rotate or the storage of unit set 14 of movement, described storage of unit set 14 is provided with most storage elements 141, in described storage element, prestore transmitter 142, in described transmitter, article to be transacted are housed; Storage of unit set rotates or a mobile working position, and one of them in a described majority storage element is corresponding with the port of described transmission pipeline 10; Transmitter 142 in described one-tenth storage unit 141 can enter described transmission pipeline 10 from described storage unit 141 and transfer to described client under the influence of air pressure holds 7.
In this example embodiment, described client's end place can also be provided with sensor, and sensor is connected with CPU processor, and comprising the customizing messages putting into thing can be arrived by sensor sensing, for recording the quantity putting into thing.Described record can be title and the quantity of thing; And the other side can be sent to conclude the business worktable.When finding that there is the article not being allowed to put into and putting into, system can be warned.Described sensor can be imageing sensor or spectrometer or magnetic sensor or infrared sensor or radio frequency sensor etc.
Shown in figure 4, in this example embodiment, client's end of described remote teller device can also arrange at least one pick-up unit 701 and be connected with transmitting device, and for judging whether client fills service request: if fill, transmitting device performs normal transmission; Or if do not fill, transmitting device does not perform transmission work, and client is reminded to fill in service request.Described service request is filled into, service request document is filled or the electronics list of service request is filled.
Described pick-up unit can be imageing sensor or electric signal receiver, holds electric control part to be electrically connected with the main control computer of transmitting device or client; The signal checking pick-up unit of first logic when starting for main control computer, if there is normal signal to start, otherwise pick-up unit warning provides the service request filled in.
In this example embodiment, described pick-up unit is scanner or Quick Response Code scanner or reader device or telecom information receiving trap.Described fill into, can by can read conjunction rule voucher or data.Such as, described voucher is the voucher of band two microcode; Or described data are the particular data formed in mobile phone.The voucher of described Quick Response Code can for filling out the associated documents that single device prints automatically.Described automatically to fill out single device be that the pattern of former client's hand filling is become touch screen mode and fast swipes the card by bank, automatically prints associated documents according to class of business, and electronic information is printed on voucher by Quick Response Code simultaneously.
Pick-up unit is with the control machine machine of transmitting device or hold the locking device of control box to be connected with client, and during for detecting normal, the controller of transmitting device can not start or client holds the locking device of control box not open; With during for can't detect, controller and locking device malfunction.When pick-up unit can't detect the service request filled, the inoperative or locking device of controller can not be opened; And when having operation requests, device can remind client to carry out service request process by automatic warning.
In this example embodiment, as shown in Figure 4, described client's end can also comprise: reading device 702 is electrically connected with background host computer, after reading related data or image, clearance transmitting device enters normally treats work state, and described reading device can fill out single device or Quick Response Code scanner or reader device automatically for self-service.In addition, described client can also arrange client's sensor, be electrically connected with main control computer or locking device, for to leave according to client or in place, send different signals, making transmitting device main control computer can not start transmission when client leaves dress state or make locking device be in self-locking state can not open.
In this exemplary embodiment, described bank transaction system can also comprise: paper money counter control device, automatically fills out single device be connected with described, for carrying out automatic comparison by having checked the valid data after banknote with valid data filled out in single device automatically; If inconsistent, then warn client and mend paper money or amendment credit.
Additionally provide a kind of bank transaction method in this exemplary embodiment, as shown in Figure 5, described bank transaction method comprises:
Step S1, connect client's end and service providing end by a transmitting device, between described client end with service providing end, carry out the transmission of article; And,
Step S2, the information received according to described client's termination control described transmitting device and whether perform transmission work.
In this example embodiment, bank transaction method can specifically comprise: client's termination receives the identity information of client's input, and described identity information is sent to background host computer verifies; After being verified, background host computer sends the instruction can carrying out concluding the business to service providing end; Described service providing end according to described instruction, start gas source generator be connected to described client end with service providing end between transmission pipeline in produce air pressure; Be mounted with the transmitter of transaction item, under the effect of described air pressure, transfer to described client end from described service providing end.Wherein said transaction item can be banknote, bill or noble metal etc.
According in this example embodiment, carry out certification by the identity of background host computer to the client at client's end place, simplify the business procession of service providing end, make transaction item and client hold simultaneously and be separated, storage can be held away from client, improve the security of transaction item.
According to a kind of exemplary embodiment of the present disclosure, the transaction port of described client's end is provided with the locking device be connected with described background host computer; After the identity of client is by described background host computer certification, described locking device just can be opened, and client could take out or put into article from described client's end.
According to a kind of exemplary embodiment of the present disclosure, the transmitter being mounted with transaction item is pre-stored in described transmission pipeline; After the identity information of background host computer to client is verified, according to the request of the described transaction item of the acquisition of described client, described gas source generator produces air pressure in described transmission pipeline, and described transmitter transfers to described client end under the effect of described air pressure from the place of prestoring.
According to a kind of exemplary embodiment of the present disclosure, described pneumatic transfer method also comprises: client after described client holds the described transmitter of taking-up, the transmitter being mounted with article to be transmitted is supplemented to the place that prestores in transmission pipeline by the teller of service providing end at any time.
According to a kind of exemplary embodiment of the present disclosure, described pneumatic transfer method, also comprises: be provided with retention device in described service providing end or on the transmission pipeline near described service providing end, described retention device is connected with described inventory scanning device;
Under normality, the transmission channel of the transmitter being mounted with article to be transacted stopped by described retention device; Described inventory scanning device is treated after the coding of article that transfers to client's end or number information carry out scanning acquisition transaction item inventory, the instruction removed and stop is sent to described transmission retention device, described retention device removes according to described the instruction stopped, produces the stop of action releasing to transmitter transmission channel.
Because the concrete example of each step of above-mentioned bank transaction method has had detailed description in bank transaction system system, therefore repeated no more herein.
exemplary embodiment two
In bank transaction system in this example embodiment, the receiving and transmitting control devices that above-mentioned client holds is provided with self-locking device, in order to receiving and transmitting control devices described in the automatic blocking when off working state.In addition, also comprise an inductor, described inductor is connected with described self-locking device, uses described receiving and transmitting control devices in order to determine whether client.Described inductor is any one in distance-sensor, infrared inductor, travel switch.In addition, described inductor also can be video generator.
