CN103714625B - A kind of charging intelligent card method and system - Google Patents
A kind of charging intelligent card method and system Download PDFInfo
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- CN103714625B CN103714625B CN201310712864.1A CN201310712864A CN103714625B CN 103714625 B CN103714625 B CN 103714625B CN 201310712864 A CN201310712864 A CN 201310712864A CN 103714625 B CN103714625 B CN 103714625B
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Abstract
The present invention discloses a kind of charging intelligent card method and system, first charging request is sent by charging intelligent card terminating unit to charging intelligent card platform by user, charging intelligent card platform obtains the history recharging payment record of user according to smart card ID, and whether the charging intelligent card result checking history recharging payment record is abnormal, if then carrying out normally supplementing with money again after smart card supplements value, then directly normally supplement with money if not. When carrying out smart card and supplement value, first confirm the type of charging intelligent card results abnormity, then the type according to charging intelligent card result carries out the supplementary value of smart card. Method of the present invention and system can the supplementary value of system in charging intelligent card operational anomaly situation, improve the fault-tolerance of charging system, enhance the exception handling ability of system, ensure that smart card and supplement platform with money in the consistence supplementing with money on the amount of money, it is to increase the satisfactory degree of user.
Description
Technical field
The present invention relates to smart card electronic purse application technical field, it is specifically related to a kind of charging intelligent card method and system.
Background technology
Along with the fast development of smart card, the variation of application on smart card, stored value card is also widely used in the fields such as public transport, ETC (ElectronicTollCollection, electronic charging system without parking), consumption as a kind of intelligent card payment application. Online charging system for different field, different modes also just occurs in succession, and such as, by card reader, terminal, wayside equipment etc. carry out supplementing with money of stored value card. But no matter by what mode, always there will be various exception (such as the situation such as artificial mobile smartcard, network communication instability) and all can cause supplementing with money and server platform and smart card are supplemented with money the inconsistent of the amount of money. Will there are two kinds of situations in this, Yi Zhongshi, and server connects financial sector and withholdd successfully, but charging intelligent card operation failure, and this just needs server and financial sector is follow-up carries out rushing just operating; Another is that server connection financial sector has been withholdd successfully, charging intelligent card successful operation, but smart card operation result fails to feed back to server, server can only judge this operation failure, and this just causes server and the inconsistent situation of the smart card amount of money. This just needs a kind of value mode of supplementing badly to process various abnormal conditions. Based on above background, this case proposes method and the system of a kind of charging intelligent card.
Summary of the invention
For the defect existed in prior art, it is an object of the invention to provide a kind of charging intelligent card method and system, it is achieved supplementary value during charging intelligent card operational anomaly.
For achieving the above object, the technical solution used in the present invention is: a kind of charging intelligent card method, comprises the following steps:
(1) user sends charging request by charging intelligent card terminating unit to charging intelligent card platform;
(2) charging intelligent card platform obtains history recharging payment record corresponding to user according to the smart card ID of user, and whether the charging intelligent card result checking described history recharging payment record is abnormal, if then carrying out carrying out smart card again after smart card supplements value normally to supplement with money, then directly carrying out smart card if not and normally supplementing with money; Carrying out the concrete mode that smart card supplements value is:
1) type of charging intelligent card results abnormity is confirmed; The type of described recharging result exception comprises charging intelligent card failure and charging intelligent card platform does not receive charging intelligent card execution result;
2) carry out smart card according to the type of charging intelligent card result and supplement value.
Further, a kind of charging intelligent card method as above, step 1) in, confirm that the concrete mode of the type of charging intelligent card results abnormity is:
During the history recharging payment recording exceptional of smart card, if charging intelligent card platform have received the transaction verification code TAC of the history recharging payment of this exception of smart card but transaction verification code TAC verifies unsuccessfully, then confirm charging intelligent card failure; If intelligence supplements the execution result that platform does not receive the history recharging payment record of this exception of smart card with money, then confirm that charging intelligent card result type is that charging intelligent card platform does not receive charging intelligent card execution result.
Further, charging intelligent card method as above a kind of, step 2) in, if charging intelligent card results abnormity type is charging intelligent card failure, carrying out, according to the type of charging intelligent card result, the concrete mode that smart card supplements value is:
1. charging intelligent card platform obtains the supplementary Value Data of abnormal history recharging payment record to charging intelligent card business core system, generates and supplements instruction with money, and will supplement instruction with money by charging intelligent card terminating unit and be sent to smart card;
2. according to supplementing with money, instruction completes the supplementary value of smart card to smart card, and by charging intelligent card terminating unit, benefit recharging result is sent to charging intelligent card platform, completes smart card and supplements value.
