CN103617541A - A method for collecting intelligent card transaction terminal information with crowdsourcing - Google Patents

A method for collecting intelligent card transaction terminal information with crowdsourcing Download PDF

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Publication number
CN103617541A
CN103617541A CN201310514581.6A CN201310514581A CN103617541A CN 103617541 A CN103617541 A CN 103617541A CN 201310514581 A CN201310514581 A CN 201310514581A CN 103617541 A CN103617541 A CN 103617541A
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China
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user
transaction terminal
information
smart card
transaction
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CN201310514581.6A
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Chinese (zh)
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赵志旺
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Individual
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Individual
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Abstract

The invention relates to intelligent card technology, communication technology, and mobile Internet service and discloses a method for collecting intelligent card transaction terminal information with crowdsourcing. When a user performs consumption or recharging with a non-contact or contact intelligent IC card, the intelligent IC card records the date, the sum, and a transaction terminal code in this transaction of the user. When checking the above information with a cell phone having a NFC function, the user submits a consumption scene corresponding to the transaction terminal code in the current transaction to a service terminal. Thus, the service terminal may collect information of a bus number, a subway station name, and a seller name corresponding to the transaction terminal code so as to further provide more users with more fast services based on intelligent card consumption, such as bus route maps, sellers, and product information.

Description

By mass-rent, obtain the method for smart card transaction terminal information
Technical field
The present invention relates to smart card, communication technical field and mobile internet service field.While using the smart cards such as mass transit card, bank's contactless electronic cash card to consume or supplement with money in take pubic transport subway and trade company as user, transaction record will be preserved transaction terminal number, trade date and dealing money.The mode of mass-rent is used in this invention, by the online transaction terminal number corresponding transaction terminal information of obtaining of submitting to of user, thereby provides the mobile internet service based on NFC and smart card techniques for more users.
Background technology
Contact type intelligent card extensively adopts in public transport, banking system, current common contact type intelligent card, and as card is paid in the sudden strain of a muscle of mass transit card, China Unionpay's distribution, this class smart card supports electronic cash circle to deposit and the function such as offline transaction, is widely used in a large number.When holder uses smart card to take public transport Huo convenience store purchase commodity and service, smart card transaction terminal is except carrying out the value added or key assignments operation of the Stored Value amount of money, also by recording the details of this transaction, as trade date, dealing money and transaction terminal code.
Another to this invent relevant background be increasing mobile terminal integrated NFC be near-field communication technology, mobile phone can be read compatible smart card information, comprises above-mentioned electronic cash remaining sum and transaction record etc.In addition, the NFC mobile phone of integrated security module, not only can also direct modeling become smart card as the read write line of smart card, directly at existing smart card transaction terminal, encloses and deposits or the operation such as consumption.
The specialized vocabulary the present invention relates to has:
Mass-rent: refer to Yi Ge company or mechanism were carried out past task by employee, be contracted out to the way of unspecific (and normally large-scale) popular network with free voluntary form.The task of mass-rent is normally born by individual, if but relate to task of needing multiple person cooperational to complete, also likely to rely on the form of the individuality production of increasing income to occur.
The non-smart card that connects: i.e. contact type intelligent card, integrated antenna and application-specific integrated circuit in card, the electromagnetic field by coupling arrangement for reading obtains the energy and carries out work, and mass transit card is exactly the modal non-smart card that connects, and supports off-line consumption, and communication distance is below 10cm.
NFC mobile phone: the mobile phone of integrated NFC control chip, can with non-smart card or the NFC mobile phone interaction information of connecing of compatibility, this class mobile phone has smart card (or electronic tag) read write line function and point communications functionality; The NFC mobile phone with security module also can direct modeling become a non-smart card that connects.
Security module (SE): for depositing the application-specific integrated circuit of sensitive information, some storage area of this class IC cannot be read by external reader, or only has mandate to access.The form of expression of security module has the Special safety chip that is integrated in cell phone mainboard, also has the form encapsulating into SIM cards of mobile phones.
Consumption: refer in particular to non-the withhold operation that connect smart card cash account execution of the POS terminal card reader of trade company or public transport to user.
Summary of the invention
When user uses the intellective IC card with cash function of value storage enclose to deposit (Stored Value) or consumption etc. to operate, smart card will be recorded the details that this transaction occurs, comprise exchange hour, dealing money and transaction terminal code, transaction terminal code is wherein shown as string number or numeral and alphabetical combination.Common transaction terminal has the vehicle-mounted machine for punching the card of bus, the hand-held terminal of withholing of mass transit card, subway station are imported and exported POS machine of gate, automatic or semi-automatic top-up machines and trade company's use etc., each transaction terminal that can initiate read-write operation to smart card has a numbering, i.e. transaction terminal code.
By transaction terminal code, can correspond to the actual scene of user's current consumption, and then relevant mobile internet service is provided.Provide the profit of urban service or non-profit organization can obtain from card sending mechanism such as the departments such as Municipal, traffic or Unionpay of bank the corresponding table of transaction terminal code and real trade terminal scene.The present invention proposes a kind of method of mass-rent and obtains this transaction terminal information, by user, use NFC mobile phones enquiring smart card transaction record, and by user, on mobile phone, submitted to the real trade scene information that current transaction terminal code is corresponding, this information is submitted to after service end, service end, by after an audit process, is determined user integral or the cash bonuses of submitting information to.