As shown in Figure 6, described video generator 21 holds the covert of 22 with built-in vibrational power flow client Yu, 15-25 centimetre above holding 22 apart from client.
And also can comprise control device in bank transaction system, described control device controls described self-locking device action, with receiving and transmitting control devices described in locking.Described control device communicates to connect an inductor, and by described inductor input control signal.Described inductor is any one in distance-sensor, infrared inductor, travel switch.Described inductor can be also video generator, and this structure is described above.Finally, described control device is also by manual operation input control signal.
In this example embodiment, described transmitting device comprises transmitter and transmitter, and also comprise mark and identity recognizer, described mark is arranged on described transmitter, for associating with transmitter; Described identity recognizer is arranged on described transmitter, automatically opens close to during described transmitter for make mistakes alarm or described transmitter of described transmitter.
In bank transaction method in this example embodiment, the receiving and transmitting control devices of remote teller system client end has automatic blocking function, when off working state, and described receiving and transmitting control devices automatic blocking.Described remote teller system is arranged in the affiliated area of bank business place, and when transmission pipeline is arranged on indoor, wall thickness is more than or equal to 4mm, and hidden installation; When described transmission pipeline is arranged on outdoor, wall thickness is more than or equal to 6mm, takes hidden measure outside described transmission pipeline.Described transmission pipeline adopts stainless steel.Described automatic blocking adopts electromagnetism locking or mechanical locking.
In bank transaction method in this example embodiment, in the receiving and transmitting control devices of remote teller system operation use procedure, adopt video security monitoring, to monitor the overall process that teller and client operate use.Described video security monitoring comprises monitoring and replay image two parts in real time.
exemplary embodiment three
Shown in figure 7, in this example embodiment, above-mentioned bank transaction system also comprises one and automatically fills out single device, comprising: user interaction unit 30, for customer interaction information, as provided operation instruction for client and providing interface for customer input information; Document generation unit 31, for filling out single request according to client, generates corresponding inchoate instrument; Display unit 32, is shown for the inchoate instrument generated by described document generation unit; Print or transmitting element 33, the document for client being filled in carries out printing and/or being sent by the form of e-file.
What provide in this example embodiment fills out single device automatically, single request can be filled out according to client, generate the inchoate instrument of respective type and shown on a display screen, and document client being filled in information is printed and/or is sent by the form of e-file, improve and fill out single-action rate, and can complete in advance before client to sales counter transacting business and fill out list, the business that bank is provided efficient quick more.
Shown in figure 8, further, described document generation unit 31 comprises: document template memory module 310, for storing blank document template; Document template calling module 311, fills out single request for what fill in certain type document according to client, from described document template memory module, calls corresponding document template.By the mode directly called, the speed that inchoate instrument generates can be improved.
Further, described document generation unit 31 comprises: serial number gencration module 312, generates queuing sequence number for the automatic pre-position at described inchoate instrument.After client takes printing or the document that prints of transmitting element, also just had the sequence number of queuing up, do not need the number of getting machine place to get queuing sequence number again, make business formality easier, efficiency is higher simultaneously.
Further, describedly automatically fill out single device and also comprise: document transmitting element 34, for receive send signal time, the operating terminal that document client filled in is sent to certain teller shows.
Preferably, this transmission signal is associated with the device of calling out the numbers of business hall, when certain teller adopts device of calling out the numbers to call the queuing sequence number that described document template generates automatically, also namely certain teller press device of calling out the numbers call out the numbers button time, trigger described document transmitting element, the operating terminal that document client filled in is sent to this teller shows simultaneously.Like this, go to the gap of teller window client from wait, teller can separate the type of service that client will handle in advance, and is the ready work of this business of process, improves business processing efficiency.
In addition, in this example embodiment, complete rear information and send and be kept in the inner background host computer of bank pending; Trigger by customer information the business information that above-mentioned information logs in bank automatically by bank cashier or client to process.The inner background host computer of bank is Data Enter modular assembly, and for reading the content of automatically filling out single device main frame and filling in, and simulating keyboard or mouse message are sent in banking system business main frame.Described customer information is the list 2 D code information of customer's identity card or printing.
In another exemplary embodiment, carry out filling out singly filling out on unit of self-service Tian Dan district, client triggers in business handling district and logs in and entry information.Described triggering is the business log-in interface information of the client of client in banking system business main frame taken out and the service requesting information of client is filled out record in service providing end.Realize described triggering can comprise with lower component: information reads receiver, is electrically connected with Data Enter modular assembly; Information carrying device, can be read receiver by information and read at ad-hoc location, accepts client and controls.
Shown in figure 9, also provide one automatically to fill out folk prescription method in this example embodiment, comprise step:
S30, receive that client fills in certain type document fill out single request, what as received, client filled in certificate of deposits or withdrawal form fills out single request;
S31, fill out single request according to client, generate the inchoate instrument of respective type and shown on a display screen;
S32, receive that client inputs in described inchoate instrument fill out single information, as by information such as the inputting interface such as touch-screen or keyboard input name in an account book, account and deposit or the numbers of withdrawing the money;
S33, document client being filled in information are printed and/or are sent by the form of e-file.Client can handle corresponding service to sales counter by hand-held printed document, and client also can sign in advance or stamped signature on the document printed.
What provide in this example embodiment fills out folk prescription method automatically, single request can be filled out according to client, generate the inchoate instrument of respective type and shown on a display screen, and document client being filled in information is printed and/or is sent by the form of e-file, improve and fill out single-action rate, and can complete in advance before client to sales counter transacting business and fill out list, the business that bank is provided efficient quick more.
Automatically fill out in folk prescription method aforesaid, further, describedly fill out single request according to client, generate the inchoate instrument of respective type and give display on a display screen and comprise: that fills in certain type document according to client fills out single request, the inchoate instrument template of the respective type that Automatically invoked prestores also is shown on a display screen.By the mode directly called, the speed that inchoate instrument generates can be improved.
