CN105205720A - On-line financing examination and approval method, device and system - Google Patents
On-line financing examination and approval method, device and system Download PDFInfo
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- CN105205720A CN105205720A CN201510543213.3A CN201510543213A CN105205720A CN 105205720 A CN105205720 A CN 105205720A CN 201510543213 A CN201510543213 A CN 201510543213A CN 105205720 A CN105205720 A CN 105205720A
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Abstract
The invention discloses an on-line financing examination and approval method. The method includes the following steps that: when a financing project file which is transmitted by a first terminal based on an examination and approval interface preset by a financing website is received, a second terminal displays the financing project file at the examination and approval interface preset by the financing website, so that a platform side can perform initial examination and approval on the financing project file at the examination and approval interface; when it is detected that the financing project file passes through the initial examination and approval, first prompting information is outputted at the examination and approval interface, so that the platform side can be prompted to perform reexamination on the financing project file; and when it is detected that the financing project file passes through the reexamination, the financing project file is disclosed at the examination and approval interface preset by the financing website. The invention also discloses an on-line financing examination and approval device and system. With the on-line financing examination and approval method, device and system of the invention adopted, the accuracy of the examination and approval of financing projects can be improved.
Description
Technical field
The present invention relates to financial field, particularly relate to one and to finance online the measures and procedures for the examination and approval, Apparatus and system.
Background technology
Along with the fast development of internet, the various business based on internet also develops thereupon, as based on the communication of internet, transaction or study etc.
In financial field, in order to the development of enterprise or in order to solve the difficulty occurred in enterprise, enterprise is often had to examine the situation of financing, financing method comprises artificial searching investor and finances, or enterprise carries out the modes such as online financing, and online financing method, general is all that project side first carries out financing examination & approval on the net, then audited by platform side, examination & verification just carries out carrying out of financing project by rear, because the examination & verification of platform side to financing project is all once audit substantially, cause the examination & approval of financing project not accurate enough.
Summary of the invention
Fundamental purpose of the present invention is that proposing one finances the measures and procedures for the examination and approval, Apparatus and system online, is intended to solve traditional financing examination & approval mode, the technical matters not accurate enough to the examination & approval of financing project.
For achieving the above object, one provided by the invention is financed the measures and procedures for the examination and approval online, and the described online financing measures and procedures for the examination and approval comprise the following steps:
When receiving the financing item file that first terminal sends based on the examination & approval interface that financing site is preset, to finance item file described in the examination & verification interface display that second terminal is preset at described financing site, at described examination & verification interface, described financing item file is audited for the first time for platform side;
Detect the first trial of described financing item file by time, export the first information at described examination & verification interface, to point out described platform side, review carried out to described financing item file;
Detect the review of described financing item file by time, described financing site preset bulletin interface announce described financing item file.
Preferably, described detect the first trial of described financing item file by time, export the first information at described examination & verification interface, to point out described platform side, the step that described financing item file carries out review comprised:
When detecting that the first trial of described financing item file is passed through, send the second information to described first terminal, in described financing item file, add relevant data corresponding to described financing item file for described first terminal, and the financing item file that with the addition of relevant data is fed back to described second terminal;
Receive described first terminal feedback comprise the financing item file of relevant data time, export the first information at described examination & verification interface, to point out described platform side, review carried out to the described financing item file comprising relevant data.
Preferably, described detect the review of described financing item file by time, while described financing item file is announced at the bulletin interface that described financing site is preset, perform following steps:
The information that transmission examination & verification is passed through is to described first terminal.
Preferably, the described online financing measures and procedures for the examination and approval also comprise:
Detecting that the first trial of described financing item file is not passed through, or detecting that the review of described financing project is obstructed out-of-date, sending a warning message to described first terminal.
