CN102254384B - Automatic trade control device - Google Patents
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- CN102254384B CN102254384B CN201110023194.3A CN201110023194A CN102254384B CN 102254384 B CN102254384 B CN 102254384B CN 201110023194 A CN201110023194 A CN 201110023194A CN 102254384 B CN102254384 B CN 102254384B
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Abstract
An automatic trade control device and an automatic trade control program, capable of processing the trade and returning the balance amount without establishing the bank account of the client or installing a coin teller machine on the automatic trade device. The automatic trade control device used for controlling processing of the automatic trade control device is characterized by having a first trade processing unit for executing the first trade processing according to the information necessary for the first trade selected by a user; a specific account storage unit for storing a specific account information of a people different from the party of the first trade; and a second trade processing unit for executing the following second trade processing in a case of returning the money to the user through the first trade, i.e. reading out the specific account information from the specific account storage unit and storing a part or the whole money returned to the user into the specific account.
Description
Technical field
The present invention relates to automated transaction control device and automated transaction control program, for example, can be applied to the automated transaction control device and the program that are arranged on the automatic trading apparatus that financial institution or convenience store etc. locate.
Background technology
For example, be provided with the automatic trading apparatus by the user of qualified majority does not operate at bank and other financial mechanism or convenience store, station etc.User utilizes automatic trading apparatus to carry out financial transaction, the transaction etc. of withdrawing the money such as the credit transaction such as transfer transactions, savings of such as cash and taking-up cash.
Patent documentation 1 discloses a kind of technology, in the situation that client uses automatic trading apparatus carry out transfer transactions and produced remaining sum, this remaining sum is deposited in client's oneself account, so that shortening automatic trading apparatus carries out the time of the counting action of remaining sum.Thus, in the situation that having produced remaining sum, remaining sum can be deposited in client's account, so no longer need automatic trading apparatus to carry out the counting action of remaining sum, can shorten the corresponding time.
[patent documentation 1] Japanese kokai publication hei 8-161591 communique
, application patent documentation 1 record technology time, customer need is offered the bank account of oneself, may be created in the problem that cannot apply in the situation of the bank account of not offering oneself.
In addition, in the situation that remaining sum comprises coin, automatic trading apparatus need to be installed coin automatic teller machine.In the situation that automatic trading apparatus is not installed coin automatic teller machine, the remaining sum of the coin amount that can not spue, may produce the problem that user can not conclude the business etc.
Summary of the invention
The invention provides a kind of automated transaction control device and automated transaction control program of automatic trading apparatus, even in the case of not offering client's oneself bank account or automatic trading apparatus do not install coin automatic teller machine, also can carry out the financial transactions such as transfer transactions.
In order to address the above problem, the automated transaction control device of the first invention, for controlling the processing of automatic trading apparatus, is characterized in that having: (1) the 1st transaction processing unit, its the 1st transaction of selecting for user obtains the information that exchange needs, and carries out the 1st transaction processing; (2) particular account storage unit, it stores the personnel's different from the litigant of the 1st transaction particular account information; (3) the 2nd transaction processing unit, in the case of having produced and carried out the 2nd following transaction processing the money of returning to user by the 1st transaction,, read particular account information from particular account storage unit, and part or all of money of returning to user deposited in described particular account.
The automated transaction control program of the second invention is for controlling the processing of automatic trading apparatus, it is characterized in that, described automated transaction control program makes to have the computing machine of the particular account storage unit of having stored particular account information as playing a role with lower unit: (1) the 1st transaction processing unit, its the 1st transaction of selecting for user obtains the information that exchange needs, and carries out the 1st transaction processing; (2) the 2nd transaction processing unit, in the case of having produced and carried out the 2nd following transaction processing the money of returning to user by the 1st transaction,, read particular account information from particular account storage unit, and part or all of money of returning to user deposited in particular account.
According to the present invention, though in the case of not offering client's oneself bank account or automatic trading apparatus do not install coin automatic teller machine, also can carry out the financial transactions such as transfer transactions.
Brief description of the drawings
Fig. 1 is the cut-away view that the inner structure of the automatic trading apparatus of embodiment is shown.