Further, aforesaidly automatically fill out folk prescription method, also comprise step: at the inchoate instrument generating respective type and show on a display screen time, automatically generate queuing sequence number in the pre-position of described inchoate instrument.Do not need the number of getting machine place to get queuing sequence number again, make business formality easier, efficiency is higher.
For the ease of the type of service that teller understanding client as far as possible early will handle, for processing the ready work of this business, preferably, described fills out folk prescription method automatically, also comprises step: document client being filled in information at the operating terminal of bank cashier as computer is shown.
Further, described document client being filled in information gives display and comprises on the operating terminal of bank cashier: when certain teller adopts device of calling out the numbers to call the queuing sequence number that described document template generates automatically, client is filled in information and the document with this queuing sequence number is shown on the operating terminal of this teller.Like this, go to the gap of teller window client from wait, teller can separate the type of service that client will handle in advance, and is the ready work of this business of process, improves business processing efficiency.
exemplary embodiment four
With reference to shown in Figure 10, the bank transaction system in this example embodiment comprises: client holds 20, is located at the position that client can accept to serve; Card reader 21, is located at described client end, for reading the information of the bank card of client; Service providing end 22, for confirming customer account, confirmation customer account exist and effectively after, bank counter staff handles related service for client.In remainder and above-mentioned exemplary embodiment, dependency structure is similar.
Because client's end that can accept client to serve is provided with card reader, bank card containing customer information can insert in the card reader being located at client's end and complete Card Reader operation by such client, do not need as traditional bank transaction, by client, bank card is passed to bank cashier, the bank card of client is inserted into by bank cashier the card reader being located at bank cashier end again to complete Card Reader and operate, save the passing time of bank card between client and bank cashier, the business that bank is provided efficient quick more.
In aforementioned bank transaction system embodiment, client's end can be arranged on the opposite of bank cashier as existing lobby, is also arranged on one end of Pneumatic pipe transmission system, and the other end of Pneumatic pipe transmission system is arranged on teller's end of bank.With reference to shown in Figure 10, one end of described pneumatic transmission pipeline 22 is located at described client and holds 20, and the other end is located at described service providing end 22; Be positioned at the bank counter staff that client holds the client of 20 and is positioned at service providing end 22, receive or transmit the article such as bill relevant to business or cash by pneumatic transmission pipeline 22 each other.
With reference to shown in Figure 11, also comprise in the bank transaction method in this example embodiment:
Bank card containing customer information inserts in the card reader being located at client's end by step S20, client;
Step S21, customer account to be confirmed;
Step S22, confirmation customer account exist and effectively after, bank counter staff handles related service for client.
The bank transaction method provided in this example embodiment, except S20 step unlike the prior art except, other step S21 and S22 is similarly to the prior art.
The bank transaction method provided in this example embodiment, Card Reader operation is completed because the bank card containing customer information can insert in the card reader being located at client's end by client, do not need as traditional bank transaction, by client, bank card is passed to bank cashier, the bank card of client is inserted into by bank cashier the card reader being located at bank cashier end again to complete Card Reader and operate, save the passing time of bank card between client and bank cashier, the business that bank is provided efficient quick more.
In aforementioned bank transaction embodiment of the method, client's end can be arranged on the opposite of bank cashier as existing lobby, also can be arranged on one end of Pneumatic pipe transmission system, and the other end of Pneumatic pipe transmission system is arranged on teller's end of bank.In the case of the latter, the card reader that the bank card insertion containing customer information is located at client's end comprises by described client: client, by the bank card containing customer information, inserts and is located in the card reader at Pneumatic pipe transmission system client station place.
In aforementioned bank transaction embodiment of the method, it is described after confirmation customer account exists and be effective, bank counter staff comprises for client handles related service: after the operation system of bank confirms customer account existence and be effective, be positioned at the bank cashier that client holds opposite, aspectantly can handle related service for client, as deposit, withdraw the money or transfer accounts; Also can be after the operation system of bank confirms customer account existence and be effective, be positioned at the bank counter staff of Pneumatic pipe transmission system service provider station, received by Pneumatic pipe or transmit the article relevant with business to client.
exemplary embodiment five
In this example embodiment, above-mentioned client is also provided with financing device.As shown in Figure 12, device 61 of managing money matters carries out transmission process by financing processor 62.This financing device 61 can be same device with the financing device 37 on backstage, carries out transmission process by two financing processors 38,62.
And in the present invention, bank client is provided with financing prompting device and financing process record device, and described financing process record device communicates to connect the described background host computer in described bank large backstage structure; Wherein, described financing prompting device is managed money matters accordingly in order to prompt for client, and described financing process record device is in order to be recorded as the process of client's financing.
Financing device in this example embodiment, comprises a robot, and described robot is arranged on client's end, for managing money matters information with customer communication, and records financing information.
In addition, the financing device in this example embodiment, comprises financing suggestion device and device is introduced in financing.And can comprise a robot, described robot is arranged on client's end, for managing money matters information with customer communication, and records financing information simultaneously.Described financing suggestion device is connected with a transmission system, and described financing is introduced device and is arranged in described robot.
In above-mentioned multiple financing device, for convenience of and customer interaction, all at least comprise a selective recording software.And the financing device in this example embodiment can also comprise financing sale apparatus.
With reference to shown in Figure 13, the bank transaction system in this example embodiment also comprises: at least one Possum 1, for the self-help operation of client in the enterprising industry business of described Possum 1; Backstage is connected with at least one Possum 1 described, for providing operational assistance and/or director information for described client.Wherein, described Possum can be self-service ATM, above-mentionedly automatically fills out single device etc.
In this example embodiment, assistance and/or director information can be provided by backstage to the client carrying out self-help operation on Possum, be convenient to client and carry out self-service business operation quickly smoothly.
Aforementioned bank transaction system one embodiment, optionally, also comprises: the first voice and video assembly (not shown), is arranged at least one Possum place described; Second voice and video assembly (not shown), be arranged on described backstage place, described second voice and video assembly is connected with described first voice and video assembly, the staff at described backstage place by described first voice and video assembly and the second voice and video assembly for described client provides operational assistance and/or director information.
