CN105373918A - Multi-POS terminal integrated payment system and method - Google Patents
Multi-POS terminal integrated payment system and method Download PDFInfo
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- CN105373918A CN105373918A CN201510765999.3A CN201510765999A CN105373918A CN 105373918 A CN105373918 A CN 105373918A CN 201510765999 A CN201510765999 A CN 201510765999A CN 105373918 A CN105373918 A CN 105373918A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
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Abstract
The invention discloses a multi-POS terminal integrated payment system and method. The system comprises POS terminals, a control terminal, a front server and a transaction server, wherein the POS terminals are connected to the transaction server through the control terminal and the front server respectively. According to the multi-POS terminal integrated payment system and method, uniform treatment of transaction data of a plurality of POS terminals is achieved by generating a trade mark by the control terminal; and meanwhile, the function of generating a message in a traditional POS machine is independently achieved by the front server, so that independent choice of the trisection server is achieved through the control terminal in the integrated payment system; the switching process when different transaction servers are used is simplified; management is facilitated; components of the POS machine are reduced; and the hardware cost is reduced. The multi-POS terminal integrated payment system and method disclosed by the invention can be widely applied to the field of the POS machine.
Description
Technical field
The present invention relates to POS field, especially many POS terminal integration payment systems and method.
Background technology
Existing user uses the direct-connected POS program joining POS program and Unionpay between each bank, must be the POS that each bank or Unionpay provide.A lot of platform POS on the desktop that namely can cause user, join between agricultural bank to join between POS, industrial and commercial bank POS, in join POS, the direct-connected POS of Unionpay etc. in the ranks; And general user only has a telephone wire or netting twine, this just causes can only have a POS to swipe the card transaction simultaneously, want the POS program trading changing another one bank into, telephone wire or the netting twine of current POS must be pulled out, be inserted into the POS needing to transact business, operate and bother very much, and frequently plug telephone wire or netting twine, also easily cause circuit to break down.
Summary of the invention
In order to solve the problems of the technologies described above, the object of the invention is: the POS terminal integration payment system providing a kind of low cost to realize integrated multiple bank POS machine.
In order to solve the problems of the technologies described above, another object of the present invention is: the POS terminal integration method of payment providing a kind of low cost to realize integrated multiple bank POS machine.
The technical solution adopted in the present invention is: many POS terminal integration payment systems, include POS terminal, control terminal, front server and trading server, described POS terminal is connected to trading server by control terminal, front server successively.
Further, described POS terminal includes control circuit, and described control circuit is connected to card reader module, Keysheet module, display module, hardware keys district module and communication module.
Further, described control terminal is PC terminal, and described communication module includes bluetooth module, WIFI module, USB interface and RS232 interface.
Further, described control terminal is intelligent mobile phone terminal, and described communication module includes bluetooth module and WIFI module.
Further, described control terminal includes transaction mark generation module, and described control terminal is used for the transaction mark of the encrypting transactions data of hardware keys district module and transaction mark generation module to be sent to front server.
Further, described front server includes message generation module, and described message generation module is used for encrypting transactions data being generated the message format of corresponding trading server according to transaction mark and being sent to trading server.
Further, described trading server includes Unionpay's server and bank server.
Another technical scheme of the present invention is: many POS terminal integration methods of payment, include following steps:
A, control terminal are selected to generate transaction mark by transaction mark generation module according to user;
After B, POS terminal obtain the instruction of control terminal, card reader module, Keysheet module is utilized to obtain transaction data;
Above-mentioned transaction data is become encrypting transactions data by hardware keys district resume module by C, POS terminal, and transfers to control terminal;
Transaction mark and encrypting transactions data are sent to front server by D, control terminal;
Encrypting transactions data is generated the message format of corresponding trading server by E, front server according to transaction mark, and is sent to trading server;
F, control terminal obtain the transaction results of trading server by front server and show result.
Further, in described step B, the instruction of control terminal is instruction of swiping the card, inputs cipher instruction and data encryption instruction.
The invention has the beneficial effects as follows: present system utilizes control terminal generation transaction mark to realize the unified process of the transaction data of multiple POS terminal, the function generating message in conventional P OS machine is realized separately by front server simultaneously, thus in integrated payment system by control terminal realize trading server from main separation, simplify handoff procedure when using different trading server, be convenient to management, and decrease the assembly of POS, reduce hardware cost.In addition, the present invention is by the separation to POS terminal, control terminal, front server in system, make the interface operation of control terminal, processing speed is all better than conventional POS terminals, remain the hardware keys district module by certification in conventional art simultaneously in POS terminal, ensure that data security.
