CN102306358A - Three-network integration and television payment system - Google Patents
Three-network integration and television payment system Download PDFInfo
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- CN102306358A CN102306358A CN201110209470A CN201110209470A CN102306358A CN 102306358 A CN102306358 A CN 102306358A CN 201110209470 A CN201110209470 A CN 201110209470A CN 201110209470 A CN201110209470 A CN 201110209470A CN 102306358 A CN102306358 A CN 102306358A
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Abstract
The invention discloses a three-network integration and television payment system. The system comprises a shopping module and a payment module, and is characterized in that the shopping module comprises a television and a television remote controller, and the payment module is a mobile card-punching device and is integrated with the television remote controller. The three-network integration and television payment system simplifies the design of a conventional payment system, and can ensure that a consumer directly realizes commodity browsing, purchasing and card-punching payment, and can be used for realizing multiple functions such as easy payment, account transfer at any moment, convenient repayment and the like.
Description
Technical field
The present invention relates to payment system, relate in particular to the TV payment system.
Background technology
The integration of three networks is meant that telecommunications network, computer network and cable television network three macroreticulars are through technological transformation; Comprehensive multimedia communication services such as comprising voice, data, image can be provided; Its key application point is exactly on the television terminal of family; Need be with network film, shopping at network, network is in the same place with home interconnect.
The fusion that is not based on three networks that " integration of three networks " refers to, but content-based and professional fusion.After Broadcasting Cable Network and telecommunications network are realized two-way access, will multiple services such as speech, data and radio and television be provided for the user, and a lot of new business that merge also can occur; On internet and mobile phone, can see various TV programme like the user from now on; Televisor also can be worked as computer and used, and can be used for online, receiving and dispatching mail, therefore after " integration of three networks "; Consumer's available television telepilot is made a phone call; On mobile phone, see TV play, select network and terminal with need, as long as draw a line or wireless access promptly to accomplish communication, TV, online etc.
Yet on the basis of the above; Also there is a kind of demand of doing shopping based on TV; For example buy demands such as daily service, E-Government, long-distance education such as VOD, commodity, financial service, steam coal electricity, the existing modes of payments that is used for traditional occasions such as bank, supermarket can't well satisfy the needs of TV payment.For example, need the user skillfully to surf the Net, and open bankcard network payment function and safety verification function, use more complicated, be difficult to realize on TV based on the e-Bank payment of internet; Hand call payment system can't be carried out correspondingly in real time with the TV commodity shopping, and payment cost is too high, and domestic operator does not still have ripe pattern and supplies consumer choice; Phone-payment; Need specific payment access device and use complicated; Although existing manufacturer attempts TV remote controller, intellective IC card, application-specific integrated circuit card reader, top box of digital machine etc. are packaged into the TV payment system in this area, however this kind payment system IC-card and fetch equipment, and use cost is higher; Integrated level is low, can't grasp fast and use for ordinary consumer.
To the problems referred to above, the integration of three networks of the present invention and TV payment system have provided solution.
Summary of the invention
The invention discloses the integration of three networks and TV payment system, realized the rational payment function of convenient and swift, cost, expanded the TV shopping channel of disbursement, simplify and made things convenient for shopping and payment flow flow process, can grasp fast and use for the user.
The integration of three networks of the present invention and TV payment system comprise shopping module and payment module, and said shopping module comprises TV and TV remote controller, and described payment module is to move swiping card equipment, and is integrated with TV remote controller.
In the present invention, the shopping module is used to realize browsing, select and buying of commodity or service, and payment module is used to accomplish the fund payment after the purchase.
Described TV can be traditional televisor; Also can be LCD, plasma display that rose in recent years or the TV that includes modules such as digital terminal, STB, player; To those skilled in the art, be appreciated that TV of the present invention so long as can realize that the demonstration of signal promptly can be the present invention and contains.
Described telepilot and TV coupling; Be used for realizing straighforward operation to TV with wireless mode; Although wireless connected mode is controlled with infrared usually; But the present invention is not limited to this, and novel telepilot is such as all being used by the present invention with remote control modes such as bluetooth, wifi, 2.4G radio frequencies.
On TV remote controller of the present invention, except that traditional TV operation button, also comprise inquiry; Order, place an order, payment; Delivery is received, and waits the button that is used for commodity and service purchase payment after sale; Button both can be a physical button, also can be induction touch press-key, preferably induction touch press-key.
Accordingly, when operating remote controller, TV shows browsing, ordering of corresponding commodity or service, places an order payment, delivery, information such as receive.
