CN102521744A - Network payment method and apparatus thereof - Google Patents
Network payment method and apparatus thereof Download PDFInfo
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- CN102521744A CN102521744A CN2011104418624A CN201110441862A CN102521744A CN 102521744 A CN102521744 A CN 102521744A CN 2011104418624 A CN2011104418624 A CN 2011104418624A CN 201110441862 A CN201110441862 A CN 201110441862A CN 102521744 A CN102521744 A CN 102521744A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
- G06Q20/38215—Use of certificates or encrypted proofs of transaction rights
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4012—Verifying personal identification numbers [PIN]
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Abstract
The invention discloses a network payment method and an apparatus thereof. The method comprises the following steps that: a network terminal sends a payment request to a mobile terminal, wherein the network terminal is connected with an internet; under circumstances that the mobile terminal determines that safety verification information input by a user is correct, the network terminal receives success confirmation information sent by the mobile terminal; the network terminal uses the success confirmation information to obtain encryption information stored in the mobile terminal; and the network terminal carries out encryption on payment information according to the encryption information and then network payment is carried out. According to the invention, the safety performance of network on-line payment can be improved.
Description
Technical field
The present invention relates to the communications field, in particular to a kind of method of network payment and device.
Background technology
Near-field communication (Near Field Communication abbreviates NFC as) is claimed wireless near field communication again, is a kind of short-range high frequency wireless communication technology, and this technology allows to carry out contactless Point-to-Point Data Transmission swap data between the electronic equipment.Commercial application along with the NFC technology; A large amount of NFC mobile phones are accepted by the user, and the closely payment function of NFC mobile phone has also obtained using widely, and the consumer has therefrom experienced conveniently shopping and experienced; But the closely modes of payments of NFC mobile phone still belongs to aspectant shopping way.
Along with networks development; The shopping way of traditional face-to-face formula can not satisfy the demands of consumers, and shopping way must develop towards direction many-sided, by all kinds of means, and the diverse network technology has also been complied with this developing direction; Changing people's shopping custom just gradually; For example, the consumer can realize accomplishing transaction through network, buys oneself satisfied commodity.Current; Network on-line payment function has obtained widely development, online network payment means be mainly stored value card (for example: Alipay etc.), still; There is the use complicacy in stored value card, needs the application number of the account on network payment; More topmost is problems such as security is relatively poor, and wherein, causing the relatively poor reason of security performance is that stored value card does not adopt proprietary strict safety such as hardware encipher to carry out on-line payment.
To above-mentioned situation, also there is not a kind of safe payment method at present, can solve the relatively poor problem of security performance of the existing network modes of payments.Simultaneously, do not have a kind of aspectant closely payment of both can having satisfied yet, can satisfy the network payment mode of the on-line payment mode on the network again.
Summary of the invention
The present invention provides a kind of method of network payment and device, to address the above problem at least.
According to an aspect of the present invention, a kind of method of network payment is provided, comprising: the network terminal sends Payment Request to portable terminal, wherein, and the network terminal and Internet connection; The network terminal is judged under the correct situation of the safety verification information of user's input at portable terminal, the affirmation successful information that mobile terminal receive sends; The network terminal uses the affirmation successful information to obtain the enciphered message of storing in the portable terminal; The network terminal carries out network payment after according to enciphered message payment information being encrypted.
Preferably, portable terminal is judged the safety verification information of user's input, comprising: when portable terminal receives Payment Request, receive the safety verification information of user's input; Preset security information according to being stored in portable terminal is judged safety verification information; Be judged to be under the situation that is, sending to the network terminal and confirm successful information.
Preferably, preset security information comprises one of following: security password, fingerprint recognition information.
Preferably,, before portable terminal sends Payment Request, comprising at institute's network terminal: the network terminal links to each other with portable terminal one of in the following manner: USB interface, blue tooth interface.
Preferably, the network terminal is an internet terminal, comprising: the transaction platform that carries out bank's on-line payment through the internet.
Preferably, portable terminal is the NFC mobile phone, comprising: the safety encipher module wherein, stores enciphered message in the safety encipher module.
