CN103473698B - Digital television electronic business system with IC cards as carriers and application method thereof - Google Patents
Digital television electronic business system with IC cards as carriers and application method thereof Download PDFInfo
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- CN103473698B CN103473698B CN201310409448.4A CN201310409448A CN103473698B CN 103473698 B CN103473698 B CN 103473698B CN 201310409448 A CN201310409448 A CN 201310409448A CN 103473698 B CN103473698 B CN 103473698B
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Abstract
The invention discloses a digital television electronic business system with IC cards as carriers and an application method of the digital television electronic business system. According to the digital television electronic business system, the domestic paying service and the domestic charging service for the various IC cards can be achieved. Meanwhile, due to the design characteristics of an IC card comprehensive transaction settlement system and the design characteristics of a multi-IC-card centralized safety certificate system, the various IC cards can share an IC card read-writer, and the hardware cost of the IC card read-writer is greatly reduced. Therefore, according to the scheme, the digital television electronic business system and the application method have very high market practical value and very high popularization value. The digital television electronic business system and the application method are suitable for the field of digital television electronic business.
Description
Technical field
The present invention relates to a kind of electronic business system by digital television, relate in particular to one kind can realize ic card pay and
The electronic business system by digital television supplemented with money and its using method.
Background technology
Constantly develop to " high definition is interactive " and " integration of three networks " direction with sized enterprises in chinese DTV industry, digital television electronic commercial affairs
Successful operation become the key link that can this industrial upgrading be realized.And paying by mails is to constitute ecommerce operation
Core support key element.
At present, most digital television electronic payment technology innovation scheme mostly is with existing bank card for financial transaction carrier
Various implementations.And the distribution of the ic card of all kinds of public's utility service authority releases to various places generally existing, especially various places
City one-card Third-party payment ic card, how to complete to supplement with money and payment services by DTV, not yet formed at present
Whole technical solution.
The various ic cards that above-mentioned public's utility service mechanism is issued, are both needed to rely on the read-write of ic card in particular transactions are realized
Device.In addition, according to banks of China industry pboc specification, bank card will be progressively using ic card, and wherein various micropayment service also must
Ic card reader must be relied on realize.
Therefore, formed as early as possible a set of service can be supplemented with money by the Zhi Fuyu that DTV realizes family oriented all kinds of ic card,
Client device present situation can fully be taken into account again, on the premise of not carrying out hardware modifications, reduce ic card reader cost as far as possible
And realize the technical scheme that read write line shared by many ic cards simultaneously, to the development of digital television electronic business industry, there is high reality
Using value.
Content of the invention
It is an object of the invention to provide a kind of electronic business system by digital television, it can achieve that multiple ic cards are supplemented with money and propped up
Pay service；
Another object of the present invention is to provide one kind to realize ic card in above-mentioned electronic business system by digital television paying
Method；
It is still another object of the present invention to provide one kind realizes ic card in above-mentioned electronic business system by digital television supplementing with money
Method.
To achieve these goals, technical scheme is as follows:
A kind of electronic business system by digital television with ic card as carrier is it is characterised in that include DTV shopping industry
Business gate system, ic card synthesis business settlement system, each ic card management system and the respective concentration security certification system set up, number
Word video reception terminal and ic card reader.Above-mentioned electronic business system by digital television overall structure relation is: all kinds of ic card pipes
Reason system sets up respective concentration security certification system, and is all connected with ic card synthesis business settlement system；Ic card is comprehensively handed over
Easily settlement system is connected with DTV shopping service gate system；DTV shopping service gate system passes through DTV
Bilateral network is connected with digital video reception terminal；Digital video reception terminal is connected with ic card reader.
Described ic card synthesis business settlement system, the important management system realizing as all kinds of ic card Zhi Fuyu charging functions
System, undertakes and concentrates security certification system, each ic card management system, each bank electric payment system, all kinds of business system with each ic card
The network connection of system, and undertake all ic card reader network insertion telecommunication managements and associated transaction data process work.
Described concentration security certification system, refers in particular to supplement secure access mould with money including psam consumption safety access module, isam
Block and tac transaction verification module are in interior ic card reading and writing data telesecurity authentication administrative system.This kind of mode is on the one hand permissible
Significantly simplify the internal module structure of user side ic card reader, reduce the hardware cost of ic card reader.On the other hand can
To realize by same ic card reader, the multiple ic cards under constructed specification being paid or to be supplemented with money operation.
Described ic card reader, can also realize ic card by the keyboard for remote control of digital video reception terminal further and hand over
The easy amount of money and the information input function of trading instruction；Realize the information that ic card is concluded the business needed for each generic operation by digital TV screen
Display function.Each functional module in ic card reader described in this patent is greatly simplified.
