CN102880961A - Authentication method based on mobile terminal, mobile terminal and authentication system - Google Patents
Authentication method based on mobile terminal, mobile terminal and authentication system Download PDFInfo
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- CN102880961A CN102880961A CN2012103299016A CN201210329901A CN102880961A CN 102880961 A CN102880961 A CN 102880961A CN 2012103299016 A CN2012103299016 A CN 2012103299016A CN 201210329901 A CN201210329901 A CN 201210329901A CN 102880961 A CN102880961 A CN 102880961A
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Abstract
The invention provides an authentication method based on a mobile terminal, the mobile terminal and an authentication system, wherein the authentication method based on the mobile terminal comprises the following steps that: a consumer transaction terminal is in data communication with an authentication side for consumer transaction; the mobile terminal receives a confirmation request sent by the consumer transaction terminal and inputs a handwritten signature on the mobile terminal according to the confirmation request; the authentication side obtains written signature information of a user and sends the written signature information to the consumer transaction terminal, and accordingly, the consumer transaction terminal sends the written information to the authentication side for authentication; and consumer transaction confirmation is finished after successful authentication.
Description
Technical field
The application relates to communication technical field, is specifically related to a kind of portable terminal, consumer sale terminal, authentication end and method for authenticating thereof.
Background technology
Present people use credit card or debit card almost to become first-selection in consumption.Have investigation to show, it is very fast that Chinese use the quantity growth of credit card or debit card consumption in recent years.
Can there be following problem in existing credit card or the debit card of using: need to carry out the handwritten signature mode at bank's receipt after the payment of (1) user card punching and confirm to consume the amount of money, and the cashier is signed by bank's receipt and the signature of bank card back compares affirmation, often the user writes more formally at the signature of bank card back, and the signature on bank's receipt is write more arbitrarily, the signature mode of more being accustomed to most near people, the cashier is for these signatures or do not go comparison, cause the deterioration of safety of consuming, say that the inconsistent user of requirement signs once again or must sign according to the font of the signature at the card face back side, easily cause the contradiction and disputes between user and the cashier; There is bank's receipt of user's counter signed to be kept by businessman when (2) user card punching is consumed, another Zhang Yinhang receipt is kept by the user, if consumption also has a detailed consumption details in the supermarket, if the receipt accumulation is a lot, preserve and carry very inconvenient, need to carry out goods return and replacement or when drawing a bill, tend to be difficult to carry out because receipt disappears; (3) and so also very not environmental protection, print receipt and need to waste a lot of paper and printing ink.
Summary of the invention
The application provides a kind of portable terminal, consumer sale terminal, authentication end and method for authenticating thereof, improved the safety coefficient of transaction, and the first information that comprises bank card information, Business Information, consumer sale terminal number, date, the amount of money and consumption details preserves Transaction Information by portable terminal, conveniently preserves and carries.
The application discloses a kind of method for authenticating of movement-based terminal, comprising:
The consumer sale terminal is carried out data with the authentication end and is communicated with, carry out the consumer sale data interaction, in a kind of instantiation, consumer sale terminal and authentication end carry out the consumer sale data interaction can comprise that the consumer sale terminal sends to the authentication end with consumer's consumer sale data and bank card information, the authentication end sends to the consumer sale terminal with the mobile terminal identification code related with bank card, and the consumer sale terminal sends to corresponding portable terminal according to mobile terminal identification code confirms request;
Portable terminal receives the affirmation request that the consumer sale terminal sends, and inputs handwritten signature according to described affirmation request prompting user at portable terminal;
Described authentication end obtains user's handwritten signature information and described hand-written information is sent to described consumer sale terminal, for the consumer sale terminal described hand-written information is sent to the authentication end and carries out authentication;
After the success of authentication end authentication, the affirmation consumer sale is finished, and for example finishes the consumer sale process.
A kind of portable terminal is provided among one embodiment, it comprise receiving element, processing unit, acquiring unit and
Transmitting element, wherein:
Receiving element, send the first request of hand-written information and the first information that the authentication end sends for the request that receives described consumer sale terminal transmission, the described first information comprises bank card information, Business Information, consumer sale end message, date and time information, the consumption amount of money and consumption details;
Processing unit is used for according to described the first request operation associated safety control, and described safe control is used for ejecting prompting user at the window of portable terminal input signature, and is used for the first information is preserved;
Acquiring unit obtains user's hand-written information;
Transmitting element sends to described consumer sale terminal with user's hand-written information, for the consumer sale terminal described hand-written information is sent to the authentication end and carries out authentication.