Fig. 2 is the overall construction drawing that the general structure of the automated trading system of embodiment is shown.
Fig. 3 is the block diagram that the function of the transaction processing portion of embodiment is shown.
Fig. 4 is the process flow diagram that the automated transaction processing portion of the 1st embodiment is shown.
Fig. 5 is the figure that is illustrated in the display frame example showing in the time that the particular account of the 1st embodiment deposits remaining sum in.
Fig. 6 is the process flow diagram that the transaction processing portion of the 2nd embodiment is shown.
Fig. 7 is the figure that is illustrated in the display frame example showing in the time that the particular account of the 2nd embodiment deposits remaining sum money in.
Label declaration
1 automatic trading apparatus; 21 user's operation display part; 22 cards read printing portion; 23 bank note access units; 24 bankbook portions; 25 control parts; 251 storage parts; 252 transaction processing portions; 253 Department of Communication Forces; 2 information terminals; 3 shops; 4 dedicated lines; 5 host computers; 31 financial transaction handling parts; 311 account transfer handling parts; 312 deposit handling parts; 313 handling parts of withdrawing the money; 32 particular account deposit handling parts.
Embodiment
(A) the 1st embodiment
Below, with reference to the accompanying drawings of the 1st embodiment of automated transaction control device of the present invention and automated transaction control program.
(A-1) structure of the 1st embodiment
(A-1-1) general structure
Fig. 2 is the overall construction drawing that the general structure of the automated trading system of the 1st embodiment is shown.In Fig. 2, automated trading system 10 is configured at least has the automatic trading apparatus 1, information terminal 2, the host computer 5 that are connected with dedicated line 4.
Automatic trading apparatus 1 is arranged in the shop 3 of such as bank and other financial mechanism or convenience store etc., according to user's operation, carry out the financial transactions such as transfer transactions, credit transaction (for example savings transaction etc.), the transaction of withdrawing the money (for example extracting transaction etc.).Automatic trading apparatus 1 is connected with dedicated line 4, sends the Transaction Information relevant to financial transaction of user's input by dedicated line 4 to host computer 5, and by the transaction results of dedicated line 4 Receiving Host computing machines 5, and show Transaction Information.
Information terminal 2 is arranged in shop 3, be can and host computer 5 between the terminal that communicates.Information terminal 2, according to the salesman's in shop 3 etc. operation, is confirmed the Transaction Information of being managed by host computer 5.Thus, salesman can be confirmed whether that the account that Xiang Dianfang offers deposits.As long as information terminal 2 can and host computer 5 between communicate, can the various information terminals of widespread use.For example, although not diagram, but information terminal 2 can be configured to there is input block, the terminal (such as personal computer etc.) of display unit, communication unit etc., can be also special information terminal, can also be mounted in information-communication device in shop cashier's machine etc. etc.
Host computer 5 is host computers of financial institution's central side.Host computer 5 carries out the exchange of Transaction Information by dedicated line 4 and automatic trading apparatus 1, carry out according to the Transaction Information from automatic trading apparatus 1 financial transaction that user expects, and in database (not shown) managing transaction information, send transaction results to automatic trading apparatus 1.And host computer 5 also receives request from information terminal 32, and provides management information for asked Transaction Information to information terminal 2.
(A-1-2) inner structure of automatic trading apparatus
Fig. 1 is the block diagram that the inner structure of the automatic trading apparatus of the 1st embodiment is shown.In Fig. 1, the automatic trading apparatus 1 of the 1st embodiment be configured at least there is user's operation display part 21, card reads printing portion 22, bank note access unit 23, bankbook portion 24, control part 25.
User's operation display part 21 comprises: display unit, and it shows the selection picture of option dealing classification under the control of control part 25, or shows the guide picture of each transaction; Operating unit, it is obtained with user and operates corresponding input message, and input message is offered to control part 25.User's operation display part 21 can form respectively operating unit and display unit independently, or also can for example as touch-screen demonstration etc., operating unit and display unit be configured to one.