Present invention further teaches a kind of ic card of realizing in the electronic business system by digital television with ic card as carrier pays
Method.Including:
User, by using the remote control of digital video reception terminal, determines in DTV shopping service gate system
Need the product bought, quantity and need the amount of money paying, and be defined as completing the ic that above-mentioned purchase will be paid
Card type class name；
DTV shopping service gate system after confirming that product inventory meets user's quantity purchase, by user input
Information generates transaction data and is sent to ic card synthesis business settlement system；
Ic card synthesis business settlement system receives transaction data, and generates payment data, sends and concentrates peace to corresponding ic card
Full Verification System；
Ic card concentrates security certification system after receiving the payment data that ic card synthesis business settlement system sends, and generates
Data message mac1；
Ic card concentrates security certification system that by digital video reception terminal, data message mac1 is sent to the read-write of ic card
Device, ic card reader work light lights, and enters working condition；
Held ic card is put into the reading writing working region of ic card reader by user, and ic card reader is in setting duration to this
Ic card carries out digital independent, and data message mac1 is write ic card；
If ic card account balance is enough, the write operation of data message mac1 is normal, and ic card reader is by operating result
Generate operation successful data message mac2, and data message mac2 is returned by ic card by digital video reception terminal and concentrate safety
Verification System；
After security certification system receiving data message mac2 concentrated by ic card, generate payment result data and return the comprehensively friendship of ic card
Easily settlement system, and then inform that user's held ic card pays successfully by DTV shopping service gate system.This pays
Terminate.
This payment result data is activation can also be given the corresponding ic of this ic card by ic card synthesis business settlement system simultaneously
Card management system, ic card management system is updated to ic card background account information.
If ic card account balance is not enough, data message mac1 write operation failure, ic card reader generates operation failure
Data message mac3, and data message mac3 is returned by ic card concentration security certification system by digital video reception terminal；
After security certification system receiving data message mac3 concentrated by ic card, Sorry, your ticket has not enough value to generate ic card, pays carrying unsuccessfully
Show that information returns ic card synthesis business settlement system, and then inform user balance not by DTV shopping service gate system
Foot, please user supplement with money to held ic card.User must re-start delivery operation after the completion of supplementing with money.
Ic card data message in the read work region if ic card reader fails in the duration setting, datagram
Civilian mac1 write operation failure, ic card reader generates operation failure data message mac4, and passes through digital video reception terminal
Data message mac4 is returned ic card and concentrates security certification system；
After security certification system receiving data message mac4 concentrated by ic card, generate the information of ic card digital independent failure
Return ic card synthesis business settlement system, and then inform that user checks placed ic by DTV shopping service gate system
Whether card and laying method are correct, and after checking confirmation, re-start delivery operation.
Present invention further teaches a kind of ic card of realizing in the electronic business system by digital television with ic card as carrier is supplemented with money
Method.Including a kind of bank electric payment system of passing through in the electronic business system by digital television with ic card as carrier to ic
The card fund of supplementing with money collects the submethod that account is supplemented with money；With a kind of in the electronic business system by digital television with ic card as carrier
In the submethod that account is supplemented with money to ic card is collected by the ic card fund of supplementing with money.
One of which is given by bank electric payment system in the electronic business system by digital television with ic card as carrier
The ic card fund of supplementing with money collects the submethod that account supplemented with money and further includes:
User, by using the remote control of digital video reception terminal, determines in DTV shopping service gate system
Select to collect account to the ic card fund of supplementing with money and supplement with money, and determine and supplement payment funding bank with money；
The information of user input is generated service data by DTV shopping service gate system, and is sent to ic card
Comprehensive business settlement system；
After ic card synthesis business settlement system obtains service data, the electronic fare payment system of bank will be determined to user
Send linking request；
After bank electric payment system obtains linking request, electronic fare payment system will be automatically linked to for user and log in boundary
Face；
User is continuing with remote control, inputs corresponding Bank Account Number, password, tests on bank electric payment system interface
The card information such as code and recharge amount, and confirmed；
After user confirms, bank electric payment system is on the premise of user's bank account balances are enough, defeated according to user
Enter information and generate fund load value data, and account financial management system is collected by the ic card fund of supplementing with money fund is gone to ic card and fill
Value fund collects account；
After fund proceeds to successfully, the ic card fund of supplementing with money collects account financial management system and successful recharging information is returned bank
Electronic fare payment system；
Bank electric payment system collects the successful recharging that account financial management system sends receiving the ic card fund of supplementing with money
After information, user is pointed out to select to exit bank electric payment system, digital television display interface returns DTV shopping service
Gate system；
Bank electric payment system further by recharging result data is activation to ic card synthesis settlement of transactions management system；
The ic card fund of supplementing with money collects account financial management system and will collect account balance data is activation to the comprehensively transaction of ic card
Settlement system；
Ic card synthesis business settlement system is supplemented comprehensive recharging result with money cohersive and integrated data with balance data generation and is sent to number
Word TV shopping service portal system, informs that customer transaction completes, and informs that this recharge amount of user and current fund are returned simultaneously
Collection account balance, the operation of supplementing with money that this ic card fund of supplementing with money collects account completes.