Further, a kind of charging intelligent card method as above, step 2) in, do not receive charging intelligent card perform result if charging intelligent card results abnormity type is charging intelligent card platform, carrying out, according to the type of charging intelligent card result, the concrete mode that smart card supplements value is:
I. the acquisition transaction authentication instruction of the history recharging payment record of exception is sent to smart card by charging intelligent card platform;
II. the transaction verification code TAC that smart card is corresponding according to the history recharging payment record of this exception on described acquisition transaction authentication instruction fetch smart card, and transaction verification code TAC is sent to charging intelligent card platform by terminating unit;
III. transaction verification code is verified by charging intelligent card platform, if verification succeeds, then completes smart card and supplements value, and intelligent card transaction platform returns " benefit successful recharging " mark to charging intelligent card terminating unit; If verifying unsuccessfully, enter step IV;
IV. charging intelligent card platform obtains to charging intelligent card business core system and supplements Value Data, generates and supplements instruction with money, and will supplement instruction with money by charging intelligent card terminating unit and be sent to smart card;
V. according to supplementing with money, instruction completes the supplementary value of smart card to smart card, and by charging intelligent card terminating unit, benefit recharging result is sent to charging intelligent card platform, completes smart card and supplements value.
Further, a kind of charging intelligent card method as above, the method also comprises: arrange, at charging intelligent card platform, the maximum times that smart card supplements Value Operations permission.
Further, a kind of charging intelligent card method as above, charging intelligent card platform obtains the concrete mode supplementing Value Data and is to charging intelligent card business core system:
A. charging intelligent card platform checks whether the supplementary Value Operations request number of times of smart card is greater than the maximum times that smart card supplements Value Operations permission, supplementing value failure if then returning to smart card, then returning supplementary value to charging intelligent card terminal if not and confirming to apply for;
B. user confirms supplementary Value Operations;
C. charging intelligent card platform obtains the supplementary Value Data of the history recharging payment record of smart card exception to charging intelligent card business core system.
Further, a kind of charging intelligent card method as above, in step I, the concrete mode that the acquisition transaction authentication instruction of the history recharging payment record of exception is sent to smart card is by charging intelligent card platform:
I. charging intelligent card platform checks whether the supplementary Value Operations request number of times of smart card is greater than the maximum times that smart card supplements Value Operations permission, if then returning query manipulation request failure to smart card, then returning to charging intelligent card terminal if not and supplementing value confirmation application;
Ii. user confirms supplementary Value Operations;
Iii. the acquisition transaction authentication instruction of the history recharging payment record of exception is sent to smart card by charging intelligent card terminal by charging intelligent card platform.
A kind of intelligent card charging system, comprising:
Charging request module, for sending charging request by charging intelligent card terminating unit to charging intelligent card platform by user;
Supplement module with money, history recharging payment record corresponding to user is obtained according to the smart card ID of user for charging intelligent card platform, and whether the charging intelligent card result checking described history recharging payment record is abnormal, if then carrying out carrying out smart card again after smart card supplements value normally to supplement with money, then directly carrying out smart card if not and normally supplementing with money; When recharging result is abnormal, supplements module with money and comprise:
Supplement Exception Type judging unit with money, for confirming the type of charging intelligent card results abnormity; The type of described recharging result exception comprises charging intelligent card failure and charging intelligent card platform does not receive charging intelligent card execution result;
Supplement value unit, carry out smart card for the type according to charging intelligent card result and supplement value.
Further again, a kind of intelligent card charging system as above, when charging intelligent card results abnormity type is charging intelligent card failure, carrying out, according to the type of charging intelligent card result, the concrete mode that smart card supplements value is:
1. charging intelligent card platform obtains the supplementary Value Data of abnormal history recharging payment record to charging intelligent card business core system, generates and supplements instruction with money, and will supplement instruction with money by charging intelligent card terminating unit and be sent to smart card;
2. according to supplementing with money, instruction completes the supplementary value of smart card to smart card, and by charging intelligent card terminating unit, benefit recharging result is sent to charging intelligent card platform, completes smart card and supplements value.
