CN105184561A

CN105184561A - Safety payment method and device

Info

Publication number: CN105184561A
Application number: CN201510524453.9A
Authority: CN
Inventors: 高毅; 王洪强; 葛云源
Original assignee: Xiaomi Inc
Current assignee: Beijing Xiaomi Technology Co Ltd; Xiaomi Inc
Priority date: 2015-08-24
Filing date: 2015-08-24
Publication date: 2015-12-23

Abstract

The invention discloses a safety payment method and device. The method comprises the steps: enabling the geographic position of payment equipment used by a to-be-paid user, the characteristic information of the payment equipment and user and the environment of the user to be matched with preset safety detection conditions; and carrying out password-free payment operation when the geographic position of payment equipment, the characteristic information of the payment equipment and user and the environment of the user are matched with preset safety detection conditions. The technical scheme of the invention simplifies the operations of the user, saves the time of the user, and improves the user experience.

Description

The method of secure payment and device

Technical field

The disclosure relates to Internet technical field, particularly relates to method and the device of secure payment.

Background technology

The fast development of various mobile device and mobile payment mode, the life had great convenience for the user.But when using mobile device to pay, usually needing user manually to input payment cipher, but sometimes owing to being pressed for time, needing to input password fast; Or owing to not inputting password and then have forgotten password for a long time, then may delay the purchase plan of user.

Summary of the invention

Disclosure embodiment provides method and the device of secure payment.Described technical scheme is as follows:

According to the first aspect of disclosure embodiment, provide a kind of method of secure payment, for payment devices, comprising:

The characteristic information of the geographic position residing for the payment devices use user to be paid, described payment devices, described user and the environment residing for described user mate with the safety detection condition preset;

When the environment residing for the characteristic information of the geographic position residing for described payment devices, described payment devices, described user and described user all meets default safety detection condition, carry out exempting from close delivery operation.In one embodiment, the method for above-mentioned secure payment, also can comprise:

The address information obtaining users to trust is in advance preserved as the safety detection condition corresponding with the geographic position residing for payment devices;

Obtain the identification marking of the identification marking of the mobile device of described user self and at least one other mobile device of described users to trust in advance, preserve as the safety detection condition corresponding with payment devices;

At least one the characteristic information gathering described user is in advance preserved as the safety detection condition corresponding with the characteristic information of user;

Gather the facial image of the facial image of described user and at least one other user of described users to trust in advance, preserve as the safety detection condition corresponding with the environment residing for described user;

Obtain the payment cipher of user preset in advance and preserve.

In one embodiment, the address information of described acquisition users to trust, can comprise:

Be provided for the map of locating to user, receive the address information of the described users to trust that user selects in described map; Or,

Receive the information of place names of the trust of user's input, according to described information of place names, obtain the address information of users to trust; Or,

Send the solicited message of the address obtaining described users to trust to user, when user feedback confirms, described user is positioned, obtain the address information of the current residing address of described user as users to trust.

In one embodiment, the geographic position residing for the payment devices use user to be paid is mated with the safety detection condition preset, and can comprise:

By the locator meams preset, the current residing geographic position of payment devices that user to be paid uses is positioned, obtain the current residing geographic position of described payment devices and mate with the address information of the users to trust preserved in advance;

Described default locator meams comprises following one or more:

Positioned by GPS, pass through the base station that accessed WIFI positioned, passed through accessed community and position.

In one embodiment, the identification marking of mobile device of the described user of described acquisition self and the identification marking of at least one other mobile device of described users to trust, can comprise:

Send the information of default device authentication to user, the information of described device authentication is used to indicate described user and other mobile devices of the mobile device of self and users to trust is accessed the network preset;

When the mobile device of described user self and at least one other mobile device of described users to trust access described default network by the router preset, from described router, obtain the identification marking of the identification marking of the mobile device of described user self and at least one other mobile device of described users to trust.

In one embodiment, payment devices user to be paid used mates with the safety detection condition preset, and can comprise:

Obtain the identification marking of the described payment devices that user to be paid uses, any one in the identification marking of mobile device of the identification marking of described payment devices and the user preserved in advance self and the identification marking of at least one other mobile device of described users to trust is mated.

In one embodiment, described identification marking can comprise:

MAC address, IP address, international mobile subscriber identity IMSI.

In one embodiment, at least one the characteristic information of the described user of described collection, can comprise:

Gather the biological information of described user, described biological information comprises following one or more: the voice messaging of user, finger print information, iris information;

The biological information gathered is analyzed, extracts characteristic of correspondence value.

In one embodiment, the characteristic information of user to be paid is mated with the safety detection condition preset, can comprise:

Gather the biological information of described user to be paid, extract described biological information characteristic of correspondence value, and preserve characteristic of correspondence value in advance and mate.

In one embodiment, the environment residing for user to be paid is mated with the safety detection condition preset, can comprise:

Environment in preset range around described user to be paid is taken;

From the image of shooting, the facial image of other users occurred in the environment in the facial image of described user to be paid and described surrounding preset range is identified;

By the facial image of user to be paid that identifies and the facial image of other users described, mate with the facial image of the facial image of the user preserved in advance and at least one other user of described users to trust respectively.

In one embodiment, obtain the payment cipher of user preset in advance and preserve, can comprise:

Obtain the payment cipher of user preset in advance, to described payment cipher according to preset cryptographic algorithm be encrypted after, by encryption after payment cipher preserve;

Described carry out exempting from close delivery operation before, also comprise:

Payment cipher after encryption is decrypted according to the decipherment algorithm corresponding with the cryptographic algorithm preset.

In one embodiment, described in carry out exempting from close delivery operation, comprising:

Send the prompting message of exempting from close payment, described in exempt from close payment information complete payment for pointing out when not inputting payment cipher;

In response to the message that the confirmation of input pays, the payment cipher of preserved user preset is submitted to default paying server, to complete payment.

According to the second aspect of disclosure embodiment, a kind of device of secure payment is provided, comprises for payment devices:

Location matches module, mates with the safety detection condition preset for the geographic position residing for the payment devices that user to be paid used;

Equipment matching module, the payment devices used for user to be paid mates with the safety detection condition preset;

User's matching module, the characteristic information for user to be paid mates with the safety detection condition preset;

Environments match module, for mating the environment residing for user to be paid with the safety detection condition preset;

Payment module, for when the environment residing for the characteristic information of the geographic position residing for described payment devices, described payment devices, described user and described user all meets default safety detection condition, carries out exempting from close delivery operation.