A kind of in the electronic business system by digital television with ic card as carrier by the ic card fund of supplementing with money collect account to
The submethod that ic card is supplemented with money further includes:
User, by using the remote control of digital video reception terminal, determines in DTV shopping service gate system
The ic card type class name supplemented with money；
The information of user input is generated charging request data by DTV shopping service gate system, and is sent to ic card
Comprehensive business settlement system；
Ic card synthesis business settlement system, after receiving charging request data, collects account account to the ic card fund of supplementing with money
Management system sends and collects accounts information inquiry request；
After the account balance data obtaining collecting the return of account financial management system；Ic card synthesis business settlement system will
Collect account balance data and send DTV shopping service gate system to, and this ic card is displayed to the user that by DTV
The fund of supplementing with money collects the current the balance of funding of account；
User passes through DTV shopping service gate system on the premise of without departing from account fund remaining sum and inputs to institute
Hold the fund number that ic card is supplemented with money；
DTV shopping service gate system transmits supplementing with money of user input to ic card synthesis business settlement system again
Amount information；
Ic card synthesis business settlement system sends it to corresponding ic card and concentrates security certification system；
Ic card concentrates security certification system after receiving the recharge amount data that ic card synthesis business settlement system sends,
Generate data message mac1；
Ic card concentrates security certification system that by digital video reception terminal, data message mac1 is sent to the read-write of ic card
Device, ic card reader work light lights, and enters working condition；
Held ic card is put into the reading writing working region of ic card reader by user, and ic card reader is right in the duration setting
This ic card carries out digital independent, and data message mac1 is write the ic card in working region；
Operating result is generated operation successful data message mac2 by ic card reader, and will by digital video reception terminal
Data message mac2 returns ic card and concentrates security certification system；
After security certification system receiving data message mac2 concentrated by ic card, generate recharging result data and return the comprehensively friendship of ic card
Easily settlement system；
Ic card synthesis business settlement system, after receiving ic card concentration security certification system return recharging result data, will fill
Value value data is sent to the ic card fund of supplementing with money and collects account financial management system, and financial management system is receiving this data
Afterwards, deduct this recharge amount account balance data from collecting, and new balance data is returned the comprehensive settlement of transactions of ic card
System；
After ic card synthesis business settlement system collects to load value data, send to DTV shopping service gate system；
DTV shopping service gate system receives after supplementing cohersive and integrated data with money, informs that user supplements with money by DTV
Success；And display to the user that this recharge amount of ic card and the ic card fund of supplementing with money collect the information such as account balance, supplement end with money.
Ic card synthesis business settlement system can also be sent to supplementing cohersive and integrated data with money and this ic card corresponding ic card simultaneously
Management system, ic card management system is updated to ic card background account information.
If ic card reader fails to complete aforesaid operations in the duration setting, the write operation of mac1 data message is lost
Lose, ic card reader is by operation failure data message mac3, and is returned data message mac3 by digital video reception terminal
Security certification system concentrated by ic card；
After security certification system receiving data message mac3 concentrated by ic card, generate related ic card digital independent failure information and return
Return ic card synthesis business settlement system, and then inform that user checks placed ic card by DTV shopping service gate system
And whether laying method is correct, and after checking confirmation, re-starts and supplement operation with money.
The above-mentioned ic card fund of supplementing with money collects account, refers in particular to be specified by ic card operation management mechanism, the fund of being used as is drawn
Account deposited by the intermediary service circle turning, and it can be that account deposited by the circle that ic card operation management mechanism sets up in itself ic card management system
Family or the bank account specified through this mechanism or Third-party payment account.In this programme, money supplemented with money by all ic cards
The ic card fund of supplementing with money that Jin Juncong each ic card management system is specified collects account and transfers.
In the present invention, clothes are supplemented with money by the Zhi Fuyu that electronic business system by digital television can realize family oriented all kinds of ic card
Business.Simultaneously as ic card synthesis business settlement system and each ic concentrate the design feature of security certification system so that many ic cards can
Shared ic card reader and greatly reduce ic card reader hardware cost.So that this programme have high market practical with
Promotional value.The present invention is applied to digital television electronic commercial field.
The feature of the present invention see the detailed description of this case schema and following preferable embodiment and obtains clearly
Solution.
Brief description
Fig. 1 is the electronic business system by digital television integrated stand composition with ic card as carrier of the present invention.
Fig. 2 is the embodiment of ic card method of payment in the electronic business system by digital television with ic card as carrier of the present invention
Flow chart.
Fig. 3 is the submethod of ic card recharge method in the electronic business system by digital television with ic card as carrier of the present invention
Embodiment flow chart.
Fig. 4 is another son of ic card recharge method in the electronic business system by digital television with ic card as carrier of the present invention
The flow chart of the embodiment of method.