Further, intelligent card charging system as above a kind of, when charging intelligent card results abnormity type is that charging intelligent card platform does not receive charging intelligent card and performs result, carrying out, according to the type of charging intelligent card result, the concrete mode that smart card supplements value is:
I. the acquisition transaction authentication instruction of the history recharging payment record of exception is sent to smart card by charging intelligent card platform;
II. the transaction verification code TAC that smart card is corresponding according to the history recharging payment record of this exception on described acquisition transaction authentication instruction fetch smart card, and transaction verification code TAC is sent to charging intelligent card platform by terminating unit;
III. transaction verification code is verified by charging intelligent card platform, if verification succeeds, then completes smart card and supplements value, and intelligent card transaction platform returns " benefit successful recharging " mark to charging intelligent card terminating unit; If verifying unsuccessfully, enter step IV;
IV. charging intelligent card platform obtains to charging intelligent card business core system and supplements Value Data, generates and supplements instruction with money, and will supplement instruction with money by charging intelligent card terminating unit and be sent to smart card;
V. according to supplementing with money, instruction completes the supplementary value of smart card to smart card, and by charging intelligent card terminating unit, benefit recharging result is sent to charging intelligent card platform, completes smart card and supplements value.
The useful effect of the present invention is: method of the present invention and system can the supplementary value of system in charging intelligent card operational anomaly situation, improve the fault-tolerance of charging system, enhance the exception handling ability of system, ensure that smart card and supplement platform with money in the consistence supplementing with money on the amount of money, it is to increase the satisfactory degree of user.
Accompanying drawing explanation
Fig. 1 adopts existing charging intelligent card method to carry out the topological framework schematic diagram of charging intelligent card in ETC charging system in embodiment;
Fig. 2 be embodiment adopts in ETC charging system existing charging intelligent card method carries out charging intelligent card normally supplement schema with money;
Fig. 3 is the structure block diagram of the system of a kind of charging intelligent card in embodiment;
Fig. 4 is the schema of a kind of method of charging intelligent card in embodiment;
Fig. 5 is that in embodiment 1, ETC charging system adopts the charging intelligent card method of the present invention to carry out the schematic flow sheet supplemented with money;
Fig. 6 is that in embodiment 2, ETC charging system adopts the charging intelligent card method of the present invention to carry out the schematic flow sheet supplemented with money.
Embodiment
Below in conjunction with Figure of description and embodiment, the present invention is described in further detail.
The technology term related in this embodiment illustrates:
Smart card: be responsible for performing instruction, return execution result to charging intelligent card platform, such as SIM card, SD card (safe digital card), PBOC card (the People's Bank's card), ETC card etc.;
Charging intelligent card terminating unit: be responsible for receiving charging intelligent card platform instruction and send instruction to smart card, such as card reader, mobile phone terminal, wayside equipment, pos machine etc.;
Communication layer: primary responsibility utilizes passage (passage such as GSM/GRPS/Internet) that the instruction of charging intelligent card platform sends to terminating unit, it can the mode such as treatment S MS, BIP, HTTP (HTTPS);
Charging intelligent card platform: be responsible for connecting financial payment systems, complete online delivery operation; Obtain the load value data of smart card core system, generate and supplement instruction with money, recharging result is reported smart card core system;
Smart card core system: store smart card accounts information, the verification of intelligent card subscriber legitimacy, generation load value data etc.;
Financial payment systems: provide and pay, as online in Unionpay, Bank of Communications pays online, third-party payment system (as paid treasured) etc.
For a better understanding of the present invention, first for ETC card in present embodiment, existing charging intelligent card method is briefly described:
Fig. 1 shows the network topology structure schematic diagram of ETC charging system, relates generally to six class network elements in this network:
One is smart card and ETC card etc.; Two is charging intelligent card terminating unit; Three is communication layer passage (GSM/GPRS/Internet); Four is that charging intelligent card platform and ETC supplement platform with money; Five is smart card core system and ETC core system; Six is financial payment systems.
Adopt existing recharge method to carry out flow process that ETC card supplements with money is as shown in Figure 2:
1. user supplements platform by terminating unit with money to ETC and sends charging request;
2.ETC supplements platform with money and sends user validation checking request to ETC core system, ETC core system back-checking result;
3. user confirms to supplement with money;
4.ETC supplements platform with money and sends payment application to financial payment systems, and financial payment systems returns payment result;
5.ETC supplements platform with money and obtains load value data from ETC core system, and generates and supplement instruction with money and be sent to terminating unit;
6. terminating unit will be supplemented instruction with money and be sent smart card to, and smart card perform result and returns to ETC and supplement platform with money;
7.ETC supplements platform processes with money and supplements flow process with money, and recharging result reports ETC core system.