Another beneficial effect of the present invention is: the inventive method utilizes control terminal generation transaction mark to realize the unified process of the transaction data of multiple POS terminal, and utilize front server to generate corresponding message, thus in integrated payment system by control terminal realize trading server from main separation, simplify handoff procedure when using different trading server, be convenient to management, and decrease the assembly of POS, be conducive to reducing hardware cost.
Accompanying drawing explanation
Fig. 1 is present system structural drawing;
Fig. 2 is POS terminal concrete structure figure of the present invention;
Fig. 3 is the total flow chart of steps of the inventive method.
Embodiment
Below in conjunction with accompanying drawing, the specific embodiment of the present invention is described further:
With reference to Fig. 1, many POS terminal integration payment systems, include POS terminal, control terminal, front server and trading server, described POS terminal is connected to trading server by control terminal, front server successively.
With reference to Fig. 2, be further used as preferred embodiment, described POS terminal includes control circuit, and described control circuit is connected to card reader module, Keysheet module, display module, hardware keys district module and communication module.
Described communication module is connected with control terminal:
Be further used as preferred embodiment, described control terminal is PC terminal, and described communication module includes bluetooth module, WIFI module, USB interface and/or RS232 interface.
Be further used as preferred embodiment, described control terminal is intelligent mobile phone terminal, and described communication module includes bluetooth module and/or WIFI module.
Described control terminal also can be PAD, user can control terminal voluntarily each bank of choice for use or Unionpay respective pay operation.
Be further used as preferred embodiment, described control terminal includes transaction mark generation module, and described control terminal is used for the transaction mark of the encrypting transactions data of hardware keys district module and transaction mark generation module to be sent to front server.
Be further used as preferred embodiment, described front server includes message generation module, and described message generation module is used for encrypting transactions data being generated the message format of corresponding trading server according to transaction mark and being sent to trading server.
Be further used as preferred embodiment, described trading server includes Unionpay's server and bank server.
Wherein bank server is the server for processing separately specific bank transaction data such as agricultural bank's server, middle row server.
With reference to Fig. 3, many POS terminal integration methods of payment, include following steps:
A, control terminal are selected to generate transaction mark by transaction mark generation module according to user;
Described transaction mark is selected, for front server identification for the transaction distinguishing user.
After B, POS terminal obtain the instruction of control terminal, card reader module, Keysheet module is utilized to obtain transaction data;
The instruction of described control terminal is instruction of swiping the card, inputs cipher instruction and data encryption instruction, can show corresponding operation indicating at the display module of POS terminal simultaneously.
Above-mentioned transaction data is become encrypting transactions data by hardware keys district resume module by C, POS terminal, and transfers to control terminal;
Transaction mark and encrypting transactions data are sent to front server by D, control terminal;
Encrypting transactions data is generated the message format of corresponding trading server by E, front server according to transaction mark, and is sent to trading server;
First above-mentioned encrypting transactions data is deciphered and checking data correctness by deciphering module corresponding with hardware keys district module in front server, if data are correct, then front server judges the destination server of encrypting transactions data according to transaction mark, and the data separate message generation module after deciphering is generated the message interface form of corresponding bank server or Unionpay's server, and be sent to corresponding server, return corresponding result after corresponding server operation to front server; If the result of checking data correctness represents error in data, then user is pointed out to re-enter data.
F, control terminal obtain the transaction results of trading server by front server and show result;
Information is forwarded to control terminal and is shown by control terminal after obtaining the respective handling result of bank server or Unionpay's server by front server.
More than that better enforcement of the present invention is illustrated, but the invention is not limited to described embodiment, those of ordinary skill in the art can also make all equivalents or replacement under the prerequisite without prejudice to spirit of the present invention, and these equivalent distortion or replacement are all included in the application's claim limited range.
Claims (9)
1. the integration of POS terminal more than payment system, it is characterized in that: include POS terminal, control terminal, front server and trading server, described POS terminal is connected to trading server by control terminal, front server successively.
2. many POS terminal integration payment systems according to claim 1, it is characterized in that: described POS terminal includes control circuit, described control circuit is connected to card reader module, Keysheet module, display module, hardware keys district module and communication module.
3. many POS terminal integration payment systems according to claim 2, it is characterized in that: described control terminal is PC terminal, described communication module includes bluetooth module, WIFI module, USB interface and RS232 interface.
