CN102831697B - Automatic teller machine - Google Patents
Automatic teller machine Download PDFInfo
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- CN102831697B CN102831697B CN201210350670.7A CN201210350670A CN102831697B CN 102831697 B CN102831697 B CN 102831697B CN 201210350670 A CN201210350670 A CN 201210350670A CN 102831697 B CN102831697 B CN 102831697B
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- banknote
- cash
- guide rail
- automatic teller
- teller machine
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Abstract
The invention provides an automatic teller machine which comprises at least two operating devices, a cash discharge device, a cash feeding device and a control device, wherein the at least two operating devices respectively acquire operational commands, the cash discharge device is controlled to discharge cash by the control device according to the commands acquired by the operating devices, and then the cash is respectively transmitted to the at least two operating devices through the cash feeding device. The cash feeding device comprises a guide rail, a cash temporary storage rack arranged on the guide rail and at least one cash temporary storage machine capable of sliding on the guide rail, the cash temporary storage machine is arranged on the cash temporary storage rack when idling, the guide rail is respectively connected with the at least two operating devices, the cash discharge device discharges cash to be placed on the cash temporary storage machine, and the cash temporary storage machine slides on the guide rail to transmit the cash onto the corresponding operating devices. Compared with the prior art, the automatic teller machine disclosed by the invention can provide business operation for a plurality of users simultaneously, and can be used for improving the utilization ratio of the cash discharge device of the automatic teller machine, thereby improving the profit of the automatic teller machine.
Description
Technical field
The invention belongs to financial self-service equipment field, relate to a kind of ATM (Automatic Teller Machine).
Background technology
Along with scientific and technological development and progress, ATM (Automatic Teller Machine) finance self-help terminal generally applies in individual cash and non-cash financial business.Please refer to Fig. 1 and Fig. 2, wherein, Fig. 1 is the perspective view of existing ATM (Automatic Teller Machine), and Fig. 2 is the modular structure schematic diagram of existing ATM (Automatic Teller Machine).The ATM (Automatic Teller Machine) of prior art comprises an operator's console 10, a cash-out device 20 and a control device 30.Wherein, this operator's console 10 includes display 17, keyboard 13, card reader 15, cash dispensing port 11 etc., carries out business operation for user.This control device 30 is industrial computer, comprises monetary transaction processing module 31 and no cash transaction processing module 32.Cash-out device 20 is take out and send user to leaving banknote in this ATM (Automatic Teller Machine) in.In the time carrying out monetary transaction processing, user inputs instruction by keyboard 13, and as the cash number that need are got, then this control device 30 obtains the cash of by 31 control cash-out devices of monetary transaction processing mould, need being got after instruction and delivers to cash dispensing port 11.Carrying out no cash transaction while processing, directly carry out as close in changed, the operation such as inquire about, transfer accounts by no cash transaction processing module 32.
But in existing ATM (Automatic Teller Machine), cash-out device 20 and control device 30 only correspondence arrange an operator's console 10.In the time that user carries out no cash transaction operation, 31 of the monetary transaction processing modules of this cash-out device 20 and control device 30 there will be idle situation; In the time that user carries out monetary transaction operation, the no cash transaction processing module 32 of this control device is also in idle state.And owing to only having an operator's console 10, therefore, the user of different business demand can only queue up, and carries out one by one business operation.In addition, because operator's console 10 is as being exposed to extraneous equipment, more easily break down, as faults such as card reader 15, keyboards 13, can make entire machine work, and then leaving unused also appears in cash-out device 20 and control device 30.And in an automatic teller machine, cash-out device 20 costs have accounted for the over half of whole equipment price, but between its monetary transaction processing module 31 and no cash transaction processing module 32, only can select one carries out work and can not carry out work simultaneously, and after operator's console 10 equipment failures, make control device 30 cannot continue as user to provide service, control device 30 and cash-out device 20 are not effectively utilized, have caused the waste of resource.
Summary of the invention
The object of the invention is to overcome shortcoming of the prior art with not enough, a kind of ATM (Automatic Teller Machine) that can provide multi-user simultaneously to carry out business operation is provided.