In addition, for achieving the above object, the present invention also proposes a kind of online financing examination & approval device, and described online financing examination & approval device comprises:
First display module, for when receiving the financing item file that first terminal sends based on the examination & approval interface that financing site is preset, to finance item file described in the examination & verification interface display that described financing site is preset, at described examination & verification interface, described financing item file is audited for the first time for platform side;
Output module, for detect the first trial of described financing item file by time, export the first information at described examination & verification interface, to point out described platform side, review carried out to described financing item file;
Bulletin module, for detect the review of described financing item file by time, described financing site preset bulletin interface announce described financing item file.
Preferably, described output module comprises:
Transmitting element, for when detecting that the first trial of described financing item file is passed through, send the second information to described first terminal, in described financing item file, add relevant data corresponding to described financing item file for described first terminal, and the financing item file that with the addition of relevant data is fed back to described second terminal;
Output unit, for receive described first terminal feedback comprise the financing item file of relevant data time, export the first information at described examination & verification interface, to point out described platform side, review carried out to the described financing item file comprising relevant data.
Preferably, described online financing examination & approval device also comprises:
Sending module, for described bulletin module when described financing item file is announced at the bulletin interface that described financing site is preset, the information that transmission examination & verification is passed through is to described first terminal.
Preferably, described sending module, also for detecting that the first trial of described financing item file is not passed through, or detecting that the review of described financing project is obstructed out-of-date, sends a warning message to described first terminal.
In addition, for achieving the above object, the present invention also proposes one and to finance online approval system, described online financing approval system first terminal and the second terminal, and described second terminal comprises online financing examination & approval device as described above, and described first terminal comprises:
Second display module, for when receiving the financing approval request of described project side input, at the region display login interface that described financing site is preset, for described project side based on described log-in interface input logon information;
3rd display module, for when the log-on message receiving described login interface is mated with the log-on message prestored, shows described examination & approval interface, for described project side based on described examination & approval interface input financing item file.
Preferably, described 3rd display module, also for when the login name receiving described login interface does not mate with the login name prestored, display register interface, for described project side based on described register interface input log-on message;
Described first terminal also comprises:
Memory module, for when receiving the log-on message of described register interface input, stores described log-on message;
Described 3rd display module, also for showing described examination & approval interface based on the described log-on message stored, for described project side based on described examination & approval interface input financing item file.
The online financing measures and procedures for the examination and approval that the present invention proposes, Apparatus and system, when receiving the financing item file that first terminal sends, second terminal to be financed item file described in the examination & verification interface display preset, described financing item file is audited for the first time at described examination & verification interface for platform side, when detecting that the first trial of described financing item file is passed through, export the first information, to point out described platform side, review is carried out to described financing item file, and when detecting that the review of described financing item file is passed through, described financing item file is announced at the bulletin interface of presetting at described financing site, by twice examination & approval of platform side to financing item file, improve the accuracy to financing project examination.
Accompanying drawing explanation
Fig. 1 is that the present invention finances the schematic flow sheet of the measures and procedures for the examination and approval first embodiment online;
Fig. 2 is that the present invention is exporting the first information at described examination & verification interface, carries out the schematic flow sheet of review preferred embodiment to point out described platform side to described financing item file;
Fig. 3 is that the present invention finances the high-level schematic functional block diagram of examination & approval device first embodiment online;
Fig. 4 is the refinement high-level schematic functional block diagram of output module in Fig. 3;
Fig. 5 is that the present invention finances the high-level schematic functional block diagram of approval system first embodiment online;
Fig. 6 is that the present invention finances the high-level schematic functional block diagram of approval system second embodiment online.
The object of the invention realization, functional characteristics and advantage will in conjunction with the embodiments, are described further with reference to accompanying drawing.
Embodiment
Should be appreciated that specific embodiment described herein only in order to explain the present invention, be not intended to limit the present invention.
The invention provides one to finance online the measures and procedures for the examination and approval.
Be that the present invention finances the schematic flow sheet of the measures and procedures for the examination and approval first embodiment online with reference to Fig. 1, Fig. 1.