4. many POS terminal integration payment systems according to claim 2, is characterized in that: described control terminal is intelligent mobile phone terminal, and described communication module includes bluetooth module and WIFI module.
5. many POS terminal integration payment systems according to claim 2, it is characterized in that: described control terminal includes transaction mark generation module, described control terminal is used for the transaction mark of the encrypting transactions data of hardware keys district module and transaction mark generation module to be sent to front server.
6. many POS terminal integration payment systems according to claim 5, it is characterized in that: described front server includes message generation module, described message generation module is used for encrypting transactions data being generated the message format of corresponding trading server according to transaction mark and being sent to trading server.
7. many POS terminal integration payment systems according to claim 1, is characterized in that: described trading server includes Unionpay's server and bank server.
8. the integration of POS terminal more than method of payment, is characterized in that: include following steps:
A, control terminal are selected to generate transaction mark by transaction mark generation module according to user;
After B, POS terminal obtain the instruction of control terminal, card reader module, Keysheet module is utilized to obtain transaction data;
Above-mentioned transaction data is become encrypting transactions data by hardware keys district resume module by C, POS terminal, and transfers to control terminal;
Transaction mark and encrypting transactions data are sent to front server by D, control terminal;
Encrypting transactions data is generated the message format of corresponding trading server by E, front server according to transaction mark, and is sent to trading server;
F, control terminal obtain the transaction results of trading server by front server and show result.
9. many POS terminal integration payment systems according to claim 8, is characterized in that: in described step B, the instruction of control terminal is instruction of swiping the card, inputs cipher instruction and data encryption instruction.
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CN201510765999.3A CN105373918A (en) | 2015-11-10 | 2015-11-10 | Multi-POS terminal integrated payment system and method |
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CN201510765999.3A CN105373918A (en) | 2015-11-10 | 2015-11-10 | Multi-POS terminal integrated payment system and method |
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Cited By (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN106327723A (en) * | 2016-08-29 | 2017-01-11 | 福建新大陆支付技术有限公司 | mPOS transaction system based on intelligent platform |
CN112633874A (en) * | 2020-12-23 | 2021-04-09 | 平安银行股份有限公司 | Code scanning transaction processing method, electronic device and computer readable storage medium |
CN112950200A (en) * | 2021-02-05 | 2021-06-11 | 中国建设银行股份有限公司 | Transaction management method and system suitable for bankbook |
CN114038132A (en) * | 2021-11-11 | 2022-02-11 | 武汉天喻信息产业股份有限公司 | Offline collection terminal, system and collection and cash withdrawal method based on internet access |
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CN102411819A (en) * | 2011-12-26 | 2012-04-11 | 东信和平智能卡股份有限公司 | POS (point of sale) machine terminal |
CN105023151A (en) * | 2015-07-22 | 2015-11-04 | 天地融科技股份有限公司 | Card transaction data processing method and device |
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2015
- 2015-11-10 CN CN201510765999.3A patent/CN105373918A/en active Pending
Patent Citations (2)
Publication number | Priority date | Publication date | Assignee | Title |
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CN102411819A (en) * | 2011-12-26 | 2012-04-11 | 东信和平智能卡股份有限公司 | POS (point of sale) machine terminal |
CN105023151A (en) * | 2015-07-22 | 2015-11-04 | 天地融科技股份有限公司 | Card transaction data processing method and device |
Cited By (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN106327723A (en) * | 2016-08-29 | 2017-01-11 | 福建新大陆支付技术有限公司 | mPOS transaction system based on intelligent platform |
CN106327723B (en) * | 2016-08-29 | 2018-07-10 | 福建新大陆支付技术有限公司 | A kind of mPOS transaction systems based on intelligent platform |
CN112633874A (en) * | 2020-12-23 | 2021-04-09 | 平安银行股份有限公司 | Code scanning transaction processing method, electronic device and computer readable storage medium |
CN112633874B (en) * | 2020-12-23 | 2024-07-12 | 平安银行股份有限公司 | Code scanning transaction processing method, electronic device and computer readable storage medium |
CN112950200A (en) * | 2021-02-05 | 2021-06-11 | 中国建设银行股份有限公司 | Transaction management method and system suitable for bankbook |
CN114038132A (en) * | 2021-11-11 | 2022-02-11 | 武汉天喻信息产业股份有限公司 | Offline collection terminal, system and collection and cash withdrawal method based on internet access |
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