The present invention is achieved by the following technical solutions: a kind of ATM (Automatic Teller Machine), comprise at least two operating means, a cash-out device, a paper money sending device and a control device, this at least two operating means obtains respectively operational order, this cash-out device of instruction control being obtained according to this operating means by control device is pointed out banknote, then respectively banknote is sent to this at least two operating means by this paper money sending device.Wherein, at least one banknote working storage that this paper money sending device comprises guide rail, is arranged on the banknote pallet on this guide rail and can slides on guide rail, this banknote working storage is arranged on this banknote pallet when idle, this guide rail is connected with this at least two operating means respectively, this cash-out device is pointed out banknote and is put to this banknote working storage, and this banknote working storage slides banknote is sent on corresponding operating means on guide rail.
Further, this paper money sending device comprises multiple banknote working storages, deposits respectively the banknote of different number.
Further, this guide rail is bar shaped guide rail or circular guideway.
This control device comprises monetary transaction processing module and no cash transaction processing module, this cash-out device of instruction control that this monetary transaction control module obtains according to this operating means is pointed out banknote, and the operation of no cash transaction is carried out in the instruction that this no cash transaction processing module obtains according to this operating means.
With respect to prior art, ATM (Automatic Teller Machine) of the present invention is provided with at least two operating means, and by paper money sending device, a control device and a cash-out device and multiple operating means are coupled together, carry out business operation for multiple users simultaneously, improve cash-out device and the control device utilization factor of ATM (Automatic Teller Machine), thereby improved the income of ATM (Automatic Teller Machine).
In order to understand more clearly the present invention, set forth the specific embodiment of the present invention below with reference to brief description of the drawings.
Brief description of the drawings
Fig. 1 is the perspective view of existing ATM (Automatic Teller Machine).
Fig. 2 is the modular structure schematic diagram of existing ATM (Automatic Teller Machine).
Fig. 3 is the modular structure schematic diagram of the ATM (Automatic Teller Machine) of the embodiment of the present invention 1.
Fig. 4 is the planar structure schematic diagram of the ATM (Automatic Teller Machine) of the embodiment of the present invention 1.
Fig. 5 is the modular structure schematic diagram of the ATM (Automatic Teller Machine) of the embodiment of the present invention 2.
Fig. 6 is the planar structure schematic diagram of the ATM (Automatic Teller Machine) of the embodiment of the present invention 2.
Embodiment
embodiment 1
Please refer to Fig. 3 and Fig. 4, wherein, Fig. 3 is the modular structure schematic diagram of the ATM (Automatic Teller Machine) of the embodiment of the present invention 1, and Fig. 4 is the planar structure schematic diagram of the ATM (Automatic Teller Machine) shown in Fig. 3.This ATM (Automatic Teller Machine) 100 comprises multiple operating means 110, cash-out device 120, paper money sending device 130 and a control device 140.Wherein, multiple users enter the operating instructions by this operating means 110 respectively, this control device 140 is pointed out banknote according to this cash-out device 120 of user's operational order control, then respectively banknote is sent on the plurality of respective operations device by paper money sending device 130.
Particularly, this operating means 110 comprises card reader 111, keyboard 112, display 113, cash dispensing port 114 and strip printer 115.This card reader 111 is in order to read bank card information, and information is sent on control device.This display 113 is in order to show bank card information and operation prompt information.This keyboard 112 is in order to enter the operating instructions.This strip printer 115 is in order to print user's Transaction Information strip.
This cash-out device 120 comprises banknote storage box 121, access paper money unit 122, counting unit 123, currency examine unit 124 and folded paper money frame 125.This banknote storage box 121 is receiving spaces of depositing buckets of cash banknote, and it also comprises banknote collection box 1212, in order to deposit the useless paper money falling short of specifications.This access paper money unit 122 digs out banknote to be placed on folded paper money frame 125 from banknote storage box 121 one by one, or banknote is put into banknote storage box 121 one by one from folded paper money frame 125, when access paper money unit 122 digs paper money or puts paper money, counting unit 123 counts, and currency examine unit 124 carries out currency examine to every banknote, and the information such as document image and sequence number.。
This paper money sending device 130 comprises guide rail 131 and banknote working storage 132.In the present embodiment, this guide rail 131 is strip guide rail, and multiple operating means 110 are along these strip guide rail 131 spread configurations.On this guide rail 131, be provided with a banknote working storage 132.The instruction that this banknote working storage 132 is inputted according to operating means 110 is sequentially sent to banknote respectively on the cash dispensing port 114 of corresponding operating means 110.