The benefit of this invention is to have reduced the cost of linking up cooperation with above-mentioned department, comprises time cost and the cooperation spending of negotiation, meanwhile, by the method, can encourage user to participate in, and strengthens the use viscosity of mobile phone application, and then improves whole society efficiency.
What the present invention proposed obtains the system 100 of smart card transaction terminal information by mass-rent, mainly comprises following assembly:
Smart card transaction record enquiring component 110
Transaction terminal information is submitted assembly 120 to
User identity is differentiated assembly 130
Service end audit component 140
End message display module 150
User integral reward component 160
Smart card transaction record enquiring component: major function is inquire about and show the current smart card transaction record of user, and record will comprise following information: smart card information (IC sequence number, version number, the term of validity etc.), transaction sequence number, trade date, dealing money and transaction terminal code etc.The carrier of transaction record comprises intelligent cards, is integrated in security module or the SIM cards of mobile phones (as observed the SWP SIM of GSMA standard) of NFC cell phone mainboard.
Transaction terminal information is submitted assembly to: user's foundation is transaction record as above, and own actual bankcard consumption scene, submits the module of information to service end to.As user takes bus, inquiry transaction smart card transaction record after swiping the card, the transaction terminal code of finishing touch is 0062020288, and now user is just taking No. 216 buses, user can submit information to service end by this assembly: transaction terminal code 0062020288 is corresponding to public transport 216 bus.Bus scene in this way, user also can further submit license plate number, public transport company and driver and conductor's information to.Trade company's scene in this way, user also can mark and submit to positional information of this trade company etc. in conjunction with cell phone map.
User identity is differentiated assembly: the method for this invention is utilized Internet user, by mass-rent, complete specific task, for promoting, upload the accuracy of information and the user who makes contributions is rewarded, need to carry out identity discriminating to the user who participates in, differentiate that user's method comprises and is not limited to: mobile phone IMEI numbering, IMSI numbering, associated bank dodge and pay card ID and subscriber phone number etc.
Service end audit component: service end is audited the information that user is submitted to, to judge whether user has submitted information to by the rule of agreement.Such as, the method allows a plurality of users to submit information corresponding to some transaction terminal codes to, if the information that a plurality of user submits to is consistent, it is legal or correct terminal scene corresponding to this transaction terminal code to be labeled as, and gives user award; Such as, the method can stipulate user must five minutes after the transaction of swiping the card in submission information,, when user submits information to, service end intelligent card exchange hour and user's submission time, if meet rule, judge that this submission is effectively.For further promoting the accuracy of mass-rent information, service end auditing method also comprises, when user uploads information, applies the positional information of simultaneously uploading user mobile phone, only have when customer position information meets current transaction terminal scene information, this submission is judged as effectively.
End message display module: through mass-rent, submit to, and the end message after being confirmed by rule audit by service end, will be presented at user mobile phone interface, and corresponding mobile internet service will further be provided.If mobile phone terminal inquiring user transaction terminal code is 0062020204, mobile phone interface will load and show the working line map of No. 216 buses automatically, and the mass-rent end-of-job of this transaction terminal code, until there is user to initiate error-correction operation.
User integral reward component: for promoting user's participation, submit to the user of transaction terminal code will obtain corresponding integration, cash or consume to return and reward by rule.Consumption is returned and rewarded is that user inquires about after last smart card dealing money, by NFC mobile phone, all or part of consumption amount of money circle is deposited to user smart card.The transaction terminal quantity that reward on total mark can be submitted to by user, the freshness of information and accuracy rule are determined.
Accompanying drawing explanation
Fig. 1: smart card transaction terminal infosystem and assembly are obtained in mass-rent
Fig. 2: the flow process of smart card transaction terminal information is obtained in mass-rent
Fig. 3: the mobile phone interface schematic diagram of smart card transaction terminal information is obtained in mass-rent.
 
Embodiment
It is example that the user of take uses NFC mobile phones enquiring " Shenzhen is logical " mass transit card, the embodiment following (seeing accompanying drawing 3) that the present invention recommends:
Step 1: user takes bus after the logical card of degradation ditch between fields, open NFC mobile phone unlock screen, mobile phone location by the logical card in Shenzhen near NFC, mobile phone application starts automatically, and showing current transaction record, phone network is inquired about terminal scene information corresponding to transaction terminal code in transaction record simultaneously;
Step 2: as scene information corresponding to transaction terminal code that service end does not find these notes to record,, mobile phone application end prompting user, please input or select current transaction scene;
Step 3: user inputs or selects current transaction scene information, includes but not limited to current train number, license plate number and operator etc., and user completes after input, clicks and submits to;
Step 4: service end receives after the information of user's submission, the flow process of auditing, judges whether user has submitted end message to by the rule of agreement, submits rule as do not observed to, and reminding user submission is unsuccessful.As meet after rule and comparison historical data or official's data, service end is saved in database by current terminal code and information corresponding to terminal scene, preserves successful rear line feedback and thanks to the information of submitting to, and give user integral award;
Step 5: user inquires about mass transit card again, the current Bus Schedules of taking will directly be presented at mobile phone screen.Other users take this car, after swiping the card, use the current transaction record of NFC mobile phones enquiring also will present current Bus Schedules, comprise line map, affiliated operator, service time etc.

