CN103577977A - Method and system for on-line shopping and off-line payment - Google Patents
Method and system for on-line shopping and off-line payment Download PDFInfo
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- CN103577977A CN103577977A CN201210272668.2A CN201210272668A CN103577977A CN 103577977 A CN103577977 A CN 103577977A CN 201210272668 A CN201210272668 A CN 201210272668A CN 103577977 A CN103577977 A CN 103577977A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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Abstract
The invention provides a method for on-line shopping and off-line payment. The method for on-line shopping and off-line payment comprises the steps that a transaction order is generated on a commercial tenant platform through a first terminal, and the commercial tenant platform transmits transaction order information to a transaction preprocessing platform; the transaction preprocessing platform stores the transaction order information, generates the only transaction ID for the transaction order, and transmits the transaction ID to the commercial tenant platform; the commercial tenant platform transmits the transaction ID to a second terminal through ultrasonic signals with the help of the first terminal; the second terminal generates a payment request message which includes the transaction ID, and transmits the payment request message to the transaction preprocessing platform; the transaction preprocessing platform positions the transaction order information according to the transaction ID in the payment request message, and carries out interaction with a transaction background processing center on the basis of the transaction order information and the payment request message so as to accomplish on-line shopping through off-line payment. The invention further provides a corresponding system for carrying out the method for on-line shopping and off-line payment.
Description
Technical field
Relate generally to of the present invention is paid field by mails, and relates to particularly a kind of method and system for paying under shopping, line on line.
Background technology
Along with the development of network technology, people have enjoyed the light and convenient of online shopping more and more, and the on-line payment channel of the shopping at network need for environment safe and convenient of high-quality is as guarantee.Generally speaking, on-line payment refers to that bank serves for it provides online capital settlement when the seller and the buyer conclude the business by the Internet.Such consumption online payment and settlement mode makes user can really accomplish home-confined just can easily do shopping.
Traditional on-line payment mode mainly comprises the methods such as Web bank, third party's payment.Bank system of web is the extension of banking service, and client can use commercial bank's core business to serve by internet easily, completes various non-cash transactions.Yet because internet is the network of an opening, bank transaction server is the open website on network, bank system of web Ye Shi bank in-house network has opened wide gate to internet.Therefore, how to guarantee the safety of internet bank trade system, the most vital problem during the safe ，Zhe Shi Web bank that is related to the inner whole Network and Finance Network of bank builds.Along with the development of ecommerce and payment technology, operation pages that Web bank usually causes due to security consideration is complicated, speed is slow etc., and defect can not meet the demand in market, gradually by third party, is paid and various quick payment technology replaces.
So-called third party pays, the transaction supporting platform being provided by third party's independent agency exactly.In passing through the transaction of third party's payment platform, the buyer uses the account that third-party platform provides to carry out payment for goods payment, by third party, notifies seller's payment for goods to arrive, can deliver; And then when buyer's item inspecting and indication payment, this third party goes to fund seller's account again.In third party's payment transaction flow process, payment mode makes businessman can't see client's accounts information, has avoided again accounts information repeatedly openly to transmit on network simultaneously and has caused this information stolen.Yet, the similar on-line payment pattern that present third party pays and other alliances of bank release is all based on virtual account, before paying, need the processes such as registration, login, its security is mostly still and guarantees based on various existing network security technologys, still has hidden danger.
Therefore, for having on the line of higher-security and operation ease or shopping online and the online lower method and system paying still has very large demand.
Summary of the invention
For achieving the above object, the invention provides a kind ofly for shopping on line, the method that pays under line, described method comprises: by first terminal generating trading order form and send trading order form information to transaction pre-process platform by described trade company platform on trade company's platform; Described transaction pre-process platform is preserved described trading order form information, for described trading order form, is generated unique transaction id and send described transaction id to described trade company platform; Described trade company platform sends described transaction id to second terminal by described first terminal by ultrasonic signal; Described the second terminal generates the payment request message that comprises described transaction id and sends described payment request message to described transaction pre-process platform; And by described transaction pre-process platform, according to the transaction id in described payment request message, locate described trading order form information and carry out alternately with by having paid on line and done shopping under line based on described trading order form information and described payment request message and transaction background process center.