In one embodiment, also can comprise:

Position acquisition module, for obtaining the address information of users to trust in advance as the safety detection condition corresponding with the geographic position residing for payment devices;

Device identification acquisition module, for the identification marking of at least one other mobile device of the identification marking and described users to trust that obtain the mobile device of described user self in advance, as the safety detection condition corresponding with payment devices;

Characteristic information acquisition module, for gathering at least one the characteristic information of described user in advance as the safety detection condition corresponding with the characteristic information of user;

Facial image acquisition module, for the facial image of at least one other user of the facial image and described users to trust that gather described user in advance, as the safety detection condition corresponding with the environment residing for described user;

Password acquisition module, for obtaining the payment cipher of user preset in advance;

Memory module, for preserving safety detection condition that described position acquisition module, described device identification acquisition module, described characteristic information acquisition module and described facial image acquisition module collect and the payment cipher that described password acquisition module gets.

In one embodiment, described position acquisition module, can comprise:

First obtains submodule, for being provided for the map of locating to user, receives the address information of the described users to trust that user selects in described map; Or,

Second obtains submodule, for receiving the information of place names of the trust of user's input, according to described information of place names, obtains the address information of users to trust; Or,

3rd obtains submodule, for sending the solicited message of the address obtaining described users to trust to user, when user feedback confirms, positions described user, obtains the address information of the current residing address of described user as users to trust

In one embodiment, described location matches module, can comprise:

Locator module, positions the current residing geographic position of payment devices that user to be paid uses for the locator meams by presetting; Described default locator meams comprises following one or more:

Positioned by GPS, pass through the base station that accessed WIFI positioned, passed through accessed community and position;

First matched sub-block, for obtaining the current residing geographic position of described payment devices and mating with the address information of the users to trust preserved in advance.

In one embodiment, described device identification acquisition module, can comprise:

Prompting submodule, for sending the information of default device authentication to user, the information of described device authentication is used to indicate described user and other mobile devices of the mobile device of self and users to trust is accessed the network preset;

4th obtains submodule, for when the mobile device of described user self and at least one other mobile device of described users to trust access described default network by the router preset, from described router, obtain the identification marking of the identification marking of the mobile device of described user self and at least one other mobile device of described users to trust.

In one embodiment, described equipment matching module, can comprise:

5th obtains submodule, for obtaining the identification marking of the described payment devices that user to be paid uses;

Second matched sub-block, for mating any one in the identification marking of mobile device of the identification marking of described payment devices and the user preserved in advance self and the identification marking of at least one other mobile device of described users to trust.

In one embodiment, described identification marking can comprise:

MAC address, IP address, international mobile subscriber identity IMSI.

In one embodiment, described characteristic information acquisition module, can comprise:

First gathers submodule, and for gathering the biological information of described user, described biological information comprises following one or more: the voice messaging of user, finger print information, iris information;

Analyzing submodule, for analyzing the biological information gathered, extracting characteristic of correspondence value.

In one embodiment, described user's matching module, can comprise:

Second gathers submodule, for gathering the biological information of described user to be paid;

Extract submodule, for extracting described biological information characteristic of correspondence value;

3rd matched sub-block, for by described for extraction biological information characteristic of correspondence value with preserve characteristic of correspondence value in advance and mate.

In one embodiment, described environments match module, can comprise:

Shooting submodule, for taking the environment in preset range around described user to be paid;

Recognin module, in the image from shooting, identifies the facial image of other users occurred in the environment in the facial image of described user to be paid and described surrounding preset range;

4th matched sub-block, for the facial image of user to be paid that will identify and the facial image of other users described, mate with the facial image of the facial image of the user preserved in advance and at least one other user of described users to trust respectively.

In one embodiment, described password acquisition module, for obtaining the payment cipher of user preset in advance, to described payment cipher according to preset cryptographic algorithm be encrypted after, by encryption after payment cipher be sent to described memory module preserve;

Described payment module, before carrying out exempting from close delivery operation, is decrypted according to the decipherment algorithm corresponding with the cryptographic algorithm preset the payment cipher after encryption.

In one embodiment, described payment module, comprising:

Send submodule, for sending the prompting message of exempting from close payment, described in exempt from close payment information complete payment for pointing out when not inputting payment cipher;

Receive submodule, the message that the confirmation for receiving input pays;

Submodule submitted to by password, for the message paid in response to the confirmation of described input, the payment cipher of preserved user preset submitted to default paying server, to complete payment.

According to the third aspect of disclosure embodiment, a kind of device of secure payment is provided, comprises:

Processor;

For the storer of storage of processor executable command;

Wherein, described processor is configured to:

When the environment residing for the characteristic information of the geographic position residing for described payment devices, described payment devices, described user and described user all meets default safety detection condition, carry out exempting from close delivery operation.

The method that embodiment of the present disclosure provides and device can comprise following beneficial effect:

(1) characteristic information of the geographic position residing for the payment devices in one embodiment, user to be paid used, described payment devices, described user and the environment residing for described user mate with the safety detection condition preset; When the environment residing for the characteristic information of the geographic position residing for described payment devices, described payment devices, described user and described user all meets default safety detection condition, carry out exempting from close delivery operation.The disclosure is when the environment residing for the characteristic information of the geographic position residing for payment devices, payment devices, user and user all meets default safety detection condition, directly skip payment cipher inputting interface, prompting user operation safety, can carry out exempting from close payment, thus without the need to all inputting password just can complete payment at every turn, simplify the operation of user, saved the time of user, improved the experience of user.

(2) in another embodiment, before the environment residing for the characteristic information of the geographic position residing for payment devices user to be paid used, described payment devices, described user and described user is compared with the safety detection condition preset, also can comprise: the address information obtaining users to trust is in advance preserved as the safety detection condition corresponding with the geographic position residing for payment devices; Obtain the identification marking of the identification marking of the mobile device of described user self and at least one other mobile device of described users to trust in advance, preserve as the safety detection condition corresponding with payment devices; At least one the characteristic information gathering described user is in advance preserved as the safety detection condition corresponding with the characteristic information of user; Gather the facial image of the facial image of described user and at least one other user of described users to trust in advance, preserve as the safety detection condition corresponding with the environment residing for described user; Obtain the payment cipher of user preset in advance and preserve.The facial image of at least one other user of the identification marking of the identification marking of the mobile device of the address information of users to trust, user self and at least one other mobile device of described users to trust, at least one the characteristic information of user, the facial image of user and described users to trust is preserved by the disclosure in advance, facilitates user to compare with the safety detection condition preset.

(3) in another embodiment, obtain the address information of users to trust, can comprise: be provided for the map of locating to user, receive the address information of the described users to trust that user selects in described map; Or receive the information of place names of the trust of user's input, according to described information of place names, obtain the address information of users to trust; Or send the solicited message of the address obtaining described users to trust to user, when user feedback confirms, described user is positioned, obtain the address information of the current residing address of described user as users to trust.The disclosure can preserve the address information of users to trust simply and easily.

