CN105184571A - Payment authentication system based on combination of hand veins and multiple fingerprints - Google Patents
Payment authentication system based on combination of hand veins and multiple fingerprints Download PDFInfo
- Publication number
- CN105184571A CN105184571A CN201510644899.5A CN201510644899A CN105184571A CN 105184571 A CN105184571 A CN 105184571A CN 201510644899 A CN201510644899 A CN 201510644899A CN 105184571 A CN105184571 A CN 105184571A
- Authority
- CN
- China
- Prior art keywords
- many
- hand back
- back vein
- combined
- authentication system
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Collating Specific Patterns (AREA)
Abstract
Provided is a payment authentication system based on the combination of hand veins and multiple fingerprints, comprising a terminal portion, a network transmission portion and a background processing portion, and employing a mode of first registering an account and then performing transaction authentication. In operation of the system, the terminal portion collects user hand veins and multiple fingerprints, and transmits collected data to the background processing portion through the network transmission portion; the background processing portion respectively matches the user hand veins and multiple fingerprints with the user information recorded in the system, and returns information; the network transmission portion transmits the returned information to the terminal portion. The system employs a double authentication mode based on the combination of hand veins and multiple fingerprints to perform account authentication, and can effectively improve the security and correctness of account authentication in a payment process.
Description
Technical field:
The present invention relates to a kind of hand back vein and the payment authentication system that many fingerprints are combined, belong to biological characteristic payment authentication and biometrics identification technology field.
Background technology:
The appearance of bank card instead of bank note consumption pattern originally, and along with the arriving of data age, and the consumption and payment mode of people occurs again to change gradually.Utilize human body biological characteristics recognition technology, biological characteristic pays and replaces bank card just gradually, people are departed from the again constraint of bank card, realizes no card spending.Now, as long as the biological information of oneself and Bank Account Number are registered in credit card company, only need read biological characteristic on fetch equipment during payment, can obtain authentication, spending amount just will be deducted automatically from bank account.
So-called human body biological characteristics recognition technology is combined closely by high-tech means such as computing machine and optics, acoustics, biology sensor and biostatistics principles exactly, and the physiological property that utilizes human body intrinsic (as fingerprint, face picture, referring to vein, iris etc.) and behavioural characteristic (as person's handwriting, sound, gait etc.) carry out the qualification of personal identification.Biological characteristic due to human body has the intrinsic not reproducible uniqueness of human body, and therefore, these biometric keys generally cannot copy, stolen or forget.Utilize biometrics identification technology, have developed the payment of brush face, fingerprint payment, referred to the multiple human body biological characteristics payment systems such as vein payment.
Veinprint is a kind of biological characteristic of human body, there is remaining unchanged for a long period of time property, and vein is positioned at below epidermis, almost can not forge, when near infrared light human body, haemoglobin in live body vein can absorb near infrared light, makes the place of veinprint present black on image, forms veinprint figure.Due to vena identification vivo identification, gather friendly and not reproducible feature, vena identification also develops into the common method of certification gradually.At present, domestic had Lanzhou bank, Nanjing bank, Panzhihua City commercial bank to attempt release finger vena and pay.But the uniqueness of veinprint is not also proven.Especially when applying to extensive sample, refer to that the information comprised in vein is few, possible occurrence characteristics is same or similar and the mistake that causes is known, and causes payment error.Therefore, there is certain risk when applying to large-scale crowd in single fin-ger vein authentication.
And in the various biological characteristics of human body, the development of finger print identifying is the most ripe, theory also demonstrates the uniqueness of fingerprint, remaining unchanged for a long period of time property.Thus an effective means of authentication is usually used as.At present, Minsheng bank and Alipay have all had the case that fingerprint pays.But finger print identifying also exists shortcoming: because fingerprint is the outer field feature of human body, when point wet, overdrying or occurring the feature damage such as the sudden and violent skin of finger, or when finger has a dirt, easily refuse knowledge; And fingerprint is easy to forge, causes wrong knowledge, cause payment error.Therefore, dangerous, unstable situation is existed to the identification of single fingerprint.
Summary of the invention:
The object of the invention is to solve the problem that contingent mistake in existing payment authentication technology is known, known by mistake, refuses knowledge, the payment authentication system that a kind of safe and reliable, that antifalsification has more by force double verification function hand back vein is combined with many fingerprints is provided.