Aforementioned transaction system one embodiment, alternatively, described backstage comprises: backstage, site and backstage, region, and at least one Possum described is connected with backstage, region with backstage, described site respectively; Backstage, wherein said site is arranged on business site place, is provided with at least one Possum described at described business site place; Backstage, described region provide in the region of service and be provided with business site described at least one.
With reference to Figure 13, aforementioned transaction system one embodiment, alternatively, backstage, described site is connected with at least one in described Possum 1 by Pneumatic pipe 2; Described client can handle related service with the staff on backstage, described site by described Pneumatic pipe.
Aforementioned transaction system one embodiment, alternatively, is provided with at least one comprehensive counter district in described business site, be provided with at least one Possum described in each comprehensive counter district.
Aforementioned transaction system one embodiment, alternatively, described comprehensive counter district comprises the operation room of an all round closure, described operation room is provided with the entrance for client's turnover, is provided with a body in described porch.
Aforementioned transaction system one embodiment, alternatively, is provided with operation indicating device in described operation room, for the Possum of pointing out client's selecting properly of entering described operation room suitable.
In this example embodiment, above-mentioned a kind of method of commerce can also comprise:
Be positioned at the staff on backstage, for the client of the self-help operation of being engaged in the enterprising industry of Possum provides operational assistance and/or director information.
In this example embodiment, assistance and/or director information can be provided by backstage to the client carrying out self-help operation on Possum, be convenient to client and carry out self-service business operation quickly smoothly.
Method of commerce one embodiment of the present invention, alternatively, the described staff being positioned at backstage, for the client of the self-help operation of being engaged in the enterprising industry of Possum provides operational assistance and/or director information to comprise: the staff being positioned at backstage, by audio frequency and/or video for the client of the self-help operation of being engaged in the enterprising industry of Possum provides operational assistance and/or director information.
Method of commerce one embodiment of the present invention, alternatively, described backstage comprises: backstage, site and backstage, region, and at least one Possum described is connected with backstage, region with backstage, described site respectively; Backstage, wherein said site is arranged on business site place, is provided with at least one Possum described at described business site place; Backstage, described region provide in the region of service and be provided with business site described at least one;
The described staff being positioned at backstage, for the client of the self-help operation of being engaged in the enterprising industry of Possum provides operational assistance and/or director information to comprise: the staff being positioned at backstage, site and/or backstage, region, for the client of the self-help operation of being engaged in the enterprising industry of Possum provides operational assistance and/or director information.
Method of commerce one embodiment of the present invention, alternatively, be positioned at the staff on backstage, before the client of the self-help operation of being engaged in the enterprising industry of Possum provides operational assistance and/or director information, comprise: the client of the self-help operation of the enterprising industry business of Possum, send request to backstage the solicited message that backstage provides operational assistance and/or director information by audio frequency and/or video-unit.
Method of commerce one embodiment of the present invention, alternatively, is provided with at least one comprehensive counter district in described business site, be provided with at least one Possum described in each comprehensive counter district; Described comprehensive counter district comprises the operation room of an all round closure, described operation room is provided with the entrance for client's turnover, is provided with a body in described porch; After client enters described operation room, automatic-prompting enters the suitable Possum of client's selecting properly of described operation room.
Method of commerce one embodiment of the present invention, alternatively, by the opening and closing of automatic-prompting described in Background control.
With reference to Figure 14, the bank transaction system in this example embodiment also comprises a kind of comprehensive counter 6, comprising: at least one Possum 61-65, is completed the self-help operation of at least two kinds of business for client by least one Possum described.
According in this example embodiment, at described comprehensive counter, client completes the self-help operation of at least two kinds of business by least one Possum, saves the time of client's transacting business, improves business processing efficiency.
Comprehensive counter one embodiment of the present invention, described comprehensive counter also comprises: backstage, is connected with at least one Possum described, for providing service for the self-help operation of described client.
With reference to Figure 14, comprehensive counter one embodiment of the present invention, at least one Possum described comprises: self-service storage/access money equipment 61, at least two in Self-help card-distributing apparatus 62, check purchase of equipment 63, bank receipt treatment facility 64 and payment device 65.
Comprehensive counter one embodiment of the present invention, described backstage comprises: backstage, site and backstage, region, and at least one Possum described is connected with backstage, region with backstage, described site respectively; Backstage, wherein said site is arranged on business site place, is provided with at least one Possum described at described business site place; Backstage, described region provide in the region of service and be provided with business site described at least one.
Comprehensive counter one embodiment of the present invention, backstage, described site is connected with at least one in described Possum by Pneumatic pipe; Described client can handle related service with the staff on backstage, described site by described Pneumatic pipe.
With reference to Figure 14, comprehensive counter one embodiment of the present invention, described comprehensive counter comprises the operation room 67 that is provided with door 66, and at least one Possum described is arranged in described operation room; In described operation room, detecting devices and speech ciphering equipment are also installed, when detecting devices has detected after client enters described operation room, notify that described speech ciphering equipment automatic-prompting enters the suitable Possum of client's selecting properly of described operation room.
Bank transaction method in this example embodiment also comprises: client completes the self-help operation of at least two kinds of business by least one Possum described.
According in this example embodiment, at described comprehensive counter, client completes the self-help operation of at least two kinds of business by least one Possum, saves the time of client's transacting business, improves business processing efficiency.
According to a kind of exemplary embodiment of the disclosure, described comprehensive counter method for operating traffic thereof, also comprises: by backstage for the self-help operation of described client provides service.The described self-help operation being described client by backstage provides service to comprise: the self-help operation being described client by backstage provides operation to guide or operation is assisted.Wherein, the self-help operation being described client by backstage provides service to comprise: by backstage, site and/or backstage, region for the self-help operation of described client provides service; Wherein, backstage, described site is arranged on business site place, is provided with at least one Possum described at described business site place; Backstage, described region provide in the region of service and be provided with business site described at least one.
exemplary embodiment six
In this example embodiment, above-mentioned bank transaction system can also comprise a cash island transmitting device.With reference to Figure 15, this cash island transmitting device comprises: the first conveyor ball 2, second conveyor ball 4, first key 1, second key 3 and public key 5, wherein,
Corresponding first key of first conveyor ball, corresponding second key of second conveyor ball, the first conveyor ball and the second conveyor ball be common corresponding public key also, and the first transmission ball is opened by the first key, second transmission ball is opened by the second key, and public key opens the first transmission ball and the second transmission ball.