(4) in another embodiment, geographic position residing for the payment devices use user to be paid is mated with the safety detection condition preset, can comprise: by the locator meams preset, the current residing geographic position of payment devices that user to be paid uses is positioned, obtain the current residing geographic position of described payment devices and mate with the address information of the users to trust preserved in advance; Described default locator meams comprises following one or more: positioned by GPS, pass through the base station that accessed WIFI positioned, passed through accessed community and position.The disclosure is mated with the address information of the users to trust prestored by the current residing geographic position of payment devices user used, if the match is successful, illustrate that current location is the address of users to trust, thus can determine that whether current location is the address of users to trust easily and efficiently.

(5) in another embodiment, obtain the identification marking of the identification marking of the mobile device of described user self and at least one other mobile device of described users to trust, can comprise: the information sending default device authentication to user, the information of described device authentication is used to indicate described user and other mobile devices of the mobile device of self and users to trust is accessed the network preset; When the mobile device of described user self and at least one other mobile device of described users to trust access described default network by the router preset, from described router, obtain the identification marking of the identification marking of the mobile device of described user self and at least one other mobile device of described users to trust.In disclosure embodiment, when the network that the mobile device of user self and at least one other mobile device of users to trust are preset by the router access preset, the identification marking of the mobile device of user self and at least one other mobile device of users to trust is preserved, these mobile devices are saved as mobile device trusty, user not only can carry out exempting from close payment with the equipment of oneself, the miscellaneous equipment of users to trust also can carry out exempt from close payment, facilitate the operation of exempting from close payment of user, improve user's experience.

(6) in another embodiment, payment devices user to be paid used mates with the safety detection condition preset, can comprise: the identification marking obtaining the described payment devices that user to be paid uses, any one in the identification marking of mobile device of the identification marking of described payment devices and the user preserved in advance self and the identification marking of at least one other mobile device of described users to trust is mated.The identification marking of the payment devices that the disclosure uses as user with preserve in advance wherein any one the match is successful, then the presently used equipment of user is the equipment of users to trust, this equipment can be used to pay, thus can determine that whether current device is the equipment of users to trust easily and efficiently.

(7) in another embodiment, described identification marking can comprise: MAC address, IP address, international mobile subscriber identity IMSI.Because each mobile device has unique above-mentioned identification marking, thus mobile device can be identified accurately and fast.

(8) in another embodiment, in one embodiment, gather at least one the characteristic information of described user, can comprise: the biological information gathering user, described biological information comprises following one or more: the voice messaging of user, finger print information, iris information; The biological information gathered is analyzed, extracts characteristic of correspondence value.The disclosure uses the distinctive biological information of individual of user, can facilitate, determine whether user to be paid is user trusty accurately.

(9) in another embodiment, the characteristic information of user to be paid is mated with the safety detection condition preset, can comprise: the biological information gathering described user to be paid, extract described biological information characteristic of correspondence value, and preserve characteristic of correspondence value in advance and mate.Because above-mentioned biological information is that everyone is exclusive, therefore, the disclosure can facilitate, determine whether user to be paid is user trusty accurately, simplifies the verification operation of user.

(10) in another embodiment, the environment residing for user to be paid is mated with the safety detection condition preset, can comprise: the environment in preset range around described user to be paid is taken; From the image of shooting, the facial image of other users occurred in the environment in the facial image of described user to be paid and described surrounding preset range is identified; By the facial image of user to be paid that identifies and the facial image of other users described, mate with the facial image of the facial image of the user preserved in advance and at least one other user of described users to trust.The facial image of the facial image of user and at least one other user of users to trust gathers by the disclosure in advance, thus when paying, can judge whether that stranger exists, when not having stranger, illustrate that the payment environment residing for user is safe, can carry out exempting from close payment.

(11) in another embodiment, obtain the payment cipher of user preset in advance and preserve, can comprise: the payment cipher obtaining user preset in advance, to described payment cipher according to preset cryptographic algorithm be encrypted after, by encryption after payment cipher preserve; Described carry out exempting from close delivery operation before, also comprise: the payment cipher after encryption is decrypted according to decipherment algorithm corresponding to cryptographic algorithm preset.The disclosure is encrypted according to the cryptographic algorithm preset payment cipher, and before payment cipher is submitted to paying server, is decrypted, while cryptosecurity of guaranteeing payment, can completes payment smoothly again to the payment cipher of encryption.

(12) in another embodiment, carry out the step exempting from close delivery operation, comprising: send the prompting message of exempting from close payment, described in exempt from close payment information complete payment for pointing out when not inputting payment cipher; In response to the message that the confirmation of input pays, the payment cipher of preserved user preset is submitted to default paying server, to complete payment.The disclosure is sending prompting message and after user confirms, automatically completing and exempt from close payment, and while the security of guaranteeing payment, avoid user to pay all needs to input password at every turn, simplifies the operation of payment, improves user's experience.

Should be understood that, it is only exemplary and explanatory that above general description and details hereinafter describe, and can not limit the disclosure.

Accompanying drawing explanation

Accompanying drawing to be herein merged in instructions and to form the part of this instructions, shows embodiment according to the invention, and is used from instructions one and explains principle of the present invention.

Fig. 1 is the process flow diagram of the method for secure payment according to an exemplary embodiment.

Fig. 2 is the process flow diagram of step S101 in the method for secure payment according to an exemplary embodiment.

Fig. 3 is another process flow diagram of step S101 in the method for secure payment according to an exemplary embodiment.

Fig. 4 is another process flow diagram of step S101 in the method for secure payment according to an exemplary embodiment.

Fig. 5 is another process flow diagram of step S101 in the method for secure payment according to an exemplary embodiment.

Fig. 6 is the process flow diagram of the method for another kind of secure payment according to an exemplary embodiment.

Fig. 7 is the process flow diagram of step S105 in the method for secure payment according to an exemplary embodiment.

Fig. 8 is the process flow diagram of step S106 in the method for secure payment according to an exemplary embodiment.

Fig. 9 is the process flow diagram of step S108 in the method for secure payment according to an exemplary embodiment.

Figure 10 is the process flow diagram of the method for another kind of secure payment according to an exemplary embodiment.

Figure 11 is the process flow diagram of step S102 in the method for secure payment according to an exemplary embodiment.

Figure 12 is the terminal interface figure of the method for secure payment according to an exemplary embodiment.

Figure 13 is the block diagram of the device of secure payment according to an exemplary embodiment.

Figure 14 is the block diagram of the device of another kind of secure payment according to an exemplary embodiment.

Figure 15 is the block diagram of position acquisition module 136 in the device of another kind of secure payment according to an exemplary embodiment.

Figure 16 is another block diagram of position acquisition module 136 in the device of another kind of secure payment according to an exemplary embodiment.

Figure 17 is another block diagram of position acquisition module 136 in the device of another kind of secure payment according to an exemplary embodiment.

Figure 18 is the block diagram of position matching module 131 in the device of another kind of secure payment according to an exemplary embodiment.

