CN103366202A - Data preprocessing terminal and system employing integrated circuit (IC) card - Google Patents

Data preprocessing terminal and system employing integrated circuit (IC) card Download PDF

Info

Publication number
CN103366202A
CN103366202A CN2013102837571A CN201310283757A CN103366202A CN 103366202 A CN103366202 A CN 103366202A CN 2013102837571 A CN2013102837571 A CN 2013102837571A CN 201310283757 A CN201310283757 A CN 201310283757A CN 103366202 A CN103366202 A CN 103366202A
Authority
CN
China
Prior art keywords
information
user
request slip
card
professional request
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CN2013102837571A
Other languages
Chinese (zh)
Other versions
CN103366202B (en
Inventor
吴佳文
吴蕃
王伟权
滕丽燕
曹亮
张奇
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Industrial and Commercial Bank of China Ltd ICBC
Original Assignee
Industrial and Commercial Bank of China Ltd ICBC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Industrial and Commercial Bank of China Ltd ICBC filed Critical Industrial and Commercial Bank of China Ltd ICBC
Priority to CN201310283757.1A priority Critical patent/CN103366202B/en
Publication of CN103366202A publication Critical patent/CN103366202A/en
Application granted granted Critical
Publication of CN103366202B publication Critical patent/CN103366202B/en
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Images

Landscapes

  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention provides a data preprocessing terminal employing an integrated circuit (IC) card and a data preprocessing system employing an integrated circuit (IC) card. The data preprocessing terminal comprises a display device for displaying service types selectable for a user and displaying service application form filled information, an information input device for receiving the service type selected information and the service application form filled information which are input by the user, an intelligent chip for generating user preset service application form information, a card reader-writer for reading user basic information stored in a financial IC card and writing the user preset service application form information in the financial IC card, a wireless communication interface for acquiring service application form information from a banking server in a wireless communication mode, and a storage chip for storing the service application form information and storing the service application form filled information. The terminal and the system have the advantages that the data input speed is improved, the overall service processing efficiency is improved, the service processing time is shortened, and the queuing time of the user for handling the service at a banking outlet is shortened.