In the present invention; Described payment module is a mobile payment device; Can be the back side or the front that the mobile payment terminal is fixed on telepilot, also can be when telepilot is produced, to add mobile payment device to be made into one, thereby more help the volume of remote controllers; Usually this kind equipment is to move the draw-in groove of swiping the card, and emerging wireless induction swiping card equipment for example NFC brushing card device also can be used for the present invention.The described draw-in groove of swiping the card that moves is connected with public payment platform with wired or wireless mode, normally is connected with public payment platform with wireless mode, for example realizes being connected with public payment platform with mobile networks such as gprs, cama.
Described public payment platform can be any one available payment platform; Include but not limited in Unionpay's payment system, VISA payment system, Mster payment system, the logical payment system of fortune one or more; The present invention does not limit and adopts specific payment system; Those skilled in the art are according to application need and the customer group that is directed against; Can select the payment system of any appropriate, preferably in order to adapt to domestic payment needs, the public payment platform that payment module of the present invention inserts is Unionpay's payment system.After selected payment platform, select corresponding mobile payment draw-in groove termination set to be formed on the TV remote controller of the present invention during production.
The integration of three networks of the present invention and TV payment system; Its course of work is TV display of commodity or information on services, and telepilot is accomplished the purchase of commodity or service, and accomplishes Payment Request; Send Payment Request to payment module; Payment module completion bank card is swiped the card and the payment information content is sent to public payment platform, and payment module receives the result of public payment platform, and said TV is used for the visualization display payment process.
Further, the invention also discloses the implementation method of the integration of three networks and TV payment system, comprise the steps:
(1) TV display of commodity or business information;
(2) user adopts telepilot to carry out commodity and business is browsed, and selection needs the commodity or the service of transaction, checks payment, and payment is transferred to the payment module integrated with telepilot;
(3) bank card inserts in the payment module, and payment module is sent to public payment platform with payment request information;
(4) payment module reception public payment platform and bank card are accomplished the information of withholing;
(5) TV display of commodity or business transaction information.
The integration of three networks of the present invention and TV payment system have realized fast and easily when the user watches TV, accomplish the purchase and the payment of commodity, and modes of payments safe and convenient is easy to grasp; The integration of three networks of the present invention and TV payment system under the prerequisite of security of system of guaranteeing payment, do not need high special-purpose IC-card of use cost and supporting card reader, STB, have reduced production and use cost, help large-scale industrial production; The integration of three networks of the present invention and TV payment system be through the TV remote payment of directly swiping the card, and can realize commodity purchasing, pays the fees, transfers accounts, function such as refund, whole process safety, quick.
Description of drawings
Fig. 1 is the structural drawing of the integration of three networks of the present invention and TV payment system.
Embodiment
As shown in Figure 1, the integration of three networks of the present invention and TV payment system comprise shopping module and payment module, and the shopping module comprises TV and TV remote controller, and described payment module is to move the draw-in groove of swiping the card.
Accomplish commodity on TV or after service browsed, buys, payment module and public payment platform carried out message exchange and accomplish payment using a teleswitch.
The concrete course of work and principle are set forth in summary of the invention.
Claims (7)
1. the integration of three networks and TV payment system comprise shopping module and payment module, it is characterized in that said shopping module comprises TV and TV remote controller, and described payment module is to move swiping card equipment, and is integrated with TV remote controller.
2. the integration of three networks according to claim 1 and TV payment system is characterized in that said TV remote controller comprises inquiry, order, place an order, and payment, delivery is received, after sale button.
3. the integration of three networks according to claim 2 and TV payment system is characterized in that said button is an induction touch press-key.
4. the integration of three networks according to claim 2 and TV payment system is characterized in that said TV is corresponding with the TV remote controller key selection function, are used for browsing, ordering of display of commodity or service, place an order payment, delivery, the information of receiving.
5. the integration of three networks according to claim 1 and TV payment system; It is characterized in that said payment module wireless access to public payment platform, said public payment platform comprises one or more in Unionpay's payment system, VISA payment system, Mster payment system, the logical payment system of fortune.
6. the integration of three networks according to claim 1 and TV payment system; It is characterized in that said TV display of commodity or information on services, telepilot is accomplished the purchase of commodity or service, and accomplishes Payment Request; Send Payment Request to payment module; Payment module completion bank card is swiped the card and the payment information content is sent to public payment platform, and payment module receives the result of public payment platform, and said TV is used for the visualization display payment process.