Figure 19 is the block diagram of device identification acquisition module 137 in the device of another kind of secure payment according to an exemplary embodiment.

Figure 20 is the block diagram of equipment matching module 132 in the device of another kind of secure payment according to an exemplary embodiment.

Figure 21 is the block diagram of characteristic information acquisition module 138 in the device of another kind of secure payment according to an exemplary embodiment.

Figure 22 is the block diagram of user's matching module 133 in the device of another kind of secure payment according to an exemplary embodiment.

Figure 23 is the block diagram of environments match module 134 in the device of another kind of secure payment according to an exemplary embodiment.

Figure 24 is the block diagram of payment module 135 in the device of secure payment according to an exemplary embodiment.

Figure 25 is the block diagram being applicable to the device of secure payment according to an exemplary embodiment.

Embodiment

Here will be described exemplary embodiment in detail, its sample table shows in the accompanying drawings.When description below relates to accompanying drawing, unless otherwise indicated, the same numbers in different accompanying drawing represents same or analogous key element.Embodiment described in following exemplary embodiment does not represent all embodiments consistent with the present invention.On the contrary, they only with as in appended claims describe in detail, the example of apparatus and method that aspects more of the present invention are consistent.

Fig. 1 is the process flow diagram of the method for a kind of secure payment according to an exemplary embodiment, for payment devices, described payment devices can be mobile or fixed terminal, also can be independently payment devices, disclosure embodiment does not limit, as shown in Figure 1, S101 to S102 is comprised the following steps:

In step S101, the characteristic information of the geographic position residing for the payment devices use user to be paid, payment devices, user and the environment residing for user mate with the safety detection condition preset.

In above-mentioned steps, sequencing is not distinguished to the process that the environment residing for the characteristic information of the geographic position residing for payment devices, payment devices, user and user mates with the safety detection condition preset.Such as, the geographic position residing for payment devices that user to be paid uses first can be mated, also can the characteristic information of first match user.Certainly, also can preset the sequencing of each matching operation, the order of the characteristic information of the geographic position residing for the payment devices used according to user to be paid, payment devices, user and the environment residing for user is mated with the safety detection condition preset successively.

In one embodiment, as shown in Figure 2, the geographic position residing for payment devices user to be paid used in step S101 is mated with the safety detection condition preset, and can comprise the following steps S201:

In step s 201, by the locator meams preset, the current residing geographic position of payment devices that user to be paid uses is positioned, obtain the current residing geographic position of payment devices and mate with the address information of the users to trust preserved in advance.

The address of other users to trust that the address information of users to trust can be the home address of user, CompanyAddress or user are arranged.User directly can drag the address that user profile selected by map, also manually can input the address information of users to trust.User can preserve the address information of one or more users to trust in advance.

The locator meams preset comprises following one or more: positioned by GPS, pass through accessed WIFI and position, pass through accessed cell base station and position.Such as, the current residing geographic position of search subscriber is come by the GPS of user mobile phone, and the address information of the users to trust preserved in advance with user is mated, determine that whether current residing geographic position is one in the address information of the users to trust that user preserves in advance.

As other embodiments of the present embodiment, the disclosure can also be passed through accessed WIFI and position, such as, obtain the mark (service set (SSID) of such as access point (AP)) of the WIFI hot spot of the payment devices access of user, the inquiry request of WIFI hot spot positional information is sent to the server being in charge of this WIFI hot spot, server is according to this inquiry request, inquire about the positional information that this WIFI hot spot records in a database, and then feed back the position of this WIFI hot spot, the positional information of WIFI hot spot is the payment devices position of user's use.

As another embodiment of the present embodiment, the disclosure can also pass through accessed cell base station location, such as, the geographical location information (mobile switching centre (MSC) such as to network side management of base station is inquired about) of the base station of the community of user's payment terminal access is obtained from wireless network side, accessed community can be positioned, and then orient the payment devices position of user's use.Certainly, disclosure embodiment can also adopt other locator meamss, will not enumerate at this.

In the present embodiment, mated with the address information of the users to trust prestored by the current residing geographic position of payment devices that user is used, if the match is successful, illustrate that current location is the address of users to trust, thus can determine that whether current location is the address of users to trust easily and efficiently.

In one embodiment, as shown in Figure 3, in step S101, the payment devices that user to be paid uses is mated with the safety detection condition preset, can following steps S301 be embodied as:

In step S301, obtain the identification marking of the payment devices that user to be paid uses, any one in the identification marking of mobile device of the identification marking of payment devices and the user preserved in advance self and the identification marking of at least one other mobile device of users to trust is mated.

In the present embodiment, except preserving the identification marking of user's equipment of itself in advance, also the identification marking of other mobile devices one or more of users to trust can be preserved in advance, during concrete enforcement, such as user can use oneself, the mobile device of household and friend, connect wireless network within doors, successful connection, then marking this mobile device is mobile device trusty, and preserves.The identification marking of the payment devices used as user with preserve in advance wherein any one the match is successful, then the presently used equipment of user is the equipment of users to trust, this equipment can be used to pay, thus can determine that whether current device is the equipment of users to trust easily and efficiently.

In one embodiment, identification marking can comprise:

MAC address, IP address, international mobile subscriber identity IMSI.Identification marking is not limited to above several, every can this mobile device of unique identification can.

In the present embodiment, each mobile device has unique above-mentioned identification marking, thus can identify mobile device accurately and fast.

In one embodiment, as shown in Figure 4, being mated with the safety detection condition preset by the characteristic information of user to be paid in step S101, following steps S401 can be embodied as:

In step S401, gather the biological information of user to be paid, extract biological information characteristic of correspondence value, and preserve characteristic of correspondence value in advance and mate.

In one embodiment, biological information can be voice, face image etc., during concrete enforcement, user opens mobile device, opens sound-recording function, is prerecorded by the sound of oneself and household (namely the people of users to trust), and identify these audio files one by one, utilize phonetic feature value extractive technique, identify the sound characteristic value in this audio file, and these sound characteristic values are labeled as phonetic feature value trusty preserve.User can also preserve facial image in advance, and when specifically implementing, user opens the camera of mobile device, takes the facial image of oneself and household, these facial images is labeled as facial image trusty and preserves.When paying, gathering the above-mentioned biological information of user to be paid, extracting biological information characteristic of correspondence value, and preserve characteristic of correspondence value in advance and mate, eigenwert is consistent, then the match is successful.

Such as, when adopting voice as biological information, extract the speech characteristic parameter such as mel-frequency cepstrum coefficient (MelFrequencyCepstrumCoefficient of the speech waveform that the current user carrying out paying sends, MFCC) as eigenwert, MFCC parameter can describe the spectrum envelope feature characterizing tract characteristics, by the speech characteristic parameter of speech waveform extracted, mate with the speech characteristic parameter of the speech waveform preserved in advance, if the match is successful, then think that the current user carrying out paying is legal user.