The present embodiment proposes one and to finance online the measures and procedures for the examination and approval, and the described online financing measures and procedures for the examination and approval comprise:
Step S10, when receiving the financing item file that first terminal sends based on the examination & approval interface that financing site is preset, to finance item file described in the examination & verification interface display that second terminal is preset at described financing site, at described examination & verification interface, described financing item file is audited for the first time for platform side;
In the present embodiment, described first terminal is preferably the terminal at place, project side, project side logs in default financing site at described first terminal, then also trigger at the application interface input financing item file that described financing site is preset and send instruction, the triggering mode of described transmission instruction comprises clicking trigger, gesture triggering or speech trigger etc., then described financing item file is sent in the second terminal, described second terminal is the terminal at place, platform side, described second terminal is when receiving the financing item file that first terminal sends, to finance item file described in the examination & verification interface display that described financing site is preset, described financing item file is audited for the first time at described examination & verification interface for described platform side, in the present embodiment, preferred described platform side first audits the operation license of described project side, when auditing described operation license and being qualified, again described financing item file is audited, describedly first trial is carried out to described financing item file comprise project background to described financing project, the amount of money, item goal programming prospect, the information such as the overall project scheduling carry out first trial.Be understandable that, if the operation license of described project side is defective, then can determine that the first trial of described financing item file is not passed through.In the present embodiment, described financing item file comprises the specifying information of project side, as associated person information, contact phone, contact person's mailbox, and comprises prospectus of financing project etc.
Step S20, detect the first trial of described financing item file by time, export the first information at described examination & verification interface, to point out described platform side, review carried out to described financing item file;
In the present embodiment, when detecting that the first trial of described financing item file is passed through, the operation license information of project side as corresponding in financing project as described in detecting is qualified, or the amount of money of described financing project is within the scope of the amount of money preset, then can confirm that the first trial of described financing project is passed through.Detect the first trial of described financing item file by time, preferably described second terminal exports the first information at described examination & verification interface, as described in examination & verification interface display information: first trial is qualified, row review that come in, or export at described examination & verification interface information of voice prompt as: first trial is qualified, row review that come in, to point out described platform side, review is carried out to described financing item file, described platform root is according to the described information of described examination & verification interface display, review is carried out to described financing item file, in the present embodiment, described review is preferably the detailed programs information of described platform side to described financing item file and audits, practical plans book as corresponding in financing item file as described in auditing, when described practical plans book examination & verification being passed through in described platform side, audit described financing item file again and can bring profit, whether described profit is greater than default profit etc., when these information are all qualified, confirm that review is passed through.
Step S30, detect the review of described financing item file by time, described financing site preset bulletin interface announce described financing item file.
In the present embodiment, detect the review of described financing item file by time, described financing site preset bulletin interface announce described financing item file.Whether the bulletin interface of presetting at described financing site by the specifying information that described financing item file is corresponding is announced, select to finance according to the described financing item file that described bulletin interface is announced for investor.
Further, in order to improve the accuracy of online financing examination & approval, described when detecting that the review of described financing item file is passed through, while described financing item file is announced at the bulletin interface that described financing site is preset, perform following steps: the information that transmission examination & verification is passed through is to described first terminal, to point out financing project examination & verification described in described project side to pass through, and wait for that investor invests.
Further, in order to improve the dirigibility of online financing examination & approval, detecting that the first trial of described financing item file is not passed through, or detecting that the review of described financing project is obstructed out-of-date, sending a warning message to described first terminal.Namely do not pass through in the first trial of described financing item file, or detecting that the review of described financing project is obstructed out-of-date, send a warning message to described first terminal, to point out described financing item file defective.
The online financing measures and procedures for the examination and approval that the present embodiment proposes, when receiving the financing item file that first terminal sends, second terminal to be financed item file described in the examination & verification interface display preset, described financing item file is audited for the first time at described examination & verification interface for platform side, when detecting that the first trial of described financing item file is passed through, export the first information, to point out described platform side, review is carried out to described financing item file, and when detecting that the review of described financing item file is passed through, described financing item file is announced at the bulletin interface of presetting at described financing site, by twice examination & approval of platform side to financing item file, improve the accuracy to financing project examination.