Alternatively, described first key, the second key, public key can be the keys with certain physical construction, also can be electron key or electromagnetism key.When described first key, the second key, public key be electron key or electromagnetism key, first conveyor ball 2 is provided with the lock construction opened by the first key or public key, and the second conveyor ball 4 is provided with the lock construction opened by the second key or public key.
Preferably, the first key 1, second key 3 has at least more than one different solution latching projection, and has at least one identical solution latching projection; Public key 5 has the identical solution latching projection of the identical solution latching projection that has with the first key 1 and the second key 3; The surface of the first conveyor ball 2 is provided with lockhole, is provided with the gap with the solution latching projection of the first key 1 and the unblock protrusions of public key 5 in described lockhole, to make described first key 1 for opening the first conveyor ball 2; The surface of the second conveyor ball 4 is provided with lockhole, is provided with the gap with the solution latching projection of the second key 3 and the unblock protrusions of public key 5 in described lockhole, to make the second key 3 for opening the second conveyor ball 4; Public key 5 is for opening the first conveyor ball 2 and the second conveyor ball 4.
In this example embodiment, identical solution latching projection refers to that separating the shape and size of latching projections for two can both match or identical.
In this example embodiment, corresponding second key 3 of corresponding first key 1, second conveyor ball 4 of the first conveyor ball 2.
Institute it should be noted that in this example embodiment, and first, second is only general reference, and represent that cash island transmitting device has multiple different conveyor ball and the key corresponding respectively with multiple conveyor ball, multiple conveyor ball also has a public key jointly.
In this example embodiment, each transmission bag contains corresponding key, and each transmission ball can be opened by each self-corresponding key, also can be opened by public key.That is, each transmission ball can only be opened by each self-corresponding key and be opened by public key, can not be opened by the key of the correspondence of other transmission ball, and the key that namely each transmission ball is corresponding has the uniquely property opened.
As embodiment, public key, independent of all transmission balls, can open transmission balls all in system.
As another embodiment, transmission ball, key and public key are made by metal material, like this, can ensure its durability.
As an embodiment again, transmission ball upper surface is provided with openable door-plate after the corresponding gap inserted with key in lockhole.
As an embodiment again, the lockhole that transmission ball upper surface is arranged has at least two gap, and only has the width of a gap (size) to be greater than the width of the solution latching projection of public key.
Preferably, public key head or close bottom only have one to separate latching projection, and the key head that different transmission balls is corresponding has at least 2 to separate latching projections, and it is identical with the width of the solution latching projection of public key that one of them separates width of latching projection.
Figure 16 is the first key in this example embodiment and the second Key structure schematic diagram.With reference to Figure 16, the first key 1 has two of in-line and separates latching projections 6 near bottom, namely first separates latching projection 61 and second and separates latching projection 62, first and separate latching projection 61 and the second angle separating latching projection 62 is 180 degree; Second key 3 has two orthogonal solution latching projections 6 near bottom, namely first latching projection 61 and the second solution latching projection 62 is separated, first solution latching projection 61 and the second angle separating latching projection 62 are 90 degree, wherein, first of the first key 1 separate first of latching projection and the second key 3 and separate latching projection and be of similar shape (size); Or the second solution latching projection of the first key 1 and first of the second key 3 is separated latching projection and is of similar shape; Or the first solution latching projection of the first key 1 and second of the second key 3 is separated latching projection and is of similar shape; Or the second solution latching projection of the first key 1 and second of the second key 3 is separated latching projection and is of similar shape.
In this example embodiment, the bottom of the first key 1 and the second key 3 has two angles of separating between latching projections 6 of separating on latching projection 6, first key 1 to be different from two angles of separating between latching projections 6 on the second key 3.
As an embodiment, the first shape of separating latching projection can with second to separate the shape of latching projection identical, also can difference.
As another embodiment, the first key 1 also can have multiple solution latching projection 6 near bottom, and the angle between multiple solution latching projection 6 can be arranged according to actual needs.Such as, 4 can be arranged and separate latching projection, adjacent two angles separated between latching projection are 90 degree, or, first solution latching projection and second angle separated between latching projection is 50 degree, second solution latching projection and the 3rd angle separated between latching projection is 100 degree, and the 3rd solution latching projection and the 4th angle separated between latching projection is 100 degree, and the 4th solution latching projection and first angle separated between latching projection is 110 degree.
Second key 2 also can have multiple solution latching projection 6 near bottom, and the quantity of separating latching projection can be identical with the solution latching projection that the first key has, also can be different.
For the situation that the unblock projection quantity from the first key is different, the angle between multiple solution latching projection 6 can be arranged according to actual needs; For the situation that the unblock projection quantity with the first key is identical, the angle between multiple solution latching projection 6 only otherwise and angle between the solution latching projection of the first key identical.Such as, be provided with for second the situation that 4 are separated latching projection on the key, can arrange front adjacent two angles separated between latching projection is 90 degree, and rear adjacent two angles separated between latching projection are 80 degree and 100 degree; Or, first solution latching projection and second angle separated between latching projection is 50 degree, second solution latching projection and the 3rd angle separated between latching projection is 90 degree, 3rd solution latching projection and the 4th angle separated between latching projection is 100 degree, and the 4th solution latching projection and first angle separated between latching projection is 120 degree.
Figure 17 is the public key structural representation in this example embodiment.With reference to Figure 17, public key 5 has one and separates latching projection 6 near bottom, the shape of the identical solution latching projection that the shape of separating latching projection 6 has with the first key 1 and the second key 3 is identical.Namely the bottom (near bottom) of public key 5 only has one to separate latching projection 6.