Again such as, when adopting face image as biological information, extract the current correlation parameter carrying out the unique point (such as eyes, nose, face etc.) of the face of the user paid as eigenwert, the unique point of the unique point of the face extracted with the face preserved in advance is mated, if the match is successful, then think that the current user carrying out paying is legal user.

In the present embodiment, by gathering the biological information of user and mating with the biological information characteristic of correspondence value prestored, thus can ensure that user to be paid is user trusty, safety of guaranteeing payment further.

In one embodiment, as shown in Figure 5, being mated with the safety detection condition preset by the environment residing for user to be paid in step S101, following steps S501 to S503 can be embodied as:

In step S501, the environment in preset range around user to be paid is taken.

In step S502, from the image of shooting, the facial image of other users occurred in the facial image of user to be paid and the environment around in preset range is identified.

In step S503, by the facial image of user to be paid and the facial image of other users that identify, mate with the facial image of the facial image of the user preserved in advance and at least one other user of users to trust.

During concrete enforcement, mobile device utilizes video camera to take the environment in preset range, preset range can be the family of user to be paid, indoor image information is obtained after shooting, utilize face recognition technology, all face information in analysis chart picture, and mate with the facial image of the facial image of the user preserved in advance and at least one other user of users to trust, if the match is successful, then substantially can determine that the personage in residence is user or the household also having users to trust except user, there is no stranger, illustrate that the payment environment residing for user is safe, otherwise, then dangerous.

In the present embodiment, by the facial image of user to be paid and the facial image of other users, mate with the facial image of the facial image of the user preserved in advance and at least one other user of users to trust, if the match is successful, illustrate in the payment environment residing for user to be paid it is all the people of users to trust, do not have stranger, the payment environment residing for user is safe, thus can ensure the safety of payment of user further.

In step s 102, when the environment residing for the characteristic information of the geographic position residing for payment devices, payment devices, user and user all meets default safety detection condition, carry out exempting from close delivery operation.

In one embodiment, payment cipher is that user pre-sets, then after encryption, payment devices this locality is stored in, when the environment residing for the characteristic information of the geographic position residing for payment devices, payment devices, user and user all meets default safety detection condition, then user does not need again to input password and can complete payment.

The said method of disclosure embodiment, when the environment residing for the characteristic information of the geographic position residing for payment devices, payment devices, user and user all meets default safety detection condition, directly skip payment cipher inputting interface, carry out exempting from close payment, thus achieve user without the need to all inputting password can complete payment at every turn, simplify the operation of user, saved the time of user, improved the experience of user.

In one embodiment, as shown in Figure 6, before step S101, said method also can comprise step S103 to S107:

In step s 103, the address information obtaining users to trust is in advance preserved as the safety detection condition corresponding with the geographic position residing for payment devices.

In one embodiment, step S104 may be embodied as any one under type:

Mode one, is provided for the map of locating to user, receive the address information of the users to trust that user selects in map.

In aforesaid way one, user directly can select one or more address in map, as users to trust address and preserve, thus the address information of users to trust can be preserved simply and easily.

Mode two, receives the information of place names of the trust of user's input, according to information of place names, obtains the address information of users to trust.

In aforesaid way two, user can input place name, according to information of place names, obtains the address information of users to trust, thus can preserve the address information of users to trust directly, easily.

For example, user inputs place name " Tian An-men ", finds the address information that this place name is corresponding, such as No. 1, East Chang'an Street, or the latitude and longitude information of correspondence is preserved.

Mode three, sends the solicited message of the address obtaining users to trust, when user feedback confirms, positions user to user, obtain the address information of the current residing address of user as users to trust.

For example, during location, can adopt and be positioned by GPS, pass through accessed WIFI and position, pass through the mode that accessed cell base station positions, the mode of locating in the embodiment of this several mode and step S201 is similar, does not repeat them here.

In aforesaid way three, when user is in a certain position or when being in certain network environment, solicited message is sent to user, the address of acquisition request users to trust, after user confirms, using the address information of current for user residing address as users to trust, compared with first two mode, user without the need to selecting address also without the need to manual input in map, system can the current present position of automatic consumer positioning, and send information, after user confirms, using the address information of current for user residing address as users to trust, thus it is simpler, determine the address information of users to trust easily.

In step S104, obtain the identification marking of mobile device of user self and the identification marking of at least one other mobile device of users to trust in advance, preserve as the safety detection condition corresponding with payment devices.

In one embodiment, as shown in Figure 7, the identification marking of mobile device of the acquisition user in step S105 self and the identification marking of at least one other mobile device of users to trust, can comprise the following steps S701 to S702:

In step s 701, send the information of default device authentication to user, the information of device authentication is used to indicate user and other mobile devices of the mobile device of self and users to trust is accessed the network preset.

In step S702, when the network that the mobile device of user self and at least one other mobile device of users to trust are preset by the router access preset, from router, obtain the identification marking of the identification marking of the mobile device of user self and at least one other mobile device of users to trust.

In the present embodiment, when the network that the mobile device of user self and at least one other mobile device of users to trust are preset by the router access preset, the identification marking of the mobile device of user self and at least one other mobile device of users to trust is preserved, these mobile devices are saved as mobile device trusty, user not only can carry out exempting from close payment with the equipment of oneself, the miscellaneous equipment of users to trust also can carry out exempt from close payment.

For example, when accessing default network, router obtains medium education (MediaAccessControl, the MAC) address of the payment devices of user self and other mobile devices of users to trust and preserves.Because MAC Address can uniquely identify certain payment devices, whether this mode can use legal equipment to pay by authentication of users preferably.

In step S105, at least one the characteristic information gathering user is in advance preserved as the safety detection condition corresponding with the characteristic information of user.

In one embodiment, as shown in Figure 8, at least one the characteristic information of the collection user in step S106, can be embodied as following steps S801 to S802:

In step S801, gather the biological information of user, biological information comprises following one or more: the voice messaging of user, finger print information, iris information.

In step S802, the biological information gathered is analyzed, extract characteristic of correspondence value.

In the present embodiment, one or more in the voice messaging of user, finger print information, iris information is gathered in advance and preserved, because above-mentioned biological information is that everyone is exclusive, therefore, can facilitate, determine whether user to be paid is user trusty accurately.Gather voice messaging and can adopt multiple voice collecting device such as microphone etc., finger print information and iris information then can adopt corresponding fingerprint capturer and iris capturing device to gather.

In step s 106, gather the facial image of the facial image of user and at least one other user of users to trust in advance, preserve as the safety detection condition corresponding with the environment residing for user.