Further, in order to improve the accuracy of online financing examination & approval, propose the present invention based on the first embodiment and to finance online the second embodiment of the measures and procedures for the examination and approval, in the present embodiment, with reference to Fig. 2, described step S20 comprises:
Step S21, when detecting that the first trial of described financing item file is passed through, send the second information to described first terminal, in described financing item file, add relevant data corresponding to described financing item file for described first terminal, and the financing item file that with the addition of relevant data is fed back to described second terminal;
Step S22, receive described first terminal feedback comprise the financing item file of relevant data time, export the first information at described examination & verification interface, to point out described platform side, review carried out to the described financing item file comprising relevant data.
In the present embodiment, when detecting that the first trial of described financing item file is passed through, preferably described second terminal sends the second information to described first terminal, the information that please supplement related data as sent to as described in first terminal, to point out item file first trial of financing described in described first terminal qualified, now review will be entered, improve the data of described financing item file association, and described first terminal is receiving described second information, relevant data corresponding to described financing item file is added in described financing item file, as as described in add concrete report of business plan in financing item file, or other picture information associated with described financing item file or document information etc., and the financing item file that with the addition of relevant data is fed back to described second terminal, described second terminal receive described first terminal feedback comprise the financing item file of relevant data time, export the first information at described examination & verification interface, to point out described platform side, review carried out to the described financing item file comprising relevant data.
The present invention further provides a kind of online financing examination & approval device.
Be that the present invention finances the high-level schematic functional block diagram of examination & approval device first embodiment online with reference to Fig. 3, Fig. 3.
It is emphasized that, to one skilled in the art, functional block diagram shown in Fig. 3 is only the exemplary plot of a preferred embodiment, and those skilled in the art, around the functional module of the online financing examination & approval device shown in Fig. 3, can carry out supplementing of new functional module easily; The title of each functional module is self-defined title, only for auxiliary each program function block understanding this examination & approval device of financing online, be not used in and limit technical scheme of the present invention, the core of technical solution of the present invention is, the function that the functional module of respective define name will be reached.
The present embodiment proposes a kind of online financing examination & approval device, and described online financing examination & approval device comprises:
First display module 10, for when receiving the financing item file that first terminal sends based on the examination & approval interface that financing site is preset, to finance item file described in the examination & verification interface display that described financing site is preset, at described examination & verification interface, described financing item file is audited for the first time for platform side;
In the present embodiment, described first terminal is preferably the terminal at place, project side, project side logs in default financing site at described first terminal, then also trigger at the application interface input financing item file that described financing site is preset and send instruction, the triggering mode of described transmission instruction comprises clicking trigger, gesture triggering or speech trigger etc., then described financing item file is sent in described first display module 10, described first display module 10 is when receiving the financing item file that first terminal sends, to finance item file described in the examination & verification interface display that described financing site is preset, described financing item file is audited for the first time at described examination & verification interface for described platform side, in the present embodiment, preferred described platform side first audits the operation license of described project side, when auditing described operation license and being qualified, again described financing item file is audited, describedly first trial is carried out to described financing item file comprise project background to described financing project, the amount of money, item goal programming prospect, the information such as the overall project scheduling carry out first trial.Be understandable that, if the operation license of described project side is defective, then can determine that the first trial of described financing item file is not passed through.In the present embodiment, described financing item file comprises the specifying information of project side, as associated person information, contact phone, contact person's mailbox, and comprises prospectus of financing project etc.