Wherein, when normally supplementing process with money, smart card can generate transaction verification code TAC when instruction is supplemented in execution with money. Its computation process is prior art, roughly as follows: following encrypt data computing is produced (by listed order) by TAC key (DTK) left and right 8 bit bytes result that is different or computing:
-electronic purse balance amount (after transaction);
-stored value card on-line transaction sequence number (before adding 1);
-dealing money;
-type of transaction identifies;
-terminal machine is numbered;
-trade date (main frame);
-transaction time (main frame).
As long as smart card electronic purse application supplements the change of the amount of money with money, TAC value will be generated, and TAC value is reported ETC and supplements platform with money, by supplementing platform with money, this value is verified, reporting successful recharging by supplementing platform with money to ETC core system after verification succeeds, parallel terminal equipment returns " successful recharging " mark.
Can there is financial payment systems in the charging intelligent card flow process of reality to pay successfully, but the situation of charging intelligent card exception, mainly be divided into two classes: but a class is smart card to be performed successfully smart card and performs result and do not return charging intelligent card platform; Another class is that smart card performs failure or smart card does not receive the situation supplementing instruction with money, and another class situation above-mentioned is all called in present embodiment charging intelligent card failure. A kind of charging intelligent card method that the present invention proposes for this problem just and system, strengthen charging system exception handling ability, and the method and system are applicable to the charging intelligent card of different field industries such as () finance, consumption, traffic.
Fig. 3 shows the structure block diagram of a kind of intelligent card charging system of the present invention, and this system comprises charging request module 11 and supplements module 12 with money, wherein:
Charging request module 11 is for sending charging request by charging intelligent card terminating unit to charging intelligent card platform by user;
Supplement module 12 with money and obtain history recharging payment record corresponding to user for charging intelligent card platform according to the smart card ID of user, and whether the charging intelligent card result checking described history recharging payment record is abnormal, if then carrying out carrying out smart card again after smart card supplements value normally to supplement with money, then directly carrying out smart card if not and normally supplementing with money; When recharging result is abnormal, supplements module 12 with money and comprise and supplement Exception Type judging unit 121 with money and supplement value unit 122, supplement Exception Type judging unit 121 with money for confirming the type of charging intelligent card results abnormity; The type of described recharging result exception comprises charging intelligent card failure and charging intelligent card platform does not receive charging intelligent card execution result; Supplement value unit 122 and carry out the supplementary value of smart card for the type according to charging intelligent card result.
When charging intelligent card results abnormity type is charging intelligent card failure, supplement value unit 122 and carry out the concrete mode that smart card supplements value and be:
1. charging intelligent card platform obtains the supplementary Value Data of abnormal history recharging payment record to charging intelligent card business core system, generates and supplements instruction with money, and will supplement instruction with money by charging intelligent card terminating unit and be sent to smart card;
2. according to supplementing with money, instruction completes the supplementary value of smart card to smart card, and by charging intelligent card terminating unit, benefit recharging result is sent to charging intelligent card platform, completes smart card and supplements value.
When charging intelligent card results abnormity type is that charging intelligent card platform does not receive charging intelligent card and performs result, supplement value unit and carry out, according to the type of charging intelligent card result, the concrete mode that smart card supplements value and be:
I. the acquisition transaction authentication instruction of the history recharging payment record of exception is sent to smart card by charging intelligent card platform;
II. the transaction verification code TAC that smart card is corresponding according to the history recharging payment record of this exception on described acquisition transaction authentication instruction fetch smart card, and transaction verification code TAC is sent to charging intelligent card platform by terminating unit; Obtaining meeting recording smart card in transaction authentication instruction should read the transaction authentication code of which bar recharging payment record mark, smart card reads in smart card the TAC of this record stored according to the record mark in instruction;
III. transaction verification code is verified by charging intelligent card platform, if verification succeeds, then completes smart card and supplements value, and intelligent card transaction platform returns " benefit successful recharging " mark to charging intelligent card terminating unit; If verifying unsuccessfully, enter step IV;
IV. charging intelligent card platform obtains to charging intelligent card business core system and supplements Value Data, generates and supplements instruction with money, and will supplement instruction with money by charging intelligent card terminating unit and be sent to smart card;
V. according to supplementing with money, instruction completes the supplementary value of smart card to smart card, and by charging intelligent card terminating unit, benefit recharging result is sent to charging intelligent card platform, completes smart card and supplements value.
Fig. 4 shows the schema of a kind of charging intelligent card method based on charging system shown in Fig. 3, and the method mainly comprises following two steps:
Step 1: user sends charging request by smart card terminal equipment to charging intelligent card platform;
Step 2: charging intelligent card platform checks that whether history recharging payment record is abnormal, carries out time abnormal normally supplementing with money after smart card supplements value, it does not have directly normally supplement with money time abnormal again.