User's operation display part 21 is according to user's operation, show the guide picture of transaction options button information (for example comprise the transaction such as transfer accounts, deposit, withdraw the money etc. transaction classification) and each transaction, and obtain information that exchange needs as input message.For example, in the time carrying out transfer transactions, obtain account transfer take over party's financial institution's title, trade name, project, account, recipient's title, clientage's title, clientage's telephone number, transfer amount etc. as input message, or, for example, in the time the transaction such as depositing, withdraw the money, obtain account, password, the amount of money of depositing and withdrawing etc. is as input message.
Card reads printing portion 22 and reads the information for the card of concluding the business such as bank card or the transferred account card etc. accepted from insert port that is recorded in, this information reading is offered to control part 25, the Transaction Information receiving from control part 25 is write described card, will block discharge from escape hole.About card, can application examples as installed IC chip etc. card, can utilize card of magnetism method storage information etc.Card reads printing portion 22 and can tackle the card that utilizes these electric approach and magnetism method storage information.In addition, in Fig. 1, only show a card and read printing portion 22, read printing portion 22 but also can multiple cards be set according to the such as formation classification of electric approach, magnetism method etc.
In addition, card reads printing portion 22 and Transaction Information is printed on to medium (such as paper etc.) is upper discharges from escape hole as detail form.And, for example, the in the situation that of producing remaining sum in transaction, control part 25 by the cancellation of balances of accounts to such as, in particular account described later (storekeeper waits the particular account offered) time, card reads printing portion 22 Transaction Information relevant to the transfer transactions of this remaining sum is printed on the media such as paper, and discharges from escape hole as detail form.
In addition, in the 1st embodiment, for convenience of explanation, suppose that remaining sum is that the situation of coin is illustrated, but also can comprise bank note.
Bank note access unit 23 is taken into the bank note of accepting from insert port, and calculates the amount of money of the bank note being taken into, and bank note containing, in collecting storage facility (not shown), is offered to control part 25 by the amount of money of be taken into bank note.And bank note access unit 23 is taken out the bank note suitable with the amount of money of being indicated by control part 25 from collecting storage facility, and this bank note is discharged from escape hole.
Department of Communication Force 253 is handling part and the devices by carrying out message exchange between dedicated line 4 and host computer 5.For example, in storage part 251, store the information that exchange needs can confirm, and while carrying out user by the selected transaction of this information, the information being stored in storage part 251 is sent to host computer 5 by Department of Communication Force 253.And Department of Communication Force 253 is obtained transaction results from host computer 5, this transaction results is offered to transaction processing portion 252, and make user's operation display part 21 show transaction results.
And storage part 251 is such as stored, as the accounts information of the account transfer take over party's of the cancellation of balances of accounts particular account (name on account, financial institution's title, trade name, subject, account etc.).
Wherein, particular account is different from the account of the litigant's that the user of automatic trading apparatus 1 concludes the business financial institution, refers to the account of the financial institution that deposits the amount of money suitable with remaining sum in.In the 1st embodiment, particular account refers in the time that money is stored in the account, this money depositing in is handed to depositor's (user) a side's bank account with cash base.For example, account that is provided with the shop 3 of automatic trading apparatus 1 etc. just belongs to particular account, for example, if shop 3 is bank and other financial mechanism or convenience store etc., can be made as the shop account of this financial institution or convenience store.In addition, particular account, as long as the account with a side of cash base return by deposited in money, is not limited to the account in the shop that is provided with automatic trading apparatus 1.
And, the money (below also referred to as remaining sum) that has produced the difference between the amount of money and the input amount of money relating to of concluding the business in the transaction processing of selecting by user, transaction processing portion 252 carries out reading particular account information from storage part 251, and this remaining sum is deposited in to the processing of particular account.
Fig. 3 is the functional block diagram that the processing of transaction processing portion 252 is shown from function.In Fig. 3, transaction processing portion 252 at least has financial transaction handling part 31, particular account deposit handling part 32.
Financial transaction handling part 31 is for carrying out the transaction processing of automatic trading apparatus 1.Financial transaction handling part 31 is according to the input message from user's operation display part 21 grades, the transaction processing of carrying out user's selection.For example, financial transaction handling part 31 has account transfer handling part 311, deposit handling part 312 and the handling part 313 etc. of withdrawing the money, the processing of transferring accounts of account transfer handling part 311, deposit handling part 312 for example carries out depositing in the savings processing of money in the account of offering, and the handling part 313 of withdrawing the money carries out for example from the account of offering, extracting the processing of withdrawing the money of money.