In the present embodiment, the facial image of the facial image of user and at least one other user of users to trust is gathered in advance, thus when paying, can judging whether that stranger exists, when there is no stranger, having illustrated that the payment environment residing for user is safe, can carry out exempting from close payment, otherwise, when there being stranger to exist, then can not exempt from close payment.

In step s 107, obtain the payment cipher of user preset in advance and preserve.

In one embodiment, as shown in Figure 9, step S108 can be embodied as following steps S901:

In step S901, obtain the payment cipher of user preset in advance, to payment cipher according to preset cryptographic algorithm be encrypted after, by encryption after payment cipher preserve.

In this step, cipher mode can have multiple, the cipher modes such as such as hashing algorithm, Digital Signature Algorithm, public and private key algorithm.Preserve again after payment cipher is encrypted, the safety of password of can guaranteeing payment.

Before carrying out exempting from close delivery operation in step s 102, as shown in Figure 10, the further comprising the steps of S108 of said method:

In step S108, the payment cipher after encryption is decrypted according to the decipherment algorithm corresponding with the cryptographic algorithm preset.

In the present embodiment, before payment cipher is submitted to paying server, the payment cipher of encryption is decrypted, can completes smoothly again while cryptosecurity of guaranteeing payment and exempt from close delivery operation.

In one embodiment, as shown in figure 11, the carrying out in step S102 exempts from close delivery operation, can be embodied as following steps S111 to S112:

In step S111, send the prompting message of exempting from close payment, the information exempting from close payment completes payment for pointing out when not inputting payment cipher.

In step S112, the message that the confirmation in response to input pays, submits to default paying server by the payment cipher of preserved user preset, to complete payment.

In the present embodiment, when carrying out exempting from close delivery operation, send prompting user to user and complete the prompting message of exempting from close payment of payment when not inputting payment cipher, as shown in figure 12, information can be " through detecting; you are in safe payment environment; can in order to avoid close payment ", after user clicks confirmation, and the password that input is preset automatically, and submit to default paying server, exempt from close payment to complete.The present embodiment sending prompting message and through user confirm after, directly automatically can complete and exempt from close payment, and not need user again to input password, guarantee payment safe while, simplify the delivery operation of user, improve user's experience.

Following is disclosure device embodiment, may be used for performing disclosure embodiment of the method.

Figure 13 is the block diagram of the device of a kind of secure payment according to an exemplary embodiment, and for payment devices, this device can realize becoming the some or all of of electronic equipment by software, hardware or both combinations.As shown in figure 13, the device of this secure payment comprises:

Location matches module 131, the geographic position residing for payment devices being configured to user to be paid to use is mated with the safety detection condition preset.

Equipment matching module 132, the payment devices being configured to user's use to be paid mates with the safety detection condition preset.

User's matching module 133, the characteristic information being configured to user to be paid mates with the safety detection condition preset.

Environments match module 134, is configured to the environment residing for user to be paid to mate with the safety detection condition preset.

Payment module 135, is configured to, when the environment residing for the characteristic information of the geographic position residing for payment devices, payment devices, user and user all meets default safety detection condition, carry out exempting from close delivery operation.

The said apparatus of disclosure embodiment, when the environment residing for the characteristic information of the geographic position residing for payment devices, payment devices, user and user all meets default safety detection condition, directly skip payment cipher inputting interface, prompting user operation safety, can carry out exempting from close payment, thus user is without the need to all inputting password just can complete payment at every turn, simplifies the operation of user, save the time of user, improve the experience of user.

In one embodiment, as shown in figure 14, said apparatus also can comprise:

Position acquisition module 136, is configured to obtain in advance the address information of users to trust as the safety detection condition corresponding with the geographic position residing for payment devices.

Device identification acquisition module 137, is configured to the identification marking of the identification marking of the mobile device obtaining user self in advance and at least one other mobile device of users to trust, as the safety detection condition corresponding with payment devices.

Characteristic information acquisition module 138, is configured to gather in advance at least one the characteristic information of user as the safety detection condition corresponding with the characteristic information of user.

Facial image acquisition module 139, is configured to the facial image gathering the facial image of user and at least one other user of users to trust in advance, as the safety detection condition corresponding with the environment residing for user.

Password acquisition module 140, is configured to the payment cipher obtaining user preset in advance;

Memory module 141, is configured to preserve safety detection condition that position acquisition module, device identification acquisition module, characteristic information acquisition module and facial image acquisition module collect and the payment cipher that password acquisition module gets.

The facial image of at least one other user of the identification marking of the identification marking of the mobile device of the address information of users to trust, user self and at least one other mobile device of described users to trust, at least one the characteristic information of user, the facial image of user and described users to trust is preserved by the present embodiment in advance, facilitates user to compare with the safety detection condition preset.

In one embodiment, position acquisition module 136, can comprise:

As shown in figure 15, first obtains submodule 151, is configured to the map being provided for location to user, receives the address information of the users to trust that user selects in map.

Or as shown in figure 16, second obtains submodule 161, is configured to the information of place names of the trust receiving user's input, according to information of place names, obtains the address information of users to trust.

Or as shown in figure 17, the 3rd obtains submodule 171, is configured to the solicited message sending the address obtaining users to trust to user, when user feedback confirms, positions user, obtain the address information of the current residing address of user as users to trust.

The present embodiment can preserve the address information of users to trust simply and easily.

In one embodiment, as shown in figure 18, location matches module 131, can comprise:

Locator module 181, the locator meams be configured to by presetting positions the current residing geographic position of payment devices that user to be paid uses; The locator meams preset comprises following one or more: positioned by GPS, pass through accessed WIFI and position, pass through accessed cell base station and position.

First matched sub-block 182, is configured to obtain the current residing geographic position of payment devices and mate with the address information of the users to trust preserved in advance.

The present embodiment is by current residing geographic position and mate with the address information of the users to trust preserved in advance, can determine that whether current location is the position of users to trust easily and efficiently.

In one embodiment, as shown in figure 19, device identification acquisition module 137, can comprise:

Prompting submodule 191, is configured to the information sending default device authentication to user, and the information of device authentication is used to indicate user and other mobile devices of the mobile device of self and users to trust are accessed the network preset.

4th obtains submodule 192, when being configured to the network when the mobile device of user self and at least one other mobile device of users to trust are preset by the router access preset, from router, obtain the identification marking of the identification marking of the mobile device of user self and at least one other mobile device of users to trust.

In one embodiment, as shown in figure 20, equipment matching module 132, can comprise:

5th obtains submodule 201, is configured to the identification marking obtaining the payment devices that user to be paid uses.

Second matched sub-block 202, is configured to any one in the identification marking of mobile device of the identification marking of payment devices and the user preserved in advance self and the identification marking of at least one other mobile device of users to trust to mate.

In the present embodiment, the identification marking of the payment devices used as user with preserve in advance wherein any one the match is successful, then the presently used equipment of user is the equipment of users to trust, this equipment can be used to pay, thus can determine that whether current device is the equipment of users to trust easily and efficiently.In one embodiment, identification marking can comprise:

MAC address, IP address, international mobile subscriber identity IMSI.