This control device 140 is specially an industrial computer, and it comprises monetary transaction processing module 141 and no cash transaction processing module 142.Wherein, monetary transaction processing module 141 is in order to process user's monetary transaction operation, controls this cash-out device 120 and points out banknote and send user to.This no cash transaction processing module 142 is in order to process user's no cash transaction operation, as Modify password, the operation such as query the balance, transfer accounts.
Below describe the note output workflow of withdrawing the money of this ATM (Automatic Teller Machine) 100 in detail:
User is by the card reader 111 of bank card update device 110, and this card reader 111 reads bank card information, and information is sent on control device 140.Display 113 shows user's bank card information, and points out user to operate.User by keyboard 112 in order to enter the operating instructions.When user input be the operational order of no cash transaction time, the operational order of this no cash transaction is sent to the no cash transaction processing module 142 of this control device 140 and processes.When user's input is the operational order of monetary transaction, as while withdrawing the money, this operational order of now withdrawing the money is sent to the monetary transaction processing module 141 of this control device 140, the access paper money unit 122 that monetary transaction processing module 141 is controlled this cash-out device 120 digs out banknote from banknote storage box 121, banknote counts through counting unit 123, and control currency examine unit 124 every banknote is carried out to currency examine, and the information such as document image and sequence number, wherein qualified banknote can overlay on paper money frame 125, underproof banknote can enter the collection box 1212 of banknote storage box 121.When the banknote number on folded paper money frame 125 reaches withdrawing the money when instruction number of user, this monetary transaction processing module 141 is controlled the banknote of folded paper money frame 125 is relayed to the banknote working storage 132 of paper money sending device 130, this banknote working storage 132 slides and banknote is sent to the cash dispensing port 114 of corresponding operating means 110 on guide rail 131, and prints user's Transaction Information strip according to user instruction control strip printer 115.
Below describe the banknote recovery operation flow process of this ATM (Automatic Teller Machine) 100 in detail:
When user does not take the banknote of the banknote working storage 132 that is arranged in cash dispensing port 114 places away in official hour, need to reclaim this banknote.Be that cash dispensing port 114 is closed, banknote working storage 132 rolls tight banknote, move to folded paper money frame 125 places along guide rail 131, whole banknote is delivered to folded paper money frame 125, banknote in folded paper money frame 125, through currency examine unit 124 and counting unit 123, is deposited banknote in the banknote collection box 1212 of banknote storage box 121 by access paper money unit 122.
Below describe the deposit workflow of this ATM (Automatic Teller Machine) 100 in detail:
In the time that user deposits, banknote is positioned in the banknote working storage 232 at cash dispensing port 114 places, user sends and determines deposit instruction, cash dispensing port 114 is closed, banknote working storage 132 rolls tight banknote, along guide rail movement to folded paper money frame 125 places, whole folded banknote is delivered to folded paper money frame 125, banknote in folded paper money frame 125 is through currency examine unit 124 and counting unit 123, allly verify qualified banknote by currency examine unit 123, by access paper money unit 122, banknote is deposited in banknote storage box 121, allly do not verify by currency examine unit 123, it is underproof banknote, be returned folded paper money frame 125, folded paper money frame 125 sends all defective banknotes to banknote working storage 132, banknote working storage 132 slides and banknote is sent to the cash dispensing port 114 of corresponding operating means 110 on guide rail 131, open cash dispensing port 114, transfer to user to take defective banknote away.
In the time having two users to carry out respectively respectively monetary transaction and no cash transaction operation on two operating means 110A, 110B, this monetary transaction and no cash transaction can operate by this control device 140 simultaneously.
In the time having two users to carry out respectively no cash transaction operation on two operating means 110A, 110B, these two no cash transactions can operate by this control device 140 simultaneously.
When there being two users to carry out monetary transaction operation respectively on two operating means 110A, 110B, as while withdrawing the money, due in the present embodiment, only be provided with a banknote working storage 132, processing need be in chronological sequence waited in these two operations of withdrawing the money in turn, the instruction of withdrawing the money of latter one need wait for previous withdraw the money operated after, just obtain carry out.For two deposit business, also need in chronological sequence to wait in turn processing, the instruction of withdrawing the money of latter need wait for previous withdraw the money operated after, just obtain carry out.Banknotes processing apparatus once can only be served a user, and other stages of monetary transaction processing can parallel work-flow in addition, due to the shared the sands are running out that moves of banknote in monetary transaction, therefore can improve banknotes processing apparatus utilization factor.