Preferably, described payment request message comprises disbursement account information, and reads in the safety barrier that assembled from it in described ultrasonic signal by described the second terminal response of described disbursement account information.
In some embodiments of the invention, described disbursement account information consists of the magnetic track information of account No., user cipher and corresponding bank card, and the disbursement account information reading from described safety barrier is the disbursement account information through safety encipher.
In some embodiments of the invention, described transaction pre-process platform comprises that with transaction background process center described transaction pre-process platform becomes described trading order form information a message to send described transaction background process center to described disbursement account Information encapsulation alternately.
In some embodiments of the invention, described safety barrier is intelligent SD card, SIM card or the safe unit that is built in described the second terminal.
Preferably, described first terminal is connected to described trade company platform by first network, and described the second terminal is communicated by letter with described transaction pre-process platform by being different from the second network of described first network.
In some embodiments of the invention, described first network is the Internet, and described second network is mobile data network.
Preferably, described method also comprises by described transaction pre-process platform and before sending described transaction id to described trade company platform, described transaction id being encrypted.
Preferably, described method also comprise described transaction pre-process platform after described the second terminal is received described transaction request message first from wherein reading described transaction id and described transaction id being decrypted.
Preferably, described method also comprises that by described transaction pre-process platform, after paying successfully, to described trade company platform and described the second terminal, both sending payment successfully notifies.
The present invention also provides a kind of system for paying under shopping, line on line, described system comprises transaction background process center, transaction pre-process platform, trade company's platform, the first terminal that is configured to generating trading order form on described trade company platform and the second terminal, and wherein said trade company platform is configured to send described trading order form information to described transaction pre-process platform; Described transaction pre-process platform is configured to preserve the described trading order form information of reception, for described trading order form, generates unique transaction id and send described transaction id to described trade company platform; Described trade company platform is also configured to by ultrasonic signal, send described transaction id to described the second terminal by described first terminal; Described the second terminal is configured to generate the payment request message that comprises described transaction id and send described payment request message to described transaction pre-process platform; And described transaction pre-process platform is also configured to locate described trading order form information and carry out alternately with by having paid on line and done shopping under line based on described payment request message and described transaction background process center according to the transaction id in described payment request message.
By the method and system for paying under shopping, line on line provided by the present invention, can greatly improve the security of network on-line transaction, and the realization of method and system provided by the present invention does not need existing terminal to carry out structural transformation, it makes full use of and is suitable in existing terminal the microphone that generally loads and the ultrasonic technology of microphone is combined mobile payment under the line of the safety barrier based on such as intelligent SD card, SIM card or built-in safe unit with conventional shopping online, for user provides safe and reliable shopping at network channel of disbursement.
Accompanying drawing explanation
Foregoing and other target of the present invention, feature and advantage will be according to being apparent to the more specific description of embodiments of the invention below, and these embodiment are illustrated in the accompanying drawings.
Fig. 1 schematically shows the structure for shopping on line, the system that pays under line according to an embodiment of the invention.
Fig. 2 schematically shows the process flow diagram for shopping on line, the method that pays under line provided by the present invention.
Embodiment
Below in conjunction with the drawings and specific embodiments, further describe the present invention.It should be noted that, each structure in accompanying drawing just schematically illustrates, and with so that those of ordinary skills understand principle of the present invention best, it is not necessarily drawn in proportion.
Figure 1 illustrates the structure of system according to an embodiment of the invention.Generally speaking, method and system provided by the present invention can be applicable to conventional at present various shopping online platforms easily.User need to be equipped with two can access network terminal, and these two terminals are all equipped with equipment such as microphone, loudspeaker to carry out data transmission by ultrasonic signal between it.