Particularly, described portable terminal is connected to described consumer sale terminal by wired or wireless mode.
Disclosed herein as well is a kind of method for authenticating based on the consumer sale terminal, it is characterized in that, comprising:
Read bank card information, bank card information is sent to the authentication end;
Receive the information that the authentication end returns for this bank card information, comprise the mobile terminal identification code related with this bank card in the described information of returning;
Be connected with portable terminal according to the information of returning;
The request of transmission sends the first request of hand-written information to portable terminal;
The hand-written information that mobile terminal receive returns also sends to the authentication end with described hand-written information, carries out authentication for the authentication end.
Disclosed herein as well is a kind of right discriminating system, it is characterized in that, comprise portable terminal, consumer sale terminal and authentication end, wherein:
The consumer sale terminal reads bank card information, and bank card information is sent to the authentication end; Be connected with portable terminal according to the information of returning; The request that sends sends the first request of hand-written information to portable terminal, and the hand-written information returned of mobile terminal receive and described hand-written information sent to the authentication end, carries out authentication for the authentication end;
The authentication end, carrying out data with the consumer sale terminal is communicated with, receive the bank card information that described consumer sale terminal sends, return the mobile terminal identification code related with this bank card according to bank card information, receive the hand-written information of described consumer sale terminal transmission and hand-written information is carried out authentication;
Portable terminal, the request that receives the transmission of consumer sale terminal sends the first request of hand-written information, and according to described the first request operation associated safety control, described safe control is for ejecting prompting user at portable terminal input signature; Obtain user's hand-written information and described hand-written information is sent to described consumer sale terminal.
The application's beneficial effect is:
Handwritten signature on portable terminal after the user card punching payment is carried out authentication by the authentication end to hand-written signing messages, has improved the efficient of handwritten signature identification; If authentication by Transaction Information sent to portable terminal preserve, Transaction Information is kept on the portable terminal among the application, replaces traditional papery receipt, has saved paper, and conveniently preserves and carry.
Description of drawings
Fig. 1 is the schematic diagram of the disclosed a kind of right discriminating system of the embodiment of the present application;
A kind of method for authenticating process flow diagram based on the consumer sale terminal that Fig. 2 provides for the embodiment of the present application;
The schematic diagram of a kind of consumer sale terminal that Fig. 3 provides for the embodiment of the present application;
The method for authenticating process flow diagram of a kind of movement-based terminal that Fig. 4 provides for the embodiment of the present application;
The automatic send mode process flow diagram of a kind of hand-written information that Fig. 5 provides for the embodiment of the present application;
A kind of hand-written information manual command send mode process flow diagram that Fig. 6 provides for the embodiment of the present application;
Fig. 7 is the schematic diagram of the disclosed a kind of portable terminal of the embodiment of the present application.
Embodiment
By reference to the accompanying drawings the present invention is described in further detail below by embodiment.
The application provides transaction system and the method for a kind of movement-based terminal Signature Confirmation on the basis of supporting traditionally on paper receipt signature, particularly, handwritten signature on portable terminal after the user card punching payment, by the consumer sale terminal hand-written information is sent to the authentication end, by the authentication end hand-written information is carried out authentication, improved the safety coefficient of transaction.If authentication by Transaction Information sent to portable terminal preserve, Transaction Information is kept on the portable terminal among the application, replaces traditional papery receipt, has saved paper, and preservation and easy to carry.The transaction system of movement-based terminal provided by the invention Signature Confirmation and method can on the basis of the consumer sale mode that does not change existing user, be improved Signature Confirmation and consumption receipt preservation link.
See also shown in Figure 1ly, Fig. 1 is the schematic diagram of the disclosed a kind of right discriminating system of the embodiment of the present application, and this right discriminating system comprises portable terminal 101, consumer sale terminal 102 and authentication end 103, wherein:
Need to prove, the user need to log in advance authentication end 103 and carry out the registration of hand-written information and portable terminal, and the setting of consumption affirmation mode.Particularly, the credit card that needs are used or debit card and mobile terminal number are bound, and in the Signature Confirmation module of authentication end 103, carry out the default affirmation of handwritten signature, be to comprise bank card information, mobile terminal number and handwritten signature information in the log-on message, make in the follow-up use, can find according to the consumption information of bank card mobile terminal number and hand-written information.Handwritten signature can by the touch-screen of existing portable terminal 101 realize the most usual of user with near the person's handwriting of every day use state, authentication end 103 can by handwritten signature being carried out graphology analysis, be recorded the signature judgment principle.The judgment principle of signature is such as being the integral inclination angle of judging signature, the depth-width ratio of signature, the person's handwriting length of signature, the T.T. that signature is started to write, T.T., company's information of writing average velocity, person's handwriting and the shape change information etc. that signature is lifted pen.The user can select portable terminal handwritten signature and the handwritten signature of common papery receipt to confirm, can avoid like this because network is not smooth, perhaps the accident of consumer sale terminal 102 terminal faults or portable terminal 101 situation such as can't work and the consumption that affects the user is confirmed.