User sends charging request by charging intelligent card terminating unit to charging intelligent card platform, after charging intelligent card platform receives this request, first corresponding according to the smart card ID acquisition user of user history recharging payment record, and whether the charging intelligent card result checking described history recharging payment record is abnormal, if then carrying out carrying out smart card again after smart card supplements value normally to supplement with money, then directly carrying out smart card if not and normally supplementing with money. Wherein, up-to-date before may being user one of history recharging payment record supplements record with money, it can also be many that supplement record recently with money, concrete inquiry how many history recharging payment records can set, inquire about according to the time of supplementing with money during inquiry, inquire about supplementing record with money by up-to-date one.
In addition, method of the present invention and system, the maximum times N (can be 1 time, 2 times or other number of times) that smart card supplements Value Operations permission can also be set at charging intelligent card platform, this number of times can be supplemented with money in plateform system in intelligence and once be arranged, and later all supplementary Value Operations all use this value.
Carrying out the concrete mode that smart card supplements value in this embodiment is:
1) type of charging intelligent card results abnormity is confirmed; The type of described recharging result exception comprises charging intelligent card failure and charging intelligent card platform does not receive charging intelligent card execution result;
2) carry out smart card according to the type of charging intelligent card result and supplement value.
Wherein, step 1) in, confirm that the concrete mode of the type of charging intelligent card results abnormity is:
When charging intelligent card platform inquires the history recharging payment exception of smart card, if charging intelligent card platform have received the transaction verification code TAC of this exception recharging payment of smart card but transaction verification code TAC verifies unsuccessfully, then confirm charging intelligent card failure; If intelligence supplements the execution result that platform does not receive this exception recharging payment record of smart card with money, then confirm that charging intelligent card result type is that charging intelligent card platform does not receive charging intelligent card execution result.
When charging intelligent card results abnormity type is charging intelligent card failure, supplement value unit 122 and carry out the concrete mode that smart card supplements value and be:
1. charging intelligent card platform obtains the supplementary Value Data of abnormal history recharging payment record to charging intelligent card business core system, generates and supplements instruction with money, and will supplement instruction with money by charging intelligent card terminating unit and be sent to smart card;
2. according to supplementing with money, instruction completes the supplementary value of smart card to smart card, and by charging intelligent card terminating unit, benefit recharging result is sent to charging intelligent card platform, completes smart card and supplements value.
When charging intelligent card results abnormity type is that charging intelligent card platform does not receive charging intelligent card and performs result, supplement value unit and carry out, according to the type of charging intelligent card result, the concrete mode that smart card supplements value and be:
I. the acquisition transaction authentication instruction of the history recharging payment record of exception is sent to smart card by charging intelligent card platform;
II. the transaction verification code TAC that smart card is corresponding according to the history recharging payment record of this exception on described acquisition transaction authentication instruction fetch smart card, and transaction verification code TAC is sent to charging intelligent card platform by terminating unit;
III. transaction verification code is verified by charging intelligent card platform, if verification succeeds, then completes smart card and supplements value, and intelligent card transaction platform returns " benefit successful recharging " mark to charging intelligent card terminating unit; If verifying unsuccessfully, enter step IV;
IV. charging intelligent card platform obtains to charging intelligent card business core system and supplements Value Data, generates and supplements instruction with money, and will supplement instruction with money by charging intelligent card terminating unit and be sent to smart card;
V. according to supplementing with money, instruction completes the supplementary value of smart card to smart card, and by charging intelligent card terminating unit, benefit recharging result is sent to charging intelligent card platform, completes smart card and supplements value.
Wherein, above-mentioned steps is 1. with, in step IV, charging intelligent card platform obtains the concrete mode supplementing Value Data and is to charging intelligent card business core system:
A. charging intelligent card platform checks whether the supplementary Value Operations request number of times of smart card is greater than the maximum times that smart card supplements Value Operations permission, supplementing value failure if then returning to smart card, then returning supplementary value to charging intelligent card terminal if not and confirming to apply for;
B. user confirms supplementary Value Operations;
C. charging intelligent card platform obtains the supplementary Value Data of the history recharging payment record of smart card exception to charging intelligent card business core system.
In above-mentioned steps I, charging intelligent card platform is asked according to user, by the concrete mode that acquisition transaction authentication instruction is sent to smart card is:
I. charging intelligent card platform checks whether the supplementary Value Operations request number of times of smart card is greater than the maximum times that smart card supplements Value Operations permission, if then returning query manipulation request failure to smart card, then returning to charging intelligent card terminal if not and supplementing value confirmation application;
Ii. user confirms supplementary Value Operations;
Iii. the acquisition transaction authentication instruction of the history recharging payment record of exception is sent to smart card by charging intelligent card terminal by charging intelligent card platform.
