CN105361368B - A kind of mobile-payment system - Google Patents

A kind of mobile-payment system Download PDF

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Publication number
CN105361368B
CN105361368B CN201510832142.9A CN201510832142A CN105361368B CN 105361368 B CN105361368 B CN 105361368B CN 201510832142 A CN201510832142 A CN 201510832142A CN 105361368 B CN105361368 B CN 105361368B
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field communication
information
communication module
controller
transaction
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CN105361368A (en
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胡博
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Guangzhou Bao Payment Technology Co. Ltd.
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Guangzhou Bao Payment Technology Co Ltd
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Abstract

A kind of mobile-payment system, including Intelligent bracelet, pay label and trading server;Pay label and include merchant information, merchant transaction key and dealing money;When near-field communication module in Intelligent bracelet is in card reader pattern, the information for paying label can be read, controller is sent to by label information and for transaction key, and controller regard label information and key information as transaction request information by telecommunication module and is sent to trading server by telecommunication module;Trade device carries out trading processing after receiving transaction request information, and transaction results are sent to the telecommunication module of trade company and Intelligent bracelet;Wherein, Transaction Information is read out and sent using near-field communication module and telecommunication module respectively, realize and read for the convenient of near field communication tag.

Description

A kind of mobile-payment system
Technical field
The present invention relates to a kind of bracelet, more particularly, to a kind of Intelligent bracelet and the mobile payment including the Intelligent bracelet System.
Background technology
Bracelet is a kind of ornament generally used, and it is worn in user's wrist, is set by dicorations such as decorative pattern, figures Pattern, so as to play the device of decoration, there is aesthetic feeling.It is early that the concept intelligently dressed just has been proposed by some in ancient times, Early in the Ming Dynasty, just there is one kind people can be allowed to be worn on finger, the convenient rechoning by the abacus ring calculated.
With the development of technology and perfect, the especially continuous hair of the continuous low-power consumption of processor and high-precision manufacture craft Exhibition, wearable device are liked all the more by consumer, and Intelligent bracelet is undoubtedly wearable scientific and technological trend production popular at present Product.
For Intelligent bracelet as a wearable intelligent equipment, it is internally provided with intelligent processor, have information storage, The intelligent functions such as intelligent reminding.In terms of Intelligent bracelet is mainly used in health monitoring at present, by wearing Intelligent bracelet, Yong Huke To record the real time datas such as the exercise in daily life, sleep and diet, play a part of, by data-guiding healthy living, going back These data can be uploaded on internet by network, realize shared function.
Mobile payment is to allow user to carry out the one of account payment to the commodity consumed or service using its mobile terminal Kind method of service.At present, Intelligent bracelet is less be used for mobile payment in terms of, mainly due to its small volume, lead to not pair It carries out Function Extension, in mobile payment, it is difficult to confirm etc. operation, even in setting screen thereon, it is also difficult to compared with The information in payment flow is prompted during small screen;On the other hand, the usual battery electric quantity of Intelligent bracelet is smaller, is set inside it Short-range communication module such as NFC, it, which runs, needs to consume electricity, causes battery life shorter.In the prior art, CN203943180U and 204169196U proposes a kind of motion bracelet with payment function respectively, but also above-mentioned without solving Problem.
The content of the invention
The invention provides a kind of Intelligent bracelet with mobile payment function, and it can solve the problem that of the prior art above-mentioned Problem.
As one aspect of the present invention, there is provided a kind of Intelligent bracelet, including bracelet body, the annular body is extremely Small part hollow-core construction, near-field communication is set in the part hollow structure(NFC)Module, sensor assembly, telecommunication Module and controller;The near-field communication module can be identified in short distance with compatible equipment and data exchange;Institute The action message of user can be detected by stating sensor assembly;The telecommunication module can be entered by cordless communication network Row remote data exchanges;The controller can enter with the near-field communication module, sensor assembly, telecommunication module Row data exchange and send instruction;Controller near-field communication according to the detection data-triggered of the sensor assembly Module is opened;After the controller triggers the near-field communication module, the near-field communication module is arranged to card reader pattern.
Preferably, after the annular body outer surface sets indicator lamp, the trigger to trigger the near-field communication module, Light the indicator lamp.
Preferably, after the near-field communication module is triggered, label is paid for reading, label information is sent to described Controller, the label information include merchant information, merchant transaction key and dealing money;The controller reads label letter After breath, after carrying out user's confirmation, the customer transaction key in near-field communication module is further read, by the label information and key Information is sent to trading server as transaction request information by telecommunication module, and trading server receives transaction request Trading processing is carried out after information, and transaction results are sent to the telecommunication module of trade company and Intelligent bracelet.