Preferably, the safety encipher module is safety equipment (Secrecy Element abbreviates SE as) modules.
Preferably, enciphered message is a digital certificate.
According to a further aspect in the invention, a kind of network payment device is provided, has comprised: sending module, be used for sending Payment Request to portable terminal, wherein, the network terminal and Internet connection; First receiver module is used under the correct situation of the safety verification information of portable terminal judgement user input the affirmation successful information that mobile terminal receive sends; Acquisition module is used for obtaining the enciphered message that portable terminal is stored according to the affirmation successful information; Payment module is carried out network payment after being used for according to enciphered message payment information being encrypted.
Preferably, this device also comprises: second receiver module is used to receive the payment that bank's mobile payment server carries out feeding back after the settlement process and accomplishes message.
Through the present invention; Be employed in the mode that the network terminal is used in combination with portable terminal, realizes hardware encipher at portable terminal; Solved the lower problem of existing network payment mode security performance, and then reached the security performance that improves the network payment mode, simultaneously; Also can satisfy the demand that the user chooses aspectant closely payment or network payment mode, thereby improve user experience effect.
Description of drawings
Accompanying drawing described herein is used to provide further understanding of the present invention, constitutes the application's a part, and illustrative examples of the present invention and explanation thereof are used to explain the present invention, do not constitute improper qualification of the present invention.In the accompanying drawings:
Fig. 1 is the schematic flow sheet according to the method for network payment of the embodiment of the invention;
Fig. 2 is the process flow diagram of network on-line payment according to the preferred embodiment of the invention;
Fig. 3 is the process flow diagram of data transmission and encryption according to the preferred embodiment of the invention;
Fig. 4 is the structured flowchart according to the network payment device of the embodiment of the invention;
Fig. 5 is the structured flowchart according to the preferred network payment mechanism of the embodiment of the invention;
Fig. 6 is the system construction drawing of application network payment mechanism according to the preferred embodiment of the invention;
Fig. 7 is the hardware configuration synoptic diagram of the system of application network payment mechanism according to the preferred embodiment of the invention.
Embodiment
Hereinafter will and combine embodiment to specify the present invention with reference to accompanying drawing.Need to prove that under the situation of not conflicting, embodiment and the characteristic among the embodiment among the application can make up each other.
Fig. 1 is the schematic flow sheet according to the method for network payment of the embodiment of the invention, and is as shown in Figure 1, and this method mainly may further comprise the steps (step S102-step S108):
Step S102, the network terminal sends Payment Request to portable terminal, wherein, the network terminal and Internet connection;
Step S104, the network terminal is judged under the correct situation of the safety verification information of user's input at portable terminal, the affirmation successful information that mobile terminal receive sends;
Step S106, the network terminal use the affirmation successful information to obtain the enciphered message of storing in the portable terminal;
Step S108, the network terminal carry out network payment after according to enciphered message payment information being encrypted.
Wherein, in step S104, portable terminal is judged the safety verification information of user's input, comprising: when portable terminal receives Payment Request, receive the safety verification information of user's input; Preset security information according to being stored in portable terminal is judged safety verification information; Be judged to be under the situation that is, sending to the network terminal and confirm successful information.In a preferred implementation of the present invention, it is one of following that preset security information can comprise: security password, fingerprint recognition information.Through taking to import the mode of safety verification information, can improve the security when using portable terminal with the user.
Preferably,, before portable terminal sends Payment Request, comprising at institute's network terminal: the network terminal links to each other with portable terminal one of in the following manner: USB interface, blue tooth interface.
In a preferred implementation of the present invention, the network terminal is an internet terminal, and this internet terminal comprises: the transaction platform that carries out bank's on-line payment through the internet; Portable terminal is the NFC mobile phone, and this NFC mobile phone comprises: the safety encipher module wherein, stores enciphered message in the safety encipher module.Can improve the security performance of on-line payment through above safer transaction platform and module.
Preferably, the safety encipher module is the SE module, and enciphered message is a digital certificate.