Specific embodiment
In order that technological means, creation characteristic, reached purpose and effect that the present invention realizes are easy to understand, tie below
Close specific embodiments and the drawings and the present invention is expanded on further.
A kind of embodiment of the electronic business system by digital television overall architecture with ic card as carrier.
Fig. 1 show a kind of explanation of the electronic business system by digital television overall architecture with ic card as carrier, including numeral
TV shopping service portal system, ic card synthesis business settlement system, each ic card management system and the respective concentration safety set up
Verification System, digital video reception terminal and ic card reader.Above-mentioned electronic business system by digital television overall structure relation is:
All kinds of ic card management systems set up respective concentration security certification system, and are all connected with ic card synthesis business settlement system；
Ic card synthesis business settlement system is connected with DTV shopping service gate system；DTV shopping service gate system leads to
Cross digital television bidirectional network to be connected with digital video reception terminal；Digital video reception terminal is connected with ic card reader.
Described ic card synthesis business settlement system, the important management system realizing as all kinds of ic card Zhi Fuyu charging functions
System, undertakes and concentrates security certification system, each ic card management system, each bank electric payment system, all kinds of business system with each ic card
The network connection of system, and undertake all ic card reader network insertion telecommunication managements and associated transaction data process work.
Described concentration security certification system, refers in particular to supplement secure access mould with money including psam consumption safety access module, isam
Block and tac transaction verification module are in interior ic card reading and writing data telesecurity authentication administrative system.This kind of mode is on the one hand permissible
Significantly simplify the internal module structure of user side ic card reader, reduce the hardware cost of ic card reader.On the other hand can
To realize by same ic card reader, the multiple ic cards under constructed specification being paid or to be supplemented with money operation.
Described ic card reader, can also realize ic card by the keyboard for remote control of digital video reception terminal further and hand over
The easy amount of money and the information input function of trading instruction；Realize the information that ic card is concluded the business needed for each generic operation by digital TV screen
Display function.Each functional module in ic card reader described in this patent is greatly simplified.
In the present invention, digital video reception terminal can be: cable digital TV set-top box, cabled digital two-way interactive
Formula high definition set top box, cabled digital high definition interaction Set Top Box, satellite TV set-top boxes, ip network television-set top-set-box or the Internet
Intelligent set top box.
Digital video reception terminal can be built-in or two kinds of circumscribed with the connected mode of DTV.Data is led to
Letter mode is can be wired or wireless mode.Data communication interface can for usb interface, rs-232 interface, infrared interface,
The mode such as blue tooth interface and ethernet network interface.
Ic card reader can be: contact ic card reader, contactless ic card reader or double interfacial type ic card
Read write line.
Digital television bidirectional network can be: bi-directional digital cable TV network, can spreading digital video signal mutual
Networking or bi-directional digital satellite television network.
Ic card can be: contact or contactless ic card, the storage card at double interface, logic encryption card, cpu smart card with
And meet the ic card of financial integrated circuit (ic) card application specification (pboc2.0).
The embodiment of ic card method of payment is realized in the electronic business system by digital television with ic card as carrier.As Fig. 2
Shown, flow process is described as follows:
User, by using the remote control of digital video reception terminal, determines in DTV shopping service gate system
Need the product bought, quantity and need the amount of money paying, and be defined as completing the ic that above-mentioned purchase will be paid
Card type class name；
DTV shopping service gate system after confirming that product inventory meets user's quantity purchase, by user input
Information generates transaction data and is sent to ic card synthesis business settlement system；
Ic card synthesis business settlement system receives transaction data, and generates payment data, sends and concentrates peace to corresponding ic card
Full Verification System；
Ic card concentrates security certification system after receiving the payment data that ic card synthesis business settlement system sends, and generates
Data message mac1；
Ic card concentrates security certification system that by digital video reception terminal, data message mac1 is sent to the read-write of ic card
Device, ic card reader work light lights, and enters working condition；
Held ic card is put into the reading writing working region of ic card reader by user, and ic card reader is in setting duration to this
Ic card carries out digital independent, and data message mac1 is write ic card；
If ic card account balance is enough, the write operation of data message mac1 is normal, and ic card reader is by operating result
Generate operation successful data message mac2, and data message mac2 is returned by ic card by digital video reception terminal and concentrate safety
Verification System；
After security certification system receiving data message mac2 concentrated by ic card, generate payment result data and return the comprehensively friendship of ic card
Easily settlement system, and then inform that user's held ic card pays successfully by DTV shopping service gate system.This pays
Terminate.
This payment result data is activation can also be given the corresponding ic of this ic card by ic card synthesis business settlement system simultaneously
Card management system, ic card management system is updated to ic card background account information.