Preferably, the transaction results that the controller receives according to the telecommunication module, close or keep to open Open the near-field communication module.
Preferably, vibrator is set on the inside of the ring body, and the vibrator is triggered by the controller, when the friendship When easy result is fails, the controller triggers the vibrator and vibrated, and keeps the near-field communication module to open;Work as institute When to state transaction results be successfully, the near-field communication module is closed.
Preferably, the long range wireless communication includes the one or more in GPRS, 3G, 4G, WIFI.
Preferably, the sensor assembly includes angular-rate sensor, its can detect the bracelet body using wrist as The rotational angular velocity in axle center, more than it detects the rotation for alternate rotation specific times clockwise and counterclockwise, institute State controller and trigger the near-field communication module unlatching.
Preferably, the Intelligent bracelet also includes voice module, and the controller can control the voice module to send Special sound;After the controller reads label information, the voice module is controlled to send Transaction Information according to label information Voice.
Preferably, after the voice module sends Transaction Information voice, the controller detects according to the sensor Rotational angular velocity confirmed, if in special time, detect it is described rotate for clockwise and counterclockwise alternately turn More than dynamic specific times, the controller judges that user confirms transaction, further reads the customer transaction in near-field communication module Key, the label information and key information are sent to transactional services as transaction request information by telecommunication module Device;If in special time, above-mentioned rotation is not detected by, the controller judges that user does not carry out confirmation transaction, and closing should Transaction.
As another aspect of the present invention, there is provided a kind of mobile-payment system, including:Above-mentioned Intelligent bracelet;Pay Label, the payment label include merchant information, merchant transaction key and dealing money;Near field in the Intelligent bracelet leads to When letter module is in card reader pattern, the information of the payment label can be read, by label information and for transaction key Send the controller to;Trading server, the controller is by telecommunication module by the label information and key Information is sent to trading server as transaction request information by telecommunication module;The trade device receives transaction request Trading processing is carried out after information, and transaction results are sent to the telecommunication module of trade company and Intelligent bracelet.
As another aspect of the present invention, there is provided a kind of transaction flow of mobile-payment system, comprise the following steps: 1)Angular-rate sensor detect the bracelet body using wrist as axle center is clockwise and alternate rotation specific times counterclockwise with On, controller triggers the near-field communication module and opened, and the near-field communication module is arranged into card reader pattern;2)By described in Intelligent bracelet moves close to payment label, and the near-field communication module reads merchant information, merchant transaction key and trade gold Volume;3)After reading label information, controller controls the voice module to send Transaction Information voice according to label information;4)It is described The rotational angular velocity that controller detects according to the sensor is confirmed, if in special time, detects described turn Move as more than alternate rotation specific times clockwise and counterclockwise, the controller judges that user confirms transaction, carries out step 5);If in special time, above-mentioned rotation is not detected by, the controller judges that user does not carry out confirmation transaction, closes this Secondary transaction flow;5)Controller further reads the customer transaction key in near-field communication module, by the label information and key Information is sent to trading server as transaction request information by telecommunication module;6)Trade device receives transaction request letter Trading processing is carried out after breath, and transaction results are sent to the telecommunication module of trade company and Intelligent bracelet;7)Work as institute When to state transaction results be successfully, controller closes the near-field communication module.
The beneficial effects of the present invention are:Be read out respectively using near-field communication module and telecommunication module and Transaction Information is sent, realizes and is read for the convenient of near field communication tag;The wrist rotation that controller is detected by sensor As a result near-field communication module is triggered, so as to which screen or switch triggering need not be passed through, so as to for Intelligent bracelet; Also, it is closed when near-field communication module is not triggered, avoids maloperation and the loss of electricity;Voice module Transaction Information is sent to user to confirm to merchandise, so as to solve the problems, such as that Intelligent bracelet is difficult to user mutual;In voice After prompting, the result detected by sensor carries out user's confirmation, on the one hand solves the interaction problems of user and Intelligent bracelet, separately On the one hand solves the safety problem of mobile payment.
Brief description of the drawings
Fig. 1 is the system schematic of the embodiment of the present invention.
Embodiment
In order to illustrate more clearly of technical scheme, embodiment will be used simply to be situated between the present invention below Continue, it should be apparent that, in describing below is only one embodiment of the present of invention, is come for those of ordinary skill in the art Say, without having to pay creative labor, other technical schemes can also be obtained according to these embodiments, fallen within Disclosure of the invention scope.