As shown in Figure 1, this system comprises first terminal 103 and the second terminal 104, wherein first terminal 103 by network, be connected to platform ，Gai trade company of trade company platform can be mutual with transaction pre-process platform 101, and the second terminal 104 is directly communicated by letter with the pre-process platform 101 of concluding the business by network.First terminal 103 can be the equipment such as desk-top computer, laptop computer, and it has larger display conventionally to facilitate user to browse commodity on webpage.Usually, user can access trade company's platform by the Internet on first terminal 103, and this can realize by the mode of various wired or wireless Internet Transmissions.After the selected commodity of user, it can be by generating corresponding trading order form according to prompting on first terminal 103 trade company platform.
The second terminal 104 can be preferably mobile terminals such as mobile phone, personal digital assistant (PDA), it can, by directly communicating by letter with transaction pre-process platform 101 such as mobile data network or other dedicated networks, carry out payment flow under the line that is similar to POS terminal.Further preferably, this second terminal 104 can be equipped with safety barrier, and this safety barrier is integrated safe arithmetic element and secure storage unit, typically can be constructed to forms such as SIM card, intelligent SD card.Can in such safety barrier, store the privacy information for paying, such as payment account, key information etc., and realize therein high level secure cryptographic algorithm.Take intelligent SD card mobile-phone payment as example, intelligent SD card in mobile phone can be used as the safety barrier of payment account, processing client with the payment information loading on mobile phone operating system coordinates, with mutual with transaction pre-process platform 101 by mobile data network, realize thus under remote line and paying.
Under above-mentioned remote line in payment process, the crypto-operations such as the necessary data enciphering/deciphering of financial payment, digital signature, signature verification can carry out on the safety barrier as intelligent SD card, based on this safety barrier, the use of various keys is to ciphertext form, thereby can greatly improves the security of payment process.Further, described safety barrier can also be supported safe connection protocol function, and the client of installing on the terminal device by means of this safety barrier of assembling, can realize the two-way authentication function based on safe connection protocol.User can be by the disbursement account information such as magnetic track information such as account No., user cipher and corresponding bank card and the binding of such safety barrier, for example, by assembling the terminal (mobile phone) of this safety barrier, carry out remote interaction with bank's disposal system, this process is similar on POS machine and brushes bank card consumption, but greatly improved user's consumption experience, can effectively ensure the security of consumption simultaneously.Therefore,, when realizing method and system provided by the present invention, the second terminal 104 is preferably and can carries out the mobile device paying under remote line by the safety barrier based on carrying disbursement account information.
As previously mentioned, in system provided by the present invention, between first terminal 103 and the second terminal 104, must be able to carry out ultrasonic communication by equipment such as microphone, loudspeaker, between the first and second terminals, by ultrasonic signal, carry out data transmission.Ultrasonic communication is a kind of in-plant communication, conventionally needs distance between equipment in 10 centimetres.Therefore, at least one in the first and second terminals is chosen as the realization that mobile terminal will contribute to ultrasound data to transmit.Compare with other near field contactless communication modes such as infrared, bluetooth, NFC, the most significant advantage of ultrasonic communication is the use to electronic communication equipment inherent function, as long as possess that audio frequency is play and recording function just can be realized close-distance safety, reliable, stable bidirectional data transfers.Yet its shortcoming is can only be at the acceptable bit error rate of guarantee under low-speed mode and noise.In view of this, method and system provided by the present invention makes only there is low volume data transmission between first terminal and the second terminal, thereby realizes the effective utilization to ultrasonic communication technology, and this will describe in further detail in conjunction with Fig. 2 hereinafter.