For example, in an optimal way of the present invention, the safe payment method of encrypting may further comprise the steps: portable terminal (for example, NFC mobile phone) (for example, PC) connects through communication interface such as USB or bluetooth and terminal; The user carries out consumption online through PC, and when needs were paid, the PC side was sent a Payment Request and given the NFC mobile phone, and the payment behavior is confirmed in the request that is used for; After NFC mobile phone side joint is received request, input safety practices such as password or fingerprint detection through the user user identity is carried out authentication processing, if checking is passed through in input, then confirm to allow Payment Request, and send the affirmation message of successful to PC.After PC obtains allowing request; Security module from the NFC mobile phone (SE module) is obtained enciphered message; According to enciphered message to accounts information with pay the amount of money and carry out safety encipher after, pass to mobile banking's server payment system through outer net safely again, thereby accomplish the network payment behavior.
Below in conjunction with specific embodiment above-mentioned method of network payment is specifically described.
Fig. 2 is the process flow diagram of network on-line payment according to the preferred embodiment of the invention, and as shown in Figure 2, this flow process mainly may further comprise the steps:
S202, the terminal is connected with the mobile phone with NFC function;
The NFC mobile phone is (for example, PC) continuous through means of communication such as USB interface, blue tooth interface and terminal; Can communicate by letter with the baseband chip of NFC mobile phone through USB behind the terminal recognition NFC mobile phone, thereby accomplish PC and the exchanges data of NFC cellphone information and the exchange of control messages.
S204, end side is sent a Payment Request and is given the NFC mobile phone;
The user links to each other with public network through the terminal, carries out consumption online, when needs are paid, needs to select the NFC mobile-phone payment, and the Payment Request instruction is then sent to the mobile phone side in the terminal.
S206, the NFC mobile phone carries out safety verification through means such as passwords;
After NFC mobile phone side had been received the Payment Request instruction of sending at the terminal, the user need carry out safety verification through the mobile phone side, and the mode of checking can be carried out safety verification through means such as fingerprint recognition, cell phone passwords; After the safety certification success, the affirmation of passback of NFC mobile phone side direction terminal is successfully instructed.
S208, the terminal utilizes the security module in the NFC mobile phone, with accounts information, pays the amount of money, carry out safety encipher after, safety pass to the webserver, carry out the network payment behavior;
S210, after bank's mobile payment server carries out settlement process, feedback payment completion information.
Below in conjunction with Fig. 3 data transmission among the S208 and ciphering process are specifically described:
Fig. 3 is the process flow diagram of data transmission and encryption according to the preferred embodiment of the invention, and as shown in Figure 3, this flow process mainly may further comprise the steps:
S302, the digital certificate in the NFC mobile phone is read in the terminal request of sending;
At first end side is set up bottom layer driving with the baseband chip of NFC mobile phone side through communication interface and is connected, the request that end side is sent the digital certificate that reads the SE module stores in the NFC mobile phone to NFC mobile phone side, and the cell phone system of NFC mobile phone side is handled this request.
S304, NFC mobile phone side direction end side is sent the password input request of digital certificate;
NFC mobile phone side to request message make reply after, pass to end side to message through communication interface, and send the password request of digital certificate, the mobile phone side is carried out the processing of message.
S306, end side is obtained digital certificate through the SE function of NFC mobile phone after the input digit cryptographic certificate passes through;
After end side is sent password; NFC mobile phone side is through IIC (Inter Integrated Circuit; Internal integrated circuit) communication interface is sent the order of obtaining the SE digital certificate to the NFC module; SE returns to the NFC module with digital certificate, and the NFC module will send to mobile phone base band chip to digital certificate through the IIC interface, has finally given NFC mobile phone side; NFC mobile phone side is passed to end side with digital certificate again.
S308, end side is carried out encrypted signature through digital certificate to bank account and payment, and number of the account after encrypt the most at last at the terminal and payment are sent payment instruction through public network to bank's mobile payment server.