Certainly, in practical application, the identical unblock projection quantity that also can have according to the first key 1 and the second key 3 arranges the unblock projection quantity of public key.Such as, the situation that 4 are separated latching projection is respectively arranged with for aforementioned first key 1 and the second key 3, correspondingly, adjacent two angles separated between latching projection arranged for the first key 1 are 90 degree, front adjacent two angles separated between latching projection that second key 3 is arranged are 90 degree, adjacent two angles separated between latching projection are the situation of 80 degree and 100 degree afterwards, to be angle be the identical solution latching projection had due to the first key 1 and the second key 3 that 90 degree two separate latching projection, thus, the solution latching projection that can arrange public key is two, two angles separated between latching projection are 90 degree,
The first solution latching projection and second angle separated between latching projection arranged for the first key 1 is 50 degree, second solution latching projection and the 3rd angle separated between latching projection is 100 degree, 3rd solution latching projection and the 4th angle separated between latching projection is 100 degree, and the 4th solution latching projection and first angle separated between latching projection is 110 degree, the first solution latching projection and second angle separated between latching projection that second key 3 is arranged is 50 degree, second solution latching projection and the 3rd angle separated between latching projection is 90 degree, 3rd solution latching projection and the 4th angle separated between latching projection is 100 degree, 4th separates the situation that latching projection and first angle separated between latching projection is 120 degree, the identical solution latching projection had due to the first key 1 and the second key 3 is arbitrary solution latching projection, not there are identical two or more solution latching projections, thus, the solution latching projection of the public key arranged is one, its shape (size) is identical with the shape of the identical solution latching projection that the first key 1 and the second key 3 have.
Figure 18 is that the first key and first in this example embodiment transmits spherical structure schematic diagram.With reference to Figure 18, in the lockhole 7 arranged in the first transmission ball 2, gap quantity is identical with the unblock projection quantity that the first key 1 is arranged, the angle corresponding (identical) between the solution latching projection that the angle between gap is arranged with the first key 1 respectively.Such as, the first key 1 is had to the situation of two solution latching projections of in-line near bottom, in the lockhole 7 arranged in the first transmission ball 2, correspondence is provided with two gap for accommodating solution latching projection with in-line.That is, in the lockhole 7 arranged in the first transmission ball 2, be provided with the first gap and the second gap, the angle between the first gap and the second gap is 180 degree.
In this example embodiment, two on the first key 1 quantity of separating latching projection 6 are identical with angulation with the quantity of two gap on corresponding lockhole 7 with angulation.
Figure 19 is that the second key and second in this example embodiment transmits spherical structure schematic diagram.With reference to Figure 19, in the lockhole 7 arranged in the second transmission ball 4, gap quantity is identical with the unblock projection quantity that the second key 3 is arranged, and the angle between gap is corresponding with the angle between the solution latching projection that the second key 3 is arranged respectively.Such as, the second key 3 is had to the situation of two orthogonal solution latching projections near bottom, in the lockhole 7 arranged in the second transmission ball 4, correspondence is provided with two gap with the orthogonal solution latching projection for accommodating second key.That is, in the lockhole 7 arranged in the second transmission ball 4, be provided with the first gap and the second gap, the angle between the first gap and the second gap is 90 degree.
In this example embodiment, the quantity that quantity and the angulation and second of two solution latching projections 6 on the second key 3 transmit two gap 8 on lockhole corresponding to ball 47 is identical with angulation.
Figure 20 is the first schematic diagram utilizing the first key to unlock the first transmission ball in this example embodiment.With reference to Figure 20, when unblanking, the gap that the solution latching projection 6 on the first key 1 and first transmits on lockhole corresponding to ball 7 is aligned, and the first key 1 is inserted into downwards in lockhole 7.
Figure 21 is the second schematic diagram utilizing the first key to unlock the first transmission ball in this example embodiment.With reference to Figure 21, being inserted into after in lockhole 7 by the first key 1, rotating the first key 1 downwards, the lock core 10 be arranged in the first transmission ball being rotated, thus opens the door-plate 9 of the first transmission ball.
Figure 22 is the first schematic diagram utilizing public key to unlock the first transmission ball and the second transmission ball in this example embodiment.With reference to Figure 22, when unblanking, the gap that the solution latching projection 6 in public key 5 and first transmits on lockhole corresponding to ball 7 is aligned, and public key 5 is inserted in lockhole 7 downwards, rotate public key, the lock core be arranged in the first transmission ball is rotated, opens the door-plate of the first transmission ball; Or, the gap that solution latching projection 6 in public key 5 and second transmits on lockhole corresponding to ball 7 is aligned, and public key 5 is inserted in lockhole 7 downwards, rotate public key, the lock core be arranged in the second transmission ball is rotated, opens the door-plate of the second transmission ball.Wherein, angle between gap in the lockhole that different transmission ball is arranged is different, and, angle between the solution latching projection arranged on the key that angle between gap in the lockhole that different transmission ball is arranged is corresponding with this transmission ball is identical, like this, can ensure to only have corresponding key and public key just can open corresponding transmission ball.
In this example embodiment, as an embodiment, also gap can be set on the key, in the lockhole that transmission ball is arranged, projection is being set.Like this, the lockhole that transmission ball upper surface is arranged, at least two projections in lockhole, only have the width of a projection to be less than the width of gap in public key.
As an embodiment, the key head that different transmission balls is corresponding has at least 2 to unlock gap, and it is identical with the width of the unblock gap of public key that one of them unlocks the width of gap.
Preferably, public key head only has one to unlock gap.
Preferably, the projection of lockhole on different transmission ball and the correspondence position on the lock core of its inside there is identical projection.
When unblanking, the unblock gap of the same width in key corresponding for transmission ball or public key being aligned the projection of the same size on lockhole, key could be injected lockhole.
After reeve lockhole, rotate key, rotate corresponding lock core, door-plate just can be opened, and after door-plate is opened, can put cash into or take out cash.
In this example embodiment, the quantity of the unblock gap on the key that the projection quantity of the lockhole that different transmission ball is arranged is corresponding with this transmission ball is identical.
Preferably, different transmission ball is arranged lockhole projection between angle different.
Preferably, the angle of the unblock gap on the key that the angle between the lockhole projection different transmission ball arranged is corresponding with this transmission ball is identical.Like this, can ensure to only have corresponding key and public key just can open corresponding transmission ball.
