CN104268755A - Portable fingerprint card swiping payment system and method - Google Patents
Portable fingerprint card swiping payment system and method Download PDFInfo
- Publication number
- CN104268755A CN104268755A CN201410449414.2A CN201410449414A CN104268755A CN 104268755 A CN104268755 A CN 104268755A CN 201410449414 A CN201410449414 A CN 201410449414A CN 104268755 A CN104268755 A CN 104268755A
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- card
- finger print
- information
- print information
- electronic device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
- G06Q20/4093—Monitoring of device authentication
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
- G07G1/14—Systems including one or more distant stations co-operating with a central processing unit
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- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Measurement Of The Respiration, Hearing Ability, Form, And Blood Characteristics Of Living Organisms (AREA)
Abstract
The invention discloses a portable fingerprint card swiping payment system which comprises a portable fingerprint card swiping device and a mobile electronic device. The portable fingerprint card swiping device comprises a fingerprint information acquisition component used for collecting fingerprint information, a card swiping component used for collecting IC card information, and a transmission component used for transmitting the collected fingerprint information and the collected IC card information to the mobile electronic device. The mobile electronic device comprises a fingerprint information detection module and an IC card information detection module. The fingerprint information detection module is used for comparing the collected fingerprint information with preset fingerprint information, the IC card information detection module compares the collected IC card information with preset IC card information if the collected fingerprint information and the preset fingerprint information are matched, and if the collected IC card information and the preset IC card information are matched, the mobile electronic device obtains the payment permission of an IC card. The portable fingerprint card swiping device only has the acquisition function, and a mobile client-side or a server-side has the comparison and analysis functions, so that the size of the portable fingerprint card swiping device is reduced.
Description
Technical field
The present invention relates to technical field of electronic commerce, particularly relate to a kind of portable fingerprint machine for punching the card.
Background technology
Along with popularizing of smart mobile phone, adopt smart mobile phone more and more general as the situation of payment terminal.But smart mobile phone exists the situation that information is easily stolen, safety of payment can not be protected.And when existing smart mobile phone is as payment terminal, usually give up to fall conventional step of swiping the card, be directly stored in smart mobile phone by card image, this makes the antitheft means of card self, such as magnetic stripe, chip etc. are significantly weakened, and reduce further payment safety.
Summary of the invention
Technical matters to be solved by this invention is, for the above-mentioned deficiency of prior art, proposes a kind of portable fingerprint Swiping-card payment system.
The technical scheme that the present invention solves the employing of its technical matters is that propose a kind of portable fingerprint Swiping-card payment system, it comprises:
Portable fingerprint brushing card device, mobile electronic device; Described portable fingerprint brushing card device comprises the finger print information acquisition component for gathering finger print information, for gathering swipe the card parts and the transmission part for the finger print information of collection and IC card information being transferred to mobile electronic device of IC card information; Described mobile electronic device comprises finger print information detection module, IC card information detection module; Described finger print information detection module compares the finger print information of collection and the finger print information preset, if the two mates, IC card information detection module compares the IC card information of collection and the IC card information preset, if the two coupling, makes mobile electronic device obtain the obligation authority of IC-card.
Preferably, described mobile electronic device also comprises the selftest module for detecting mobile electronic device security.
Preferably, described mobile electronic device also comprises password detection module.
Preferably, described transmission part is the Transmission Part by mobile electronic device earphone interface transmission data, or described transmission part is the Transmission Part by USB interface transmission data, or described transmission part is the Transmission Part by wireless network transmissions data.
Preferably, described portable fingerprint brushing card device also comprises the finger ring for limiting finger movement.
The present invention also provides a kind of portable fingerprint brushing card device, it comprises the finger print information acquisition component for gathering finger print information, for gathering swipe the card parts and the transmission part for the finger print information of collection and IC card information being transferred to mobile electronic device of IC card information.