Output module 20, for detect the first trial of described financing item file by time, export the first information at described examination & verification interface, to point out described platform side, review carried out to described financing item file;
In the present embodiment, when detecting that the first trial of described financing item file is passed through, the operation license information of project side as corresponding in financing project as described in detecting is qualified, or the amount of money of described financing project is within the scope of the amount of money preset, then can confirm that the first trial of described financing project is passed through.Detect the first trial of described financing item file by time, preferred described output module 20 exports the first information at described examination & verification interface, as described in examination & verification interface display information: first trial is qualified, row review that come in, or export at described examination & verification interface information of voice prompt as: first trial is qualified, row review that come in, to point out described platform side, review is carried out to described financing item file, described platform root is according to the described information of described examination & verification interface display, review is carried out to described financing item file, in the present embodiment, described review is preferably the detailed programs information of described platform side to described financing item file and audits, practical plans book as corresponding in financing item file as described in auditing, when described practical plans book examination & verification being passed through in described platform side, audit described financing item file again and can bring profit, whether described profit is greater than default profit etc., when these information are all qualified, confirm that review is passed through.
Bulletin module 30, for detect the review of described financing item file by time, described financing site preset bulletin interface announce described financing item file.
In the present embodiment, detect the review of described financing item file by time, described bulletin module 30 described financing site preset bulletin interface announce described financing item file.Whether the bulletin interface of presetting at described financing site by the specifying information that described financing item file is corresponding is announced, select to finance according to the described financing item file that described bulletin interface is announced for investor.
Further, in order to improve the accuracy of online financing examination & approval, described online financing examination & approval device also comprises sending module, described sending module is used for described bulletin module when described financing item file is announced at the bulletin interface that described financing site is preset, the information that transmission examination & verification is passed through to described first terminal, and waits for that investor invests.
Further, in order to improve the dirigibility of online financing examination & approval, described sending module is also for detecting that the first trial of described financing item file is not passed through, or detecting that the review of described financing project is obstructed out-of-date, send a warning message to described first terminal, to point out described financing item file defective.
The online financing examination & approval device that the present embodiment proposes, when receiving the financing item file that first terminal sends, second terminal to be financed item file described in the examination & verification interface display preset, described financing item file is audited for the first time at described examination & verification interface for platform side, when detecting that the first trial of described financing item file is passed through, export the first information, to point out described platform side, review is carried out to described financing item file, and when detecting that the review of described financing item file is passed through, described financing item file is announced at the bulletin interface of presetting at described financing site, by twice examination & approval of platform side to financing item file, improve the accuracy to financing project examination.
Further, in order to improve the accuracy of online financing examination & approval, propose the present invention based on the first embodiment and to finance online the second embodiment of examination & approval device, in the present embodiment, with reference to Fig. 4, described output module 20 comprises:
Transmitting element 21, for when detecting that the first trial of described financing item file is passed through, send the second information to described first terminal, in described financing item file, add relevant data corresponding to described financing item file for described first terminal, and the financing item file that with the addition of relevant data is fed back to described second terminal;
Output unit 22, for receive described first terminal feedback comprise the financing item file of relevant data time, export the first information at described examination & verification interface, to point out described platform side, review carried out to the described financing item file comprising relevant data.
In the present embodiment, when detecting that the first trial of described financing item file is passed through, preferred described transmitting element 21 sends the second information to described first terminal, the information that please supplement related data as sent to as described in first terminal, to point out item file first trial of financing described in described first terminal qualified, now review will be entered, improve the data of described financing item file association, and described first terminal is receiving described second information, relevant data corresponding to described financing item file is added in described financing item file, as as described in add concrete report of business plan in financing item file, or other picture information associated with described financing item file or document information etc., and the financing item file that with the addition of relevant data is fed back to described output unit 22, then described output unit 22 receive described first terminal feedback comprise the financing item file of relevant data time, export the first information at described examination & verification interface, to point out described platform side, review is carried out to the described financing item file comprising relevant data.
The present invention further provides one to finance online approval system.
Be that the present invention finances the high-level schematic functional block diagram of approval system first embodiment online with reference to Fig. 5, Fig. 5.