Above two users' operation can in like manner extend to multiple users' operation.
With respect to prior art, ATM (Automatic Teller Machine) of the present invention is provided with multiple operating means, and by paper money sending device, a control device and a cash-out device and multiple operating means are coupled together, carry out business operation for multiple users simultaneously, improve the control device utilization factor of ATM (Automatic Teller Machine), thereby improved the income of ATM (Automatic Teller Machine).
embodiment 2
Please refer to Fig. 5 and Fig. 6, wherein, Fig. 5 is the modular structure schematic diagram of the ATM (Automatic Teller Machine) of the embodiment of the present invention 2, and Fig. 6 is the planar structure schematic diagram of the ATM (Automatic Teller Machine) shown in Fig. 5.The structure of the ATM (Automatic Teller Machine) 200 of the present embodiment 2 and the structure of embodiment mono-are roughly the same, and its difference is only the structure of paper money sending device.This paper money sending device 230 comprises guide rail 231, banknote working storage 232 and banknote pallet 233.In the present embodiment, this guide rail 231 is circular guideway, and multiple operating means 110 arrange along this circular guideway.On this guide rail 231, be provided with a banknote pallet 233, on this banknote pallet 233, placed multiple banknote working storages 232.In the plurality of banknote working storage 232, have one or more banknote working storages 232 for vacant, all the other banknote working storages 232 have been deposited respectively the banknote of close end, as 100,200,500,1000,2000 etc.
The workflow of this ATM (Automatic Teller Machine) 200 and embodiment's mono-is roughly the same, its difference is only: in the time that one of the number of the instruction of withdrawing the money of user input and fixing number of a banknote working storage 232 are identical, the direct banknote working storage 232 of controlling corresponding cash number of cash processing module 141 of this control device 140 slides and banknote is sent to the cash dispensing port 114 of corresponding operating means 110 on guide rail 231, and prints user's Transaction Information strip according to user instruction control strip printer 115.And then control this banknote working storage 232 and return, and the banknote that cash-out device 120 is pointed out identical number relays to this banknote working storage 232, this banknote working storage 232 is back on banknote pallet 233 again awaits orders.When the number of the instruction of withdrawing the money of user input and the fixing number of banknote working storage 232 are when inconsistent, the access paper money unit 122 that monetary transaction processing module 141 is controlled this cash-out device 120 digs out banknote the banknote of the amount of money of withdrawing the money from banknote storage box 121, relay to vacant banknote working storage 132, be resent to the cash dispensing port 114 of corresponding operating means 110.
In the time having two users to carry out respectively respectively monetary transaction and no cash transaction operation on two operating means 110A, 110B, and in the time having multi-user to carry out respectively no cash transaction operation on multiple operating means, this monetary transaction and no cash transaction can operate by this control device 140 simultaneously.
When there are multiple users to carry out monetary transaction operation at multiple operating means respectively simultaneously, as while withdrawing the money, when multiple users' the number of withdrawing the money is different and match with the fixing number of banknote working storage 232, the monetary transaction processing module 141 of this control device 140 is controlled the plurality of monetary transaction operation and is carried out simultaneously.In the time that multiple users' the number of withdrawing the money is identical or all do not mate with the fixing number of banknote working storage 232, processing need be in chronological sequence waited in the plurality of operation of withdrawing the money in turn, the instruction of withdrawing the money of latter need wait for previous withdraw the money operate after, just acquisition execution.While deposit as multiple users, the monetary transaction processing module 141 of this control device 140 is controlled the operation of the plurality of monetary transaction and is carried out simultaneously, controls multiple vacant banknote working storages 232 and carries out respectively deposit taking.If the request quantity of user deposit is greater than the quantity of vacant banknote working storage 232, rearmounted deposit instruction need wait for previous withdraw the money operate after, just acquisition execution.
With respect to embodiment 1, the ATM (Automatic Teller Machine) of the present embodiment also can realize multiple users' monetary transaction operation simultaneously.