In one embodiment, as shown in figure 21, characteristic information acquisition module 138, can comprise:

First gathers submodule 211, and be configured to the biological information gathering user, biological information comprises following one or more: the voice messaging of user, finger print information, iris information.

Analyze submodule 212, the biological information be configured to gathering is analyzed, and extracts characteristic of correspondence value.

The present embodiment can facilitate, determine whether user to be paid is user trusty accurately.

In one embodiment, as shown in figure 22, user's matching module 133, can comprise:

Second gathers submodule 221, is configured to the biological information gathering user to be paid.

Extract submodule 222, be configured to extract biological information characteristic of correspondence value.

3rd matched sub-block 223, be configured to by extraction biological information characteristic of correspondence value with preserve characteristic of correspondence value in advance and mate.

In one embodiment, as shown in figure 23, environments match module 134, can comprise:

Shooting submodule 231, is configured to take the environment in preset range around user to be paid.

Recognin module 232, is configured to from the image of shooting, identifies the facial image of other users occurred in the facial image of user to be paid and the environment around in preset range.

4th matched sub-block 233, is configured to, by the facial image of user to be paid that identifies and the facial image of other users, mate with the facial image of the facial image of the user preserved in advance and at least one other user of users to trust.

The facial image of the facial image of user and at least one other user of users to trust gathers by the present embodiment in advance, thus when paying, can judge whether that stranger exists, when there is no stranger, illustrate that the payment environment residing for user is safe, can carry out exempting from close payment.

In one embodiment, password acquisition module, is configured to the payment cipher obtaining user preset in advance, to payment cipher according to preset cryptographic algorithm be encrypted after, by encryption after payment cipher be sent to memory module preserve;

Payment module, before being configured to carry out exempting from close delivery operation, is decrypted according to the decipherment algorithm corresponding with the cryptographic algorithm preset the payment cipher after encryption.

The present embodiment is encrypted according to the cryptographic algorithm preset payment cipher, and before payment cipher is submitted to paying server, is decrypted, while cryptosecurity of guaranteeing payment, can completes payment smoothly again to the payment cipher of encryption.

In one embodiment, as shown in figure 24, payment module 135, comprising:

Send submodule 241, for sending the prompting message of exempting from close payment, the information exempting from close payment completes payment for pointing out when not inputting payment cipher.

Receive submodule 242, the message that the confirmation for receiving input pays.

Submodule 243 submitted to by password, for the message paid in response to the confirmation of input, the payment cipher of preserved user preset submitted to default paying server, to complete payment.

The present embodiment is sending prompting message and after user confirms, is automatically completing and exempt from close payment, thus make payment safer.

Disclosure embodiment also provides a kind of device of secure payment, comprising:

Processor;

For the storer of storage of processor executable command;

Wherein, described processor is configured to:

Described processor is also configured to:

Obtain the payment cipher of user preset in advance and preserve.

Described processor is also configured to:

Described default locator meams comprises following one or more:

Positioned by GPS, pass through accessed WIFI and position, pass through accessed cell base station and position.

Described processor is also configured to:

Described processor is also configured to: described identification marking can comprise:

MAC address, IP address, international mobile subscriber identity IMSI.

Described processor is also configured to: at least one the characteristic information gathering described user, can comprise:

Gather the biological information of user, described biological information comprises following one or more: the voice messaging of user, finger print information, iris information;

Described processor is also configured to:

Environment in preset range around described user to be paid is taken;

By the facial image of user to be paid that identifies and the facial image of other users described, mate with the facial image of the facial image of the user preserved in advance and at least one other user of described users to trust.

Described processor is also configured to:

Figure 25 is the block diagram of a kind of device for secure payment according to an exemplary embodiment, and this device is applicable to terminal device.Such as, device 1200 can be mobile phone, computing machine, digital broadcast terminal, messaging devices, game console, tablet device, Medical Devices, body-building equipment, personal digital assistant etc.

Device 1200 can comprise following one or more assembly: processing components 1202, storer 1204, power supply module 1206, multimedia groupware 1208, audio-frequency assembly 1210, the interface 1212 of I/O (I/O), sensor module 1214, and communications component 1216.

The integrated operation of the usual control device 1200 of processing components 1202, such as with display, call, data communication, camera operation and record operate the operation be associated.Treatment element 1202 can comprise one or more processor 1220 and carry out fill order, to complete all or part of step of above-mentioned method.In addition, processing components 1202 can comprise one or more module, and what be convenient between processing components 1202 and other assemblies is mutual.Such as, processing element 1202 can comprise multi-media module, mutual with what facilitate between multimedia groupware 1208 and processing components 1202.

Storer 1204 is configured to store various types of data to be supported in the operation of equipment 1200.The example of these data comprises for any application program of operation on device 1200 or the order of method, contact data, telephone book data, message, picture, video etc.Storer 1204 can be realized by the volatibility of any type or non-volatile memory device or their combination, as static RAM (SRAM), Electrically Erasable Read Only Memory (EEPROM), Erasable Programmable Read Only Memory EPROM (EPROM), programmable read only memory (PROM), ROM (read-only memory) (ROM), magnetic store, flash memory, disk or CD.

The various assemblies that electric power assembly 1206 is device 1200 provide electric power.Electric power assembly 1206 can comprise power-supply management system, one or more power supply, and other and the assembly generating, manage and distribute electric power for device 1200 and be associated.

Multimedia groupware 1208 is included in the screen providing an output interface between described device 1200 and user.In certain embodiments, screen can comprise liquid crystal display (LCD) and touch panel (TP).If screen comprises touch panel, screen may be implemented as touch-screen, to receive the input signal from user.Touch panel comprises one or more touch sensor with the gesture on sensing touch, slip and touch panel.Described touch sensor can the border of not only sensing touch or sliding action, but also detects the duration relevant to described touch or slide and pressure.In certain embodiments, multimedia groupware 1208 comprises a front-facing camera and/or post-positioned pick-up head.When equipment 1200 is in operator scheme, during as screening-mode or video mode, front-facing camera and/or post-positioned pick-up head can receive outside multi-medium data.Each front-facing camera and post-positioned pick-up head can be fixing optical lens systems or have focal length and optical zoom ability.

Audio-frequency assembly 1210 is configured to export and/or input audio signal.Such as, audio-frequency assembly 1210 comprises a microphone (MIC), and when device 1200 is in operator scheme, during as call model, logging mode and speech recognition mode, microphone is configured to receive external audio signal.The sound signal received can be stored in storer 1204 further or be sent via communications component 1216.In certain embodiments, audio-frequency assembly 1210 also comprises a loudspeaker, for output audio signal.