7. the method for the integration of three networks and TV payment comprises the steps:
(1) TV display of commodity or business information;
(2) user adopts telepilot to carry out commodity and business is browsed, and selection needs the commodity or the service of transaction, checks payment, and payment is transferred to the payment module integrated with telepilot;
(3) bank card inserts in the payment module, and payment module is sent to public payment platform with payment request information;
(4) payment module reception public payment platform and bank card are accomplished the information of withholing;
(5) TV display of commodity or business transaction information.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201110209470A CN102306358A (en) | 2011-07-26 | 2011-07-26 | Three-network integration and television payment system |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201110209470A CN102306358A (en) | 2011-07-26 | 2011-07-26 | Three-network integration and television payment system |
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| Publication Number | Publication Date |
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| CN102306358A true CN102306358A (en) | 2012-01-04 |
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| CN201110209470A Pending CN102306358A (en) | 2011-07-26 | 2011-07-26 | Three-network integration and television payment system |
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Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102905169A (en) * | 2012-09-14 | 2013-01-30 | 四川长虹电器股份有限公司 | Television payment method |
| CN103489101A (en) * | 2012-06-14 | 2014-01-01 | 海瑞斯信息科技(苏州)有限公司 | Safe electronic payment system and payment method based on converged communication technology |
| CN104469526A (en) * | 2014-12-12 | 2015-03-25 | 中山大学深圳研究院 | Television shopping method based on cloud computing |
| CN105336054A (en) * | 2014-08-13 | 2016-02-17 | 南宁市锋威科技有限公司 | Television finance terminal system |
| CN106937150A (en) * | 2015-12-29 | 2017-07-07 | 北京巨象亿联科技有限责任公司 | IC-card payment devices and method based on digital television terminal and remote control |
| CN106937145A (en) * | 2015-12-29 | 2017-07-07 | 北京巨象亿联科技有限责任公司 | Payment devices and method are connect based on digital television terminal and the non-of remote control |
| CN106937146A (en) * | 2015-12-29 | 2017-07-07 | 北京巨象亿联科技有限责任公司 | Payment devices and method based on digital television terminal and remote control |
| CN108965960A (en) * | 2018-08-31 | 2018-12-07 | 深圳市鹏朗贸易有限责任公司 | A kind of integration of three networks set-top box |
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| CN1625257A (en) * | 2004-12-09 | 2005-06-08 | 张锐 | Method and device for realizing networking on-line payment by digital TV. remote controller |
| CN200956201Y (en) * | 2006-08-15 | 2007-10-03 | 中国长城计算机深圳股份有限公司 | Remote controller for supporting multi-type data transmission |
| US20080017706A1 (en) * | 2006-07-18 | 2008-01-24 | Bellsouth Intellectual Property Corporation | Interactive Management of Storefront Purchases |
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Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN1625257A (en) * | 2004-12-09 | 2005-06-08 | 张锐 | Method and device for realizing networking on-line payment by digital TV. remote controller |
| US20080017706A1 (en) * | 2006-07-18 | 2008-01-24 | Bellsouth Intellectual Property Corporation | Interactive Management of Storefront Purchases |
| CN200956201Y (en) * | 2006-08-15 | 2007-10-03 | 中国长城计算机深圳股份有限公司 | Remote controller for supporting multi-type data transmission |
Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103489101A (en) * | 2012-06-14 | 2014-01-01 | 海瑞斯信息科技(苏州)有限公司 | Safe electronic payment system and payment method based on converged communication technology |
| CN102905169A (en) * | 2012-09-14 | 2013-01-30 | 四川长虹电器股份有限公司 | Television payment method |
| CN105336054A (en) * | 2014-08-13 | 2016-02-17 | 南宁市锋威科技有限公司 | Television finance terminal system |
| CN104469526A (en) * | 2014-12-12 | 2015-03-25 | 中山大学深圳研究院 | Television shopping method based on cloud computing |
| CN106937150A (en) * | 2015-12-29 | 2017-07-07 | 北京巨象亿联科技有限责任公司 | IC-card payment devices and method based on digital television terminal and remote control |
| CN106937145A (en) * | 2015-12-29 | 2017-07-07 | 北京巨象亿联科技有限责任公司 | Payment devices and method are connect based on digital television terminal and the non-of remote control |
| CN106937146A (en) * | 2015-12-29 | 2017-07-07 | 北京巨象亿联科技有限责任公司 | Payment devices and method based on digital television terminal and remote control |
| CN108965960A (en) * | 2018-08-31 | 2018-12-07 | 深圳市鹏朗贸易有限责任公司 | A kind of integration of three networks set-top box |
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Application publication date: 20120104 |