Account transfer handling part 311 from user's operation display part 21, card reads printing portion 22 or bankbook portion 24 obtains the required information of transfer transactions, and to obtain content be that the transfer amount the amount of money receiving from bank note access unit 23 is transferred accounts to take over party's the Transaction Information of transferring accounts.And the Transaction Information of account transfer content is sent to host computer 5 by account transfer handling part 311, makes host computer 5 carry out transfer transactions.In addition, account transfer handling part 311, after the processing of transfer transactions finishes, offers user's operation display part 21, card by the Transaction Information relevant to transfer transactions and reads any one party in printing portion 22, bank note access unit 23, bankbook portion 24 or all.
The handling part 313 of withdrawing the money reads printing portion 22 or bankbook portion 24 from user's operation display part 21, card and obtains the information that the exchange that withdraws the money needs, and to obtain content be the Transaction Information of the amount of money of withdrawing the money from account.And Transaction Information is sent to host computer 5 by the handling part 313 of withdrawing the money, make host computer 5 carry out the transaction of withdrawing the money.In addition, withdraw the money handling part 313 after the processing of the transaction of withdrawing the money finishes, read any one party in printing portion 22, bank note access unit 23, bankbook portion 24 or all by offering user's operation display part 21, card to the relevant Transaction Information of transaction of withdrawing the money.
In the case of having produced the transaction amount of money relating to and the money that deposits the difference between the amount of money in, particular account is deposited handling part 32 and is read particular account information from storage part 251, and to obtain content be the Transaction Information that this remaining sum is deposited in to particular account.And the Transaction Information that deposits the money of remaining sum amount to particular account in is sent to host computer 5 by particular account deposit handling part 32, and make host computer 5 carry out credit transaction.In addition, also can be carried out depositing in to particular account by deposit handling part 312 or account transfer handling part 311 credit transaction of remaining sum.
And after depositing the credit transaction of this remaining sum to particular account in and finishing, particular account deposit handling part 32 offers card by this Transaction Information and reads printing portion 22.Thus, can read the detail form that 22 outputs of printing portion represent remaining sum to deposit in particular account from card.
(A-2) action of the 1st embodiment
Below, with reference to the accompanying drawings of the action of the automated transaction control processing of the 1st embodiment.Illustrating user below, utilizes automatic trading apparatus 1 to carry out the situation of cash transfer transactions.
Fig. 4 is the process flow diagram that the automated transaction control processing of automatic trading apparatus 1 is shown.
First, user selects the transaction options button (step S300, S301) of cash account transfer from be presented at the transaction menu user's operation display part 21 of automatic trading apparatus 1.
The selection information of the cash account transfer that user is selected offers control part 25 from user's operation display part 21.In control part 25, transaction processing portion 252 starts transfer transactions according to the selection information of the cash account transfer receiving from user's operation display part 21.
The guide picture of transfer transactions is read by transaction processing portion 252 from storage part 251, and offers user's operation display part 21.Thus, user's operation display part 21 shows the guide picture of the treatment step of guiding transfer transactions, thus the required information of prompting input transfer transactions.See that the user of this guide picture is according to the required information of guide picture input transfer transactions.After the required information of input transfer transactions, these input messages are stored in storage part 251.
The processing procedure of transfer transactions is not particularly limited.In Fig. 4, step S302~S305 shows a wherein example.
In addition, except the illustrated step of Fig. 4, for example, the transferred account card of holding in the case of user the transfer transactions information in the past that recorded, also can be that card reads printing portion 22 and reads the required information of transfer transactions (account transfer take over party's financial institution's title, trade name, project, account etc.) from the transferred account card inserting.
In Fig. 4, in user's operation display part 21, after the picture of display reminding input account transfer people's (clientage) name, user inputs account transfer people's name, and account transfer people information is provided for transaction processing portion 252 (step S302).