Description

A kind of data pre-service terminal and system that uses IC-card
Technical field
The present invention relates to technical field of data processing, particularly, relate to a kind of data pre-service terminal and system that uses IC-card.
Background technology
Computer system must be inputted first the source data that it needs when carrying out the data processing, then just can carry out the processing of data.But, in actual process because the computer system processor ability is stronger, often data time of processing relatively short, and the time of data input is longer, causes the efficient of data overall process very low.How to improve the input speed of data, be that people are in the problem of constantly studying always.
In the daily life, people need to arrive various outlets and handle miscellaneous service, and very long queuing problem all is difficult to solve always.For example, development along with banking, the class of business of bank is more and more, although Web bank occurred, the bank self-aid apparatus such as ATM, accelerated handling of banking, but bank self-aid apparatus can not be finished handling of all bankings after all, some banking is for the system regulations of security consideration or bank, need the client in person to handle to bank outlets, yet outlet's queuing phenomena of domestic each bank is very serious, the application of appointment and queuing machine so that queuing problem alleviated, people only need to be sitting on the seat wait for call out the numbers just passable, but often sometimes waiting for calling out the numbers also needs several hours, one of them major reason is when taking turns to a certain client, the client just knows will fill in various request slips or voucher, and the client fills in request slip and voucher need to expend the regular hour, and bank cashier is being taken client's request slip or voucher, content with request slip or voucher is entered in the banking system again, and the teller has also consumed a lot of service times like this.
In order to address this problem, be badly in need of to improve existing network system or the network equipment, just to avoid the user to fill in professional request slip when the transacting business.
Summary of the invention
The problems such as the fundamental purpose of the embodiment of the invention is to provide a kind of data pre-service terminal and system that uses IC-card, and is long with the solution queuing time that professional request slip information required time length causes because the user fills in, and the banking treatment effeciency is low.
To achieve these goals, the embodiment of the invention provides a kind of data pre-service terminal of using IC-card, comprising: display device, Data Enter device, intelligent chip, card read write line, wireless communication interface and storage chip; Wherein,
Described display device is used for can supplying the type of service of user selection according to the professional request slip information demonstration of described memory chip stores, and shows the professional request slip fill message that described Data Enter device receives;
Described Data Enter device, the type of service that is used for reception user typing is selected information and professional request slip fill message;
Described intelligent chip, the type of service that is used for receiving according to described Data Enter device are selected information and professional request slip fill message to generate the user and are preset professional request slip information;
Described card read write line is used for reading the user basic information that financial IC card is stored, and the user that described intelligent chip generates is preset professional request slip information writes described financial IC card;
Described wireless communication interface is used for obtaining professional request slip information by communication from the banking server, and described professional request slip information is sent to described storage chip;
Described storage chip is used for storing described professional request slip information, and stores the professional request slip fill message that described Data Enter device receives.
Preferably, described data pre-service terminal also comprises: identification authentication system, verify for the authentication information that receives user's input and to its legitimacy.
Preferably, described identification authentication system adopts cipher authentication technique or biological identification technology to verify.
Preferably, described data pre-service terminal also comprises: printing interface is used for that the user that described intelligent chip generates is preset type information corresponding to professional request slip information and sends to external printing equipment and print.
Preferably, described data pre-service terminal also comprises: electric supply installation is used to described display device, Data Enter device, intelligent chip, card read write line, wireless communication interface, storage chip, identification authentication system, printing equipment that power supply is provided.
Preferably, described electric supply installation adopts solar battery technology to power.
Preferably, described data pre-service terminal also comprises: Anti-dismantling shell, described Anti-dismantling shell have Anti-dismantling and dismounting key destructing safety function.
Preferably, described wireless communication interface obtains professional request slip information from the banking server, is specially:
Described wireless communication interface obtains the professional request slip information of latest edition from described banking server every Preset Time; And/or,
When described wireless communication interface receives the updating message of described banking server transmission, obtain the professional request slip information of latest edition from described banking server.
A kind of data pretreatment of using IC-card comprises: financial IC card, data pre-service terminal, queuing reservation machine, teller terminal equipment, banking server; Wherein,
Described financial IC card is used for storing user basic information and the user that described data pre-service terminal writes and presets professional request slip information;
Described data pre-service terminal is used for obtaining and storage service request slip information from described banking server by communication; Read the user basic information of storing in the described financial IC card; Showing according to described professional request slip information can be for the type of service of user selection; Select information and professional request slip fill message to generate the user according to the type of service of user's typing and preset professional request slip information; Described user is preset professional request slip information write described financial IC card;