Transaction pre-process platform 101 can be the front-end system of bank transaction processing enter for instance, or perhaps access platform.Generally speaking, the core system of bank can for example be divided into front-end system and bank main system.Front-end system is normally used for the information from accepting terminal carry out such as pre-service such as message conversions and it is carried out to transfer, and bank main and then received transaction request is processed and responded.First general transaction payment request, no matter be from POS terminal or from the network terminal, all will be sent to this transaction pre-process platform 101.In addition, this transaction pre-process platform 101 can be also the service end of other third party's payment mechanisms, further mutual with the disposal system of financial transaction mechanism by this service end.In system provided by the present invention, this transaction pre-process platform 101 is arranged to that both carry out exchanges data and received data are preserved and processed with trade company's platform and the second terminal 104, and this will describe in further detail in conjunction with Fig. 2 hereinafter.
Transaction background process center 102 can be for example above-mentioned bank main system, or also comprises bank's transfer exchange system.Generally speaking, transaction background process center 102 can be considered to for finally completing the system of financial payment flow process, transaction pre-process platform 101 and meeting alternately in conventional finance norms between it, thus finally complete payment.
In Fig. 2, schematically show the process flow diagram that is used to shopping online to carry out the method that pays under line provided by the present invention.In connection with the system shown in Fig. 1, to describe the method hereinafter, but to it should be appreciated by those skilled in the art that this is only the object in order being described clearly, rather than restrictive.
In step S201, first user can carry out conventional shopping online flow process on the first terminal 103 of networking, such as browsing page, select kinds of goods etc., and after selected commodity by first terminal generating trading order form on trade company's platform.This belongs to shopping process on conventional line substantially.
In step S203, by described trade company platform, send the relevant information of this trading order form to transaction pre-process platform 101, trading order form information can comprise order submission time, trade company's code, trade company's country code, order number, dealing money, transaction Currency Type etc.In some embodiments of the invention, trade company's platform can be set up HTTP with transaction processing front platform 101 and be connected, and by this HTTP, is connected trading order form information is sent to pre-process platform and to it, asks corresponding transaction id simultaneously.After transmission is complete, trade company's platform waits replying from transaction pre-process platform 101.
After the message that comprises trading order form information of receiving from trade company's platform, first transaction pre-process platform 101 will check the legitimacy of this message conventionally, and and then as shown in step S205, trading order form information is preserved and generated unique transaction id for this trading order form.This transaction id can be used as the index of trading order form information again to read out original trading order form information according to this transaction id in subsequent operation.Then, according to method provided by the present invention, transaction pre-process platform 101 back sends this transaction id to described trade company platform, rather than directly carries out and pay relevant operation.For improving the security of transaction, before sending transaction id to trade company platform, can be encrypted by 101 pairs of transaction ids of transaction pre-process platform.
At step S207 Zhong， trade company platform, receive from after the replying of transaction pre-process platform 101 and indicate first terminal 103 to send received transaction id to second terminal 104 further to complete payment flow under line.As described in the foregoing, the transmission of transaction id from first terminal to the second terminal will complete by ultrasound information.In practice, trade company's platform for example can pay by the Webpage prompting user who shows on first terminal, in response to user, really pays, and first terminal 103 plays to the second terminal 104 " ultrasound wave " file that comprises transaction id.
In step S209, " ultrasound wave " file that the second terminal 104 can be received from by reading first terminal obtains the payment request message that transaction id and generation comprise this transaction id.As described in the foregoing, this second terminal preferably can be equipped with carrying user's the safety barrier of disbursement account information, such as intelligent SD card, SIM card or be built in the safe unit of this second terminal.In this case, in response to the reception of ultrasonic signal, the second terminal 104 can read the disbursement account information such as the magnetic track information of account No., user cipher and corresponding bank card simultaneously from this safety barrier.Conventionally, the information reading from described safety barrier is all encrypted.Further, can disbursement account information be assembled into described transaction request message together with transaction id by that install in the second terminal, corresponding with described safety barrier client.Finally, by the second terminal, by the communication network such as mobile data network, send this transaction request message to transaction pre-process platform 101.
