CN104301571A - Recharging payment system developed based on customer database - Google Patents
Recharging payment system developed based on customer database Download PDFInfo
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- CN104301571A CN104301571A CN201410475376.8A CN201410475376A CN104301571A CN 104301571 A CN104301571 A CN 104301571A CN 201410475376 A CN201410475376 A CN 201410475376A CN 104301571 A CN104301571 A CN 104301571A
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Abstract
The invention discloses a recharging payment system developed based on a customer database. The system comprises a recognition object, a data analysis module, the customer database, a remote recharging module and a consumption time-point predication module, wherein data transmission is carried out between the data analysis module and the customer database, the consumption time-point predication module is connected with the data analysis module, and the recognition object is stored in the customer database; the remote recharging module carries out payment money amount distribution according to the recognition object, the data analysis module obtains customer data according to the distribution process, and the remote recharging module carries out recharging payment on the recognition object according to the customer database and the consumption time-point predication module. By means of the recharging payment system, a user carries out the simple, convenient and rapid remote recharging service under the multi-net trans-regional condition, and therefore the user can complete various recharging functions on multiple operators at one place.
Description
Technical field
The present invention relates to Internet of Things field, particularly relate to a kind of recharging and paying system based on customer database exploitation.
Background technology
Namely prepaid mobile phone recharging is the process that phone number is filled with telephone expenses by various mode, makes user by the restriction of bank, operator site, business hours, space, distance, really realizes " whenever and wherever possible " payment transaction, enjoys easy and convenient consumption life.At present, prepaid mobile phone recharging mainly comprises with under type, major part cellphone subscriber is still accustomed to selecting traditional pay charge way, point be clipped to neighbouring business hall, monopolized store's cash payment is supplemented with money, and the technology such as Online Payment is selected by Ye You certain customers, Net silver directly fills, third party's paying platform generation fills, rechargeable card, carrier network directly fill, self-recharging, mobile-phone payment.
But these traditional modes of supplementing with money exist some drawbacks and restriction at present: above-mentioned supplementing with money all proposes from business square degree, does not consider the convenience of user, also three nets are realized merging, be still movement, UNICOM, telecommunications three respectively fills each; Sometimes user also needs race three business halls to supplement with money, or buys the rechargeable card of the different denominations that three are issued.This technical point deliberately arranged by supplier is every the flowing and the transregional use of many nets that are obviously not suitable with user, and user wishes to supplement with money simply timely and conveniently.
Summary of the invention
The invention provides a kind of recharging and paying system based on customer database exploitation, achieve user and carry out simple and convenient remote recharge service when many nets are transregional, make user can complete various charging functions to multi-operator on a ground.
The object of the invention is to be achieved through the following technical solutions:
A kind of recharging and paying system based on customer database exploitation, it is characterized in that, this system comprises identification object, data analysis module, customer database, remote recharge module and consumption time point prediction module, wherein, transfer of data is carried out between described data analysis module and described customer database, described consumption time point prediction module connects described data analysis module, and described identification object is stored in described customer database; Described remote recharge module carries out the distribution of the payment amount of money according to described identification object, described data analysis module obtains customer data according to distribution procedure, and described remote recharge module carries out recharging and paying according to described customer database and consumption time point prediction module to described identification object.
Described customer database comprises: operator and information of home location, consumer behavior information and consumption timing information.
Be provided with in described remote recharge module directly supplement with money, stored value card supplements two kinds of payment amount of money ways of distribution with money.
Described identification object is user mobile phone number.
Compared with prior art, the embodiment of the present invention at least has the following advantages:
In the embodiment of the present invention, the valuable commercial resources such as storehouse, analysis, application, consumer behavior custom, consumption time point of building of data are protected.This protection is not the patent rights getting rid of data providing, but under provider authorizes, collects, arranges, analyzes, applies, to form valuable commercial resource product or service, i.e. information to its consumption data.This information through processing is the commercial product that this programme will be protected.Bright especially: these information products strictly can be separated with the identity identification information of data providing, can not cause the leakage of provider's related identification information, also can not set up one-to-one relationship with single provider.Therefore, strict protection is carried out to data Machining Analysis process need, only in this way could realize neither revealing provider's identity; final products can be allowed again to get rid of individual attribute; there is valuable commercial agency's property, to carry out business application and Fruits popularize, and consumption time point can be predicted.
Accompanying drawing explanation
Fig. 1 is the structured flowchart of a kind of recharging and paying system based on customer database exploitation that the present embodiment proposes.