Described queuing reservation machine is used to the user that queue number information is provided, and reads the user who preserves in the described financial IC card and presets professional request slip information, and described user is preset professional request slip information send to described teller terminal equipment;
Described teller terminal equipment is used for presetting professional request slip Information generation business handling information according to described user, and the business handling information that generates is uploaded to described banking server;
Described banking server is used to described data pre-service terminal that professional request slip information is provided; Process the business handling information that described teller terminal equipment is uploaded.
Preferably, described data pre-service terminal is obtained professional request slip information from described banking server, is specially:
Described data pre-service terminal is obtained the professional request slip information of latest edition from described banking server every Preset Time; And/or,
When described data pre-service terminal receives the updating message of described banking server transmission, obtain the professional request slip information of latest edition from described banking server.
By means of technique scheme, the present invention utilizes data pre-service terminal that the service of filling in advance banking request slip information is provided for the user, the generation user presets professional request slip information and it is stored in the financial IC card, and then bank outlets just can pass through the required relevant information of financial IC card quick obtaining user institute's handling bank business, thereby improved the data input speed, improved on the whole business processing efficient, reduce traffic handling time, reduced the queuing time of user when bank outlets' transacting business.
Description of drawings
In order to be illustrated more clearly in the embodiment of the invention or technical scheme of the prior art, the accompanying drawing of required use was done to introduce simply during the below will describe embodiment, apparently, accompanying drawing in the following describes only is some embodiments of the present invention, for those of ordinary skills, under the prerequisite of not paying creative work, can also obtain according to these accompanying drawings other accompanying drawing.
Fig. 1 is the structural representation of the data pre-service terminal that provides of the embodiment of the invention one;
Fig. 2 (A) is the front appearance synoptic diagram of the data pre-service terminal that provides of the embodiment of the invention two;
Fig. 2 (B) is the reverse side schematic appearance of the data pre-service terminal that provides of the embodiment of the invention two;
Fig. 2 (C) is the hardware configuration synoptic diagram of the data pre-service terminal that provides of the embodiment of the invention two;
Fig. 3 is the structural representation of the data pretreatment that provides of the embodiment of the invention three;
Fig. 4 is that the information that the embodiment of the invention three provides is inputted schematic flow sheet in advance;
Fig. 5 is the site business handling schematic flow sheet that the embodiment of the invention three provides.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the invention, the technical scheme in the embodiment of the invention is clearly and completely described, obviously, described embodiment only is the present invention's part embodiment, rather than whole embodiment.Based on the embodiment among the present invention, those of ordinary skills belong to the scope of protection of the invention not making the every other embodiment that obtains under the creative work prerequisite.
Embodiment one
Present embodiment provides a kind of data pre-service terminal of using IC-card, as shown in Figure 1, this data pre-service terminal comprises: display device 101, Data Enter device 102, intelligent chip 103, card read write line 104, wireless communication interface 105 and storage chip 106; Wherein,
Described display device 101 is used for can supplying the type of service of user selection according to the professional request slip information demonstration of described storage chip 106 storages, and shows the professional request slip fill message that described Data Enter device 102 receives;
Described Data Enter device 102, the type of service that is used for reception user typing is selected information and professional request slip fill message;
Described intelligent chip 103 is used for selecting information and professional request slip fill message to generate the user according to the type of service that described Data Enter device 102 receives and presets professional request slip information;
Described card read write line 104 is used for reading the user basic information that financial IC card is stored, and the user that described intelligent chip 103 generates is preset professional request slip information writes described financial IC card;
Described wireless communication interface 105 is used for obtaining professional request slip information by communication from the banking server, and described professional request slip information is sent to described storage chip 106;
Described storage chip 106 is used for storing described professional request slip information, and stores the professional request slip fill message that described Data Enter device 102 receives.
The data pre-service terminal that present embodiment provides is issued by banks and the mobile device held by the user, this equipment can obtain professional request slip information from the banking server by radio communication, can provide the service of filling in advance banking request slip information for the user.The financial IC card of indication is the credit card with chip or the debit card of issued by banks in the present embodiment.
The data pre-service terminal that present embodiment provides presets professional request slip information according to the Information generation user of user's typing and it is stored in the financial IC card, and then bank outlets just can pass through the required relevant information of financial IC card quick obtaining user institute's handling bank business, thereby improved the input speed of service related data, improved on the whole business processing efficient, reduce traffic handling time, reduced the queuing time of user when bank outlets' transacting business.
Preferably, the data pre-service terminal that present embodiment provides also comprises: identification authentication system, verify for the authentication information that receives user's input and to its legitimacy.
Preferably, described identification authentication system adopts cipher authentication technique or biological identification technology to verify.