Figure 23 is the second schematic diagram utilizing public key to unlock the first transmission ball and the second transmission ball in this example embodiment.With reference to Figure 23, public key 5 being inserted into downwards after in the lockhole 7 arranged in the first transmission ball, rotating public key 5, the lock core 10 be arranged in the first transmission ball being rotated, thus opens the door-plate 9 of the first transmission ball; Or, public key 5 being inserted into downwards after in the lockhole 7 arranged in the second transmission ball, rotating public key 5, the lock core 10 be arranged in the second transmission ball being rotated, thus opens the door-plate 9 of the second transmission ball.
In this example embodiment, as embodiment, the gap that the lockhole that different transmission ball is arranged is corresponding is identical with the gap that the correspondence position on the lock core of its inside is arranged.
In this example embodiment, only have gap solution latching projection key corresponding for transmission ball or public key with same width being aligned the same size on corresponding lockhole, key could be injected lockhole.After reeve lockhole, rotate key, rotate corresponding lock core, door-plate just can be opened, and after opening door-plate, can put cash into or take out cash.
Preferably, the quantity of the solution latching projection arranged on the key that the gap quantity in the lockhole different transmission ball arranged is corresponding with this transmission ball is identical.
A kind of cash island transmitting device is also disclosed in this example embodiment, described cash island transmitting device comprises: the first conveyor ball, the second conveyor ball, the first key, the second key and public key, wherein, corresponding first key of first conveyor ball, corresponding second key of second conveyor ball, first conveyor ball and the second conveyor ball be common corresponding public key also, first transmission ball is opened by the first key, second transmission ball is opened by the second key, and public key opens the first transmission ball and the second transmission ball.
Preferably, the first key, the second key have at least more than one different gap, and have at least one identical gap; Public key has the identical gap of the identical gap that has with the first key and the second key; The surface of the first conveyor ball is provided with lockhole, is provided with the solution latching projection matched with the gap of the first key and the gap of public key in described lockhole, to make described first key for opening the first conveyor ball; The surface of the second conveyor ball is provided with lockhole, is provided with the solution latching projection matched with the gap of the second key and the gap of public key in described lockhole, to make the second key for opening the second conveyor ball; Public key is for opening the first conveyor ball and the second conveyor ball.
Wherein, in this example embodiment, identical solution latching projection refers to that separating the shape and size of latching projections for two can both match or identical.
In this example embodiment, each transmission bag contains corresponding key, and each transmission ball can be opened by each self-corresponding key, also can be opened by public key.That is, each transmission ball can only be opened by each self-corresponding key and be opened by public key, can not be opened by the key of the correspondence of other transmission ball, and the key that namely each transmission ball is corresponding has the uniquely property opened.
As embodiment, public key, independent of all transmission balls, can open transmission balls all in system.
As an embodiment, described first transmission ball, the second transmission ball, the first key, the second key and public key are made by metal material.
Preferably, described first transmission ball and the second transmission ball upper surface are provided with further with openable door-plate after the corresponding solution latching projection in key insertion lockhole.
As an embodiment, the lockhole that described first transmission ball and the second transmission ball upper surface are arranged has at least two and separates latching projection, and only has the width of a solution latching projection to be less than the width of the gap of public key.
As an embodiment, the width of at least one gap in described first key and the second key is identical with the width of the gap of public key.
As an embodiment, the angle between two gap of described first key is 180 degree, and the angle between two gap of the second key is 90 degree.
In this example embodiment, preferably, in the lockhole arranged in described first transmission ball, unlock projection quantity identical with the gap quantity that the first key is arranged, the angle of separating between latching projection is corresponding with the angle between the gap that the first key is arranged respectively.
As an embodiment, in the lockhole arranged in described second transmission ball, unlock projection quantity identical with the gap quantity that the second key is arranged, the angle of separating between latching projection is corresponding with the angle between the gap that the second key is arranged respectively.
As an embodiment, when unblanking, the solution latching projection that first gap and first on the key transmits on lockhole corresponding to ball is aligned, and the first key is inserted into downwards in lockhole, rotate the first key, the lock core be arranged in the first transmission ball is rotated under the effect being contained in the solution latching projection in gap, opens the door-plate of the first transmission ball.
As an embodiment, when unblanking, the solution latching projection that the gap in public key and first transmits on lockhole corresponding to ball is aligned, and public key is inserted into downwards in lockhole, rotate public key, the lock core be arranged in the first transmission ball is rotated, opens the door-plate of the first transmission ball; Or, the solution latching projection that the gap in public key and second transmits on lockhole corresponding to ball is aligned, and public key is inserted into downwards in lockhole, rotate public key, the lock core be arranged in the second transmission ball is rotated, opens the door-plate of the second transmission ball.
Also disclose a kind of cash island transmitting device in this example embodiment, described cash island transmitting device comprises: the first conveyor ball, the second conveyor ball and public key, wherein,
First conveyor ball and the common corresponding public key of the second conveyor ball, public key opens the first transmission ball and the second transmission ball.
Preferably, public key has at least one solution latching projection; The surface of the first conveyor ball is provided with lockhole, is provided with the gap with the unblock protrusions of public key in described lockhole, and the quantity of described gap is greater than the quantity of the solution latching projection of described public key, to make described public key for opening the first conveyor ball; The surface of the second conveyor ball is provided with lockhole, is provided with the gap with the unblock protrusions of public key in described lockhole, and the quantity of described gap is greater than the quantity of the solution latching projection of described public key, to make the second key for opening the second conveyor ball.
As an embodiment, described first transmission ball, the second transmission ball and public key are made by metal material.
As an embodiment, described first transmission ball and the second transmission ball upper surface are provided with further with openable door-plate after the corresponding gap in public key insertion lockhole.
As an embodiment, the solution latching projection of described public key is one, and the lockhole that described first transmission ball and the second transmission ball upper surface are arranged has at least two gap, and only has the width of a gap to be greater than the width of the solution latching projection of public key.
As an embodiment, the angle between two gap of described first transmission ball is 180 degree, and the angle between two gap of the second transmission ball is 90 degree.