Described acquisition transaction authentication instruction is generated by charging intelligent card platform, and this instruction specifies in existing charging intelligent card related specifications, is applied it to smart card to supplement in value process in present embodiment.
In Step II I, after charging intelligent card platform receives TAC, TAC is verified, if verification succeeds, then charging intelligent card platform reports successful recharging to smart card core system, and return " benefit successful recharging " mark to intelligent terminal, if charging intelligent card platform cannot obtain TAC or verification TAC failure, charging intelligent card platform can think the failure of smart card recharging payment last time, proceeds to step IV and step V (step that smart card when namely carrying out charging intelligent card failure supplements value flow process 1. and 2.).
If by once supplementing value process, still there is the situation of charging intelligent card exception, again can carry out supplementary Value Operations by the mode of above-mentioned supplementary value, if it exceeds smart card supplements the maximum times that Value Operations allows, charging intelligent card is still unsuccessful, then this charging intelligent card operation failure assert by charging intelligent card platform, and report to smart card core system and supplement failure result with money, follow-up charging intelligent card platform needs to carry out artificial or automatic punching with financial payment platform and just operates, and the fund of supplementing with money paid by financial payment systems returns to user's financial account.
The charging intelligent card mode of the present invention, it is to increase the fault-tolerance of charging system, enhances the exception handling ability of system, ensure that smart card and supplement platform with money in the consistence supplementing with money on the amount of money. The smart card that the method and system can be applicable to the supplementary value of smart card electronic purse application of different field industries such as () finance, communication, traffic, the supplementary value of different intelligent card physical aspect (SIM card, the smart cards such as SD card, PBOC card, ETC card) and different communication modes (SMS, BIP, HTTP) supplements value mode.
Below in conjunction with specific embodiment, the present invention is further detailed.
Embodiment 1
Taking ETC card charging system as being described in the present embodiment, charging intelligent card Exception Type is that charging intelligent card platform does not receive smart card execution result. In this situation, the schema carrying out charging intelligent card by the method for the present invention as shown in Figure 5:
1. first supplementing platform side with money at ETC and arrange supplementary Value Operations maximum times attribute N, this number of times can arrange once in systems in which, and later all supplementary Value Operations all use this value.
2. user is entered by charging intelligent card terminating unit and supplements the page with money, and terminating unit reads smart card ID, and supplements platform transmission with money to ETC and supplement operation application with money.
3.ETC supplements platform with money and retrieves its system (ETC supplements the background data base of platform with money, what store user supplements record with money), obtaining financial sector corresponding to this smart card ID pays successfully, but do not receive writing operation result, and the history of the supplementary Value Operations number of times exception that is less than maximum times N supplements record with money, then return to terminal and supplement value and confirm to apply for.
4. user confirms supplementary Value Operations, and ETC supplements platform with money and sends acquisition transaction authentication instruction to terminating unit, and terminating unit sends this instruction to smart card. Smart card performs instruction, and TAC value is returned to terminating unit.
5. TAC is reported ETC and supplements platform with money by terminating unit, and ETC supplements platform verification TAC with money.
6. if verification succeeds, then ETC supplements platform with money and reports successful recharging to ETC core system, and returns " benefit successful recharging " mark to terminating unit. 1. and 2. if TAC cannot be obtained, or verification TAC failure, ETC supplements platform with money can assert the failure of smart card recharging payment last time, enters step that smart card performs to supplement with money the supplementary value flow process of instruction failure.
Embodiment 2
Equally taking ETC card charging system as being described in the present embodiment, charging intelligent card Exception Type is charging intelligent card failure. In this situation, carry out schema that smart card supplements value as shown in Figure 6 by the method for the present invention:
1. first supplementing platform side with money at ETC and arrange supplementary Value Operations maximum times attribute N, this number of times can arrange once in systems in which, and later all supplementary Value Operations all use this value.
2. user is entered by terminating unit and supplements the page with money, and terminating unit reads card ID, and supplements platform transmission with money to ETC and supplement operation application with money.
3.ETC supplements platform retrieval system with money, obtains the payment success that this smart card ID is corresponding, but writing smart card is failed, and supplementary Value Operations number of times is less than the record of maximum times N, then return to terminal and supplement value confirmation application.
4. user confirms supplementary Value Operations.