Concrete, because this data pre-service terminal is held by the user, using the legitimacy of this equipment in order to guarantee the user, this equipment adopts identification authentication system that the legitimacy of user identity is verified.Described identification authentication system both can use the static password technology to carry out authentication, also can adopt biological identification technology to carry out authentication, for example fingerprint identification technology, face recognition technology, iris recognition technology, retina recognition technology, speech recognition technology etc. adopt biological identification technology can further promote the safety in utilization of this data pre-service terminal.Bank is when issuing this data pre-service terminal to the user, can static password be set or gather the user profile (such as fingerprint, sound etc.) that is used for bio-identification at bank counter, need to verify static password or check relevant identification information when after this, the user opens this data pre-service terminal again.
Preferably, the data pre-service terminal that present embodiment provides also comprises: printing interface is used for that the user that described intelligent chip 103 generates is preset type information corresponding to professional request slip information and sends to external printing equipment and print.
Concrete, by this printing interface is connected with outside printing equipment, this data pre-service terminal can provide the user who will generate to preset the function that professional request slip information prints, for example according to the paper format of banking request slip, the user who generates is preset professional request slip information prints, whether the user just can fill in correctly by the professional request slip inspection of printing like this, perhaps, the user also whereby request slip handle corresponding business to bank outlets.
Preferably, the data pre-service terminal that present embodiment provides also comprises: electric supply installation is used to described display device 101, Data Enter device 102, intelligent chip 103, card read write line 104, wireless communication interface 105, storage chip 106, identification authentication system, printing equipment that power supply is provided.
Concrete, the common rechargeable battery that this electric supply installation can charge for accepting external power source also can be for adopting the rechargeable battery of solar charging power technology, to reach the purpose of environmental protection and saving.
Preferably, the data pre-service terminal that present embodiment provides also comprises: Anti-dismantling shell, described Anti-dismantling shell have Anti-dismantling and dismounting key destructing safety function.
Concrete, this Anti-dismantling shell has Anti-dismantling and dismounting key destructing safety function, is not damaged for the protection of inner each electron device.
Preferably, in the data pre-service terminal that present embodiment provides, described wireless communication interface 105 obtains professional request slip information from the banking server, is specially:
Described wireless communication interface 105 obtains the professional request slip information of latest edition from described banking server every Preset Time; And/or,
When described wireless communication interface 105 receives the updating message of described banking server transmission, obtain the professional request slip information of latest edition from described banking server.
Concrete, in order to make the professional request slip information of storing in this data pre-service terminal be always latest edition, present embodiment can arrange wireless communication interface 105 regularly obtains latest edition from the banking server by communication professional request slip information, perhaps, in order to save the equipment power consumption, the radio communication communication interface can be set only when receiving the updating message that the banking server sends, just obtain the professional request slip information of latest edition from the banking server.
Embodiment two
Present embodiment provides the data pre-service terminal of a concrete application IC-card, Fig. 2 (A) is depicted as the front appearance synoptic diagram of this data pre-service terminal, Fig. 2 (B) is depicted as the reverse side schematic appearance of this data pre-service terminal, Fig. 2 (C) is depicted as the hardware configuration synoptic diagram of this data pre-service terminal, and this data pre-service terminal specifically comprises: card read write line 201, intelligent chip 202, input key 203, display screen 204, supplying cell 205, storage chip 206, printing interface 207, wireless communication interface 208, Anti-dismantling shell 209.Wherein, each electron device of intelligent chip 202 and other is connected respectively; Card read write line 201, input key 203, display screen 204, supplying cell 205, storage chip 206, printing interface 207, wireless communication interface 208 and Anti-dismantling shell 209 are connected indirectly by intelligent chip 202, finish data operation and Data Transmission Controlling by intelligent chip 202; Input key 203 and display screen 204 are embedded in the front of Anti-dismantling shell 209; The reverse side of Anti-dismantling shell 209 is equipped with battery compartment, is used for placing supplying cell 205; Card read write line 201 is installed on the reverse side of Anti-dismantling shell 209; Printing interface 207 is placed in the side of Anti-dismantling shell 209; Storage chip 206, printing interface 207, wireless communication interface 208 are placed in Anti-dismantling shell 209 the insides.
Card read write line 201 is used for financial IC card is carried out read-write operation, is used for the financial IC card of issued by banks is carried out read-write operation,
Intelligent chip 202 is core devices of this data pre-service terminal, is used for finishing the data processing of whole data pre-service terminal, and coordinates other each device co-ordinations;
Input key 203 is mutual passages of user and data pre-service terminal, and the user is by the various passwords of input key 203 typings and professional request slip fill message;
Display screen 204 is used to the user to show various information, as can be for the type of service of user selection, and the various information of user's typing be shown;
Supplying cell 205 provides power supply by circuit for other each electron devices;
Storage chip 206 is used for storing various information, the professional request slip information of obtaining such as user basic information, from bank server, the various information of user's typing etc.;
Printing interface 207 provides printing function by being connected with external printer;