The present invention also provides a kind of portable fingerprint Swiping-card payment system, and it comprises:
Portable fingerprint brushing card device, mobile electronic device, server;
Described portable fingerprint brushing card device comprises the finger print information acquisition component for gathering finger print information, for gathering swipe the card parts and the transmission part for the finger print information of collection and IC card information being transferred to mobile electronic device of IC card information;
Described mobile electronic device comprising finger print information transport module for the finger print information of collection being transferred to server, being used for the IC card information of collection to transfer to the IC card information transport module of server;
Described server comprises finger print information detection module and IC card information detection module;
Described finger print information detection module compares the finger print information of collection and the finger print information preset, if the two mates, IC card information detection module compares the IC card information of collection and the IC card information preset, if the two coupling, makes mobile electronic device obtain the obligation authority of IC-card.
Preferably, described mobile electronic device also comprises encrypting module, the IC card information that described encrypting module encryption gathers and finger print information.
The present invention also provides a kind of fingerprint to swipe the card method of payment, and it comprises step:
Gather finger print information by hardware transport to mobile client;
The finger print information relatively gathered and the finger print information prestored, if coupling, gather IC card information and by IC card information by hardware transport to mobile client;
The IC card information relatively gathered and the IC card information prestored, if coupling, open obligation authority.
Preferably, also comprise step, by gather finger print information encrypted transmission to server and by gather IC card information encrypted transmission to server.
The present invention compared to existing technology tool has the following advantages:
(1) portable fingerprint brushing card device only possesses the function of collection, compares and the function analyzed all is arranged in mobile client or server end, makes the smaller volume of portable fingerprint brushing card device.
(2) portable fingerprint brushing card device is by hardware transport information, reduces volume further.
(3) by fingerprint, swipe the card and/or password multi-ensuring, security performance is significantly improved.
Accompanying drawing explanation
Fig. 1 is the theory diagram of portable fingerprint Swiping-card payment system one embodiment of the present invention;
Fig. 2 is the theory diagram of another embodiment of portable fingerprint Swiping-card payment system of the present invention.
Embodiment
Be below specific embodiments of the invention and by reference to the accompanying drawings, technical scheme of the present invention is further described, but the present invention be not limited to these embodiments.
Please refer to Fig. 1, in one embodiment of the invention, portable fingerprint Swiping-card payment system, it comprises:
Portable fingerprint brushing card device 100, mobile electronic device 200; Described portable fingerprint brushing card device 100 comprises the finger print information acquisition component 110 for gathering finger print information, for gathering swipe the card parts 120 and the transmission part 130 for the finger print information of collection and IC card information being transferred to mobile electronic device 200 of IC card information.
In the present embodiment, transmission part 130 is to insert the Transmission Part in mobile electronic device 200 earphone slot.Adopt this kind of hardware can effectively reduce the volume of whole portable fingerprint brushing card device 100 as Transmission Part.Certainly can imagine ground, also can adopt the Transmission Part by USB interface transmission data, or adopt the Transmission Part by wireless network transmissions data.
Described mobile electronic device 200 comprises finger print information detection module 210, IC card information detection module 220; Described finger print information detection module 210 compares the finger print information of collection and the finger print information preset, if the two mates, IC card information detection module 220 compares the IC card information of collection and the IC card information preset, if the two coupling, makes mobile electronic device obtain the obligation authority of IC-card.
Adopt hardware to read and transmitting fingerprint information and IC card information, realize fingerprint recognition and IC card information recognition function by mobile electronic device itself, significantly can reduce the volume of hardware.
First detect fingerprint by finger print information detection module in the present embodiment, judge whether IC-card is that I uses, and is then judged the security of IC-card again by IC card information detection module.Significantly improve security performance.
Due in the present embodiment, the small volume of portable fingerprint brushing card device, conveniently fingerprint collecting, be also also provided with the finger ring 111 of restriction finger movement in finger print information acquisition component 110.
In another preferred embodiment, please refer to Fig. 2, portable fingerprint Swiping-card payment system, it comprises:
Portable fingerprint brushing card device 100 ', mobile electronic device 200 ', server 300;
Portable fingerprint brushing card device 100 ' comprises the finger print information acquisition component 110 ' for gathering finger print information, for gathering swipe the card parts 120 ' and the transmission part 130 ' for the finger print information of collection and IC card information being transferred to mobile electronic device of IC card information;
Mobile electronic device 200 ' comprises finger print information transport module 210 ' for the finger print information of collection being transferred to server, for the IC card information of collection being transferred to the IC card information transport module 220 ' of server;
Server 300 comprises finger print information detection module 310 and IC card information detection module 320;
Finger print information detection module 310 compares the finger print information of collection and the finger print information preset, if the two mates, IC card information detection module 320 compares the IC card information of collection and the IC card information preset, if the two coupling, makes mobile electronic device obtain the obligation authority of IC-card.
In the present embodiment, mobile electronic device utilizes the function of its energy signal transmission to transfer on server by the finger print information of portable fingerprint brushing card device collection and IC card information, is set by server.Adopt this kind of mode to strengthen the security of IC card information and finger print information, after preventing mobile electronic device from losing, other people obtain the finger print information and IC card information that are stored in mobile electronic device by other means.
For further reinforcing security energy, mobile electronic device also comprises encrypting module 230 ', the IC card information that described encrypting module encryption gathers and finger print information.
The present invention also provides a kind of fingerprint to swipe the card method of payment, and it comprises step:
Gather finger print information by hardware transport to mobile client;
The finger print information relatively gathered and the finger print information prestored, if coupling, gather IC card information and by IC card information by hardware transport to mobile client;
The IC card information relatively gathered and the IC card information prestored, if coupling, open obligation authority.
Also comprise step, by gather finger print information encrypted transmission to server and by gather IC card information encrypted transmission to server.
Specific embodiment described herein is only to the explanation for example of the present invention's spirit.Those skilled in the art can make various amendment or supplement or adopt similar mode to substitute to described specific embodiment, but can't depart from spirit of the present invention or surmount the scope that appended claims defines.
Claims (10)
1. a portable fingerprint Swiping-card payment system, is characterized in that: comprising:
Portable fingerprint brushing card device, mobile electronic device; Described portable fingerprint brushing card device comprises the finger print information acquisition component for gathering finger print information, for gathering swipe the card parts and the transmission part for the finger print information of collection and IC card information being transferred to mobile electronic device of IC card information; Described mobile electronic device comprises finger print information detection module, IC card information detection module; Described finger print information detection module compares the finger print information of collection and the finger print information preset, if the two mates, IC card information detection module compares the IC card information of collection and the IC card information preset, if the two coupling, makes mobile electronic device obtain the obligation authority of IC-card.
2. portable fingerprint Swiping-card payment system according to claim 1, is characterized in that: described mobile electronic device also comprises the selftest module for detecting mobile electronic device security.
3. portable fingerprint Swiping-card payment system according to claim 1, is characterized in that: described mobile electronic device also comprises password detection module.
4. portable fingerprint Swiping-card payment system according to claim 1, it is characterized in that: described transmission part is the Transmission Part by mobile electronic device earphone interface transmission data, or described transmission part is the Transmission Part by USB interface transmission data, or described transmission part is the Transmission Part by wireless network transmissions data.
5. portable fingerprint Swiping-card payment system according to claim 1, is characterized in that: described portable fingerprint brushing card device also comprises the finger ring for limiting finger movement.
6. a portable fingerprint brushing card device, it is characterized in that: comprise the finger print information acquisition component for gathering finger print information, for gathering swipe the card parts and the transmission part for the finger print information of collection and IC card information being transferred to mobile electronic device of IC card information.
7. a portable fingerprint Swiping-card payment system, is characterized in that: comprising:
Portable fingerprint brushing card device, mobile electronic device, server;
Described portable fingerprint brushing card device comprises the finger print information acquisition component for gathering finger print information, for gathering swipe the card parts and the transmission part for the finger print information of collection and IC card information being transferred to mobile electronic device of IC card information;
Described mobile electronic device comprising finger print information transport module for the finger print information of collection being transferred to server, being used for the IC card information of collection to transfer to the IC card information transport module of server;
Described server comprises finger print information detection module and IC card information detection module;
Described finger print information detection module compares the finger print information of collection and the finger print information preset, if the two mates, IC card information detection module compares the IC card information of collection and the IC card information preset, if the two coupling, makes mobile electronic device obtain the obligation authority of IC-card.
8. portable fingerprint Swiping-card payment system according to claim 7, is characterized in that: described mobile electronic device also comprises encrypting module, the IC card information that described encrypting module encryption gathers and finger print information.
9. fingerprint is swiped the card a method of payment, it is characterized in that: comprise step:
Gather finger print information by hardware transport to mobile client;
The finger print information relatively gathered and the finger print information prestored, if coupling, gather IC card information and by IC card information by hardware transport to mobile client;
The IC card information relatively gathered and the IC card information prestored, if coupling, open obligation authority.
10. fingerprint according to claim 9 is swiped the card method of payment, it is characterized in that: comprise step, by the finger print information encrypted transmission gathered to server and by the IC card information encrypted transmission that gathers to server.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410449414.2A CN104268755A (en) | 2014-09-04 | 2014-09-04 | Portable fingerprint card swiping payment system and method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410449414.2A CN104268755A (en) | 2014-09-04 | 2014-09-04 | Portable fingerprint card swiping payment system and method |
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| Publication Number | Publication Date |
|---|---|
| CN104268755A true CN104268755A (en) | 2015-01-07 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201410449414.2A Pending CN104268755A (en) | 2014-09-04 | 2014-09-04 | Portable fingerprint card swiping payment system and method |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105956859A (en) * | 2016-05-12 | 2016-09-21 | 广东履安实业有限公司 | Biological recognition based remote verification system |
| CN106127976A (en) * | 2016-08-25 | 2016-11-16 | 广州御银自动柜员机科技有限公司 | A kind of STM machine of separate type fingerprint recognition |
| CN109426963A (en) * | 2017-08-21 | 2019-03-05 | 万事达卡亚太私人有限公司 | Authenticate the biometric system of biometrics request |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102194178A (en) * | 2011-06-08 | 2011-09-21 | 钱袋网（北京）信息技术有限公司 | Payment processing system, method and device |
| CN103905457A (en) * | 2014-04-10 | 2014-07-02 | 北京数码视讯科技股份有限公司 | Server, client terminal, authentication system, user authentication method and data access method |
-
2014
- 2014-09-04 CN CN201410449414.2A patent/CN104268755A/en active Pending
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102194178A (en) * | 2011-06-08 | 2011-09-21 | 钱袋网（北京）信息技术有限公司 | Payment processing system, method and device |
| CN103905457A (en) * | 2014-04-10 | 2014-07-02 | 北京数码视讯科技股份有限公司 | Server, client terminal, authentication system, user authentication method and data access method |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105956859A (en) * | 2016-05-12 | 2016-09-21 | 广东履安实业有限公司 | Biological recognition based remote verification system |
| CN106127976A (en) * | 2016-08-25 | 2016-11-16 | 广州御银自动柜员机科技有限公司 | A kind of STM machine of separate type fingerprint recognition |
| CN109426963A (en) * | 2017-08-21 | 2019-03-05 | 万事达卡亚太私人有限公司 | Authenticate the biometric system of biometrics request |
| CN109426963B (en) * | 2017-08-21 | 2024-01-12 | 万事达卡亚太私人有限公司 | Biometric system for authenticating biometric requests |
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| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20150107 |
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| RJ01 | Rejection of invention patent application after publication |