Then, in user's operation display part 21 after the picture of the account transfer take over party information such as financial institution's title of display reminding input account transfer take over party, trade name, project, account, user inputs account transfer take over party information, and account transfer take over party information is provided for control part 25 (step S303).And after the picture of display reminding input transfer amount, user inputs transfer amount in user's operation display part 21, transfer amount is provided for transaction processing portion 252 (step S304).
Show and deposit in after the picture of bank note in user's operation display part 21, bank note is inserted into insert port by user.Bank note access unit 23 is added up the bank note being taken into from insert port, and the amount of money that deposits in of bank note is offered to transaction processing portion 252 (step S305).
After the required information of the order input cash transfer transactions according to step S302~S305, user's operation display part 21 shows the whether correct picture of content that represents transfer transactions, and content (step S306) is confirmed in prompting.User confirms the content of shown transfer transactions, presses ACK button in the situation that carrying out transfer transactions, presses cancel button in the situation of not carrying out transfer transactions.
Pressing after ACK button, will carry out transfer transactions according to the content based on input message owing to confirming user, so the transaction processing portion 252 of control part 25 is used input message that user inputs and obtained deposit the amount of money in and carry out the processing of transfer transactions.
On the other hand, in the case of deposit in the amount of money that the amount of money relates to than transfer transactions many, calculating and deducting the amount of money depositing in after the amount of money the amount of money relating to from transfer transactions is remaining sum, transaction processing portion 252 is for the transfer amount depositing in the amount of money, sending content to host computer 5 is the Transaction Information to account transfer take over party's account account transfer, and carries out common account transfer processing.And, being exported by host computer 5 after the result that transfer transactions finishes, the processing of remaining sum is returned by transaction processing portion 252.
In the time can returning according to the bank note part in remaining sum, the bank note (step S307) that is equivalent to this amount of money is returned by transaction processing portion 252 from bank note access unit 23.
In addition, particular account information, for the remaining sum of coin part, is read from storage part 251 by transaction processing portion 252, and the amount of money of the remaining sum of being about to be equivalent to coin part of going forward side by side deposits the deposit processing (step S308) of particular account in.In addition, in the 1st embodiment, in the case of having produced the remaining sum of coin part, transaction processing portion 252 carries out remaining sum to deposit in the processing of particular account, now, transaction processing portion 252 also can make user's operation display part 21 show the display frame that user is illustrated to this situation, after the confirmation of receiving user, carries out depositing processing in for the remaining sum of particular account.
Then, in automatic trading apparatus 1, card reads printing portion 22 and obtains from the transaction processing portion 252 of control part 25 Transaction Information that deposits transaction for the remaining sum of particular account in, prints detail form and discharges (step S309) according to this Transaction Information.
The client who gets detail form provides detail form to the salesman of cashier.Salesman inputs to information terminal 2 by being printed on Transaction Identification Number on detail form etc., confirms that the remaining sum of coin part has been deposited in the bank account (particular account) of shop management, and utilizes the coin in cashier's machine that remaining sum is returned to client.
At this, between automatic trading apparatus 1 and host computer 5, carry out the common account transfer processing of being indicated by user and the processing that deposits remaining sum to particular account in, so each transaction is different financial transaction, be endowed different Transaction Identification Numbers.Salesman uses information terminal 2 to input the credit transaction number that deposits remaining sum to particular account in, can confirm to have carried out thus the deposit of this Transaction Identification Number.
In addition, also common account transfer processing can be considered as to major transaction, the cancellation of balances of accounts processing of particular account is considered as to subordinate transaction, host computer 5 is processed for the remaining sum deposit of particular account, and the information (numbering being for example associated etc.) that use can be associated with the Transaction Identification Number of common account transfer processing manages.
In addition, in step S306, in the time pressing cancel button, represent that user does not carry out this transaction, so under the control of control part 25, bank note access unit 23 is returned the inserted bank note that deposits the amount of money in (step S310), and finish this account transfer processing (step S311).
(A-3) effect of the 1st embodiment
As mentioned above, according to the 1st embodiment, in the case of having produced user's the remaining sum that return to automatic trading apparatus 1, carry out depositing in to particular account the deposit processing of this remaining sum, shop side has confirmed to deposit in after the money of particular account, pay and be stored into the money of this particular account with cash base, so also can utilize even do not there is the client of bank account.