Wireless communication interface 208 is used for communicating with the banking server by the mobile communication such as GSM, CDMA, GPRS or 3G network or wireless WIFI etc., obtains professional request slip information;
Anti-dismantling shell 209 has Anti-dismantling and dismounting key destructing safety function as the most external device of equipment, can protect other each electron devices not to be damaged.
The workflow of this data pre-service terminal is as follows:
Step S1, user's power-on, password is opened in the input of display screen 204 reminding users;
Step S2, the user is by input key 203 input passwords, and by intelligent chip 202 it is verified, then carry out next step if be proved to be successful, otherwise reminding user re-enters, when accumulative total is inputted number of times and is exceeded setting threshold, automatic locking system and by display screen 204 reminding users and bank's association process;
Step S3, the user basic information of storing therein when card read write line 201 reads the issued by banks financial IC card (such as information such as card number, identification card number, name, telephone numbers); Display screen 204 shows can be for the banking type (such as business such as the Net silvers of remitting money, withdraw the money, handle) of this user selection;
Step S4, the user selects type of service by input key 203, intelligent chip 202 obtains corresponding professional request slip information according to the type of service of user selection from storage chip 206, and control display shields 204 prompting users and inputs the information that various needs fill in when professional such as the user selection remittance (, need the information such as input money transfer amount, payee account, payee name);
Step S5, the information that the user fills in by the various needs of input key 203 inputs, intelligent chip 202 presets professional request slip information according to the Information generation user of user input, and control display shields 204 prompting users and handles certificate or the data that this service needed is carried;
Step S6, card read write line 201 presets professional request slip information with the user who generates and writes among the financial IC of access customer.
In addition, this data pre-service terminal also comprises following flow process: according to the default time interval, wireless communication interface 208 regularly obtains the professional request slip information of latest edition from the banking server; When printing interface 207 was connected with external printer, printing interface 207 preset professional request slip information with the user who generates and is sent to external printer and prints.
Embodiment three
Present embodiment provides a kind of data pretreatment of using IC-card, and as shown in Figure 3, this system comprises: financial IC card 301, data pre-service terminal 302, queuing reservation machine 303, teller terminal equipment 304, banking server 305; Wherein,
Described financial IC card 301 is used for storing user basic information and the user that described data pre-service terminal 302 writes and presets professional request slip information;
Described data pre-service terminal 302 is used for obtaining and storage service request slip information from described banking server 305 by communication; Read the user basic information of storage in the described financial IC card 301; Showing according to described professional request slip information can be for the type of service of user selection; Select information and professional request slip fill message to generate the user according to the type of service of user's typing and preset professional request slip information; Described user is preset professional request slip information write described financial IC card 301;
Described queuing reservation machine 303 is used to the user that queue number information is provided, and reads the user who preserves in the described financial IC card 301 and presets professional request slip information, and described user is preset professional request slip information send to described teller terminal equipment 304;
Described teller terminal equipment 304 is used for presetting professional request slip Information generation business handling information according to described user, and the business handling information that generates is uploaded to described banking server 305;
Described banking server 305 is used to described data pre-service terminal 302 that professional request slip information is provided; Process the business handling information that described teller terminal equipment 304 is uploaded.
In the present embodiment, financial IC card 301 is the credit card with chip or the debit card of issued by banks; Data pre-service terminal 302 is held for issued by banks and by the user, can carry out radio communication with bank server, and can carry out to financial IC card 301 mobile terminal device of read-write operation; Queuing reservation machine 303 refers to be installed on bank outlets, and the equipment of the queuing number of getting function is provided for the user; Teller terminal equipment 304 is terminal devices that bank cashier carries out business handling in the bank outlets; Banking server 305 refers to process the background service system of various bankings; Wherein, communicate by wireless network between data pre-service terminal 302 and the bank server, communicate by bank's internal proprietary network between banking server 305, queuing reservation machine 303 and the teller terminal equipment 304.
Preferably, in the present embodiment, described data pre-service terminal 302 is obtained professional request slip information from described banking server 305, is specially:
Described data pre-service terminal 302 is obtained the professional request slip information of latest edition from described banking server 305 every Preset Time; And/or,
When described data pre-service terminal 302 receives the updating message of described banking server 305 transmissions, obtain the professional request slip information of latest edition from described banking server 305.
Concrete, for the professional request slip information that makes storage in this data pre-service terminal 302 is always latest edition, present embodiment can arrange data pre-service terminal 302 is regularly obtained latest edition from banking server 305 by communication professional request slip information, perhaps, in order to save the equipment power consumption, data pre-service terminal 302 can be set only when receiving the updating message that banking server 305 sends, just obtain the professional request slip information of latest edition from banking server 305.