Technical scheme of the present invention is as follows:
Hand back vein of the present invention and the payment authentication system that many fingerprints are combined, comprise terminal part, Internet Transmission portion and background process portion three part, adopts the mode of transaction authentication after first login account.Hand back vein acquisition module and many finger print acquisition modules are included in terminal part, algorithm processing module and user profile are included in background process portion, hand back vein algorithm processing module and many fingerprint algorithms processing module are included in algorithm processing module, and user profile comprises accounts information, user's hand back vein information and user's many fingers finger print information.During system works, user's hand back vein and many finger print informations is gathered by terminal part, image data is sent to background process portion through Internet Transmission portion, background process portion by the hand back vein information that gathers and many finger print informations respectively with the user profile matching treatment of typing in system after, return message is beamed back terminal part by Internet Transmission portion.
After the first login account of described employing, the mode of transaction authentication refers to that user needs first to open an account in background system, four fingerprints of the forefinger of the hand back vein information of a hand of typing oneself and this hand, middle finger, the third finger, little finger of toe in the account of oneself, as the foundation of certification account in process of exchange afterwards.
Described venous collection module acquires be human body hand back vein feature.Because hand back vein ratio refers to that vein comprises more information, not easily repeat when being applied to extensive sample, and relative vena metacarpea, the fat at the back of the hand place is thinner than the centre of the palm with skin, the vein image of hand back part more easily obtains, and therefore selects hand back vein feature as a standard of certification.
Described finger print acquisition module collection be many fingerprint characteristics.Single fingerprint due to the impact being subject to skin surface dirt or damage easily refuse know.And adopt the method simultaneously gathering the multiple finger print of forefinger, middle finger, the third finger and little finger of toe, the difficulty of forgery can be improved and significantly reduced the probability refusing to know by suitable matching strategy.
The double authentication mode that described background process portion adopts hand back vein authentification of message to combine with many finger print identifyings, hand vein recognition can make up the false proof problem of fingerprint recognition, and fingerprint recognition solves the problem that hand vein recognition may repeat, both make up the other side's shortcoming mutually, form the payment authentication system that a kind of reliability is extremely strong, the security of common guarantee payment authentication and uniqueness.Because hand vein recognition itself has had very high discrimination, finger print identifying is introduced as assistant authentification strategy for avoiding the similar or identical event of contingent small probability unique point, therefore, acquisition characteristics point need mate with the unique point in database and just assert venous information authentication success by hand back vein algorithm processing module completely, and many fingerprint algorithms processing module adopts the processing mode of logical OR to multiple finger print information, as long as there is fingerprint matching in a finger print information and database to be finger print information authentication success.So both improve the accuracy rate of certification, have higher serious forgiveness to finger print information again, avoid the situation because single finger cannot pay by epidermal effect.
Described background process portion step-by-step processing hand back vein certification and many finger print identifyings, first find proper account by vein treatments module match user venous information, again with many fingerprint algorithms processing module by gather finger print information and this user profile in the comparison of fingerprint storage information, unnecessary fingerprint search operation can be avoided like this, reduce system works amount, save System production time, avoid user to pay and wait as long for.
Advantage of the present invention and beneficial effect:
(1) carry out venous collection by live body the back of the hand, because vein is hidden in body interior, the probability being replicated or usurping is very little, has height antifalsification;
(2) gather multiple fingerprint, and only need a finger print information coupling by finger print identifying, improve the serious forgiveness of fingerprint recognition, reducing the rigors to pointing state during fingerprint collecting, make system have higher robustness;
(3) mode adopting hand vein recognition to combine with fingerprint recognition is had complementary advantages, the easy forgery shortcoming of fingerprint recognition is made up with the security of hand vein recognition, solve by the uniqueness of fingerprint recognition the problem that vein may repeat, both complement each other the accuracy rate and uniqueness that ensure that biological characteristic payment authentication well.
Accompanying drawing illustrates:
Fig. 1 is the structural representation of the payment authentication system that hand back vein of the present invention is combined with many fingerprints.
Fig. 2 is the payment authentication process flow diagram that the hand back vein of one embodiment of the invention is combined with many fingerprints.
Embodiment:
Below in conjunction with accompanying drawing, the present invention is described in further detail.
Embodiment 1
As shown in Figure 1, the payment authentication system that hand back vein of the present invention is combined with many fingerprints comprises terminal part, Internet Transmission portion and background process portion three part.