After the user logs in authentication end 103 and registers and arrange in the present embodiment, also need to download the associated safety control to portable terminal 101.
Among a kind of embodiment, consumer sale terminal 102 is connected to portable terminal 101 by bluetooth approach, the bluetooth device name of portable terminal can use mobile terminal number (such as USIM(Universal Subscriber Identity Module, whole world Subscriber Identity Module)) name, perhaps name with the mode of name+mobile terminal number, be convenient to like this portable terminal 101 that consumer sale terminal 102 finds the current consumption user.
The right discriminating system that the present embodiment provides, user's hand-written information on portable terminal is carried out trade confirmation, by the authentication end hand-written information is carried out authentication, improved the safety coefficient of transaction, and the information first time that comprises bank card information, Business Information, consumer sale terminal number, consumption date, the consumption amount of money and consumption details directly sends to portable terminal by the authentication end, the first information is kept on the portable terminal with the form of electronics receipt, preserves and carry all very convenient.
As shown in Figure 2, Fig. 2 is a kind of method for authenticating process flow diagram based on the consumer sale terminal that the embodiment of the present application provides, and may further comprise the steps:
Step 201: obtain bank card information, bank card information is sent to the authentication end;
Step 202: receive the information that the authentication end returns for this bank card information, comprise the mobile terminal identification code related with this bank card in the described information of returning;
Step 203: be connected with portable terminal according to the information of returning;
Step 204: the request of transmission sends the first request of hand-written information to portable terminal;
Step 205 ~ 206: the hand-written information that mobile terminal receive sends also sends to the authentication end with described hand-written information, carries out authentication for the authentication end.
Step 207 ~ 208: receive the failed authentication message that the authentication end sends, the request that resends sends the first request of hand-written information to portable terminal.
As shown in Figure 3, the schematic diagram of a kind of consumer sale terminal that Fig. 3 provides for the embodiment of the present application, the consumer sale terminal comprises:
Further, communication module also receives the failed authentication message that the authentication end sends, and transmitting element resends request and sends the first request of hand-written information to portable terminal.
See also shown in Figure 4ly, disclosed herein as well is a kind of method for authenticating of movement-based terminal, may further comprise the steps:
Step 401: the request that receives the transmission of consumer sale terminal sends the first request of hand-written information.
Step 402: according to the first request operation associated safety control, eject prompting user at portable terminal input signature.
Step 403: the hand-written information of obtaining the user.
Step 404: hand-written information is sent to the consumer sale terminal, for the consumer sale terminal hand-written information is sent to the authentication end and carry out authentication.
Step 405: receive the first information that the authentication end sends, this first information comprises bank card information, Business Information, consumer sale terminal number, consumption date, the consumption amount of money and consumption details.
The first information comprises bank card information, Business Information, consumer sale terminal number, date, the amount of money and consumption details in the present embodiment, the authentication end combines traditional bank receipt and shopping receipt, send to again portable terminal, preserved by portable terminal, saved paper, and be kept on the portable terminal and preserve and carry all very convenient.
Preferably, portable terminal receives the first information in the mode of note or multimedia message.
After the user card punching payment, when wanting to be kept at the information such as bank's receipt and shopping receipt on the portable terminal, inform consumer sale terminal operation personnel.The foundation of consumer sale terminal is connected with portable terminal, then the request that sends sends the first request of hand-written information to portable terminal, after portable terminal receives the first request, according to the first request operation associated safety control, this safe control is used for ejecting prompting user at portable terminal input signature.The user is handwritten signature on portable terminal.Send this hand-written information to the consumer sale terminal after acquisition for mobile terminal user's the hand-written information.The consumer sale terminal is obtained and this hand-written information is sent to the authentication end after the hand-written information and carry out authentication.The authentication end carries out authentication to this hand-written information after receiving hand-written information, if authentication by send the first information to portable terminal.Can be directly after authentication end authentication becomes in the present embodiment mode by note or multimedia message the first information is sent to portable terminal.The first information comprises bank card information, Business Information, consumer sale end message, consumption date, the amount of money and consumption details.If failed authentication then sends failed authentication message to the consumer sale terminal.The consumer sale terminal resends the first request of hand-written information to portable terminal after receiving failed authentication message.