The banknote pallet 233 of the paper money sending device 230 of the present embodiment 2 also can be arranged on the paper money sending device 130 of embodiment 1.And guide rail can be various shape and structure according to actual requirement.
The present invention is not limited to above-mentioned embodiment, if various changes of the present invention or distortion are not departed to the spirit and scope of the present invention, if within these changes and distortion belong to claim of the present invention and equivalent technologies scope, the present invention is also intended to comprise these changes and distortion.
Claims (7)
1. an ATM (Automatic Teller Machine), comprise at least two operating means, one cash-out device, one paper money sending device and a control device, this at least two operating means obtains respectively operational order, this cash-out device of instruction control being obtained according to this operating means by control device is pointed out banknote, then respectively banknote is sent to this at least two operating means by this paper money sending device, it is characterized in that: this paper money sending device comprises guide rail, at least one banknote working storage that is arranged on the banknote pallet on this guide rail and can slides on guide rail, this banknote working storage is arranged on this banknote pallet when idle, this guide rail is connected with this at least two operating means respectively, this cash-out device is pointed out banknote and is put to this banknote working storage, this banknote working storage slides banknote is sent on corresponding operating means on guide rail.
2. ATM (Automatic Teller Machine) according to claim 1, is characterized in that: this paper money sending device comprises multiple banknote working storages, deposits respectively the banknote of different number.
3. ATM (Automatic Teller Machine) according to claim 2, is characterized in that: this guide rail is bar shaped guide rail or circular guideway.
4. according to the ATM (Automatic Teller Machine) described in arbitrary claim in claim 1-3, it is characterized in that: this control device comprises monetary transaction processing module, this cash-out device of instruction control that this monetary transaction processing module obtains according to this operating means is pointed out banknote.
5. ATM (Automatic Teller Machine) according to claim 4, is characterized in that: this control device also comprises no cash transaction processing module, and the operation of no cash transaction is carried out in its instruction obtaining according to this operating means.
6. ATM (Automatic Teller Machine) according to claim 5, it is characterized in that: this operating means comprises card reader, keyboard, display and cash dispensing port, this card reader reads bank card information and shows at display, user enters the operating instructions by keyboard, this control device is pointed out banknote according to this cash-out device of operational order control and is put to this banknote working storage, and controls banknote working storage and on guide rail, slide and banknote is sent to the cash dispensing port of corresponding operating means.
7. ATM (Automatic Teller Machine) according to claim 6, it is characterized in that: this cash-out device comprises banknote storage box, folded paper money frame, access paper money unit, counting unit and currency examine unit, this access paper money unit of this control device control takes banknote from banknote storage box, count by counting unit simultaneously and carry out currency examine by currency examine unit, and the banknote taking is placed on folded paper money frame.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210350670.7A CN102831697B (en) | 2012-09-18 | 2012-09-18 | Automatic teller machine |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210350670.7A CN102831697B (en) | 2012-09-18 | 2012-09-18 | Automatic teller machine |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN102831697A CN102831697A (en) | 2012-12-19 |
| CN102831697B true CN102831697B (en) | 2014-10-22 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201210350670.7A Active CN102831697B (en) | 2012-09-18 | 2012-09-18 | Automatic teller machine |
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| CN (1) | CN102831697B (en) |
Families Citing this family (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103871154B (en) * | 2014-03-16 | 2015-12-02 | 王美金 | A kind of based on the A seating full-service self-help teller machine between " locked in " operation |
Family Cites Families (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPH0991491A (en) * | 1995-09-21 | 1997-04-04 | Toshiba Corp | Medium processing system and cash processing system |
| US7240829B2 (en) * | 2005-07-01 | 2007-07-10 | Diebold Self-Service Systems, A Division Of Diebold, Incorporated | ATM with stack transporter for bulk note deposit |
| US20090057093A1 (en) * | 2007-08-27 | 2009-03-05 | Glory Ltd. | Bill/coin processing system |
| JP2010267152A (en) * | 2009-05-15 | 2010-11-25 | Oki Electric Ind Co Ltd | Cash processor |
| JP5355364B2 (en) * | 2009-12-02 | 2013-11-27 | 日立オムロンターミナルソリューションズ株式会社 | Paper sheet processing equipment |
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| CN102831697A (en) | 2012-12-19 |
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