If ic card account balance is not enough, data message mac1 write operation failure, ic card reader generates operation failure
Data message mac3, and data message mac3 is returned by ic card concentration security certification system by digital video reception terminal；
After security certification system receiving data message mac3 concentrated by ic card, Sorry, your ticket has not enough value to generate ic card, pays carrying unsuccessfully
Show that information returns ic card synthesis business settlement system, and then inform user balance not by DTV shopping service gate system
Foot, please user supplement with money to held ic card.User must re-start delivery operation after the completion of supplementing with money.
Ic card data message in the read work region if ic card reader fails in the duration setting, datagram
Civilian mac1 write operation failure, ic card reader generates operation failure data message mac4, and passes through digital video reception terminal
Data message mac4 is returned ic card and concentrates security certification system；
After security certification system receiving data message mac4 concentrated by ic card, generate the information of ic card digital independent failure
Return ic card synthesis business settlement system, and then inform that user checks placed ic by DTV shopping service gate system
Whether card and laying method are correct, and after checking confirmation, re-start delivery operation.
The embodiment of ic card recharge method is realized in the electronic business system by digital television with ic card as carrier.Including one
Plant and returned to the ic card fund of supplementing with money by bank electric payment system in the electronic business system by digital television with ic card as carrier
The embodiment of the submethod that collection account is supplemented with money；Logical in the electronic business system by digital television with ic card as carrier with a kind of
Cross the embodiment that the ic card fund of supplementing with money collects the submethod that account is supplemented with money to ic card.
One of which is given by bank electric payment system in the electronic business system by digital television with ic card as carrier
The ic card fund of supplementing with money collects the embodiment of the submethod that account is supplemented with money, as shown in figure 3, flow process is described as follows:
User, by using the remote control of digital video reception terminal, determines in DTV shopping service gate system
Select to collect account to the ic card fund of supplementing with money and supplement with money, and determine and supplement payment funding bank with money；
The information of user input is generated service data by DTV shopping service gate system, and is sent to ic card
Comprehensive business settlement system；
After ic card synthesis business settlement system obtains service data, the electronic fare payment system of bank will be determined to user
Send linking request；
After bank electric payment system obtains linking request, electronic fare payment system will be automatically linked to for user and log in boundary
Face；
User is continuing with remote control, inputs corresponding Bank Account Number, password, tests on bank electric payment system interface
The card information such as code and recharge amount, and confirmed；
After user confirms, bank electric payment system is on the premise of user's bank account balances are enough, defeated according to user
Enter information and generate fund load value data, and account financial management system is collected by the ic card fund of supplementing with money fund is gone to ic card and fill
Value fund collects account；
After fund proceeds to successfully, the ic card fund of supplementing with money collects account financial management system and successful recharging information is returned bank
Electronic fare payment system；
Bank electric payment system collects the successful recharging that account financial management system sends receiving the ic card fund of supplementing with money
After information, user is pointed out to select to exit bank electric payment system, digital television display interface returns DTV shopping service
Gate system；
Bank electric payment system further by recharging result data is activation to ic card synthesis settlement of transactions management system；
The ic card fund of supplementing with money collects account financial management system and will collect account balance data is activation to the comprehensively transaction of ic card
Settlement system；
Ic card synthesis business settlement system is supplemented comprehensive recharging result with money cohersive and integrated data with balance data generation and is sent to number
Word TV shopping service portal system, informs that customer transaction completes, and informs that this recharge amount of user and current fund are returned simultaneously
Collection account balance, the operation of supplementing with money that this ic card fund of supplementing with money collects account completes.
A kind of in the electronic business system by digital television with ic card as carrier by the ic card fund of supplementing with money collect account to
The embodiment of the submethod that ic card is supplemented with money, as shown in figure 4, flow process is described as follows:
User, by using the remote control of digital video reception terminal, determines in DTV shopping service gate system
The ic card type class name supplemented with money；
The information of user input is generated charging request data by DTV shopping service gate system, and is sent to ic card
Comprehensive business settlement system；
Ic card synthesis business settlement system, after receiving charging request data, collects account account to the ic card fund of supplementing with money
Management system sends and collects accounts information inquiry request；
After the account balance data obtaining collecting the return of account financial management system；Ic card synthesis business settlement system will
Collect account balance data and send DTV shopping service gate system to, and this ic card is displayed to the user that by DTV
The fund of supplementing with money collects the current the balance of funding of account；
User passes through DTV shopping service gate system on the premise of without departing from account fund remaining sum and inputs to institute
Hold the fund number that ic card is supplemented with money；
DTV shopping service gate system transmits supplementing with money of user input to ic card synthesis business settlement system again
Amount information；
Ic card synthesis business settlement system sends it to corresponding ic card and concentrates security certification system；
Ic card concentrates security certification system after receiving the recharge amount data that ic card synthesis business settlement system sends,
Generate data message mac1；
Ic card concentrates security certification system that by digital video reception terminal, data message mac1 is sent to the read-write of ic card
Device, ic card reader work light lights, and enters working condition；
Held ic card is put into the reading writing working region of ic card reader by user, and ic card reader is right in the duration setting
This ic card carries out digital independent, and data message mac1 is write the ic card in working region；
Operating result is generated operation successful data message mac2 by ic card reader, and will by digital video reception terminal
Data message mac2 returns ic card and concentrates security certification system；
After security certification system receiving data message mac2 concentrated by ic card, generate recharging result data and return the comprehensively friendship of ic card
Easily settlement system；
Ic card synthesis business settlement system, after receiving ic card concentration security certification system return recharging result data, will fill
Value value data is sent to the ic card fund of supplementing with money and collects account financial management system, and financial management system is receiving this data
Afterwards, deduct this recharge amount account balance data from collecting, and new balance data is returned the comprehensive settlement of transactions of ic card
System；
After ic card synthesis business settlement system collects to load value data, send to DTV shopping service gate system；
DTV shopping service gate system receives after supplementing cohersive and integrated data with money, informs that user supplements with money by DTV
Success；And display to the user that this recharge amount of ic card and the ic card fund of supplementing with money collect the information such as account balance, supplement end with money.