In step S211, transaction pre-process platform 101 will be first from wherein extracting transaction id after receiving the transaction request message that comes from the second terminal.In the situation that transaction id is encrypted, pre-process platform also needs it to be decrypted.Original transaction id will be used to locate previous stored trading order form information.After again obtaining trading order form information, transaction pre-process platform 101 will and pay request message based on trading order form information to carry out alternately finally to complete payment with transaction background process center, wherein in trading order form information, for example comprise dealing money, in paying request message, for example can comprise effective disbursement account information.In practice, transaction pre-process platform 101 can for example become trading order form information a new message to send transaction background process center to the disbursement account Information encapsulation comprising in payment request message.As described in the preceding article, can carry out as any applicable conventional financial transaction prescribed by standard alternately between this transaction pre-process platform and background process center.Preferably, transaction pre-process platform 101 will both send payment to trade company's platform and the second terminal after successfully carrying out and successfully notify paying, and wherein trade company's platform can be shown and pay successfully to user by first terminal.
The present invention is by effectively utilizing ultrasonic communication technology and having realized the method and system paying under the line of doing shopping on a kind of line with high security and operation ease in conjunction with payment technology under the mobile terminal remote line based on such as intelligent SD card, SIM card or built-in safe unit, thereby experiences for user provides better shopping online.
It should be noted that above embodiment is only in order to technical scheme of the present invention to be described but not be limited.Although the present invention is had been described in detail with reference to above-mentioned embodiment; those of ordinary skill in the art is to be understood that; still can modify or part technical characterictic is equal to and replaces and do not depart from essence of the present invention the specific embodiment of the present invention, it be all encompassed in the scope that the present invention asks for protection.
Claims (20)
1. the method for paying under shopping, line on line, is characterized in that, described method comprises:
By first terminal generating trading order form and send trading order form information to transaction pre-process platform by described trade company platform on trade company's platform;
Described transaction pre-process platform is preserved described trading order form information, for described trading order form, is generated unique transaction id and send described transaction id to described trade company platform;
Described trade company platform sends described transaction id to second terminal by described first terminal by ultrasonic signal;
Described the second terminal generates the payment request message that comprises described transaction id and sends described payment request message to described transaction pre-process platform; And
By described transaction pre-process platform, according to the transaction id in described payment request message, locate described trading order form information and carry out alternately with by having paid on line and done shopping under line based on described trading order form information and described payment request message and transaction background process center.
2. the method for claim 1, is characterized in that, described payment request message comprises disbursement account information, and reads in the safety barrier that assembled from it in described ultrasonic signal by described the second terminal response of described disbursement account information.
3. method as claimed in claim 2, it is characterized in that, described disbursement account information consists of the magnetic track information of account No., user cipher and corresponding bank card, and the disbursement account information reading from described safety barrier is the disbursement account information through safety encipher.
4. method as claimed in claim 2, it is characterized in that, described transaction pre-process platform comprises that with transaction background process center described transaction pre-process platform becomes described trading order form information a message to send described transaction background process center to described disbursement account Information encapsulation alternately.
5. method as claimed in claim 2, is characterized in that, described safety barrier is intelligent SD card, SIM card or the safe unit that is built in described the second terminal.
6. the method for claim 1, is characterized in that, described first terminal is connected to described trade company platform by first network, and described the second terminal is communicated by letter with described transaction pre-process platform by being different from the second network of described first network.
7. method as claimed in claim 6, is characterized in that, described first network is the Internet, and described second network is mobile data network.
8. the method for claim 1, is characterized in that, described method also comprises by described transaction pre-process platform and before sending described transaction id to described trade company platform, described transaction id being encrypted.
9. method as claimed in claim 8, is characterized in that, described method also comprise described transaction pre-process platform after described the second terminal is received described transaction request message first from wherein reading described transaction id and described transaction id being decrypted.
10. the method for claim 1, is characterized in that, described method also comprises that by described transaction pre-process platform, after paying successfully, to described trade company platform and described the second terminal, both sending payment successfully notifies.