Claims (6)

1. by mass-rent, obtain the method for smart card transaction terminal information, while using the contact type intelligent cards such as mass transit card or the sudden strain of a muscle Fu Ka of Unionpay to conclude the business as user, smart card will record the information such as time, the amount of money and transaction terminal code that this transaction occurs.
2. the feature of this method is to be uploaded and submitted to real consumption scene information that transaction terminal code is corresponding to service end by user, and service end is collected transaction terminal information, through the backward more users of arrangement, provides relevant mobile internet service.
3. the method for obtaining smart card transaction terminal information by mass-rent according to claim 1, is characterized in that the transaction terminal information of uploading submission by mobile terminal by user includes but not limited to public transport train number, operator, service time, license plate number, name of firm, merchant location and evaluation etc.
4. the method for obtaining smart card transaction terminal information by mass-rent according to claim 1, its feature also comprises that user's mass-rent uploads that the rule of information includes but not limited to submit in the fixed time after user card punching consumption, submit within the scope of assigned address.
5. the method for obtaining smart card transaction terminal information by mass-rent according to claim 1, its feature also comprises that user uploads the success of transaction terminal scene information also by after audit (submitting to information to compare the audit measures such as Huo Yu official comparing with other users) by rule, service provider gives user integral, cash, consumption return award, the mode that consumption is returned is that last smart card dealing money worked as in inquiry, and by NFC mobile phone, the whole of this amount of money or certain proportion circle is deposited to user smart card.
6. the method for obtaining smart card transaction terminal information by mass-rent according to claim 1, the carrier that its transaction record information is preserved comprises the common contact type intelligent cards that have electronic cash account and support offline transaction such as the sudden strain of a muscle Fu Ka of non-contact transit Ka, Unionpay, also comprises that user uses NFC mobile phone and the security module thereof with card analog functuion.
CN201310514581.6A 2013-10-27 2013-10-27 A method for collecting intelligent card transaction terminal information with crowdsourcing Pending CN103617541A (en)

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Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104967722A (en) * 2015-04-27 2015-10-07 小米科技有限责任公司 Method of displaying use recording, device of displaying use recording and system of displaying use recording
CN105825381A (en) * 2016-03-23 2016-08-03 北京小米移动软件有限公司 Information storage method and device
CN106855812A (en) * 2015-12-08 2017-06-16 北京三星通信技术研究有限公司 The method and apparatus for configuring user terminal
CN106998368A (en) * 2017-05-27 2017-08-01 维沃移动通信有限公司 One kind flowing retail shop's localization method and mobile terminal
CN111356226A (en) * 2018-12-24 2020-06-30 中兴通讯股份有限公司 Method and device for positioning and electronic equipment
CN112363822A (en) * 2020-09-22 2021-02-12 长沙理工大学 Cooperative task allocation method of crowdsourcing platform
CN114862385A (en) * 2016-04-29 2022-08-05 华为技术有限公司 Transaction method and device based on Near Field Communication (NFC)

Cited By (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2016173242A1 (en) * 2015-04-27 2016-11-03 小米科技有限责任公司 Method, apparatus and system for displaying usage record
US9507868B2 (en) 2015-04-27 2016-11-29 Xiaomi Inc. Method, apparatus, and system for displaying usage records
RU2620277C1 (en) * 2015-04-27 2017-05-24 Сяоми Инк. Method, device and usage records display system
CN104967722A (en) * 2015-04-27 2015-10-07 小米科技有限责任公司 Method of displaying use recording, device of displaying use recording and system of displaying use recording
CN106855812A (en) * 2015-12-08 2017-06-16 北京三星通信技术研究有限公司 The method and apparatus for configuring user terminal
CN105825381B (en) * 2016-03-23 2019-12-06 北京小米移动软件有限公司 Information storage method and device
CN105825381A (en) * 2016-03-23 2016-08-03 北京小米移动软件有限公司 Information storage method and device
CN114862385A (en) * 2016-04-29 2022-08-05 华为技术有限公司 Transaction method and device based on Near Field Communication (NFC)
CN106998368A (en) * 2017-05-27 2017-08-01 维沃移动通信有限公司 One kind flowing retail shop's localization method and mobile terminal
CN106998368B (en) * 2017-05-27 2019-11-05 维沃移动通信有限公司 A kind of flowing retail shop's localization method and mobile terminal
CN111356226A (en) * 2018-12-24 2020-06-30 中兴通讯股份有限公司 Method and device for positioning and electronic equipment
CN112363822A (en) * 2020-09-22 2021-02-12 长沙理工大学 Cooperative task allocation method of crowdsourcing platform
CN112363822B (en) * 2020-09-22 2024-02-13 长沙理工大学 Collaborative task allocation method for crowdsourcing platform

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Application publication date: 20140305