The method for authenticating of the movement-based terminal that the present embodiment provides, user's hand-written information on portable terminal is carried out trade confirmation, by the authentication end hand-written information is carried out authentication, improved the safety coefficient of transaction, and the information first time that comprises bank card information, Business Information, consumer sale terminal number, consumption date, the consumption amount of money and consumption details directly sends to portable terminal by the authentication end, the first information is kept on the portable terminal with the form of electronics receipt, preserves and carry all very convenient.
Preferably, the mode that described hand-written information is sent to described consumer sale terminal comprises automatic send mode and manual command send mode.
As shown in Figure 5, automatic send mode specifically may further comprise the steps in the present embodiment:
501: the dead time of detecting user's handwritten input information on portable terminal.
502: judge that whether the dead time is above setting threshold, if then described hand-written information is sent to described consumer sale terminal.
As shown in Figure 6, the manual command send mode specifically comprises following comprising in the present embodiment:
601: detect the transmission instruction of user's input.
602: according to sending instruction described hand-written information is sent to described consumer sale terminal.
As shown in Figure 7, disclosed herein as well is a kind of portable terminal, this portable terminal comprises receiving element 701, processing unit 702, acquiring unit 703 and transmitting element 704, wherein:
Receiving element 701, the request that is used for the transmission of reception consumer sale terminal sends the first request of hand-written information and the first information that the authentication end sends, and the first information comprises bank card information, Business Information, consumer sale terminal number, consumes the date, consumes the amount of money and consumption details.
Acquiring unit 703 obtains user's hand-written information.
Transmitting element 704 sends to described consumer sale terminal with hand-written information, for the consumer sale terminal described hand-written information is sent to the authentication end and carries out authentication.
Acquiring unit 703 is kept at the form of hand-written information with file on the portable terminal after obtaining user's hand-written information in the present embodiment.Transmitting element 704 sends the hand-written information of document form to the consumer sale terminal.
Preferably, receiving element 701 receives the first information that the authentication end sends in the mode of note or multimedia message.
Illustrate with the touch-screen mobile phone with function of Bluetooth communication, when user selection used the affirmation mode that portable terminal signs, consumer sale terminal and portable terminal were set up the bluetooth physical link, form a piconet (Piconet).The consumer sale terminal sends the first request to portable terminal, after receiving element 701 receives the first request of request transmission hand-written information, processing unit 702 operation associated safety controls eject prompting user at the window of portable terminal input signature, and prompting user is handwritten signature on portable terminal.The user is handwritten signature on mobile terminal touch screen.Acquiring unit 703 obtains user's hand-written information and hand-written information is kept at mobile phone EMS memory with the form of file.Transmitting element 704 sends to the consumer sale terminal with hand-written information.The consumer sale terminal sends to the authentication end with this hand-written information after receiving hand-written information.The authentication end carries out authentication to hand-written information after receiving hand-written information.If authentication is by then sending the first information to portable terminal.If failed authentication then sends failed authentication message to the consumer sale terminal.After the failed authentication message that the consumer sale terminal is transmitted, first request that again sends is to portable terminal, and portable terminal again prompting user carries out handwritten signature, obtains user's hand-written information.
Need to prove, portable terminal or consumer sale terminal can be encrypted hand-written information before sending hand-written information in the present embodiment, and the authentication end will correspondingly be deciphered after receiving hand-written information.
The application's beneficial effect is:
Handwritten signature on portable terminal after the user card punching payment is carried out authentication by the authentication end to hand-written signing messages, has improved the efficient of handwritten signature identification; If authentication by Transaction Information sent to portable terminal preserve, Transaction Information is kept on the portable terminal among the application, replaces traditional papery receipt, has saved paper, and conveniently preserves and carry.
Above content is in conjunction with concrete embodiment further description made for the present invention, can not assert that implementation of the present invention is confined to these explanations.For the general technical staff of the technical field of the invention, without departing from the inventive concept of the premise, can also make some simple deduction or replace.
Claims (10)
1. the method for authenticating of a movement-based terminal is characterized in that, may further comprise the steps:
The consumer sale terminal is carried out data with the authentication end and is communicated with, and carries out the consumer sale data interaction;
Portable terminal receives the affirmation request that the consumer sale terminal sends, and inputs handwritten signature according to described affirmation request prompting user at portable terminal;
Described acquisition for mobile terminal user's handwritten signature information also sends to described consumer sale terminal with described hand-written information,
The consumer sale terminal sends to the authentication end with described hand-written information and carries out authentication;
After the success of authentication end authentication, the affirmation consumer sale is finished.