Ic card synthesis business settlement system can also be sent to supplementing cohersive and integrated data with money and this ic card corresponding ic card simultaneously
Management system, ic card management system is updated to ic card background account information.
If ic card reader fails to complete aforesaid operations in the duration setting, the write operation of mac1 data message is lost
Lose, ic card reader is by operation failure data message mac3, and is returned data message mac3 by digital video reception terminal
Security certification system concentrated by ic card；
After security certification system receiving data message mac3 concentrated by ic card, generate related ic card digital independent failure information and return
Return ic card synthesis business settlement system, and then inform that user checks placed ic card by DTV shopping service gate system
And whether laying method is correct, and after checking confirmation, re-starts and supplement operation with money.
The above-mentioned ic card fund of supplementing with money collects account, refers in particular to be specified by ic card operation management mechanism, the fund of being used as is drawn
Account deposited by the intermediary service circle turning, and it can be that account deposited by the circle that ic card operation management mechanism sets up in itself ic card management system
Family or the bank account specified through this mechanism or Third-party payment account.In the present embodiment, all ic cards are supplemented with money
The ic card fund of supplementing with money that fund is all specified from each ic card management system collects account and transfers.
In the present invention, clothes are supplemented with money by the Zhi Fuyu that electronic business system by digital television can realize family oriented all kinds of ic card
Business.Simultaneously as ic card synthesis business settlement system and each ic concentrate the design feature of security certification system so that many ic cards can
Shared ic card reader and greatly reduce ic card reader hardware cost.So that this programme have high market practical with
Promotional value.The present invention is applied to digital television electronic commercial field.
Ultimate principle, principal character and the advantages of the present invention of the present invention have been shown and described above.The technology of the industry
The simply present invention it should be appreciated that the present invention is not restricted to the described embodiments, described in above-described embodiment and description for the personnel
Principle, without departing from the spirit and scope of the present invention the present invention also have various changes and modifications, these change and
Improvement both falls within the range of claimed invention.The protection domain of application claims by appending claims and its
Equivalent defines.
Claims (2)
1. realize the method for ic card use in the electronic business system by digital television with ic card as carrier it is characterised in that having
Body includes: realizes method that ic card supplements with money in the electronic business system by digital television with ic card as carrier and with ic card for carrying
The method realizing the payment of ic card in the electronic business system by digital television of body:
Wherein, the electronic business system by digital television with ic card as carrier is realized the method that ic card is supplemented with money, comprising: Yi Zhong
In electronic business system by digital television with ic card as carrier, account is collected to the ic card fund of supplementing with money by bank electric payment system
Submethod that family is supplemented with money and a kind of in the electronic business system by digital television with ic card as carrier, money is supplemented with money by ic card
The submethod that JINGUI collection account is supplemented with money to ic card；
A kind of supplemented with money to ic card by bank electric payment system in the electronic business system by digital television with ic card as carrier
Fund collects the submethod that account is supplemented with money, specifically includes:
User, by using the remote control of digital video reception terminal, determines and selects in DTV shopping service gate system
Collect account to the ic card fund of supplementing with money to supplement with money, and determine and supplement payment funding bank with money；
The information of user input is generated service data by DTV shopping service gate system, and it is comprehensive to be sent to ic card
Business settlement system；
After ic card synthesis business settlement system obtains service data, the electronic fare payment system determining bank to user is sent
Linking request；
After bank electric payment system obtains linking request, electronic fare payment system log-in interface will be automatically linked to for user；
User is continuing with remote control, inputs corresponding Bank Account Number, password, identifying code on bank electric payment system interface
And recharge amount information, and confirmed；
After user confirms, bank electric payment system, on the premise of user's bank account balances are enough, is believed according to user input
Breath generation fund load value data, and account financial management system is collected by the ic card fund of supplementing with money fund is gone to ic card and supplement money with money
JINGUI collection account；
After fund proceeds to successfully, the ic card fund of supplementing with money collects account financial management system and successful recharging information is returned bank electronic
Payment system；
Bank electric payment system collects the successful recharging information that account financial management system sends receiving the ic card fund of supplementing with money
Afterwards, prompting user selects to exit bank electric payment system, and digital television display interface returns DTV shopping service door
System；
Bank electric payment system further by recharging result data is activation to ic card synthesis settlement of transactions management system；
