CN104799518B - Intelligent wallet as well as control method and device thereof - Google Patents

Intelligent wallet as well as control method and device thereof Download PDF

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Publication number
CN104799518B
CN104799518B CN201510209665.8A CN201510209665A CN104799518B CN 104799518 B CN104799518 B CN 104799518B CN 201510209665 A CN201510209665 A CN 201510209665A CN 104799518 B CN104799518 B CN 104799518B
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China
Prior art keywords
consumption
information
intelligent wallet
amount
conditioned
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CN104799518A (en
Inventor
刘孟
王道龙
刘晓伟
李华明
袁艺
张钰
吕文玉
燕宇飞
易敏文
袁正沧
方驰
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Beijing Baidu Netcom Science and Technology Co Ltd
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Beijing Baidu Netcom Science and Technology Co Ltd
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Priority to CN201510209665.8A priority Critical patent/CN104799518B/en
Publication of CN104799518A publication Critical patent/CN104799518A/en
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    • AHUMAN NECESSITIES
    • A45HAND OR TRAVELLING ARTICLES
    • A45CPURSES; LUGGAGE; HAND CARRIED BAGS
    • A45C1/00Purses; Money-bags; Wallets
    • A45C1/06Wallets; Notecases
    • AHUMAN NECESSITIES
    • A45HAND OR TRAVELLING ARTICLES
    • A45CPURSES; LUGGAGE; HAND CARRIED BAGS
    • A45C13/00Details; Accessories
    • A45C13/18Devices to prevent theft or loss of purses, luggage or hand carried bags
    • A45C13/185Devices to prevent theft or loss of purses, luggage or hand carried bags of purses, money-bags or wallets

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  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses an intelligent wallet as well as a control method and device thereof. One specific implementation manner of the control method of the intelligent wallet comprises the following steps: probing the information of coin amount in the intelligent wallet; detecting the location information of the intelligent wallet and recording time; calculating the changed amount of money in the intelligent wallet according to the probed money amount information; combining the changed amount with the time when the amount changes and the location information, and matching the combined information with historical consumption data so as to confirm consumption information; judging whether the consumption information conforms to preset conditions of abnormal consumption or not, if yes, controlling the intelligent wallet to implement corresponding safeguarding operation. According to the implementing manner, the communications between a server or terminal device and the intelligent wallet can be realized through a network, so that the state of the intelligent wallet can be monitored in real time, and besides, the safeguarding operation can be implemented when the intelligent wallet is abnormal, so that the security of the intelligent wallet is improved.

Description

Intelligent wallet and its control method and device
Technical field
The application is related to electronic equipment, and in particular to a kind of intelligent electronic device, more particularly to a kind of intelligent wallet and its Control method and device.
Background technology
Intelligent wallet can provide abundant function as a kind of new intelligent electronic device.For example user can obtain Know bank card and closing balance, record consumption bill etc. in intelligent wallet.But in most cases, intelligent wallet cannot record all Such as detail information is consumed in article of consumption, consumer applications, consumption place;And cannot remote monitoring wallet in real time state, And judging whether wallet is in a safe condition, whether whether the amount of money changes abnormal, wallet and loses etc. in such as wallet.Thus use Family possibly cannot in time make corresponding safety measure, and the serious consequence such as cause any property loss.
The content of the invention
In view of drawbacks described above of the prior art or deficiency, expecting to provide a kind of can obtain intelligent wallet consumption details Scheme.Further, also it is desirable to whether the judgement in a safe condition of intelligent wallet can be realized.In order to realize said one or Multiple purposes, this application provides a kind of intelligent wallet and its control method and device.
In a first aspect, this application provides a kind of intelligent wallet, including detector, locator, memory and processor. Wherein, detector is used to detect the coin amount information in intelligent wallet;Locator is used for recording time information and detection intelligence The positional information of energy wallet;Memory is used to store the historical consumption data of intelligent wallet;Processor is used for what basis was detected Coin amount information, the amount of money change of computational intelligence wallet is believed with reference to amount of money change information and the time that amount of money change occurs Breath and positional information are matched with the historical consumption data, to determine consumption information;And judge whether consumption information accords with Abnormal pre-conditioned of consumption is closed, when consumption information meets abnormal pre-conditioned of consumption, intelligent wallet is performed corresponding Security protection is operated.
Second aspect, this application provides a kind of control method of intelligent wallet, including:Coin in the intelligent wallet of detection Amount information;The positional information and recording time information of the intelligent wallet of detection;Intelligence is calculated according to the coin amount information for detecting The amount of money change information of energy wallet;With reference to amount of money change information and there is temporal information and positional information and go through that the amount of money changes History consumption data is matched, to determine consumption information;And judge whether consumption information meets the pre-conditioned of consumption exception, When consumption information meets abnormal pre-conditioned of consumption, the intelligent wallet of control performs corresponding security protection operation.
The third aspect, this application provides a kind of control device of intelligent wallet, including:Probe unit, is configured to inspection The coin amount information surveyed in intelligent wallet;Positioning unit, is configured to the position of recording time information and the intelligent wallet of detection Confidence ceases;Computing unit, is configured to the amount of money change information according to the coin amount information computational intelligence wallet for detecting;Really Order unit, the temporal information and positional information for being configured to combine amount of money change information and amount of money change occurs is consumed with history Data are matched, to determine consumption information;And control unit, it is configured to judge whether consumption information meets consumption exception It is pre-conditioned, when consumption information meets abnormal pre-conditioned of consumption, the intelligent wallet of control performs corresponding security protection Operation.