When the user utilized the data pretreatment handling bank business that present embodiment provides, comprise two flow processs: information was inputted flow process and site business handling flow process in advance.Wherein, information is inputted in advance flow process and is referred to that the user utilizes the data pre-service terminal 302 various information that user's handling bank business is required to be written in advance process in the financial IC card 301; After site business handling flow process refers to that the user holds financial IC card 301 and arrives bank outlets, the process of carrying out business handling by queuing reservation machine 303, teller terminal equipment 304 and banking server 305.
As shown in Figure 4, information is inputted in advance flow process and is specifically comprised the steps:
Step S41, user's turn-on data pre-service terminal 302;
Step S42, the input of data pre-service terminal 302 prompting users logs in password or bio-identification authorization information (such as fingerprint or voice), data pre-service terminal 302 logs in cryptographic check or the bio-identification authorization information of user's input is checked, pass through such as authentication, then prompting logs in successfully and display menu information; If client and accumulative total authentication errors number are then pointed out in the authentication failure, the number of times that transfinites that arranges when surpassing issued by banks such as the authentication frequency of failure, system automatically locks this terminal and points out the client and bank's association process;
Step S43, the user inserts IC-card, and if the off-line cipher of data pre-service terminal 302 prompting users inputs financial IC card 301, and the off-line cipher of user's input carried out verification is cryptographic check mistake then refuse transaction;
Step S44, after authentication and the verification of IC-card off-line cipher were passed through, data pre-service terminal 302 shows can be for the type of service of user selection, such as transfer accounts, buy foreign exchange, the business such as deposit, finance product;
Step S45, after the user selection type of service, the various information that data pre-service terminal 302 prompting users need to be inputted, the user is entry information on request, for example: user selection the business of buying foreign exchange, then data pre-service terminal 302 is pointed out and is inputted the amount of money of buying foreign exchange, after the user inputs the amount of money, the Currency Type that the 302 prompting selections of data pre-service terminal are bought foreign exchange ... all required information of final input finishing service request slip, and needed user basic information in the professional request slip, such as identification card number, the information such as address name are then directly obtained from financial IC card 301, need not the client and repeat input;
Step S46, after every the filling in of user's finishing service request slip, data pre-service terminal 302 presets professional request slip according to the various Information generation users of user's input, and is written in the financial IC card 301, and prompting user is handled certificate or the data that this service needed is carried simultaneously;
Step S47, after being disposed, data pre-service terminal 302 prompting users are extracted financial IC card 301;
Step S48, data pre-service terminal 302 prompting users are closed this terminal, forget such as the user and close, data pre-service terminal 302 meetings autoshutdown after one default period.
As shown in Figure 5, business handling flow process in site specifically comprises the steps:
Step S51, the user arrives bank outlets, and financial IC card 301 is inserted queuing reservation machine 303;
Step S52, the user that queuing reservation machine 303 reads in the financial IC card 301 presets professional request slip information and queue number is provided;
Step S53, queuing reservation machine 303 presets professional request slip information with the user and sends to teller terminal equipment 304;
Step S54, user are to the teller window transacting business, and the teller operates teller terminal equipment 304, and the user that the type of service that will handle according to the user and the reservation machine 303 of lining up send presets professional request slip information, is user's transacting business;
Step S55, teller terminal equipment 304 presets professional request slip or the voucher that professional request slip information is printed papery according to the user, if the user has printed the professional request slip of papery by data pre-service terminal 302, then this step can be omitted;
Step S56, teller terminal equipment 304 generates business handling information and is uploaded to banking server 305, and the user confirms the business of handling and signs;
Step S57, the business handling information that 305 pairs of teller terminal equipment 304 of banking server are uploaded is processed, and user's transacting business is finished.
In sum, data pre-service terminal and the system of the application IC-card that provides of the embodiment of the invention have following beneficial effect:
(1) utilize data pre-service terminal that the service of filling in advance banking request slip information is provided for the user, the generation user presets professional request slip information and it is stored in the financial IC card, and then bank outlets just can pass through the required relevant information of financial IC card quick obtaining user institute's handling bank business, thereby improved the data input speed, improved on the whole business processing efficient, reduce traffic handling time, reduced the queuing time of user when bank outlets' transacting business;
(2) data pre-service terminal is by setting up radio communication with the banking server, can obtain the up-to-date professional request slip information of bank, the user can carry out filling in advance of professional request slip by the data pre-service terminal of controlling oneself, and can print in advance the professional request slip of papery, thereby changed the user and arrived the sight that request slip is just filled in by bank outlets, time of having saved teller and user's handling bank business;
(3) data pre-service terminal is handled certificate or the data that this service needed is carried according to the type of service prompting user of user selection, avoided the client to arrive just knowing after the bank outlets lacking some data, and situation that can't transacting business.
Above-described specific embodiment; purpose of the present invention, technical scheme and beneficial effect are further described; institute is understood that; the above only is specific embodiments of the invention; the protection domain that is not intended to limit the present invention; within the spirit and principles in the present invention all, any modification of making, be equal to replacement, improvement etc., all should be included within protection scope of the present invention.