The present embodiment proposes one and to finance online approval system, and described online financing approval system comprises first terminal and the second terminal, and the online financing that described second terminal comprises as described above examines device, and described first terminal comprises:
Second display module 40, for when receiving the financing approval request of described project side input, at the region display login interface that described financing site is preset, for described project side based on described log-in interface input logon information;
3rd display module 50, for when the log-on message receiving described login interface is mated with the log-on message prestored, shows described examination & approval interface, for described project side based on described examination & approval interface input financing item file.
In the present embodiment, described second display module 40 is when receiving the financing approval request of described project side input, as as described in financing site detect project side click issue financing project time, first detect described project side and whether log in described financing site, if detect, described project Fang Wei logs in, then preferably described second display module 40 shows login interface in the region that described financing site is preset, for described project side based on described log-in interface input logon information, when the log-on message receiving described login interface is mated with the log-on message prestored, then described 3rd display module 50 shows described examination & approval interface, for described project side based on described examination & approval interface input financing item file.
Further, in order to improve the dirigibility of online financing examination & approval, propose the present invention based on the first embodiment and to finance online the second embodiment of approval system, in the present embodiment, with reference to Fig. 6, described first terminal also comprises:
Described 3rd display module 50, also for when the login name receiving described login interface does not mate with the login name prestored, display register interface, for described project side based on described register interface input log-on message;
Memory module 60, for when receiving the log-on message of described register interface input, stores described log-on message;
Described 3rd display module 50, also for showing described examination & approval interface based on the described log-on message stored, for described project side based on described examination & approval interface input financing item file.
In the present embodiment, when the login name receiving described login interface does not mate with the login name prestored, illustrate that described financing site does not have storage accounts information, then preferably described 3rd display module 50 shows register interface, for described project side based on described register interface input log-on message, and when receiving the log-on message of described register interface input, memory module 60 stores described log-on message, finally, described 3rd display module 50 shows described examination & approval interface based on the described log-on message stored, for described project side based on described examination & approval interface input financing item file.
It should be noted that, in this article, term " comprises ", " comprising " or its other variant any are intended to contain comprising of nonexcludability, thus make to comprise the process of a series of key element, method, article or device and not only comprise those key elements, but also comprise other key element clearly do not listed, or also comprise by the intrinsic key element of this process, method, article or device.When not more restrictions, the key element limited by statement " comprising ... ", and be not precluded within process, method, article or the device comprising this key element and also there is other identical element.
The invention described above embodiment sequence number, just to describing, does not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be well understood to the mode that above-described embodiment method can add required general hardware platform by software and realize, hardware can certainly be passed through, but in a lot of situation, the former is better embodiment.Based on such understanding, technical scheme of the present invention can embody with the form of software product the part that prior art contributes in essence in other words, this computer software product is stored in a storage medium (as ROM/RAM, magnetic disc, CD), comprising some instructions in order to make a station terminal equipment (can be mobile phone, computing machine, server, air conditioner, or the network equipment etc.) perform method described in each embodiment of the present invention.
These are only the preferred embodiments of the present invention; not thereby the scope of the claims of the present invention is limited; every utilize instructions of the present invention and accompanying drawing content to do equivalent structure or equivalent flow process conversion; or be directly or indirectly used in other relevant technical field, be all in like manner included in scope of patent protection of the present invention.
Claims (10)
1. finance online measures and procedures for the examination and approval, it is characterized in that, the described online financing measures and procedures for the examination and approval comprise the following steps:
When receiving the financing item file that first terminal sends based on the examination & approval interface that financing site is preset, to finance item file described in the examination & verification interface display that second terminal is preset at described financing site, at described examination & verification interface, described financing item file is audited for the first time for platform side;
Detect the first trial of described financing item file by time, export the first information at described examination & verification interface, to point out described platform side, review carried out to described financing item file;
Detect the review of described financing item file by time, described financing site preset bulletin interface announce described financing item file.