And, in the 1st embodiment, in the automatic trading apparatus that coin automatic teller machine is not installed, also can carry out the financial transactions such as cash account transfer, and not need significantly modifier structure.
(B) the 2nd embodiment
Below, with reference to the accompanying drawings of the 2nd embodiment of automated transaction control device of the present invention and automated transaction control program.
(B-1) structure of the 2nd embodiment and action
In the 1st embodiment, illustrate that particular account is as shop of automatic trading apparatus 1 etc. is set, with cash base, the money that is stored into the account is handed to the situation of financial institution's account of user's a side, in the 2nd embodiment, be for example the situation of accepting to solicit contributions the bank account that waits contribution exemplified with particular account.
In the 2nd embodiment, can use the structure of the transaction processing portion 252 of the automated trading system 10 that illustrates in the 1st embodiment, automatic trading apparatus 1, automatic trading apparatus 1 to describe, so use Fig. 1~Fig. 3 to describe below.
Fig. 6 is the process flow diagram that the action of the automated transaction processing of the automatic trading apparatus 1 of the 2nd embodiment is shown.Fig. 6 uses automatic trading apparatus 1 to carry out the situation of the process of exchange of cash account transfer exemplified with user.
In Fig. 6, with the 1st embodiment in the same manner, automatic trading apparatus 1 is selected the transaction options button (step S500, S501) of cash account transfer by user, in user's operation display part 21, show the guide picture of transfer transactions, input the required information of transfer transactions (step S502~S504) by user, deposit bank note (step S505) in.
And identical with the 1st embodiment in automatic trading apparatus 1, user's operation display part 21 shows transaction content, and point out user to confirm content (step S506).Press after ACK button user, be judged as in transaction processing portion 252 that to deposit the amount of money in be that the amount of money that relates to of transfer transactions is when above, sending content to host computer 5 is transfer amount to be proceeded to the Transaction Information of account transfer take over party's account, and carries out common account transfer processing.In the time having provided the result of closing the transaction from host computer 5, transaction processing portion 252 carries out the return processing of remaining sum.
In the case of deposit in the amount of money that the amount of money relates to than transfer transactions many, transaction processing portion 252 calculates and deducts the amount of money depositing in after the amount of money the amount of money relating to from transfer transactions is remaining sum.And in the time can returning according to the bank note part in remaining sum, the bank note (step S507) that is equivalent to this amount of money is returned by transaction processing portion 252 from bank note access unit 23.
In addition, transaction processing portion 252, for the remaining sum of coin part, allows user be confirmed whether to contribute money (step S508).
For example, user's operation display part 21 shows illustrative display frame in Fig. 7.For example, show that as shown in Figure 7 the remaining sum of coin part is " × × × yen ", and show whether inquiry is donated to by remaining sum the content that zz solicits contributions.And, in the illustrative display frame of Fig. 7, show contribution button 701 and cash button 702.
In the situation that user agrees to contribute remaining sum, user presses contribution button 701.After contribution button 701 is pressed, financial institution's accounts information of soliciting contributions use is read by transaction processing portion 252 from storage part 251, the money of remaining sum part is deposited in the particular account of soliciting contributions use (step S509), print the detail form relevant to the credit transaction of the particular account deposit to this whip-round use and discharge (step S510).
And, in step S508, after cash button 702 is pressed, proceed to step S511, that carries out illustrating in the 1st embodiment deposits the deposit processing (step S511, S510) of remaining sum in to particular account.
Wherein, soliciting contributions the particular account of use and can be the account that such as convenience store etc. is offered by shop side in order to solicit contributions, can also be the account of raising a side of this contribution.And not necessarily one of the particular account of whip-round use, can be also multiple., also can be using multiple whip-rounds as object.In the situation that thering is multiple whip-round, show the display frame of selecting remaining sum to be deposited into which whip-round to user, and remaining sum is deposited in the particular account of whip-round of user's selection.For example can so realize in this case: in storage part 251, give the identifying information for identifying each particular account information to each particular account information (comprise particular account information that cash reimbursement uses, solicit contributions the particular account information of use), operate the particular account of reading corresponding identifying information by user's selection.