Claims (10)

1. a data pre-service terminal of using IC-card is characterized in that, comprising: display device, Data Enter device, intelligent chip, card read write line, wireless communication interface and storage chip; Wherein,
Described display device is used for can supplying the type of service of user selection according to the professional request slip information demonstration of described memory chip stores, and shows the professional request slip fill message that described Data Enter device receives;
Described Data Enter device, the type of service that is used for reception user typing is selected information and professional request slip fill message;
Described intelligent chip, the type of service that is used for receiving according to described Data Enter device are selected information and professional request slip fill message to generate the user and are preset professional request slip information;
Described card read write line is used for reading the user basic information that financial IC card is stored, and the user that described intelligent chip generates is preset professional request slip information writes described financial IC card;
Described wireless communication interface is used for obtaining professional request slip information by communication from the banking server, and described professional request slip information is sent to described storage chip;
Described storage chip is used for storing described professional request slip information, and stores the professional request slip fill message that described Data Enter device receives.
2. data pre-service terminal according to claim 1 is characterized in that, also comprises: identification authentication system, verify for the authentication information that receives user's input and to its legitimacy.
3. data pre-service terminal according to claim 2 is characterized in that, described identification authentication system adopts cipher authentication technique or biological identification technology to verify.
4. data pre-service terminal according to claim 1 is characterized in that, also comprises: printing interface is used for that the user that described intelligent chip generates is preset type information corresponding to professional request slip information and sends to external printing equipment and print.
5. arbitrary described data pre-service terminal according to claim 1~4, it is characterized in that, also comprise: electric supply installation is used to described display device, Data Enter device, intelligent chip, card read write line, wireless communication interface, storage chip, identification authentication system, printing equipment that power supply is provided.
6. data pre-service terminal according to claim 5 is characterized in that, described electric supply installation adopts solar battery technology to power.
7. data pre-service terminal according to claim 1 is characterized in that, also comprises: Anti-dismantling shell, described Anti-dismantling shell have Anti-dismantling and dismounting key destructing safety function.
8. data pre-service terminal according to claim 1 is characterized in that, described wireless communication interface obtains professional request slip information from the banking server, is specially:
Described wireless communication interface obtains the professional request slip information of latest edition from described banking server every Preset Time; And/or,
When described wireless communication interface receives the updating message of described banking server transmission, obtain the professional request slip information of latest edition from described banking server.
9. a data pretreatment of using IC-card is characterized in that, comprising: financial IC card, data pre-service terminal, queuing reservation machine, teller terminal equipment, banking server; Wherein,
Described financial IC card is used for storing user basic information and the user that described data pre-service terminal writes and presets professional request slip information;
Described data pre-service terminal is used for obtaining and storage service request slip information from described banking server by communication; Read the user basic information of storing in the described financial IC card; Showing according to described professional request slip information can be for the type of service of user selection; Select information and professional request slip fill message to generate the user according to the type of service of user's typing and preset professional request slip information; Described user is preset professional request slip information write described financial IC card;
Described queuing reservation machine is used to the user that queue number information is provided, and reads the user who preserves in the described financial IC card and presets professional request slip information, and described user is preset professional request slip information send to described teller terminal equipment;
Described teller terminal equipment is used for presetting professional request slip Information generation business handling information according to described user, and the business handling information that generates is uploaded to described banking server;
Described banking server is used to described data pre-service terminal that professional request slip information is provided; Process the business handling information that described teller terminal equipment is uploaded.
10. data pretreatment according to claim 9 is characterized in that, described data pre-service terminal is obtained professional request slip information from described banking server, is specially:
Described data pre-service terminal is obtained the professional request slip information of latest edition from described banking server every Preset Time; And/or,
When described data pre-service terminal receives the updating message of described banking server transmission, obtain the professional request slip information of latest edition from described banking server.
CN201310283757.1A 2013-07-08 2013-07-08 A kind of data prediction terminal applying IC-card and system Active CN103366202B (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201310283757.1A CN103366202B (en) 2013-07-08 2013-07-08 A kind of data prediction terminal applying IC-card and system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201310283757.1A CN103366202B (en) 2013-07-08 2013-07-08 A kind of data prediction terminal applying IC-card and system