The ic card fund of supplementing with money collects account financial management system and will collect account balance data is activation to ic card synthesis settlement of transactions
System；
Ic card synthesis business settlement system is supplemented comprehensive recharging result and balance data generation with money cohersive and integrated data and is sent to numeral electricity
Depending on shopping service gate system, inform that customer transaction completes, inform that this recharge amount of user and current fund collect account simultaneously
Family remaining sum, the operation of supplementing with money that this ic card fund of supplementing with money collects account completes；
A kind of in the electronic business system by digital television with ic card as carrier, account is collected to ic card by the ic card fund of supplementing with money
The submethod supplemented with money, specifically includes:
User, by using the remote control of digital video reception terminal, determines and is wanted in DTV shopping service gate system
The ic card type class name supplemented with money；
The information of user input is generated charging request data by DTV shopping service gate system, and it is comprehensive to be sent to ic card
Business settlement system；
Ic card synthesis business settlement system, after receiving charging request data, collects account financial management to the ic card fund of supplementing with money
System sends and collects accounts information inquiry request；
After the account balance data obtaining collecting the return of account financial management system；Ic card synthesis business settlement system will collect
Account balance data sends DTV shopping service gate system to, and displays to the user that this ic card is supplemented with money by DTV
Fund collects the current the balance of funding of account；
User passes through DTV shopping service gate system on the premise of without departing from account fund remaining sum and inputs to held ic
Block the fund number supplemented with money；
DTV shopping service gate system transmits the recharge amount of user input again to ic card synthesis business settlement system
Information；
Ic card synthesis business settlement system sends it to corresponding ic card and concentrates security certification system；
Ic card concentrates security certification system after receiving the recharge amount data that ic card synthesis business settlement system sends, and generates
Data message mac1；
Ic card concentrates security certification system that by digital video reception terminal, data message mac1 is sent to ic card reader, ic
Card reader work light lights, and enters working condition；
Held ic card is put into the reading writing working region of ic card reader by user, and ic card reader is in the duration setting to this ic
Card carries out digital independent, and data message mac1 is write the ic card in working region；
Operating result is generated operation successful data message mac2 by ic card reader, and by digital video reception terminal by data
Message mac2 returns ic card and concentrates security certification system；
After security certification system receiving data message mac2 concentrated by ic card, generate recharging result data and return ic card comprehensively transaction knot
Calculation system；
Ic card synthesis business settlement system, after receiving ic card concentration security certification system return recharging result data, will supplement gold with money
Specified number collects account financial management system according to being sent to the ic card fund of supplementing with money, financial management system after receiving this data, from
Collect and in account balance data, deduct this recharge amount, and new balance data is returned ic card synthesis business settlement system；
After ic card synthesis business settlement system collects to load value data, send to DTV shopping service gate system；
DTV shopping service gate system receives after supplementing cohersive and integrated data with money, informs that user supplements with money into by DTV
Work(；And display to the user that this recharge amount of ic card and the ic card fund of supplementing with money collect account balance information, supplement end with money；
Ic card synthesis business settlement system can also be sent to supplementing cohersive and integrated data with money and the management of this ic card corresponding ic card simultaneously
System, ic card management system is updated to ic card background account information；
If ic card reader fails to complete aforesaid operations in the duration setting, the write operation of mac1 data message fails,
Ic card reader is by operation failure data message mac3, and by digital video reception terminal, data message mac3 is returned ic card
Concentrate security certification system；
After security certification system receiving data message mac3 concentrated by ic card, generate related ic card digital independent failure information and return ic
The comprehensive business settlement system of card, and then user's placed ic card of inspection is informed by DTV shopping service gate system and puts
Whether method of putting is correct, and after checking confirmation, re-starts and supplement operation with money；
The method realizing the payment of ic card in the electronic business system by digital television with ic card as carrier, specifically includes:
By using the remote control of digital video reception terminal, determine needs in DTV shopping service gate system user
Product, quantity and the amount of money needing payment bought, and be defined as completing the ic card type that above-mentioned purchase will be paid
Class name；
DTV shopping service gate system after confirming that product inventory meets user's quantity purchase, by the information of user input
Generate transaction data and be sent to ic card synthesis business settlement system；
Ic card synthesis business settlement system receives transaction data, and generates payment data, sends and concentrates safety to recognize to corresponding ic card
Card system；
Ic card concentrates security certification system after receiving the payment data that ic card synthesis business settlement system sends, and generates data
Message mac1；
Ic card concentrates security certification system that by digital video reception terminal, data message mac1 is sent to ic card reader, ic