Hand back vein acquisition module and many finger print acquisition modules are included in terminal part, for gathering the hand back vein information of payment user and referring to finger print information more.
Internet Transmission portion is responsible for the information transmission between terminal part and background process portion.
The payment user profile that background process portion is responsible for sending to processes.Algorithm processing module and user profile are included in background process portion, hand back vein algorithm processing module and many fingerprint algorithms processing module are included in algorithm processing module, and user profile comprises accounts information, user's hand back vein information and user's many fingers finger print information.
As shown in Figure 2, the course of work of system is:
In background system, account has been created and after many finger print informations of typing hand back vein information and forefinger, middle finger, the third finger, little finger of toe user, when customer consumption pays, trade company gathers the hand back vein information of user and many finger print informations by terminal device, sends to background system by transmission equipment packing.Background system starts to process information after receiving the information requiring certification: first extract hand back vein information, by the vein algorithm processing module in background process portion, all compare with all hand back vein data stored in User Information Database:
(1) if all do not meet authentication authorization and accounting failure, result is returned to terminal device;
(2) if there is qualified vein pattern, just extract all qualified accounts, by many fingerprint algorithms processing module, the finger print information stored in many finger print informations trade company sent and these accounts is compared:
(1) as long as have a fingerprint matching namely by finger print identifying, to also being operated by the account of many finger print identifyings, operating result is returned terminal device by transport module;
(2) if whole finger print information does not all meet authentication authorization and accounting failure in accounts information, result is returned to terminal device.
So far, the whole verification process of system completes.
Here description of the invention and application is illustrative, not wants by scope restriction of the present invention in the above-described embodiments.The change done under other any does not deviate from Spirit Essence of the present invention and principle, modification, substitute, the substitute mode that all should be equivalence all should belong to technology category of the present invention.
Claims (11)
1. hand back vein and the payment authentication system that many fingerprints are combined, is characterized in that being made up of terminal part, Internet Transmission portion and background process portion, adopts the mode of transaction authentication after first login account.During system works, user's hand back vein and many finger print informations is gathered by terminal part, image data is sent to background process portion through Internet Transmission portion, background process portion by the hand back vein information that gathers and many finger print informations respectively with the user profile matching treatment of typing in system after, return message is beamed back terminal part by Internet Transmission portion.
2. hand back vein according to claim 1 and the payment authentication system that many fingerprints are combined, is characterized in that described background process portion comprises algorithm processing module and user profile.
3. hand back vein according to claim 1 and the payment authentication system that many fingerprints are combined, after it is characterized in that the first login account of described employing, the mode of transaction authentication refers to that user needs first in background system typing user profile.
4. hand back vein according to claim 1 and the payment authentication system that many fingerprints are combined, is characterized in that described user profile comprises accounts information, the hand back vein information of user and many finger print informations.
5. hand back vein according to claim 4 and the payment authentication system that many fingerprints are combined, is characterized in that described many finger print informations comprise the finger print information of the forefinger of a hand, middle finger, the third finger and little finger of toe.
6. hand back vein according to claim 1 and the payment authentication system that many fingerprints are combined, is characterized in that comprising hand back vein acquisition module and many finger print acquisition modules in described terminal part.
7. hand back vein according to claim 1 and the payment authentication system that many fingerprints are combined, is characterized in that described algorithm processing module comprises hand back vein algorithm processing module and many fingerprint algorithms processing module.
8. the payment authentication system that the hand back vein according to claim 1,4 and 7 is combined with many fingerprints, it is characterized in that described background processing module is carried out hand back vein information processing and many finger print informations process substep, first find corresponding account by vein treatments module, then by the storage information comparison in the finger print information of collection and account.
9. the hand back vein according to claim 4 and 7 and the payment authentication system that many fingerprints are combined, when it is characterized in that described hand back vein algorithm processing module to the hand back vein information processing gathered, need all unique points all to conform to and be just considered as that the match is successful.
10. the payment authentication system that the hand back vein according to claim 5 and 7 is combined with many fingerprints, it is characterized in that described many fingerprint algorithms processing module is in the comparison of the fingerprint of the forefinger gathered, middle finger, the third finger and little finger of toe, as long as namely the finger print information coupling having to point is considered as many fingerprint matchings success.