For the realization of S210, the preferred embodiments of the present invention provide two kinds of methods:
(1) feeds back through public network through result behind the bank paying, feed back to the user with the form of webpage;
(2) notify to the user through the mode of SMS, make the user can conveniently obtain the result who concludes the business, safe and convenient like this.
The method of network payment that adopts the foregoing description to provide; Solved the lower problem of existing network payment mode security performance; And then reached the security performance that improves the network payment mode; Simultaneously, also can satisfy the demand that the user chooses aspectant closely payment or network payment mode, thereby improve user experience effect.
Fig. 4 is the structured flowchart according to the network payment device of the embodiment of the invention, the method for network payment of this device in order to realize that the foregoing description provides, and this device comprises: sending module 10, first receiver module 20, acquisition module 30 and payment module 40.Wherein, sending module 10 is used for sending Payment Request to portable terminal, wherein, and the network terminal and Internet connection; Be connected to sending module 10, be used under the correct situation of the safety verification information of portable terminal judgement user input the affirmation successful information that mobile terminal receive sends; Acquisition module 30 is connected to first receiver module 20, is used for obtaining the enciphered message that portable terminal is stored according to the affirmation successful information; Payment module 40 is connected to acquisition module 30, carries out network payment after being used for according to enciphered message payment information being encrypted.This device can be realized the security of network on-line payment mode well.
Fig. 5 is the structured flowchart according to the preferred network payment mechanism of the embodiment of the invention; As shown in Figure 5; This device also comprises: second receiver module 50, be connected to payment module 40, and be used to receive the payment that bank's mobile payment server carries out feeding back after the settlement process and accomplish message.
Fig. 6 is the system construction drawing of application network payment mechanism according to the preferred embodiment of the invention, and as shown in Figure 6, in this system: the internet payment platform mainly is meant the transaction platform that carries out the on-line payment of bank through the internet; End side mainly comprises the various types of communication terminal, for example, PC, net book, panel computers etc. as the main carrier that carries out network electronic payment, carry out online E-Payment with the mobile banking payment platform alternately; NFC mobile phone side mainly is meant the mobile phone that comprises NFC chip and safety encipher module (SE security module) and have the NFC function.In native system, mainly be to utilize SE security module in the NFC mobile phone to guarantee the security of network on-line transaction.
Be example to communicate through the usb communication interface between PC side among Fig. 6 and the mobile phone side below, this communication process described in conjunction with Fig. 7.
Fig. 7 is the hardware configuration synoptic diagram of the system of application network payment mechanism according to the preferred embodiment of the invention; As shown in Figure 7, at first, the mobile phone side is connected to the PC side through USB; The communication process of the two can be accomplished through usb bus; In this embodiment, the PC side can be provided with a USB master controller, and the mobile phone side can be provided with a USB slave unit controller; The USB master controller of PC side is connected with the USB slave unit controller of mobile phone side, and then can make mobile phone side and PC side accomplish the process of two-way communication.In the present embodiment, the NFC chip mainly adopts INSIDE SECURE company to release SECUREAD, and the main data communication interface of chip is the IIC communication interface.Mobile phone side group microarray strip is connected with the NFC chip through the IIC master controller; The NFC chip is as the slave unit of IIC; Therefore, mobile phone base band chip can send and receive the data from NFC to NFC through IIC; Thereby the baseband chip of mobile phone side can be controlled the NFC chip, and carry out data interaction with the NFC chip.Baseband chip also will provide the clock of an outside to the NFC chip simultaneously, uses when working for the NFC chip internal.At present, the NFC chip of main flow and the combination of SE have dual mode: a kind of SE of being module is built directly in the NFC chip; Another kind is that the SE module is an independent chip; Through SWP (SingleWire Protocol; Single-wire-protocol) is connected with the NFC chip; Present embodiment adopts the second way, and the NFC chip can also provide power supply for SE security module chip, and the communication process of NFC chip and SE chip is through SWP (single-wire-protocol) transmission data.Therefore, through can obtain the digital certificate of the hardware encipher of SE module to the control of NFC chip.In sum; The PC side is communicated by letter with mobile phone base band chip through USB interface; Mobile phone base band chip is through IIC and NFC chip communication, and the NFC chip is communicated by letter with SE through SWP (single-wire-protocol), and is final; Pass through SE encrypting module through driving communication and the mobile phone side that to accomplish PC side adversary pusher side to the transmitting control commands control mobile phone side of NFC chip; Thereby obtain to have the enciphered messages such as digital certificate in the SE module, and then utilize enciphered message such as digital certificate that the account amount of money of paying is encrypted, guarantee the safety of network on-line payment.