The Intelligent bracelet of the embodiment of the present invention, including bracelet body, annular body are at least part hollow-core construction.Such as Fig. 1 Described in, near-field communication is set in ring body(NFC)Module, telecommunication module, sensor assembly, voice module, with And controller.
Near-field communication module, for transmitting near-field communication data, it includes near field communications chip.The near field communications chip can To be worked under Three models:Mode card, card reader pattern and ad hoc mode, wherein mode card do not consume electricity, can be with By the mode of operation for setting near field communications chip.By near-field communication module, Intelligent bracelet can with outside NFC closely Equipment and NFC label carry out information exchange.Preferably, indicator lamp can be set in annular body outer surface, and institute is when near field leads to After believing module, indicator lamp is lighted, for indicating the state of near-field communication module.
Telecommunication module interacts for Intelligent bracelet with far-end server, can pass through WLAN, shifting The function of telecommunication is realized in dynamic internet, satellite communication etc., such as uses GPRS, 3G, 4G, WIFI network.
Sensor assembly is used to realize the detection for parameter, the heart rate of such as user, pulsation, step number of walking.Due to intelligence The energy usual small volume of bracelet, Function Extension is difficult, it is difficult to carry out the operation such as confirming.In the present embodiment, pass through the inspection of sensor Result triggering near-field communication module is surveyed, is at card reader pattern, is adopted so as to carry out signal for outside NFC label Collection.Angular-rate sensor can be set in sensor assembly, and it can detect angle of rotation of the bracelet body using wrist as axle center Speed.By user's wrist left-right rotation specific times, trigger signal is such as used as twice, when angular transducer detects the rotation More than alternate rotation specific times clockwise and counterclockwise, triggering near-field communication module is opened.Preferably, will can rotate It is identified as once rotating more than special angle such as 120, so as to avoid the situation of misrecognition.
Voice module is used to according to the instruction of sensor send special sound, is interacted so as to realize with user.Controller Data exchange can be carried out with near-field communication module, sensor assembly, telecommunication module and controller and send finger Order.After controller reads NFC tag information, Transaction Information voice is sent according to label information control voice module.Voice mould After block sends Transaction Information voice, the rotational angular velocity that controller detects according to the sensor is confirmed, if in spy In fixing time, described rotate as more than alternate rotation specific times clockwise and counterclockwise, the controller judges is detected User confirms transaction, further reads the customer transaction key in near-field communication module, the label information and key information are made Trading server is sent to by telecommunication module for transaction request information;If in special time, it is not detected by Rotation is stated, the controller judges that user does not carry out confirmation transaction, closes the transaction.Vibrator is arranged inside ring body, Triggered by controller, when transaction results is fail, controller triggers the vibrator and vibrated, and keeps near-field communication module Open;When the transaction results are successfully, near-field communication module is closed.
The transaction flow of the embodiment of the present invention, as shown in Fig. 2 comprising the following steps:1)Described in angular-rate sensor detection Bracelet body using wrist as axle center is clockwise and alternate rotation specific times counterclockwise more than, controller triggers the near field and led to Believe that module is opened, the near-field communication module is arranged to card reader pattern;2)The Intelligent bracelet is moved close into payment mark Label, the near-field communication module read merchant information, merchant transaction key and dealing money;3)After reading label information, control Device processed controls the voice module to send Transaction Information voice according to label information;4)The controller is according to angular-rate sensor The rotational angular velocity detected is confirmed, if in special time, detects described rotate as clockwise and counterclockwise More than alternate rotation specific times, the controller judges that user confirms transaction, carries out step 5);If in special time, Above-mentioned rotation is not detected by, the controller judges that user does not carry out confirmation transaction, closes this transaction flow;5)Controller enters One step reads the customer transaction key in near-field communication module, and the label information and key information are led to as transaction request information Field communication module is sent to trading server too far;6)Trade device carries out trading processing after receiving transaction request information, and Transaction results are sent to the telecommunication module of trade company and Intelligent bracelet;7)When the transaction results are successfully, control Device processed closes the near-field communication module.
The above embodiments are merely illustrative of the technical scheme of the present invention and are not intended to be limiting thereof, although with reference to above-described embodiment pair The present invention is described in detail, those of ordinary skills in the art should understand that:Still can be to the specific of the present invention Embodiment is modified or equivalent substitution, and without departing from any modification of spirit and scope of the invention or equivalent substitution, It all should cover among scope of the presently claimed invention.