5.ETC supplements platform with money and supplements platform with money to ETC and obtain and supplement Value Data, and generates and supplement instruction with money and send terminating unit to. Instruction is sent to smart card by terminating unit, smart card performs instruction, and execution result returns to terminating unit, and (finally performing result main is proofing state word, 9000 represent successfully, non-9000 is unsuccessfully, supplements platform with money and can know that whether charging intelligent card is successful by state word).
6. smart card is performed result and reports ETC and supplement platform with money by terminating unit, and ETC supplements platform with money and reports successful recharging to ETC core system, and returns " benefit successful recharging " mark to terminating unit.
7., if it exceeds supplement value number of times, writing smart card is still unsuccessful, then ETC supplements this charging intelligent card operation failure of platform record with money, and reports to ETC core system and supplement failure result with money
8. follow-up ETC supplements platform with money needs to carry out artificial or automatic punching just operate (by, in this operation, the fund that financial payment systems pays returns to user's financial account) with financial payment platform.
Obviously, the present invention can be carried out various change and modification and not depart from the spirit and scope of the present invention by the technician of this area. Like this, if these amendments of the present invention and modification belong within the scope of the claims in the present invention and equivalent technology thereof, then the present invention also is intended to comprise these change and modification.
Claims (6)
1. a charging intelligent card method, comprises the following steps:
(1) user sends charging request by charging intelligent card terminating unit to charging intelligent card platform;
(2) charging intelligent card platform obtains history recharging payment record corresponding to user according to the smart card ID of user, and whether the charging intelligent card result checking described history recharging payment record is abnormal, if then carrying out carrying out smart card again after smart card supplements value normally to supplement with money, then directly carrying out smart card if not and normally supplementing with money; Carrying out the concrete mode that smart card supplements value is:
1) type of charging intelligent card results abnormity is confirmed; The type of described recharging result exception comprises charging intelligent card failure and charging intelligent card platform does not receive charging intelligent card execution result;
2) carry out smart card according to the type of charging intelligent card result and supplement value; Not receiving charging intelligent card perform result if charging intelligent card results abnormity type is charging intelligent card platform, carrying out, according to the type of charging intelligent card result, the concrete mode that smart card supplements value is:
I. the acquisition transaction authentication instruction of the history recharging payment record of exception is sent to smart card by charging intelligent card platform;
II. the transaction verification code TAC that smart card is corresponding according to the history recharging payment record of this exception on described acquisition transaction authentication instruction fetch smart card, and transaction verification code TAC is sent to charging intelligent card platform by terminating unit;
III. transaction verification code is verified by charging intelligent card platform, if verification succeeds, then completes smart card and supplements value, and intelligent card transaction platform returns " benefit successful recharging " mark to charging intelligent card terminating unit; If verifying unsuccessfully, enter step IV;
IV. charging intelligent card platform obtains to charging intelligent card business core system and supplements Value Data, generates and supplements instruction with money, and will supplement instruction with money by charging intelligent card terminating unit and be sent to smart card;
V. according to supplementing with money, instruction completes the supplementary value of smart card to smart card, and by charging intelligent card terminating unit, benefit recharging result is sent to charging intelligent card platform, completes smart card and supplements value.
2. a kind of charging intelligent card method as claimed in claim 1, it is characterised in that, step 1) in, confirm that the concrete mode of the type of charging intelligent card results abnormity is:
During the history recharging payment recording exceptional of smart card, if charging intelligent card platform have received the transaction verification code TAC of the history recharging payment of this exception of smart card but transaction verification code TAC verifies unsuccessfully, then confirm charging intelligent card failure; If intelligence supplements the execution result that platform does not receive the history recharging payment record of this exception of smart card with money, then confirm that charging intelligent card result type is that charging intelligent card platform does not receive charging intelligent card execution result.
3. a kind of charging intelligent card method as claimed in claim 1, it is characterised in that, the method also comprises: arrange, at charging intelligent card platform, the maximum times that smart card supplements Value Operations permission.
4. a kind of charging intelligent card method as claimed in claim 3, it is characterised in that, charging intelligent card platform obtains the concrete mode supplementing Value Data and is to charging intelligent card business core system:
A. charging intelligent card platform checks whether the supplementary Value Operations request number of times of smart card is greater than the maximum times that smart card supplements Value Operations permission, supplementing value failure if then returning to smart card, then returning supplementary value to charging intelligent card terminal if not and confirming to apply for;
B. user confirms supplementary Value Operations;
C. charging intelligent card platform obtains the supplementary Value Data of the history recharging payment record of smart card exception to charging intelligent card business core system.