The payment authentication system that 11. hand back veins according to claim 1,9 and 10 are combined with many fingerprints, it is characterized in that in described background process portion, when both the match is successful for hand back vein algorithm processing module and many fingerprint algorithms processing module, just be considered as account authentication, just allow to operate certification account.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510644899.5A CN105184571A (en) | 2015-09-30 | 2015-09-30 | Payment authentication system based on combination of hand veins and multiple fingerprints |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510644899.5A CN105184571A (en) | 2015-09-30 | 2015-09-30 | Payment authentication system based on combination of hand veins and multiple fingerprints |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN105184571A true CN105184571A (en) | 2015-12-23 |
Family
ID=54906633
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201510644899.5A Pending CN105184571A (en) | 2015-09-30 | 2015-09-30 | Payment authentication system based on combination of hand veins and multiple fingerprints |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN105184571A (en) |
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105812375A (en) * | 2016-03-31 | 2016-07-27 | ***股份有限公司 | Payment authentication device and payment authentication method |
| CN106228368A (en) * | 2016-08-03 | 2016-12-14 | 四川易想电子商务有限公司 | A kind of method for secure transactions of multiple authentication |
| CN106295559A (en) * | 2016-08-08 | 2017-01-04 | 京东方科技集团股份有限公司 | Method, fingerprint identification device and the display device that a kind of data process |
| CN109074585A (en) * | 2017-02-20 | 2018-12-21 | 华为技术有限公司 | Method of payment and terminal |
| CN110807639A (en) * | 2019-10-22 | 2020-02-18 | ***股份有限公司 | Payment method and device |
-
2015
- 2015-09-30 CN CN201510644899.5A patent/CN105184571A/en active Pending
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105812375A (en) * | 2016-03-31 | 2016-07-27 | ***股份有限公司 | Payment authentication device and payment authentication method |
| CN106228368A (en) * | 2016-08-03 | 2016-12-14 | 四川易想电子商务有限公司 | A kind of method for secure transactions of multiple authentication |
| CN106295559A (en) * | 2016-08-08 | 2017-01-04 | 京东方科技集团股份有限公司 | Method, fingerprint identification device and the display device that a kind of data process |
| CN106295559B (en) * | 2016-08-08 | 2019-08-02 | 京东方科技集团股份有限公司 | A kind of method of data processing, fingerprint identification device and display device |
| CN109074585A (en) * | 2017-02-20 | 2018-12-21 | 华为技术有限公司 | Method of payment and terminal |
| CN110807639A (en) * | 2019-10-22 | 2020-02-18 | ***股份有限公司 | Payment method and device |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| Maltoni et al. | Handbook of fingerprint recognition | |
| Jain et al. | Biometric identification | |
| CN101197665B (en) | Dynamic password generation method and device thereof | |
| Akhtar et al. | Biometrics: In search of identity and security (Q & A) | |
| CN101561873B (en) | Multimode authentication equipment with functions of iris recognition and USB Key | |
| CN105184571A (en) | Payment authentication system based on combination of hand veins and multiple fingerprints | |
| CN103699995A (en) | Payment authentication method based on fingerprints and finger veins | |
| Yang | Biometrics verification techniques combing with digital signature for multimodal biometrics payment system | |
| US10643057B2 (en) | Systems and methods for biometrically authenticating a user using authentication data and liveness data | |
| CN106485125A (en) | A kind of fingerprint identification method and device | |
| Femila et al. | Biometric system | |
| WO2017173640A1 (en) | Method and apparatus for recognizing individuals based on multi-mode biological recognition information | |
| CN203276380U (en) | Distributed door access authentication system based on palm veins | |
| Jain et al. | A touch of money [biometric authentication systems] | |
| Chikkerur | Online fingerprint verification system | |
| Singh et al. | A constraint-based biometric scheme on ATM and swiping machine | |
| Yun | The ‘123’of biometric technology | |
| Socheat et al. | Fingerprint enhancement, minutiae extraction and matching techniques | |
| CN103207963A (en) | Two-factor authentication system based on fingerprint and vein recognition | |
| CN111723595A (en) | Personnel identity identification method and system | |
| CN106250739A (en) | A kind of identity recognition device | |
| Kamble et al. | Fingerprint Verification of ATM Security System by Using Biometric and Hybridization | |
| CN103700151A (en) | Morning run check-in method | |
| Vinothkanna et al. | A multimodal biometric approach for the recognition of finger print, palm print and hand vein using fuzzy vault | |
| Sivakumar | Biometric authentication techniques and its future |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20151223 |
|
| WD01 | Invention patent application deemed withdrawn after publication |