2. the method for authenticating of movement-based terminal as claimed in claim 1 is characterized in that, described acquisition for mobile terminal user's handwritten signature information also sends to described consumer sale terminal with described hand-written information and comprises:
Detect the dead time of user's handwritten input information on portable terminal;
Judge that whether the dead time is above setting threshold, if then described hand-written information is sent to described consumer sale terminal;
Perhaps describedly described hand-written information sent to described consumer sale terminal comprise:
Detect the transmission instruction of user's input;
According to sending instruction described hand-written information is sent to described consumer sale terminal.
3. the method for authenticating of movement-based terminal as claimed in claim 1 is characterized in that, described portable terminal is connected to described consumer sale terminal by wired or wireless mode.
4. the method for authenticating of movement-based terminal as claimed in claim 1, it is characterized in that, portable terminal receives the affirmation request that the consumer sale terminal sends, and require the user to comprise in the step of portable terminal input handwritten signature according to described affirmation request: described portable terminal is according to described affirmation request operation associated safety control, and described safe control is used for ejecting prompting user at the window of portable terminal input signature.
5. the method for authenticating of movement-based terminal as claimed in claim 1, it is characterized in that, after the authentication success, also comprise after the step that the affirmation consumer sale is finished: portable terminal receives the first information that the authentication end sends, and the described first information comprises bank card information, Business Information, consumer sale end message, consumption date, the consumption amount of money and consumption details.
6. a portable terminal is characterized in that, comprises receiving element, processing unit, acquiring unit and transmitting element, wherein:
Receiving element, send the first request of hand-written information and the first information that the authentication end sends for the request that receives described consumer sale terminal transmission, the described first information comprises bank card information, Business Information, consumer sale end message, date and time information, the consumption amount of money and consumption details;
Processing unit is used for according to described the first request operation associated safety control, and described safe control is used for ejecting prompting user at the window of portable terminal input signature, and is used for the first information is preserved;
Acquiring unit obtains user's hand-written information;
Transmitting element sends to described consumer sale terminal with user's hand-written information, for the consumer sale terminal described hand-written information is sent to the authentication end and carries out authentication.
7. the method for authenticating based on the consumer sale terminal is characterized in that, comprising:
Read bank card information, bank card information is sent to the authentication end;
Receive the information that the authentication end returns for this bank card information, comprise the mobile terminal identification code related with this bank card in the described information of returning;
Be connected with portable terminal according to the information of returning;
The request of transmission sends the first request of hand-written information to portable terminal;
The hand-written information that mobile terminal receive returns also sends to the authentication end with described hand-written information, carries out authentication for the authentication end.
8. the method for authenticating based on the consumer sale terminal according to claim 7 is characterized in that, also comprises:
Receive the failed authentication message that the authentication end sends, the request that resends sends the first request of hand-written information to described portable terminal.
9. a right discriminating system is characterized in that, comprises portable terminal, consumer sale terminal and authentication end, wherein:
The consumer sale terminal reads bank card information, and bank card information is sent to the authentication end; Be connected with portable terminal according to the information of returning; The request that sends sends the first request of hand-written information to portable terminal, and the hand-written information returned of mobile terminal receive and described hand-written information sent to the authentication end, carries out authentication for the authentication end;
The authentication end, carrying out data with the consumer sale terminal is communicated with, receive the bank card information that described consumer sale terminal sends, return the mobile terminal identification code related with this bank card according to bank card information, receive the hand-written information of described consumer sale terminal transmission and hand-written information is carried out authentication;
Portable terminal, the request that receives the transmission of consumer sale terminal sends the first request of hand-written information, and according to described the first request operation associated safety control, described safe control is for ejecting prompting user at portable terminal input signature; Obtain user's hand-written information and described hand-written information is sent to described consumer sale terminal.
10. right discriminating system according to claim 9, it is characterized in that, the information that the authentication end returns for this bank card information, comprise the mobile terminal identification code related with this bank card in the described information of returning, if authentication is passed through, then send the first information to described portable terminal, the described first information comprises bank card information, Business Information, consumer sale terminal number, consumption date, the consumption amount of money and consumption details.
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CN107086919A (en) * | 2017-03-28 | 2017-08-22 | 深圳怡化电脑股份有限公司 | Trading signature method and system |
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