Intelligent wallet and its control method and device that the application is provided, based on real-time performance intelligence wallet and server or The communication of terminal device, is matched by detecting the change of the wallet amount of money, positioning wallet, changing the amount of money with historical data, can be with The state of intelligent wallet is obtained in real time, and Prevention-Security operation is performed in intelligent wallet abnormal state, realize to intelligent money The monitoring of bag-like state, improves the security of intelligent wallet.
Brief description of the drawings
Non-limiting example is described in detail with reference to what the following drawings was made by reading, other features, Objects and advantages will become more apparent upon:
Fig. 1 shows the exemplary system architecture that can apply the embodiment of the present application;
Fig. 2 shows the structural representation of the intelligent wallet according to the application one embodiment;
Fig. 3 shows the schematical flow chart of the control method of the intelligent wallet according to the application one embodiment;
Fig. 4 shows the schematical flow chart of the method for the determination consumption information according to the application one embodiment;
Fig. 5 shows the schematical flow chart of the control method of the intelligent wallet according to the application another embodiment;
Fig. 6 shows the schematic diagram of the control device of the intelligent wallet according to the application one embodiment;
Fig. 7 shows the structure being suitable to for realizing the terminal device of the embodiment of the present application or the computer system of server Schematic diagram.
Specific embodiment
The application is described in further detail with reference to the accompanying drawings and examples.It is understood that this place is retouched The specific embodiment stated is used only for explaining related invention, rather than the restriction to the invention.It also should be noted that, in order to Be easy to description, be illustrate only in accompanying drawing to about the related part of invention.
It should be noted that in the case where not conflicting, the feature in embodiment and embodiment in the application can phase Mutually combination.Describe the application in detail below with reference to the accompanying drawings and in conjunction with the embodiments.
Fig. 1 shows the exemplary system architecture 100 that can apply the embodiment of the present application.
As shown in figure 1, system architecture 100 can be including terminal device 101,102, the server 104 of network 103 and intelligence Wallet 105.Network 103 is used to provide communication link between terminal device 101,102, server 104 and intelligent wallet 105 Medium.Network 103 can include various connection types, such as wired, wireless communication link or fiber optic cables etc..
User 110 can be interacted by network 103 with using terminal equipment 101,102 with server 104, to receive or send Message etc..Monitoring or the management tool of intelligent wallet can be installed, intelligent wallet 105 can pass through on terminal device 101,102 Network 103 is interacted with server 104, and by the feedback of status of wallet to server 104, server 104 can be by intelligent wallet 105 feedacks are sent to terminal device 101,102 by network, so that user knows the state of intelligent wallet 105 simultaneously Send control instruction.The instruction can be transmitted to intelligent wallet 105 by server 104 after control instruction is received, intelligence Wallet 105 can perform corresponding operation.
Terminal device 101,102 can be various electronic equipments, including but not limited to PC, smart mobile phone, intelligence Wrist-watch, panel computer, personal digital assistant etc..
Server 104 can be to provide the server of various services.Server can be stored to the data that receive, The treatment such as analysis, and result is fed back into terminal device.
It should be noted that the control method of intelligent wallet that is provided of the embodiment of the present application can by terminal device 101, 102 perform, it is also possible to performed by server 104, the control device of intelligent wallet can be arranged in terminal device 101,102, Can also be arranged in server 104.
It should be appreciated that the number of the terminal device, network and server in Fig. 1 is only schematical.According to realizing need Will, can have any number of terminal device, network and server.
Fig. 2 is refer to, it illustrates the structural representation of the intelligent wallet according to the application one embodiment.
In the present embodiment, intelligent wallet can include detector 201, locator 202, memory 203 and processor 204.Wherein, detector 201 can be used for detecting the coin amount information in the intelligent wallet.Specifically, detector 201 can So that including multiple sensors, such as thickness transducer is used to detect the quantity of coin in intelligent wallet, and such as length sensing Device, is used to detect the size of coin, so that it is determined that the face amount of coin, then such as optical pickocff, it is used to be imaged coin, Determine the number of coin.After the information such as quantity, the face amount of coin are obtained using thickness transducer, linear transducer, Ke Yijin Row summation operation, calculates the amount information of coin, or coin image to obtaining is processed and analyzed, and obtains intelligent wallet In coin amount information.
In some implementations, detector 201 can carry out real time correlation with the bank card in intelligent wallet, purchase card etc., Data are received by the server in bank or purchase card hair fastener place, detector is known bank card, purchase card in real time Branch artificial situation, so as to detect intelligent wallet sums of money information.
Locator 202 can be used for the positional information of recording time information and the intelligent wallet of detection.Locator 202 can be with The geographical position of intelligent wallet is obtained in real time, and records current network time.In some implementations, locator 202 can be with Integrated GPS (Global Positioning System, global positioning system) position indicators and time recording device, for obtaining In the geographical position of intelligence wallet of each time point.
Memory 203 can be used for storing the historical consumption data of intelligent wallet.In the present embodiment, historical consumption data Can in several ways obtain, for example, (believe including consumption time, place, the amount of money etc. from the history consumer record of intelligent wallet Breath) in obtain automatically, it is also possible to according to user to the mark consumed, such as mark time, purposes, the consumer of a certain pen consumption Formula (such as under consumption online or line consume) is obtained.
Processor 204 can be used for according to the coin amount information for detecting, the amount of money change of computational intelligence wallet.Treatment The amount of money change of the coin amount information computational intelligence wallet that device 204 can be detected according to detector 201, for example processor can With lasting detection coin number, the coin number at a certain moment is contrasted with the coin number of last moment, judged coin Whether number changes, and in the event of change, it is believed that consume, then processor 204 can calculate the change of coin number Change total amount, obtain the amount of money change information of intelligent wallet.
In order to obtain the details of consumption, place, purposes for consuming etc., processor 204 can combine the amount of money and change letter Breath and temporal information and positional information that amount of money change occurs are matched with historical consumption data, to determine consumption information. Specifically, can respectively by amount of money change information, the temporal information of generation amount of money change and positional information and historical consumption data In spending amount, consumption time and consumption position matched one by one, obtain at least include spending amount, consumption time, disappear Take multiple matching results of place, consumer applications, consumption pattern, the consumption information of article of consumption, then multiple can be matched Result is integrated.The probability of each possible consumption information is analyzed, and probability size is pressed to multiple possible consumption information It is ranked up, the maximum consumption information of select probability is used as the consumption information for determining.
It is determined that after consumption information, processor 204 may determine that whether consumption information meets the abnormal default bar of consumption Part.When consumption information meets abnormal pre-conditioned of consumption, it is anti-that processor 204 can perform corresponding safety to intelligent wallet Shield operation.Wherein consume it is abnormal it is pre-conditioned can include it is following at least one:Spending amount exceedes threshold value, consuming frequency and surpasses Cross threshold value, consumption time exception, consumption place exception and consumer applications exception.This is pre-conditioned can be set by the user, Can be determined according to the analysis being accustomed to customer consumption by processor.When consumption information meets the pre-conditioned of consumption exception When, it is believed that the abnormal state of abnormal consumption or intelligent wallet is there occurs, intelligent wallet can perform predetermined security protection Operation, such as sends alarm sound, exception consumption is made a response in time, to ensure the safety of property.
In some optional implementations, intelligent wallet can also include that electronic lock 205 and communication unit (do not show Go out).Electronic lock 205 can have opening and closing two states, and processor 204 can control opening or closing for electronic lock. When consumption information meets abnormal pre-conditioned of consumption, communication unit can receive control instruction, and the control instruction can be by User or server send, and can include:Lock instruction, positioning instruction, command-destruct and unlock instruction.Processor 204 can Corresponding operation is performed with according to the control instruction for receiving.For example, when spending amount exceedes threshold value, processor 204 The electronic lock 205 of intelligent wallet can be closed in response to lock instruction, and when it is determined that wallet is in a safe condition, receive solution Lock instruction, electronic lock 205 is opened.When place abnormal (such as long-distance consuming occurs) is consumed, processor can be in response to fixed Bit instruction by the GPS location data is activation of intelligent wallet to server or terminal device, by its location information notification server Or terminal device, user is determined the position of intelligent wallet.When spending amount exception and abnormal consuming frequency, if user does Pay the bill packet loss and the judgement that cannot quickly give for change, command-destruct can be sent, processor 204 can be in response to command-destruct pair Wallet carries out self-destruction operation, and such as physics demagnetization bank card, release chemical substance are damaging bank card etc..
The intelligent wallet that the above embodiments of the present application are provided, can obtain consumption information by matching historical consumption data, Realize the monitor in real time of intelligent wallet state.Whether consumption can also extremely be judged according to consumption information, it is determined that disappearing When taking exception, Prevention-Security, the security of the intelligent wallet of lifting are made in time.
In a further embodiment, the memory 203 of above-mentioned intelligent wallet can also carry out reality to historical consumption data When or regularly update, the consumption information that processor 204 determines is saved in historical consumption data.Processor 204 can also be used In generation prompt message.Specifically, when consumption information meets abnormal pre-conditioned of consumption, it is different that processor can generate consumption Normal prompt message.When consumption information does not meet abnormal pre-conditioned of consumption, generation consumption regular prompt information.Prompt message Can be diversified forms, audio, word, picture etc..In some implementations, it can be audio to consume abnormal prompt message Form, and it can be text formatting to consume normal prompt message.In other realizations, consumption is abnormal and consumption is normally carried Show that information can be written form, the content of text prompt information comprising consumption abnormity prompt content and can be consumed just respectively Normal suggestion content.At this moment, the prompt message of generation can be sent to terminal and set by processor 204 by modes such as long-range push Standby, user can read prompt message from terminal device, so as to know the consumption status of wallet, and according to prompt message to exception Safety prevention measure is made in consumption.
With further reference to Fig. 3, it illustrates the signal of the control method of the intelligent wallet according to the application one embodiment The flow chart of property.It should be noted that the control method of intelligent wallet that the embodiment of the present application is provided can be by terminal device 101st, 102 perform, it is also possible to performed by server 104.In certain embodiments, some of them of the control method of intelligent wallet Step can be performed by terminal device 101,102, and other steps are performed by server 104, and the application is not limited in this respect.
As shown in figure 3, in step 301, the coin amount information in the intelligent wallet of detection.
In the present embodiment, can be by the thickness transducer of the intelligent wallet of reception, linear transducer or optical pickocff The data of return analyze bank note quantity and the face amount in intelligent wallet, so as to obtain the closing balance in intelligent wallet, may be used also Associated with bank card and purchase card in intelligent wallet, bank card and shopping are obtained from the server of affiliated bank and card issuer The consumer record and balance amount information of card, so as to detect the coin amount information in intelligent wallet.
In step 302, the positional information and recording time information of intelligent wallet are detected.
The geographical position of intelligent wallet can be sent to server or terminal device by GPS locator.Server or end End equipment while the positional information of intelligent wallet is received, when can record with network corresponding to current geographic position Between, so as to record the motion track of intelligent wallet and in the place residence time point and duration for passing through.