Embodiment
Below in conjunction with accompanying drawing, the specific embodiment of the present invention is described in detail:
As shown in Figure 1, for a kind of recharging and paying system based on customer database exploitation that the embodiment of the present invention proposes, this system comprises identification object, data analysis module, customer database, remote recharge module and consumption time point prediction module, wherein, transfer of data is carried out between data analysis module and customer database, consumption time point prediction module connection data analysis module, identifies that object is stored in customer database; Remote recharge module is according to identifying that object carries out the distribution of the payment amount of money, and data analysis module obtains customer data according to distribution procedure, and remote recharge module carries out recharging and paying according to customer database and consumption time point prediction module to identification object.
Customer database comprises: operator and information of home location, consumer behavior information and consumption timing information.
Be provided with in remote recharge module directly supplement with money, stored value card supplements two kinds of payment amount of money ways of distribution with money.
Identification object is user mobile phone number.
Cell-phone number is customer recognition code, enters bank code using the uniqueness of phone number as what identify user behavior and custom.That operator sets up " pipeline " with the difference of operator, configuration or associate other commercial resources under the cell-phone number (i.e. pipeline) that this programme then provides in operator, form valuable commercial content service with this, namely database build, data collection, data analysis, market demand, information service such as consumer behavior custom prediction consumption time point etc.
Compared with prior art, the embodiment of the present invention has the following advantages:
In the embodiment of the present invention, the valuable commercial resources such as storehouse, analysis, application, consumer behavior custom, consumption time point of building of data are protected.This protection is not the patent rights getting rid of data providing, but under provider authorizes, collects, arranges, analyzes, applies, to form valuable commercial resource product or service, i.e. information to its consumption data.This information through processing is the commercial product that this programme will be protected.Special statement: these information products strictly can be separated with the identity identification information of data providing, can not cause the leakage of provider's related identification information, also can not set up one-to-one relationship with single provider.Therefore, strict protection is carried out to data Machining Analysis process need, only in this way could realize neither revealing provider's identity; final products can be allowed again to get rid of individual attribute; there is valuable commercial agency's property, to carry out business application and Fruits popularize, and consumption time point can be predicted.
Claims (4)
1. the recharging and paying system based on customer database exploitation, it is characterized in that, this system comprises identification object, data analysis module, customer database, remote recharge module and consumption time point prediction module, wherein, transfer of data is carried out between described data analysis module and described customer database, described consumption time point prediction module connects described data analysis module, and described identification object is stored in described customer database; Described remote recharge module carries out the distribution of the payment amount of money according to described identification object, described data analysis module obtains customer data according to distribution procedure, and described remote recharge module carries out recharging and paying according to described customer database and consumption time point prediction module to described identification object.
2. the system as claimed in claim 1, is characterized in that, described customer database comprises: operator and information of home location, consumer behavior information and consumption timing information.
3. the system as claimed in claim 1, is characterized in that, be provided with in described remote recharge module directly supplement with money, stored value card
Supplement two kinds of payment amount of money ways of distribution with money.
4. the system as claimed in claim 1, is characterized in that, described identification object is user mobile phone number.
Priority Applications (1)
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CN201410475376.8A CN104301571B (en) | 2014-09-18 | 2014-09-18 | Recharging payment system developed based on customer database |
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CN201410475376.8A CN104301571B (en) | 2014-09-18 | 2014-09-18 | Recharging payment system developed based on customer database |
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CN104301571A true CN104301571A (en) | 2015-01-21 |
CN104301571B CN104301571B (en) | 2017-02-15 |
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CN201410475376.8A Expired - Fee Related CN104301571B (en) | 2014-09-18 | 2014-09-18 | Recharging payment system developed based on customer database |
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Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN101930642A (en) * | 2009-06-25 | 2010-12-29 | 王开全 | Ethernet paying business hall system |
CN101944251A (en) * | 2010-09-02 | 2011-01-12 | 苏州泽佑科技有限公司 | Method for operating comprehensive payment management system |
US20140195321A1 (en) * | 2013-01-10 | 2014-07-10 | Zaaching Llc | Method and apparatus for the anonymous targeted delivery, application and management of electronic coupons and promotions |
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2014
- 2014-09-18 CN CN201410475376.8A patent/CN104301571B/en not_active Expired - Fee Related
Patent Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN101930642A (en) * | 2009-06-25 | 2010-12-29 | 王开全 | Ethernet paying business hall system |
CN101944251A (en) * | 2010-09-02 | 2011-01-12 | 苏州泽佑科技有限公司 | Method for operating comprehensive payment management system |
US20140195321A1 (en) * | 2013-01-10 | 2014-07-10 | Zaaching Llc | Method and apparatus for the anonymous targeted delivery, application and management of electronic coupons and promotions |
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