The network payment device that adopts the foregoing description to provide; Solved the lower problem of existing network payment mode security performance; And then reached the security performance that improves the network payment mode; Simultaneously, also can satisfy the demand that the user chooses aspectant closely payment or network payment mode, thereby improve user experience effect.
From above description; Can find out that the present invention has realized following technique effect: be connected the mode of utilizing the security module of the hardware in the NFC mobile phone to carry out the network on-line payment with the NFC mobile phone through the terminal; Greatly expanded and utilized the NFC mobile phone to carry out the function of network payment; Realize unified means of payment, promptly can utilize closely means of payment of traditional NFC, can utilize method of network payment to carry out safe network payment again through the security module (SE) of utilizing the hardware encipher in the NFC mobile phone; Maximizedly make things convenient for the user, improved the security performance of network payment.
Obviously, it is apparent to those skilled in the art that above-mentioned each module of the present invention or each step can realize with the general calculation device; They can concentrate on the single calculation element; Perhaps be distributed on the network that a plurality of calculation element forms, alternatively, they can be realized with the executable program code of calculation element; Thereby; Can they be stored in the memory storage and carry out, and in some cases, can carry out step shown or that describe with the order that is different from here by calculation element; Perhaps they are made into each integrated circuit modules respectively, perhaps a plurality of modules in them or step are made into the single integrated circuit module and realize.Like this, the present invention is not restricted to any specific hardware and software combination.
The above is merely the preferred embodiments of the present invention, is not limited to the present invention, and for a person skilled in the art, the present invention can have various changes and variation.All within spirit of the present invention and principle, any modification of being done, be equal to replacement, improvement etc., all should be included within protection scope of the present invention.
Claims (10)
1. a method of network payment is characterized in that, comprising:
The network terminal sends Payment Request to portable terminal, wherein, and the said network terminal and Internet connection;
The said network terminal receives the affirmation successful information that said portable terminal sends under the correct situation of the safety verification information of said portable terminal judgement user input;
The said network terminal uses said affirmation successful information to obtain the enciphered message of storing in the said portable terminal;
The said network terminal carries out network payment after according to said enciphered message payment information being encrypted.
2. method according to claim 1 is characterized in that, said portable terminal is judged the safety verification information of user's input, comprising:
When said portable terminal receives said Payment Request, receive the said safety verification information of user's input;
According to the preset security information that is stored in said portable terminal said safety verification information is judged;
Be judged to be under the situation that is, sending said affirmation successful information to the said network terminal.
3. method according to claim 2 is characterized in that, it is one of following that said preset security information comprises: security password, fingerprint recognition information.
4. method according to claim 2 is characterized in that,, before portable terminal sends Payment Request, comprising at institute's network terminal:
The said network terminal links to each other with said portable terminal one of in the following manner: USB interface, blue tooth interface.
5. method according to claim 2 is characterized in that,
The said network terminal is an internet terminal, comprising: the transaction platform that carries out bank's on-line payment through the internet.
6. method according to claim 2 is characterized in that,
Said portable terminal is the NFC mobile phone, comprising: the safety encipher module wherein, stores said enciphered message in the said safety encipher module.
7. method according to claim 6 is characterized in that, said safety encipher module is a safety equipment SE module.
8. according to each described method in the claim 1 to 7, it is characterized in that said enciphered message is a digital certificate.