In step 303, according to the amount of money change information of the coin amount information computational intelligence wallet for detecting.
In the present embodiment, the coin amount information and upper that server or terminal device can detect a certain moment Coin amount information in moment or a period of time is contrasted, and the amount of money change information of computational intelligence wallet judges whether hair Raw consumption.If the amount of money changes, then it is assumed that consume, the temporal information and position that the consumption occurs can be now searched Information, and the temporal information and positional information are associated with amount of money change information.
In step 304, with reference to amount of money change information and there is temporal information and positional information and go through that the amount of money changes History consumption data is matched, to determine consumption information.
After the temporal information and positional information that obtain amount of money change information and amount of money change occurs, these can be believed Breath is matched with historical consumption data, determines consumption information.Wherein, historical consumption data not only can include spending amount, Consumption time, consumption place etc. are passed through the information of intelligent wallet direct access by server or terminal device, can also include disappearing Expense way, consumption type, consumption pattern etc. are accustomed to inferring by user's mark and server or terminal device according to customer consumption Information.In some optional implementations, server or terminal device can be by matching historical consumption data to user Consumer behavior be analyzed, obtain possible consumer applications, possible consumption place, possible consumption type, possible disappear Take the information such as project, possible consumption pattern, all possible consumption information is drawn with reference to spending amount, when and where, and Provide the possibility (such as probability of happening) of each possible consumption information, it would be possible to which the maximum consumption information of property is used as matching As a result.Wherein, possible consumer applications can be, for example, food and drink, amusement, traffic, communication etc., and possible consumption place can be with example Such as it is sports center, family, food and drink place, Condom, possible consumption type can be, for example, that plan is consumed, guide disappears Take, consumption etc. of getting excited, possible article of consumption can be, for example, purchase daily necessities, electronic product, sports goods etc., possible Consumption pattern can be, for example, consumption mode such as under consumption online, line.Historical consumption data can be comprising a large amount of consumption notes The large data sets of record, data volume is bigger, and analysis result is more reliable, and the precision of matching is higher.In some implementations, server or end End equipment can also be carried out in real time or be updated periodically to the historical consumption data of storage.The mode of renewal can include but not limit In:The information for receiving user's mark and the determination result for preserving consumption information in step 304.
In step 305, judge whether consumption information meets the pre-conditioned of consumption exception, consumption is met in consumption information When abnormal pre-conditioned, the intelligent wallet of control performs corresponding security protection operation.
It is determined that after the corresponding consumption information of amount of money change, server or terminal device may determine that whether consumption is different Often.Specifically, it can be determined that whether consumption information meets the pre-conditioned of consumption exception.Wherein consume it is abnormal it is pre-conditioned can To include but is not limited to:Spending amount exceed threshold value, consuming frequency exceed that threshold value, consumption time be abnormal, consumption place it is abnormal with And consumer applications exception.This is pre-conditioned can be set by the user, it is also possible to by server or terminal device according to customer consumption Custom analysis draws.For example, can to user be used for food and drink consumption the amount of money count, according to food and drink consume Maximum Amount and The rule of consumption time determines spending amount threshold value and food and drink consumption time section.When server or terminal device judge certain of user When one time food and drink spending amount exceedes time and the food and drink consumption time section mismatch that the threshold value or food and drink are consumed, it may be determined that should The consumption information of consumption meets the pre-conditioned of consumption exception, it is believed that there occurs abnormal consumption or intelligent wallet abnormal state.
When it is determined that consumption exception or intelligent wallet abnormal state, i.e. consumption information meet default consumption exceptional condition, Security protection operation can be performed to intelligent wallet, including:Close electronic lock, the positional information by intelligent wallet of intelligent wallet Notify terminal device and carry out self-destruction operation.
In some optional implementations, above-mentioned intelligent wallet control method can also include:User is in terminal for detection Consumption details marking operation in equipment, history consumption number is saved in by the consumption information of the consumption details of user's mark and determination In.After intelligent wallet occurs amount of money change, user can be according to specific consumption to mark consumption details, server Or can be saved in the consumption details of user's mark in historical consumption data by terminal device.Step 304 can also be determined Consumption information is saved in historical consumption data, used as the sample data that consumption model next time is trained.
For above-described embodiment of the application, the scene of practical application can be:Parent can be supervised by client remote Control the intelligent wallet of child.The intelligent wallet of child can be connected with supporting client, and child can use intelligent wallet, Parent can inquire about the change with the amount of money of monitoring intelligent wallet by client, including bank card the amount of money and amount of cash Change, understand the consumption of child, and it is monitored.
Specifically, server or terminal device can detect the amount of money change in intelligent wallet, and record intelligence in real time The geographic position data of wallet, parent can in real time know the positional information of intelligent wallet, so that it is determined that the position of child.Work as child When the intelligent wallet of son occurs amount of money change, being provided with the terminal device or server of client can calculate spending amount, note The when and where of consumption is recorded, and the big number produced in child's consumption history according to spending amount, consumption time and consumption place Fuzzy matching is carried out to the detail information that this is consumed in, various possibilities of this consumption of child are drawn.Further, may be used Using will likely the consumption estimation consumed as this of detail information of property highest.If this spending amount exceedes parent's setting Threshold value, parent can determine that the abnormal or intelligent wallet of child's consumption is in unsafe condition.Now parent can be by client Remote control intelligence wallet.After manager's discovery child spending amount long exceedes threshold value, can be with positive lock wallet;When discovery is consumed When place is abnormal, consuming frequency exceedes threshold value, it is believed that wallet is lost, now parent can receive intelligent money by client The gps signal of bag, server can also spontaneously obtain the location information of intelligent wallet, and location information is sent into terminal sets Standby, terminal device or server can also send command-destruct to intelligent wallet, and control wallet carries out self-destruction, such as physics demagnetization Bank card etc..