I/O interface 1212 is for providing interface between processing components 1202 and peripheral interface module, and above-mentioned peripheral interface module can be keyboard, some striking wheel, button etc.These buttons can include but not limited to: home button, volume button, start button and locking press button.

Sensor module 1214 comprises one or more sensor, for providing the state estimation of various aspects for device 1200.Such as, sensor module 1214 can detect the opening/closing state of equipment 1200, the relative positioning of assembly, such as described assembly is display and the keypad of device 1200, the position of all right pick-up unit 1200 of sensor module 1214 or device 1200 assemblies changes, the presence or absence that user contacts with device 1200, the temperature variation of device 1200 orientation or acceleration/deceleration and device 1200.Sensor module 1214 can comprise proximity transducer, be configured to without any physical contact time detect near the existence of object.Sensor module 1214 can also comprise optical sensor, as CMOS or ccd image sensor, for using in imaging applications.In certain embodiments, this sensor module 1214 can also comprise acceleration transducer, gyro sensor, Magnetic Sensor, pressure transducer or temperature sensor.

Communications component 1216 is configured to the communication being convenient to wired or wireless mode between device 1200 and other equipment.Device 1200 can access the wireless network based on communication standard, as WiFi, 2G or 3G, or their combination.In one exemplary embodiment, communication component 1216 receives from the broadcast singal of external broadcasting management system or broadcast related information via broadcast channel.In one exemplary embodiment, described communication component 1216 also comprises near-field communication (NFC) module, to promote junction service.Such as, can based on radio-frequency (RF) identification (RFID) technology in NFC module, Infrared Data Association (IrDA) technology, ultra broadband (UWB) technology, bluetooth (BT) technology and other technologies realize.

In the exemplary embodiment, device 1200 can be realized, for performing said method by one or more application specific integrated circuit (ASIC), digital signal processor (DSP), digital signal processing appts (DSPD), programmable logic device (PLD) (PLD), field programmable gate array (FPGA), controller, microcontroller, microprocessor or other electronic components.

In the exemplary embodiment, additionally provide a kind of non-transitory computer-readable recording medium comprising order, such as, comprise the storer 1204 of order, mentioned order can perform said method by the processor 820 of device 1200.Such as, described non-transitory computer-readable recording medium can be ROM, random access memory (RAM), CD-ROM, tape, floppy disk and optical data storage devices etc.

A kind of non-transitory computer-readable recording medium, when the order in described storage medium is performed by the processor of device 1200, make device 1200 can perform the method for above-mentioned secure payment, described method comprises:

Obtain the payment cipher of user preset in advance and preserve.

Described default locator meams comprises following one or more:

In one embodiment, described identification marking can comprise:

MAC address, IP address, international mobile subscriber identity IMSI.

Environment in preset range around described user to be paid is taken;

Those skilled in the art, at consideration instructions and after putting into practice disclosed herein disclosing, will easily expect other embodiment of the present disclosure.The application is intended to contain any modification of the present disclosure, purposes or adaptations, and these modification, purposes or adaptations are followed general principle of the present disclosure and comprised the undocumented common practise in the art of the disclosure or conventional techniques means.Instructions and embodiment are only regarded as exemplary, and true scope of the present disclosure and spirit are pointed out by claim below.

Should be understood that, the disclosure is not limited to precision architecture described above and illustrated in the accompanying drawings, and can carry out various amendment and change not departing from its scope.The scope of the present disclosure is only limited by appended claim.

Claims

1. a method for secure payment, for payment devices, is characterized in that, comprising:

2. the method for claim 1, is characterized in that, also comprises:

Obtain the payment cipher of user preset in advance and preserve.

3. method as claimed in claim 2, it is characterized in that, the address information of described acquisition users to trust, comprising:

4. method as claimed in claim 3, is characterized in that, the geographic position residing for the payment devices use user to be paid is mated with the safety detection condition preset, and comprising:

Described default locator meams comprises following one or more:

5. method as claimed in claim 2, it is characterized in that, the identification marking of mobile device of the described user of described acquisition self and the identification marking of at least one other mobile device of described users to trust, comprising:

6. method as claimed in claim 5, is characterized in that, payment devices user to be paid used mates with the safety detection condition preset, and comprising:

7. the method as described in claim 5 or 6, is characterized in that, described identification marking comprises:

MAC address, IP address, international mobile subscriber identity IMSI.

8. method as claimed in claim 2, it is characterized in that, at least one the characteristic information of the described user of described collection, comprising:

9. method as claimed in claim 8, is characterized in that, is mated by the characteristic information of user to be paid, comprising with the safety detection condition preset:

10. method as claimed in claim 2, is characterized in that, is mated by the environment residing for user to be paid, comprising with the safety detection condition preset:

Environment in preset range around described user to be paid is taken;

11. methods as claimed in claim 2, is characterized in that, obtain the payment cipher of user preset in advance and preserve, comprising:

12. methods as described in claim 1 to 6,8 to 11 any one, is characterized in that, described in carry out exempting from close delivery operation, comprising:

The device of 13. 1 kinds of secure payment, for payment devices, is characterized in that, comprising:

14. devices as claimed in claim 13, is characterized in that, also comprise:

15. devices as shown in claim 14, it is characterized in that, described position acquisition module, comprising:

3rd obtains submodule, for sending the solicited message of the address obtaining described users to trust to user, when user feedback confirms, positions described user, obtains the address information of the current residing address of described user as users to trust.

16. devices as claimed in claim 15, it is characterized in that, described location matches module, comprising:

17. devices as claimed in claim 13, it is characterized in that, described device identification acquisition module, comprising:

18. devices as claimed in claim 17, it is characterized in that, described equipment matching module, comprising:

19. as described in claim 17 or 18 device, it is characterized in that, described identification marking comprises:

MAC address, IP address, international mobile subscriber identity IMSI.

20. devices as claimed in claim 14, it is characterized in that, described characteristic information acquisition module, comprising:

21. devices as claimed in claim 20, it is characterized in that, described user's matching module, comprising:

22. devices as claimed in claim 14, it is characterized in that, described environments match module, comprising:

4th matched sub-block, for the facial image of user to be paid that will identify and the facial image of other users described, mates with the facial image of the facial image of the user preserved in advance and at least one other user of described users to trust.

23. devices as claimed in claim 14, it is characterized in that, described password acquisition module, for obtaining the payment cipher of user preset in advance, to described payment cipher according to preset cryptographic algorithm be encrypted after, by encryption after payment cipher be sent to described memory module preserve;

24. as described in claim 13 to 18,20 to 23 any one device, it is characterized in that, described payment module, comprising:

Receive submodule, the message that the confirmation for receiving input pays;

The device of 25. 1 kinds of secure payment, is characterized in that, comprising:

Processor;

For the storer of storage of processor executable command;

Wherein, described processor is configured to: