CN103955996A

CN103955996A - Linkage bill processing and pre-warning system

Info

Publication number: CN103955996A
Application number: CN201410193890.2A
Authority: CN
Inventors: 王竑; 徐忠民; 邹大卫; 郑志杰
Original assignee: Industrial and Commercial Bank of China Ltd ICBC
Current assignee: Industrial and Commercial Bank of China Ltd ICBC
Priority date: 2014-05-08
Filing date: 2014-05-08
Publication date: 2014-07-30
Anticipated expiration: 2034-05-08
Also published as: CN103955996B

Abstract

The invention provides a linkage bill processing and pre-warning system. The linkage bill processing and pre-warning system comprises a teller transaction terminal, a bill processing device, a host server and a pre-warning server, wherein the teller transaction terminal comprises a transaction processing module and a drive module; the bill processing device comprises an external data interface, a logic circuit control chip, a bill mouth unit, a bill recognition unit, a bill classification storing and taking bill box and a bill conveying channel; the pre-warning server comprises a bill data storage module, a sensitive data storage module and a pre-warning module. The linkage bill processing and pre-warning system achieves information transmission between bill processing equipment and a transaction data processing terminal, achieves a pre-warning function for bills with the sensitive number, is beneficial for finding forged bills on suspicion of crime and recycling the bills in specific types timely, facilitates tracking of the bills having problems, and improves safety of cash processing.

Description

A kind of coordinated type bill is processed and early warning system

Technical field

The present invention relates to banking technicality field, particularly, relate to a kind of coordinated type bill and process and early warning system.

Background technology

Along with social development, it is more frequent that enterprises and individuals is engaged in economic activity, and the bank note amount of money relating to is more huge.Each financial institution existing system is in the time carrying out the processing of bank note cashier's counter face, bill treatment facility is all separated with transaction system, transaction data is processed automatically by bank transaction system, and need to carrying out bill by the equipment such as cash inspecting machine, paper money counter, checks bill, coordinate and carry out craft and join the operation such as paper money, counting, also need frequently to open paper money case and carry out the accessing operation of bill.

Along with the cumulative year after year of cash treatment capacity, teller's on-stream pressure is increasing.In fact, the speed that transaction system is processed transaction data is quite rapidly, but due to the equipment such as cash inspecting machine, paper money counter, cash box cannot be directly and transaction system carry out communication, make transaction processing cannot synchronize and carry out with bill processing, system must wait for that teller processes by hand bill and finishes, and could continue transaction processing.The efficiency bottle neck of processing by hand cash due to teller has caused counter system treatment effeciency low, and processes by hand and in cash process, also easily occur that teller neglects the mistake, the malice bank note that the cause problems such as inner crime of substitute teller.Such as client deposits, withdraws the money at bank counter etc. after transaction, bank or client find that bill that transaction relates to exists the true and false or amount of cash not to be inconsistent to wait series of problems, this type of case to exist and are difficult to after the incident the problem of collecting evidence.In addition, existing bank counter cannot be realized problematic bill is recorded, tracking, early warning, the technical finesse such as reviews.

Summary of the invention

The fundamental purpose of the embodiment of the present invention is to provide a kind of coordinated type bill to process and early warning system, to solve can not the link problem of processing of bill treatment facility and transaction data processing terminal in prior art.

To achieve these goals, the embodiment of the present invention provides a kind of coordinated type bill disposal system, comprising: teller's transaction terminal and bank node processing apparatus; Wherein,

Described teller's transaction terminal, comprising:

Trade processing module, for receiving the transaction order of teller's input, receive the true and false and the ticket information of deposit and withdraw result and bill that described bank node processing apparatus returns, determine the amount of cash that relates to of transaction and the action type of depositing and withdrawing according to described transaction order, according to described in the cash-access that the true and false of result and bill and ticket information judge that transaction relates to of depositing and withdrawing whether successful;

Driver module, for the amount of cash that relates to according to described transaction and the action type of depositing and withdrawing, generates deposit instruction set or the instruction set send to described bank node processing apparatus of withdrawing the money;

Described bank node processing apparatus, comprising:

External data interface, connect described teller's transaction terminal, for transmitting interactive information between described teller's transaction terminal and logical circuit control chip, described interactive information comprises: the true and false of described deposit instruction set or the instruction set of withdrawing the money, described bill and ticket information, described in the result of depositing and withdrawing;

Logical circuit control chip, for according to described deposit instruction set or the instruction set of withdrawing the money, controls into cash dispensing port unit, bill recognition unit, bill classified access paper money case and the collaborative work of bill Transfer pipe, and the result of depositing and withdrawing described in generating;

Enter cash dispensing port unit, for receiving, export bill;

Bill recognition unit, for differentiating the true and false of bill and the ticket information of identification bill;

Bill classified access paper money case, for depositing bill in or take out bill according to the ticket information classification of bill;

Bill Transfer pipe, for entering to transmit bill between cash dispensing port unit, bill recognition unit, bill classified access paper money case described.

By means of technique scheme, the present invention has realized the communication between bill treatment facility and transaction data processing terminal, solve the two problem that can not link in prior art, what make that bill treatment facility can complete cash automatically joins the processing such as paper money, counting, false distinguishing, storage/access, improve the efficiency of transaction processing, reduced client's stand-by period, be conducive to reduce human error, prevent internal staff's crime, improve the security of cash processing.

The embodiment of the present invention also provides a kind of coordinated type bill to process and early warning system, comprising: teller's transaction terminal, bank node processing apparatus, host server and Warning Service device; Wherein,

Described teller's transaction terminal, comprising:

Trade processing module, for receiving the transaction order of teller's input, obtain from described host server the accounts information that transaction relates to, receive the true and false and the ticket information of deposit and withdraw result and bill that described bank node processing apparatus returns, determine the amount of cash that transaction relates to and the action type of depositing and withdrawing according to described transaction order, according to described in whether successfully deposit and withdraw cash-access that the true and false of result and bill and ticket information judge that transaction relates to, the result of depositing and withdrawing described in inciting somebody to action is sent to described host server, generate bill Data Concurrent and deliver to described Warning Service device, described bill data comprise the transaction account information that bill is corresponding, the ticket information of bill,

Described bank node processing apparatus, comprising:

Enter cash dispensing port unit, for receiving, export bill;

Bill Transfer pipe, for entering to transmit bill between cash dispensing port unit, bill recognition unit, bill classified access paper money case described;

Described host server, the accounts information that is used to described teller's transaction terminal to provide transaction to relate to, and according to the described result accounts information that more New Transaction relates to of depositing and withdrawing;

Described Warning Service device, comprising:

Bill data memory module, for receiving and store described bill data;

Sensitive data memory module, for the responsive hat font size that prestores;

Warning module, contrasts for the bill hat font size that the ticket information of described bill is comprised and the sensitivity hat font size prestoring, and sends early warning signal in the time that comparing result is consistent.

By means of technique scheme, the present invention has not only realized the communication between bill treatment facility and transaction data processing terminal, solve the two problem that can not link in prior art, and the function that provides the bill to thering is responsive hat font size to carry out early warning, be conducive to find in time the counterfeit money being suspected of committing a crime and the bill that reclaims particular type, conveniently problematic bill is followed the trail of, further improved the security of cash processing.

Brief description of the drawings

In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, below the accompanying drawing of required use during embodiment is described is briefly described, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those of ordinary skill in the art, do not paying under the prerequisite of creative work, can also obtain according to these accompanying drawings other accompanying drawing.

Fig. 1 is the structured flowchart of coordinated type bill disposal system provided by the invention;

Fig. 2 is the structured flowchart of a kind of bank node processing apparatus provided by the invention;

Fig. 3 is the structural representation that bill recognition unit provided by the invention is divided according to function;

Fig. 4 is the physical arrangement schematic diagram of bill recognition unit provided by the invention;

Fig. 5 is the structured flowchart of bill classified access paper money case provided by the invention;

Fig. 6 is the structured flowchart of coordinated type bill processing provided by the invention and early warning system;

Fig. 7 is the structured flowchart of a kind of concrete coordinated type bill processing provided by the invention and early warning system;

Fig. 8 is the process schematic diagram that coordinated type bill is processed and early warning system is carried out monitoring and early warning processing to credit transaction that the embodiment of the present invention one provides;

Fig. 9 is the process schematic diagram that coordinated type bill is processed and early warning system is carried out monitoring and early warning processing to the transaction of withdrawing the money that the embodiment of the present invention two provides;

Figure 10 is that the coordinated type bill that provides of the embodiment of the present invention three is processed and early warning system provides the process schematic diagram of transaction bill data query function.

Embodiment

Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is clearly and completely described, obviously, described embodiment is only the present invention's part embodiment, instead of whole embodiment.Based on the embodiment in the present invention, those of ordinary skill in the art, not making the every other embodiment obtaining under creative work prerequisite, belong to the scope of protection of the invention.

The invention provides a kind of coordinated type bill disposal system, as shown in Figure 1, this system comprises: teller's transaction terminal 11 and bank node processing apparatus 12.

Teller's transaction terminal 11, comprising:

Trade processing module 111, for receiving the transaction order of teller's input, the true and false and the ticket information of deposit and withdraw result and bill that reception bank node processing apparatus 12 returns, determine the amount of cash that transaction relates to and the action type of depositing and withdrawing according to transaction order, judge that according to the true and false of deposit and withdraw result and bill and ticket information whether the cash-access that transaction relates to is successful;

Driver module 112, for the amount of cash that relates to according to transaction and the action type of depositing and withdrawing, generates deposit instruction set or the instruction set send to bank node processing apparatus 12 of withdrawing the money.

Bank node processing apparatus 12, comprising:

External data interface 121, connect teller's transaction terminal 11, for transmitting the interactive information between teller's transaction terminal 11 and logical circuit control chip 122, interactive information comprises: deposit instruction set or the instruction set of withdrawing the money, the true and false and the ticket information of bill, the result of depositing and withdrawing;

Logical circuit control chip 122, for according to deposit instruction set or the instruction set of withdrawing the money, controls into cash dispensing port unit 123, bill recognition unit 124, bill classified access paper money case 125 and 126 collaborative works of bill Transfer pipe, and generates the result of depositing and withdrawing;

Enter cash dispensing port unit 123, for receiving, export bill;

Bill recognition unit 124, for differentiating the true and false of bill and the ticket information of identification bill;

Bill classified access paper money case 125, for depositing bill in or take out bill according to the ticket information classification of bill;

Bill Transfer pipe 126, for entering between cash dispensing port unit 123, bill recognition unit 124, bill classified access paper money case 125 to transmit bill.

Specifically, teller's transaction terminal is responsible for mutual between teller, and under teller's operation, trade processing module is carried out the various logic issued transaction of transaction, then by display screen, result is shown to teller; In driver module, dispose the software program for driving bank node processing apparatus, be responsible for generating corresponding instruction set and sending to bank node processing apparatus to process according to the type of depositing and withdrawing of transaction.

Bank node processing apparatus be responsible for the concluding the business access work of cash, in Fig. 1, the cash-access operation that bank node processing apparatus carries out is controlled by teller's transaction terminal completely, has realized bill and has processed and the interlock of transaction data processing, and its detailed process can be:

Trade processing module receives the transaction order of teller's input, determines the amount of cash that transaction relates to and the action type of depositing and withdrawing; Driver module type generates deposit instruction set or the instruction set of withdrawing the money; Described deposit instruction set comprises and connects paper money instruction, currency examine instruction, identification bill instruction and deposit paper money instruction; The described instruction set of withdrawing the money comprises gets paper money instruction, currency examine instruction, identification bill instruction and tells paper money instruction;

After logical circuit control chip receives described deposit instruction set, according to described definite amount of cash and the deposit action type of concluding the business and relating to of paper money instruction that connect, described in control, enter cash dispensing port unit and receive bill, and control described bill Transfer pipe the bill of described receiving is transferred to described bill recognition unit, bill classified access paper money case successively; According to described currency examine instruction, control the true and false of described bill recognition unit discriminating bill; According to the instruction of described identification bill, control the ticket information of described bill recognition unit identification bill; Deposit paper money instruction according to described, control described bill classified access paper money case and deposit bill according to the ticket information classification of bill;

After the instruction set of withdrawing the money described in logical circuit control chip receives, according to the described definite amount of cash relating to and the action type of withdrawing the money of concluding the business of paper money instruction of getting, control described bill classified access paper money case and take out bill, and control described bill Transfer pipe by the bill of described taking-up be transferred to successively described bill recognition unit and described in enter cash dispensing port unit; According to described currency examine instruction, control the true and false of described bill recognition unit discriminating bill; According to the instruction of described identification bill, control the ticket information of described bill recognition unit identification bill; Tell paper money instruction according to described, enter the cash dispensing port unit bill that spues described in control.

Coordinated type bill disposal system shown in Fig. 1 has realized bill and has processed the interlock between transaction data processing, what make that bank node processing apparatus can complete cash automatically joins the processing such as paper money, counting, false distinguishing, storage/access, improve the efficiency of transaction processing, reduce client's stand-by period, be conducive to reduce human error, prevent internal staff's crime, improve the security of cash processing.

In a kind of preferred embodiment, a bank node processing apparatus can connect and be controlled by multiple teller's transaction terminals, to realize effective utilization of resource.

For the counterfeit money of finding to be in time suspected of committing a crime and the bill that reclaims particular type, conveniently problematic bill is followed the trail of, in the present invention, bill recognition unit identifies to bill the ticket information of obtaining can comprise bill value of money and bill hat font size, and as shown in Figure 1, teller's transaction terminal also can comprise: early warning processing module 113, for storing bill hat font size, and described bill hat font size and the sensitivity hat font size prestoring are contrasted, in the time that comparing result is consistent, send early warning signal.

Further, in order to improve the security of cash processing, in a kind of preferred embodiment, driver module is after the deposit instruction set of generation or the instruction set of withdrawing the money encryption, to send to bank node processing apparatus, in this case, only have the instruction set after encrypting by preset-key to be just identified and to carry out, to ensure that bill deal with the work completely by the control of teller's transaction terminal, the mistake processing of avoiding forcible entry to cause.

As shown in Figure 2, the invention provides a kind of concrete bank node processing apparatus, comprise: external data interface 21, enter cash dispensing port unit 23, bill recognition unit 24, bill classified access paper money case 25, bill Transfer pipe 26, logical circuit control chip 22, below illustrate respectively.

External data interface 21, for connecting teller's transaction terminal, realizes the data interaction between teller's transaction terminal and bank node processing apparatus, can be USB interface or string interface.

Enter cash dispensing port unit 23, for receiving the bill depositing in the bill that spues.Entering cash dispensing port unit 23 specifically comprises: deposit paper money mouth processing module, for receiving the bill depositing in and described bill being counted; Money back mouth processing module, for exporting the bill of rejection; Tell paper money mouth processing module, for the bill that spues and pay.Enter cash dispensing port unit 23 and be connected with bill recognition unit 24 by bill Transfer pipe 26, and form bill circulation road; Enter cash dispensing port unit 23 and be connected with logical circuit control chip 22 by control bus, receive and carry out corresponding instruction.

Bill recognition unit 24, for differentiating the true and false of bill and the ticket information of identification bill, by the numbering on camera and other servicing units identification bill.Bill recognition unit 24 by bill Transfer pipe 26 with enter cash dispensing port unit 23, bill classified access paper money case 25 is connected, and forms bill circulation road; Bill recognition unit 24 is connected with logical circuit control chip 22 by control bus, data bus, receive and carry out command adapted thereto by control bus, according to instruction differentiate the true and false, the bill that deposits in of identification that deposit bill in face amount, obtain the ticket information such as hat font size, image of bank note, and by the bill data such as hat font size, image of the bill obtaining, return to logical circuit control chip 22 by data bus.

As shown in Figure 3, bill recognition unit 24 can be divided into three parts according to function: bill connecting gear 241, currency checking module 242 and image processing module 243.Wherein, bill connecting gear 241, connects described bill Transfer pipe 26, for transmit bill between currency checking module 242 and image processing module 243; Currency checking module 242, for differentiating the true and false of bill; Image processing module 243, for identifying the ticket information of bill.

Concrete, described bill connecting gear 241 comprises: bill entrance, sends banknote counting wheel to for the bill that described bill Transfer pipe 26 is inputted; Banknote counting wheel, for being involved in one by one dustproof glass banknote path by the bill of input; Dustproof glass banknote path, by just to arranging and gapped two dustproof glass of tool form, wherein, described gap have make bill in described dustproof glass banknote path by time keep the width of complete deployed condition; Delivery wheel, for exporting described bill Transfer pipe 26 to by the bill of described dustproof glass banknote path.

Described currency checking module 242 comprises: transmitted light source array, comprise various light sources, be arranged at described dustproof glass banknote path above or below, for the bill of light signal with dustproof glass banknote path described in transmission is provided; Silicon photocell, be arranged at described dustproof glass banknote path above or below, for detection of the fluorescence reaction of the bill in described dustproof glass banknote path to discern the false from the genuine.

Described image processing module 243 comprises: high-definition camera head array, be arranged at described dustproof glass banknote path above or below, for obtaining the nominal value image of bill of described dustproof glass banknote path; Picture processing chip, carries out image processing to obtain the ticket information of bill for the nominal value image to described bill, and for example, the ticket information data of identification bank note, such as bill value of money, bill hat font size, can be, but not limited to adopt OCR technology.

Figure 4 shows that the concrete physical arrangement of bill recognition unit 24, comprise bill entrance 1, banknote counting wheel 2, dustproof glass banknote path 3, high-definition camera head array 4, transmitted light source array 5, delivery wheel 6, silicon photocell (not shown).Wherein bill entrance 1 connects bill Transfer pipe 26, is the entrance of the bill recognition unit 24 that enters of bill; Banknote counting wheel 2, the bill that bill entrance 1 is entered is involved in the banknote path that upper and lower dustproof glass 3 forms one by one; Dustproof glass banknote path 3 is formed by upper dustproof glass and the lower dustproof glass of interval 1-3 millimeter, this passage capable of being effectively ensure bill by time keep complete deployed condition, there will not be fold and affect banknote image and obtain effect; High-definition camera head array 4, for obtaining the image of the bank note passing through, preferred, this camera array can be distributed in respectively dustproof glass banknote path 3 above or below, can obtain bill nominal value image clearly; 6 points of upper wheels of delivery wheel and lower whorl, pull out bill dustproof glass banknote path 3 and send into bill Transfer pipe 26 for the mode by extrusion rolling; Transmitted light source array 5, formed by various light sources, can be distributed in respectively dustproof glass banknote path 3 above or below, provide light source for coordinating camera to obtain bill nominal value image clearly, also can be by providing the light source of different aberration to differentiate the bill true and false; Silicon photocell can be distributed in respectively dustproof glass banknote path 3 above or below, in the time that transmitted light source array 5 use ultraviolet sources irradiate motion banknote, silicon photocell detects the fluorescence reflection of banknote, can differentiate banknote true and false.

Concrete, transmitted light source array 5 can by white light, infrared, blue light fluorescent tube, one or several form, wherein white light is mainly used in obtaining clearly bill image for identifying the information such as nominal value and numbering, Red and blue light is mainly used in bill anti-counterfeit recognition, wherein red-light source provides infrared ray, the infrared principle of work penetrating is to utilize paper comparatively robust, the density of Renminbi higher and higher with the ink thickness of gravure techniques printing, thereby the receptivity of infrared signal is distinguished more by force to the true and false of banknote.The papery feature of Renminbi and the papery feature of counterfeit money have certain difference, and while banknote being carried out to penetration-detection by infrared signal, they will be different to the receptivity of infrared signal, utilize this principle, can realize discrimination; Wherein blue light source provides ultraviolet ray (blue light that wavelength is 365nm), counterfeit money adopts the common paper after bleaching to manufacture conventionally, paper after bleaching there will be fluorescence reaction (exciting lower diffraction to go out the blue light that wavelength is 420-460nm ultraviolet) under the irradiation of ultraviolet ray (blue light that wavelength is 365nm), and Renminbi does not have fluorescence reaction.

Bill classified access paper money case 25, for storing classifiedly corresponding bill according to the face amount of bill, also deposits simultaneously and meets the old coin of worn coin that People's Bank of China's recovery requires.Be connected with bill recognition unit 24 by bill Transfer pipe 26, and form bill circulation road; Be connected with logical circuit control chip 22 by control bus and receive, carry out bill processing instruction.

Be illustrated in figure 5 a concrete bill classified access paper money case 25, comprise: 100 yuan of value of money paper money casees, 50 yuan of value of money paper money casees, 20 yuan of value of money paper money casees, 10 yuan of value of money paper money casees, useless paper money case, wherein, useless paper money case, for depositing counterfeit money and worn coin.

As shown in Figure 5, in a kind of preferred embodiment, bill classified access paper money case 25 can also comprise: abnormality processing paper money case, send the related bill of early warning signal for the early warning processing module of depositing teller's transaction terminal, teller has authority to open abnormality processing paper money case, determines generation early warning bill to manually examine.

Bill Transfer pipe 26, for by bill enter between cash dispensing port unit 23, bill recognition unit 24, bill classified access paper money case 25 to transmit, by the command adapted thereto of control bus receive logic circuit control chip 22, by devices such as crawler belt, delivery wheel, banknote counting wheels, bill is carried out to bill transmission.

Logical circuit control chip 22, receive by external data interface 21 deposit instruction set or the instruction set of withdrawing the money that teller's transaction terminal is sent, then control into cash dispensing port unit 23, bill recognition unit 24, bill classified access paper money case 25 and 26 collaborative works of bill Transfer pipe, according to feedback result, successfully whether judgement deposit and withdraw, and the final result of depositing and withdrawing that generates returns to teller's transaction terminal.Logical circuit control chip 22 by control bus with enter cash dispensing port unit 23, bill recognition unit 24, bill Transfer pipe 26, bill classified access paper money case 25 and be connected, be connected with external data interface 21, bill recognition unit 24 by data bus.

The present invention also provides a kind of coordinated type bill to process and early warning system, and as shown in Figure 6, this system comprises: teller's transaction terminal 61, host server 63, bank node processing apparatus 62 and Warning Service device 64.

Teller's transaction terminal 61, comprising:

Trade processing module 611, for receiving the transaction order of teller's input, receive the true and false and the ticket information of deposit and withdraw result and bill that described bank node processing apparatus 62 returns, determine the amount of cash that transaction relates to and the action type of depositing and withdrawing according to described transaction order, according to described in whether successfully deposit and withdraw cash-access that the true and false of result and bill and ticket information judge that transaction relates to, the result of depositing and withdrawing described in inciting somebody to action is sent to described host server 63, generate bill Data Concurrent and deliver to described Warning Service device 64, described bill data comprise the transaction account information that bill is corresponding, the ticket information of bill, being about to the accounts information of transaction and the ticket information of bill is associated together as the storage of bill data,

Driver module 612, for the amount of cash that relates to according to described transaction and the action type of depositing and withdrawing, generates deposit instruction set or the instruction set send to described bank node processing apparatus 62 of withdrawing the money.

Bank node processing apparatus 62, comprising:

External data interface 621, connect described teller's transaction terminal 61, for transmitting interactive information between described teller's transaction terminal 61 and logical circuit control chip 622, described interactive information comprises: the true and false of described deposit instruction set or the instruction set of withdrawing the money, described bill and ticket information, described in the result of depositing and withdrawing;

Logical circuit control chip 622, be used for according to described deposit instruction set or the instruction set of withdrawing the money, control into cash dispensing port unit 623, bill recognition unit 624, bill classified access paper money case 625 and 626 collaborative works of bill Transfer pipe, and the result of depositing and withdrawing described in generating;

Enter cash dispensing port unit 623, for receiving, export bill;

Bill recognition unit 624, for differentiating the true and false of bill and the ticket information of identification bill;

Bill classified access paper money case 625, for depositing bill in or take out bill according to the ticket information classification of bill;

Bill Transfer pipe 626, for entering to transmit bill between cash dispensing port unit 623, bill recognition unit 624, bill classified access paper money case 625 described.

Host server 63, the accounts information that is used to described teller's transaction terminal 61 to provide transaction to relate to, and according to the described result accounts information that more New Transaction relates to of depositing and withdrawing.

Warning Service device 64, comprising:

Bill data memory module 641, for receiving and store described bill data;

Sensitive data memory module 642, for the responsive hat font size that prestores, the counterfeit money hat font size that the sensitivity wherein prestoring hat font size can be preced with font size for the bill being suspected of committing a crime that public security department provides, have been found that, or the bill of particular type hat font size;

Warning module 643, contrasts for the bill hat font size that the ticket information of described bill is comprised and the sensitivity hat font size prestoring, and sends early warning signal in the time that comparing result is consistent.

Coordinated type bill processing shown in Fig. 6 and early warning system have not only realized bill and have processed the interlock between processing with transaction data, and the function that provides the bill to thering is responsive hat font size to carry out early warning, be conducive to find in time the counterfeit money being suspected of committing a crime and the bill that reclaims particular type, conveniently problematic bill is followed the trail of, further improved the security of cash processing.

In a kind of preferred embodiment, in the present invention, trade processing module 611, also for receiving the querying command of teller's input, sends to Warning Service device 64 by the transaction account information comprising in described querying command; Described Warning Service device 64 also comprises: enquiry module 644, for inquire about corresponding bill data according to described transaction account information, and returns to described teller's transaction terminal 61.

Because bill data are associated together the ticket information of the accounts information of transaction and described bill, can be used as the resume of putting on record of transaction, in this case, after transaction, still can carry out retrieval transaction bill used at that time by bill data, in conjunction with supplementary meanss such as sales counter camera head monitors, the present invention can also realize the tracking to criminal and the eliminating to specific bank note and market and reclaim.

In coordinated type bill processing shown in Fig. 6 and early warning system, the cash-access operation that bank node processing apparatus 62 carries out is controlled by teller's transaction terminal 61 completely, realize the interlock of bill processing with transaction data processing, its concrete linkage process can, with reference to the linkage process of bank node processing apparatus in system shown in Figure 1 and teller's transaction terminal, repeat no more herein.

In coordinated type bill processing shown in Fig. 6 and early warning system, the concrete structure of bank node processing apparatus 62, with reference to the concrete structure of bank node processing apparatus shown in Fig. 2, repeats no more herein.

In a kind of preferred embodiment, a bank node processing apparatus 62 can connect and be controlled by multiple teller's transaction terminals 61, to realize effective utilization of resource.

In a kind of preferred embodiment, the coordinated type bill shown in Fig. 6 is processed and early warning system can also comprise the printer that one or more is connected with teller's transaction terminal 61, for printing client's storage/access money receipt and associated documents.

As shown in Figure 7, the invention provides a concrete coordinated type bill processes and early warning system, comprise: at least one teller's transaction terminal 71, bank node processing apparatus 72, host server 73, Warning Service device 74 and at least one printer 75, wherein, teller's transaction terminal 71 connects Warning Service device 74, printer 75, bank node processing apparatus 72 by data line; Warning Service device 74 is connected by banking network with host server 73; Teller's transaction terminal 71 is connected by banking network with host server 73; Bank node processing apparatus 72 connects and is controlled by least one teller's transaction terminal 71.

Host server 73, is responsible for receiving the Transaction Information that teller's transaction terminal 71 transmits, and completes relevant bank's accounting processing, and transaction processing success, feeds back to teller's transaction terminal 71 by financial networking by successful information.Host server 73 is also regularly connect with Warning Service device 74 and is carried out data interaction by banking network, keeps sensitive data and bill numbering data synchronism and consistance between two servers.

Printer 75, belongs to external unit, is connected on teller's transaction terminal 71, is responsible for receiving after the successful information of processing that host server 73 transmits at teller's transaction terminal 71, prints customer deposit, withdraw the money receipt and associated documents.

Bank node processing apparatus 72, belong to external unit, be connected on teller's transaction terminal 71, be responsible for receiving teller's transaction terminal 71 and send cash processing request, complete the processing such as the identification of true and false discriminating to bill, classification, counting, bill ticket information, wherein, bill ticket information can include but not limited to bill value of money, bill quantity, image data, bill hat font size etc.

Teller's transaction terminal 71 comprises trade processing module and driver module.Wherein, trade processing module is for the treatment of the logical process of All Activity, can be to the 74 submit Query requests of Warning Service device, be preced with font size by bank note and retrieve Transaction Information in the past, also can retrieve the bank note that exchange uses at that time by the transaction resume of putting on record, can with the data interaction of host server 73, Warning Service device 74.Bank node processing apparatus 72 service routines in driver module, are disposed, be responsible for the transaction request (for example deposit, withdraw the money) that relates to cash to be converted to operational order collection, submitting to bank node processing apparatus 72 processes, in driver module, also dispose the hardware keys of bank node processing apparatus 72, can be encrypted operational order collection, the operational order collection after encryption just can be identified and carry out; If hardware management and bank note management request, directly be converted to operational order collection, submitting to bank node processing apparatus 72 processes, the bill handling terminal server of teller's transaction terminal 71, according to type of transaction, transaction request is converted to four class instruction set, comprise: deposit instruction set, the instruction set of withdrawing the money, hardware management instruction set, bank note supervisory instruction collection, each instruction set comprises respectively many instructions.

For example, deposit instruction set comprises: connect paper money instruction, currency examine instruction, the instruction of identification bill, counting instruction, deposit paper money instruction, need to carry out in order; The instruction set of withdrawing the money comprises: get paper money instruction, the instruction of identification bill, counting instruction, tell paper money instruction, need to carry out in order; Hardware management instruction set comprises: exception handling instruction, paper money case rule arrange instruction, device status inquiries instruction, paper money case inquiry into balance instruction, paper money case numbering arranges instruction, can executed in parallel; Bank note supervisory instruction collection comprises: toward going out, fill paper money, unloading paper money instruction, and can executed in parallel.

Teller's transaction terminal 71 is also responsible for receiving the bill ticket information transmitted of bank node processing apparatus 72, and is submitted to Warning Service device 74 and processes.Teller's transaction terminal 71 can be the equipment such as PC, and multiple teller's transaction terminals 71 can connect same bank node processing apparatus 72 simultaneously.Preferably, two teller's transaction terminals 71 connect carrying out of same the bank node processing apparatus 72 more convenient teller's work of meeting.

Warning Service device 74 is connected with teller's transaction terminal 71 by data line, together with can be, but not limited to be deployed in teller's transaction terminal 71, to reduce the time of access.Host server 73 is also regularly connect with Warning Service device 74 and is carried out data interaction by banking network, keeps sensitive data and bill numbering data synchronism and consistance between two servers.Warning Service device 74 comprises: sensitive data memory module, bill data memory module, warning module.Wherein, sensitive data memory module is preserved the responsive bill numbering prestoring, bill numbering, the counterfeit money numbering having been found that etc. that what such as public security department provided be suspected of committing a crime; Bill data memory module, preserves the bill data that transaction relates to, and wherein, bill data can include but not limited to the bill ticket information that transaction account information (for example, comprising unique transaction searching number that every transaction produces), transaction relate to etc.; Warning module, in the time that bill data memory module occurs that in sensitive data memory module, bill is numbered, send early warning notice transaction teller and security department, and record alert log, duplicate when bill data memory module bill numbering time send early warning notice transaction teller and security department, and record alert log.

Embodiment mono-

Process and early warning system based on the bill of coordinated type shown in Fig. 6, the present embodiment is in conjunction with Fig. 8, and the process of credit transaction being carried out to monitoring and early warning processing describes.

Step S101: teller's transaction terminal receives teller and initiates credit transaction instruction, trade processing module carries out credit transaction logical process, include but not limited to that trade processing module obtains data from host server, judge clients' accounts legitimacy, account balance etc., and these data are carried out to logic judgement and process, data are presented on display screen; Credit request is converted to deposit instruction set by driver module, and deposit instruction set is processed submitting to bank node processing apparatus after being encrypted, wherein depositing instruction set comprises: connect paper money instruction, currency examine instruction, the instruction of identification bill, counting instruction, so that bank node processing apparatus is carried out in order.

Step S102: bank node processing apparatus is resolved concrete command information wherein after receiving deposit instruction set communication bag, deposits paper money mouth processing unit the banknote of depositing paper money mouth is received, and send bill to bill recognition unit by bill Transfer pipe, completes and connects paper money instruction.

Step S103: bill recognition unit is involved in bill successively by banknote counting wheel, obtains the image under Different Light, carries out currency examine instruction, the identification bill instruction identification bill true and false, obtains the data message such as bill face amount, bill numbering.

Step S104: the bill data result of acquisition is returned to teller's transaction terminal by bank node processing apparatus.

Step S105: credit transaction is obtained bill data by teller's transaction terminal (can include but not limited to bill ticket information, transaction account information that this credit transaction relates to, transaction account information can comprise unique transaction searching number that transaction is corresponding) pass to Warning Service device, Warning Service device is kept at bill data in bill data memory module; Warning module carries out retrieval and inquisition to bank node processing apparatus being obtained to bill data in Warning Service device: (1) warning module obtains bill data by bank node processing apparatus and carries out retrieval and inquisition in sensitive data memory module, if bill numbering coupling, return to early warning content to teller's transaction terminal, early warning content comprises suspicion bill numbering, image, warning reason etc.; (2) warning module obtains bill data by bank node processing apparatus and carries out retrieval and inquisition at bill data memory module piece, if there is the bill numbering repeating, return to early warning signal to teller's transaction terminal, early warning content comprises suspicion bill numbering, image, warning reason etc.; (3) if retrieval is returned to retrieval normal signal to teller's transaction terminal less than, warning module.

Step S106: if teller's transaction terminal receives the normal signal of Warning Service device, teller's transaction terminal sends and deposits paper money instruction to bank node processing apparatus; If teller's transaction terminal receives the early warning signal of Warning Service device, the numbering of display screen display alarm bill, image, warning reason etc., teller's transaction terminal sends exception handling instruction to bank node processing apparatus.

Step S107: deposit paper money instruction if bank node processing apparatus receives, bill classified access paper money case is carried out and deposited paper money instruction, at par deposits bill in different value of money paper money casees after sorting, and bank node processing apparatus sends and deposits paper money successful information to teller's transaction terminal; If bank node processing apparatus receives exception handling instruction, bill classified access paper money case execute exception processing instruction, deposits this bill in abnormality processing paper money case, and bank node processing apparatus sends early warning to teller's transaction terminal and processes successful information.

Step S108: if teller's transaction terminal is received the early warning processing successful information of bank node processing apparatus, point out teller to open abnormality processing paper money case on display screen and verify and confirm processing, credit transaction finishes; If what teller's transaction terminal was received bank node processing apparatus deposits paper money successful information, the Transaction Informations such as deposit are passed to host server and carry out accounting processing.

Step S109: account's result is fed back to teller's transaction terminal by host server, and show on display screen.Credit transaction success, teller's transaction terminal calls printer and prints.

Embodiment bis-

Process and early warning system based on the bill of coordinated type shown in Fig. 6, the present embodiment is in conjunction with Fig. 9, and the process of the transaction of withdrawing the money being carried out to monitoring and early warning processing describes.

Step S201: teller's transaction terminal receives teller and initiates to withdraw the money trading instruction, the trade processing module logical transaction processing of withdrawing the money, include but not limited to that trade processing module obtains data from host server, judge clients' accounts legitimacy, account balance etc., and these data are carried out to logic judgement and process, data are presented on display screen; The driver module request of withdrawing the money is converted to the instruction set of withdrawing the money, and the instruction set of withdrawing the money is processed submitting to bank node processing apparatus after being encrypted, the instruction set of wherein withdrawing the money comprises: get paper money instruction, counting instruction, currency examine instruction, the instruction of identification bill, so that bank node processing apparatus is carried out in order.

Step S202: bank node processing apparatus is resolved concrete command information wherein after receiving the instruction set communication bag of withdrawing the money, bill classified access paper money case is carried out and is got paper money instruction and counting instruction, the bill of matching amount is taken out from bill classified access paper money case, and send bill to bill recognition unit by bill Transfer pipe.

Step S203: bill recognition unit is involved in bill successively by banknote counting wheel, obtains the image under Different Light, carries out currency examine instruction, the identification bill instruction identification bill true and false, obtains the data message such as bill face amount, bill numbering.

Step S204: the bill data result of acquisition is returned to teller's transaction terminal by bank node processing apparatus.

Step S205: the transaction of withdrawing the money of teller's transaction terminal obtains bill data and (can include but not limited to transaction account information, bill ticket information etc., wherein, transaction account information can comprise unique transaction searching number that this transaction of withdrawing the money produces) pass to Warning Service device, Warning Service device is kept at bill data in bill data memory module, and is back into function signal to teller's transaction terminal.

Step S206: if teller's transaction terminal receives the one-tenth function signal of Warning Service device, the Transaction Information such as will withdraw the money passes to host server and carries out accounting processing.

Step S207: account's result is fed back to teller's transaction terminal by host server, shows on display screen; Teller's transaction terminal sends and tells paper money instruction to bank node processing apparatus.

Step S208: bank node processing apparatus receives tells paper money instruction, tells the execution of paper money mouth processing module and tells paper money instruction, and bill is spued at Tu Chaokou, and bank node processing apparatus sends and tells paper money successful information to teller's transaction terminal.

Step S209: the Transaction Success of withdrawing the money, teller's transaction terminal calls printer and prints.

Embodiment tri-

Deposit and withdraw after closing the transaction, owing to resolving a dispute or the needs of subsequent supervision, the bill of coordinated type shown in Fig. 6 is processed and early warning system can also provide transaction bill data query function.

Coordinated type bill based on shown in Fig. 6 is processed and early warning system, and the present embodiment, in conjunction with Figure 10, is inquired about the disposal route of bill data afterwards to the transaction of depositing and withdrawing.

Step S301: teller's transaction terminal receives teller and initiates to inquire about trading instruction, to host server submit Query request msg, request msg can comprise when the card number that is not limited to client, certificate number, time bracket etc.

Step S302: host server, according to request msg query history transaction details table, returns to teller's transaction terminal by qualified transaction details.

Step S303: teller's transaction terminal is selected the concrete transaction that will inquire about according to transaction details, and the unique transaction searching number in transaction details is sent to Warning Service device.

Step S304: Warning Service device is according to unique transaction searching number query and search bill data memory module, obtain the bill data (including but not limited to transaction account information, bill ticket information etc.) that this transaction relates to, the bill data that Warning Service device relates to transaction return to teller's transaction terminal.

Step S305: teller's transaction terminal represents by display screen the bill data that transaction relates to.

Above-described specific embodiment; object of the present invention, technical scheme and beneficial effect are further described; institute is understood that; the foregoing is only specific embodiments of the invention; the protection domain being not intended to limit the present invention; within the spirit and principles in the present invention all, any amendment of making, be equal to replacement, improvement etc., within all should being included in protection scope of the present invention.

Those skilled in the art can also recognize the various illustrative components, blocks (illustrative logical block) that the embodiment of the present invention is listed, unit, and step can pass through electronic hardware, computer software, or both combinations realize.For the clear replaceability (interchangeability) of showing hardware and software, above-mentioned various illustrative components (illustrative components), unit and step have been described their function generally.Such function is to realize by hardware or software the designing requirement of depending on specific application and whole system.Those skilled in the art can, for every kind of specific application, can make in all sorts of ways and realize described function, but this realization should not be understood to exceed the scope of embodiment of the present invention protection.

Various illustrative logical block described in the embodiment of the present invention, or unit, or device can pass through general processor, digital signal processor, special IC (ASIC), field programmable gate array or other programmable logic device, discrete gate or transistor logic, discrete hardware components, or the design of above-mentioned any combination realizes or operates described function.General processor can be microprocessor, and alternatively, this general processor can be also any traditional processor, controller, microcontroller or state machine.Processor also can be realized by the combination of calculation element, for example digital signal processor and microprocessor, and multi-microprocessor, a Digital Signal Processor Core of one or more microprocessor associating, or any other similarly configures and realizes.

Method described in the embodiment of the present invention or the step of algorithm can directly embed hardware, the software module of processor execution or the two combination.Software module can be stored in the storage medium of other arbitrary form in RAM storer, flash memory, ROM storer, eprom memory, eeprom memory, register, hard disk, moveable magnetic disc, CD-ROM or this area.Exemplarily, storage medium can be connected with processor, with make processor can be from storage medium reading information, and can deposit write information to storage medium.Alternatively, storage medium can also be integrated in processor.Processor and storage medium can be arranged in ASIC, and ASIC can be arranged in user terminal.Alternatively, processor and storage medium also can be arranged in the different parts in user terminal.

In one or more exemplary designs, the described above-mentioned functions of the embodiment of the present invention can realize in hardware, software, firmware or this three's combination in any.If realized in software, these functions can be stored on the medium with computer-readable, or are transmitted on the medium of computer-readable with one or more instructions or code form.Computer-readable medium comprises computer storage medium and is convenient to make to allow computer program transfer to other local telecommunication media from a place.Storage medium can be the useable medium that any general or special computer can access.For example, such computer readable media can include but not limited to RAM, ROM, EEPROM, CD-ROM or other optical disc storage, disk storage or other magnetic storage device, or other any medium that can be read by general or special computer or general or special processor for carrying or storage the program code of form with instruction or data structure and other.In addition, any connection can be suitably defined as computer-readable medium, for example,, if software is by a concentric cable, fiber optic cables, twisted-pair feeder, Digital Subscriber Line (DSL) or being also comprised in defined computer-readable medium with wireless way for transmittings such as such as infrared, wireless and microwaves from a web-site, server or other remote resource.Described video disc (disk) and disk (disc) comprise Zip disk, radium-shine dish, CD, DVD, floppy disk and Blu-ray Disc, and disk is conventionally with magnetic duplication data, and video disc carries out optical reproduction data with laser conventionally.Above-mentioned combination also can be included in computer-readable medium.

Claims

1. a coordinated type bill disposal system, is characterized in that, comprising: teller's transaction terminal and bank node processing apparatus; Wherein,

Described teller's transaction terminal, comprising:

Described bank node processing apparatus, comprising:

Enter cash dispensing port unit, for receiving, export bill;

2. coordinated type bill disposal system according to claim 1, is characterized in that, described deposit instruction set comprises and connects paper money instruction, currency examine instruction, identification bill instruction and deposit paper money instruction; The described instruction set of withdrawing the money comprises gets paper money instruction, currency examine instruction, identification bill instruction and tells paper money instruction;

Described logical circuit control chip is controlled as follows according to described deposit instruction set:

According to described definite amount of cash and the deposit action type of concluding the business and relating to of paper money instruction that connect, described in control, enter cash dispensing port unit and receive bill, and control described bill Transfer pipe the bill of described receiving is transferred to described bill recognition unit, bill classified access paper money case successively;

According to described currency examine instruction, control the true and false of described bill recognition unit discriminating bill;

According to the instruction of described identification bill, control the ticket information of described bill recognition unit identification bill;

Deposit paper money instruction according to described, control described bill classified access paper money case and deposit bill according to the ticket information classification of bill;

The instruction set of withdrawing the money described in described logical circuit control chip basis is controlled as follows:

According to the described definite amount of cash relating to and the action type of withdrawing the money of concluding the business of paper money instruction of getting, control described bill classified access paper money case and take out bill, and control described bill Transfer pipe by the bill of described taking-up be transferred to successively described bill recognition unit and described in enter cash dispensing port unit;

Tell paper money instruction according to described, enter the cash dispensing port unit bill that spues described in control.

3. coordinated type bill disposal system according to claim 1, is characterized in that, the ticket information of described bill comprises bill value of money and bill hat font size;

Described teller's transaction terminal also comprises:

Early warning processing module, for storing described bill hat font size, and contrasts described bill hat font size and the sensitivity hat font size prestoring, and sends early warning signal in the time that comparing result is consistent.

4. coordinated type bill disposal system according to claim 1, is characterized in that, described driver module is specifically for sending to described bank node processing apparatus after deposit instruction set or the instruction set of withdrawing the money encryption.

5. coordinated type bill disposal system according to claim 1, is characterized in that,

Described bill recognition unit specifically comprises:

Bill connecting gear, connects described bill Transfer pipe, for transmit bill between currency checking module and image processing module;

Currency checking module, for differentiating the true and false of bill;

Image processing module, for identifying the ticket information of bill.

6. coordinated type bill disposal system according to claim 5, is characterized in that,

Described bill connecting gear comprises:

Bill entrance, for sending the bill of described bill Transfer pipe input to banknote counting wheel;

Banknote counting wheel, for being involved in one by one dustproof glass banknote path by the bill of input;

Dustproof glass banknote path, by just to arranging and gapped two dustproof glass of tool form, wherein, described gap have make bill in described dustproof glass banknote path by time keep the width of complete deployed condition;

Delivery wheel, for exporting described bill Transfer pipe to by the bill of described dustproof glass banknote path;

Described currency checking module comprises:

Transmitted light source array, comprises various light sources, be arranged at described dustproof glass banknote path above or below, for the bill of light signal with dustproof glass banknote path described in transmission is provided;

Silicon photocell, be arranged at described dustproof glass banknote path above or below, for detection of the fluorescence reaction of the bill in described dustproof glass banknote path to discern the false from the genuine;

Described image processing module comprises:

High-definition camera head array, be arranged at described dustproof glass banknote path above or below, for obtaining the nominal value image of bill of described dustproof glass banknote path;

Picture processing chip, carries out image processing to obtain the ticket information of bill for the nominal value image to described bill.

7. coordinated type bill disposal system according to claim 1, is characterized in that, described external data interface is USB interface or serial-parallel interface.

8. coordinated type bill disposal system according to claim 1, is characterized in that,

Described enter cash dispensing port unit comprise:

Deposit paper money mouth, for receiving bill;

Money back mouth, for exporting incomplete bill and/or the bill of forgery;

Tu Chaokou, for exporting normal bill.

9. coordinated type bill disposal system according to claim 1, is characterized in that,

Described bill classified access paper money case comprises:

Multiple paper money casees, corresponding different value of money respectively, for depositing or take out the bill of corresponding value of money in;

Useless paper money case, for depositing incomplete bill and/or the bill of forgery.

10. coordinated type bill disposal system according to claim 3, is characterized in that,

Described bill classified access paper money case comprises:

Useless paper money case, for depositing incomplete bill and/or the bill of forgery;

Abnormality processing paper money case, sends for depositing described early warning processing module the bill that early warning signal relates to.

11. 1 kinds of coordinated type bills are processed and early warning system, it is characterized in that, comprising: teller's transaction terminal, bank node processing apparatus, host server and Warning Service device; Wherein,

Described teller's transaction terminal, comprising:

Described bank node processing apparatus, comprising:

Enter cash dispensing port unit, for receiving, export bill;

Described Warning Service device, comprising:

Bill data memory module, for receiving and store described bill data;

Sensitive data memory module, for the responsive hat font size that prestores;

12. coordinated type bills according to claim 11 are processed and early warning system, it is characterized in that,

Described trade processing module also, for receiving the querying command of teller's input, sends to described Warning Service device by the transaction account information comprising in described querying command;

Described Warning Service device also comprises:

Enquiry module, for inquire about corresponding bill data according to described transaction account information, and returns to described teller's transaction terminal.

13. coordinated type bills according to claim 11 are processed and early warning systems, it is characterized in that, described deposit instruction set comprises and connects paper money instruction, currency examine instruction, identification bill instruction and deposit paper money instruction; The described instruction set of withdrawing the money comprises gets paper money instruction, currency examine instruction, identification bill instruction and tells paper money instruction;

14. coordinated type bills according to claim 11 are processed and early warning system, it is characterized in that, described driver module is specifically for sending to described bank node processing apparatus after deposit instruction set or the instruction set of withdrawing the money encryption.

15. coordinated type bills according to claim 11 are processed and early warning system, it is characterized in that,

Described bill recognition unit specifically comprises:

Currency checking module, for differentiating the true and false of bill;

Image processing module, for identifying the ticket information of bill.

16. coordinated type bills according to claim 15 are processed and early warning system, it is characterized in that,

Described bill connecting gear comprises:

Described currency checking module comprises:

Described image processing module comprises:

17. coordinated type bills according to claim 11 are processed and early warning system, it is characterized in that, described external data interface is USB interface or serial-parallel interface.

18. coordinated type bills according to claim 11 are processed and early warning system, it is characterized in that,

Described enter cash dispensing port unit comprise:

Deposit paper money mouth, for receiving bill;

Money back mouth, for exporting incomplete bill and/or the bill of forgery;

Tu Chaokou, for exporting normal bill.

19. coordinated type bills according to claim 11 are processed and early warning system, it is characterized in that,

Described bill classified access paper money case comprises:

20. coordinated type bills according to claim 11 are processed and early warning system, it is characterized in that,

Described bill classified access paper money case comprises:

Abnormality processing paper money case, sends for depositing described Warning Service device the bill that early warning signal relates to.

21. coordinated type bills according to claim 11 are processed and early warning system, it is characterized in that, described coordinated type bill is processed and early warning system also comprises: printer.