The intelligent wallet control method that the above embodiments of the present application are provided, it is possible to achieve to the real-time prison of intelligent wallet state Control, and Prevention-Security can be made in time in intelligent wallet abnormal state, improve the security of intelligent wallet.
With further reference to Fig. 4, it illustrates the signal of the method for the determination consumption information according to the application one embodiment The flow chart of property, namely the step of show above-mentioned intelligent wallet control method 304 exemplary realization flow chart.
As shown in figure 4, in step 401, consumption information model is set up based on historical consumption data.
As described above, historical consumption data can include consume each time spending amount, consumption time, consumption position, The information such as consumption place, consumption type, consumer applications, article of consumption, consumption pattern.In the present embodiment, consumption information model Can set up in the following way:Initial model is determined first, then using spending amount, consumption time and consumption position as defeated Enter parameter, consumer applications, consumption location type, article of consumption, consumption pattern are used as output parameter;Using historical consumption data as Sample is trained to consumption information model, obtains consumption information model.
In step 402, amount of money change information and temporal information and positional information that amount of money change occurs are input into institute State consumption information model to be matched, draw at least one candidate's consumption information and match angle value accordingly.
After consumption information model being obtained by way of training, can be by the amount of money change information of intelligent wallet, generation The temporal information and positional information of amount of money change are input into the model and are matched, and obtain consumer applications, the consumable item of multiple matchings Mesh, consumption type, the probability of happening for consuming place and consumption pattern information and every kind of information, by these information and input model Amount of money change information (i.e. spending amount information), occur the amount of money change temporal information (i.e. consumption time information), occur gold The positional information (consuming positional information) of volume change integrates the multiple candidate's consumption information for being matched, and calculates each candidate The matching angle value of consumption information.The matching angle value can be obtained by the probability of happening of every kind of information, in a kind of optional realization side In formula, matching angle value can be consumer applications, article of consumption, consumption type, consumption place and consumer in candidate's consumption information The product of the probability of happening of formula information, in another optional implementation, matching angle value can be in candidate's consumption information The weighted sum of the probability of happening of consumer applications, article of consumption, consumption type, consumption place and consumption pattern information.
In step 403, candidate's consumption information that highest is matched corresponding to angle value is defined as consumption information.
In the present embodiment, the matching angle value of the multiple candidate's consumption information that can be obtained step 402 is ranked up, and Using the candidate's consumption information corresponding to highest matching angle value as the consumption information for determining.The consumption information is to consumption details One estimation result.In some implementations, the consumption information of this determination can also be saved in historical consumption data, as The sample data of consumption model training next time.
Above-described embodiment by temporal information that amount of money change information, the amount of money change and positional information with based on going through The consumption information Model Matching that history consumption big data training draws can be more reliably given to consume and believed to determine consumption information The matching result of breath.
It should be noted that, although the controlling party of intelligent wallet is described with certain step order in the above-described embodiments The step of method and consumption information determine, but be not meant to that above-mentioned steps must be performed with particular order just in actual applications The control or the determination of consumption information to intelligent wallet can be realized.In certain embodiments, some steps can be saved, for example, is saved Step 403 is gone, step 401 and 402 are only carried out, the consumption information and corresponding matching degree of multiple matchings is obtained, and in step 304 In judge whether each possible consumption information meets abnormal pre-conditioned of consumption successively.In further embodiments, on Stating the step of embodiment is described for example can simultaneously perform step 301 and 302, it is also possible to realize the application while perform Intelligent wallet control method.
With further reference to Fig. 5, the control method it illustrates intelligent wallet according to the application another embodiment is shown The flow chart of meaning property.
As shown in figure 5, in step 501, the coin amount information in the intelligent wallet of detection.
In step 502, the positional information and recording time information of intelligent wallet are detected.
In step 503, according to the amount of money change information of the coin amount information computational intelligence wallet for detecting.
In step 504, with reference to amount of money change information and there is temporal information and positional information and go through that the amount of money changes History consumption data is matched, to determine consumption information.
Above-mentioned steps 501,502,503 and 504 step 301,302,303 and 304 1 in embodiment corresponding with Fig. 3 respectively One correspondence, here is omitted.
In step 505, detection user control instruction input operation on the terminal device.
Control instruction can include:Unlock instruction, lock instruction, positioning instruction and command-destruct.
In step 506, judge whether consumption information meets the pre-conditioned of consumption exception.
When consumption information meets abnormal pre-conditioned of consumption, if the user determine that intelligent wallet is in a safe condition, Step 507 can be then performed, in response to unlock instruction, the electronic lock of intelligent wallet is opened.At this moment user can be set by terminal Preparation goes out unlock instruction, and the electronic lock of intelligent wallet can be opened, made by server or terminal device in response to the unlock instruction Intelligent wallet recovery upstate.
When consumption information meets abnormal pre-conditioned of consumption, if user by terminal device send lock instruction, Positioning instruction or command-destruct, then can perform and be operated to corresponding security protection with control instruction in step 508.For example may be used The electronic lock of intelligent wallet is closed with response to lock instruction, in response to positioning instruction receive the positional information of intelligent wallet with And self-destruction operation is carried out to intelligent wallet in response to command-destruct.
Alternatively, the intelligent wallet control method that the present embodiment is provided can also include:Step 508, in consumption information symbol When closing abnormal pre-conditioned of consumption, generation consumption abnormal prompt information, and step 509, do not meet consumption in consumption information When abnormal pre-conditioned, generation consumption regular prompt information.