5. a kind of charging intelligent card method as claimed in claim 3, it is characterised in that, in step I, the concrete mode that the acquisition transaction authentication instruction of the history recharging payment record of exception is sent to smart card is by charging intelligent card platform:
I. charging intelligent card platform checks whether the supplementary Value Operations request number of times of smart card is greater than the maximum times that smart card supplements Value Operations permission, if then returning query manipulation request failure to smart card, then returning to charging intelligent card terminal if not and supplementing value confirmation application;
Ii. user confirms supplementary Value Operations;
Iii. the acquisition transaction authentication instruction of the history recharging payment record of exception is sent to smart card by charging intelligent card terminal by charging intelligent card platform.
6. an intelligent card charging system, comprising:
Charging request module, for sending charging request by charging intelligent card terminating unit to charging intelligent card platform by user;
Supplement module with money, history recharging payment record corresponding to user is obtained according to the smart card ID of user for charging intelligent card platform, and whether the charging intelligent card result checking described history recharging payment record is abnormal, if then carrying out carrying out smart card again after smart card supplements value normally to supplement with money, then directly carrying out smart card if not and normally supplementing with money; When recharging result is abnormal, supplements module with money and comprise:
Supplement Exception Type judging unit with money, for confirming the type of charging intelligent card results abnormity; The type of described recharging result exception comprises charging intelligent card failure and charging intelligent card platform does not receive charging intelligent card execution result;
Supplement value unit, carry out smart card for the type according to charging intelligent card result and supplement value; When charging intelligent card results abnormity type is that charging intelligent card platform does not receive charging intelligent card and performs result, carrying out, according to the type of charging intelligent card result, the concrete mode that smart card supplements value is:
I. the acquisition transaction authentication instruction of the history recharging payment record of exception is sent to smart card by charging intelligent card platform;
II. the transaction verification code TAC that smart card is corresponding according to the history recharging payment record of this exception on described acquisition transaction authentication instruction fetch smart card, and transaction verification code TAC is sent to charging intelligent card platform by terminating unit;
III. transaction verification code is verified by charging intelligent card platform, if verification succeeds, then completes smart card and supplements value, and intelligent card transaction platform returns " benefit successful recharging " mark to charging intelligent card terminating unit; If verifying unsuccessfully, enter step IV;
IV. charging intelligent card platform obtains to charging intelligent card business core system and supplements Value Data, generates and supplements instruction with money, and will supplement instruction with money by charging intelligent card terminating unit and be sent to smart card;
V. according to supplementing with money, instruction completes the supplementary value of smart card to smart card, and by charging intelligent card terminating unit, benefit recharging result is sent to charging intelligent card platform, completes smart card and supplements value.
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| CN201310712864.1A CN103714625B (en) | 2013-12-20 | 2013-12-20 | A kind of charging intelligent card method and system |
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| CN201310712864.1A CN103714625B (en) | 2013-12-20 | 2013-12-20 | A kind of charging intelligent card method and system |
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| CN103714625B true CN103714625B (en) | 2016-06-01 |
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Families Citing this family (12)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN104156861B (en) * | 2014-07-28 | 2017-09-22 | 小米科技有限责任公司 | Recharge method and device |
| CN106327187B (en) * | 2015-06-30 | 2022-02-18 | 创新先进技术有限公司 | Information processing method and device |
| CN105069617B (en) * | 2015-07-27 | 2018-10-12 | 飞天诚信科技股份有限公司 | A kind of method and apparatus for restoring imperfect transaction |
| WO2017166056A1 (en) * | 2016-03-29 | 2017-10-05 | 李昕光 | Recharging method |
| WO2017166069A1 (en) * | 2016-03-29 | 2017-10-05 | 李昕光 | Recharging system |
| WO2017166051A1 (en) * | 2016-03-29 | 2017-10-05 | 李昕光 | Refill method |
| WO2017166068A1 (en) * | 2016-03-29 | 2017-10-05 | 李昕光 | Recharging system |
| WO2017166061A1 (en) * | 2016-03-29 | 2017-10-05 | 李昕光 | Recharging system |
| WO2017166060A1 (en) * | 2016-03-29 | 2017-10-05 | 李昕光 | Refill method |
| WO2017166059A1 (en) * | 2016-03-29 | 2017-10-05 | 李昕光 | Recharging method |
| CN106769128B (en) * | 2016-11-28 | 2020-03-06 | 新智数字科技有限公司 | Test method, device and system |
| CN112735064A (en) * | 2021-02-01 | 2021-04-30 | 甘肃紫光智能交通与控制技术有限公司 | ETC self-service recharging method |
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