2. the measures and procedures for the examination and approval of financing online as claimed in claim 1, it is characterized in that, described detect the first trial of described financing item file by time, export the first information at described examination & verification interface, to point out described platform side, the step that described financing item file carries out review comprised:
When detecting that the first trial of described financing item file is passed through, send the second information to described first terminal, in described financing item file, add relevant data corresponding to described financing item file for described first terminal, and the financing item file that with the addition of relevant data is fed back to described second terminal;
Receive described first terminal feedback comprise the financing item file of relevant data time, export the first information at described examination & verification interface, to point out described platform side, review carried out to the described financing item file comprising relevant data.
3. to finance online as claimed in claim 1 the measures and procedures for the examination and approval, it is characterized in that, described detect the review of described financing item file by time, while described financing item file is announced at the bulletin interface that described financing site is preset, perform following steps:
The information that transmission examination & verification is passed through is to described first terminal.
4. the online financing measures and procedures for the examination and approval as described in any one of claim 1-3, is characterized in that, the described online financing measures and procedures for the examination and approval also comprise:
Detecting that the first trial of described financing item file is not passed through, or detecting that the review of described financing project is obstructed out-of-date, sending a warning message to described first terminal.
5. an online financing examination & approval device, is characterized in that, described online financing examination & approval device comprises:
First display module, for when receiving the financing item file that first terminal sends based on the examination & approval interface that financing site is preset, to finance item file described in the examination & verification interface display that described financing site is preset, at described examination & verification interface, described financing item file is audited for the first time for platform side;
Output module, for detect the first trial of described financing item file by time, export the first information at described examination & verification interface, to point out described platform side, review carried out to described financing item file;
Bulletin module, for detect the review of described financing item file by time, described financing site preset bulletin interface announce described financing item file.
6. online financing examination & approval device as claimed in claim 5, it is characterized in that, described output module comprises:
Transmitting element, for when detecting that the first trial of described financing item file is passed through, send the second information to described first terminal, in described financing item file, add relevant data corresponding to described financing item file for described first terminal, and the financing item file that with the addition of relevant data is fed back to described second terminal;
Output unit, for receive described first terminal feedback comprise the financing item file of relevant data time, export the first information at described examination & verification interface, to point out described platform side, review carried out to the described financing item file comprising relevant data.
7. online financing examination & approval device as claimed in claim 6, is characterized in that, described online financing examination & approval device also comprises:
Sending module, for described bulletin module when described financing item file is announced at the bulletin interface that described financing site is preset, the information that transmission examination & verification is passed through is to described first terminal.
8. the online financing examination & approval device as described in any one of claim 5-7, it is characterized in that, described sending module, also for detecting that the first trial of described financing item file is not passed through, or detecting that the review of described financing project is obstructed out-of-date, send a warning message to described first terminal.
9. finance online an approval system, it is characterized in that, described online financing approval system comprises first terminal and the second terminal, and described second terminal comprises the online financing examination & approval device as described in any one of claim 5-8, and described first terminal comprises:
Second display module, for when receiving the financing approval request of described project side input, at the region display login interface that described financing site is preset, for described project side based on described log-in interface input logon information;
3rd display module, for when the log-on message receiving described login interface is mated with the log-on message prestored, shows described examination & approval interface, for described project side based on described examination & approval interface input financing item file.
10. approval system of financing online as claimed in claim 9, it is characterized in that, described 3rd display module, also for when the login name receiving described login interface does not mate with the login name prestored, display register interface, for described project side based on described register interface input log-on message;
Described first terminal also comprises:
Memory module, for when receiving the log-on message of described register interface input, stores described log-on message;
Described 3rd display module, also for showing described examination & approval interface based on the described log-on message stored, for described project side based on described examination & approval interface input financing item file.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
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| CN107767111A (en) * | 2017-09-22 | 2018-03-06 | 林虹 | Method, system, storage medium and the device checked oneself on privately-offered fund custodian's line |
| CN109615336A (en) * | 2018-12-17 | 2019-04-12 | 平安国际融资租赁有限公司 | Business approval method, apparatus, computer equipment and storage medium |
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Application publication date: 20151230 |