Prompt message can be word, audio or pictorial information.For example, when spending amount exceedes threshold value, can generate Short message or long-range PUSH message, (are for example ejected prompt window, receive mail reminder, short with the easily perceivable presentation mode of user Letter is reminded, sends the modes such as alert audio) present on the terminal device.When spending amount is not less than threshold value, can only at end Consumption information is listed with Message Record in end equipment.After user knows consumption information from terminal device, can according to consumption whether Exception is made a response, for example, the safe condition of intelligent wallet is further confirmed that by inquiring or inquiring about, or it is determined that consumption Control instruction is sent when abnormal.
The present embodiment can also be applied to the scene that parent is controlled to the intelligent wallet of child.Scheme with foregoing description Unlike the application scenarios of embodiment corresponding to 3, the consumption status of intelligent wallet can be presented on the client in real time, family When prompt message by client long knows that child consumes abnormal, control instruction can be sent to server or intelligent wallet, Locking, positioning or self-destruction intelligence wallet.When parent determines that intelligent wallet is in a safe condition and child disappears by modes such as inquiries Take during for normal consumption, wallet can be unlocked.So, parent can quickly know the abnormal consumption information of child, can be with By wallet localizing children position, the consumer behavior to child exercises supervision, while child can be prevented to be deceived or wallet loss The property loss risk brought, ensures property safety.
With further reference to Fig. 6, it illustrates the signal of the control device of the intelligent wallet according to the application one embodiment Property structure chart.As described in Figure 6, the control device 600 of intelligent wallet can include:Probe unit 601, positioning unit 602, calculating Unit 603, determining unit 604 and control unit 605.
Probe unit 601 may be configured to detect the coin amount information in intelligent wallet, and positioning unit 602 can match somebody with somebody The positional information for recording time information and the intelligent wallet of detection is put, computing unit 603 may be configured to according to detection The amount of money change information of the coin amount information computational intelligence wallet for arriving, determining unit 604 may be configured to become with reference to the amount of money Change information and temporal information and positional information that amount of money change occurs are matched with historical consumption data, to determine consumption letter Cease, control unit 605 may be configured to judge whether consumption information meets the pre-conditioned of consumption exception, and in consumption information When meeting abnormal pre-conditioned of consumption, the intelligent wallet of control performs corresponding security protection operation.
In the present embodiment, probe unit 601 can by receive the thickness transducer of intelligent wallet, linear transducer or The data that optical pickocff is returned analyze bank note quantity and the face amount in intelligent wallet, so as to obtain the cash in intelligent wallet Remaining sum, can also be associated with bank card and purchase card in intelligent wallet, and silver is obtained from the server of affiliated bank and card issuer The consumer record and balance amount information of row card and purchase card, so as to detect the coin amount information obtained in intelligent wallet.Positioning Unit 602 can obtain the positional information of intelligent wallet by receiving the GPS location data of intelligent wallet, while can record Network time, to record the motion track and the place residence time point and duration in process of intelligent wallet.Computing unit 603 Coin number in the coin amount information that a certain moment probe unit 601 can be detected and last moment or a period of time Information is contrasted, the amount of money change information of computational intelligence wallet.Determining unit 604 can be based on historical consumption data, to meter Temporal information and position that the amount of money that the amount of money change information and positioning unit 602 that calculation unit 603 draws are recorded changes Confidence breath is matched, and determines consumption information.Control unit 605 can be carried out to consumption information determined by determining unit 604 Judge, judge whether abnormal consumption, when it is determined that abnormal consumption occurs, control behaviour can be performed to intelligent wallet automatically Make, such as locking, positioning, self-destruction.
In certain embodiments, the control device 600 of above-mentioned intelligent wallet can also include that detection unit 606, unblock are single Unit 607, storage unit 608 and Tip element 609.Wherein detection unit 606 may be configured to detect that user sets in terminal Standby upper control instruction input operation.The control instruction that then control unit 605 can be detected in response to detection unit 606, holds The corresponding control operation of row.For example when detection unit 606 detects lock instruction, control unit 650 can close intelligent money The electronic lock of bag.Unlocking unit 607 may be configured to when consumption information meets abnormal pre-conditioned of consumption, in response to solution Lock instruction, opens the electronic lock of intelligent wallet.Storage unit 608 may be configured to the user that will be detected on the terminal device The consumption information that the consumption details and determining unit 605 of mark determine is saved in the historical consumption data.Tip element 609 May be configured to when control unit 605 determines that consumption information meets abnormal pre-conditioned of consumption, generation consumption is abnormal to be carried Show information, when control unit 605 determines that consumption information does not meet abnormal pre-conditioned of consumption, generation consumption regular prompt letter Breath.
All units described in device 600 are corresponding with each step in the method described with reference to Fig. 3.Thus, above Operation and feature for the control method description of intelligent wallet are equally applicable to device 600 and the unit for wherein including, herein Repeat no more.Corresponding units in device 600 can cooperate to realize this with the unit in terminal device and/or server Apply for the scheme of embodiment.
The control device of the intelligent wallet that the above embodiments of the present application are provided can be realized to the real-time of intelligent wallet state Monitoring, and Prevention-Security can be in time made in intelligent wallet state, the security of the intelligent wallet of lifting.
Fig. 7 shows the computer system 700 that is suitable to terminal device or server for realizing the embodiment of the present application Structural representation.