As an embodiment, when unblanking, the gap that the solution latching projection in public key and first transmits on lockhole corresponding to ball is aligned, and public key is inserted into downwards in lockhole, rotate public key, the lock core be arranged in the first transmission ball is rotated, opens the door-plate of the first transmission ball; Or, the gap that the solution latching projection in public key and second transmits on lockhole corresponding to ball is aligned, and public key is inserted into downwards in lockhole, rotate public key, the lock core be arranged in the second transmission ball is rotated, opens the door-plate of the second transmission ball.
A kind of cash island transmitting device is also disclosed in this example embodiment, described cash island transmitting device comprises: the first conveyor ball, the second conveyor ball and public key, wherein, first conveyor ball and the common corresponding public key of the second conveyor ball, public key opens the first transmission ball and the second transmission ball.
Preferably, public key has at least one gap; The surface of the first conveyor ball is provided with lockhole, the solution latching projection matched with the gap of public key is provided with in described lockhole, the quantity of the solution latching projection of described first transmission ball is greater than the quantity of the gap of described public key, to make described first key for opening the first conveyor ball; The surface of the second conveyor ball is provided with lockhole, the solution latching projection matched with the gap of public key is provided with in described lockhole, the quantity of the solution latching projection of described second transmission ball is greater than the quantity of the gap of described public key, to make the second key for opening the second conveyor ball; Public key is for opening the first conveyor ball and the second conveyor ball.
As an embodiment, described first transmission ball, the second transmission ball and public key are made by metal material.
As an embodiment, described first transmission ball and the second transmission ball upper surface are provided with further with openable door-plate after the corresponding solution latching projection in public key insertion lockhole.
As an embodiment, the lockhole that described first transmission ball and the second transmission ball upper surface are arranged has at least two and separates latching projection, and only has the width of a solution latching projection to be less than the width of the gap of public key.
As an embodiment, two angles separated between latching projection of described first transmission ball are 180 degree, and two angles separated between latching projection of the second transmission ball are 90 degree.
As an embodiment, when unblanking, the solution latching projection that the gap in public key and first transmits on lockhole corresponding to ball is aligned, and public key is inserted into downwards in lockhole, rotate public key, the lock core be arranged in the first transmission ball is rotated, opens the door-plate of the first transmission ball; Or, the solution latching projection that the gap in public key and second transmits on lockhole corresponding to ball is aligned, and public key is inserted into downwards in lockhole, rotate public key, the lock core be arranged in the second transmission ball is rotated, opens the door-plate of the second transmission ball.
The foregoing is only exemplary partial embodiment of the present disclosure, not in order to limit the disclosure, all within spirit of the present disclosure and principle, any amendment done, equivalent replacement, improvement etc., all should be included within protection domain of the present disclosure.

Claims (10)

1. a bank transaction system, is characterized in that, comprising:
Client holds, and is located at the position that client can accept to serve;
Service providing end, for handling related service for bank counter staff for described client;
Transmitting device, connects described client end and service providing end, for carrying out the transmission of article between described client's end and service providing end;
Background host computer, holds with described client and described transmitting device is connected, and the information for receiving according to described client's termination controls described transmitting device and whether performs transmission work.
2. bank transaction system according to claim 1, is characterized in that, described bank transaction system, also comprises:
Pick-up unit, is located at described client end and is connected with transmitting device and background host computer, and for judging whether client fills service request: if fill, transmitting device performs transmission work, or if do not fill, transmitting device does not perform transmission work.
3. bank transaction system according to claim 2, is characterized in that, described pick-up unit is imageing sensor or electric signal receiver, holds electric control part to be electrically connected with the main control computer of transmitting device or client; The signal checking pick-up unit of first logic when starting for main control computer, if there is normal signal to start, otherwise pick-up unit warning provides the service request filled in.
4. bank transaction system according to claim 2, is characterized in that, described pick-up unit is scanner or Quick Response Code scanner or reader device or telecom information receiving trap.
5. bank transaction system according to claim 4, is characterized in that, described in fill into, can by can read conjunction rule voucher or data; Described voucher is the voucher of band two microcode, or described data are the particular data formed in mobile terminal.
6. bank transaction system according to claim 5, is characterized in that, the voucher of described Quick Response Code is the associated documents of automatically filling out the printing of single device.
7. bank transaction system according to claim 1, is characterized in that, described bank transaction system, also comprises:
Client's sensor, is electrically connected with main control computer or locking device, for leave according to client or in place, sends different signals, and making transmitting device main control computer can not start transmission when client leaves dress state or make locking device be in self-locking state can not open.
8. bank transaction system according to claim 1, is characterized in that, described bank transaction system, also comprises:
Card reader, is located at described client end, for reading the information of the bank card of client.
9. bank transaction system according to claim 8, is characterized in that, client's sensor is infrared eye.
10. bank transaction system according to claim 1, is characterized in that, described transmitting device is Pneumatic pipeline transmission apparatus.
CN201510314197.0A 2014-06-10 2015-06-09 System and method for bank transaction Pending CN105374129A (en)

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CN201410256815 2014-06-10
CN2014102568156 2014-06-10
CN201410370432 2014-07-30
CN2014103704321 2014-07-30
CN201410429669 2014-08-27
CN2014104296692 2014-08-27
CN2014104866319 2014-09-22
CN201410486631 2014-09-22
CN2014105230283 2014-10-08
CN201410523028 2014-10-08
CN201410566254X 2014-10-22
CN201410566254 2014-10-22
CN201410602769 2014-10-31
CN2014106027690 2014-10-31
CN201410647925 2014-11-14
CN2014106479255 2014-11-14
CN2014107739917 2014-12-14
CN201410773991 2014-12-14
CN201410818616 2014-12-24
CN201410818616X 2014-12-24
CN201510023208X 2015-01-16
CN201510023208 2015-01-16
CN2015101705216 2015-04-12
CN201510170521 2015-04-12
CN201510190516 2015-04-21
CN2015101905161 2015-04-21
CN201510314197.0A CN105374129A (en) 2014-06-10 2015-06-09 System and method for bank transaction

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