(B-2) effect of the 2nd embodiment
As mentioned above, according to the 2nd embodiment, for the client who does not expect the remaining sum of returning small amount, can save time and save trouble.And, according to the 2nd embodiment, have advantages of and can in shop, increase contribution.
(C) other embodiments
(C-1), in the 1st embodiment, accept the remaining sum of coin at cashier with cash base, but for example also can the remaining sum of coin part be supplemented with money at cashier, in stored value card (card or the mobile phone etc. of IC chip have been installed).
(C-2), in the 1st and the 2nd embodiment, also consider that existence do not get the client of coin remaining sum, so for the coin remaining sum of getting future in during certain, can automatically donate.In this case, in the time carrying out the transaction of automatic trading apparatus, show and after certain hour, the information of automatically donating is pointed out client.
(C-3) in the 1st and the 2nd embodiment, when in the time that cashier is confirmed to have deposited coin remaining sum in, type slug shape code on detail form (for example comprising the concept of one-dimensional bar code, 2 d code), and utilize information terminal to read this bar code, can simplify thus salesman's operation, instantaneous complete operation.In this case, the card of automatic trading apparatus reads printing portion and need to possess the function that represents the printing bar code of depositing to particular account.And, by with the interlocks such as remaining sum, can also in reading bar code, extract the remaining sum of coin.
(C-4) for the transfer transactions of particular account, also can be by whole cancellation of balances of accounts in particular account, for example, in the situation that remaining sum comprises bank note etc., also can be by a part of cancellation of balances of accounts in particular account.In this case, particular account deposit handling part also can be specified the amount of money of the remaining sum that proceeds to particular account.
Claims (2)
1. an automated transaction control device of controlling the processing of automatic trading apparatus, is characterized in that, described automated transaction control device has:
The 1st transaction processing unit, its 1st transaction of selecting for user obtains the information that exchange needs, and carries out described the 1st transaction;
Particular account storage unit, it stores the personnel's different from the litigant of described the 1st transaction particular account information;
The 2nd transaction processing unit, in the case of having produced and carried out the 2nd following transaction processing the money of returning to user by described the 1st transaction,, read described particular account information from described particular account storage unit, and part or all of money of returning to described user deposited in described particular account
Described particular account is the account that is provided with the shop of described automatic trading apparatus.
2. automated transaction control device according to claim 1, is characterized in that,
Described automatic trading apparatus has the also print-out unit of output of print transaction information on medium,
Described the 2nd transaction processing unit provides and represents to deposit the Transaction Information of described particular account in to described print-out unit, and the medium of this Transaction Information that made described print-out unit output print.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
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JP2010115400A JP2011243045A (en) | 2010-05-19 | 2010-05-19 | Automated teller machine control apparatus and automated teller machine control program |
JP2010-115400 | 2010-05-19 |
Publications (2)
Publication Number | Publication Date |
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CN102254384A CN102254384A (en) | 2011-11-23 |
CN102254384B true CN102254384B (en) | 2014-07-02 |
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CN201110023194.3A Expired - Fee Related CN102254384B (en) | 2010-05-19 | 2011-01-20 | Automatic trade control device |
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CN104751361A (en) * | 2013-12-30 | 2015-07-01 | 腾讯科技(深圳)有限公司 | Method, server and system for reallocating account resources |
JP2020057342A (en) * | 2018-09-28 | 2020-04-09 | グローリー株式会社 | Settlement system, settlement device, and settlement processing method |
CN111583550A (en) * | 2020-04-27 | 2020-08-25 | 中国银行股份有限公司 | Medium-free deposit transaction method and device, computer equipment and readable storage medium |
CN114565115A (en) * | 2022-03-04 | 2022-05-31 | 中国银行股份有限公司 | Processing method and device for bankbook cash-fetching reservation service |
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CN101276501A (en) * | 2007-03-26 | 2008-10-01 | 黄金富 | System and corresponding method for small change capable of replacing coin completely |
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CN102254384A (en) | 2011-11-23 |
JP2011243045A (en) | 2011-12-01 |
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