As shown in fig. 7, computer system 700 includes CPU (CPU) 701, it can be according to storage read-only Program in memory (ROM) 702 or be loaded into program in random access storage device (RAM) 703 from storage part 708 and Perform various appropriate actions and treatment.In RAM 703, the system that is also stored with 700 operates required various programs and data. CPU 701, ROM 702 and RAM 703 are connected with each other by bus 704.Input/output (I/O) interface 705 is also connected to always Line 704.
I/O interfaces 705 are connected to lower component:Including the importation 706 of keyboard, mouse etc.;Penetrated including such as negative electrode The output par, c 707 of spool (CRT), liquid crystal display (LCD) etc. and loudspeaker etc.;Storage part 708 including hard disk etc.; And the communications portion 709 of the NIC including LAN card, modem etc..Communications portion 709 via such as because The network of spy's net performs communication process.Driver 710 is also according to needing to be connected to I/O interfaces 705.Detachable media 711, such as Disk, CD, magneto-optic disk, semiconductor memory etc., as needed on driver 710, in order to read from it Computer program be mounted into as needed storage part 708.
As on the other hand, present invention also provides a kind of computer-readable recording medium, the computer-readable storage medium Matter can be the computer-readable recording medium included in device described in above-described embodiment;Can also be individualism, not It is fitted into the computer-readable recording medium in terminal device.The computer-readable recording medium storage have one or one with Upper program, the program can include the program code for the method shown in execution flow chart.In such embodiments, the meter Calculation machine program can be downloaded and installed by communications portion 709 from network, and/or be mounted from detachable media 711.
Flow chart and block diagram in accompanying drawing, it is illustrated that according to the system of various embodiments of the invention, device, method and calculating The architectural framework in the cards of machine program product, function and operation.At this point, each square frame in flow chart or block diagram can To represent a part for module, program segment or code, the part of the module, program segment or code comprising one or The executable instruction of logic function of the multiple for realizing specifying.It should also be noted that in some realizations as replacement, square frame Middle marked function can also occur with different from the order marked in accompanying drawing.For example, two square frames for succeedingly representing Can essentially perform substantially in parallel, they can also be performed in the opposite order sometimes, this is depending on involved function. It is also noted that the combination of the square frame in each square frame and block diagram and/or flow chart in block diagram and/or flow chart, can To be realized with the function of regulation or the special hardware based system of operation is performed, or specialized hardware and calculating can be used The combination of machine instruction is realized.
Above description is only the preferred embodiment and the explanation to institute's application technology principle of the application.People in the art Member is it should be appreciated that involved invention scope in the application, however it is not limited to the technology of the particular combination of above-mentioned technical characteristic Scheme, while should also cover in the case where the inventive concept is not departed from, is carried out by above-mentioned technical characteristic or its equivalent feature Other technical schemes for being combined and being formed.Such as features described above has similar work(with (but not limited to) disclosed herein The technical scheme that the technical characteristic of energy is replaced mutually and formed.

Claims (16)

1. a kind of intelligent wallet, it is characterised in that the intelligent wallet includes detector, locator, memory and processor; Wherein,
The detector, for detecting the coin amount information in the intelligent wallet;
The locator, for recording the time and detecting the positional information of the intelligent wallet;
The memory, the historical consumption data for storing the intelligent wallet;
The processor, for according to the coin amount information for detecting, the amount of money change of the intelligent wallet being calculated, with reference to institute The temporal information and positional information stated amount of money change information and amount of money change occurs are matched with the historical consumption data, To determine consumption information, and judge whether the consumption information meets the pre-conditioned of consumption exception, in the consumption information When meeting abnormal pre-conditioned of consumption, corresponding security protection operation is performed to the intelligent wallet;
Wherein, the consumption information includes:Spending amount information, consumption time information, consumption Locale information and consumer applications Information;
The consumption it is abnormal it is pre-conditioned including:Consumption place exception and consumer applications exception;
The processor is used to determine the consumption information as follows:
Consumption information model is set up based on the historical consumption data;
The amount of money change information, the temporal information of generation amount of money change and positional information are input into the consumption information model and entered Row matching, draws at least one candidate's consumption information and corresponding matching angle value;
Candidate's consumption information that highest is matched corresponding to angle value is defined as the consumption information;
The consumption information model is set up in the following way:Initial model is determined first, then by spending amount, consumption time With consumption position as |input paramete, consumer applications, consumption location type, article of consumption, consumption pattern are used as output parameter;Will Historical consumption data is trained as sample to consumption information model, obtains consumption information model.
2. intelligent wallet according to claim 1, it is characterised in that also including electronic lock;
The security protection operation includes:Close the electronic lock, by the location information notification server of the intelligent wallet or Terminal device and carry out self-destruction operation.
3. intelligent wallet according to claim 2, it is characterised in that
Also include communication unit, for receiving control instruction, the control instruction includes:Unlock instruction, lock instruction, positioning refer to Order and command-destruct;
The processor, is additionally operable to, when the consumption information meets abnormal pre-conditioned of consumption, perform and refer to the locking Make, positioning instruction and the corresponding security protection of command-destruct are operated, and in response to the unlock instruction, open the electronics Lock.
4. intelligent wallet according to claim 1, it is characterised in that the memory is additionally operable to determine the processor Consumption information be saved in the historical consumption data.
5. intelligent wallet according to claim 1, it is characterised in that the processor, is additionally operable to:
When the consumption information meets abnormal pre-conditioned of consumption, generation consumption abnormal prompt information;
When the consumption information does not meet abnormal pre-conditioned of consumption, generation consumption regular prompt information.