Card reader work light lights, and enters working condition；
Held ic card is put into the reading writing working region of ic card reader by user, and ic card reader is in setting duration to this ic card
Carry out digital independent, and data message mac1 is write ic card；
If ic card account balance is enough, the write operation of data message mac1 is normal, and operating result is generated by ic card reader
Operation successful data message mac2, and data message mac2 is returned by ic card concentration safety certification by digital video reception terminal
System；
After security certification system receiving data message mac2 concentrated by ic card, generate payment result data and return ic card comprehensively transaction knot
Calculation system, and then inform that user's held ic card pays successfully by DTV shopping service gate system；This payment terminates；
This payment result data is activation can also be given this ic card corresponding ic card pipe by ic card synthesis business settlement system simultaneously
Reason system, ic card management system is updated to ic card background account information；
If ic card account balance is not enough, data message mac1 write operation failure, ic card reader generates operation failure data
Message mac3, and data message mac3 is returned by ic card concentration security certification system by digital video reception terminal；
After security certification system receiving data message mac3 concentrated by ic card, Sorry, your ticket has not enough value to generate ic card, pays the prompting letter of failure
Breath returns ic card synthesis business settlement system, and then informs that user balance is not enough by DTV shopping service gate system,
User please be supplemented with money by held ic card；User must re-start delivery operation after the completion of supplementing with money；
Ic card data message in the read work region if ic card reader fails in the duration setting, data message
Mac1 write operation failure, ic card reader generates operation failure data message mac4, and will by digital video reception terminal
Data message mac4 returns ic card and concentrates security certification system；
After security certification system receiving data message mac4 concentrated by ic card, the information generating ic card digital independent failure returns
Ic card synthesis business settlement system, and then by DTV shopping service gate system inform user inspection placed ic card and
Whether laying method is correct, and after checking confirmation, re-starts delivery operation.
2. according to claim 1 realize in the electronic business system by digital television with ic card as carrier ic card use
Method, including a kind of bank electric payment system of passing through in the electronic business system by digital television with ic card as carrier to ic card
The fund of supplementing with money collects the submethod that account supplemented with money it is characterised in that the ic card fund of supplementing with money collects account, refers to be transported by ic card
Administrative organization of battalion specifies, and account deposited by the intermediary service circle being used as funds transfer, and it is ic card operation management mechanism certainly
Account deposited by the circle set up in body ic card management system, or the bank account specified through this mechanism or Third-party payment account
Family；All ic cards are supplemented the ic card fund of supplementing with money that fund all specifies from each ic card management system with money and are collected account and transfer.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310409448.4A CN103473698B (en) | 2013-09-10 | 2013-09-10 | Digital television electronic business system with IC cards as carriers and application method thereof |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310409448.4A CN103473698B (en) | 2013-09-10 | 2013-09-10 | Digital television electronic business system with IC cards as carriers and application method thereof |
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| Publication Number | Publication Date |
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| CN103473698A CN103473698A (en) | 2013-12-25 |
| CN103473698B true CN103473698B (en) | 2017-01-25 |
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| CN201310409448.4A Expired - Fee Related CN103473698B (en) | 2013-09-10 | 2013-09-10 | Digital television electronic business system with IC cards as carriers and application method thereof |
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Families Citing this family (2)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN105007509A (en) * | 2015-06-29 | 2015-10-28 | 安徽广电信息网络股份有限公司 | Television transaction payment method based on intelligent payment card |
| CN106326793A (en) * | 2015-06-30 | 2017-01-11 | 阿里巴巴集团控股有限公司 | Information processing method and device |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2004061627A1 (en) * | 2003-01-06 | 2004-07-22 | Sony Corporation | Authentication system, authentication server, authentication method, authentication program, terminal, authentication request method, authentication request program, and storage medium |
| CN201307311Y (en) * | 2008-11-24 | 2009-09-09 | 宋文娟 | IC card electronic payment system of dual-direction data transmitting network |
| CN202435535U (en) * | 2012-01-04 | 2012-09-12 | 西安五丰公信息服务有限公司 | Digital video receiving terminal with integrated circuit (IC) card read-write function |
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2013
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Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2004061627A1 (en) * | 2003-01-06 | 2004-07-22 | Sony Corporation | Authentication system, authentication server, authentication method, authentication program, terminal, authentication request method, authentication request program, and storage medium |
| CN201307311Y (en) * | 2008-11-24 | 2009-09-09 | 宋文娟 | IC card electronic payment system of dual-direction data transmitting network |
| CN202435535U (en) * | 2012-01-04 | 2012-09-12 | 西安五丰公信息服务有限公司 | Digital video receiving terminal with integrated circuit (IC) card read-write function |
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