Publications (2)

Publication Number Publication Date
CN103366202A true CN103366202A (en) 2013-10-23
CN103366202B CN103366202B (en) 2016-08-31

Family

ID=49367500

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201310283757.1A Active CN103366202B (en) 2013-07-08 2013-07-08 A kind of data prediction terminal applying IC-card and system

Country Status (1)

Country Link
CN (1) CN103366202B (en)

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103761551A (en) * 2014-01-21 2014-04-30 中国工商银行股份有限公司 Peep-prevention information collecting method and terminal
CN106161064A (en) * 2015-04-10 2016-11-23 中兴通讯股份有限公司 A kind of method and device opening fiber optic communication business
CN112613014A (en) * 2020-12-10 2021-04-06 中国银行股份有限公司 Intelligent bankbook and application method thereof
CN114220234A (en) * 2021-12-13 2022-03-22 深圳合纵富科技有限公司 High integrated finance all-in-one equipment

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN201629767U (en) * 2010-03-16 2010-11-10 中国工商银行股份有限公司 Portable bank teller terminal and system
CN101930643A (en) * 2010-08-10 2010-12-29 四川融熠科技有限公司 Method for processing bill and voucher information in banking business
CN202120366U (en) * 2011-06-02 2012-01-18 四川融熠科技有限公司 Foreground preprocessing system for banking
CN102411814A (en) * 2011-08-10 2012-04-11 中国工商银行股份有限公司 Identity authentication method, handheld ATM (automated teller machine) terminal and system
CN202268024U (en) * 2011-08-30 2012-06-06 福州银达汇智电子科技有限公司 Terminal device capable of supporting self-service list filling

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN201629767U (en) * 2010-03-16 2010-11-10 中国工商银行股份有限公司 Portable bank teller terminal and system
CN101930643A (en) * 2010-08-10 2010-12-29 四川融熠科技有限公司 Method for processing bill and voucher information in banking business
CN202120366U (en) * 2011-06-02 2012-01-18 四川融熠科技有限公司 Foreground preprocessing system for banking
CN102411814A (en) * 2011-08-10 2012-04-11 中国工商银行股份有限公司 Identity authentication method, handheld ATM (automated teller machine) terminal and system
CN202268024U (en) * 2011-08-30 2012-06-06 福州银达汇智电子科技有限公司 Terminal device capable of supporting self-service list filling

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103761551A (en) * 2014-01-21 2014-04-30 中国工商银行股份有限公司 Peep-prevention information collecting method and terminal
CN106161064A (en) * 2015-04-10 2016-11-23 中兴通讯股份有限公司 A kind of method and device opening fiber optic communication business
CN112613014A (en) * 2020-12-10 2021-04-06 中国银行股份有限公司 Intelligent bankbook and application method thereof
CN114220234A (en) * 2021-12-13 2022-03-22 深圳合纵富科技有限公司 High integrated finance all-in-one equipment

Also Published As

Publication number Publication date
CN103366202B (en) 2016-08-31

Similar Documents

Publication Publication Date Title
AU2011239331B2 (en) Determining companion and joint cards in transit
US10755268B2 (en) Apparatus and methods for payment transactions using near field communication
US8991699B2 (en) Association of contactless payment card primary account number
CN106485851A (en) A kind of nothing card automatic teller machine and nothing card withdrawal system
CN104200362A (en) Payment processing method based on NFC smart card and mobile internet terminal
CN103530957A (en) Method and system for non-card withdrawal transaction through self-service money depositing and withdrawing equipment
US20120197796A1 (en) Cash dispensing at atm
CN202003428U (en) Queuing machine and system
CN101211451A (en) Redepositing system and method based on digital sign
CN101281636A (en) Method and system for distributing cards automatically
CN101872454A (en) Sales terminal transaction processing method, equipment and mobile terminal transaction processing method
CN103366202A (en) Data preprocessing terminal and system employing integrated circuit (IC) card
CN109214819A (en) A kind of method of payment and electronic equipment
CN206849179U (en) A kind of multi-functional business hall self-help terminal equipment
CN101872513A (en) Data processing method, device and system based on POS (Point-Of-Sale) machine
ES2302443B1 (en) PLATFORM TO PASS THE PAYMENT THROUGH THE REAL-TIME LINK OF USERS WITH THEIR BANKING ENTITIES.
CN109033866A (en) Bank card privacy information hidden method, bank card and computer readable storage medium
CN108230139A (en) A kind of method and system opened an account using self-service device progress deposit receipt
CN101917720A (en) System and method for authenticating identity of mobile phone user
CN205247428U (en) Take fingerprint authentication's financial IC -card
WO2018130141A1 (en) Password input system included in ic card and ic card password input method included in ic card
JP5125413B2 (en) Electronic payment processing system
CN205983684U (en) How self -service financial service system of bank outlets
CN206209867U (en) Non-networked data processing equipment, non-networked data interaction system
CN1987939A (en) Method and system for withdrawing cash from bank special business account by mobile phone conferming mode

Legal Events

Date Code Title Description
C06 Publication
PB01 Publication
C10 Entry into substantive examination
SE01 Entry into force of request for substantive examination
C14 Grant of patent or utility model
GR01 Patent grant