6. intelligent wallet according to claim 1, abnormal pre-conditioned of the consumption also include it is following at least one:Disappear Take the amount of money and exceed threshold value, consumption time exception more than threshold value, consuming frequency.
7. a kind of control method of intelligent wallet, it is characterised in that methods described includes:
Detect the coin amount information in the intelligent wallet;
Detect the positional information and recording time information of the intelligent wallet;
The amount of money change information of the intelligent wallet is calculated according to the coin amount information for detecting;
Enter with historical consumption data with reference to the amount of money change information and temporal information and positional information that amount of money change occurs Row matching, to determine consumption information;And
Judge whether the consumption information meets the pre-conditioned of consumption exception, the pre- of consumption exception is met in the consumption information If during condition, controlling the intelligent wallet to perform corresponding security protection operation;
Wherein, the consumption information includes:Spending amount information, consumption time information, consumption Locale information and consumer applications Information;
The consumption it is abnormal it is pre-conditioned including:Consumption place exception and consumer applications exception;
Amount of money change information described in the combination and temporal information and positional information that amount of money change occurs disappear with the history Expense data are matched, to determine consumption information, including:
Consumption information model is set up based on the historical consumption data;
The amount of money change information and temporal information and positional information that amount of money change occurs are input into the consumption information mould Type is matched, and is drawn at least one candidate's consumption information and is matched angle value accordingly;
Candidate's consumption information that highest is matched corresponding to angle value is defined as the consumption information;
The consumption information model is set up in the following way:Initial model is determined first, then by spending amount, consumption time With consumption position as |input paramete, consumer applications, consumption location type, article of consumption, consumption pattern are used as output parameter;Will Historical consumption data is trained as sample to consumption information model, obtains consumption information model.
8. method according to claim 7, it is characterised in that the security protection operation includes:Close intelligent wallet Electronic lock, by the location information notification terminal device of the intelligent wallet and carry out self-destruction operation.
9. method according to claim 8, it is characterised in that methods described also includes:
Detection user control instruction input operation on the terminal device, the control instruction includes:Unlock instruction, locking refer to Make, positioning instruction and command-destruct;
When the consumption information meets abnormal pre-conditioned of consumption, in response to the unlock instruction, the intelligent money is opened The electronic lock of bag;
The then corresponding security protection operation of the execution includes:When the consumption information meets abnormal pre-conditioned of consumption, Perform and operated with the lock instruction, positioning instruction and the corresponding security protection of command-destruct.
10. method according to claim 7, it is characterised in that methods described also includes:
Detection user consumption details marking operation on the terminal device, by the consumption details of user's mark and disappearing for the determination Charge information is saved in the historical consumption data.
11. methods according to claim 7, it is characterised in that methods described also includes:
When the consumption information meets abnormal pre-conditioned of consumption, generation consumption abnormal prompt information;
When the consumption information does not meet abnormal pre-conditioned of consumption, generation consumption regular prompt information.
12. a kind of control devices of intelligent wallet, it is characterised in that described device includes:
Probe unit, is configured to detect the coin amount information in the intelligent wallet;
Positioning unit, is configured to recording time information and detects the positional information of the intelligent wallet;
Computing unit, is configured to be calculated according to the coin amount information for detecting the amount of money change information of the intelligent wallet;
Determining unit, is configured to combine the amount of money change information and the temporal information and positional information of amount of money change occurs Matched with historical consumption data, to determine consumption information;And
Control unit, is configured to judge whether the consumption information meets the pre-conditioned of consumption exception, in the consumption letter When breath meets consumption abnormal pre-conditioned, the intelligent wallet is controlled to perform corresponding security protection operation;
Wherein, the consumption information includes:Spending amount information, consumption time information, consumption Locale information and consumer applications Information;
The consumption it is abnormal it is pre-conditioned including:Consumption place exception and consumer applications exception;The determining unit configuration For determining the consumption information as follows:
Consumption information model is set up based on the historical consumption data;
The amount of money change information and temporal information and positional information that amount of money change occurs are input into the consumption information mould Type is matched, and is drawn at least one candidate's consumption information and is matched angle value accordingly;
Candidate's consumption information that highest is matched corresponding to angle value is defined as the consumption information;
The consumption information model is set up in the following way:Initial model is determined first, then by spending amount, consumption time With consumption position as |input paramete, consumer applications, consumption location type, article of consumption, consumption pattern are used as output parameter;Will Historical consumption data is trained as sample to consumption information model, obtains consumption information model.
13. devices according to claim 12, it is characterised in that the security protection operation includes:Close intelligent wallet Electronic lock, by the position informing terminal device and carry out self-destruction operation.
14. devices according to claim 13, it is characterised in that described device also includes:
Detection unit, is configured to detect user's control instruction input operation on the terminal device, the control instruction includes: Unlock instruction, lock instruction, positioning instruction and command-destruct;
Unlocking unit, is configured to, when the consumption information meets abnormal pre-conditioned of consumption, refer in response to the unblock Order, opens the electronic lock of the intelligent wallet;
Then described control unit is further configured to when the consumption information meets abnormal pre-conditioned of consumption, perform with The lock instruction, positioning instruction and the corresponding security protection operation of command-destruct.
15. devices according to claim 12, it is characterised in that described device also includes:
Storage unit, is configured to the consumption of the consumption details that user the marks on the terminal device and determination that will be detected Information is saved in the historical consumption data.
16. devices according to claim 12, it is characterised in that described device also includes Tip element, is configured to:
When the consumption information meets abnormal pre-conditioned of consumption, generation consumption abnormal prompt information;
When the consumption information does not meet abnormal pre-conditioned of consumption, generation consumption regular prompt information.
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