Claims (4)

1. a kind of mobile-payment system, including Intelligent bracelet, pay label and trading server;The payment label includes business Family information, merchant transaction key and dealing money;When near-field communication module in the Intelligent bracelet is in card reader pattern, The information of the payment label can be read, controller, the controller are sent to by label information and for transaction key Transaction request information is regard the label information and key information as by telecommunication module and passes through telecommunication module It is sent to trading server;The trading server, which receives, carries out trading processing after transaction request information, and by transaction results It is sent to the telecommunication module of trade company and Intelligent bracelet;The Intelligent bracelet includes bracelet body, the bracelet body For at least part hollow-core construction, near-field communication module, sensor assembly, telecommunication mould are set in the part hollow structure Block and controller;The near-field communication module can be identified in short distance with compatible equipment and data exchange;It is described Telecommunication module can carry out remote data exchange by cordless communication network;The controller can be with the near field Communication module, sensor assembly, telecommunication module carry out data exchange and send instruction;It is characterized in that:The control Device processed near-field communication module according to the detection data-triggered of the sensor assembly is opened, and the sensor assembly includes angle Velocity sensor, it can detect rotational angular velocity of the bracelet body using wrist as axle center, when it detects the rotation More than alternate rotation specific times clockwise and counterclockwise, the controller triggers the near-field communication module and opened;Institute After stating the controller triggering near-field communication module, the near-field communication module is arranged to card reader pattern;The controller The transaction results received according to the telecommunication module, close or keep it turned on the near-field communication module;The hand Vibrator is set on the inside of ring body, the vibrator is triggered by the controller, when the transaction results is fail, the control Device processed triggers the vibrator and vibrated, and keeps the near-field communication module to open;When the transaction results are successfully, close Close the near-field communication module.
2. mobile-payment system according to claim 1, it is characterised in that:The bracelet body outer surface sets instruction Lamp, after the controller triggers the near-field communication module, light the indicator lamp.
3. mobile-payment system according to claim 2, it is characterised in that:After the near-field communication module is triggered, use Label is paid in reading, sends label information to the controller, it is close that the label information includes merchant information, merchant transaction Key and dealing money;After the controller reads label information, after carrying out user's confirmation, near-field communication module is further read In customer transaction key, the label information and key information are transmitted as transaction request information by telecommunication module To trading server, trading server carries out trading processing after receiving transaction request information, and the transaction results are sent To trade company and the telecommunication module of Intelligent bracelet.
4. mobile-payment system according to claim 3, it is characterised in that:The long range wireless communication include GPRS, One or more in 3G, 4G, WIFI.
CN201510832142.9A 2015-11-25 2015-11-25 A kind of mobile-payment system Active CN105361368B (en)

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107885319B (en) * 2016-09-30 2021-02-26 漳州立达信光电子科技有限公司 Intelligent identification device
CN106820481B (en) * 2017-01-18 2018-10-30 曲阜学能通教育科技有限公司 A kind of multi-functional Intelligent bracelet

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CN204576596U (en) * 2015-04-22 2015-08-19 上海卓旗电子科技有限公司 A kind of bracelet with payment function
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CN204680061U (en) * 2015-05-12 2015-09-30 湖南人文科技学院 A kind of high-security mobile payment terminal based on biological characteristic compound circumstantial evidence
CN204791151U (en) * 2015-07-17 2015-11-18 上海众人网络安全技术有限公司 A intelligent bracelet and intelligent bracelet payment systems for mobile terminal payment

Patent Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104137433A (en) * 2012-02-24 2014-11-05 惠普发展公司,有限责任合伙企业 Near-field communication and impact sensor
CN104424696A (en) * 2013-09-02 2015-03-18 陈业军 Wearable mobile payment equipment and payment method
CN203825736U (en) * 2014-05-14 2014-09-10 金陵科技学院 High-safety portable payment/collection device
CN104038256A (en) * 2014-05-28 2014-09-10 南京邮电大学 NFC (Near Field Communication) transmission method based on biometric feature recognition
CN204496559U (en) * 2015-01-23 2015-07-22 恒银金融科技有限公司 Wearable payment terminal
CN204576596U (en) * 2015-04-22 2015-08-19 上海卓旗电子科技有限公司 A kind of bracelet with payment function
CN104867004A (en) * 2015-05-06 2015-08-26 惠州Tcl移动通信有限公司 Mobile payment system and mobile payment method thereof
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Inventor after: Hu Bo

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Effective date of registration: 20171025

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