11. 1 kinds of systems for paying under shopping, line on line, it is characterized in that, described system comprises transaction background process center, transaction pre-process platform, trade company's platform, the first terminal that is configured to generating trading order form on described trade company platform and the second terminal, wherein
Described trade company platform is configured to send described trading order form information to described transaction pre-process platform;
Described transaction pre-process platform is configured to preserve the described trading order form information of reception, for described trading order form, generates unique transaction id and send described transaction id to described trade company platform;
Described trade company platform is also configured to by ultrasonic signal, send described transaction id to described the second terminal by described first terminal;
Described the second terminal is configured to generate the payment request message that comprises described transaction id and send described payment request message to described transaction pre-process platform; And
Described transaction pre-process platform is also configured to locate described trading order form information and carry out alternately with by having paid on line and done shopping under line based on described trading order form information and described payment request message and described transaction background process center according to the transaction id in described payment request message.
12. systems as claimed in claim 11, it is characterized in that, described payment request message comprises disbursement account information, and reads described disbursement account information in described the second terminal safety barrier of being configured to assembled from it in response to described ultrasonic signal.
13. systems as claimed in claim 12, it is characterized in that, described disbursement account information consists of the magnetic track information of account No., user cipher and corresponding bank card, and the disbursement account information reading from described safety barrier is the disbursement account information through safety encipher.
14. systems as claimed in claim 12, it is characterized in that, described transaction pre-process platform comprises that with transaction background process center described transaction pre-process platform becomes described trading order form information a message to send described transaction background process center to described disbursement account Information encapsulation alternately.
15. systems as claimed in claim 12, is characterized in that, described safety barrier is intelligent SD card, SIM card or the safe unit that is built in described the second terminal.
16. systems as claimed in claim 11, is characterized in that, described first terminal is connected to described trade company platform by first network, and described the second terminal is communicated by letter with described transaction pre-process platform by being different from the second network of described first network.
17. systems as claimed in claim 16, is characterized in that, described first network is the Internet, and described second network is mobile data network.
18. systems as claimed in claim 11, is characterized in that, described transaction pre-process platform is also configured to before sending described transaction id to described trade company platform, described transaction id is encrypted.
19. systems as claimed in claim 18, is characterized in that, described transaction pre-process platform be also configured to after described the second terminal is received described transaction request message first from wherein reading described transaction id and described transaction id being decrypted.
20. systems as claimed in claim 11, is characterized in that, described transaction pre-process platform is also configured to after paying successfully both to send payment to described trade company platform and described the second terminal and successfully notifies.
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| CN201210272668.2A CN103577977A (en) | 2012-08-02 | 2012-08-02 | Method and system for on-line shopping and off-line payment |
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| CN201210272668.2A CN103577977A (en) | 2012-08-02 | 2012-08-02 | Method and system for on-line shopping and off-line payment |
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| CN105335848A (en) * | 2014-08-15 | 2016-02-17 | 中国电信股份有限公司 | Broadband account number payment method and system, broadband payment platform and security certification platform |
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| CN108141442A (en) * | 2015-07-30 | 2018-06-08 | 电子湾有限公司 | It is redirected to trusted devices |
| CN108596715A (en) * | 2018-04-10 | 2018-09-28 | 沈文策 | A kind of method of network payment, device, electronic equipment and readable storage medium storing program for executing |
| CN109741054A (en) * | 2018-12-13 | 2019-05-10 | 平安普惠企业管理有限公司 | Transaction data processing method, device, computer equipment and readable storage medium storing program for executing |
| CN110097349A (en) * | 2018-01-29 | 2019-08-06 | 腾讯科技（深圳）有限公司 | Method for processing resource, device and storage medium |
| CN111669426A (en) * | 2020-04-20 | 2020-09-15 | 河南芯盾网安科技发展有限公司 | Method and system for sharing security carrier by cross-platform terminals |
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