9. a network payment device is characterized in that, comprising:
Sending module is used for sending Payment Request to portable terminal, wherein, and the said network terminal and Internet connection;
First receiver module is used under the correct situation of the safety verification information of said portable terminal judgement user input, receiving the affirmation successful information that said portable terminal sends;
Acquisition module is used for obtaining the enciphered message that said portable terminal is stored according to said affirmation successful information;
Payment module is carried out network payment after being used for according to said enciphered message payment information being encrypted.
10. device according to claim 9 is characterized in that, said device also comprises:
Second receiver module is used to receive the payment that bank's mobile payment server carries out feeding back after the settlement process and accomplishes message.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201110441862.4A CN102521744B (en) | 2011-12-26 | 2011-12-26 | Method of network payment and device |
| PCT/CN2012/072397 WO2013097358A1 (en) | 2011-12-26 | 2012-03-15 | Network payment method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201110441862.4A CN102521744B (en) | 2011-12-26 | 2011-12-26 | Method of network payment and device |
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| Publication Number | Publication Date |
|---|---|
| CN102521744A true CN102521744A (en) | 2012-06-27 |
| CN102521744B CN102521744B (en) | 2017-11-03 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201110441862.4A Active CN102521744B (en) | 2011-12-26 | 2011-12-26 | Method of network payment and device |
Country Status (2)
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| CN (1) | CN102521744B (en) |
| WO (1) | WO2013097358A1 (en) |
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| CN102790767A (en) * | 2012-07-03 | 2012-11-21 | 北京神州绿盟信息安全科技股份有限公司 | Information safety control method, information safety display equipment and electronic trading system |
| CN103049850A (en) * | 2013-01-05 | 2013-04-17 | 深圳市中兴移动通信有限公司 | Mobile payment terminal, system and payment method thereof based on NFC (Near Field Communication) |
| CN103093350A (en) * | 2013-02-05 | 2013-05-08 | 山东泰信电子股份有限公司 | On-line payment method based on near field communication (NFC) technology |
| CN103218713A (en) * | 2013-05-13 | 2013-07-24 | 上海盛本通讯科技有限公司 | Multifunctional POS (point-of-sale) terminal, system and payment method based on intelligent platform |
| CN103268547A (en) * | 2013-06-04 | 2013-08-28 | 北京邮电大学 | NFC (Near Field Communication) mobile phone payment system with fingerprint authentication mechanism |
| CN103455913A (en) * | 2013-08-26 | 2013-12-18 | 天地融科技股份有限公司 | NFC payment method, device, system and mobile terminal |
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| CN104301293A (en) * | 2013-07-19 | 2015-01-21 | 阿里巴巴集团控股有限公司 | Data processing method, device and system |
| CN104809611A (en) * | 2015-04-20 | 2015-07-29 | 王宏旭 | Mobile financial payment method and system based on Internet of Things under cloud platform |
| CN104881779A (en) * | 2015-06-17 | 2015-09-02 | 恒宝股份有限公司 | Device, system, and method for mobile convergence payment |
| CN105225110A (en) * | 2015-09-14 | 2016-01-06 | 李思贤 | A kind of payment processing method and system |
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| WO2017032179A1 (en) * | 2015-08-25 | 2017-03-02 | 杭州晟元数据安全技术股份有限公司 | Fingerprint security element (se) module and payment verification method |
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| CN106941615A (en) * | 2016-01-04 | 2017-07-11 | ***通信集团公司 | A kind of method of payment, set top box and system |
| CN106941615B (en) * | 2016-01-04 | 2020-01-07 | ***通信集团公司 | Payment method, set top box and system |
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| CN106651331B (en) * | 2016-12-22 | 2019-11-29 | 飞天诚信科技股份有限公司 | A kind of electronic trade method and system based on digital cash |
| CN106651331A (en) * | 2016-12-22 | 2017-05-10 | 飞天诚信科技股份有限公司 | Digital currency-based electronic transaction method and system |
| CN110558976A (en) * | 2019-10-15 | 2019-12-13 | 听心(上海)智能科技有限公司 | Portable electrocardio monitoring devices of no battery |
Also Published As
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| CN102521744B (en) | 2017-11-03 |
| WO2013097358A1 (en) | 2013-07-04 |
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